Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 73 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]Code Context
trigger_error($message, E_USER_DEPRECATED);
}
$message = 'The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 73 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.' $stackFrame = (int) 1 $trace = [ (int) 0 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/ServerRequest.php', 'line' => (int) 2421, 'function' => 'deprecationWarning', 'args' => [ (int) 0 => 'The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead.' ] ], (int) 1 => [ 'file' => '/home/brlfuser/public_html/src/Controller/ArtileDetailController.php', 'line' => (int) 73, 'function' => 'offsetGet', 'class' => 'Cake\Http\ServerRequest', 'object' => object(Cake\Http\ServerRequest) {}, 'type' => '->', 'args' => [ (int) 0 => 'catslug' ] ], (int) 2 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Controller/Controller.php', 'line' => (int) 610, 'function' => 'printArticle', 'class' => 'App\Controller\ArtileDetailController', 'object' => object(App\Controller\ArtileDetailController) {}, 'type' => '->', 'args' => [] ], (int) 3 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/ActionDispatcher.php', 'line' => (int) 120, 'function' => 'invokeAction', 'class' => 'Cake\Controller\Controller', 'object' => object(App\Controller\ArtileDetailController) {}, 'type' => '->', 'args' => [] ], (int) 4 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/ActionDispatcher.php', 'line' => (int) 94, 'function' => '_invoke', 'class' => 'Cake\Http\ActionDispatcher', 'object' => object(Cake\Http\ActionDispatcher) {}, 'type' => '->', 'args' => [ (int) 0 => object(App\Controller\ArtileDetailController) {} ] ], (int) 5 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/BaseApplication.php', 'line' => (int) 235, 'function' => 'dispatch', 'class' => 'Cake\Http\ActionDispatcher', 'object' => object(Cake\Http\ActionDispatcher) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {} ] ], (int) 6 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/Runner.php', 'line' => (int) 65, 'function' => '__invoke', 'class' => 'Cake\Http\BaseApplication', 'object' => object(App\Application) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {}, (int) 2 => object(Cake\Http\Runner) {} ] ], (int) 7 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Routing/Middleware/RoutingMiddleware.php', 'line' => (int) 162, 'function' => '__invoke', 'class' => 'Cake\Http\Runner', 'object' => object(Cake\Http\Runner) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {} ] ], (int) 8 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/Runner.php', 'line' => (int) 65, 'function' => '__invoke', 'class' => 'Cake\Routing\Middleware\RoutingMiddleware', 'object' => object(Cake\Routing\Middleware\RoutingMiddleware) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {}, (int) 2 => object(Cake\Http\Runner) {} ] ], (int) 9 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Routing/Middleware/AssetMiddleware.php', 'line' => (int) 88, 'function' => '__invoke', 'class' => 'Cake\Http\Runner', 'object' => object(Cake\Http\Runner) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {} ] ], (int) 10 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/Runner.php', 'line' => (int) 65, 'function' => '__invoke', 'class' => 'Cake\Routing\Middleware\AssetMiddleware', 'object' => object(Cake\Routing\Middleware\AssetMiddleware) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {}, (int) 2 => object(Cake\Http\Runner) {} ] ], (int) 11 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Error/Middleware/ErrorHandlerMiddleware.php', 'line' => (int) 96, 'function' => '__invoke', 'class' => 'Cake\Http\Runner', 'object' => object(Cake\Http\Runner) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {} ] ], (int) 12 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/Runner.php', 'line' => (int) 65, 'function' => '__invoke', 'class' => 'Cake\Error\Middleware\ErrorHandlerMiddleware', 'object' => object(Cake\Error\Middleware\ErrorHandlerMiddleware) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {}, (int) 2 => object(Cake\Http\Runner) {} ] ], (int) 13 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/Runner.php', 'line' => (int) 51, 'function' => '__invoke', 'class' => 'Cake\Http\Runner', 'object' => object(Cake\Http\Runner) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {} ] ], (int) 14 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/Server.php', 'line' => (int) 98, 'function' => 'run', 'class' => 'Cake\Http\Runner', 'object' => object(Cake\Http\Runner) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\MiddlewareQueue) {}, (int) 1 => object(Cake\Http\ServerRequest) {}, (int) 2 => object(Cake\Http\Response) {} ] ], (int) 15 => [ 'file' => '/home/brlfuser/public_html/webroot/index.php', 'line' => (int) 39, 'function' => 'run', 'class' => 'Cake\Http\Server', 'object' => object(Cake\Http\Server) {}, 'type' => '->', 'args' => [] ] ] $frame = [ 'file' => '/home/brlfuser/public_html/src/Controller/ArtileDetailController.php', 'line' => (int) 73, 'function' => 'offsetGet', 'class' => 'Cake\Http\ServerRequest', 'object' => object(Cake\Http\ServerRequest) { trustProxy => false [protected] params => [ [maximum depth reached] ] [protected] data => [[maximum depth reached]] [protected] query => [[maximum depth reached]] [protected] cookies => [[maximum depth reached]] [protected] _environment => [ [maximum depth reached] ] [protected] url => 'latest-news-updates/farmers-increasingly-using-weather-insurance-to-mitigate-risks-from-climate-change-rituraj-tiwari-16425/print' [protected] base => '' [protected] webroot => '/' [protected] here => '/latest-news-updates/farmers-increasingly-using-weather-insurance-to-mitigate-risks-from-climate-change-rituraj-tiwari-16425/print' [protected] trustedProxies => [[maximum depth reached]] [protected] _input => null [protected] _detectors => [ [maximum depth reached] ] [protected] _detectorCache => [ [maximum depth reached] ] [protected] stream => object(Zend\Diactoros\PhpInputStream) {} [protected] uri => object(Zend\Diactoros\Uri) {} [protected] session => object(Cake\Http\Session) {} [protected] attributes => [[maximum depth reached]] [protected] emulatedAttributes => [ [maximum depth reached] ] [protected] uploadedFiles => [[maximum depth reached]] [protected] protocol => null [protected] requestTarget => null [private] deprecatedProperties => [ [maximum depth reached] ] }, 'type' => '->', 'args' => [ (int) 0 => 'catslug' ] ]deprecationWarning - CORE/src/Core/functions.php, line 311 Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421 App\Controller\ArtileDetailController::printArticle() - APP/Controller/ArtileDetailController.php, line 73 Cake\Controller\Controller::invokeAction() - CORE/src/Controller/Controller.php, line 610 Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120 Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94 Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Routing\Middleware\AssetMiddleware::__invoke() - CORE/src/Routing/Middleware/AssetMiddleware.php, line 88 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51 Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98
Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 74 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]Code Context
trigger_error($message, E_USER_DEPRECATED);
}
$message = 'The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 74 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.' $stackFrame = (int) 1 $trace = [ (int) 0 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/ServerRequest.php', 'line' => (int) 2421, 'function' => 'deprecationWarning', 'args' => [ (int) 0 => 'The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead.' ] ], (int) 1 => [ 'file' => '/home/brlfuser/public_html/src/Controller/ArtileDetailController.php', 'line' => (int) 74, 'function' => 'offsetGet', 'class' => 'Cake\Http\ServerRequest', 'object' => object(Cake\Http\ServerRequest) {}, 'type' => '->', 'args' => [ (int) 0 => 'artileslug' ] ], (int) 2 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Controller/Controller.php', 'line' => (int) 610, 'function' => 'printArticle', 'class' => 'App\Controller\ArtileDetailController', 'object' => object(App\Controller\ArtileDetailController) {}, 'type' => '->', 'args' => [] ], (int) 3 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/ActionDispatcher.php', 'line' => (int) 120, 'function' => 'invokeAction', 'class' => 'Cake\Controller\Controller', 'object' => object(App\Controller\ArtileDetailController) {}, 'type' => '->', 'args' => [] ], (int) 4 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/ActionDispatcher.php', 'line' => (int) 94, 'function' => '_invoke', 'class' => 'Cake\Http\ActionDispatcher', 'object' => object(Cake\Http\ActionDispatcher) {}, 'type' => '->', 'args' => [ (int) 0 => object(App\Controller\ArtileDetailController) {} ] ], (int) 5 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/BaseApplication.php', 'line' => (int) 235, 'function' => 'dispatch', 'class' => 'Cake\Http\ActionDispatcher', 'object' => object(Cake\Http\ActionDispatcher) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {} ] ], (int) 6 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/Runner.php', 'line' => (int) 65, 'function' => '__invoke', 'class' => 'Cake\Http\BaseApplication', 'object' => object(App\Application) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {}, (int) 2 => object(Cake\Http\Runner) {} ] ], (int) 7 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Routing/Middleware/RoutingMiddleware.php', 'line' => (int) 162, 'function' => '__invoke', 'class' => 'Cake\Http\Runner', 'object' => object(Cake\Http\Runner) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {} ] ], (int) 8 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/Runner.php', 'line' => (int) 65, 'function' => '__invoke', 'class' => 'Cake\Routing\Middleware\RoutingMiddleware', 'object' => object(Cake\Routing\Middleware\RoutingMiddleware) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {}, (int) 2 => object(Cake\Http\Runner) {} ] ], (int) 9 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Routing/Middleware/AssetMiddleware.php', 'line' => (int) 88, 'function' => '__invoke', 'class' => 'Cake\Http\Runner', 'object' => object(Cake\Http\Runner) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {} ] ], (int) 10 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/Runner.php', 'line' => (int) 65, 'function' => '__invoke', 'class' => 'Cake\Routing\Middleware\AssetMiddleware', 'object' => object(Cake\Routing\Middleware\AssetMiddleware) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {}, (int) 2 => object(Cake\Http\Runner) {} ] ], (int) 11 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Error/Middleware/ErrorHandlerMiddleware.php', 'line' => (int) 96, 'function' => '__invoke', 'class' => 'Cake\Http\Runner', 'object' => object(Cake\Http\Runner) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {} ] ], (int) 12 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/Runner.php', 'line' => (int) 65, 'function' => '__invoke', 'class' => 'Cake\Error\Middleware\ErrorHandlerMiddleware', 'object' => object(Cake\Error\Middleware\ErrorHandlerMiddleware) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {}, (int) 2 => object(Cake\Http\Runner) {} ] ], (int) 13 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/Runner.php', 'line' => (int) 51, 'function' => '__invoke', 'class' => 'Cake\Http\Runner', 'object' => object(Cake\Http\Runner) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {} ] ], (int) 14 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/Server.php', 'line' => (int) 98, 'function' => 'run', 'class' => 'Cake\Http\Runner', 'object' => object(Cake\Http\Runner) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\MiddlewareQueue) {}, (int) 1 => object(Cake\Http\ServerRequest) {}, (int) 2 => object(Cake\Http\Response) {} ] ], (int) 15 => [ 'file' => '/home/brlfuser/public_html/webroot/index.php', 'line' => (int) 39, 'function' => 'run', 'class' => 'Cake\Http\Server', 'object' => object(Cake\Http\Server) {}, 'type' => '->', 'args' => [] ] ] $frame = [ 'file' => '/home/brlfuser/public_html/src/Controller/ArtileDetailController.php', 'line' => (int) 74, 'function' => 'offsetGet', 'class' => 'Cake\Http\ServerRequest', 'object' => object(Cake\Http\ServerRequest) { trustProxy => false [protected] params => [ [maximum depth reached] ] [protected] data => [[maximum depth reached]] [protected] query => [[maximum depth reached]] [protected] cookies => [[maximum depth reached]] [protected] _environment => [ [maximum depth reached] ] [protected] url => 'latest-news-updates/farmers-increasingly-using-weather-insurance-to-mitigate-risks-from-climate-change-rituraj-tiwari-16425/print' [protected] base => '' [protected] webroot => '/' [protected] here => '/latest-news-updates/farmers-increasingly-using-weather-insurance-to-mitigate-risks-from-climate-change-rituraj-tiwari-16425/print' [protected] trustedProxies => [[maximum depth reached]] [protected] _input => null [protected] _detectors => [ [maximum depth reached] ] [protected] _detectorCache => [ [maximum depth reached] ] [protected] stream => object(Zend\Diactoros\PhpInputStream) {} [protected] uri => object(Zend\Diactoros\Uri) {} [protected] session => object(Cake\Http\Session) {} [protected] attributes => [[maximum depth reached]] [protected] emulatedAttributes => [ [maximum depth reached] ] [protected] uploadedFiles => [[maximum depth reached]] [protected] protocol => null [protected] requestTarget => null [private] deprecatedProperties => [ [maximum depth reached] ] }, 'type' => '->', 'args' => [ (int) 0 => 'artileslug' ] ]deprecationWarning - CORE/src/Core/functions.php, line 311 Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421 App\Controller\ArtileDetailController::printArticle() - APP/Controller/ArtileDetailController.php, line 74 Cake\Controller\Controller::invokeAction() - CORE/src/Controller/Controller.php, line 610 Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120 Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94 Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Routing\Middleware\AssetMiddleware::__invoke() - CORE/src/Routing/Middleware/AssetMiddleware.php, line 88 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51 Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98
