Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 73
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::printArticle() - APP/Controller/ArtileDetailController.php, line 73
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Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120
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Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235
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Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 74
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::printArticle() - APP/Controller/ArtileDetailController.php, line 74
Cake\Controller\Controller::invokeAction() - CORE/src/Controller/Controller.php, line 610
Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120
Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94
Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\AssetMiddleware::__invoke() - CORE/src/Routing/Middleware/AssetMiddleware.php, line 88
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Warning (512): Unable to emit headers. Headers sent in file=/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Error/Debugger.php line=853 [CORE/src/Http/ResponseEmitter.php, line 48]
Code Context
            if (Configure::read('debug')) {

                trigger_error($message, E_USER_WARNING);

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-Down to Earth&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;Multiple gaps in implementation of crop insurance schemes may have compromised their purpose of benefitting farmers &lt;br /&gt;
&lt;/em&gt;&lt;br /&gt;
The CAG audit report of the Centre&amp;rsquo;s crop insurance schemes has highlighted gaps in their implementation that compromise its purpose of providing financial assistance to farmers.&lt;br /&gt;
&lt;br /&gt;
The Comptroller and Auditor General of India (CAG) looked into the performance of two schemes&amp;mdash;Modified National Agricultural Insurance Scheme (MNAIS) and the National Crop Insurance Programme (NCIP) &amp;mdash;between Kharif season of 2011 to Rabi season of 2015-16. NDA government&amp;rsquo;s ambitious Pradhan Mantri Fasal Bima Yojana, which came into force in Kharif 2016, was not been scrutinised by the CAG.&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;Delayed payments&lt;br /&gt;
&lt;/em&gt;&lt;br /&gt;
The report suggested delay at the state level caused obstruction in providing financial aid to farmers. The report found that Department of Agriculture, Cooperation and Farmers&amp;rsquo; Welfare (DAC&amp;amp;FW) under the Ministry of Agriculture and Farmers&amp;rsquo; Welfare released funds, but the delay took place at the state government level, it stated.&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;Protocol not followed&lt;br /&gt;
&lt;/em&gt;&lt;br /&gt;
According to the report, the Agricultural Insurance Company of India Limited (AIC), the government-owned implementing agency for the schemes, &amp;ldquo;failed to exercise due diligence in verification of claims by private insurance companies before releasing funds to them.&amp;rdquo;&lt;br /&gt;
&lt;br /&gt;
Between 2011 and 2016, the AIC released Rs 3,622 crore as premium subsidy to 10 private insurance companies without complying with government guidelines.&lt;br /&gt;
&lt;br /&gt;
Analysis of data from the CAG report reveals that expenditure of the allotted money reduced between 2014-16, under the NDA government. While the amount allocated for crop insurance schemes went up from Rs.1,025 crores in 2011-12 to Rs. 3,185.09 crores in 2015-16, its expenditure plummeted from 102 per cent to 93 per cent in respective years.&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;Records missing&lt;br /&gt;
&lt;/em&gt;&lt;br /&gt;
Whether the money reached the beneficiaries cannot be ensured as the database of beneficiaries was not maintained.&lt;br /&gt;
&lt;br /&gt;
&amp;ldquo;The Government of India and the state governments were not in a position to ensure that Rs 10,617.41 crores released as premium subsidy under National Agricultural Insurance Scheme, Modified National Agricultural Insurance Scheme and Weather-Based Crop Insurance Scheme and Rs 21,989.24 crore released as claim reimbursement under NAIS, during the period covered in audit, reached the intended beneficiaries or achieved the intended purposes,&amp;rdquo; the report stated.&lt;br /&gt;
&lt;br /&gt;
Claims worth Rs 8,947.41 crores were paid in the nine audited states, but only 30 per cent of the amount had utilisation certificates (UC) to prove it reached farmers. The report observes, &amp;ldquo;Implementing agencies did not ensure submission of UCs by Bank/financial institutions and therefore, did not have even the minimum assurance from the Bank/FIs that they had distributed the claim amounts to beneficiary farmers.&amp;rdquo;&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;Small farmers not covered&lt;br /&gt;
&lt;/em&gt;&lt;br /&gt;
Small and marginal farmers constitute 85 per cent (12 crores) of the total farmers (14 crores) in the country. Yet, their share in the coverage did not exceed 13.32 per cent under the NAIS scheme.&lt;br /&gt;
&lt;br /&gt;
Please &lt;a href=&quot;http://www.downtoearth.org.in/news/are-crop-insurance-schemes-serving-their-purpose-cag-report-reveals-58324&quot;&gt;click here&lt;/a&gt; to read more. &lt;br /&gt;
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-Down to Earth

Multiple gaps in implementation of crop insurance schemes may have compromised their purpose of benefitting farmers 

