Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 73
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::printArticle() - APP/Controller/ArtileDetailController.php, line 73
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Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120
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Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
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Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
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Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 74
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::printArticle() - APP/Controller/ArtileDetailController.php, line 74
Cake\Controller\Controller::invokeAction() - CORE/src/Controller/Controller.php, line 610
Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120
Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94
Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\AssetMiddleware::__invoke() - CORE/src/Routing/Middleware/AssetMiddleware.php, line 88
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Warning (512): Unable to emit headers. Headers sent in file=/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Error/Debugger.php line=853 [CORE/src/Http/ResponseEmitter.php, line 48]
Code Context
            if (Configure::read('debug')) {

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</span></span></code>
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-The Indian Express&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;The Finance Ministry directed smaller PSBs to cut their corporate loan exposure to 25 per cent of their risk-weighted assets over the medium term and focus more on retail lending. &lt;br /&gt;
&lt;/em&gt;&lt;br /&gt;
Corporate loans corner the lion&amp;rsquo;s share of rising bad loans in public sector banks while retail loans have a far superior track record when it comes to timely repayment, according to the latest available Reserve Bank of India data.&lt;br /&gt;
&lt;br /&gt;
Even as public sector banks lent about 37 per cent of their total credit to the industry sector, the corporate and industry loans accounted for over 73 per cent of the total non-performing assets (NPAs) of the banking sector in 2016-17, according to an analysis of the data by The Indian Express. Retail loans, which are 22.83 per cent of the overall credit, comprised only 3.71 per cent of the gross NPAs.&lt;br /&gt;
&lt;br /&gt;
Banking analysts say that factors such as business failure, inadequate risk assessment while sanctioning corporate credit and loan frauds by companies are some of the main reasons for the high level of NPAs in loans to industry given by the banks.&lt;br /&gt;
&lt;br /&gt;
In contrast, retail loans such as home loans, car loans and personal loans have a much better repayment track record. Loans to services and agriculture sector accounted for 13.21 per cent and 8.89 per cent respectively of the gross NPAs, the data shows.&lt;br /&gt;
&lt;br /&gt;
In absolute terms, out of Rs 6.41 lakh crore worth of total gross NPAs of PSU banks, Rs 4.70 lakh crore worth of NPAs were due to loans extended to industry as on March 31, 2017, the data shows. As for retail loans, Rs 23,795 crore worth of such loans turned into NPAs.&lt;br /&gt;
&lt;br /&gt;
To put PSU banks in order, the government initiated a plan in January to turn some of the smaller PSBs into national retail banks and regional retail banks, while limiting the corporate loans business primarily to large banks such as the State Bank of India, Punjab National Bank and Bank of Baroda.&lt;br /&gt;
&lt;br /&gt;
The Finance Ministry directed smaller PSBs to cut their corporate loan exposure to 25 per cent of their risk-weighted assets over the medium term and focus more on retail lending.&lt;br /&gt;
&lt;br /&gt;
Please &lt;a href=&quot;http://indianexpress.com/article/business/banking-and-finance/corporates-make-73-of-public-sector-bank-bad-loans-5117898/&quot;&gt;click here&lt;/a&gt; to read more. &lt;br /&gt;
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The Finance Ministry directed smaller PSBs to cut their corporate loan exposure to 25 per cent of their risk-weighted assets over the medium term and focus more on retail lending. 

Corporate loans corner the lion&amp;rsquo;s share of rising...&#039;,
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&lt;br /&gt;
&lt;em&gt;The Finance Ministry directed smaller PSBs to cut their corporate loan exposure to 25 per cent of their risk-weighted assets over the medium term and focus more on retail lending. &lt;br /&gt;
&lt;/em&gt;&lt;br /&gt;
Corporate loans corner the lion&amp;rsquo;s share of rising bad loans in public sector banks while retail loans have a far superior track record when it comes to timely repayment, according to the latest available Reserve Bank of India data.&lt;br /&gt;
&lt;br /&gt;
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&lt;br /&gt;
Banking analysts say that factors such as business failure, inadequate risk assessment while sanctioning corporate credit and loan frauds by companies are some of the main reasons for the high level of NPAs in loans to industry given by the banks.&lt;br /&gt;
&lt;br /&gt;
In contrast, retail loans such as home loans, car loans and personal loans have a much better repayment track record. Loans to services and agriculture sector accounted for 13.21 per cent and 8.89 per cent respectively of the gross NPAs, the data shows.&lt;br /&gt;
&lt;br /&gt;
In absolute terms, out of Rs 6.41 lakh crore worth of total gross NPAs of PSU banks, Rs 4.70 lakh crore worth of NPAs were due to loans extended to industry as on March 31, 2017, the data shows. As for retail loans, Rs 23,795 crore worth of such loans turned into NPAs.&lt;br /&gt;
&lt;br /&gt;
To put PSU banks in order, the government initiated a plan in January to turn some of the smaller PSBs into national retail banks and regional retail banks, while limiting the corporate loans business primarily to large banks such as the State Bank of India, Punjab National Bank and Bank of Baroda.&lt;br /&gt;
&lt;br /&gt;
The Finance Ministry directed smaller PSBs to cut their corporate loan exposure to 25 per cent of their risk-weighted assets over the medium term and focus more on retail lending.&lt;br /&gt;
&lt;br /&gt;
Please &lt;a href=&quot;http://indianexpress.com/article/business/banking-and-finance/corporates-make-73-of-public-sector-bank-bad-loans-5117898/&quot;&gt;click here&lt;/a&gt; to read more. &lt;br /&gt;
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The Finance Ministry directed smaller PSBs to cut their corporate loan exposure to 25 per cent of their risk-weighted assets over the medium term and focus more on retail lending. 