Warning (512): Unable to emit headers. Headers sent in file=/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Error/Debugger.php line=853 [CORE/src/Http/ResponseEmitter.php, line 48]Code Contextif (Configure::read('debug')) {
trigger_error($message, E_USER_WARNING);
} else {
$response = object(Cake\Http\Response) { 'status' => (int) 200, 'contentType' => 'text/html', 'headers' => [ 'Content-Type' => [ [maximum depth reached] ] ], 'file' => null, 'fileRange' => [], 'cookies' => object(Cake\Http\Cookie\CookieCollection) {}, 'cacheDirectives' => [], 'body' => '<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd"> <html xmlns="http://www.w3.org/1999/xhtml"> <head> <link rel="canonical" href="https://im4change.in/<pre class="cake-error"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr68147af5c2d6a-trace').style.display = (document.getElementById('cakeErr68147af5c2d6a-trace').style.display == 'none' ? '' : 'none');"><b>Notice</b> (8)</a>: Undefined variable: urlPrefix [<b>APP/Template/Layout/printlayout.ctp</b>, line <b>8</b>]<div id="cakeErr68147af5c2d6a-trace" class="cake-stack-trace" style="display: none;"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr68147af5c2d6a-code').style.display = (document.getElementById('cakeErr68147af5c2d6a-code').style.display == 'none' ? '' : 'none')">Code</a> <a href="javascript:void(0);" onclick="document.getElementById('cakeErr68147af5c2d6a-context').style.display = (document.getElementById('cakeErr68147af5c2d6a-context').style.display == 'none' ? '' : 'none')">Context</a><pre id="cakeErr68147af5c2d6a-code" class="cake-code-dump" style="display: none;"><code><span style="color: #000000"><span style="color: #0000BB"></span><span style="color: #007700"><</span><span style="color: #0000BB">head</span><span style="color: #007700">> </span></span></code> <span class="code-highlight"><code><span style="color: #000000"> <link rel="canonical" href="<span style="color: #0000BB"><?php </span><span style="color: #007700">echo </span><span style="color: #0000BB">Configure</span><span style="color: #007700">::</span><span style="color: #0000BB">read</span><span style="color: #007700">(</span><span style="color: #DD0000">'SITE_URL'</span><span style="color: #007700">); </span><span style="color: #0000BB">?><?php </span><span style="color: #007700">echo </span><span style="color: #0000BB">$urlPrefix</span><span style="color: #007700">;</span><span style="color: #0000BB">?><?php </span><span style="color: #007700">echo </span><span style="color: #0000BB">$article_current</span><span style="color: #007700">-></span><span style="color: #0000BB">category</span><span style="color: #007700">-></span><span style="color: #0000BB">slug</span><span style="color: #007700">; </span><span style="color: #0000BB">?></span>/<span style="color: #0000BB"><?php </span><span style="color: #007700">echo </span><span style="color: #0000BB">$article_current</span><span style="color: #007700">-></span><span style="color: #0000BB">seo_url</span><span style="color: #007700">; </span><span style="color: #0000BB">?></span>.html"/> </span></code></span> <code><span style="color: #000000"><span style="color: #0000BB"> </span><span style="color: #007700"><</span><span style="color: #0000BB">meta http</span><span style="color: #007700">-</span><span style="color: #0000BB">equiv</span><span style="color: #007700">=</span><span style="color: #DD0000">"Content-Type" </span><span style="color: #0000BB">content</span><span style="color: #007700">=</span><span style="color: #DD0000">"text/html; charset=utf-8"</span><span style="color: #007700">/> </span></span></code></pre><pre id="cakeErr68147af5c2d6a-context" class="cake-context" style="display: none;">$viewFile = '/home/brlfuser/public_html/src/Template/Layout/printlayout.ctp' $dataForView = [ 'article_current' => object(App\Model\Entity\Article) { 'id' => (int) 16297, 'title' => 'Farmers increasingly using weather insurance to mitigate risks from climate change-Rituraj Tiwari', 'subheading' => '', 'description' => '<div style="text-align: justify"> -The Economic Times </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> <em>NEW DELHI: </em>More farmers are using weather insurance to mitigate risks from climate change. Top two weather insurers -- Agricultural Insurance Corporation (AIC) and ICICI Lombard -- say business is growing at 25% annually and now covers more than 200 districts across 21 states. </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> &quot;The growth has been so spectacular over the past five years that as many as 12 million farmers, growing crops on over 15 million hectares of cropped area, might have been insured during the 2011-12 crop year,&quot; said KN Rao, deputy general manager, AIC, which enjoys over 75% market share in this insurance category.&nbsp; </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> While the state-owned AIC covers almost all the designated districts, its nearest competitor ICICI Lombard is present in 11 states, covering over 50 districts. According to Union agriculture ministry, five insurance companies including AIC, ICICI Lombard, Iffco-Tokio and Cholamandlam MS offer insurance to farmers based on monsoon data.&nbsp; </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> &quot;Uncertainty over monsoon and frequent climate changes have made it necessary for farmers to go for weather-based insurance. This provides them the much-needed cover and helps them withstand financial stress, which may happen due to crop loss,&quot; said RS Sharma, senior agri-scientist, Agricultural Policy Research Institute.&nbsp; </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> Weather insurance was formally introduced in 2003 as a pilot, and by 2007 the government adopted it as an alternative to the existing yield index insurance. Around 40 crops are insured under the category for various climatic phenomena like deficit rainfall, dry-spell, excess rainfall, low temperature, high temperature, high humidity, and high wind.&nbsp; </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> The premium rates are capped for the cultivator and the premium (rates) beyond the cap are shared by the Centre and concerned state government on 50:50 basis.&nbsp; </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> &quot;The premium rates for farmers depend on various crops. For wheat, it is capped at 1.5% while for other food crops, it is 2.0%,&quot; said an AIC official.&nbsp; </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> With the rising popularity of weather-based insurance, the premium business as well as beneficiaries has also gone up over the past few years.&nbsp; </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> &quot;In the 2010-11 crop year, premium collection was around Rs 1,300 crore while the claim was around Rs 635 crore, benefitting 43.29 lakh farmers. In 2011-12, the premium collection went up to around Rs 1,850 crore while the claims and beneficiaries increased to Rs 887 crore and 46 lakh farmers, respectively,&quot; said an AIC official.&nbsp; </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> However, weather insurance has its own challenges while catering to over 25-crore farmers in the country.&nbsp; </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> &quot;One of the key challenges in weather index insurance has been establishing an adequate network of weather stations to service weather insurance as a credible insurance programme. It is estimated that the country needs around 8,000 automatic weather stations and about 32,000 rain gauges to effectively service the index insurance compared to the current network of 5,000,&quot; added Rao. </div>', 'credit_writer' => 'The Economic Times, 30 July, 2012, http://economictimes.indiatimes.com/news/economy/agriculture/farmers-increasingly-using-weather-insurance-to-mitigate-risks-from-climate-change/articleshow/15263801.', 'article_img' => '', 'article_img_thumb' => '', 'status' => (int) 1, 'show_on_home' => (int) 1, 'lang' => 'EN', 'category_id' => (int) 16, 'tag_keyword' => '', 'seo_url' => 'farmers-increasingly-using-weather-insurance-to-mitigate-risks-from-climate-change-rituraj-tiwari-16425', 'meta_title' => null, 'meta_keywords' => null, 'meta_description' => null, 'noindex' => (int) 0, 'publish_date' => object(Cake\I18n\FrozenDate) {}, 'most_visit_section_id' => null, 'article_big_img' => null, 'liveid' => (int) 16425, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'edate' => '', 'tags' => [ [maximum depth reached] ], 'category' => object(App\Model\Entity\Category) {}, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Articles' }, 'articleid' => (int) 16297, 'metaTitle' => 'LATEST NEWS UPDATES | Farmers increasingly using weather insurance to mitigate risks from climate change-Rituraj Tiwari', 'metaKeywords' => 'Crop Insurance,Agriculture,Farmers', 'metaDesc' => ' -The Economic Times NEW DELHI: More farmers are using weather insurance to mitigate risks from climate change. Top two weather insurers -- Agricultural Insurance Corporation (AIC) and ICICI Lombard -- say business is growing at 25% annually and now covers more...', 'disp' => '<div style="text-align: justify">-The Economic Times</div><div style="text-align: justify"><br /></div><div style="text-align: justify"><em>NEW DELHI: </em>More farmers are using weather insurance to mitigate risks from climate change. Top two weather insurers -- Agricultural Insurance Corporation (AIC) and ICICI Lombard -- say business is growing at 25% annually and now covers more than 200 districts across 21 states.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">&quot;The growth has been so spectacular over the past five years that as many as 12 million farmers, growing crops on over 15 million hectares of cropped area, might have been insured during the 2011-12 crop year,&quot; said KN Rao, deputy general manager, AIC, which enjoys over 75% market share in this insurance category.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">While the state-owned AIC covers almost all the designated districts, its nearest competitor ICICI Lombard is present in 11 states, covering over 50 districts. According to Union agriculture ministry, five insurance companies including AIC, ICICI Lombard, Iffco-Tokio and Cholamandlam MS offer insurance to farmers based on monsoon data.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">&quot;Uncertainty over monsoon and frequent climate changes have made it necessary for farmers to go for weather-based insurance. This provides them the much-needed cover and helps them withstand financial stress, which may happen due to crop loss,&quot; said RS Sharma, senior agri-scientist, Agricultural Policy Research Institute.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">Weather insurance was formally introduced in 2003 as a pilot, and by 2007 the government adopted it as an alternative to the existing yield index insurance. Around 40 crops are insured under the category for various climatic phenomena like deficit rainfall, dry-spell, excess rainfall, low temperature, high temperature, high humidity, and high wind.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">The premium rates are capped for the cultivator and the premium (rates) beyond the cap are shared by the Centre and concerned state government on 50:50 basis.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">&quot;The premium rates for farmers depend on various crops. For wheat, it is capped at 1.5% while for other food crops, it is 2.0%,&quot; said an AIC official.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">With the rising popularity of weather-based insurance, the premium business as well as beneficiaries has also gone up over the past few years.