The CAG audit report of the Centre&amp;rsquo;s crop insurance schemes has highlighted gaps in their implementation that compromise its purpose of providing...&#039;,
	&#039;disp&#039; =&gt; &#039;&lt;div align=&quot;justify&quot;&gt;-Down to Earth&lt;br /&gt;&lt;br /&gt;&lt;em&gt;Multiple gaps in implementation of crop insurance schemes may have compromised their purpose of benefitting farmers &lt;br /&gt;&lt;/em&gt;&lt;br /&gt;The CAG audit report of the Centre&amp;rsquo;s crop insurance schemes has highlighted gaps in their implementation that compromise its purpose of providing financial assistance to farmers.&lt;br /&gt;&lt;br /&gt;The Comptroller and Auditor General of India (CAG) looked into the performance of two schemes&amp;mdash;Modified National Agricultural Insurance Scheme (MNAIS) and the National Crop Insurance Programme (NCIP) &amp;mdash;between Kharif season of 2011 to Rabi season of 2015-16. NDA government&amp;rsquo;s ambitious Pradhan Mantri Fasal Bima Yojana, which came into force in Kharif 2016, was not been scrutinised by the CAG.&lt;br /&gt;&lt;br /&gt;&lt;em&gt;Delayed payments&lt;br /&gt;&lt;/em&gt;&lt;br /&gt;The report suggested delay at the state level caused obstruction in providing financial aid to farmers. The report found that Department of Agriculture, Cooperation and Farmers&amp;rsquo; Welfare (DAC&amp;amp;FW) under the Ministry of Agriculture and Farmers&amp;rsquo; Welfare released funds, but the delay took place at the state government level, it stated.&lt;br /&gt;&lt;br /&gt;&lt;em&gt;Protocol not followed&lt;br /&gt;&lt;/em&gt;&lt;br /&gt;According to the report, the Agricultural Insurance Company of India Limited (AIC), the government-owned implementing agency for the schemes, &amp;ldquo;failed to exercise due diligence in verification of claims by private insurance companies before releasing funds to them.&amp;rdquo;&lt;br /&gt;&lt;br /&gt;Between 2011 and 2016, the AIC released Rs 3,622 crore as premium subsidy to 10 private insurance companies without complying with government guidelines.&lt;br /&gt;&lt;br /&gt;Analysis of data from the CAG report reveals that expenditure of the allotted money reduced between 2014-16, under the NDA government. While the amount allocated for crop insurance schemes went up from Rs.1,025 crores in 2011-12 to Rs. 3,185.09 crores in 2015-16, its expenditure plummeted from 102 per cent to 93 per cent in respective years.&lt;br /&gt;&lt;br /&gt;&lt;em&gt;Records missing&lt;br /&gt;&lt;/em&gt;&lt;br /&gt;Whether the money reached the beneficiaries cannot be ensured as the database of beneficiaries was not maintained.&lt;br /&gt;&lt;br /&gt;&amp;ldquo;The Government of India and the state governments were not in a position to ensure that Rs 10,617.41 crores released as premium subsidy under National Agricultural Insurance Scheme, Modified National Agricultural Insurance Scheme and Weather-Based Crop Insurance Scheme and Rs 21,989.24 crore released as claim reimbursement under NAIS, during the period covered in audit, reached the intended beneficiaries or achieved the intended purposes,&amp;rdquo; the report stated.&lt;br /&gt;&lt;br /&gt;Claims worth Rs 8,947.41 crores were paid in the nine audited states, but only 30 per cent of the amount had utilisation certificates (UC) to prove it reached farmers. The report observes, &amp;ldquo;Implementing agencies did not ensure submission of UCs by Bank/financial institutions and therefore, did not have even the minimum assurance from the Bank/FIs that they had distributed the claim amounts to beneficiary farmers.&amp;rdquo;&lt;br /&gt;&lt;br /&gt;&lt;em&gt;Small farmers not covered&lt;br /&gt;&lt;/em&gt;&lt;br /&gt;Small and marginal farmers constitute 85 per cent (12 crores) of the total farmers (14 crores) in the country. Yet, their share in the coverage did not exceed 13.32 per cent under the NAIS scheme.&lt;br /&gt;&lt;br /&gt;Please &lt;a href=&quot;http://www.downtoearth.org.in/news/are-crop-insurance-schemes-serving-their-purpose-cag-report-reveals-58324&quot; title=&quot;http://www.downtoearth.org.in/news/are-crop-insurance-schemes-serving-their-purpose-cag-report-reveals-58324&quot;&gt;click here&lt;/a&gt; to read more. &lt;br /&gt;&lt;/div&gt;&#039;,
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-Down to Earth&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;Multiple gaps in implementation of crop insurance schemes may have compromised their purpose of benefitting farmers &lt;br /&gt;
&lt;/em&gt;&lt;br /&gt;
The CAG audit report of the Centre&amp;rsquo;s crop insurance schemes has highlighted gaps in their implementation that compromise its purpose of providing financial assistance to farmers.&lt;br /&gt;
&lt;br /&gt;
The Comptroller and Auditor General of India (CAG) looked into the performance of two schemes&amp;mdash;Modified National Agricultural Insurance Scheme (MNAIS) and the National Crop Insurance Programme (NCIP) &amp;mdash;between Kharif season of 2011 to Rabi season of 2015-16. NDA government&amp;rsquo;s ambitious Pradhan Mantri Fasal Bima Yojana, which came into force in Kharif 2016, was not been scrutinised by the CAG.&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;Delayed payments&lt;br /&gt;
&lt;/em&gt;&lt;br /&gt;
The report suggested delay at the state level caused obstruction in providing financial aid to farmers. The report found that Department of Agriculture, Cooperation and Farmers&amp;rsquo; Welfare (DAC&amp;amp;FW) under the Ministry of Agriculture and Farmers&amp;rsquo; Welfare released funds, but the delay took place at the state government level, it stated.&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;Protocol not followed&lt;br /&gt;
&lt;/em&gt;&lt;br /&gt;
According to the report, the Agricultural Insurance Company of India Limited (AIC), the government-owned implementing agency for the schemes, &amp;ldquo;failed to exercise due diligence in verification of claims by private insurance companies before releasing funds to them.&amp;rdquo;&lt;br /&gt;
&lt;br /&gt;
Between 2011 and 2016, the AIC released Rs 3,622 crore as premium subsidy to 10 private insurance companies without complying with government guidelines.&lt;br /&gt;
&lt;br /&gt;
Analysis of data from the CAG report reveals that expenditure of the allotted money reduced between 2014-16, under the NDA government. While the amount allocated for crop insurance schemes went up from Rs.1,025 crores in 2011-12 to Rs. 3,185.09 crores in 2015-16, its expenditure plummeted from 102 per cent to 93 per cent in respective years.&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;Records missing&lt;br /&gt;
&lt;/em&gt;&lt;br /&gt;
Whether the money reached the beneficiaries cannot be ensured as the database of beneficiaries was not maintained.&lt;br /&gt;
&lt;br /&gt;
&amp;ldquo;The Government of India and the state governments were not in a position to ensure that Rs 10,617.41 crores released as premium subsidy under National Agricultural Insurance Scheme, Modified National Agricultural Insurance Scheme and Weather-Based Crop Insurance Scheme and Rs 21,989.24 crore released as claim reimbursement under NAIS, during the period covered in audit, reached the intended beneficiaries or achieved the intended purposes,&amp;rdquo; the report stated.&lt;br /&gt;
&lt;br /&gt;
Claims worth Rs 8,947.41 crores were paid in the nine audited states, but only 30 per cent of the amount had utilisation certificates (UC) to prove it reached farmers. The report observes, &amp;ldquo;Implementing agencies did not ensure submission of UCs by Bank/financial institutions and therefore, did not have even the minimum assurance from the Bank/FIs that they had distributed the claim amounts to beneficiary farmers.&amp;rdquo;&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;Small farmers not covered&lt;br /&gt;
&lt;/em&gt;&lt;br /&gt;
Small and marginal farmers constitute 85 per cent (12 crores) of the total farmers (14 crores) in the country. Yet, their share in the coverage did not exceed 13.32 per cent under the NAIS scheme.&lt;br /&gt;
&lt;br /&gt;
Please &lt;a href=&quot;http://www.downtoearth.org.in/news/are-crop-insurance-schemes-serving-their-purpose-cag-report-reveals-58324&quot;&gt;click here&lt;/a&gt; to read more. &lt;br /&gt;
&lt;/div&gt;&#039;,
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-Down to Earth

Multiple gaps in implementation of crop insurance schemes may have compromised their purpose of benefitting farmers 