Corporate loans corner the lion&amp;rsquo;s share of rising...&#039;
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-The Indian Express

The Finance Ministry directed smaller PSBs to cut their corporate loan exposure to 25 per cent of their risk-weighted assets over the medium term and focus more on retail lending. 

Corporate loans corner the lion&rsquo;s share of rising..."/>
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                <strong>Corporates make 73% of public sector bank bad loans -Sunny Verma</strong></h1>
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                <div align="justify">-The Indian Express<br /><br /><em>The Finance Ministry directed smaller PSBs to cut their corporate loan exposure to 25 per cent of their risk-weighted assets over the medium term and focus more on retail lending. <br /></em><br />Corporate loans corner the lion&rsquo;s share of rising bad loans in public sector banks while retail loans have a far superior track record when it comes to timely repayment, according to the latest available Reserve Bank of India data.<br /><br />Even as public sector banks lent about 37 per cent of their total credit to the industry sector, the corporate and industry loans accounted for over 73 per cent of the total non-performing assets (NPAs) of the banking sector in 2016-17, according to an analysis of the data by The Indian Express. Retail loans, which are 22.83 per cent of the overall credit, comprised only 3.71 per cent of the gross NPAs.<br /><br />Banking analysts say that factors such as business failure, inadequate risk assessment while sanctioning corporate credit and loan frauds by companies are some of the main reasons for the high level of NPAs in loans to industry given by the banks.<br /><br />In contrast, retail loans such as home loans, car loans and personal loans have a much better repayment track record. Loans to services and agriculture sector accounted for 13.21 per cent and 8.89 per cent respectively of the gross NPAs, the data shows.<br /><br />In absolute terms, out of Rs 6.41 lakh crore worth of total gross NPAs of PSU banks, Rs 4.70 lakh crore worth of NPAs were due to loans extended to industry as on March 31, 2017, the data shows. As for retail loans, Rs 23,795 crore worth of such loans turned into NPAs.<br /><br />To put PSU banks in order, the government initiated a plan in January to turn some of the smaller PSBs into national retail banks and regional retail banks, while limiting the corporate loans business primarily to large banks such as the State Bank of India, Punjab National Bank and Bank of Baroda.<br /><br />The Finance Ministry directed smaller PSBs to cut their corporate loan exposure to 25 per cent of their risk-weighted assets over the medium term and focus more on retail lending.<br /><br />Please <a href="http://indianexpress.com/article/business/banking-and-finance/corporates-make-73-of-public-sector-bank-bad-loans-5117898/" title="http://indianexpress.com/article/business/banking-and-finance/corporates-make-73-of-public-sector-bank-bad-loans-5117898/">click here</a> to read more. <br /></div>               </font>
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    <link rel="canonical" href="https://im4change.in/<pre class="cake-error"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr67fa757ab72f6-trace').style.display = (document.getElementById('cakeErr67fa757ab72f6-trace').style.display == 'none' ? '' : 'none');"><b>Notice</b> (8)</a>: Undefined variable: urlPrefix [<b>APP/Template/Layout/printlayout.ctp</b>, line <b>8</b>]<div id="cakeErr67fa757ab72f6-trace" class="cake-stack-trace" style="display: none;"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr67fa757ab72f6-code').style.display = (document.getElementById('cakeErr67fa757ab72f6-code').style.display == 'none' ? '' : 'none')">Code</a> <a href="javascript:void(0);" onclick="document.getElementById('cakeErr67fa757ab72f6-context').style.display = (document.getElementById('cakeErr67fa757ab72f6-context').style.display == 'none' ? '' : 'none')">Context</a><pre id="cakeErr67fa757ab72f6-code" class="cake-code-dump" style="display: none;"><code><span style="color: #000000"><span style="color: #0000BB"></span><span style="color: #007700">&lt;</span><span style="color: #0000BB">head</span><span style="color: #007700">&gt;
</span></span></code>
