Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 73
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::printArticle() - APP/Controller/ArtileDetailController.php, line 73
Cake\Controller\Controller::invokeAction() - CORE/src/Controller/Controller.php, line 610
Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120
Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94
Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\AssetMiddleware::__invoke() - CORE/src/Routing/Middleware/AssetMiddleware.php, line 88
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 74
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::printArticle() - APP/Controller/ArtileDetailController.php, line 74
Cake\Controller\Controller::invokeAction() - CORE/src/Controller/Controller.php, line 610
Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120
Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94
Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\AssetMiddleware::__invoke() - CORE/src/Routing/Middleware/AssetMiddleware.php, line 88
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Warning (512): Unable to emit headers. Headers sent in file=/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Error/Debugger.php line=853 [CORE/src/Http/ResponseEmitter.php, line 48]
Code Context
            if (Configure::read('debug')) {

                trigger_error($message, E_USER_WARNING);

            } else {
$response = object(Cake\Http\Response) {

	'status' => (int) 200,
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-Livemint.com&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;Farmers are already refusing to repay loans in Maharashtra, expecting a waiver in the works on the lines of that in Uttar Pradesh&lt;br /&gt;
&lt;br /&gt;
Mumbai: &lt;/em&gt;Would you bother to repay a loan if it was going to be written off anyway? Probably not.&lt;br /&gt;
&lt;br /&gt;
There&amp;rsquo;s no farm loan waiver in Maharashtra yet, but farmers are already refusing to repay loans as they expect a waiver in the works, officials in the state&amp;rsquo;s co-operative banking sector said.&lt;br /&gt;
&lt;br /&gt;
Recovery of crop loans by Maharashtra&amp;rsquo;s district central cooperative banks (DCCBs) by March end 2017 was &amp;ldquo;much worse than that in March 2016&amp;rdquo;, said M.L. Sukhdeve, chairman of Maharashtra State Co-operative Bank (MSC Bank), the apex bank of the state&amp;rsquo;s 31 DCCBs.&lt;br /&gt;
&lt;br /&gt;
The crop loan waiver announced by the Bharatiya Janata Party (BJP) government in Uttar Pradesh sparked a loud demand for a similar waiver in Maharashtra, another BJP-ruled state which has seen acute farm distress over the years. Chief minister Devendra Fadnavis, who has fended off the demand for long, has now agreed to study the UP model, raising hopes in the farming community.&lt;br /&gt;
&lt;br /&gt;
&amp;ldquo;The MSC Bank is awaiting the recovery figures for March end from all DCCBs, but till February end, the recovery clearly showed a drop of nearly 30 percentage points as compared to 2015-16. DCCBs had recovered only 8% of their crop credit by February end as against 37% by February end 2016. We are getting reports from DCCBs that farmers are anticipating a loan waiver and hence refusing to pay. It is a human tendency,&amp;rdquo; Sukhdeve said.&lt;br /&gt;
&lt;br /&gt;
The development appears to reflect the concerns of State Bank of India chairman Arundhati Bhattacharya and Reserve Bank of India governor Urjit Patel who have warned that loan waivers damage credit discipline.&lt;br /&gt;
&lt;br /&gt;
Officials at DCCBs said farmers are exploiting &amp;ldquo;uncertainty and the lack of clarity&amp;rdquo; over a loan waiver to refuse repayment of crop loans and short-term loans. Recoveries have suffered particularly in the sugarcane-growing districts in western Maharashtra and Marathwada, where farms are irrigated and repayment capacity is higher.&lt;br /&gt;
&lt;br /&gt;
Maharashtra is India&amp;rsquo;s largest sugar producer, contributing nearly 37% to the national output. The state saw a poor sugarcane harvest in 2016-17, producing only 5 million tonnes against 8.5 million in 2015-16. DCCBs say low sugar yield has also affected debt recovery. &lt;br /&gt;
&lt;br /&gt;
Please &lt;a href=&quot;http://www.livemint.com/Politics/Y5pQuIMSWdLS0Sayf3oZBN/Crop-loan-recovery-rates-see-sharp-decline-in-Maharashtra.html&quot;&gt;click here&lt;/a&gt; to read more. &lt;br /&gt;
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-Livemint.com

Farmers are already refusing to repay loans in Maharashtra, expecting a waiver in the works on the lines of that in Uttar Pradesh

