Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 73
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::printArticle() - APP/Controller/ArtileDetailController.php, line 73
Cake\Controller\Controller::invokeAction() - CORE/src/Controller/Controller.php, line 610
Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120
Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94
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Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
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Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 74
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::printArticle() - APP/Controller/ArtileDetailController.php, line 74
Cake\Controller\Controller::invokeAction() - CORE/src/Controller/Controller.php, line 610
Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120
Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94
Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\AssetMiddleware::__invoke() - CORE/src/Routing/Middleware/AssetMiddleware.php, line 88
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Warning (512): Unable to emit headers. Headers sent in file=/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Error/Debugger.php line=853 [CORE/src/Http/ResponseEmitter.php, line 48]
Code Context
            if (Configure::read('debug')) {

                trigger_error($message, E_USER_WARNING);

            } else {
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&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;The finance ministry is planning to change the face of banking in the Red corridors at the tribal heartlands of India. The move is part of the government decision to redraw its law and order management and development plans in view of the growing Naxalite menace threatening the Indian state.&lt;/font&gt;
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&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;As the banks, like any other government institutions bear the brunt of Naxalite terror, Finance Minister Pranab Mukherjee is mooting the model of business correspondence to serve customers in Naxalite-hit areas.&lt;/font&gt;
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&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;Mukherjee wants public sector banks to take a lead and adopt the business correspondence or bank-service-at-doorsteps model through authorised representatives. Initially, the banks will be roped in to deliver financial services for government schemes like the National Rural Employment Guarantee programme or various pension schemes for the Below Poverty Line (BPL) people.&lt;br /&gt;
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&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;The ministry said there are many banks that have branches and necessary logistics in place in Naxalite-infested areas, but their functioning has been severely hit due to the deteriorating law and order situation.&lt;/font&gt;
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&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;Whenever there is a Naxalite attack or a bandh called by the Naxalites, several branches prefer to remain closed. &amp;ldquo;There are instances where local branch officers have fled to their homes or district headquarters and the bank remained shut for quite a few days, causing problem for the customers,&amp;rdquo; said a top finance ministry official.&lt;/font&gt;
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&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;In the proposed arrangement, a representative of the bank will visit the homes of beneficiaries in the villages to give or receive payments. The government has already initiated a pilot project through business correspondences for the Mahatma Gandhi National Rural Employment scheme in select parts of Rajasthan to prevent the delay in payments to MGNREGS workers.&lt;/font&gt;
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&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;The usual practice for banks is to deduct 2 per cent of the transaction amount as its service charge, for offering services through business correspondences. However, the government would have to bear the expense of the service fee for disbursement of wages to the MGNREGS workers or for the monthly old-age pension to BPL families. Mukherjee has hinted, in his close quarters, that these charges can be recovered by the banks from the 6 per cent administrative expenses attached to the government schemes.&lt;/font&gt;
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The finance ministry is planning to change the face of banking in the Red corridors at the tribal heartlands of India. The move is part of the government decision to redraw its law and order management and development plans in..."/>
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                <strong>Centre plans doorstep banking in Red Corridor by Saubhadra Chatterji</strong></h1>
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                <p align="justify"><font ></font></p><p align="justify"><font >The finance ministry is planning to change the face of banking in the Red corridors at the tribal heartlands of India. The move is part of the government decision to redraw its law and order management and development plans in view of the growing Naxalite menace threatening the Indian state.</font></p><p align="justify"><font >As the banks, like any other government institutions bear the brunt of Naxalite terror, Finance Minister Pranab Mukherjee is mooting the model of business correspondence to serve customers in Naxalite-hit areas.</font></p><p align="justify"><font >Mukherjee wants public sector banks to take a lead and adopt the business correspondence or bank-service-at-doorsteps model through authorised representatives. Initially, the banks will be roped in to deliver financial services for government schemes like the National Rural Employment Guarantee programme or various pension schemes for the Below Poverty Line (BPL) people.<br /></font></p><p align="justify"><font >The ministry said there are many banks that have branches and necessary logistics in place in Naxalite-infested areas, but their functioning has been severely hit due to the deteriorating law and order situation.