<span class="code-highlight"><code><span style="color: #000000">&nbsp;&nbsp;&nbsp;&nbsp;&lt;link&nbsp;rel="canonical"&nbsp;href="<span style="color: #0000BB">&lt;?php&nbsp;</span><span style="color: #007700">echo&nbsp;</span><span style="color: #0000BB">Configure</span><span style="color: #007700">::</span><span style="color: #0000BB">read</span><span style="color: #007700">(</span><span style="color: #DD0000">'SITE_URL'</span><span style="color: #007700">);&nbsp;</span><span style="color: #0000BB">?&gt;&lt;?php&nbsp;</span><span style="color: #007700">echo&nbsp;</span><span style="color: #0000BB">$urlPrefix</span><span style="color: #007700">;</span><span style="color: #0000BB">?&gt;&lt;?php&nbsp;</span><span style="color: #007700">echo&nbsp;</span><span style="color: #0000BB">$article_current</span><span style="color: #007700">-&gt;</span><span style="color: #0000BB">category</span><span style="color: #007700">-&gt;</span><span style="color: #0000BB">slug</span><span style="color: #007700">;&nbsp;</span><span style="color: #0000BB">?&gt;</span>/<span style="color: #0000BB">&lt;?php&nbsp;</span><span style="color: #007700">echo&nbsp;</span><span style="color: #0000BB">$article_current</span><span style="color: #007700">-&gt;</span><span style="color: #0000BB">seo_url</span><span style="color: #007700">;&nbsp;</span><span style="color: #0000BB">?&gt;</span>.html"/&gt;
</span></code></span>
<code><span style="color: #000000"><span style="color: #0000BB">&nbsp;&nbsp;&nbsp;&nbsp;</span><span style="color: #007700">&lt;</span><span style="color: #0000BB">meta&nbsp;http</span><span style="color: #007700">-</span><span style="color: #0000BB">equiv</span><span style="color: #007700">=</span><span style="color: #DD0000">"Content-Type"&nbsp;</span><span style="color: #0000BB">content</span><span style="color: #007700">=</span><span style="color: #DD0000">"text/html;&nbsp;charset=utf-8"</span><span style="color: #007700">/&gt;
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-The Indian Express&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;The Finance Ministry directed smaller PSBs to cut their corporate loan exposure to 25 per cent of their risk-weighted assets over the medium term and focus more on retail lending. &lt;br /&gt;
&lt;/em&gt;&lt;br /&gt;
Corporate loans corner the lion&amp;rsquo;s share of rising bad loans in public sector banks while retail loans have a far superior track record when it comes to timely repayment, according to the latest available Reserve Bank of India data.&lt;br /&gt;
&lt;br /&gt;
Even as public sector banks lent about 37 per cent of their total credit to the industry sector, the corporate and industry loans accounted for over 73 per cent of the total non-performing assets (NPAs) of the banking sector in 2016-17, according to an analysis of the data by The Indian Express. Retail loans, which are 22.83 per cent of the overall credit, comprised only 3.71 per cent of the gross NPAs.&lt;br /&gt;
&lt;br /&gt;
Banking analysts say that factors such as business failure, inadequate risk assessment while sanctioning corporate credit and loan frauds by companies are some of the main reasons for the high level of NPAs in loans to industry given by the banks.&lt;br /&gt;
&lt;br /&gt;
In contrast, retail loans such as home loans, car loans and personal loans have a much better repayment track record. Loans to services and agriculture sector accounted for 13.21 per cent and 8.89 per cent respectively of the gross NPAs, the data shows.&lt;br /&gt;
&lt;br /&gt;
In absolute terms, out of Rs 6.41 lakh crore worth of total gross NPAs of PSU banks, Rs 4.70 lakh crore worth of NPAs were due to loans extended to industry as on March 31, 2017, the data shows. As for retail loans, Rs 23,795 crore worth of such loans turned into NPAs.&lt;br /&gt;
&lt;br /&gt;
To put PSU banks in order, the government initiated a plan in January to turn some of the smaller PSBs into national retail banks and regional retail banks, while limiting the corporate loans business primarily to large banks such as the State Bank of India, Punjab National Bank and Bank of Baroda.&lt;br /&gt;
&lt;br /&gt;
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&lt;br /&gt;
Please &lt;a href=&quot;http://indianexpress.com/article/business/banking-and-finance/corporates-make-73-of-public-sector-bank-bad-loans-5117898/&quot;&gt;click here&lt;/a&gt; to read more. &lt;br /&gt;
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The Finance Ministry directed smaller PSBs to cut their corporate loan exposure to 25 per cent of their risk-weighted assets over the medium term and focus more on retail lending. 