Mumbai: Would you bother to repay a loan if it was going to be written off anyway? Probably...&#039;,
	&#039;disp&#039; =&gt; &#039;&lt;div align=&quot;justify&quot;&gt;-Livemint.com&lt;br /&gt;&lt;br /&gt;&lt;em&gt;Farmers are already refusing to repay loans in Maharashtra, expecting a waiver in the works on the lines of that in Uttar Pradesh&lt;br /&gt;&lt;br /&gt;Mumbai: &lt;/em&gt;Would you bother to repay a loan if it was going to be written off anyway? Probably not.&lt;br /&gt;&lt;br /&gt;There&amp;rsquo;s no farm loan waiver in Maharashtra yet, but farmers are already refusing to repay loans as they expect a waiver in the works, officials in the state&amp;rsquo;s co-operative banking sector said.&lt;br /&gt;&lt;br /&gt;Recovery of crop loans by Maharashtra&amp;rsquo;s district central cooperative banks (DCCBs) by March end 2017 was &amp;ldquo;much worse than that in March 2016&amp;rdquo;, said M.L. Sukhdeve, chairman of Maharashtra State Co-operative Bank (MSC Bank), the apex bank of the state&amp;rsquo;s 31 DCCBs.&lt;br /&gt;&lt;br /&gt;The crop loan waiver announced by the Bharatiya Janata Party (BJP) government in Uttar Pradesh sparked a loud demand for a similar waiver in Maharashtra, another BJP-ruled state which has seen acute farm distress over the years. Chief minister Devendra Fadnavis, who has fended off the demand for long, has now agreed to study the UP model, raising hopes in the farming community.&lt;br /&gt;&lt;br /&gt;&amp;ldquo;The MSC Bank is awaiting the recovery figures for March end from all DCCBs, but till February end, the recovery clearly showed a drop of nearly 30 percentage points as compared to 2015-16. DCCBs had recovered only 8% of their crop credit by February end as against 37% by February end 2016. We are getting reports from DCCBs that farmers are anticipating a loan waiver and hence refusing to pay. It is a human tendency,&amp;rdquo; Sukhdeve said.&lt;br /&gt;&lt;br /&gt;The development appears to reflect the concerns of State Bank of India chairman Arundhati Bhattacharya and Reserve Bank of India governor Urjit Patel who have warned that loan waivers damage credit discipline.&lt;br /&gt;&lt;br /&gt;Officials at DCCBs said farmers are exploiting &amp;ldquo;uncertainty and the lack of clarity&amp;rdquo; over a loan waiver to refuse repayment of crop loans and short-term loans. Recoveries have suffered particularly in the sugarcane-growing districts in western Maharashtra and Marathwada, where farms are irrigated and repayment capacity is higher.&lt;br /&gt;&lt;br /&gt;Maharashtra is India&amp;rsquo;s largest sugar producer, contributing nearly 37% to the national output. The state saw a poor sugarcane harvest in 2016-17, producing only 5 million tonnes against 8.5 million in 2015-16. DCCBs say low sugar yield has also affected debt recovery. &lt;br /&gt;&lt;br /&gt;Please &lt;a href=&quot;http://www.livemint.com/Politics/Y5pQuIMSWdLS0Sayf3oZBN/Crop-loan-recovery-rates-see-sharp-decline-in-Maharashtra.html&quot; title=&quot;http://www.livemint.com/Politics/Y5pQuIMSWdLS0Sayf3oZBN/Crop-loan-recovery-rates-see-sharp-decline-in-Maharashtra.html&quot;&gt;click here&lt;/a&gt; to read more. &lt;br /&gt;&lt;/div&gt;&#039;,
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&lt;br /&gt;
&lt;em&gt;Farmers are already refusing to repay loans in Maharashtra, expecting a waiver in the works on the lines of that in Uttar Pradesh&lt;br /&gt;
&lt;br /&gt;
Mumbai: &lt;/em&gt;Would you bother to repay a loan if it was going to be written off anyway? Probably not.&lt;br /&gt;
&lt;br /&gt;
There&amp;rsquo;s no farm loan waiver in Maharashtra yet, but farmers are already refusing to repay loans as they expect a waiver in the works, officials in the state&amp;rsquo;s co-operative banking sector said.&lt;br /&gt;
&lt;br /&gt;
Recovery of crop loans by Maharashtra&amp;rsquo;s district central cooperative banks (DCCBs) by March end 2017 was &amp;ldquo;much worse than that in March 2016&amp;rdquo;, said M.L. Sukhdeve, chairman of Maharashtra State Co-operative Bank (MSC Bank), the apex bank of the state&amp;rsquo;s 31 DCCBs.&lt;br /&gt;
&lt;br /&gt;
The crop loan waiver announced by the Bharatiya Janata Party (BJP) government in Uttar Pradesh sparked a loud demand for a similar waiver in Maharashtra, another BJP-ruled state which has seen acute farm distress over the years. Chief minister Devendra Fadnavis, who has fended off the demand for long, has now agreed to study the UP model, raising hopes in the farming community.&lt;br /&gt;
&lt;br /&gt;
&amp;ldquo;The MSC Bank is awaiting the recovery figures for March end from all DCCBs, but till February end, the recovery clearly showed a drop of nearly 30 percentage points as compared to 2015-16. DCCBs had recovered only 8% of their crop credit by February end as against 37% by February end 2016. We are getting reports from DCCBs that farmers are anticipating a loan waiver and hence refusing to pay. It is a human tendency,&amp;rdquo; Sukhdeve said.&lt;br /&gt;
&lt;br /&gt;
The development appears to reflect the concerns of State Bank of India chairman Arundhati Bhattacharya and Reserve Bank of India governor Urjit Patel who have warned that loan waivers damage credit discipline.&lt;br /&gt;
&lt;br /&gt;
Officials at DCCBs said farmers are exploiting &amp;ldquo;uncertainty and the lack of clarity&amp;rdquo; over a loan waiver to refuse repayment of crop loans and short-term loans. Recoveries have suffered particularly in the sugarcane-growing districts in western Maharashtra and Marathwada, where farms are irrigated and repayment capacity is higher.&lt;br /&gt;
&lt;br /&gt;
Maharashtra is India&amp;rsquo;s largest sugar producer, contributing nearly 37% to the national output. The state saw a poor sugarcane harvest in 2016-17, producing only 5 million tonnes against 8.5 million in 2015-16. DCCBs say low sugar yield has also affected debt recovery. &lt;br /&gt;
&lt;br /&gt;
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-Livemint.com

Farmers are already refusing to repay loans in Maharashtra, expecting a waiver in the works on the lines of that in Uttar Pradesh

Mumbai: Would you bother to repay a loan if it was going to be written off anyway? Probably...&#039;
$disp = &#039;&lt;div align=&quot;justify&quot;&gt;-Livemint.com&lt;br /&gt;&lt;br /&gt;&lt;em&gt;Farmers are already refusing to repay loans in Maharashtra, expecting a waiver in the works on the lines of that in Uttar Pradesh&lt;br /&gt;&lt;br /&gt;Mumbai: &lt;/em&gt;Would you bother to repay a loan if it was going to be written off anyway? Probably not.&lt;br /&gt;&lt;br /&gt;There&amp;rsquo;s no farm loan waiver in Maharashtra yet, but farmers are already refusing to repay loans as they expect a waiver in the works, officials in the state&amp;rsquo;s co-operative banking sector said.&lt;br /&gt;&lt;br /&gt;Recovery of crop loans by Maharashtra&amp;rsquo;s district central cooperative banks (DCCBs) by March end 2017 was &amp;ldquo;much worse than that in March 2016&amp;rdquo;, said M.L. Sukhdeve, chairman of Maharashtra State Co-operative Bank (MSC Bank), the apex bank of the state&amp;rsquo;s 31 DCCBs.&lt;br /&gt;&lt;br /&gt;The crop loan waiver announced by the Bharatiya Janata Party (BJP) government in Uttar Pradesh sparked a loud demand for a similar waiver in Maharashtra, another BJP-ruled state which has seen acute farm distress over the years. Chief minister Devendra Fadnavis, who has fended off the demand for long, has now agreed to study the UP model, raising hopes in the farming community.&lt;br /&gt;&lt;br /&gt;&amp;ldquo;The MSC Bank is awaiting the recovery figures for March end from all DCCBs, but till February end, the recovery clearly showed a drop of nearly 30 percentage points as compared to 2015-16. DCCBs had recovered only 8% of their crop credit by February end as against 37% by February end 2016. We are getting reports from DCCBs that farmers are anticipating a loan waiver and hence refusing to pay. It is a human tendency,&amp;rdquo; Sukhdeve said.&lt;br /&gt;&lt;br /&gt;The development appears to reflect the concerns of State Bank of India chairman Arundhati Bhattacharya and Reserve Bank of India governor Urjit Patel who have warned that loan waivers damage credit discipline.&lt;br /&gt;&lt;br /&gt;Officials at DCCBs said farmers are exploiting &amp;ldquo;uncertainty and the lack of clarity&amp;rdquo; over a loan waiver to refuse repayment of crop loans and short-term loans. Recoveries have suffered particularly in the sugarcane-growing districts in western Maharashtra and Marathwada, where farms are irrigated and repayment capacity is higher.&lt;br /&gt;&lt;br /&gt;Maharashtra is India&amp;rsquo;s largest sugar producer, contributing nearly 37% to the national output. The state saw a poor sugarcane harvest in 2016-17, producing only 5 million tonnes against 8.5 million in 2015-16. DCCBs say low sugar yield has also affected debt recovery. &lt;br /&gt;&lt;br /&gt;Please &lt;a href=&quot;http://www.livemint.com/Politics/Y5pQuIMSWdLS0Sayf3oZBN/Crop-loan-recovery-rates-see-sharp-decline-in-Maharashtra.html&quot; title=&quot;http://www.livemint.com/Politics/Y5pQuIMSWdLS0Sayf3oZBN/Crop-loan-recovery-rates-see-sharp-decline-in-Maharashtra.html&quot;&gt;click here&lt;/a&gt; to read more. &lt;br /&gt;&lt;/div&gt;&#039;
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Farmers are already refusing to repay loans in Maharashtra, expecting a waiver in the works on the lines of that in Uttar Pradesh