</font></p><p align="justify"><font >Whenever there is a Naxalite attack or a bandh called by the Naxalites, several branches prefer to remain closed. &ldquo;There are instances where local branch officers have fled to their homes or district headquarters and the bank remained shut for quite a few days, causing problem for the customers,&rdquo; said a top finance ministry official.</font></p><p align="justify"><font >In the proposed arrangement, a representative of the bank will visit the homes of beneficiaries in the villages to give or receive payments. The government has already initiated a pilot project through business correspondences for the Mahatma Gandhi National Rural Employment scheme in select parts of Rajasthan to prevent the delay in payments to MGNREGS workers.</font></p><p align="justify"><font >The usual practice for banks is to deduct 2 per cent of the transaction amount as its service charge, for offering services through business correspondences. However, the government would have to bear the expense of the service fee for disbursement of wages to the MGNREGS workers or for the monthly old-age pension to BPL families. Mukherjee has hinted, in his close quarters, that these charges can be recovered by the banks from the 6 per cent administrative expenses attached to the government schemes.</font></p><p align="justify"><font >According to Mukherjee, the business correspondence model will not only make banking faster but also make it hassel-free in these trouble-torn areas. The villagers will not have to travel long distances. The aam aadmi of the Congress can get their money in time, at their door-steps.</font></p><p align="justify"><font ></font></p>               </font>
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The finance ministry is planning to change the face of banking in the Red corridors at the tribal heartlands of India. The move is part of the government decision to redraw its law and order management and development plans in...&#039;
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The finance ministry is planning to change the face of banking in the Red corridors at the tribal heartlands of India. The move is part of the government decision to redraw its law and order management and development plans in..."/>
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                <strong>Centre plans doorstep banking in Red Corridor by Saubhadra Chatterji</strong></h1>
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                <p align="justify"><font ></font></p><p align="justify"><font >The finance ministry is planning to change the face of banking in the Red corridors at the tribal heartlands of India. The move is part of the government decision to redraw its law and order management and development plans in view of the growing Naxalite menace threatening the Indian state.</font></p><p align="justify"><font >As the banks, like any other government institutions bear the brunt of Naxalite terror, Finance Minister Pranab Mukherjee is mooting the model of business correspondence to serve customers in Naxalite-hit areas.</font></p><p align="justify"><font >Mukherjee wants public sector banks to take a lead and adopt the business correspondence or bank-service-at-doorsteps model through authorised representatives. Initially, the banks will be roped in to deliver financial services for government schemes like the National Rural Employment Guarantee programme or various pension schemes for the Below Poverty Line (BPL) people.<br /></font></p><p align="justify"><font >The ministry said there are many banks that have branches and necessary logistics in place in Naxalite-infested areas, but their functioning has been severely hit due to the deteriorating law and order situation.</font></p><p align="justify"><font >Whenever there is a Naxalite attack or a bandh called by the Naxalites, several branches prefer to remain closed. &ldquo;There are instances where local branch officers have fled to their homes or district headquarters and the bank remained shut for quite a few days, causing problem for the customers,&rdquo; said a top finance ministry official.</font></p><p align="justify"><font >In the proposed arrangement, a representative of the bank will visit the homes of beneficiaries in the villages to give or receive payments. The government has already initiated a pilot project through business correspondences for the Mahatma Gandhi National Rural Employment scheme in select parts of Rajasthan to prevent the delay in payments to MGNREGS workers.</font></p><p align="justify"><font >The usual practice for banks is to deduct 2 per cent of the transaction amount as its service charge, for offering services through business correspondences. However, the government would have to bear the expense of the service fee for disbursement of wages to the MGNREGS workers or for the monthly old-age pension to BPL families. Mukherjee has hinted, in his close quarters, that these charges can be recovered by the banks from the 6 per cent administrative expenses attached to the government schemes.</font></p><p align="justify"><font >According to Mukherjee, the business correspondence model will not only make banking faster but also make it hassel-free in these trouble-torn areas. The villagers will not have to travel long distances. The aam aadmi of the Congress can get their money in time, at their door-steps.</font></p><p align="justify"><font ></font></p>               </font>
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&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;The finance ministry is planning to change the face of banking in the Red corridors at the tribal heartlands of India. The move is part of the government decision to redraw its law and order management and development plans in view of the growing Naxalite menace threatening the Indian state.&lt;/font&gt;
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&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;As the banks, like any other government institutions bear the brunt of Naxalite terror, Finance Minister Pranab Mukherjee is mooting the model of business correspondence to serve customers in Naxalite-hit areas.&lt;/font&gt;