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">&quot;In the 2010-11 crop year, premium collection was around Rs 1,300 crore while the claim was around Rs 635 crore, benefitting 43.29 lakh farmers. In 2011-12, the premium collection went up to around Rs 1,850 crore while the claims and beneficiaries increased to Rs 887 crore and 46 lakh farmers, respectively,&quot; said an AIC official.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">However, weather insurance has its own challenges while catering to over 25-crore farmers in the country.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">&quot;One of the key challenges in weather index insurance has been establishing an adequate network of weather stations to service weather insurance as a credible insurance programme. It is estimated that the country needs around 8,000 automatic weather stations and about 32,000 rain gauges to effectively service the index insurance compared to the current network of 5,000,&quot; added Rao.</div>', 'lang' => 'English', 'SITE_URL' => 'https://im4change.in/', 'site_title' => 'im4change', 'adminprix' => 'admin' ] $article_current = object(App\Model\Entity\Article) { 'id' => (int) 16297, 'title' => 'Farmers increasingly using weather insurance to mitigate risks from climate change-Rituraj Tiwari', 'subheading' => '', 'description' => '<div style="text-align: justify"> -The Economic Times </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> <em>NEW DELHI: </em>More farmers are using weather insurance to mitigate risks from climate change. Top two weather insurers -- Agricultural Insurance Corporation (AIC) and ICICI Lombard -- say business is growing at 25% annually and now covers more than 200 districts across 21 states. </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> &quot;The growth has been so spectacular over the past five years that as many as 12 million farmers, growing crops on over 15 million hectares of cropped area, might have been insured during the 2011-12 crop year,&quot; said KN Rao, deputy general manager, AIC, which enjoys over 75% market share in this insurance category.&nbsp; </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> While the state-owned AIC covers almost all the designated districts, its nearest competitor ICICI Lombard is present in 11 states, covering over 50 districts. According to Union agriculture ministry, five insurance companies including AIC, ICICI Lombard, Iffco-Tokio and Cholamandlam MS offer insurance to farmers based on monsoon data.&nbsp; </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> &quot;Uncertainty over monsoon and frequent climate changes have made it necessary for farmers to go for weather-based insurance. This provides them the much-needed cover and helps them withstand financial stress, which may happen due to crop loss,&quot; said RS Sharma, senior agri-scientist, Agricultural Policy Research Institute.&nbsp; </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> Weather insurance was formally introduced in 2003 as a pilot, and by 2007 the government adopted it as an alternative to the existing yield index insurance. Around 40 crops are insured under the category for various climatic phenomena like deficit rainfall, dry-spell, excess rainfall, low temperature, high temperature, high humidity, and high wind.&nbsp; </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> The premium rates are capped for the cultivator and the premium (rates) beyond the cap are shared by the Centre and concerned state government on 50:50 basis.&nbsp; </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> &quot;The premium rates for farmers depend on various crops. For wheat, it is capped at 1.5% while for other food crops, it is 2.0%,&quot; said an AIC official.&nbsp; </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> With the rising popularity of weather-based insurance, the premium business as well as beneficiaries has also gone up over the past few years.&nbsp; </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> &quot;In the 2010-11 crop year, premium collection was around Rs 1,300 crore while the claim was around Rs 635 crore, benefitting 43.29 lakh farmers. In 2011-12, the premium collection went up to around Rs 1,850 crore while the claims and beneficiaries increased to Rs 887 crore and 46 lakh farmers, respectively,&quot; said an AIC official.&nbsp; </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> However, weather insurance has its own challenges while catering to over 25-crore farmers in the country.&nbsp; </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> &quot;One of the key challenges in weather index insurance has been establishing an adequate network of weather stations to service weather insurance as a credible insurance programme. It is estimated that the country needs around 8,000 automatic weather stations and about 32,000 rain gauges to effectively service the index insurance compared to the current network of 5,000,&quot; added Rao. </div>', 'credit_writer' => 'The Economic Times, 30 July, 2012, http://economictimes.indiatimes.com/news/economy/agriculture/farmers-increasingly-using-weather-insurance-to-mitigate-risks-from-climate-change/articleshow/15263801.', 'article_img' => '', 'article_img_thumb' => '', 'status' => (int) 1, 'show_on_home' => (int) 1, 'lang' => 'EN', 'category_id' => (int) 16, 'tag_keyword' => '', 'seo_url' => 'farmers-increasingly-using-weather-insurance-to-mitigate-risks-from-climate-change-rituraj-tiwari-16425', 'meta_title' => null, 'meta_keywords' => null, 'meta_description' => null, 'noindex' => (int) 0, 'publish_date' => object(Cake\I18n\FrozenDate) {}, 'most_visit_section_id' => null, 'article_big_img' => null, 'liveid' => (int) 16425, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'edate' => '', 'tags' => [ (int) 0 => object(Cake\ORM\Entity) {}, (int) 1 => object(Cake\ORM\Entity) {}, (int) 2 => object(Cake\ORM\Entity) {} ], 'category' => object(App\Model\Entity\Category) {}, '[new]' => false, '[accessible]' => [ '*' => true, 'id' => false ], '[dirty]' => [], '[original]' => [], '[virtual]' => [], '[hasErrors]' => false, '[errors]' => [], '[invalid]' => [], '[repository]' => 'Articles' } $articleid = (int) 16297 $metaTitle = 'LATEST NEWS UPDATES | Farmers increasingly using weather insurance to mitigate risks from climate change-Rituraj Tiwari' $metaKeywords = 'Crop Insurance,Agriculture,Farmers' $metaDesc = ' -The Economic Times NEW DELHI: More farmers are using weather insurance to mitigate risks from climate change. Top two weather insurers -- Agricultural Insurance Corporation (AIC) and ICICI Lombard -- say business is growing at 25% annually and now covers more...' $disp = '<div style="text-align: justify">-The Economic Times</div><div style="text-align: justify"><br /></div><div style="text-align: justify"><em>NEW DELHI: </em>More farmers are using weather insurance to mitigate risks from climate change. Top two weather insurers -- Agricultural Insurance Corporation (AIC) and ICICI Lombard -- say business is growing at 25% annually and now covers more than 200 districts across 21 states.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">&quot;The growth has been so spectacular over the past five years that as many as 12 million farmers, growing crops on over 15 million hectares of cropped area, might have been insured during the 2011-12 crop year,&quot; said KN Rao, deputy general manager, AIC, which enjoys over 75% market share in this insurance category.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">While the state-owned AIC covers almost all the designated districts, its nearest competitor ICICI Lombard is present in 11 states, covering over 50 districts. According to Union agriculture ministry, five insurance companies including AIC, ICICI Lombard, Iffco-Tokio and Cholamandlam MS offer insurance to farmers based on monsoon data.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">&quot;Uncertainty over monsoon and frequent climate changes have made it necessary for farmers to go for weather-based insurance. This provides them the much-needed cover and helps them withstand financial stress, which may happen due to crop loss,&quot; said RS Sharma, senior agri-scientist, Agricultural Policy Research Institute.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">Weather insurance was formally introduced in 2003 as a pilot, and by 2007 the government adopted it as an alternative to the existing yield index insurance. Around 40 crops are insured under the category for various climatic phenomena like deficit rainfall, dry-spell, excess rainfall, low temperature, high temperature, high humidity, and high wind.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">The premium rates are capped for the cultivator and the premium (rates) beyond the cap are shared by the Centre and concerned state government on 50:50 basis.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">&quot;The premium rates for farmers depend on various crops. For wheat, it is capped at 1.5% while for other food crops, it is 2.0%,&quot; said an AIC official.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">With the rising popularity of weather-based insurance, the premium business as well as beneficiaries has also gone up over the past few years.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">&quot;In the 2010-11 crop year, premium collection was around Rs 1,300 crore while the claim was around Rs 635 crore, benefitting 43.29 lakh farmers. In 2011-12, the premium collection went up to around Rs 1,850 crore while the claims and beneficiaries increased to Rs 887 crore and 46 lakh farmers, respectively,&quot; said an AIC official.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">However, weather insurance has its own challenges while catering to over 25-crore farmers in the country.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">&quot;One of the key challenges in weather index insurance has been establishing an adequate network of weather stations to service weather insurance as a credible insurance programme. It is estimated that the country needs around 8,000 automatic weather stations and about 32,000 rain gauges to effectively service the index insurance compared to the current network of 5,000,&quot; added Rao.</div>' $lang = 'English' $SITE_URL = 'https://im4change.in/' $site_title = 'im4change' $adminprix = 'admin'</pre><pre class="stack-trace">include - APP/Template/Layout/printlayout.ctp, line 8 Cake\View\View::_evaluate() - CORE/src/View/View.php, line 1413 Cake\View\View::_render() - CORE/src/View/View.php, line 1374 Cake\View\View::renderLayout() - CORE/src/View/View.php, line 927 Cake\View\View::render() - CORE/src/View/View.php, line 885 Cake\Controller\Controller::render() - CORE/src/Controller/Controller.php, line 791 Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 126 Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94 Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Routing\Middleware\AssetMiddleware::__invoke() - CORE/src/Routing/Middleware/AssetMiddleware.php, line 88 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51</pre></div></pre>latest-news-updates/farmers-increasingly-using-weather-insurance-to-mitigate-risks-from-climate-change-rituraj-tiwari-16425.html"/> <meta http-equiv="Content-Type" content="text/html; charset=utf-8"/> <link href="https://im4change.in/css/control.css" rel="stylesheet" type="text/css" media="all"/> <title>LATEST NEWS UPDATES | Farmers increasingly using weather insurance to mitigate risks from climate change-Rituraj Tiwari | Im4change.org</title> <meta name="description" content=" -The Economic Times NEW DELHI: More farmers are using weather insurance to mitigate risks from climate change. Top two weather insurers -- Agricultural Insurance Corporation (AIC) and ICICI Lombard -- say business is growing at 25% annually and now covers more..."/> <script src="https://im4change.in/js/jquery-1.10.2.js"></script> <script type="text/javascript" src="https://im4change.in/js/jquery-migrate.min.js"></script> <script language="javascript" type="text/javascript"> $(document).ready(function () { var img = $("img")[0]; // Get my img elem var pic_real_width, pic_real_height; $("<img/>") // Make in memory copy of image to avoid css issues .attr("src", $(img).attr("src")) .load(function () { pic_real_width = this.width; // Note: $(this).width() will not pic_real_height = this.height; // work for in memory images. }); }); </script> <style type="text/css"> @media screen { div.divFooter { display: block; } } @media print { .printbutton { display: none !important; } } </style> </head> <body> <table cellpadding="0" cellspacing="0" border="0" width="98%" align="center"> <tr> <td class="top_bg"> <div class="divFooter"> <img src="https://im4change.in/images/logo1.jpg" height="59" border="0" alt="Resource centre on India's rural distress" style="padding-top:14px;"/> </div> </td> </tr> <tr> <td id="topspace"> </td> </tr> <tr id="topspace"> <td> </td> </tr> <tr> <td height="50" style="border-bottom:1px solid #000; padding-top:10px;" class="printbutton"> <form><input type="button" value=" Print this page " onclick="window.print();return false;"/></form> </td> </tr> <tr> <td width="100%"> <h1 class="news_headlines" style="font-style:normal"> <strong>Farmers increasingly using weather insurance to mitigate risks from climate change-Rituraj Tiwari</strong></h1> </td> </tr> <tr> <td width="100%" style="font-family:Arial, 'Segoe Script', 'Segoe UI', sans-serif, serif"><font size="3"> <div style="text-align: justify">-The Economic Times</div><div style="text-align: justify"><br /></div><div style="text-align: justify"><em>NEW DELHI: </em>More farmers are using weather insurance to mitigate risks from climate change. Top two weather insurers -- Agricultural Insurance Corporation (AIC) and ICICI Lombard -- say business is growing at 25% annually and now covers more than 200 districts across 21 states.