Mumbai: Would you bother to repay a loan if it was going to be written off anyway? Probably..."/>
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                <strong>Crop loan recovery rates see sharp decline in Maharashtra -Abhiram Ghadyalpatil</strong></h1>
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                <div align="justify">-Livemint.com<br /><br /><em>Farmers are already refusing to repay loans in Maharashtra, expecting a waiver in the works on the lines of that in Uttar Pradesh<br /><br />Mumbai: </em>Would you bother to repay a loan if it was going to be written off anyway? Probably not.<br /><br />There&rsquo;s no farm loan waiver in Maharashtra yet, but farmers are already refusing to repay loans as they expect a waiver in the works, officials in the state&rsquo;s co-operative banking sector said.<br /><br />Recovery of crop loans by Maharashtra&rsquo;s district central cooperative banks (DCCBs) by March end 2017 was &ldquo;much worse than that in March 2016&rdquo;, said M.L. Sukhdeve, chairman of Maharashtra State Co-operative Bank (MSC Bank), the apex bank of the state&rsquo;s 31 DCCBs.<br /><br />The crop loan waiver announced by the Bharatiya Janata Party (BJP) government in Uttar Pradesh sparked a loud demand for a similar waiver in Maharashtra, another BJP-ruled state which has seen acute farm distress over the years. Chief minister Devendra Fadnavis, who has fended off the demand for long, has now agreed to study the UP model, raising hopes in the farming community.<br /><br />&ldquo;The MSC Bank is awaiting the recovery figures for March end from all DCCBs, but till February end, the recovery clearly showed a drop of nearly 30 percentage points as compared to 2015-16. DCCBs had recovered only 8% of their crop credit by February end as against 37% by February end 2016. We are getting reports from DCCBs that farmers are anticipating a loan waiver and hence refusing to pay. It is a human tendency,&rdquo; Sukhdeve said.<br /><br />The development appears to reflect the concerns of State Bank of India chairman Arundhati Bhattacharya and Reserve Bank of India governor Urjit Patel who have warned that loan waivers damage credit discipline.<br /><br />Officials at DCCBs said farmers are exploiting &ldquo;uncertainty and the lack of clarity&rdquo; over a loan waiver to refuse repayment of crop loans and short-term loans. Recoveries have suffered particularly in the sugarcane-growing districts in western Maharashtra and Marathwada, where farms are irrigated and repayment capacity is higher.<br /><br />Maharashtra is India&rsquo;s largest sugar producer, contributing nearly 37% to the national output. The state saw a poor sugarcane harvest in 2016-17, producing only 5 million tonnes against 8.5 million in 2015-16. DCCBs say low sugar yield has also affected debt recovery. <br /><br />Please <a href="http://www.livemint.com/Politics/Y5pQuIMSWdLS0Sayf3oZBN/Crop-loan-recovery-rates-see-sharp-decline-in-Maharashtra.html" title="http://www.livemint.com/Politics/Y5pQuIMSWdLS0Sayf3oZBN/Crop-loan-recovery-rates-see-sharp-decline-in-Maharashtra.html">click here</a> to read more. <br /></div>               </font>
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-Livemint.com&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;Farmers are already refusing to repay loans in Maharashtra, expecting a waiver in the works on the lines of that in Uttar Pradesh&lt;br /&gt;
&lt;br /&gt;
Mumbai: &lt;/em&gt;Would you bother to repay a loan if it was going to be written off anyway? Probably not.&lt;br /&gt;
&lt;br /&gt;
There&amp;rsquo;s no farm loan waiver in Maharashtra yet, but farmers are already refusing to repay loans as they expect a waiver in the works, officials in the state&amp;rsquo;s co-operative banking sector said.&lt;br /&gt;
&lt;br /&gt;
Recovery of crop loans by Maharashtra&amp;rsquo;s district central cooperative banks (DCCBs) by March end 2017 was &amp;ldquo;much worse than that in March 2016&amp;rdquo;, said M.L. Sukhdeve, chairman of Maharashtra State Co-operative Bank (MSC Bank), the apex bank of the state&amp;rsquo;s 31 DCCBs.&lt;br /&gt;
&lt;br /&gt;
The crop loan waiver announced by the Bharatiya Janata Party (BJP) government in Uttar Pradesh sparked a loud demand for a similar waiver in Maharashtra, another BJP-ruled state which has seen acute farm distress over the years. Chief minister Devendra Fadnavis, who has fended off the demand for long, has now agreed to study the UP model, raising hopes in the farming community.&lt;br /&gt;
&lt;br /&gt;
&amp;ldquo;The MSC Bank is awaiting the recovery figures for March end from all DCCBs, but till February end, the recovery clearly showed a drop of nearly 30 percentage points as compared to 2015-16. DCCBs had recovered only 8% of their crop credit by February end as against 37% by February end 2016. We are getting reports from DCCBs that farmers are anticipating a loan waiver and hence refusing to pay. It is a human tendency,&amp;rdquo; Sukhdeve said.&lt;br /&gt;
&lt;br /&gt;
The development appears to reflect the concerns of State Bank of India chairman Arundhati Bhattacharya and Reserve Bank of India governor Urjit Patel who have warned that loan waivers damage credit discipline.&lt;br /&gt;
&lt;br /&gt;
Officials at DCCBs said farmers are exploiting &amp;ldquo;uncertainty and the lack of clarity&amp;rdquo; over a loan waiver to refuse repayment of crop loans and short-term loans. Recoveries have suffered particularly in the sugarcane-growing districts in western Maharashtra and Marathwada, where farms are irrigated and repayment capacity is higher.&lt;br /&gt;
&lt;br /&gt;
Maharashtra is India&amp;rsquo;s largest sugar producer, contributing nearly 37% to the national output. The state saw a poor sugarcane harvest in 2016-17, producing only 5 million tonnes against 8.5 million in 2015-16. DCCBs say low sugar yield has also affected debt recovery. &lt;br /&gt;
&lt;br /&gt;
Please &lt;a href=&quot;http://www.livemint.com/Politics/Y5pQuIMSWdLS0Sayf3oZBN/Crop-loan-recovery-rates-see-sharp-decline-in-Maharashtra.html&quot;&gt;click here&lt;/a&gt; to read more. &lt;br /&gt;
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Farmers are already refusing to repay loans in Maharashtra, expecting a waiver in the works on the lines of that in Uttar Pradesh