The CAG audit report of the Centre&amp;rsquo;s crop insurance schemes has highlighted gaps in their implementation that compromise its purpose of providing...&#039;
$disp = &#039;&lt;div align=&quot;justify&quot;&gt;-Down to Earth&lt;br /&gt;&lt;br /&gt;&lt;em&gt;Multiple gaps in implementation of crop insurance schemes may have compromised their purpose of benefitting farmers &lt;br /&gt;&lt;/em&gt;&lt;br /&gt;The CAG audit report of the Centre&amp;rsquo;s crop insurance schemes has highlighted gaps in their implementation that compromise its purpose of providing financial assistance to farmers.&lt;br /&gt;&lt;br /&gt;The Comptroller and Auditor General of India (CAG) looked into the performance of two schemes&amp;mdash;Modified National Agricultural Insurance Scheme (MNAIS) and the National Crop Insurance Programme (NCIP) &amp;mdash;between Kharif season of 2011 to Rabi season of 2015-16. NDA government&amp;rsquo;s ambitious Pradhan Mantri Fasal Bima Yojana, which came into force in Kharif 2016, was not been scrutinised by the CAG.&lt;br /&gt;&lt;br /&gt;&lt;em&gt;Delayed payments&lt;br /&gt;&lt;/em&gt;&lt;br /&gt;The report suggested delay at the state level caused obstruction in providing financial aid to farmers. The report found that Department of Agriculture, Cooperation and Farmers&amp;rsquo; Welfare (DAC&amp;amp;FW) under the Ministry of Agriculture and Farmers&amp;rsquo; Welfare released funds, but the delay took place at the state government level, it stated.&lt;br /&gt;&lt;br /&gt;&lt;em&gt;Protocol not followed&lt;br /&gt;&lt;/em&gt;&lt;br /&gt;According to the report, the Agricultural Insurance Company of India Limited (AIC), the government-owned implementing agency for the schemes, &amp;ldquo;failed to exercise due diligence in verification of claims by private insurance companies before releasing funds to them.&amp;rdquo;&lt;br /&gt;&lt;br /&gt;Between 2011 and 2016, the AIC released Rs 3,622 crore as premium subsidy to 10 private insurance companies without complying with government guidelines.&lt;br /&gt;&lt;br /&gt;Analysis of data from the CAG report reveals that expenditure of the allotted money reduced between 2014-16, under the NDA government. While the amount allocated for crop insurance schemes went up from Rs.1,025 crores in 2011-12 to Rs. 3,185.09 crores in 2015-16, its expenditure plummeted from 102 per cent to 93 per cent in respective years.&lt;br /&gt;&lt;br /&gt;&lt;em&gt;Records missing&lt;br /&gt;&lt;/em&gt;&lt;br /&gt;Whether the money reached the beneficiaries cannot be ensured as the database of beneficiaries was not maintained.&lt;br /&gt;&lt;br /&gt;&amp;ldquo;The Government of India and the state governments were not in a position to ensure that Rs 10,617.41 crores released as premium subsidy under National Agricultural Insurance Scheme, Modified National Agricultural Insurance Scheme and Weather-Based Crop Insurance Scheme and Rs 21,989.24 crore released as claim reimbursement under NAIS, during the period covered in audit, reached the intended beneficiaries or achieved the intended purposes,&amp;rdquo; the report stated.&lt;br /&gt;&lt;br /&gt;Claims worth Rs 8,947.41 crores were paid in the nine audited states, but only 30 per cent of the amount had utilisation certificates (UC) to prove it reached farmers. The report observes, &amp;ldquo;Implementing agencies did not ensure submission of UCs by Bank/financial institutions and therefore, did not have even the minimum assurance from the Bank/FIs that they had distributed the claim amounts to beneficiary farmers.&amp;rdquo;&lt;br /&gt;&lt;br /&gt;&lt;em&gt;Small farmers not covered&lt;br /&gt;&lt;/em&gt;&lt;br /&gt;Small and marginal farmers constitute 85 per cent (12 crores) of the total farmers (14 crores) in the country. Yet, their share in the coverage did not exceed 13.32 per cent under the NAIS scheme.&lt;br /&gt;&lt;br /&gt;Please &lt;a href=&quot;http://www.downtoearth.org.in/news/are-crop-insurance-schemes-serving-their-purpose-cag-report-reveals-58324&quot; title=&quot;http://www.downtoearth.org.in/news/are-crop-insurance-schemes-serving-their-purpose-cag-report-reveals-58324&quot;&gt;click here&lt;/a&gt; to read more. &lt;br /&gt;&lt;/div&gt;&#039;
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                <strong>Are crop insurance schemes working? CAG report reveals Ishan Kukreti</strong></h1>
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                <div align="justify">-Down to Earth<br /><br /><em>Multiple gaps in implementation of crop insurance schemes may have compromised their purpose of benefitting farmers <br /></em><br />The CAG audit report of the Centre&rsquo;s crop insurance schemes has highlighted gaps in their implementation that compromise its purpose of providing financial assistance to farmers.<br /><br />The Comptroller and Auditor General of India (CAG) looked into the performance of two schemes&mdash;Modified National Agricultural Insurance Scheme (MNAIS) and the National Crop Insurance Programme (NCIP) &mdash;between Kharif season of 2011 to Rabi season of 2015-16. NDA government&rsquo;s ambitious Pradhan Mantri Fasal Bima Yojana, which came into force in Kharif 2016, was not been scrutinised by the CAG.<br /><br /><em>Delayed payments<br /></em><br />The report suggested delay at the state level caused obstruction in providing financial aid to farmers. The report found that Department of Agriculture, Cooperation and Farmers&rsquo; Welfare (DAC&amp;FW) under the Ministry of Agriculture and Farmers&rsquo; Welfare released funds, but the delay took place at the state government level, it stated.<br /><br /><em>Protocol not followed<br /></em><br />According to the report, the Agricultural Insurance Company of India Limited (AIC), the government-owned implementing agency for the schemes, &ldquo;failed to exercise due diligence in verification of claims by private insurance companies before releasing funds to them.&rdquo;<br /><br />Between 2011 and 2016, the AIC released Rs 3,622 crore as premium subsidy to 10 private insurance companies without complying with government guidelines.<br /><br />Analysis of data from the CAG report reveals that expenditure of the allotted money reduced between 2014-16, under the NDA government. While the amount allocated for crop insurance schemes went up from Rs.1,025 crores in 2011-12 to Rs. 3,185.09 crores in 2015-16, its expenditure plummeted from 102 per cent to 93 per cent in respective years.<br /><br /><em>Records missing<br /></em><br />Whether the money reached the beneficiaries cannot be ensured as the database of beneficiaries was not maintained.<br /><br />&ldquo;The Government of India and the state governments were not in a position to ensure that Rs 10,617.41 crores released as premium subsidy under National Agricultural Insurance Scheme, Modified National Agricultural Insurance Scheme and Weather-Based Crop Insurance Scheme and Rs 21,989.24 crore released as claim reimbursement under NAIS, during the period covered in audit, reached the intended beneficiaries or achieved the intended purposes,&rdquo; the report stated.<br /><br />Claims worth Rs 8,947.41 crores were paid in the nine audited states, but only 30 per cent of the amount had utilisation certificates (UC) to prove it reached farmers. The report observes, &ldquo;Implementing agencies did not ensure submission of UCs by Bank/financial institutions and therefore, did not have even the minimum assurance from the Bank/FIs that they had distributed the claim amounts to beneficiary farmers.&rdquo;<br /><br /><em>Small farmers not covered<br /></em><br />Small and marginal farmers constitute 85 per cent (12 crores) of the total farmers (14 crores) in the country. Yet, their share in the coverage did not exceed 13.32 per cent under the NAIS scheme.<br /><br />Please <a href="http://www.downtoearth.org.in/news/are-crop-insurance-schemes-serving-their-purpose-cag-report-reveals-58324" title="http://www.downtoearth.org.in/news/are-crop-insurance-schemes-serving-their-purpose-cag-report-reveals-58324">click here</a> to read more. <br /></div>               </font>
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-Down to Earth&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;Multiple gaps in implementation of crop insurance schemes may have compromised their purpose of benefitting farmers &lt;br /&gt;
&lt;/em&gt;&lt;br /&gt;
The CAG audit report of the Centre&amp;rsquo;s crop insurance schemes has highlighted gaps in their implementation that compromise its purpose of providing financial assistance to farmers.&lt;br /&gt;
&lt;br /&gt;
The Comptroller and Auditor General of India (CAG) looked into the performance of two schemes&amp;mdash;Modified National Agricultural Insurance Scheme (MNAIS) and the National Crop Insurance Programme (NCIP) &amp;mdash;between Kharif season of 2011 to Rabi season of 2015-16. NDA government&amp;rsquo;s ambitious Pradhan Mantri Fasal Bima Yojana, which came into force in Kharif 2016, was not been scrutinised by the CAG.&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;Delayed payments&lt;br /&gt;
&lt;/em&gt;&lt;br /&gt;
The report suggested delay at the state level caused obstruction in providing financial aid to farmers. The report found that Department of Agriculture, Cooperation and Farmers&amp;rsquo; Welfare (DAC&amp;amp;FW) under the Ministry of Agriculture and Farmers&amp;rsquo; Welfare released funds, but the delay took place at the state government level, it stated.&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;Protocol not followed&lt;br /&gt;
&lt;/em&gt;&lt;br /&gt;
According to the report, the Agricultural Insurance Company of India Limited (AIC), the government-owned implementing agency for the schemes, &amp;ldquo;failed to exercise due diligence in verification of claims by private insurance companies before releasing funds to them.&amp;rdquo;&lt;br /&gt;
&lt;br /&gt;
Between 2011 and 2016, the AIC released Rs 3,622 crore as premium subsidy to 10 private insurance companies without complying with government guidelines.&lt;br /&gt;
&lt;br /&gt;
Analysis of data from the CAG report reveals that expenditure of the allotted money reduced between 2014-16, under the NDA government. While the amount allocated for crop insurance schemes went up from Rs.1,025 crores in 2011-12 to Rs. 3,185.09 crores in 2015-16, its expenditure plummeted from 102 per cent to 93 per cent in respective years.&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;Records missing&lt;br /&gt;
&lt;/em&gt;&lt;br /&gt;
Whether the money reached the beneficiaries cannot be ensured as the database of beneficiaries was not maintained.&lt;br /&gt;
&lt;br /&gt;
&amp;ldquo;The Government of India and the state governments were not in a position to ensure that Rs 10,617.41 crores released as premium subsidy under National Agricultural Insurance Scheme, Modified National Agricultural Insurance Scheme and Weather-Based Crop Insurance Scheme and Rs 21,989.24 crore released as claim reimbursement under NAIS, during the period covered in audit, reached the intended beneficiaries or achieved the intended purposes,&amp;rdquo; the report stated.&lt;br /&gt;
&lt;br /&gt;
Claims worth Rs 8,947.41 crores were paid in the nine audited states, but only 30 per cent of the amount had utilisation certificates (UC) to prove it reached farmers. The report observes, &amp;ldquo;Implementing agencies did not ensure submission of UCs by Bank/financial institutions and therefore, did not have even the minimum assurance from the Bank/FIs that they had distributed the claim amounts to beneficiary farmers.&amp;rdquo;&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;Small farmers not covered&lt;br /&gt;
&lt;/em&gt;&lt;br /&gt;
Small and marginal farmers constitute 85 per cent (12 crores) of the total farmers (14 crores) in the country. Yet, their share in the coverage did not exceed 13.32 per cent under the NAIS scheme.&lt;br /&gt;
&lt;br /&gt;
Please &lt;a href=&quot;http://www.downtoearth.org.in/news/are-crop-insurance-schemes-serving-their-purpose-cag-report-reveals-58324&quot;&gt;click here&lt;/a&gt; to read more. &lt;br /&gt;
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-Down to Earth

Multiple gaps in implementation of crop insurance schemes may have compromised their purpose of benefitting farmers 