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">"The growth has been so spectacular over the past five years that as many as 12 million farmers, growing crops on over 15 million hectares of cropped area, might have been insured during the 2011-12 crop year," said KN Rao, deputy general manager, AIC, which enjoys over 75% market share in this insurance category. </div><div style="text-align: justify"><br /></div><div style="text-align: justify">While the state-owned AIC covers almost all the designated districts, its nearest competitor ICICI Lombard is present in 11 states, covering over 50 districts. According to Union agriculture ministry, five insurance companies including AIC, ICICI Lombard, Iffco-Tokio and Cholamandlam MS offer insurance to farmers based on monsoon data. </div><div style="text-align: justify"><br /></div><div style="text-align: justify">"Uncertainty over monsoon and frequent climate changes have made it necessary for farmers to go for weather-based insurance. This provides them the much-needed cover and helps them withstand financial stress, which may happen due to crop loss," said RS Sharma, senior agri-scientist, Agricultural Policy Research Institute. </div><div style="text-align: justify"><br /></div><div style="text-align: justify">Weather insurance was formally introduced in 2003 as a pilot, and by 2007 the government adopted it as an alternative to the existing yield index insurance. Around 40 crops are insured under the category for various climatic phenomena like deficit rainfall, dry-spell, excess rainfall, low temperature, high temperature, high humidity, and high wind. </div><div style="text-align: justify"><br /></div><div style="text-align: justify">The premium rates are capped for the cultivator and the premium (rates) beyond the cap are shared by the Centre and concerned state government on 50:50 basis. </div><div style="text-align: justify"><br /></div><div style="text-align: justify">"The premium rates for farmers depend on various crops. For wheat, it is capped at 1.5% while for other food crops, it is 2.0%," said an AIC official. </div><div style="text-align: justify"><br /></div><div style="text-align: justify">With the rising popularity of weather-based insurance, the premium business as well as beneficiaries has also gone up over the past few years. </div><div style="text-align: justify"><br /></div><div style="text-align: justify">"In the 2010-11 crop year, premium collection was around Rs 1,300 crore while the claim was around Rs 635 crore, benefitting 43.29 lakh farmers. In 2011-12, the premium collection went up to around Rs 1,850 crore while the claims and beneficiaries increased to Rs 887 crore and 46 lakh farmers, respectively," said an AIC official. </div><div style="text-align: justify"><br /></div><div style="text-align: justify">However, weather insurance has its own challenges while catering to over 25-crore farmers in the country. </div><div style="text-align: justify"><br /></div><div style="text-align: justify">"One of the key challenges in weather index insurance has been establishing an adequate network of weather stations to service weather insurance as a credible insurance programme. It is estimated that the country needs around 8,000 automatic weather stations and about 32,000 rain gauges to effectively service the index insurance compared to the current network of 5,000," added Rao.</div> </font> </td> </tr> <tr> <td> </td> </tr> <tr> <td height="50" style="border-top:1px solid #000; border-bottom:1px solid #000;padding-top:10px;"> <form><input type="button" value=" Print this page " onclick="window.print();return false;"/></form> </td> </tr> </table></body> </html>' } $maxBufferLength = (int) 8192 $file = '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Error/Debugger.php' $line = (int) 853 $message = 'Unable to emit headers. Headers sent in file=/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Error/Debugger.php line=853'Cake\Http\ResponseEmitter::emit() - CORE/src/Http/ResponseEmitter.php, line 48 Cake\Http\Server::emit() - CORE/src/Http/Server.php, line 141 [main] - ROOT/webroot/index.php, line 39
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'' : 'none')">Context</a><pre id="cakeErr68147af5c2d6a-code" class="cake-code-dump" style="display: none;"><code><span style="color: #000000"><span style="color: #0000BB"></span><span style="color: #007700"><</span><span style="color: #0000BB">head</span><span style="color: #007700">> </span></span></code> <span class="code-highlight"><code><span style="color: #000000"> <link rel="canonical" href="<span style="color: #0000BB"><?php </span><span style="color: #007700">echo </span><span style="color: #0000BB">Configure</span><span style="color: #007700">::</span><span style="color: #0000BB">read</span><span style="color: #007700">(</span><span style="color: #DD0000">'SITE_URL'</span><span style="color: #007700">); </span><span style="color: #0000BB">?><?php </span><span style="color: #007700">echo </span><span style="color: #0000BB">$urlPrefix</span><span style="color: #007700">;</span><span style="color: #0000BB">?><?php </span><span style="color: #007700">echo </span><span style="color: #0000BB">$article_current</span><span style="color: #007700">-></span><span style="color: #0000BB">category</span><span style="color: #007700">-></span><span style="color: #0000BB">slug</span><span style="color: #007700">; </span><span style="color: #0000BB">?></span>/<span style="color: #0000BB"><?php </span><span style="color: #007700">echo </span><span style="color: #0000BB">$article_current</span><span style="color: #007700">-></span><span style="color: #0000BB">seo_url</span><span style="color: #007700">; </span><span style="color: #0000BB">?></span>.html"/> </span></code></span> <code><span style="color: #000000"><span style="color: #0000BB"> </span><span style="color: #007700"><</span><span style="color: #0000BB">meta http</span><span style="color: #007700">-</span><span style="color: #0000BB">equiv</span><span style="color: #007700">=</span><span style="color: #DD0000">"Content-Type" </span><span style="color: #0000BB">content</span><span style="color: #007700">=</span><span style="color: #DD0000">"text/html; charset=utf-8"</span><span style="color: #007700">/> </span></span></code></pre><pre id="cakeErr68147af5c2d6a-context" class="cake-context" style="display: none;">$viewFile = '/home/brlfuser/public_html/src/Template/Layout/printlayout.ctp' $dataForView = [ 'article_current' => object(App\Model\Entity\Article) { 'id' => (int) 16297, 'title' => 'Farmers increasingly using weather insurance to mitigate risks from climate change-Rituraj Tiwari', 'subheading' => '', 'description' => '<div style="text-align: justify"> -The Economic Times </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> <em>NEW DELHI: </em>More farmers are using weather insurance to mitigate risks from climate change. Top two weather insurers -- Agricultural Insurance Corporation (AIC) and ICICI Lombard -- say business is growing at 25% annually and now covers more than 200 districts across 21 states. </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> &quot;The growth has been so spectacular over the past five years that as many as 12 million farmers, growing crops on over 15 million hectares of cropped area, might have been insured during the 2011-12 crop year,&quot; said KN Rao, deputy general manager, AIC, which enjoys over 75% market share in this insurance category.&nbsp; </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> While the state-owned AIC covers almost all the designated districts, its nearest competitor ICICI Lombard is present in 11 states, covering over 50 districts. According to Union agriculture ministry, five insurance companies including AIC, ICICI Lombard, Iffco-Tokio and Cholamandlam MS offer insurance to farmers based on monsoon data.&nbsp; </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> &quot;Uncertainty over monsoon and frequent climate changes have made it necessary for farmers to go for weather-based insurance. This provides them the much-needed cover and helps them withstand financial stress, which may happen due to crop loss,&quot; said RS Sharma, senior agri-scientist, Agricultural Policy Research Institute.&nbsp; </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> Weather insurance was formally introduced in 2003 as a pilot, and by 2007 the government adopted it as an alternative to the existing yield index insurance. Around 40 crops are insured under the category for various climatic phenomena like deficit rainfall, dry-spell, excess rainfall, low temperature, high temperature, high humidity, and high wind.&nbsp; </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> The premium rates are capped for the cultivator and the premium (rates) beyond the cap are shared by the Centre and concerned state government on 50:50 basis.&nbsp; </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> &quot;The premium rates for farmers depend on various crops. For wheat, it is capped at 1.5% while for other food crops, it is 2.0%,&quot; said an AIC official.&nbsp; </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> With the rising popularity of weather-based insurance, the premium business as well as beneficiaries has also gone up over the past few years.&nbsp; </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> &quot;In the 2010-11 crop year, premium collection was around Rs 1,300 crore while the claim was around Rs 635 crore, benefitting 43.29 lakh farmers. In 2011-12, the premium collection went up to around Rs 1,850 crore while the claims and beneficiaries increased to Rs 887 crore and 46 lakh farmers, respectively,&quot; said an AIC official.&nbsp; </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> However, weather insurance has its own challenges while catering to over 25-crore farmers in the country.&nbsp; </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> &quot;One of the key challenges in weather index insurance has been establishing an adequate network of weather stations to service weather insurance as a credible insurance programme. It is estimated that the country needs around 8,000 automatic weather stations and about 32,000 rain gauges to effectively service the index insurance compared to the current network of 5,000,&quot; added Rao. </div>', 'credit_writer' => 'The Economic Times, 30 July, 2012, http://economictimes.indiatimes.com/news/economy/agriculture/farmers-increasingly-using-weather-insurance-to-mitigate-risks-from-climate-change/articleshow/15263801.', 'article_img' => '', 'article_img_thumb' => '', 'status' => (int) 1, 'show_on_home' => (int) 1, 'lang' => 'EN', 'category_id' => (int) 16, 'tag_keyword' => '', 'seo_url' => 'farmers-increasingly-using-weather-insurance-to-mitigate-risks-from-climate-change-rituraj-tiwari-16425', 'meta_title' => null, 'meta_keywords' => null, 'meta_description' => null, 'noindex' => (int) 0, 'publish_date' => object(Cake\I18n\FrozenDate) {}, 'most_visit_section_id' => null, 'article_big_img' => null, 'liveid' => (int) 16425, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'edate' => '', 'tags' => [ [maximum depth reached] ], 'category' => object(App\Model\Entity\Category) {}, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Articles' }, 'articleid' => (int) 16297, 'metaTitle' => 'LATEST NEWS UPDATES | Farmers increasingly using weather insurance to mitigate risks from climate change-Rituraj Tiwari', 'metaKeywords' => 'Crop Insurance,Agriculture,Farmers', 'metaDesc' => ' -The Economic Times NEW DELHI: More farmers are using weather insurance to mitigate risks from climate change. Top two weather insurers -- Agricultural Insurance Corporation (AIC) and ICICI Lombard -- say business is growing at 25% annually and now covers more...', 'disp' => '<div style="text-align: justify">-The Economic Times</div><div style="text-align: justify"><br /></div><div style="text-align: justify"><em>NEW DELHI: </em>More farmers are using weather insurance to mitigate risks from climate change. Top two weather insurers -- Agricultural Insurance Corporation (AIC) and ICICI Lombard -- say business is growing at 25% annually and now covers more than 200 districts across 21 states.