Mumbai: Would you bother to repay a loan if it was going to be written off anyway? Probably...&#039;,
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&lt;br /&gt;
&lt;em&gt;Farmers are already refusing to repay loans in Maharashtra, expecting a waiver in the works on the lines of that in Uttar Pradesh&lt;br /&gt;
&lt;br /&gt;
Mumbai: &lt;/em&gt;Would you bother to repay a loan if it was going to be written off anyway? Probably not.&lt;br /&gt;
&lt;br /&gt;
There&amp;rsquo;s no farm loan waiver in Maharashtra yet, but farmers are already refusing to repay loans as they expect a waiver in the works, officials in the state&amp;rsquo;s co-operative banking sector said.&lt;br /&gt;
&lt;br /&gt;
Recovery of crop loans by Maharashtra&amp;rsquo;s district central cooperative banks (DCCBs) by March end 2017 was &amp;ldquo;much worse than that in March 2016&amp;rdquo;, said M.L. Sukhdeve, chairman of Maharashtra State Co-operative Bank (MSC Bank), the apex bank of the state&amp;rsquo;s 31 DCCBs.&lt;br /&gt;
&lt;br /&gt;
The crop loan waiver announced by the Bharatiya Janata Party (BJP) government in Uttar Pradesh sparked a loud demand for a similar waiver in Maharashtra, another BJP-ruled state which has seen acute farm distress over the years. Chief minister Devendra Fadnavis, who has fended off the demand for long, has now agreed to study the UP model, raising hopes in the farming community.&lt;br /&gt;
&lt;br /&gt;
&amp;ldquo;The MSC Bank is awaiting the recovery figures for March end from all DCCBs, but till February end, the recovery clearly showed a drop of nearly 30 percentage points as compared to 2015-16. DCCBs had recovered only 8% of their crop credit by February end as against 37% by February end 2016. We are getting reports from DCCBs that farmers are anticipating a loan waiver and hence refusing to pay. It is a human tendency,&amp;rdquo; Sukhdeve said.&lt;br /&gt;
&lt;br /&gt;
The development appears to reflect the concerns of State Bank of India chairman Arundhati Bhattacharya and Reserve Bank of India governor Urjit Patel who have warned that loan waivers damage credit discipline.&lt;br /&gt;
&lt;br /&gt;
Officials at DCCBs said farmers are exploiting &amp;ldquo;uncertainty and the lack of clarity&amp;rdquo; over a loan waiver to refuse repayment of crop loans and short-term loans. Recoveries have suffered particularly in the sugarcane-growing districts in western Maharashtra and Marathwada, where farms are irrigated and repayment capacity is higher.&lt;br /&gt;
&lt;br /&gt;
Maharashtra is India&amp;rsquo;s largest sugar producer, contributing nearly 37% to the national output. The state saw a poor sugarcane harvest in 2016-17, producing only 5 million tonnes against 8.5 million in 2015-16. DCCBs say low sugar yield has also affected debt recovery. &lt;br /&gt;
&lt;br /&gt;
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-Livemint.com

Farmers are already refusing to repay loans in Maharashtra, expecting a waiver in the works on the lines of that in Uttar Pradesh

Mumbai: Would you bother to repay a loan if it was going to be written off anyway? Probably...&#039;
$disp = &#039;&lt;div align=&quot;justify&quot;&gt;-Livemint.com&lt;br /&gt;&lt;br /&gt;&lt;em&gt;Farmers are already refusing to repay loans in Maharashtra, expecting a waiver in the works on the lines of that in Uttar Pradesh&lt;br /&gt;&lt;br /&gt;Mumbai: &lt;/em&gt;Would you bother to repay a loan if it was going to be written off anyway? Probably not.&lt;br /&gt;&lt;br /&gt;There&amp;rsquo;s no farm loan waiver in Maharashtra yet, but farmers are already refusing to repay loans as they expect a waiver in the works, officials in the state&amp;rsquo;s co-operative banking sector said.&lt;br /&gt;&lt;br /&gt;Recovery of crop loans by Maharashtra&amp;rsquo;s district central cooperative banks (DCCBs) by March end 2017 was &amp;ldquo;much worse than that in March 2016&amp;rdquo;, said M.L. Sukhdeve, chairman of Maharashtra State Co-operative Bank (MSC Bank), the apex bank of the state&amp;rsquo;s 31 DCCBs.&lt;br /&gt;&lt;br /&gt;The crop loan waiver announced by the Bharatiya Janata Party (BJP) government in Uttar Pradesh sparked a loud demand for a similar waiver in Maharashtra, another BJP-ruled state which has seen acute farm distress over the years. Chief minister Devendra Fadnavis, who has fended off the demand for long, has now agreed to study the UP model, raising hopes in the farming community.&lt;br /&gt;&lt;br /&gt;&amp;ldquo;The MSC Bank is awaiting the recovery figures for March end from all DCCBs, but till February end, the recovery clearly showed a drop of nearly 30 percentage points as compared to 2015-16. DCCBs had recovered only 8% of their crop credit by February end as against 37% by February end 2016. We are getting reports from DCCBs that farmers are anticipating a loan waiver and hence refusing to pay. It is a human tendency,&amp;rdquo; Sukhdeve said.&lt;br /&gt;&lt;br /&gt;The development appears to reflect the concerns of State Bank of India chairman Arundhati Bhattacharya and Reserve Bank of India governor Urjit Patel who have warned that loan waivers damage credit discipline.&lt;br /&gt;&lt;br /&gt;Officials at DCCBs said farmers are exploiting &amp;ldquo;uncertainty and the lack of clarity&amp;rdquo; over a loan waiver to refuse repayment of crop loans and short-term loans. Recoveries have suffered particularly in the sugarcane-growing districts in western Maharashtra and Marathwada, where farms are irrigated and repayment capacity is higher.&lt;br /&gt;&lt;br /&gt;Maharashtra is India&amp;rsquo;s largest sugar producer, contributing nearly 37% to the national output. The state saw a poor sugarcane harvest in 2016-17, producing only 5 million tonnes against 8.5 million in 2015-16. DCCBs say low sugar yield has also affected debt recovery. &lt;br /&gt;&lt;br /&gt;Please &lt;a href=&quot;http://www.livemint.com/Politics/Y5pQuIMSWdLS0Sayf3oZBN/Crop-loan-recovery-rates-see-sharp-decline-in-Maharashtra.html&quot; title=&quot;http://www.livemint.com/Politics/Y5pQuIMSWdLS0Sayf3oZBN/Crop-loan-recovery-rates-see-sharp-decline-in-Maharashtra.html&quot;&gt;click here&lt;/a&gt; to read more. &lt;br /&gt;&lt;/div&gt;&#039;
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Farmers are already refusing to repay loans in Maharashtra, expecting a waiver in the works on the lines of that in Uttar Pradesh