The CAG audit report of the Centre&amp;rsquo;s crop insurance schemes has highlighted gaps in their implementation that compromise its purpose of providing...&#039;,
	&#039;disp&#039; =&gt; &#039;&lt;div align=&quot;justify&quot;&gt;-Down to Earth&lt;br /&gt;&lt;br /&gt;&lt;em&gt;Multiple gaps in implementation of crop insurance schemes may have compromised their purpose of benefitting farmers &lt;br /&gt;&lt;/em&gt;&lt;br /&gt;The CAG audit report of the Centre&amp;rsquo;s crop insurance schemes has highlighted gaps in their implementation that compromise its purpose of providing financial assistance to farmers.&lt;br /&gt;&lt;br /&gt;The Comptroller and Auditor General of India (CAG) looked into the performance of two schemes&amp;mdash;Modified National Agricultural Insurance Scheme (MNAIS) and the National Crop Insurance Programme (NCIP) &amp;mdash;between Kharif season of 2011 to Rabi season of 2015-16. NDA government&amp;rsquo;s ambitious Pradhan Mantri Fasal Bima Yojana, which came into force in Kharif 2016, was not been scrutinised by the CAG.&lt;br /&gt;&lt;br /&gt;&lt;em&gt;Delayed payments&lt;br /&gt;&lt;/em&gt;&lt;br /&gt;The report suggested delay at the state level caused obstruction in providing financial aid to farmers. The report found that Department of Agriculture, Cooperation and Farmers&amp;rsquo; Welfare (DAC&amp;amp;FW) under the Ministry of Agriculture and Farmers&amp;rsquo; Welfare released funds, but the delay took place at the state government level, it stated.&lt;br /&gt;&lt;br /&gt;&lt;em&gt;Protocol not followed&lt;br /&gt;&lt;/em&gt;&lt;br /&gt;According to the report, the Agricultural Insurance Company of India Limited (AIC), the government-owned implementing agency for the schemes, &amp;ldquo;failed to exercise due diligence in verification of claims by private insurance companies before releasing funds to them.&amp;rdquo;&lt;br /&gt;&lt;br /&gt;Between 2011 and 2016, the AIC released Rs 3,622 crore as premium subsidy to 10 private insurance companies without complying with government guidelines.&lt;br /&gt;&lt;br /&gt;Analysis of data from the CAG report reveals that expenditure of the allotted money reduced between 2014-16, under the NDA government. While the amount allocated for crop insurance schemes went up from Rs.1,025 crores in 2011-12 to Rs. 3,185.09 crores in 2015-16, its expenditure plummeted from 102 per cent to 93 per cent in respective years.&lt;br /&gt;&lt;br /&gt;&lt;em&gt;Records missing&lt;br /&gt;&lt;/em&gt;&lt;br /&gt;Whether the money reached the beneficiaries cannot be ensured as the database of beneficiaries was not maintained.&lt;br /&gt;&lt;br /&gt;&amp;ldquo;The Government of India and the state governments were not in a position to ensure that Rs 10,617.41 crores released as premium subsidy under National Agricultural Insurance Scheme, Modified National Agricultural Insurance Scheme and Weather-Based Crop Insurance Scheme and Rs 21,989.24 crore released as claim reimbursement under NAIS, during the period covered in audit, reached the intended beneficiaries or achieved the intended purposes,&amp;rdquo; the report stated.&lt;br /&gt;&lt;br /&gt;Claims worth Rs 8,947.41 crores were paid in the nine audited states, but only 30 per cent of the amount had utilisation certificates (UC) to prove it reached farmers. The report observes, &amp;ldquo;Implementing agencies did not ensure submission of UCs by Bank/financial institutions and therefore, did not have even the minimum assurance from the Bank/FIs that they had distributed the claim amounts to beneficiary farmers.&amp;rdquo;&lt;br /&gt;&lt;br /&gt;&lt;em&gt;Small farmers not covered&lt;br /&gt;&lt;/em&gt;&lt;br /&gt;Small and marginal farmers constitute 85 per cent (12 crores) of the total farmers (14 crores) in the country. Yet, their share in the coverage did not exceed 13.32 per cent under the NAIS scheme.&lt;br /&gt;&lt;br /&gt;Please &lt;a href=&quot;http://www.downtoearth.org.in/news/are-crop-insurance-schemes-serving-their-purpose-cag-report-reveals-58324&quot; title=&quot;http://www.downtoearth.org.in/news/are-crop-insurance-schemes-serving-their-purpose-cag-report-reveals-58324&quot;&gt;click here&lt;/a&gt; to read more. &lt;br /&gt;&lt;/div&gt;&#039;,
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-Down to Earth&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;Multiple gaps in implementation of crop insurance schemes may have compromised their purpose of benefitting farmers &lt;br /&gt;
&lt;/em&gt;&lt;br /&gt;
The CAG audit report of the Centre&amp;rsquo;s crop insurance schemes has highlighted gaps in their implementation that compromise its purpose of providing financial assistance to farmers.&lt;br /&gt;
&lt;br /&gt;
The Comptroller and Auditor General of India (CAG) looked into the performance of two schemes&amp;mdash;Modified National Agricultural Insurance Scheme (MNAIS) and the National Crop Insurance Programme (NCIP) &amp;mdash;between Kharif season of 2011 to Rabi season of 2015-16. NDA government&amp;rsquo;s ambitious Pradhan Mantri Fasal Bima Yojana, which came into force in Kharif 2016, was not been scrutinised by the CAG.&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;Delayed payments&lt;br /&gt;
&lt;/em&gt;&lt;br /&gt;
The report suggested delay at the state level caused obstruction in providing financial aid to farmers. The report found that Department of Agriculture, Cooperation and Farmers&amp;rsquo; Welfare (DAC&amp;amp;FW) under the Ministry of Agriculture and Farmers&amp;rsquo; Welfare released funds, but the delay took place at the state government level, it stated.&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;Protocol not followed&lt;br /&gt;
&lt;/em&gt;&lt;br /&gt;
According to the report, the Agricultural Insurance Company of India Limited (AIC), the government-owned implementing agency for the schemes, &amp;ldquo;failed to exercise due diligence in verification of claims by private insurance companies before releasing funds to them.&amp;rdquo;&lt;br /&gt;
&lt;br /&gt;
Between 2011 and 2016, the AIC released Rs 3,622 crore as premium subsidy to 10 private insurance companies without complying with government guidelines.&lt;br /&gt;
&lt;br /&gt;
Analysis of data from the CAG report reveals that expenditure of the allotted money reduced between 2014-16, under the NDA government. While the amount allocated for crop insurance schemes went up from Rs.1,025 crores in 2011-12 to Rs. 3,185.09 crores in 2015-16, its expenditure plummeted from 102 per cent to 93 per cent in respective years.&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;Records missing&lt;br /&gt;
&lt;/em&gt;&lt;br /&gt;
Whether the money reached the beneficiaries cannot be ensured as the database of beneficiaries was not maintained.&lt;br /&gt;
&lt;br /&gt;
&amp;ldquo;The Government of India and the state governments were not in a position to ensure that Rs 10,617.41 crores released as premium subsidy under National Agricultural Insurance Scheme, Modified National Agricultural Insurance Scheme and Weather-Based Crop Insurance Scheme and Rs 21,989.24 crore released as claim reimbursement under NAIS, during the period covered in audit, reached the intended beneficiaries or achieved the intended purposes,&amp;rdquo; the report stated.&lt;br /&gt;
&lt;br /&gt;
Claims worth Rs 8,947.41 crores were paid in the nine audited states, but only 30 per cent of the amount had utilisation certificates (UC) to prove it reached farmers. The report observes, &amp;ldquo;Implementing agencies did not ensure submission of UCs by Bank/financial institutions and therefore, did not have even the minimum assurance from the Bank/FIs that they had distributed the claim amounts to beneficiary farmers.&amp;rdquo;&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;Small farmers not covered&lt;br /&gt;
&lt;/em&gt;&lt;br /&gt;
Small and marginal farmers constitute 85 per cent (12 crores) of the total farmers (14 crores) in the country. Yet, their share in the coverage did not exceed 13.32 per cent under the NAIS scheme.&lt;br /&gt;
&lt;br /&gt;
Please &lt;a href=&quot;http://www.downtoearth.org.in/news/are-crop-insurance-schemes-serving-their-purpose-cag-report-reveals-58324&quot;&gt;click here&lt;/a&gt; to read more. &lt;br /&gt;
&lt;/div&gt;&#039;,
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-Down to Earth

Multiple gaps in implementation of crop insurance schemes may have compromised their purpose of benefitting farmers 