Corporate loans corner the lion&amp;rsquo;s share of rising...&#039;,
	&#039;disp&#039; =&gt; &#039;&lt;div align=&quot;justify&quot;&gt;-The Indian Express&lt;br /&gt;&lt;br /&gt;&lt;em&gt;The Finance Ministry directed smaller PSBs to cut their corporate loan exposure to 25 per cent of their risk-weighted assets over the medium term and focus more on retail lending. &lt;br /&gt;&lt;/em&gt;&lt;br /&gt;Corporate loans corner the lion&amp;rsquo;s share of rising bad loans in public sector banks while retail loans have a far superior track record when it comes to timely repayment, according to the latest available Reserve Bank of India data.&lt;br /&gt;&lt;br /&gt;Even as public sector banks lent about 37 per cent of their total credit to the industry sector, the corporate and industry loans accounted for over 73 per cent of the total non-performing assets (NPAs) of the banking sector in 2016-17, according to an analysis of the data by The Indian Express. Retail loans, which are 22.83 per cent of the overall credit, comprised only 3.71 per cent of the gross NPAs.&lt;br /&gt;&lt;br /&gt;Banking analysts say that factors such as business failure, inadequate risk assessment while sanctioning corporate credit and loan frauds by companies are some of the main reasons for the high level of NPAs in loans to industry given by the banks.&lt;br /&gt;&lt;br /&gt;In contrast, retail loans such as home loans, car loans and personal loans have a much better repayment track record. Loans to services and agriculture sector accounted for 13.21 per cent and 8.89 per cent respectively of the gross NPAs, the data shows.&lt;br /&gt;&lt;br /&gt;In absolute terms, out of Rs 6.41 lakh crore worth of total gross NPAs of PSU banks, Rs 4.70 lakh crore worth of NPAs were due to loans extended to industry as on March 31, 2017, the data shows. As for retail loans, Rs 23,795 crore worth of such loans turned into NPAs.&lt;br /&gt;&lt;br /&gt;To put PSU banks in order, the government initiated a plan in January to turn some of the smaller PSBs into national retail banks and regional retail banks, while limiting the corporate loans business primarily to large banks such as the State Bank of India, Punjab National Bank and Bank of Baroda.&lt;br /&gt;&lt;br /&gt;The Finance Ministry directed smaller PSBs to cut their corporate loan exposure to 25 per cent of their risk-weighted assets over the medium term and focus more on retail lending.&lt;br /&gt;&lt;br /&gt;Please &lt;a href=&quot;http://indianexpress.com/article/business/banking-and-finance/corporates-make-73-of-public-sector-bank-bad-loans-5117898/&quot; title=&quot;http://indianexpress.com/article/business/banking-and-finance/corporates-make-73-of-public-sector-bank-bad-loans-5117898/&quot;&gt;click here&lt;/a&gt; to read more. &lt;br /&gt;&lt;/div&gt;&#039;,
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&lt;br /&gt;
&lt;em&gt;The Finance Ministry directed smaller PSBs to cut their corporate loan exposure to 25 per cent of their risk-weighted assets over the medium term and focus more on retail lending. &lt;br /&gt;
&lt;/em&gt;&lt;br /&gt;
Corporate loans corner the lion&amp;rsquo;s share of rising bad loans in public sector banks while retail loans have a far superior track record when it comes to timely repayment, according to the latest available Reserve Bank of India data.&lt;br /&gt;
&lt;br /&gt;
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&lt;br /&gt;
Banking analysts say that factors such as business failure, inadequate risk assessment while sanctioning corporate credit and loan frauds by companies are some of the main reasons for the high level of NPAs in loans to industry given by the banks.&lt;br /&gt;
&lt;br /&gt;
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&lt;br /&gt;
In absolute terms, out of Rs 6.41 lakh crore worth of total gross NPAs of PSU banks, Rs 4.70 lakh crore worth of NPAs were due to loans extended to industry as on March 31, 2017, the data shows. As for retail loans, Rs 23,795 crore worth of such loans turned into NPAs.&lt;br /&gt;
&lt;br /&gt;
To put PSU banks in order, the government initiated a plan in January to turn some of the smaller PSBs into national retail banks and regional retail banks, while limiting the corporate loans business primarily to large banks such as the State Bank of India, Punjab National Bank and Bank of Baroda.&lt;br /&gt;
&lt;br /&gt;
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&lt;br /&gt;
Please &lt;a href=&quot;http://indianexpress.com/article/business/banking-and-finance/corporates-make-73-of-public-sector-bank-bad-loans-5117898/&quot;&gt;click here&lt;/a&gt; to read more. &lt;br /&gt;
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The Finance Ministry directed smaller PSBs to cut their corporate loan exposure to 25 per cent of their risk-weighted assets over the medium term and focus more on retail lending. 