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                <strong>Crop loan recovery rates see sharp decline in Maharashtra -Abhiram Ghadyalpatil</strong></h1>
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                <div align="justify">-Livemint.com<br /><br /><em>Farmers are already refusing to repay loans in Maharashtra, expecting a waiver in the works on the lines of that in Uttar Pradesh<br /><br />Mumbai: </em>Would you bother to repay a loan if it was going to be written off anyway? Probably not.<br /><br />There&rsquo;s no farm loan waiver in Maharashtra yet, but farmers are already refusing to repay loans as they expect a waiver in the works, officials in the state&rsquo;s co-operative banking sector said.<br /><br />Recovery of crop loans by Maharashtra&rsquo;s district central cooperative banks (DCCBs) by March end 2017 was &ldquo;much worse than that in March 2016&rdquo;, said M.L. Sukhdeve, chairman of Maharashtra State Co-operative Bank (MSC Bank), the apex bank of the state&rsquo;s 31 DCCBs.<br /><br />The crop loan waiver announced by the Bharatiya Janata Party (BJP) government in Uttar Pradesh sparked a loud demand for a similar waiver in Maharashtra, another BJP-ruled state which has seen acute farm distress over the years. Chief minister Devendra Fadnavis, who has fended off the demand for long, has now agreed to study the UP model, raising hopes in the farming community.<br /><br />&ldquo;The MSC Bank is awaiting the recovery figures for March end from all DCCBs, but till February end, the recovery clearly showed a drop of nearly 30 percentage points as compared to 2015-16. DCCBs had recovered only 8% of their crop credit by February end as against 37% by February end 2016. We are getting reports from DCCBs that farmers are anticipating a loan waiver and hence refusing to pay. It is a human tendency,&rdquo; Sukhdeve said.<br /><br />The development appears to reflect the concerns of State Bank of India chairman Arundhati Bhattacharya and Reserve Bank of India governor Urjit Patel who have warned that loan waivers damage credit discipline.<br /><br />Officials at DCCBs said farmers are exploiting &ldquo;uncertainty and the lack of clarity&rdquo; over a loan waiver to refuse repayment of crop loans and short-term loans. Recoveries have suffered particularly in the sugarcane-growing districts in western Maharashtra and Marathwada, where farms are irrigated and repayment capacity is higher.<br /><br />Maharashtra is India&rsquo;s largest sugar producer, contributing nearly 37% to the national output. The state saw a poor sugarcane harvest in 2016-17, producing only 5 million tonnes against 8.5 million in 2015-16. DCCBs say low sugar yield has also affected debt recovery. <br /><br />Please <a href="http://www.livemint.com/Politics/Y5pQuIMSWdLS0Sayf3oZBN/Crop-loan-recovery-rates-see-sharp-decline-in-Maharashtra.html" title="http://www.livemint.com/Politics/Y5pQuIMSWdLS0Sayf3oZBN/Crop-loan-recovery-rates-see-sharp-decline-in-Maharashtra.html">click here</a> to read more. <br /></div>               </font>
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&lt;em&gt;Farmers are already refusing to repay loans in Maharashtra, expecting a waiver in the works on the lines of that in Uttar Pradesh&lt;br /&gt;
&lt;br /&gt;
Mumbai: &lt;/em&gt;Would you bother to repay a loan if it was going to be written off anyway? Probably not.&lt;br /&gt;
&lt;br /&gt;
There&amp;rsquo;s no farm loan waiver in Maharashtra yet, but farmers are already refusing to repay loans as they expect a waiver in the works, officials in the state&amp;rsquo;s co-operative banking sector said.&lt;br /&gt;
&lt;br /&gt;
Recovery of crop loans by Maharashtra&amp;rsquo;s district central cooperative banks (DCCBs) by March end 2017 was &amp;ldquo;much worse than that in March 2016&amp;rdquo;, said M.L. Sukhdeve, chairman of Maharashtra State Co-operative Bank (MSC Bank), the apex bank of the state&amp;rsquo;s 31 DCCBs.&lt;br /&gt;
&lt;br /&gt;
The crop loan waiver announced by the Bharatiya Janata Party (BJP) government in Uttar Pradesh sparked a loud demand for a similar waiver in Maharashtra, another BJP-ruled state which has seen acute farm distress over the years. Chief minister Devendra Fadnavis, who has fended off the demand for long, has now agreed to study the UP model, raising hopes in the farming community.&lt;br /&gt;
&lt;br /&gt;
&amp;ldquo;The MSC Bank is awaiting the recovery figures for March end from all DCCBs, but till February end, the recovery clearly showed a drop of nearly 30 percentage points as compared to 2015-16. DCCBs had recovered only 8% of their crop credit by February end as against 37% by February end 2016. We are getting reports from DCCBs that farmers are anticipating a loan waiver and hence refusing to pay. It is a human tendency,&amp;rdquo; Sukhdeve said.&lt;br /&gt;
&lt;br /&gt;
The development appears to reflect the concerns of State Bank of India chairman Arundhati Bhattacharya and Reserve Bank of India governor Urjit Patel who have warned that loan waivers damage credit discipline.&lt;br /&gt;
&lt;br /&gt;
Officials at DCCBs said farmers are exploiting &amp;ldquo;uncertainty and the lack of clarity&amp;rdquo; over a loan waiver to refuse repayment of crop loans and short-term loans. Recoveries have suffered particularly in the sugarcane-growing districts in western Maharashtra and Marathwada, where farms are irrigated and repayment capacity is higher.&lt;br /&gt;
&lt;br /&gt;
Maharashtra is India&amp;rsquo;s largest sugar producer, contributing nearly 37% to the national output. The state saw a poor sugarcane harvest in 2016-17, producing only 5 million tonnes against 8.5 million in 2015-16. DCCBs say low sugar yield has also affected debt recovery. &lt;br /&gt;
&lt;br /&gt;
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Farmers are already refusing to repay loans in Maharashtra, expecting a waiver in the works on the lines of that in Uttar Pradesh

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-Livemint.com&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;Farmers are already refusing to repay loans in Maharashtra, expecting a waiver in the works on the lines of that in Uttar Pradesh&lt;br /&gt;
&lt;br /&gt;
Mumbai: &lt;/em&gt;Would you bother to repay a loan if it was going to be written off anyway? Probably not.&lt;br /&gt;
&lt;br /&gt;
There&amp;rsquo;s no farm loan waiver in Maharashtra yet, but farmers are already refusing to repay loans as they expect a waiver in the works, officials in the state&amp;rsquo;s co-operative banking sector said.&lt;br /&gt;
&lt;br /&gt;
Recovery of crop loans by Maharashtra&amp;rsquo;s district central cooperative banks (DCCBs) by March end 2017 was &amp;ldquo;much worse than that in March 2016&amp;rdquo;, said M.L. Sukhdeve, chairman of Maharashtra State Co-operative Bank (MSC Bank), the apex bank of the state&amp;rsquo;s 31 DCCBs.&lt;br /&gt;
&lt;br /&gt;
The crop loan waiver announced by the Bharatiya Janata Party (BJP) government in Uttar Pradesh sparked a loud demand for a similar waiver in Maharashtra, another BJP-ruled state which has seen acute farm distress over the years. Chief minister Devendra Fadnavis, who has fended off the demand for long, has now agreed to study the UP model, raising hopes in the farming community.&lt;br /&gt;
&lt;br /&gt;
&amp;ldquo;The MSC Bank is awaiting the recovery figures for March end from all DCCBs, but till February end, the recovery clearly showed a drop of nearly 30 percentage points as compared to 2015-16. DCCBs had recovered only 8% of their crop credit by February end as against 37% by February end 2016. We are getting reports from DCCBs that farmers are anticipating a loan waiver and hence refusing to pay. It is a human tendency,&amp;rdquo; Sukhdeve said.&lt;br /&gt;
&lt;br /&gt;
The development appears to reflect the concerns of State Bank of India chairman Arundhati Bhattacharya and Reserve Bank of India governor Urjit Patel who have warned that loan waivers damage credit discipline.&lt;br /&gt;
&lt;br /&gt;
Officials at DCCBs said farmers are exploiting &amp;ldquo;uncertainty and the lack of clarity&amp;rdquo; over a loan waiver to refuse repayment of crop loans and short-term loans. Recoveries have suffered particularly in the sugarcane-growing districts in western Maharashtra and Marathwada, where farms are irrigated and repayment capacity is higher.&lt;br /&gt;
&lt;br /&gt;
Maharashtra is India&amp;rsquo;s largest sugar producer, contributing nearly 37% to the national output. The state saw a poor sugarcane harvest in 2016-17, producing only 5 million tonnes against 8.5 million in 2015-16. DCCBs say low sugar yield has also affected debt recovery. &lt;br /&gt;
&lt;br /&gt;
Please &lt;a href=&quot;http://www.livemint.com/Politics/Y5pQuIMSWdLS0Sayf3oZBN/Crop-loan-recovery-rates-see-sharp-decline-in-Maharashtra.html&quot;&gt;click here&lt;/a&gt; to read more. &lt;br /&gt;
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-Livemint.com