The CAG audit report of the Centre&amp;rsquo;s crop insurance schemes has highlighted gaps in their implementation that compromise its purpose of providing...&#039;
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                <strong>Are crop insurance schemes working? CAG report reveals Ishan Kukreti</strong></h1>
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                <div align="justify">-Down to Earth<br /><br /><em>Multiple gaps in implementation of crop insurance schemes may have compromised their purpose of benefitting farmers <br /></em><br />The CAG audit report of the Centre&rsquo;s crop insurance schemes has highlighted gaps in their implementation that compromise its purpose of providing financial assistance to farmers.<br /><br />The Comptroller and Auditor General of India (CAG) looked into the performance of two schemes&mdash;Modified National Agricultural Insurance Scheme (MNAIS) and the National Crop Insurance Programme (NCIP) &mdash;between Kharif season of 2011 to Rabi season of 2015-16. NDA government&rsquo;s ambitious Pradhan Mantri Fasal Bima Yojana, which came into force in Kharif 2016, was not been scrutinised by the CAG.<br /><br /><em>Delayed payments<br /></em><br />The report suggested delay at the state level caused obstruction in providing financial aid to farmers. The report found that Department of Agriculture, Cooperation and Farmers&rsquo; Welfare (DAC&amp;FW) under the Ministry of Agriculture and Farmers&rsquo; Welfare released funds, but the delay took place at the state government level, it stated.<br /><br /><em>Protocol not followed<br /></em><br />According to the report, the Agricultural Insurance Company of India Limited (AIC), the government-owned implementing agency for the schemes, &ldquo;failed to exercise due diligence in verification of claims by private insurance companies before releasing funds to them.&rdquo;<br /><br />Between 2011 and 2016, the AIC released Rs 3,622 crore as premium subsidy to 10 private insurance companies without complying with government guidelines.<br /><br />Analysis of data from the CAG report reveals that expenditure of the allotted money reduced between 2014-16, under the NDA government. While the amount allocated for crop insurance schemes went up from Rs.1,025 crores in 2011-12 to Rs. 3,185.09 crores in 2015-16, its expenditure plummeted from 102 per cent to 93 per cent in respective years.<br /><br /><em>Records missing<br /></em><br />Whether the money reached the beneficiaries cannot be ensured as the database of beneficiaries was not maintained.<br /><br />&ldquo;The Government of India and the state governments were not in a position to ensure that Rs 10,617.41 crores released as premium subsidy under National Agricultural Insurance Scheme, Modified National Agricultural Insurance Scheme and Weather-Based Crop Insurance Scheme and Rs 21,989.24 crore released as claim reimbursement under NAIS, during the period covered in audit, reached the intended beneficiaries or achieved the intended purposes,&rdquo; the report stated.<br /><br />Claims worth Rs 8,947.41 crores were paid in the nine audited states, but only 30 per cent of the amount had utilisation certificates (UC) to prove it reached farmers. The report observes, &ldquo;Implementing agencies did not ensure submission of UCs by Bank/financial institutions and therefore, did not have even the minimum assurance from the Bank/FIs that they had distributed the claim amounts to beneficiary farmers.&rdquo;<br /><br /><em>Small farmers not covered<br /></em><br />Small and marginal farmers constitute 85 per cent (12 crores) of the total farmers (14 crores) in the country. Yet, their share in the coverage did not exceed 13.32 per cent under the NAIS scheme.<br /><br />Please <a href="http://www.downtoearth.org.in/news/are-crop-insurance-schemes-serving-their-purpose-cag-report-reveals-58324" title="http://www.downtoearth.org.in/news/are-crop-insurance-schemes-serving-their-purpose-cag-report-reveals-58324">click here</a> to read more. <br /></div>               </font>
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    <link rel="canonical" href="https://im4change.in/<pre class="cake-error"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr68017906ba087-trace').style.display = (document.getElementById('cakeErr68017906ba087-trace').style.display == 'none' ? '' : 'none');"><b>Notice</b> (8)</a>: Undefined variable: urlPrefix [<b>APP/Template/Layout/printlayout.ctp</b>, line <b>8</b>]<div id="cakeErr68017906ba087-trace" class="cake-stack-trace" style="display: none;"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr68017906ba087-code').style.display = (document.getElementById('cakeErr68017906ba087-code').style.display == 'none' ? '' : 'none')">Code</a> <a href="javascript:void(0);" onclick="document.getElementById('cakeErr68017906ba087-context').style.display = (document.getElementById('cakeErr68017906ba087-context').style.display == 'none' ? '' : 'none')">Context</a><pre id="cakeErr68017906ba087-code" class="cake-code-dump" style="display: none;"><code><span style="color: #000000"><span style="color: #0000BB"></span><span style="color: #007700">&lt;</span><span style="color: #0000BB">head</span><span style="color: #007700">&gt;
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<span class="code-highlight"><code><span style="color: #000000">&nbsp;&nbsp;&nbsp;&nbsp;&lt;link&nbsp;rel="canonical"&nbsp;href="<span style="color: #0000BB">&lt;?php&nbsp;</span><span style="color: #007700">echo&nbsp;</span><span style="color: #0000BB">Configure</span><span style="color: #007700">::</span><span style="color: #0000BB">read</span><span style="color: #007700">(</span><span style="color: #DD0000">'SITE_URL'</span><span style="color: #007700">);&nbsp;</span><span style="color: #0000BB">?&gt;&lt;?php&nbsp;</span><span style="color: #007700">echo&nbsp;</span><span style="color: #0000BB">$urlPrefix</span><span style="color: #007700">;</span><span style="color: #0000BB">?&gt;&lt;?php&nbsp;</span><span style="color: #007700">echo&nbsp;</span><span style="color: #0000BB">$article_current</span><span style="color: #007700">-&gt;</span><span style="color: #0000BB">category</span><span style="color: #007700">-&gt;</span><span style="color: #0000BB">slug</span><span style="color: #007700">;&nbsp;</span><span style="color: #0000BB">?&gt;</span>/<span style="color: #0000BB">&lt;?php&nbsp;</span><span style="color: #007700">echo&nbsp;</span><span style="color: #0000BB">$article_current</span><span style="color: #007700">-&gt;</span><span style="color: #0000BB">seo_url</span><span style="color: #007700">;&nbsp;</span><span style="color: #0000BB">?&gt;</span>.html"/&gt;
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-Down to Earth&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;Multiple gaps in implementation of crop insurance schemes may have compromised their purpose of benefitting farmers &lt;br /&gt;
&lt;/em&gt;&lt;br /&gt;
The CAG audit report of the Centre&amp;rsquo;s crop insurance schemes has highlighted gaps in their implementation that compromise its purpose of providing financial assistance to farmers.&lt;br /&gt;
&lt;br /&gt;
The Comptroller and Auditor General of India (CAG) looked into the performance of two schemes&amp;mdash;Modified National Agricultural Insurance Scheme (MNAIS) and the National Crop Insurance Programme (NCIP) &amp;mdash;between Kharif season of 2011 to Rabi season of 2015-16. NDA government&amp;rsquo;s ambitious Pradhan Mantri Fasal Bima Yojana, which came into force in Kharif 2016, was not been scrutinised by the CAG.&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;Delayed payments&lt;br /&gt;
&lt;/em&gt;&lt;br /&gt;
The report suggested delay at the state level caused obstruction in providing financial aid to farmers. The report found that Department of Agriculture, Cooperation and Farmers&amp;rsquo; Welfare (DAC&amp;amp;FW) under the Ministry of Agriculture and Farmers&amp;rsquo; Welfare released funds, but the delay took place at the state government level, it stated.&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;Protocol not followed&lt;br /&gt;
&lt;/em&gt;&lt;br /&gt;
According to the report, the Agricultural Insurance Company of India Limited (AIC), the government-owned implementing agency for the schemes, &amp;ldquo;failed to exercise due diligence in verification of claims by private insurance companies before releasing funds to them.&amp;rdquo;&lt;br /&gt;
&lt;br /&gt;
Between 2011 and 2016, the AIC released Rs 3,622 crore as premium subsidy to 10 private insurance companies without complying with government guidelines.&lt;br /&gt;
&lt;br /&gt;
Analysis of data from the CAG report reveals that expenditure of the allotted money reduced between 2014-16, under the NDA government. While the amount allocated for crop insurance schemes went up from Rs.1,025 crores in 2011-12 to Rs. 3,185.09 crores in 2015-16, its expenditure plummeted from 102 per cent to 93 per cent in respective years.&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;Records missing&lt;br /&gt;
&lt;/em&gt;&lt;br /&gt;
Whether the money reached the beneficiaries cannot be ensured as the database of beneficiaries was not maintained.&lt;br /&gt;
&lt;br /&gt;
&amp;ldquo;The Government of India and the state governments were not in a position to ensure that Rs 10,617.41 crores released as premium subsidy under National Agricultural Insurance Scheme, Modified National Agricultural Insurance Scheme and Weather-Based Crop Insurance Scheme and Rs 21,989.24 crore released as claim reimbursement under NAIS, during the period covered in audit, reached the intended beneficiaries or achieved the intended purposes,&amp;rdquo; the report stated.&lt;br /&gt;
&lt;br /&gt;
Claims worth Rs 8,947.41 crores were paid in the nine audited states, but only 30 per cent of the amount had utilisation certificates (UC) to prove it reached farmers. The report observes, &amp;ldquo;Implementing agencies did not ensure submission of UCs by Bank/financial institutions and therefore, did not have even the minimum assurance from the Bank/FIs that they had distributed the claim amounts to beneficiary farmers.&amp;rdquo;&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;Small farmers not covered&lt;br /&gt;
&lt;/em&gt;&lt;br /&gt;
Small and marginal farmers constitute 85 per cent (12 crores) of the total farmers (14 crores) in the country. Yet, their share in the coverage did not exceed 13.32 per cent under the NAIS scheme.&lt;br /&gt;
&lt;br /&gt;
Please &lt;a href=&quot;http://www.downtoearth.org.in/news/are-crop-insurance-schemes-serving-their-purpose-cag-report-reveals-58324&quot;&gt;click here&lt;/a&gt; to read more. &lt;br /&gt;
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-Down to Earth