Corporate loans corner the lion&amp;rsquo;s share of rising...&#039;
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-The Indian Express

The Finance Ministry directed smaller PSBs to cut their corporate loan exposure to 25 per cent of their risk-weighted assets over the medium term and focus more on retail lending. 

Corporate loans corner the lion&rsquo;s share of rising..."/>
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                <strong>Corporates make 73% of public sector bank bad loans -Sunny Verma</strong></h1>
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                <div align="justify">-The Indian Express<br /><br /><em>The Finance Ministry directed smaller PSBs to cut their corporate loan exposure to 25 per cent of their risk-weighted assets over the medium term and focus more on retail lending. <br /></em><br />Corporate loans corner the lion&rsquo;s share of rising bad loans in public sector banks while retail loans have a far superior track record when it comes to timely repayment, according to the latest available Reserve Bank of India data.<br /><br />Even as public sector banks lent about 37 per cent of their total credit to the industry sector, the corporate and industry loans accounted for over 73 per cent of the total non-performing assets (NPAs) of the banking sector in 2016-17, according to an analysis of the data by The Indian Express. Retail loans, which are 22.83 per cent of the overall credit, comprised only 3.71 per cent of the gross NPAs.<br /><br />Banking analysts say that factors such as business failure, inadequate risk assessment while sanctioning corporate credit and loan frauds by companies are some of the main reasons for the high level of NPAs in loans to industry given by the banks.<br /><br />In contrast, retail loans such as home loans, car loans and personal loans have a much better repayment track record. Loans to services and agriculture sector accounted for 13.21 per cent and 8.89 per cent respectively of the gross NPAs, the data shows.<br /><br />In absolute terms, out of Rs 6.41 lakh crore worth of total gross NPAs of PSU banks, Rs 4.70 lakh crore worth of NPAs were due to loans extended to industry as on March 31, 2017, the data shows. As for retail loans, Rs 23,795 crore worth of such loans turned into NPAs.<br /><br />To put PSU banks in order, the government initiated a plan in January to turn some of the smaller PSBs into national retail banks and regional retail banks, while limiting the corporate loans business primarily to large banks such as the State Bank of India, Punjab National Bank and Bank of Baroda.<br /><br />The Finance Ministry directed smaller PSBs to cut their corporate loan exposure to 25 per cent of their risk-weighted assets over the medium term and focus more on retail lending.<br /><br />Please <a href="http://indianexpress.com/article/business/banking-and-finance/corporates-make-73-of-public-sector-bank-bad-loans-5117898/" title="http://indianexpress.com/article/business/banking-and-finance/corporates-make-73-of-public-sector-bank-bad-loans-5117898/">click here</a> to read more. <br /></div>               </font>
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-The Indian Express&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;The Finance Ministry directed smaller PSBs to cut their corporate loan exposure to 25 per cent of their risk-weighted assets over the medium term and focus more on retail lending. &lt;br /&gt;
&lt;/em&gt;&lt;br /&gt;
Corporate loans corner the lion&amp;rsquo;s share of rising bad loans in public sector banks while retail loans have a far superior track record when it comes to timely repayment, according to the latest available Reserve Bank of India data.&lt;br /&gt;
&lt;br /&gt;
Even as public sector banks lent about 37 per cent of their total credit to the industry sector, the corporate and industry loans accounted for over 73 per cent of the total non-performing assets (NPAs) of the banking sector in 2016-17, according to an analysis of the data by The Indian Express. Retail loans, which are 22.83 per cent of the overall credit, comprised only 3.71 per cent of the gross NPAs.&lt;br /&gt;
&lt;br /&gt;
Banking analysts say that factors such as business failure, inadequate risk assessment while sanctioning corporate credit and loan frauds by companies are some of the main reasons for the high level of NPAs in loans to industry given by the banks.&lt;br /&gt;
&lt;br /&gt;
In contrast, retail loans such as home loans, car loans and personal loans have a much better repayment track record. Loans to services and agriculture sector accounted for 13.21 per cent and 8.89 per cent respectively of the gross NPAs, the data shows.&lt;br /&gt;
&lt;br /&gt;
In absolute terms, out of Rs 6.41 lakh crore worth of total gross NPAs of PSU banks, Rs 4.70 lakh crore worth of NPAs were due to loans extended to industry as on March 31, 2017, the data shows. As for retail loans, Rs 23,795 crore worth of such loans turned into NPAs.&lt;br /&gt;
&lt;br /&gt;
To put PSU banks in order, the government initiated a plan in January to turn some of the smaller PSBs into national retail banks and regional retail banks, while limiting the corporate loans business primarily to large banks such as the State Bank of India, Punjab National Bank and Bank of Baroda.&lt;br /&gt;
&lt;br /&gt;
The Finance Ministry directed smaller PSBs to cut their corporate loan exposure to 25 per cent of their risk-weighted assets over the medium term and focus more on retail lending.&lt;br /&gt;
&lt;br /&gt;
Please &lt;a href=&quot;http://indianexpress.com/article/business/banking-and-finance/corporates-make-73-of-public-sector-bank-bad-loans-5117898/&quot;&gt;click here&lt;/a&gt; to read more. &lt;br /&gt;
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&lt;br /&gt;
&lt;em&gt;The Finance Ministry directed smaller PSBs to cut their corporate loan exposure to 25 per cent of their risk-weighted assets over the medium term and focus more on retail lending. &lt;br /&gt;
&lt;/em&gt;&lt;br /&gt;
Corporate loans corner the lion&amp;rsquo;s share of rising bad loans in public sector banks while retail loans have a far superior track record when it comes to timely repayment, according to the latest available Reserve Bank of India data.&lt;br /&gt;
&lt;br /&gt;
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&lt;br /&gt;
Banking analysts say that factors such as business failure, inadequate risk assessment while sanctioning corporate credit and loan frauds by companies are some of the main reasons for the high level of NPAs in loans to industry given by the banks.&lt;br /&gt;
&lt;br /&gt;
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&lt;br /&gt;
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To put PSU banks in order, the government initiated a plan in January to turn some of the smaller PSBs into national retail banks and regional retail banks, while limiting the corporate loans business primarily to large banks such as the State Bank of India, Punjab National Bank and Bank of Baroda.&lt;br /&gt;
&lt;br /&gt;
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&lt;br /&gt;
Please &lt;a href=&quot;http://indianexpress.com/article/business/banking-and-finance/corporates-make-73-of-public-sector-bank-bad-loans-5117898/&quot;&gt;click here&lt;/a&gt; to read more. &lt;br /&gt;
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The Finance Ministry directed smaller PSBs to cut their corporate loan exposure to 25 per cent of their risk-weighted assets over the medium term and focus more on retail lending. 