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&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;Mukherjee wants public sector banks to take a lead and adopt the business correspondence or bank-service-at-doorsteps model through authorised representatives. Initially, the banks will be roped in to deliver financial services for government schemes like the National Rural Employment Guarantee programme or various pension schemes for the Below Poverty Line (BPL) people.&lt;br /&gt;
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&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;The ministry said there are many banks that have branches and necessary logistics in place in Naxalite-infested areas, but their functioning has been severely hit due to the deteriorating law and order situation.&lt;/font&gt;
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&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;Whenever there is a Naxalite attack or a bandh called by the Naxalites, several branches prefer to remain closed. &amp;ldquo;There are instances where local branch officers have fled to their homes or district headquarters and the bank remained shut for quite a few days, causing problem for the customers,&amp;rdquo; said a top finance ministry official.&lt;/font&gt;
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&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;In the proposed arrangement, a representative of the bank will visit the homes of beneficiaries in the villages to give or receive payments. The government has already initiated a pilot project through business correspondences for the Mahatma Gandhi National Rural Employment scheme in select parts of Rajasthan to prevent the delay in payments to MGNREGS workers.&lt;/font&gt;
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&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;The finance ministry is planning to change the face of banking in the Red corridors at the tribal heartlands of India. The move is part of the government decision to redraw its law and order management and development plans in view of the growing Naxalite menace threatening the Indian state.&lt;/font&gt;
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&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;As the banks, like any other government institutions bear the brunt of Naxalite terror, Finance Minister Pranab Mukherjee is mooting the model of business correspondence to serve customers in Naxalite-hit areas.&lt;/font&gt;
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&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;Mukherjee wants public sector banks to take a lead and adopt the business correspondence or bank-service-at-doorsteps model through authorised representatives. Initially, the banks will be roped in to deliver financial services for government schemes like the National Rural Employment Guarantee programme or various pension schemes for the Below Poverty Line (BPL) people.&lt;br /&gt;
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&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;The ministry said there are many banks that have branches and necessary logistics in place in Naxalite-infested areas, but their functioning has been severely hit due to the deteriorating law and order situation.&lt;/font&gt;
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&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;In the proposed arrangement, a representative of the bank will visit the homes of beneficiaries in the villages to give or receive payments. The government has already initiated a pilot project through business correspondences for the Mahatma Gandhi National Rural Employment scheme in select parts of Rajasthan to prevent the delay in payments to MGNREGS workers.&lt;/font&gt;
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&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;The usual practice for banks is to deduct 2 per cent of the transaction amount as its service charge, for offering services through business correspondences. However, the government would have to bear the expense of the service fee for disbursement of wages to the MGNREGS workers or for the monthly old-age pension to BPL families. Mukherjee has hinted, in his close quarters, that these charges can be recovered by the banks from the 6 per cent administrative expenses attached to the government schemes.&lt;/font&gt;
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                <strong>Centre plans doorstep banking in Red Corridor by Saubhadra Chatterji</strong></h1>
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                <p align="justify"><font ></font></p><p align="justify"><font >The finance ministry is planning to change the face of banking in the Red corridors at the tribal heartlands of India. The move is part of the government decision to redraw its law and order management and development plans in view of the growing Naxalite menace threatening the Indian state.</font></p><p align="justify"><font >As the banks, like any other government institutions bear the brunt of Naxalite terror, Finance Minister Pranab Mukherjee is mooting the model of business correspondence to serve customers in Naxalite-hit areas.</font></p><p align="justify"><font >Mukherjee wants public sector banks to take a lead and adopt the business correspondence or bank-service-at-doorsteps model through authorised representatives. Initially, the banks will be roped in to deliver financial services for government schemes like the National Rural Employment Guarantee programme or various pension schemes for the Below Poverty Line (BPL) people.<br /></font></p><p align="justify"><font >The ministry said there are many banks that have branches and necessary logistics in place in Naxalite-infested areas, but their functioning has been severely hit due to the deteriorating law and order situation.</font></p><p align="justify"><font >Whenever there is a Naxalite attack or a bandh called by the Naxalites, several branches prefer to remain closed. &ldquo;There are instances where local branch officers have fled to their homes or district headquarters and the bank remained shut for quite a few days, causing problem for the customers,&rdquo; said a top finance ministry official.