Farmers are already refusing to repay loans in Maharashtra, expecting a waiver in the works on the lines of that in Uttar Pradesh

Mumbai: Would you bother to repay a loan if it was going to be written off anyway? Probably...&#039;
$disp = &#039;&lt;div align=&quot;justify&quot;&gt;-Livemint.com&lt;br /&gt;&lt;br /&gt;&lt;em&gt;Farmers are already refusing to repay loans in Maharashtra, expecting a waiver in the works on the lines of that in Uttar Pradesh&lt;br /&gt;&lt;br /&gt;Mumbai: &lt;/em&gt;Would you bother to repay a loan if it was going to be written off anyway? Probably not.&lt;br /&gt;&lt;br /&gt;There&amp;rsquo;s no farm loan waiver in Maharashtra yet, but farmers are already refusing to repay loans as they expect a waiver in the works, officials in the state&amp;rsquo;s co-operative banking sector said.&lt;br /&gt;&lt;br /&gt;Recovery of crop loans by Maharashtra&amp;rsquo;s district central cooperative banks (DCCBs) by March end 2017 was &amp;ldquo;much worse than that in March 2016&amp;rdquo;, said M.L. Sukhdeve, chairman of Maharashtra State Co-operative Bank (MSC Bank), the apex bank of the state&amp;rsquo;s 31 DCCBs.&lt;br /&gt;&lt;br /&gt;The crop loan waiver announced by the Bharatiya Janata Party (BJP) government in Uttar Pradesh sparked a loud demand for a similar waiver in Maharashtra, another BJP-ruled state which has seen acute farm distress over the years. Chief minister Devendra Fadnavis, who has fended off the demand for long, has now agreed to study the UP model, raising hopes in the farming community.&lt;br /&gt;&lt;br /&gt;&amp;ldquo;The MSC Bank is awaiting the recovery figures for March end from all DCCBs, but till February end, the recovery clearly showed a drop of nearly 30 percentage points as compared to 2015-16. DCCBs had recovered only 8% of their crop credit by February end as against 37% by February end 2016. We are getting reports from DCCBs that farmers are anticipating a loan waiver and hence refusing to pay. It is a human tendency,&amp;rdquo; Sukhdeve said.&lt;br /&gt;&lt;br /&gt;The development appears to reflect the concerns of State Bank of India chairman Arundhati Bhattacharya and Reserve Bank of India governor Urjit Patel who have warned that loan waivers damage credit discipline.&lt;br /&gt;&lt;br /&gt;Officials at DCCBs said farmers are exploiting &amp;ldquo;uncertainty and the lack of clarity&amp;rdquo; over a loan waiver to refuse repayment of crop loans and short-term loans. Recoveries have suffered particularly in the sugarcane-growing districts in western Maharashtra and Marathwada, where farms are irrigated and repayment capacity is higher.&lt;br /&gt;&lt;br /&gt;Maharashtra is India&amp;rsquo;s largest sugar producer, contributing nearly 37% to the national output. The state saw a poor sugarcane harvest in 2016-17, producing only 5 million tonnes against 8.5 million in 2015-16. DCCBs say low sugar yield has also affected debt recovery. &lt;br /&gt;&lt;br /&gt;Please &lt;a href=&quot;http://www.livemint.com/Politics/Y5pQuIMSWdLS0Sayf3oZBN/Crop-loan-recovery-rates-see-sharp-decline-in-Maharashtra.html&quot; title=&quot;http://www.livemint.com/Politics/Y5pQuIMSWdLS0Sayf3oZBN/Crop-loan-recovery-rates-see-sharp-decline-in-Maharashtra.html&quot;&gt;click here&lt;/a&gt; to read more. &lt;br /&gt;&lt;/div&gt;&#039;
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Farmers are already refusing to repay loans in Maharashtra, expecting a waiver in the works on the lines of that in Uttar Pradesh