Corporate loans corner the lion&amp;rsquo;s share of rising...&#039;
$disp = &#039;&lt;div align=&quot;justify&quot;&gt;-The Indian Express&lt;br /&gt;&lt;br /&gt;&lt;em&gt;The Finance Ministry directed smaller PSBs to cut their corporate loan exposure to 25 per cent of their risk-weighted assets over the medium term and focus more on retail lending. &lt;br /&gt;&lt;/em&gt;&lt;br /&gt;Corporate loans corner the lion&amp;rsquo;s share of rising bad loans in public sector banks while retail loans have a far superior track record when it comes to timely repayment, according to the latest available Reserve Bank of India data.&lt;br /&gt;&lt;br /&gt;Even as public sector banks lent about 37 per cent of their total credit to the industry sector, the corporate and industry loans accounted for over 73 per cent of the total non-performing assets (NPAs) of the banking sector in 2016-17, according to an analysis of the data by The Indian Express. Retail loans, which are 22.83 per cent of the overall credit, comprised only 3.71 per cent of the gross NPAs.&lt;br /&gt;&lt;br /&gt;Banking analysts say that factors such as business failure, inadequate risk assessment while sanctioning corporate credit and loan frauds by companies are some of the main reasons for the high level of NPAs in loans to industry given by the banks.&lt;br /&gt;&lt;br /&gt;In contrast, retail loans such as home loans, car loans and personal loans have a much better repayment track record. Loans to services and agriculture sector accounted for 13.21 per cent and 8.89 per cent respectively of the gross NPAs, the data shows.&lt;br /&gt;&lt;br /&gt;In absolute terms, out of Rs 6.41 lakh crore worth of total gross NPAs of PSU banks, Rs 4.70 lakh crore worth of NPAs were due to loans extended to industry as on March 31, 2017, the data shows. As for retail loans, Rs 23,795 crore worth of such loans turned into NPAs.&lt;br /&gt;&lt;br /&gt;To put PSU banks in order, the government initiated a plan in January to turn some of the smaller PSBs into national retail banks and regional retail banks, while limiting the corporate loans business primarily to large banks such as the State Bank of India, Punjab National Bank and Bank of Baroda.&lt;br /&gt;&lt;br /&gt;The Finance Ministry directed smaller PSBs to cut their corporate loan exposure to 25 per cent of their risk-weighted assets over the medium term and focus more on retail lending.&lt;br /&gt;&lt;br /&gt;Please &lt;a href=&quot;http://indianexpress.com/article/business/banking-and-finance/corporates-make-73-of-public-sector-bank-bad-loans-5117898/&quot; title=&quot;http://indianexpress.com/article/business/banking-and-finance/corporates-make-73-of-public-sector-bank-bad-loans-5117898/&quot;&gt;click here&lt;/a&gt; to read more. &lt;br /&gt;&lt;/div&gt;&#039;
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-The Indian Express

The Finance Ministry directed smaller PSBs to cut their corporate loan exposure to 25 per cent of their risk-weighted assets over the medium term and focus more on retail lending. 