</font></p><p align="justify"><font >In the proposed arrangement, a representative of the bank will visit the homes of beneficiaries in the villages to give or receive payments. The government has already initiated a pilot project through business correspondences for the Mahatma Gandhi National Rural Employment scheme in select parts of Rajasthan to prevent the delay in payments to MGNREGS workers.</font></p><p align="justify"><font >The usual practice for banks is to deduct 2 per cent of the transaction amount as its service charge, for offering services through business correspondences. However, the government would have to bear the expense of the service fee for disbursement of wages to the MGNREGS workers or for the monthly old-age pension to BPL families. Mukherjee has hinted, in his close quarters, that these charges can be recovered by the banks from the 6 per cent administrative expenses attached to the government schemes.</font></p><p align="justify"><font >According to Mukherjee, the business correspondence model will not only make banking faster but also make it hassel-free in these trouble-torn areas. The villagers will not have to travel long distances. The aam aadmi of the Congress can get their money in time, at their door-steps.</font></p><p align="justify"><font ></font></p>               </font>
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<font face="arial,helvetica,sans-serif" size="3">The finance ministry is planning to change the face of banking in the Red corridors at the tribal heartlands of India. The move is part of the government decision to redraw its law and order management and development plans in view of the growing Naxalite menace threatening the Indian state.</font>
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<font face="arial,helvetica,sans-serif" size="3">As the banks, like any other government institutions bear the brunt of Naxalite terror, Finance Minister Pranab Mukherjee is mooting the model of business correspondence to serve customers in Naxalite-hit areas.</font>
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The finance ministry is planning to change the face of banking in the Red corridors at the tribal heartlands of India. The move is part of the government decision to redraw its law and order management and development plans in...',
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	'title' => 'Centre plans doorstep banking in Red Corridor by Saubhadra Chatterji',
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<font face="arial,helvetica,sans-serif" size="3">The finance ministry is planning to change the face of banking in the Red corridors at the tribal heartlands of India. The move is part of the government decision to redraw its law and order management and development plans in view of the growing Naxalite menace threatening the Indian state.</font>
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<p align="justify">
<font face="arial,helvetica,sans-serif" size="3">As the banks, like any other government institutions bear the brunt of Naxalite terror, Finance Minister Pranab Mukherjee is mooting the model of business correspondence to serve customers in Naxalite-hit areas.</font>
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<p align="justify">
<font face="arial,helvetica,sans-serif" size="3">Mukherjee wants public sector banks to take a lead and adopt the business correspondence or bank-service-at-doorsteps model through authorised representatives. Initially, the banks will be roped in to deliver financial services for government schemes like the National Rural Employment Guarantee programme or various pension schemes for the Below Poverty Line (BPL) people.<br />
</font>
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<p align="justify">
<font face="arial,helvetica,sans-serif" size="3">The ministry said there are many banks that have branches and necessary logistics in place in Naxalite-infested areas, but their functioning has been severely hit due to the deteriorating law and order situation.</font>
</p>
<p align="justify">
<font face="arial,helvetica,sans-serif" size="3">Whenever there is a Naxalite attack or a bandh called by the Naxalites, several branches prefer to remain closed. &ldquo;There are instances where local branch officers have fled to their homes or district headquarters and the bank remained shut for quite a few days, causing problem for the customers,&rdquo; said a top finance ministry official.</font>
</p>
<p align="justify">
<font face="arial,helvetica,sans-serif" size="3">In the proposed arrangement, a representative of the bank will visit the homes of beneficiaries in the villages to give or receive payments. The government has already initiated a pilot project through business correspondences for the Mahatma Gandhi National Rural Employment scheme in select parts of Rajasthan to prevent the delay in payments to MGNREGS workers.</font>
</p>
<p align="justify">
<font face="arial,helvetica,sans-serif" size="3">The usual practice for banks is to deduct 2 per cent of the transaction amount as its service charge, for offering services through business correspondences. However, the government would have to bear the expense of the service fee for disbursement of wages to the MGNREGS workers or for the monthly old-age pension to BPL families. Mukherjee has hinted, in his close quarters, that these charges can be recovered by the banks from the 6 per cent administrative expenses attached to the government schemes.</font>
</p>
<p align="justify">
<font face="arial,helvetica,sans-serif" size="3">According to Mukherjee, the business correspondence model will not only make banking faster but also make it hassel-free in these trouble-torn areas. The villagers will not have to travel long distances. The aam aadmi of the Congress can get their money in time, at their door-steps.</font>
</p>
<p align="justify">
<font face="arial,helvetica,sans-serif" size="3"></font>
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The finance ministry is planning to change the face of banking in the Red corridors at the tribal heartlands of India. The move is part of the government decision to redraw its law and order management and development plans in...'