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                <strong>Crop loan recovery rates see sharp decline in Maharashtra -Abhiram Ghadyalpatil</strong></h1>
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                <div align="justify">-Livemint.com<br /><br /><em>Farmers are already refusing to repay loans in Maharashtra, expecting a waiver in the works on the lines of that in Uttar Pradesh<br /><br />Mumbai: </em>Would you bother to repay a loan if it was going to be written off anyway? Probably not.<br /><br />There&rsquo;s no farm loan waiver in Maharashtra yet, but farmers are already refusing to repay loans as they expect a waiver in the works, officials in the state&rsquo;s co-operative banking sector said.<br /><br />Recovery of crop loans by Maharashtra&rsquo;s district central cooperative banks (DCCBs) by March end 2017 was &ldquo;much worse than that in March 2016&rdquo;, said M.L. Sukhdeve, chairman of Maharashtra State Co-operative Bank (MSC Bank), the apex bank of the state&rsquo;s 31 DCCBs.<br /><br />The crop loan waiver announced by the Bharatiya Janata Party (BJP) government in Uttar Pradesh sparked a loud demand for a similar waiver in Maharashtra, another BJP-ruled state which has seen acute farm distress over the years. Chief minister Devendra Fadnavis, who has fended off the demand for long, has now agreed to study the UP model, raising hopes in the farming community.<br /><br />&ldquo;The MSC Bank is awaiting the recovery figures for March end from all DCCBs, but till February end, the recovery clearly showed a drop of nearly 30 percentage points as compared to 2015-16. DCCBs had recovered only 8% of their crop credit by February end as against 37% by February end 2016. We are getting reports from DCCBs that farmers are anticipating a loan waiver and hence refusing to pay. It is a human tendency,&rdquo; Sukhdeve said.<br /><br />The development appears to reflect the concerns of State Bank of India chairman Arundhati Bhattacharya and Reserve Bank of India governor Urjit Patel who have warned that loan waivers damage credit discipline.<br /><br />Officials at DCCBs said farmers are exploiting &ldquo;uncertainty and the lack of clarity&rdquo; over a loan waiver to refuse repayment of crop loans and short-term loans. Recoveries have suffered particularly in the sugarcane-growing districts in western Maharashtra and Marathwada, where farms are irrigated and repayment capacity is higher.<br /><br />Maharashtra is India&rsquo;s largest sugar producer, contributing nearly 37% to the national output. The state saw a poor sugarcane harvest in 2016-17, producing only 5 million tonnes against 8.5 million in 2015-16. DCCBs say low sugar yield has also affected debt recovery. <br /><br />Please <a href="http://www.livemint.com/Politics/Y5pQuIMSWdLS0Sayf3oZBN/Crop-loan-recovery-rates-see-sharp-decline-in-Maharashtra.html" title="http://www.livemint.com/Politics/Y5pQuIMSWdLS0Sayf3oZBN/Crop-loan-recovery-rates-see-sharp-decline-in-Maharashtra.html">click here</a> to read more. <br /></div>               </font>
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-Livemint.com<br />
<br />
<em>Farmers are already refusing to repay loans in Maharashtra, expecting a waiver in the works on the lines of that in Uttar Pradesh<br />
<br />
Mumbai: </em>Would you bother to repay a loan if it was going to be written off anyway? Probably not.<br />
<br />
There&rsquo;s no farm loan waiver in Maharashtra yet, but farmers are already refusing to repay loans as they expect a waiver in the works, officials in the state&rsquo;s co-operative banking sector said.<br />
<br />
Recovery of crop loans by Maharashtra&rsquo;s district central cooperative banks (DCCBs) by March end 2017 was &ldquo;much worse than that in March 2016&rdquo;, said M.L. Sukhdeve, chairman of Maharashtra State Co-operative Bank (MSC Bank), the apex bank of the state&rsquo;s 31 DCCBs.<br />
<br />
The crop loan waiver announced by the Bharatiya Janata Party (BJP) government in Uttar Pradesh sparked a loud demand for a similar waiver in Maharashtra, another BJP-ruled state which has seen acute farm distress over the years. Chief minister Devendra Fadnavis, who has fended off the demand for long, has now agreed to study the UP model, raising hopes in the farming community.<br />
<br />
&ldquo;The MSC Bank is awaiting the recovery figures for March end from all DCCBs, but till February end, the recovery clearly showed a drop of nearly 30 percentage points as compared to 2015-16. DCCBs had recovered only 8% of their crop credit by February end as against 37% by February end 2016. We are getting reports from DCCBs that farmers are anticipating a loan waiver and hence refusing to pay. It is a human tendency,&rdquo; Sukhdeve said.<br />
<br />
The development appears to reflect the concerns of State Bank of India chairman Arundhati Bhattacharya and Reserve Bank of India governor Urjit Patel who have warned that loan waivers damage credit discipline.<br />
<br />
Officials at DCCBs said farmers are exploiting &ldquo;uncertainty and the lack of clarity&rdquo; over a loan waiver to refuse repayment of crop loans and short-term loans. Recoveries have suffered particularly in the sugarcane-growing districts in western Maharashtra and Marathwada, where farms are irrigated and repayment capacity is higher.<br />
<br />
Maharashtra is India&rsquo;s largest sugar producer, contributing nearly 37% to the national output. The state saw a poor sugarcane harvest in 2016-17, producing only 5 million tonnes against 8.5 million in 2015-16. DCCBs say low sugar yield has also affected debt recovery. <br />
<br />
Please <a href="http://www.livemint.com/Politics/Y5pQuIMSWdLS0Sayf3oZBN/Crop-loan-recovery-rates-see-sharp-decline-in-Maharashtra.html">click here</a> to read more. <br />
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-Livemint.com

Farmers are already refusing to repay loans in Maharashtra, expecting a waiver in the works on the lines of that in Uttar Pradesh

Mumbai: Would you bother to repay a loan if it was going to be written off anyway? Probably...',
	'disp' => '<div align="justify">-Livemint.com<br /><br /><em>Farmers are already refusing to repay loans in Maharashtra, expecting a waiver in the works on the lines of that in Uttar Pradesh<br /><br />Mumbai: </em>Would you bother to repay a loan if it was going to be written off anyway? Probably not.<br /><br />There&rsquo;s no farm loan waiver in Maharashtra yet, but farmers are already refusing to repay loans as they expect a waiver in the works, officials in the state&rsquo;s co-operative banking sector said.<br /><br />Recovery of crop loans by Maharashtra&rsquo;s district central cooperative banks (DCCBs) by March end 2017 was &ldquo;much worse than that in March 2016&rdquo;, said M.L. Sukhdeve, chairman of Maharashtra State Co-operative Bank (MSC Bank), the apex bank of the state&rsquo;s 31 DCCBs.<br /><br />The crop loan waiver announced by the Bharatiya Janata Party (BJP) government in Uttar Pradesh sparked a loud demand for a similar waiver in Maharashtra, another BJP-ruled state which has seen acute farm distress over the years. Chief minister Devendra Fadnavis, who has fended off the demand for long, has now agreed to study the UP model, raising hopes in the farming community.<br /><br />&ldquo;The MSC Bank is awaiting the recovery figures for March end from all DCCBs, but till February end, the recovery clearly showed a drop of nearly 30 percentage points as compared to 2015-16. DCCBs had recovered only 8% of their crop credit by February end as against 37% by February end 2016. We are getting reports from DCCBs that farmers are anticipating a loan waiver and hence refusing to pay. It is a human tendency,&rdquo; Sukhdeve said.<br /><br />The development appears to reflect the concerns of State Bank of India chairman Arundhati Bhattacharya and Reserve Bank of India governor Urjit Patel who have warned that loan waivers damage credit discipline.<br /><br />Officials at DCCBs said farmers are exploiting &ldquo;uncertainty and the lack of clarity&rdquo; over a loan waiver to refuse repayment of crop loans and short-term loans. Recoveries have suffered particularly in the sugarcane-growing districts in western Maharashtra and Marathwada, where farms are irrigated and repayment capacity is higher.<br /><br />Maharashtra is India&rsquo;s largest sugar producer, contributing nearly 37% to the national output. The state saw a poor sugarcane harvest in 2016-17, producing only 5 million tonnes against 8.5 million in 2015-16. DCCBs say low sugar yield has also affected debt recovery. <br /><br />Please <a href="http://www.livemint.com/Politics/Y5pQuIMSWdLS0Sayf3oZBN/Crop-loan-recovery-rates-see-sharp-decline-in-Maharashtra.html" title="http://www.livemint.com/Politics/Y5pQuIMSWdLS0Sayf3oZBN/Crop-loan-recovery-rates-see-sharp-decline-in-Maharashtra.html">click here</a> to read more. <br /></div>',
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-Livemint.com<br />
<br />
<em>Farmers are already refusing to repay loans in Maharashtra, expecting a waiver in the works on the lines of that in Uttar Pradesh<br />
<br />
Mumbai: </em>Would you bother to repay a loan if it was going to be written off anyway? Probably not.<br />
<br />
There&rsquo;s no farm loan waiver in Maharashtra yet, but farmers are already refusing to repay loans as they expect a waiver in the works, officials in the state&rsquo;s co-operative banking sector said.<br />
<br />
Recovery of crop loans by Maharashtra&rsquo;s district central cooperative banks (DCCBs) by March end 2017 was &ldquo;much worse than that in March 2016&rdquo;, said M.L. Sukhdeve, chairman of Maharashtra State Co-operative Bank (MSC Bank), the apex bank of the state&rsquo;s 31 DCCBs.<br />
<br />
The crop loan waiver announced by the Bharatiya Janata Party (BJP) government in Uttar Pradesh sparked a loud demand for a similar waiver in Maharashtra, another BJP-ruled state which has seen acute farm distress over the years. Chief minister Devendra Fadnavis, who has fended off the demand for long, has now agreed to study the UP model, raising hopes in the farming community.<br />
<br />
&ldquo;The MSC Bank is awaiting the recovery figures for March end from all DCCBs, but till February end, the recovery clearly showed a drop of nearly 30 percentage points as compared to 2015-16. DCCBs had recovered only 8% of their crop credit by February end as against 37% by February end 2016. We are getting reports from DCCBs that farmers are anticipating a loan waiver and hence refusing to pay. It is a human tendency,&rdquo; Sukhdeve said.<br />
<br />
The development appears to reflect the concerns of State Bank of India chairman Arundhati Bhattacharya and Reserve Bank of India governor Urjit Patel who have warned that loan waivers damage credit discipline.<br />
<br />
Officials at DCCBs said farmers are exploiting &ldquo;uncertainty and the lack of clarity&rdquo; over a loan waiver to refuse repayment of crop loans and short-term loans. Recoveries have suffered particularly in the sugarcane-growing districts in western Maharashtra and Marathwada, where farms are irrigated and repayment capacity is higher.<br />
<br />
Maharashtra is India&rsquo;s largest sugar producer, contributing nearly 37% to the national output. The state saw a poor sugarcane harvest in 2016-17, producing only 5 million tonnes against 8.5 million in 2015-16. DCCBs say low sugar yield has also affected debt recovery. <br />
<br />
Please <a href="http://www.livemint.com/Politics/Y5pQuIMSWdLS0Sayf3oZBN/Crop-loan-recovery-rates-see-sharp-decline-in-Maharashtra.html">click here</a> to read more. <br />
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-Livemint.com