Multiple gaps in implementation of crop insurance schemes may have compromised their purpose of benefitting farmers 

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	&#039;disp&#039; =&gt; &#039;&lt;div align=&quot;justify&quot;&gt;-Down to Earth&lt;br /&gt;&lt;br /&gt;&lt;em&gt;Multiple gaps in implementation of crop insurance schemes may have compromised their purpose of benefitting farmers &lt;br /&gt;&lt;/em&gt;&lt;br /&gt;The CAG audit report of the Centre&amp;rsquo;s crop insurance schemes has highlighted gaps in their implementation that compromise its purpose of providing financial assistance to farmers.&lt;br /&gt;&lt;br /&gt;The Comptroller and Auditor General of India (CAG) looked into the performance of two schemes&amp;mdash;Modified National Agricultural Insurance Scheme (MNAIS) and the National Crop Insurance Programme (NCIP) &amp;mdash;between Kharif season of 2011 to Rabi season of 2015-16. NDA government&amp;rsquo;s ambitious Pradhan Mantri Fasal Bima Yojana, which came into force in Kharif 2016, was not been scrutinised by the CAG.&lt;br /&gt;&lt;br /&gt;&lt;em&gt;Delayed payments&lt;br /&gt;&lt;/em&gt;&lt;br /&gt;The report suggested delay at the state level caused obstruction in providing financial aid to farmers. The report found that Department of Agriculture, Cooperation and Farmers&amp;rsquo; Welfare (DAC&amp;amp;FW) under the Ministry of Agriculture and Farmers&amp;rsquo; Welfare released funds, but the delay took place at the state government level, it stated.&lt;br /&gt;&lt;br /&gt;&lt;em&gt;Protocol not followed&lt;br /&gt;&lt;/em&gt;&lt;br /&gt;According to the report, the Agricultural Insurance Company of India Limited (AIC), the government-owned implementing agency for the schemes, &amp;ldquo;failed to exercise due diligence in verification of claims by private insurance companies before releasing funds to them.&amp;rdquo;&lt;br /&gt;&lt;br /&gt;Between 2011 and 2016, the AIC released Rs 3,622 crore as premium subsidy to 10 private insurance companies without complying with government guidelines.&lt;br /&gt;&lt;br /&gt;Analysis of data from the CAG report reveals that expenditure of the allotted money reduced between 2014-16, under the NDA government. While the amount allocated for crop insurance schemes went up from Rs.1,025 crores in 2011-12 to Rs. 3,185.09 crores in 2015-16, its expenditure plummeted from 102 per cent to 93 per cent in respective years.&lt;br /&gt;&lt;br /&gt;&lt;em&gt;Records missing&lt;br /&gt;&lt;/em&gt;&lt;br /&gt;Whether the money reached the beneficiaries cannot be ensured as the database of beneficiaries was not maintained.&lt;br /&gt;&lt;br /&gt;&amp;ldquo;The Government of India and the state governments were not in a position to ensure that Rs 10,617.41 crores released as premium subsidy under National Agricultural Insurance Scheme, Modified National Agricultural Insurance Scheme and Weather-Based Crop Insurance Scheme and Rs 21,989.24 crore released as claim reimbursement under NAIS, during the period covered in audit, reached the intended beneficiaries or achieved the intended purposes,&amp;rdquo; the report stated.&lt;br /&gt;&lt;br /&gt;Claims worth Rs 8,947.41 crores were paid in the nine audited states, but only 30 per cent of the amount had utilisation certificates (UC) to prove it reached farmers. The report observes, &amp;ldquo;Implementing agencies did not ensure submission of UCs by Bank/financial institutions and therefore, did not have even the minimum assurance from the Bank/FIs that they had distributed the claim amounts to beneficiary farmers.&amp;rdquo;&lt;br /&gt;&lt;br /&gt;&lt;em&gt;Small farmers not covered&lt;br /&gt;&lt;/em&gt;&lt;br /&gt;Small and marginal farmers constitute 85 per cent (12 crores) of the total farmers (14 crores) in the country. Yet, their share in the coverage did not exceed 13.32 per cent under the NAIS scheme.&lt;br /&gt;&lt;br /&gt;Please &lt;a href=&quot;http://www.downtoearth.org.in/news/are-crop-insurance-schemes-serving-their-purpose-cag-report-reveals-58324&quot; title=&quot;http://www.downtoearth.org.in/news/are-crop-insurance-schemes-serving-their-purpose-cag-report-reveals-58324&quot;&gt;click here&lt;/a&gt; to read more. &lt;br /&gt;&lt;/div&gt;&#039;,
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-Down to Earth&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;Multiple gaps in implementation of crop insurance schemes may have compromised their purpose of benefitting farmers &lt;br /&gt;
&lt;/em&gt;&lt;br /&gt;
The CAG audit report of the Centre&amp;rsquo;s crop insurance schemes has highlighted gaps in their implementation that compromise its purpose of providing financial assistance to farmers.&lt;br /&gt;
&lt;br /&gt;
The Comptroller and Auditor General of India (CAG) looked into the performance of two schemes&amp;mdash;Modified National Agricultural Insurance Scheme (MNAIS) and the National Crop Insurance Programme (NCIP) &amp;mdash;between Kharif season of 2011 to Rabi season of 2015-16. NDA government&amp;rsquo;s ambitious Pradhan Mantri Fasal Bima Yojana, which came into force in Kharif 2016, was not been scrutinised by the CAG.&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;Delayed payments&lt;br /&gt;
&lt;/em&gt;&lt;br /&gt;
The report suggested delay at the state level caused obstruction in providing financial aid to farmers. The report found that Department of Agriculture, Cooperation and Farmers&amp;rsquo; Welfare (DAC&amp;amp;FW) under the Ministry of Agriculture and Farmers&amp;rsquo; Welfare released funds, but the delay took place at the state government level, it stated.&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;Protocol not followed&lt;br /&gt;
&lt;/em&gt;&lt;br /&gt;
According to the report, the Agricultural Insurance Company of India Limited (AIC), the government-owned implementing agency for the schemes, &amp;ldquo;failed to exercise due diligence in verification of claims by private insurance companies before releasing funds to them.&amp;rdquo;&lt;br /&gt;
&lt;br /&gt;
Between 2011 and 2016, the AIC released Rs 3,622 crore as premium subsidy to 10 private insurance companies without complying with government guidelines.&lt;br /&gt;
&lt;br /&gt;
Analysis of data from the CAG report reveals that expenditure of the allotted money reduced between 2014-16, under the NDA government. While the amount allocated for crop insurance schemes went up from Rs.1,025 crores in 2011-12 to Rs. 3,185.09 crores in 2015-16, its expenditure plummeted from 102 per cent to 93 per cent in respective years.&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;Records missing&lt;br /&gt;
&lt;/em&gt;&lt;br /&gt;
Whether the money reached the beneficiaries cannot be ensured as the database of beneficiaries was not maintained.&lt;br /&gt;
&lt;br /&gt;
&amp;ldquo;The Government of India and the state governments were not in a position to ensure that Rs 10,617.41 crores released as premium subsidy under National Agricultural Insurance Scheme, Modified National Agricultural Insurance Scheme and Weather-Based Crop Insurance Scheme and Rs 21,989.24 crore released as claim reimbursement under NAIS, during the period covered in audit, reached the intended beneficiaries or achieved the intended purposes,&amp;rdquo; the report stated.&lt;br /&gt;
&lt;br /&gt;
Claims worth Rs 8,947.41 crores were paid in the nine audited states, but only 30 per cent of the amount had utilisation certificates (UC) to prove it reached farmers. The report observes, &amp;ldquo;Implementing agencies did not ensure submission of UCs by Bank/financial institutions and therefore, did not have even the minimum assurance from the Bank/FIs that they had distributed the claim amounts to beneficiary farmers.&amp;rdquo;&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;Small farmers not covered&lt;br /&gt;
&lt;/em&gt;&lt;br /&gt;
Small and marginal farmers constitute 85 per cent (12 crores) of the total farmers (14 crores) in the country. Yet, their share in the coverage did not exceed 13.32 per cent under the NAIS scheme.&lt;br /&gt;
&lt;br /&gt;
Please &lt;a href=&quot;http://www.downtoearth.org.in/news/are-crop-insurance-schemes-serving-their-purpose-cag-report-reveals-58324&quot;&gt;click here&lt;/a&gt; to read more. &lt;br /&gt;
&lt;/div&gt;&#039;,
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-Down to Earth

Multiple gaps in implementation of crop insurance schemes may have compromised their purpose of benefitting farmers 