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">&quot;The growth has been so spectacular over the past five years that as many as 12 million farmers, growing crops on over 15 million hectares of cropped area, might have been insured during the 2011-12 crop year,&quot; said KN Rao, deputy general manager, AIC, which enjoys over 75% market share in this insurance category.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">While the state-owned AIC covers almost all the designated districts, its nearest competitor ICICI Lombard is present in 11 states, covering over 50 districts. According to Union agriculture ministry, five insurance companies including AIC, ICICI Lombard, Iffco-Tokio and Cholamandlam MS offer insurance to farmers based on monsoon data.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">&quot;Uncertainty over monsoon and frequent climate changes have made it necessary for farmers to go for weather-based insurance. This provides them the much-needed cover and helps them withstand financial stress, which may happen due to crop loss,&quot; said RS Sharma, senior agri-scientist, Agricultural Policy Research Institute.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">Weather insurance was formally introduced in 2003 as a pilot, and by 2007 the government adopted it as an alternative to the existing yield index insurance. Around 40 crops are insured under the category for various climatic phenomena like deficit rainfall, dry-spell, excess rainfall, low temperature, high temperature, high humidity, and high wind.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">The premium rates are capped for the cultivator and the premium (rates) beyond the cap are shared by the Centre and concerned state government on 50:50 basis.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">&quot;The premium rates for farmers depend on various crops. For wheat, it is capped at 1.5% while for other food crops, it is 2.0%,&quot; said an AIC official.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">With the rising popularity of weather-based insurance, the premium business as well as beneficiaries has also gone up over the past few years.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">&quot;In the 2010-11 crop year, premium collection was around Rs 1,300 crore while the claim was around Rs 635 crore, benefitting 43.29 lakh farmers. In 2011-12, the premium collection went up to around Rs 1,850 crore while the claims and beneficiaries increased to Rs 887 crore and 46 lakh farmers, respectively,&quot; said an AIC official.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">However, weather insurance has its own challenges while catering to over 25-crore farmers in the country.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">&quot;One of the key challenges in weather index insurance has been establishing an adequate network of weather stations to service weather insurance as a credible insurance programme. It is estimated that the country needs around 8,000 automatic weather stations and about 32,000 rain gauges to effectively service the index insurance compared to the current network of 5,000,&quot; added Rao.</div>', 'lang' => 'English', 'SITE_URL' => 'https://im4change.in/', 'site_title' => 'im4change', 'adminprix' => 'admin' ] $article_current = object(App\Model\Entity\Article) { 'id' => (int) 16297, 'title' => 'Farmers increasingly using weather insurance to mitigate risks from climate change-Rituraj Tiwari', 'subheading' => '', 'description' => '<div style="text-align: justify"> -The Economic Times </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> <em>NEW DELHI: </em>More farmers are using weather insurance to mitigate risks from climate change. Top two weather insurers -- Agricultural Insurance Corporation (AIC) and ICICI Lombard -- say business is growing at 25% annually and now covers more than 200 districts across 21 states. </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> &quot;The growth has been so spectacular over the past five years that as many as 12 million farmers, growing crops on over 15 million hectares of cropped area, might have been insured during the 2011-12 crop year,&quot; said KN Rao, deputy general manager, AIC, which enjoys over 75% market share in this insurance category.&nbsp; </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> While the state-owned AIC covers almost all the designated districts, its nearest competitor ICICI Lombard is present in 11 states, covering over 50 districts. According to Union agriculture ministry, five insurance companies including AIC, ICICI Lombard, Iffco-Tokio and Cholamandlam MS offer insurance to farmers based on monsoon data.&nbsp; </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> &quot;Uncertainty over monsoon and frequent climate changes have made it necessary for farmers to go for weather-based insurance. This provides them the much-needed cover and helps them withstand financial stress, which may happen due to crop loss,&quot; said RS Sharma, senior agri-scientist, Agricultural Policy Research Institute.&nbsp; </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> Weather insurance was formally introduced in 2003 as a pilot, and by 2007 the government adopted it as an alternative to the existing yield index insurance. Around 40 crops are insured under the category for various climatic phenomena like deficit rainfall, dry-spell, excess rainfall, low temperature, high temperature, high humidity, and high wind.&nbsp; </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> The premium rates are capped for the cultivator and the premium (rates) beyond the cap are shared by the Centre and concerned state government on 50:50 basis.&nbsp; </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> &quot;The premium rates for farmers depend on various crops. For wheat, it is capped at 1.5% while for other food crops, it is 2.0%,&quot; said an AIC official.&nbsp; </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> With the rising popularity of weather-based insurance, the premium business as well as beneficiaries has also gone up over the past few years.&nbsp; </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> &quot;In the 2010-11 crop year, premium collection was around Rs 1,300 crore while the claim was around Rs 635 crore, benefitting 43.29 lakh farmers. In 2011-12, the premium collection went up to around Rs 1,850 crore while the claims and beneficiaries increased to Rs 887 crore and 46 lakh farmers, respectively,&quot; said an AIC official.&nbsp; </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> However, weather insurance has its own challenges while catering to over 25-crore farmers in the country.&nbsp; </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> &quot;One of the key challenges in weather index insurance has been establishing an adequate network of weather stations to service weather insurance as a credible insurance programme. It is estimated that the country needs around 8,000 automatic weather stations and about 32,000 rain gauges to effectively service the index insurance compared to the current network of 5,000,&quot; added Rao. </div>', 'credit_writer' => 'The Economic Times, 30 July, 2012, http://economictimes.indiatimes.com/news/economy/agriculture/farmers-increasingly-using-weather-insurance-to-mitigate-risks-from-climate-change/articleshow/15263801.', 'article_img' => '', 'article_img_thumb' => '', 'status' => (int) 1, 'show_on_home' => (int) 1, 'lang' => 'EN', 'category_id' => (int) 16, 'tag_keyword' => '', 'seo_url' => 'farmers-increasingly-using-weather-insurance-to-mitigate-risks-from-climate-change-rituraj-tiwari-16425', 'meta_title' => null, 'meta_keywords' => null, 'meta_description' => null, 'noindex' => (int) 0, 'publish_date' => object(Cake\I18n\FrozenDate) {}, 'most_visit_section_id' => null, 'article_big_img' => null, 'liveid' => (int) 16425, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'edate' => '', 'tags' => [ (int) 0 => object(Cake\ORM\Entity) {}, (int) 1 => object(Cake\ORM\Entity) {}, (int) 2 => object(Cake\ORM\Entity) {} ], 'category' => object(App\Model\Entity\Category) {}, '[new]' => false, '[accessible]' => [ '*' => true, 'id' => false ], '[dirty]' => [], '[original]' => [], '[virtual]' => [], '[hasErrors]' => false, '[errors]' => [], '[invalid]' => [], '[repository]' => 'Articles' } $articleid = (int) 16297 $metaTitle = 'LATEST NEWS UPDATES | Farmers increasingly using weather insurance to mitigate risks from climate change-Rituraj Tiwari' $metaKeywords = 'Crop Insurance,Agriculture,Farmers' $metaDesc = ' -The Economic Times NEW DELHI: More farmers are using weather insurance to mitigate risks from climate change. Top two weather insurers -- Agricultural Insurance Corporation (AIC) and ICICI Lombard -- say business is growing at 25% annually and now covers more...' $disp = '<div style="text-align: justify">-The Economic Times</div><div style="text-align: justify"><br /></div><div style="text-align: justify"><em>NEW DELHI: </em>More farmers are using weather insurance to mitigate risks from climate change. Top two weather insurers -- Agricultural Insurance Corporation (AIC) and ICICI Lombard -- say business is growing at 25% annually and now covers more than 200 districts across 21 states.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">&quot;The growth has been so spectacular over the past five years that as many as 12 million farmers, growing crops on over 15 million hectares of cropped area, might have been insured during the 2011-12 crop year,&quot; said KN Rao, deputy general manager, AIC, which enjoys over 75% market share in this insurance category.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">While the state-owned AIC covers almost all the designated districts, its nearest competitor ICICI Lombard is present in 11 states, covering over 50 districts. According to Union agriculture ministry, five insurance companies including AIC, ICICI Lombard, Iffco-Tokio and Cholamandlam MS offer insurance to farmers based on monsoon data.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">&quot;Uncertainty over monsoon and frequent climate changes have made it necessary for farmers to go for weather-based insurance. This provides them the much-needed cover and helps them withstand financial stress, which may happen due to crop loss,&quot; said RS Sharma, senior agri-scientist, Agricultural Policy Research Institute.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">Weather insurance was formally introduced in 2003 as a pilot, and by 2007 the government adopted it as an alternative to the existing yield index insurance. Around 40 crops are insured under the category for various climatic phenomena like deficit rainfall, dry-spell, excess rainfall, low temperature, high temperature, high humidity, and high wind.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">The premium rates are capped for the cultivator and the premium (rates) beyond the cap are shared by the Centre and concerned state government on 50:50 basis.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">&quot;The premium rates for farmers depend on various crops. For wheat, it is capped at 1.5% while for other food crops, it is 2.0%,&quot; said an AIC official.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">With the rising popularity of weather-based insurance, the premium business as well as beneficiaries has also gone up over the past few years.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">&quot;In the 2010-11 crop year, premium collection was around Rs 1,300 crore while the claim was around Rs 635 crore, benefitting 43.29 lakh farmers. In 2011-12, the premium collection went up to around Rs 1,850 crore while the claims and beneficiaries increased to Rs 887 crore and 46 lakh farmers, respectively,&quot; said an AIC official.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">However, weather insurance has its own challenges while catering to over 25-crore farmers in the country.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">&quot;One of the key challenges in weather index insurance has been establishing an adequate network of weather stations to service weather insurance as a credible insurance programme. It is estimated that the country needs around 8,000 automatic weather stations and about 32,000 rain gauges to effectively service the index insurance compared to the current network of 5,000,&quot; added Rao.