Corporate loans corner the lion&rsquo;s share of rising..."/>
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                <strong>Corporates make 73% of public sector bank bad loans -Sunny Verma</strong></h1>
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                <div align="justify">-The Indian Express<br /><br /><em>The Finance Ministry directed smaller PSBs to cut their corporate loan exposure to 25 per cent of their risk-weighted assets over the medium term and focus more on retail lending. <br /></em><br />Corporate loans corner the lion&rsquo;s share of rising bad loans in public sector banks while retail loans have a far superior track record when it comes to timely repayment, according to the latest available Reserve Bank of India data.<br /><br />Even as public sector banks lent about 37 per cent of their total credit to the industry sector, the corporate and industry loans accounted for over 73 per cent of the total non-performing assets (NPAs) of the banking sector in 2016-17, according to an analysis of the data by The Indian Express. Retail loans, which are 22.83 per cent of the overall credit, comprised only 3.71 per cent of the gross NPAs.<br /><br />Banking analysts say that factors such as business failure, inadequate risk assessment while sanctioning corporate credit and loan frauds by companies are some of the main reasons for the high level of NPAs in loans to industry given by the banks.<br /><br />In contrast, retail loans such as home loans, car loans and personal loans have a much better repayment track record. Loans to services and agriculture sector accounted for 13.21 per cent and 8.89 per cent respectively of the gross NPAs, the data shows.<br /><br />In absolute terms, out of Rs 6.41 lakh crore worth of total gross NPAs of PSU banks, Rs 4.70 lakh crore worth of NPAs were due to loans extended to industry as on March 31, 2017, the data shows. As for retail loans, Rs 23,795 crore worth of such loans turned into NPAs.<br /><br />To put PSU banks in order, the government initiated a plan in January to turn some of the smaller PSBs into national retail banks and regional retail banks, while limiting the corporate loans business primarily to large banks such as the State Bank of India, Punjab National Bank and Bank of Baroda.<br /><br />The Finance Ministry directed smaller PSBs to cut their corporate loan exposure to 25 per cent of their risk-weighted assets over the medium term and focus more on retail lending.<br /><br />Please <a href="http://indianexpress.com/article/business/banking-and-finance/corporates-make-73-of-public-sector-bank-bad-loans-5117898/" title="http://indianexpress.com/article/business/banking-and-finance/corporates-make-73-of-public-sector-bank-bad-loans-5117898/">click here</a> to read more. <br /></div>               </font>
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-The Indian Express<br />
<br />
<em>The Finance Ministry directed smaller PSBs to cut their corporate loan exposure to 25 per cent of their risk-weighted assets over the medium term and focus more on retail lending. <br />
</em><br />
Corporate loans corner the lion&rsquo;s share of rising bad loans in public sector banks while retail loans have a far superior track record when it comes to timely repayment, according to the latest available Reserve Bank of India data.<br />
<br />
Even as public sector banks lent about 37 per cent of their total credit to the industry sector, the corporate and industry loans accounted for over 73 per cent of the total non-performing assets (NPAs) of the banking sector in 2016-17, according to an analysis of the data by The Indian Express. Retail loans, which are 22.83 per cent of the overall credit, comprised only 3.71 per cent of the gross NPAs.<br />
<br />
Banking analysts say that factors such as business failure, inadequate risk assessment while sanctioning corporate credit and loan frauds by companies are some of the main reasons for the high level of NPAs in loans to industry given by the banks.<br />
<br />
In contrast, retail loans such as home loans, car loans and personal loans have a much better repayment track record. Loans to services and agriculture sector accounted for 13.21 per cent and 8.89 per cent respectively of the gross NPAs, the data shows.<br />
<br />
In absolute terms, out of Rs 6.41 lakh crore worth of total gross NPAs of PSU banks, Rs 4.70 lakh crore worth of NPAs were due to loans extended to industry as on March 31, 2017, the data shows. As for retail loans, Rs 23,795 crore worth of such loans turned into NPAs.<br />
<br />
To put PSU banks in order, the government initiated a plan in January to turn some of the smaller PSBs into national retail banks and regional retail banks, while limiting the corporate loans business primarily to large banks such as the State Bank of India, Punjab National Bank and Bank of Baroda.<br />
<br />
The Finance Ministry directed smaller PSBs to cut their corporate loan exposure to 25 per cent of their risk-weighted assets over the medium term and focus more on retail lending.<br />
<br />
Please <a href="http://indianexpress.com/article/business/banking-and-finance/corporates-make-73-of-public-sector-bank-bad-loans-5117898/">click here</a> to read more. <br />
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The Finance Ministry directed smaller PSBs to cut their corporate loan exposure to 25 per cent of their risk-weighted assets over the medium term and focus more on retail lending. 