Farmers are already refusing to repay loans in Maharashtra, expecting a waiver in the works on the lines of that in Uttar Pradesh

Mumbai: Would you bother to repay a loan if it was going to be written off anyway? Probably...'
$disp = '<div align="justify">-Livemint.com<br /><br /><em>Farmers are already refusing to repay loans in Maharashtra, expecting a waiver in the works on the lines of that in Uttar Pradesh<br /><br />Mumbai: </em>Would you bother to repay a loan if it was going to be written off anyway? Probably not.<br /><br />There&rsquo;s no farm loan waiver in Maharashtra yet, but farmers are already refusing to repay loans as they expect a waiver in the works, officials in the state&rsquo;s co-operative banking sector said.<br /><br />Recovery of crop loans by Maharashtra&rsquo;s district central cooperative banks (DCCBs) by March end 2017 was &ldquo;much worse than that in March 2016&rdquo;, said M.L. Sukhdeve, chairman of Maharashtra State Co-operative Bank (MSC Bank), the apex bank of the state&rsquo;s 31 DCCBs.<br /><br />The crop loan waiver announced by the Bharatiya Janata Party (BJP) government in Uttar Pradesh sparked a loud demand for a similar waiver in Maharashtra, another BJP-ruled state which has seen acute farm distress over the years. Chief minister Devendra Fadnavis, who has fended off the demand for long, has now agreed to study the UP model, raising hopes in the farming community.<br /><br />&ldquo;The MSC Bank is awaiting the recovery figures for March end from all DCCBs, but till February end, the recovery clearly showed a drop of nearly 30 percentage points as compared to 2015-16. DCCBs had recovered only 8% of their crop credit by February end as against 37% by February end 2016. We are getting reports from DCCBs that farmers are anticipating a loan waiver and hence refusing to pay. It is a human tendency,&rdquo; Sukhdeve said.<br /><br />The development appears to reflect the concerns of State Bank of India chairman Arundhati Bhattacharya and Reserve Bank of India governor Urjit Patel who have warned that loan waivers damage credit discipline.<br /><br />Officials at DCCBs said farmers are exploiting &ldquo;uncertainty and the lack of clarity&rdquo; over a loan waiver to refuse repayment of crop loans and short-term loans. Recoveries have suffered particularly in the sugarcane-growing districts in western Maharashtra and Marathwada, where farms are irrigated and repayment capacity is higher.<br /><br />Maharashtra is India&rsquo;s largest sugar producer, contributing nearly 37% to the national output. The state saw a poor sugarcane harvest in 2016-17, producing only 5 million tonnes against 8.5 million in 2015-16. DCCBs say low sugar yield has also affected debt recovery. <br /><br />Please <a href="http://www.livemint.com/Politics/Y5pQuIMSWdLS0Sayf3oZBN/Crop-loan-recovery-rates-see-sharp-decline-in-Maharashtra.html" title="http://www.livemint.com/Politics/Y5pQuIMSWdLS0Sayf3oZBN/Crop-loan-recovery-rates-see-sharp-decline-in-Maharashtra.html">click here</a> to read more. <br /></div>'
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Crop loan recovery rates see sharp decline in Maharashtra -Abhiram Ghadyalpatil

-Livemint.com Farmers are already refusing to repay loans in Maharashtra, expecting a waiver in the works on the lines of that in Uttar Pradesh Mumbai: Would you bother to repay a loan if it was going to be written off anyway? Probably not. There’s no farm loan waiver in Maharashtra yet, but farmers are already refusing to repay loans as they expect a waiver in the works, officials in the state’s co-operative banking sector said. Recovery of crop loans by Maharashtra’s district central cooperative banks (DCCBs) by March end 2017 was “much worse than that in March 2016”, said M.L. Sukhdeve, chairman of Maharashtra State Co-operative Bank (MSC Bank), the apex bank of the state’s 31 DCCBs. The crop loan waiver announced by the Bharatiya Janata Party (BJP) government in Uttar Pradesh sparked a loud demand for a similar waiver in Maharashtra, another BJP-ruled state which has seen acute farm distress over the years. Chief minister Devendra Fadnavis, who has fended off the demand for long, has now agreed to study the UP model, raising hopes in the farming community. “The MSC Bank is awaiting the recovery figures for March end from all DCCBs, but till February end, the recovery clearly showed a drop of nearly 30 percentage points as compared to 2015-16. DCCBs had recovered only 8% of their crop credit by February end as against 37% by February end 2016. We are getting reports from DCCBs that farmers are anticipating a loan waiver and hence refusing to pay. It is a human tendency,” Sukhdeve said. The development appears to reflect the concerns of State Bank of India chairman Arundhati Bhattacharya and Reserve Bank of India governor Urjit Patel who have warned that loan waivers damage credit discipline. Officials at DCCBs said farmers are exploiting “uncertainty and the lack of clarity” over a loan waiver to refuse repayment of crop loans and short-term loans. Recoveries have suffered particularly in the sugarcane-growing districts in western Maharashtra and Marathwada, where farms are irrigated and repayment capacity is higher. Maharashtra is India’s largest sugar producer, contributing nearly 37% to the national output. The state saw a poor sugarcane harvest in 2016-17, producing only 5 million tonnes against 8.5 million in 2015-16. DCCBs say low sugar yield has also affected debt recovery. Please click here to read more.