$disp = '<p align="justify"><font ></font></p><p align="justify"><font >The finance ministry is planning to change the face of banking in the Red corridors at the tribal heartlands of India. The move is part of the government decision to redraw its law and order management and development plans in view of the growing Naxalite menace threatening the Indian state.</font></p><p align="justify"><font >As the banks, like any other government institutions bear the brunt of Naxalite terror, Finance Minister Pranab Mukherjee is mooting the model of business correspondence to serve customers in Naxalite-hit areas.</font></p><p align="justify"><font >Mukherjee wants public sector banks to take a lead and adopt the business correspondence or bank-service-at-doorsteps model through authorised representatives. Initially, the banks will be roped in to deliver financial services for government schemes like the National Rural Employment Guarantee programme or various pension schemes for the Below Poverty Line (BPL) people.<br /></font></p><p align="justify"><font >The ministry said there are many banks that have branches and necessary logistics in place in Naxalite-infested areas, but their functioning has been severely hit due to the deteriorating law and order situation.</font></p><p align="justify"><font >Whenever there is a Naxalite attack or a bandh called by the Naxalites, several branches prefer to remain closed. &ldquo;There are instances where local branch officers have fled to their homes or district headquarters and the bank remained shut for quite a few days, causing problem for the customers,&rdquo; said a top finance ministry official.</font></p><p align="justify"><font >In the proposed arrangement, a representative of the bank will visit the homes of beneficiaries in the villages to give or receive payments. The government has already initiated a pilot project through business correspondences for the Mahatma Gandhi National Rural Employment scheme in select parts of Rajasthan to prevent the delay in payments to MGNREGS workers.</font></p><p align="justify"><font >The usual practice for banks is to deduct 2 per cent of the transaction amount as its service charge, for offering services through business correspondences. However, the government would have to bear the expense of the service fee for disbursement of wages to the MGNREGS workers or for the monthly old-age pension to BPL families. Mukherjee has hinted, in his close quarters, that these charges can be recovered by the banks from the 6 per cent administrative expenses attached to the government schemes.</font></p><p align="justify"><font >According to Mukherjee, the business correspondence model will not only make banking faster but also make it hassel-free in these trouble-torn areas. The villagers will not have to travel long distances. The aam aadmi of the Congress can get their money in time, at their door-steps.</font></p><p align="justify"><font ></font></p>'
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Centre plans doorstep banking in Red Corridor by Saubhadra Chatterji

The finance ministry is planning to change the face of banking in the Red corridors at the tribal heartlands of India. The move is part of the government decision to redraw its law and order management and development plans in view of the growing Naxalite menace threatening the Indian state. As the banks, like any other government institutions bear the brunt of Naxalite terror, Finance Minister Pranab Mukherjee is mooting the model of business correspondence to serve customers in Naxalite-hit areas. Mukherjee wants public sector banks to take a lead and adopt the business correspondence or bank-service-at-doorsteps model through authorised representatives. Initially, the banks will be roped in to deliver financial services for government schemes like the National Rural Employment Guarantee programme or various pension schemes for the Below Poverty Line (BPL) people. The ministry said there are many banks that have branches and necessary logistics in place in Naxalite-infested areas, but their functioning has been severely hit due to the deteriorating law and order situation. Whenever there is a Naxalite attack or a bandh called by the Naxalites, several branches prefer to remain closed. “There are instances where local branch officers have fled to their homes or district headquarters and the bank remained shut for quite a few days, causing problem for the customers,” said a top finance ministry official. In the proposed arrangement, a representative of the bank will visit the homes of beneficiaries in the villages to give or receive payments. The government has already initiated a pilot project through business correspondences for the Mahatma Gandhi National Rural Employment scheme in select parts of Rajasthan to prevent the delay in payments to MGNREGS workers. The usual practice for banks is to deduct 2 per cent of the transaction amount as its service charge, for offering services through business correspondences. However, the government would have to bear the expense of the service fee for disbursement of wages to the MGNREGS workers or for the monthly old-age pension to BPL families. Mukherjee has hinted, in his close quarters, that these charges can be recovered by the banks from the 6 per cent administrative expenses attached to the government schemes. According to Mukherjee, the business correspondence model will not only make banking faster but also make it hassel-free in these trouble-torn areas. The villagers will not have to travel long distances. The aam aadmi of the Congress can get their money in time, at their door-steps.