Corporate loans corner the lion&rsquo;s share of rising...',
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-The Indian Express<br />
<br />
<em>The Finance Ministry directed smaller PSBs to cut their corporate loan exposure to 25 per cent of their risk-weighted assets over the medium term and focus more on retail lending. <br />
</em><br />
Corporate loans corner the lion&rsquo;s share of rising bad loans in public sector banks while retail loans have a far superior track record when it comes to timely repayment, according to the latest available Reserve Bank of India data.<br />
<br />
Even as public sector banks lent about 37 per cent of their total credit to the industry sector, the corporate and industry loans accounted for over 73 per cent of the total non-performing assets (NPAs) of the banking sector in 2016-17, according to an analysis of the data by The Indian Express. Retail loans, which are 22.83 per cent of the overall credit, comprised only 3.71 per cent of the gross NPAs.<br />
<br />
Banking analysts say that factors such as business failure, inadequate risk assessment while sanctioning corporate credit and loan frauds by companies are some of the main reasons for the high level of NPAs in loans to industry given by the banks.<br />
<br />
In contrast, retail loans such as home loans, car loans and personal loans have a much better repayment track record. Loans to services and agriculture sector accounted for 13.21 per cent and 8.89 per cent respectively of the gross NPAs, the data shows.<br />
<br />
In absolute terms, out of Rs 6.41 lakh crore worth of total gross NPAs of PSU banks, Rs 4.70 lakh crore worth of NPAs were due to loans extended to industry as on March 31, 2017, the data shows. As for retail loans, Rs 23,795 crore worth of such loans turned into NPAs.<br />
<br />
To put PSU banks in order, the government initiated a plan in January to turn some of the smaller PSBs into national retail banks and regional retail banks, while limiting the corporate loans business primarily to large banks such as the State Bank of India, Punjab National Bank and Bank of Baroda.<br />
<br />
The Finance Ministry directed smaller PSBs to cut their corporate loan exposure to 25 per cent of their risk-weighted assets over the medium term and focus more on retail lending.<br />
<br />
Please <a href="http://indianexpress.com/article/business/banking-and-finance/corporates-make-73-of-public-sector-bank-bad-loans-5117898/">click here</a> to read more. <br />
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-The Indian Express

The Finance Ministry directed smaller PSBs to cut their corporate loan exposure to 25 per cent of their risk-weighted assets over the medium term and focus more on retail lending. 

Corporate loans corner the lion&rsquo;s share of rising...'
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Corporates make 73% of public sector bank bad loans -Sunny Verma

-The Indian Express The Finance Ministry directed smaller PSBs to cut their corporate loan exposure to 25 per cent of their risk-weighted assets over the medium term and focus more on retail lending. Corporate loans corner the lion’s share of rising bad loans in public sector banks while retail loans have a far superior track record when it comes to timely repayment, according to the latest available Reserve Bank of India data. Even as public sector banks lent about 37 per cent of their total credit to the industry sector, the corporate and industry loans accounted for over 73 per cent of the total non-performing assets (NPAs) of the banking sector in 2016-17, according to an analysis of the data by The Indian Express. Retail loans, which are 22.83 per cent of the overall credit, comprised only 3.71 per cent of the gross NPAs. Banking analysts say that factors such as business failure, inadequate risk assessment while sanctioning corporate credit and loan frauds by companies are some of the main reasons for the high level of NPAs in loans to industry given by the banks. In contrast, retail loans such as home loans, car loans and personal loans have a much better repayment track record. Loans to services and agriculture sector accounted for 13.21 per cent and 8.89 per cent respectively of the gross NPAs, the data shows. In absolute terms, out of Rs 6.41 lakh crore worth of total gross NPAs of PSU banks, Rs 4.70 lakh crore worth of NPAs were due to loans extended to industry as on March 31, 2017, the data shows. As for retail loans, Rs 23,795 crore worth of such loans turned into NPAs. To put PSU banks in order, the government initiated a plan in January to turn some of the smaller PSBs into national retail banks and regional retail banks, while limiting the corporate loans business primarily to large banks such as the State Bank of India, Punjab National Bank and Bank of Baroda. The Finance Ministry directed smaller PSBs to cut their corporate loan exposure to 25 per cent of their risk-weighted assets over the medium term and focus more on retail lending. Please click here to read more.