</div>' $lang = 'English' $SITE_URL = 'https://im4change.in/' $site_title = 'im4change' $adminprix = 'admin'</pre><pre class="stack-trace">include - APP/Template/Layout/printlayout.ctp, line 8 Cake\View\View::_evaluate() - CORE/src/View/View.php, line 1413 Cake\View\View::_render() - CORE/src/View/View.php, line 1374 Cake\View\View::renderLayout() - CORE/src/View/View.php, line 927 Cake\View\View::render() - CORE/src/View/View.php, line 885 Cake\Controller\Controller::render() - CORE/src/Controller/Controller.php, line 791 Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 126 Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94 Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Routing\Middleware\AssetMiddleware::__invoke() - CORE/src/Routing/Middleware/AssetMiddleware.php, line 88 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51</pre></div></pre>latest-news-updates/farmers-increasingly-using-weather-insurance-to-mitigate-risks-from-climate-change-rituraj-tiwari-16425.html"/> <meta http-equiv="Content-Type" content="text/html; charset=utf-8"/> <link href="https://im4change.in/css/control.css" rel="stylesheet" type="text/css" media="all"/> <title>LATEST NEWS UPDATES | Farmers increasingly using weather insurance to mitigate risks from climate change-Rituraj Tiwari | Im4change.org</title> <meta name="description" content=" -The Economic Times NEW DELHI: More farmers are using weather insurance to mitigate risks from climate change. Top two weather insurers -- Agricultural Insurance Corporation (AIC) and ICICI Lombard -- say business is growing at 25% annually and now covers more..."/> <script src="https://im4change.in/js/jquery-1.10.2.js"></script> <script type="text/javascript" src="https://im4change.in/js/jquery-migrate.min.js"></script> <script language="javascript" type="text/javascript"> $(document).ready(function () { var img = $("img")[0]; // Get my img elem var pic_real_width, pic_real_height; $("<img/>") // Make in memory copy of image to avoid css issues .attr("src", $(img).attr("src")) .load(function () { pic_real_width = this.width; // Note: $(this).width() will not pic_real_height = this.height; // work for in memory images. }); }); </script> <style type="text/css"> @media screen { div.divFooter { display: block; } } @media print { .printbutton { display: none !important; } } </style> </head> <body> <table cellpadding="0" cellspacing="0" border="0" width="98%" align="center"> <tr> <td class="top_bg"> <div class="divFooter"> <img src="https://im4change.in/images/logo1.jpg" height="59" border="0" alt="Resource centre on India's rural distress" style="padding-top:14px;"/> </div> </td> </tr> <tr> <td id="topspace"> </td> </tr> <tr id="topspace"> <td> </td> </tr> <tr> <td height="50" style="border-bottom:1px solid #000; padding-top:10px;" class="printbutton"> <form><input type="button" value=" Print this page " onclick="window.print();return false;"/></form> </td> </tr> <tr> <td width="100%"> <h1 class="news_headlines" style="font-style:normal"> <strong>Farmers increasingly using weather insurance to mitigate risks from climate change-Rituraj Tiwari</strong></h1> </td> </tr> <tr> <td width="100%" style="font-family:Arial, 'Segoe Script', 'Segoe UI', sans-serif, serif"><font size="3"> <div style="text-align: justify">-The Economic Times</div><div style="text-align: justify"><br /></div><div style="text-align: justify"><em>NEW DELHI: </em>More farmers are using weather insurance to mitigate risks from climate change. Top two weather insurers -- Agricultural Insurance Corporation (AIC) and ICICI Lombard -- say business is growing at 25% annually and now covers more than 200 districts across 21 states.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">"The growth has been so spectacular over the past five years that as many as 12 million farmers, growing crops on over 15 million hectares of cropped area, might have been insured during the 2011-12 crop year," said KN Rao, deputy general manager, AIC, which enjoys over 75% market share in this insurance category. </div><div style="text-align: justify"><br /></div><div style="text-align: justify">While the state-owned AIC covers almost all the designated districts, its nearest competitor ICICI Lombard is present in 11 states, covering over 50 districts. According to Union agriculture ministry, five insurance companies including AIC, ICICI Lombard, Iffco-Tokio and Cholamandlam MS offer insurance to farmers based on monsoon data. </div><div style="text-align: justify"><br /></div><div style="text-align: justify">"Uncertainty over monsoon and frequent climate changes have made it necessary for farmers to go for weather-based insurance. This provides them the much-needed cover and helps them withstand financial stress, which may happen due to crop loss," said RS Sharma, senior agri-scientist, Agricultural Policy Research Institute. </div><div style="text-align: justify"><br /></div><div style="text-align: justify">Weather insurance was formally introduced in 2003 as a pilot, and by 2007 the government adopted it as an alternative to the existing yield index insurance. Around 40 crops are insured under the category for various climatic phenomena like deficit rainfall, dry-spell, excess rainfall, low temperature, high temperature, high humidity, and high wind. </div><div style="text-align: justify"><br /></div><div style="text-align: justify">The premium rates are capped for the cultivator and the premium (rates) beyond the cap are shared by the Centre and concerned state government on 50:50 basis. </div><div style="text-align: justify"><br /></div><div style="text-align: justify">"The premium rates for farmers depend on various crops. For wheat, it is capped at 1.5% while for other food crops, it is 2.0%," said an AIC official. </div><div style="text-align: justify"><br /></div><div style="text-align: justify">With the rising popularity of weather-based insurance, the premium business as well as beneficiaries has also gone up over the past few years. </div><div style="text-align: justify"><br /></div><div style="text-align: justify">"In the 2010-11 crop year, premium collection was around Rs 1,300 crore while the claim was around Rs 635 crore, benefitting 43.29 lakh farmers. In 2011-12, the premium collection went up to around Rs 1,850 crore while the claims and beneficiaries increased to Rs 887 crore and 46 lakh farmers, respectively," said an AIC official. </div><div style="text-align: justify"><br /></div><div style="text-align: justify">However, weather insurance has its own challenges while catering to over 25-crore farmers in the country. </div><div style="text-align: justify"><br /></div><div style="text-align: justify">"One of the key challenges in weather index insurance has been establishing an adequate network of weather stations to service weather insurance as a credible insurance programme. It is estimated that the country needs around 8,000 automatic weather stations and about 32,000 rain gauges to effectively service the index insurance compared to the current network of 5,000," added Rao.</div> </font> </td> </tr> <tr> <td> </td> </tr> <tr> <td height="50" style="border-top:1px solid #000; border-bottom:1px solid #000;padding-top:10px;"> <form><input type="button" value=" Print this page " onclick="window.print();return false;"/></form> </td> </tr> </table></body> </html>' } $reasonPhrase = 'OK'header - [internal], line ?? Cake\Http\ResponseEmitter::emitStatusLine() - CORE/src/Http/ResponseEmitter.php, line 148 Cake\Http\ResponseEmitter::emit() - CORE/src/Http/ResponseEmitter.php, line 54 Cake\Http\Server::emit() - CORE/src/Http/Server.php, line 141 [main] - ROOT/webroot/index.php, line 39
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$response = object(Cake\Http\Response) { 'status' => (int) 200, 'contentType' => 'text/html', 'headers' => [ 'Content-Type' => [ [maximum depth reached] ] ], 'file' => null, 'fileRange' => [], 'cookies' => object(Cake\Http\Cookie\CookieCollection) {}, 'cacheDirectives' => [], 'body' => '<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd"> <html xmlns="http://www.w3.org/1999/xhtml"> <head> <link rel="canonical" href="https://im4change.in/<pre class="cake-error"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr68147af5c2d6a-trace').style.display = (document.getElementById('cakeErr68147af5c2d6a-trace').style.display == 'none' ? '' : 'none');"><b>Notice</b> (8)</a>: Undefined variable: urlPrefix [<b>APP/Template/Layout/printlayout.ctp</b>, line <b>8</b>]<div id="cakeErr68147af5c2d6a-trace" class="cake-stack-trace" style="display: none;"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr68147af5c2d6a-code').style.display = (document.getElementById('cakeErr68147af5c2d6a-code').style.display == 'none' ? '' : 'none')">Code</a> <a href="javascript:void(0);" onclick="document.getElementById('cakeErr68147af5c2d6a-context').style.display = (document.getElementById('cakeErr68147af5c2d6a-context').style.display == 'none' ? '' : 'none')">Context</a><pre id="cakeErr68147af5c2d6a-code" class="cake-code-dump" style="display: none;"><code><span style="color: #000000"><span style="color: #0000BB"></span><span style="color: #007700"><</span><span style="color: #0000BB">head</span><span style="color: #007700">> </span></span></code> <span class="code-highlight"><code><span style="color: #000000"> <link rel="canonical" href="<span style="color: #0000BB"><?php </span><span style="color: #007700">echo </span><span style="color: #0000BB">Configure</span><span style="color: #007700">::</span><span style="color: #0000BB">read</span><span style="color: #007700">(</span><span style="color: #DD0000">'SITE_URL'</span><span style="color: #007700">); </span><span style="color: #0000BB">?><?php </span><span style="color: #007700">echo </span><span style="color: #0000BB">$urlPrefix</span><span style="color: #007700">;</span><span style="color: #0000BB">?><?php </span><span style="color: #007700">echo </span><span style="color: #0000BB">$article_current</span><span style="color: #007700">-></span><span style="color: #0000BB">category</span><span style="color: #007700">-></span><span style="color: #0000BB">slug</span><span style="color: #007700">; </span><span style="color: #0000BB">?></span>/<span style="color: #0000BB"><?php </span><span style="color: #007700">echo </span><span style="color: #0000BB">$article_current</span><span style="color: #007700">-></span><span style="color: #0000BB">seo_url</span><span style="color: #007700">; </span><span style="color: #0000BB">?></span>.html"/> </span></code></span> <code><span style="color: #000000"><span style="color: #0000BB"> </span><span style="color: #007700"><</span><span style="color: #0000BB">meta http</span><span style="color: #007700">-</span><span style="color: #0000BB">equiv</span><span style="color: #007700">=</span><span style="color: #DD0000">"Content-Type" </span><span style="color: #0000BB">content</span><span style="color: #007700">=</span><span style="color: #DD0000">"text/html; charset=utf-8"</span><span style="color: #007700">/> </span></span></code></pre><pre id="cakeErr68147af5c2d6a-context" class="cake-context" style="display: none;">$viewFile = '/home/brlfuser/public_html/src/Template/Layout/printlayout.ctp' $dataForView = [ 'article_current' => object(App\Model\Entity\Article) { 'id' => (int) 16297, 'title' => 'Farmers increasingly using weather insurance to mitigate risks from climate change-Rituraj Tiwari', 'subheading' => '', 'description' => '<div style="text-align: justify"> -The Economic Times </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> <em>NEW DELHI: </em>More farmers are using weather insurance to mitigate risks from climate change. Top two weather insurers -- Agricultural Insurance Corporation (AIC) and ICICI Lombard -- say business is growing at 25% annually and now covers more than 200 districts across 21 states. </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> &quot;The growth has been so spectacular over the past five years that as many as 12 million farmers, growing crops on over 15 million hectares of cropped area, might have been insured during the 2011-12 crop year,&quot; said KN Rao, deputy general manager, AIC, which enjoys over 75% market share in this insurance category.&nbsp; </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> While the state-owned AIC covers almost all the designated districts, its nearest competitor ICICI Lombard is present in 11 states, covering over 50 districts. According to Union agriculture ministry, five insurance companies including AIC, ICICI Lombard, Iffco-Tokio and Cholamandlam MS offer insurance to farmers based on monsoon data.&nbsp; </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> &quot;Uncertainty over monsoon and frequent climate changes have made it necessary for farmers to go for weather-based insurance. This provides them the much-needed cover and helps them withstand financial stress, which may happen due to crop loss,&quot; said RS Sharma, senior agri-scientist, Agricultural Policy Research Institute.&nbsp; </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> Weather insurance was formally introduced in 2003 as a pilot, and by 2007 the government adopted it as an alternative to the existing yield index insurance. Around 40 crops are insured under the category for various climatic phenomena like deficit rainfall, dry-spell, excess rainfall, low temperature, high temperature, high humidity, and high wind.&nbsp; </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> The premium rates are capped for the cultivator and the premium (rates) beyond the cap are shared by the Centre and concerned state government on 50:50 basis.&nbsp; </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> &quot;The premium rates for farmers depend on various crops. For wheat, it is capped at 1.5% while for other food crops, it is 2.0%,&quot; said an AIC official.