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Resource centre on India's rural distress
 
 

Data: How lack of health insurance is affecting the poorest in India -Vignesh Radhakrishnan & Sumant Sen

-The Hindu

Owing to low health insurance coverage in India, especially for the poor, households have to dip into their savings or borrow to meet hospital bills

A majority of Indians did not have health insurance as of 2017-18. Coverage levels varied widely based on ‘wealth classes’. The poorest were the least covered as they mostly depended on government schemes, while the richest fared better and relied more on private insurance

Abysmal coverage

Among the poorest households, 90% did not have health insurance. While richer households fared better, coverage among them was still poor (67% of urban households lacked insurance). The table shows the % of households without health insurance across wealth classes (from poorest 20%: 1 to the richest 20%: 5)

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