The CAG audit report of the Centre&amp;rsquo;s crop insurance schemes has highlighted gaps in their implementation that compromise its purpose of providing...&#039;
$disp = &#039;&lt;div align=&quot;justify&quot;&gt;-Down to Earth&lt;br /&gt;&lt;br /&gt;&lt;em&gt;Multiple gaps in implementation of crop insurance schemes may have compromised their purpose of benefitting farmers &lt;br /&gt;&lt;/em&gt;&lt;br /&gt;The CAG audit report of the Centre&amp;rsquo;s crop insurance schemes has highlighted gaps in their implementation that compromise its purpose of providing financial assistance to farmers.&lt;br /&gt;&lt;br /&gt;The Comptroller and Auditor General of India (CAG) looked into the performance of two schemes&amp;mdash;Modified National Agricultural Insurance Scheme (MNAIS) and the National Crop Insurance Programme (NCIP) &amp;mdash;between Kharif season of 2011 to Rabi season of 2015-16. NDA government&amp;rsquo;s ambitious Pradhan Mantri Fasal Bima Yojana, which came into force in Kharif 2016, was not been scrutinised by the CAG.&lt;br /&gt;&lt;br /&gt;&lt;em&gt;Delayed payments&lt;br /&gt;&lt;/em&gt;&lt;br /&gt;The report suggested delay at the state level caused obstruction in providing financial aid to farmers. The report found that Department of Agriculture, Cooperation and Farmers&amp;rsquo; Welfare (DAC&amp;amp;FW) under the Ministry of Agriculture and Farmers&amp;rsquo; Welfare released funds, but the delay took place at the state government level, it stated.&lt;br /&gt;&lt;br /&gt;&lt;em&gt;Protocol not followed&lt;br /&gt;&lt;/em&gt;&lt;br /&gt;According to the report, the Agricultural Insurance Company of India Limited (AIC), the government-owned implementing agency for the schemes, &amp;ldquo;failed to exercise due diligence in verification of claims by private insurance companies before releasing funds to them.&amp;rdquo;&lt;br /&gt;&lt;br /&gt;Between 2011 and 2016, the AIC released Rs 3,622 crore as premium subsidy to 10 private insurance companies without complying with government guidelines.&lt;br /&gt;&lt;br /&gt;Analysis of data from the CAG report reveals that expenditure of the allotted money reduced between 2014-16, under the NDA government. While the amount allocated for crop insurance schemes went up from Rs.1,025 crores in 2011-12 to Rs. 3,185.09 crores in 2015-16, its expenditure plummeted from 102 per cent to 93 per cent in respective years.&lt;br /&gt;&lt;br /&gt;&lt;em&gt;Records missing&lt;br /&gt;&lt;/em&gt;&lt;br /&gt;Whether the money reached the beneficiaries cannot be ensured as the database of beneficiaries was not maintained.&lt;br /&gt;&lt;br /&gt;&amp;ldquo;The Government of India and the state governments were not in a position to ensure that Rs 10,617.41 crores released as premium subsidy under National Agricultural Insurance Scheme, Modified National Agricultural Insurance Scheme and Weather-Based Crop Insurance Scheme and Rs 21,989.24 crore released as claim reimbursement under NAIS, during the period covered in audit, reached the intended beneficiaries or achieved the intended purposes,&amp;rdquo; the report stated.&lt;br /&gt;&lt;br /&gt;Claims worth Rs 8,947.41 crores were paid in the nine audited states, but only 30 per cent of the amount had utilisation certificates (UC) to prove it reached farmers. The report observes, &amp;ldquo;Implementing agencies did not ensure submission of UCs by Bank/financial institutions and therefore, did not have even the minimum assurance from the Bank/FIs that they had distributed the claim amounts to beneficiary farmers.&amp;rdquo;&lt;br /&gt;&lt;br /&gt;&lt;em&gt;Small farmers not covered&lt;br /&gt;&lt;/em&gt;&lt;br /&gt;Small and marginal farmers constitute 85 per cent (12 crores) of the total farmers (14 crores) in the country. Yet, their share in the coverage did not exceed 13.32 per cent under the NAIS scheme.&lt;br /&gt;&lt;br /&gt;Please &lt;a href=&quot;http://www.downtoearth.org.in/news/are-crop-insurance-schemes-serving-their-purpose-cag-report-reveals-58324&quot; title=&quot;http://www.downtoearth.org.in/news/are-crop-insurance-schemes-serving-their-purpose-cag-report-reveals-58324&quot;&gt;click here&lt;/a&gt; to read more. &lt;br /&gt;&lt;/div&gt;&#039;
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                <strong>Are crop insurance schemes working? CAG report reveals Ishan Kukreti</strong></h1>
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                <div align="justify">-Down to Earth<br /><br /><em>Multiple gaps in implementation of crop insurance schemes may have compromised their purpose of benefitting farmers <br /></em><br />The CAG audit report of the Centre&rsquo;s crop insurance schemes has highlighted gaps in their implementation that compromise its purpose of providing financial assistance to farmers.<br /><br />The Comptroller and Auditor General of India (CAG) looked into the performance of two schemes&mdash;Modified National Agricultural Insurance Scheme (MNAIS) and the National Crop Insurance Programme (NCIP) &mdash;between Kharif season of 2011 to Rabi season of 2015-16. NDA government&rsquo;s ambitious Pradhan Mantri Fasal Bima Yojana, which came into force in Kharif 2016, was not been scrutinised by the CAG.<br /><br /><em>Delayed payments<br /></em><br />The report suggested delay at the state level caused obstruction in providing financial aid to farmers. The report found that Department of Agriculture, Cooperation and Farmers&rsquo; Welfare (DAC&amp;FW) under the Ministry of Agriculture and Farmers&rsquo; Welfare released funds, but the delay took place at the state government level, it stated.<br /><br /><em>Protocol not followed<br /></em><br />According to the report, the Agricultural Insurance Company of India Limited (AIC), the government-owned implementing agency for the schemes, &ldquo;failed to exercise due diligence in verification of claims by private insurance companies before releasing funds to them.&rdquo;<br /><br />Between 2011 and 2016, the AIC released Rs 3,622 crore as premium subsidy to 10 private insurance companies without complying with government guidelines.<br /><br />Analysis of data from the CAG report reveals that expenditure of the allotted money reduced between 2014-16, under the NDA government. While the amount allocated for crop insurance schemes went up from Rs.1,025 crores in 2011-12 to Rs. 3,185.09 crores in 2015-16, its expenditure plummeted from 102 per cent to 93 per cent in respective years.<br /><br /><em>Records missing<br /></em><br />Whether the money reached the beneficiaries cannot be ensured as the database of beneficiaries was not maintained.<br /><br />&ldquo;The Government of India and the state governments were not in a position to ensure that Rs 10,617.41 crores released as premium subsidy under National Agricultural Insurance Scheme, Modified National Agricultural Insurance Scheme and Weather-Based Crop Insurance Scheme and Rs 21,989.24 crore released as claim reimbursement under NAIS, during the period covered in audit, reached the intended beneficiaries or achieved the intended purposes,&rdquo; the report stated.<br /><br />Claims worth Rs 8,947.41 crores were paid in the nine audited states, but only 30 per cent of the amount had utilisation certificates (UC) to prove it reached farmers. The report observes, &ldquo;Implementing agencies did not ensure submission of UCs by Bank/financial institutions and therefore, did not have even the minimum assurance from the Bank/FIs that they had distributed the claim amounts to beneficiary farmers.&rdquo;<br /><br /><em>Small farmers not covered<br /></em><br />Small and marginal farmers constitute 85 per cent (12 crores) of the total farmers (14 crores) in the country. Yet, their share in the coverage did not exceed 13.32 per cent under the NAIS scheme.<br /><br />Please <a href="http://www.downtoearth.org.in/news/are-crop-insurance-schemes-serving-their-purpose-cag-report-reveals-58324" title="http://www.downtoearth.org.in/news/are-crop-insurance-schemes-serving-their-purpose-cag-report-reveals-58324">click here</a> to read more. <br /></div>               </font>
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-Down to Earth<br />
<br />
<em>Multiple gaps in implementation of crop insurance schemes may have compromised their purpose of benefitting farmers <br />
</em><br />
The CAG audit report of the Centre&rsquo;s crop insurance schemes has highlighted gaps in their implementation that compromise its purpose of providing financial assistance to farmers.<br />
<br />
The Comptroller and Auditor General of India (CAG) looked into the performance of two schemes&mdash;Modified National Agricultural Insurance Scheme (MNAIS) and the National Crop Insurance Programme (NCIP) &mdash;between Kharif season of 2011 to Rabi season of 2015-16. NDA government&rsquo;s ambitious Pradhan Mantri Fasal Bima Yojana, which came into force in Kharif 2016, was not been scrutinised by the CAG.<br />
<br />
<em>Delayed payments<br />
</em><br />
The report suggested delay at the state level caused obstruction in providing financial aid to farmers. The report found that Department of Agriculture, Cooperation and Farmers&rsquo; Welfare (DAC&amp;FW) under the Ministry of Agriculture and Farmers&rsquo; Welfare released funds, but the delay took place at the state government level, it stated.<br />
<br />
<em>Protocol not followed<br />
</em><br />
According to the report, the Agricultural Insurance Company of India Limited (AIC), the government-owned implementing agency for the schemes, &ldquo;failed to exercise due diligence in verification of claims by private insurance companies before releasing funds to them.&rdquo;<br />
<br />
Between 2011 and 2016, the AIC released Rs 3,622 crore as premium subsidy to 10 private insurance companies without complying with government guidelines.<br />
<br />
Analysis of data from the CAG report reveals that expenditure of the allotted money reduced between 2014-16, under the NDA government. While the amount allocated for crop insurance schemes went up from Rs.1,025 crores in 2011-12 to Rs. 3,185.09 crores in 2015-16, its expenditure plummeted from 102 per cent to 93 per cent in respective years.<br />
<br />
<em>Records missing<br />
</em><br />
Whether the money reached the beneficiaries cannot be ensured as the database of beneficiaries was not maintained.<br />
<br />
&ldquo;The Government of India and the state governments were not in a position to ensure that Rs 10,617.41 crores released as premium subsidy under National Agricultural Insurance Scheme, Modified National Agricultural Insurance Scheme and Weather-Based Crop Insurance Scheme and Rs 21,989.24 crore released as claim reimbursement under NAIS, during the period covered in audit, reached the intended beneficiaries or achieved the intended purposes,&rdquo; the report stated.<br />
<br />
Claims worth Rs 8,947.41 crores were paid in the nine audited states, but only 30 per cent of the amount had utilisation certificates (UC) to prove it reached farmers. The report observes, &ldquo;Implementing agencies did not ensure submission of UCs by Bank/financial institutions and therefore, did not have even the minimum assurance from the Bank/FIs that they had distributed the claim amounts to beneficiary farmers.&rdquo;<br />
<br />
<em>Small farmers not covered<br />
</em><br />
Small and marginal farmers constitute 85 per cent (12 crores) of the total farmers (14 crores) in the country. Yet, their share in the coverage did not exceed 13.32 per cent under the NAIS scheme.<br />
<br />
Please <a href="http://www.downtoearth.org.in/news/are-crop-insurance-schemes-serving-their-purpose-cag-report-reveals-58324">click here</a> to read more. <br />
</div>',
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Multiple gaps in implementation of crop insurance schemes may have compromised their purpose of benefitting farmers 