&nbsp; </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> With the rising popularity of weather-based insurance, the premium business as well as beneficiaries has also gone up over the past few years.&nbsp; </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> &quot;In the 2010-11 crop year, premium collection was around Rs 1,300 crore while the claim was around Rs 635 crore, benefitting 43.29 lakh farmers. In 2011-12, the premium collection went up to around Rs 1,850 crore while the claims and beneficiaries increased to Rs 887 crore and 46 lakh farmers, respectively,&quot; said an AIC official.&nbsp; </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> However, weather insurance has its own challenges while catering to over 25-crore farmers in the country.&nbsp; </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> &quot;One of the key challenges in weather index insurance has been establishing an adequate network of weather stations to service weather insurance as a credible insurance programme. It is estimated that the country needs around 8,000 automatic weather stations and about 32,000 rain gauges to effectively service the index insurance compared to the current network of 5,000,&quot; added Rao. </div>', 'credit_writer' => 'The Economic Times, 30 July, 2012, http://economictimes.indiatimes.com/news/economy/agriculture/farmers-increasingly-using-weather-insurance-to-mitigate-risks-from-climate-change/articleshow/15263801.', 'article_img' => '', 'article_img_thumb' => '', 'status' => (int) 1, 'show_on_home' => (int) 1, 'lang' => 'EN', 'category_id' => (int) 16, 'tag_keyword' => '', 'seo_url' => 'farmers-increasingly-using-weather-insurance-to-mitigate-risks-from-climate-change-rituraj-tiwari-16425', 'meta_title' => null, 'meta_keywords' => null, 'meta_description' => null, 'noindex' => (int) 0, 'publish_date' => object(Cake\I18n\FrozenDate) {}, 'most_visit_section_id' => null, 'article_big_img' => null, 'liveid' => (int) 16425, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'edate' => '', 'tags' => [ [maximum depth reached] ], 'category' => object(App\Model\Entity\Category) {}, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Articles' }, 'articleid' => (int) 16297, 'metaTitle' => 'LATEST NEWS UPDATES | Farmers increasingly using weather insurance to mitigate risks from climate change-Rituraj Tiwari', 'metaKeywords' => 'Crop Insurance,Agriculture,Farmers', 'metaDesc' => ' -The Economic Times NEW DELHI: More farmers are using weather insurance to mitigate risks from climate change. Top two weather insurers -- Agricultural Insurance Corporation (AIC) and ICICI Lombard -- say business is growing at 25% annually and now covers more...', 'disp' => '<div style="text-align: justify">-The Economic Times</div><div style="text-align: justify"><br /></div><div style="text-align: justify"><em>NEW DELHI: </em>More farmers are using weather insurance to mitigate risks from climate change. Top two weather insurers -- Agricultural Insurance Corporation (AIC) and ICICI Lombard -- say business is growing at 25% annually and now covers more than 200 districts across 21 states.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">&quot;The growth has been so spectacular over the past five years that as many as 12 million farmers, growing crops on over 15 million hectares of cropped area, might have been insured during the 2011-12 crop year,&quot; said KN Rao, deputy general manager, AIC, which enjoys over 75% market share in this insurance category.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">While the state-owned AIC covers almost all the designated districts, its nearest competitor ICICI Lombard is present in 11 states, covering over 50 districts. According to Union agriculture ministry, five insurance companies including AIC, ICICI Lombard, Iffco-Tokio and Cholamandlam MS offer insurance to farmers based on monsoon data.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">&quot;Uncertainty over monsoon and frequent climate changes have made it necessary for farmers to go for weather-based insurance. This provides them the much-needed cover and helps them withstand financial stress, which may happen due to crop loss,&quot; said RS Sharma, senior agri-scientist, Agricultural Policy Research Institute.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">Weather insurance was formally introduced in 2003 as a pilot, and by 2007 the government adopted it as an alternative to the existing yield index insurance. Around 40 crops are insured under the category for various climatic phenomena like deficit rainfall, dry-spell, excess rainfall, low temperature, high temperature, high humidity, and high wind.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">The premium rates are capped for the cultivator and the premium (rates) beyond the cap are shared by the Centre and concerned state government on 50:50 basis.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">&quot;The premium rates for farmers depend on various crops. For wheat, it is capped at 1.5% while for other food crops, it is 2.0%,&quot; said an AIC official.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">With the rising popularity of weather-based insurance, the premium business as well as beneficiaries has also gone up over the past few years.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">&quot;In the 2010-11 crop year, premium collection was around Rs 1,300 crore while the claim was around Rs 635 crore, benefitting 43.29 lakh farmers. In 2011-12, the premium collection went up to around Rs 1,850 crore while the claims and beneficiaries increased to Rs 887 crore and 46 lakh farmers, respectively,&quot; said an AIC official.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">However, weather insurance has its own challenges while catering to over 25-crore farmers in the country.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">&quot;One of the key challenges in weather index insurance has been establishing an adequate network of weather stations to service weather insurance as a credible insurance programme. It is estimated that the country needs around 8,000 automatic weather stations and about 32,000 rain gauges to effectively service the index insurance compared to the current network of 5,000,&quot; added Rao.</div>', 'lang' => 'English', 'SITE_URL' => 'https://im4change.in/', 'site_title' => 'im4change', 'adminprix' => 'admin' ] $article_current = object(App\Model\Entity\Article) { 'id' => (int) 16297, 'title' => 'Farmers increasingly using weather insurance to mitigate risks from climate change-Rituraj Tiwari', 'subheading' => '', 'description' => '<div style="text-align: justify"> -The Economic Times </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> <em>NEW DELHI: </em>More farmers are using weather insurance to mitigate risks from climate change. Top two weather insurers -- Agricultural Insurance Corporation (AIC) and ICICI Lombard -- say business is growing at 25% annually and now covers more than 200 districts across 21 states. </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> &quot;The growth has been so spectacular over the past five years that as many as 12 million farmers, growing crops on over 15 million hectares of cropped area, might have been insured during the 2011-12 crop year,&quot; said KN Rao, deputy general manager, AIC, which enjoys over 75% market share in this insurance category.&nbsp; </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> While the state-owned AIC covers almost all the designated districts, its nearest competitor ICICI Lombard is present in 11 states, covering over 50 districts. According to Union agriculture ministry, five insurance companies including AIC, ICICI Lombard, Iffco-Tokio and Cholamandlam MS offer insurance to farmers based on monsoon data.&nbsp; </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> &quot;Uncertainty over monsoon and frequent climate changes have made it necessary for farmers to go for weather-based insurance. This provides them the much-needed cover and helps them withstand financial stress, which may happen due to crop loss,&quot; said RS Sharma, senior agri-scientist, Agricultural Policy Research Institute.&nbsp; </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> Weather insurance was formally introduced in 2003 as a pilot, and by 2007 the government adopted it as an alternative to the existing yield index insurance. Around 40 crops are insured under the category for various climatic phenomena like deficit rainfall, dry-spell, excess rainfall, low temperature, high temperature, high humidity, and high wind.&nbsp; </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> The premium rates are capped for the cultivator and the premium (rates) beyond the cap are shared by the Centre and concerned state government on 50:50 basis.&nbsp; </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> &quot;The premium rates for farmers depend on various crops. For wheat, it is capped at 1.5% while for other food crops, it is 2.0%,&quot; said an AIC official.&nbsp; </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> With the rising popularity of weather-based insurance, the premium business as well as beneficiaries has also gone up over the past few years.&nbsp; </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> &quot;In the 2010-11 crop year, premium collection was around Rs 1,300 crore while the claim was around Rs 635 crore, benefitting 43.29 lakh farmers. In 2011-12, the premium collection went up to around Rs 1,850 crore while the claims and beneficiaries increased to Rs 887 crore and 46 lakh farmers, respectively,&quot; said an AIC official.&nbsp; </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> However, weather insurance has its own challenges while catering to over 25-crore farmers in the country.&nbsp; </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> &quot;One of the key challenges in weather index insurance has been establishing an adequate network of weather stations to service weather insurance as a credible insurance programme. It is estimated that the country needs around 8,000 automatic weather stations and about 32,000 rain gauges to effectively service the index insurance compared to the current network of 5,000,&quot; added Rao. </div>', 'credit_writer' => 'The Economic Times, 30 July, 2012, http://economictimes.indiatimes.com/news/economy/agriculture/farmers-increasingly-using-weather-insurance-to-mitigate-risks-from-climate-change/articleshow/15263801.', 'article_img' => '', 'article_img_thumb' => '', 'status' => (int) 1, 'show_on_home' => (int) 1, 'lang' => 'EN', 'category_id' => (int) 16, 'tag_keyword' => '', 'seo_url' => 'farmers-increasingly-using-weather-insurance-to-mitigate-risks-from-climate-change-rituraj-tiwari-16425', 'meta_title' => null, 'meta_keywords' => null, 'meta_description' => null, 'noindex' => (int) 0, 'publish_date' => object(Cake\I18n\FrozenDate) {}, 'most_visit_section_id' => null, 'article_big_img' => null, 'liveid' => (int) 16425, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'edate' => '', 'tags' => [ (int) 0 => object(Cake\ORM\Entity) {}, (int) 1 => object(Cake\ORM\Entity) {}, (int) 2 => object(Cake\ORM\Entity) {} ], 'category' => object(App\Model\Entity\Category) {}, '[new]' => false, '[accessible]' => [ '*' => true, 'id' => false ], '[dirty]' => [], '[original]' => [], '[virtual]' => [], '[hasErrors]' => false, '[errors]' => [], '[invalid]' => [], '[repository]' => 'Articles' } $articleid = (int) 16297 $metaTitle = 'LATEST NEWS UPDATES | Farmers increasingly using weather insurance to mitigate risks from climate change-Rituraj Tiwari' $metaKeywords = 'Crop Insurance,Agriculture,Farmers' $metaDesc = ' -The Economic Times NEW DELHI: More farmers are using weather insurance to mitigate risks from climate change. Top two weather insurers -- Agricultural Insurance Corporation (AIC) and ICICI Lombard -- say business is growing at 25% annually and now covers more...' $disp = '<div style="text-align: justify">-The Economic Times</div><div style="text-align: justify"><br /></div><div style="text-align: justify"><em>NEW DELHI: </em>More farmers are using weather insurance to mitigate risks from climate change. Top two weather insurers -- Agricultural Insurance Corporation (AIC) and ICICI Lombard -- say business is growing at 25% annually and now covers more than 200 districts across 21 states.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">&quot;The growth has been so spectacular over the past five years that as many as 12 million farmers, growing crops on over 15 million hectares of cropped area, might have been insured during the 2011-12 crop year,&quot; said KN Rao, deputy general manager, AIC, which enjoys over 75% market share in this insurance category.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">While the state-owned AIC covers almost all the designated districts, its nearest competitor ICICI Lombard is present in 11 states, covering over 50 districts. According to Union agriculture ministry, five insurance companies including AIC, ICICI Lombard, Iffco-Tokio and Cholamandlam MS offer insurance to farmers based on monsoon data.