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-Down to Earth<br />
<br />
<em>Multiple gaps in implementation of crop insurance schemes may have compromised their purpose of benefitting farmers <br />
</em><br />
The CAG audit report of the Centre&rsquo;s crop insurance schemes has highlighted gaps in their implementation that compromise its purpose of providing financial assistance to farmers.<br />
<br />
The Comptroller and Auditor General of India (CAG) looked into the performance of two schemes&mdash;Modified National Agricultural Insurance Scheme (MNAIS) and the National Crop Insurance Programme (NCIP) &mdash;between Kharif season of 2011 to Rabi season of 2015-16. NDA government&rsquo;s ambitious Pradhan Mantri Fasal Bima Yojana, which came into force in Kharif 2016, was not been scrutinised by the CAG.<br />
<br />
<em>Delayed payments<br />
</em><br />
The report suggested delay at the state level caused obstruction in providing financial aid to farmers. The report found that Department of Agriculture, Cooperation and Farmers&rsquo; Welfare (DAC&amp;FW) under the Ministry of Agriculture and Farmers&rsquo; Welfare released funds, but the delay took place at the state government level, it stated.<br />
<br />
<em>Protocol not followed<br />
</em><br />
According to the report, the Agricultural Insurance Company of India Limited (AIC), the government-owned implementing agency for the schemes, &ldquo;failed to exercise due diligence in verification of claims by private insurance companies before releasing funds to them.&rdquo;<br />
<br />
Between 2011 and 2016, the AIC released Rs 3,622 crore as premium subsidy to 10 private insurance companies without complying with government guidelines.<br />
<br />
Analysis of data from the CAG report reveals that expenditure of the allotted money reduced between 2014-16, under the NDA government. While the amount allocated for crop insurance schemes went up from Rs.1,025 crores in 2011-12 to Rs. 3,185.09 crores in 2015-16, its expenditure plummeted from 102 per cent to 93 per cent in respective years.<br />
<br />
<em>Records missing<br />
</em><br />
Whether the money reached the beneficiaries cannot be ensured as the database of beneficiaries was not maintained.<br />
<br />
&ldquo;The Government of India and the state governments were not in a position to ensure that Rs 10,617.41 crores released as premium subsidy under National Agricultural Insurance Scheme, Modified National Agricultural Insurance Scheme and Weather-Based Crop Insurance Scheme and Rs 21,989.24 crore released as claim reimbursement under NAIS, during the period covered in audit, reached the intended beneficiaries or achieved the intended purposes,&rdquo; the report stated.<br />
<br />
Claims worth Rs 8,947.41 crores were paid in the nine audited states, but only 30 per cent of the amount had utilisation certificates (UC) to prove it reached farmers. The report observes, &ldquo;Implementing agencies did not ensure submission of UCs by Bank/financial institutions and therefore, did not have even the minimum assurance from the Bank/FIs that they had distributed the claim amounts to beneficiary farmers.&rdquo;<br />
<br />
<em>Small farmers not covered<br />
</em><br />
Small and marginal farmers constitute 85 per cent (12 crores) of the total farmers (14 crores) in the country. Yet, their share in the coverage did not exceed 13.32 per cent under the NAIS scheme.<br />
<br />
Please <a href="http://www.downtoearth.org.in/news/are-crop-insurance-schemes-serving-their-purpose-cag-report-reveals-58324">click here</a> to read more. <br />
</div>',
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-Down to Earth

Multiple gaps in implementation of crop insurance schemes may have compromised their purpose of benefitting farmers 

The CAG audit report of the Centre&rsquo;s crop insurance schemes has highlighted gaps in their implementation that compromise its purpose of providing...'
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Are crop insurance schemes working? CAG report reveals Ishan Kukreti

-Down to Earth Multiple gaps in implementation of crop insurance schemes may have compromised their purpose of benefitting farmers The CAG audit report of the Centre’s crop insurance schemes has highlighted gaps in their implementation that compromise its purpose of providing financial assistance to farmers. The Comptroller and Auditor General of India (CAG) looked into the performance of two schemes—Modified National Agricultural Insurance Scheme (MNAIS) and the National Crop Insurance Programme (NCIP) —between Kharif season of 2011 to Rabi season of 2015-16. NDA government’s ambitious Pradhan Mantri Fasal Bima Yojana, which came into force in Kharif 2016, was not been scrutinised by the CAG. Delayed payments The report suggested delay at the state level caused obstruction in providing financial aid to farmers. The report found that Department of Agriculture, Cooperation and Farmers’ Welfare (DAC&FW) under the Ministry of Agriculture and Farmers’ Welfare released funds, but the delay took place at the state government level, it stated. Protocol not followed According to the report, the Agricultural Insurance Company of India Limited (AIC), the government-owned implementing agency for the schemes, “failed to exercise due diligence in verification of claims by private insurance companies before releasing funds to them.” Between 2011 and 2016, the AIC released Rs 3,622 crore as premium subsidy to 10 private insurance companies without complying with government guidelines. Analysis of data from the CAG report reveals that expenditure of the allotted money reduced between 2014-16, under the NDA government. While the amount allocated for crop insurance schemes went up from Rs.1,025 crores in 2011-12 to Rs. 3,185.09 crores in 2015-16, its expenditure plummeted from 102 per cent to 93 per cent in respective years. Records missing Whether the money reached the beneficiaries cannot be ensured as the database of beneficiaries was not maintained. “The Government of India and the state governments were not in a position to ensure that Rs 10,617.41 crores released as premium subsidy under National Agricultural Insurance Scheme, Modified National Agricultural Insurance Scheme and Weather-Based Crop Insurance Scheme and Rs 21,989.24 crore released as claim reimbursement under NAIS, during the period covered in audit, reached the intended beneficiaries or achieved the intended purposes,” the report stated. Claims worth Rs 8,947.41 crores were paid in the nine audited states, but only 30 per cent of the amount had utilisation certificates (UC) to prove it reached farmers. The report observes, “Implementing agencies did not ensure submission of UCs by Bank/financial institutions and therefore, did not have even the minimum assurance from the Bank/FIs that they had distributed the claim amounts to beneficiary farmers.” Small farmers not covered Small and marginal farmers constitute 85 per cent (12 crores) of the total farmers (14 crores) in the country. Yet, their share in the coverage did not exceed 13.32 per cent under the NAIS scheme. Please click here to read more.