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">&quot;Uncertainty over monsoon and frequent climate changes have made it necessary for farmers to go for weather-based insurance. This provides them the much-needed cover and helps them withstand financial stress, which may happen due to crop loss,&quot; said RS Sharma, senior agri-scientist, Agricultural Policy Research Institute.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">Weather insurance was formally introduced in 2003 as a pilot, and by 2007 the government adopted it as an alternative to the existing yield index insurance. Around 40 crops are insured under the category for various climatic phenomena like deficit rainfall, dry-spell, excess rainfall, low temperature, high temperature, high humidity, and high wind.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">The premium rates are capped for the cultivator and the premium (rates) beyond the cap are shared by the Centre and concerned state government on 50:50 basis.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">&quot;The premium rates for farmers depend on various crops. For wheat, it is capped at 1.5% while for other food crops, it is 2.0%,&quot; said an AIC official.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">With the rising popularity of weather-based insurance, the premium business as well as beneficiaries has also gone up over the past few years.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">&quot;In the 2010-11 crop year, premium collection was around Rs 1,300 crore while the claim was around Rs 635 crore, benefitting 43.29 lakh farmers. In 2011-12, the premium collection went up to around Rs 1,850 crore while the claims and beneficiaries increased to Rs 887 crore and 46 lakh farmers, respectively,&quot; said an AIC official.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">However, weather insurance has its own challenges while catering to over 25-crore farmers in the country.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">&quot;One of the key challenges in weather index insurance has been establishing an adequate network of weather stations to service weather insurance as a credible insurance programme. It is estimated that the country needs around 8,000 automatic weather stations and about 32,000 rain gauges to effectively service the index insurance compared to the current network of 5,000,&quot; added Rao.</div>' $lang = 'English' $SITE_URL = 'https://im4change.in/' $site_title = 'im4change' $adminprix = 'admin'</pre><pre class="stack-trace">include - APP/Template/Layout/printlayout.ctp, line 8 Cake\View\View::_evaluate() - CORE/src/View/View.php, line 1413 Cake\View\View::_render() - CORE/src/View/View.php, line 1374 Cake\View\View::renderLayout() - CORE/src/View/View.php, line 927 Cake\View\View::render() - CORE/src/View/View.php, line 885 Cake\Controller\Controller::render() - CORE/src/Controller/Controller.php, line 791 Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 126 Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94 Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Routing\Middleware\AssetMiddleware::__invoke() - CORE/src/Routing/Middleware/AssetMiddleware.php, line 88 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51</pre></div></pre>latest-news-updates/farmers-increasingly-using-weather-insurance-to-mitigate-risks-from-climate-change-rituraj-tiwari-16425.html"/> <meta http-equiv="Content-Type" content="text/html; charset=utf-8"/> <link href="https://im4change.in/css/control.css" rel="stylesheet" type="text/css" media="all"/> <title>LATEST NEWS UPDATES | Farmers increasingly using weather insurance to mitigate risks from climate change-Rituraj Tiwari | Im4change.org</title> <meta name="description" content=" -The Economic Times NEW DELHI: More farmers are using weather insurance to mitigate risks from climate change. Top two weather insurers -- Agricultural Insurance Corporation (AIC) and ICICI Lombard -- say business is growing at 25% annually and now covers more..."/> <script src="https://im4change.in/js/jquery-1.10.2.js"></script> <script type="text/javascript" src="https://im4change.in/js/jquery-migrate.min.js"></script> <script language="javascript" type="text/javascript"> $(document).ready(function () { var img = $("img")[0]; // Get my img elem var pic_real_width, pic_real_height; $("<img/>") // Make in memory copy of image to avoid css issues .attr("src", $(img).attr("src")) .load(function () { pic_real_width = this.width; // Note: $(this).width() will not pic_real_height = this.height; // work for in memory images. }); }); </script> <style type="text/css"> @media screen { div.divFooter { display: block; } } @media print { .printbutton { display: none !important; } } </style> </head> <body> <table cellpadding="0" cellspacing="0" border="0" width="98%" align="center"> <tr> <td class="top_bg"> <div class="divFooter"> <img src="https://im4change.in/images/logo1.jpg" height="59" border="0" alt="Resource centre on India's rural distress" style="padding-top:14px;"/> </div> </td> </tr> <tr> <td id="topspace"> </td> </tr> <tr id="topspace"> <td> </td> </tr> <tr> <td height="50" style="border-bottom:1px solid #000; padding-top:10px;" class="printbutton"> <form><input type="button" value=" Print this page " onclick="window.print();return false;"/></form> </td> </tr> <tr> <td width="100%"> <h1 class="news_headlines" style="font-style:normal"> <strong>Farmers increasingly using weather insurance to mitigate risks from climate change-Rituraj Tiwari</strong></h1> </td> </tr> <tr> <td width="100%" style="font-family:Arial, 'Segoe Script', 'Segoe UI', sans-serif, serif"><font size="3"> <div style="text-align: justify">-The Economic Times</div><div style="text-align: justify"><br /></div><div style="text-align: justify"><em>NEW DELHI: </em>More farmers are using weather insurance to mitigate risks from climate change. Top two weather insurers -- Agricultural Insurance Corporation (AIC) and ICICI Lombard -- say business is growing at 25% annually and now covers more than 200 districts across 21 states.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">"The growth has been so spectacular over the past five years that as many as 12 million farmers, growing crops on over 15 million hectares of cropped area, might have been insured during the 2011-12 crop year," said KN Rao, deputy general manager, AIC, which enjoys over 75% market share in this insurance category. </div><div style="text-align: justify"><br /></div><div style="text-align: justify">While the state-owned AIC covers almost all the designated districts, its nearest competitor ICICI Lombard is present in 11 states, covering over 50 districts. According to Union agriculture ministry, five insurance companies including AIC, ICICI Lombard, Iffco-Tokio and Cholamandlam MS offer insurance to farmers based on monsoon data. </div><div style="text-align: justify"><br /></div><div style="text-align: justify">"Uncertainty over monsoon and frequent climate changes have made it necessary for farmers to go for weather-based insurance. This provides them the much-needed cover and helps them withstand financial stress, which may happen due to crop loss," said RS Sharma, senior agri-scientist, Agricultural Policy Research Institute. </div><div style="text-align: justify"><br /></div><div style="text-align: justify">Weather insurance was formally introduced in 2003 as a pilot, and by 2007 the government adopted it as an alternative to the existing yield index insurance. Around 40 crops are insured under the category for various climatic phenomena like deficit rainfall, dry-spell, excess rainfall, low temperature, high temperature, high humidity, and high wind. </div><div style="text-align: justify"><br /></div><div style="text-align: justify">The premium rates are capped for the cultivator and the premium (rates) beyond the cap are shared by the Centre and concerned state government on 50:50 basis. </div><div style="text-align: justify"><br /></div><div style="text-align: justify">"The premium rates for farmers depend on various crops. For wheat, it is capped at 1.5% while for other food crops, it is 2.0%," said an AIC official. </div><div style="text-align: justify"><br /></div><div style="text-align: justify">With the rising popularity of weather-based insurance, the premium business as well as beneficiaries has also gone up over the past few years. </div><div style="text-align: justify"><br /></div><div style="text-align: justify">"In the 2010-11 crop year, premium collection was around Rs 1,300 crore while the claim was around Rs 635 crore, benefitting 43.29 lakh farmers. In 2011-12, the premium collection went up to around Rs 1,850 crore while the claims and beneficiaries increased to Rs 887 crore and 46 lakh farmers, respectively," said an AIC official. </div><div style="text-align: justify"><br /></div><div style="text-align: justify">However, weather insurance has its own challenges while catering to over 25-crore farmers in the country. </div><div style="text-align: justify"><br /></div><div style="text-align: justify">"One of the key challenges in weather index insurance has been establishing an adequate network of weather stations to service weather insurance as a credible insurance programme. It is estimated that the country needs around 8,000 automatic weather stations and about 32,000 rain gauges to effectively service the index insurance compared to the current network of 5,000," added Rao.</div> </font> </td> </tr> <tr> <td> </td> </tr> <tr> <td height="50" style="border-top:1px solid #000; border-bottom:1px solid #000;padding-top:10px;"> <form><input type="button" value=" Print this page " onclick="window.print();return false;"/></form> </td> </tr> </table></body> </html>' } $cookies = [] $values = [ (int) 0 => 'text/html; charset=UTF-8' ] $name = 'Content-Type' $first = true $value = 'text/html; charset=UTF-8'header - [internal], line ?? Cake\Http\ResponseEmitter::emitHeaders() - CORE/src/Http/ResponseEmitter.php, line 181 Cake\Http\ResponseEmitter::emit() - CORE/src/Http/ResponseEmitter.php, line 55 Cake\Http\Server::emit() - CORE/src/Http/Server.php, line 141 [main] - ROOT/webroot/index.php, line 39
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$viewFile = '/home/brlfuser/public_html/src/Template/Layout/printlayout.ctp' $dataForView = [ 'article_current' => object(App\Model\Entity\Article) { 'id' => (int) 16297, 'title' => 'Farmers increasingly using weather insurance to mitigate risks from climate change-Rituraj Tiwari', 'subheading' => '', 'description' => '<div style="text-align: justify"> -The Economic Times </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> <em>NEW DELHI: </em>More farmers are using weather insurance to mitigate risks from climate change. Top two weather insurers -- Agricultural Insurance Corporation (AIC) and ICICI Lombard -- say business is growing at 25% annually and now covers more than 200 districts across 21 states. </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> "The growth has been so spectacular over the past five years that as many as 12 million farmers, growing crops on over 15 million hectares of cropped area, might have been insured during the 2011-12 crop year," said KN Rao, deputy general manager, AIC, which enjoys over 75% market share in this insurance category. </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> While the state-owned AIC covers almost all the designated districts, its nearest competitor ICICI Lombard is present in 11 states, covering over 50 districts. According to Union agriculture ministry, five insurance companies including AIC, ICICI Lombard, Iffco-Tokio and Cholamandlam MS offer insurance to farmers based on monsoon data. </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> "Uncertainty over monsoon and frequent climate changes have made it necessary for farmers to go for weather-based insurance. This provides them the much-needed cover and helps them withstand financial stress, which may happen due to crop loss," said RS Sharma, senior agri-scientist, Agricultural Policy Research Institute. </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> Weather insurance was formally introduced in 2003 as a pilot, and by 2007 the government adopted it as an alternative to the existing yield index insurance. Around 40 crops are insured under the category for various climatic phenomena like deficit rainfall, dry-spell, excess rainfall, low temperature, high temperature, high humidity, and high wind. </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> The premium rates are capped for the cultivator and the premium (rates) beyond the cap are shared by the Centre and concerned state government on 50:50 basis. </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> "The premium rates for farmers depend on various crops. For wheat, it is capped at 1.5% while for other food crops, it is 2.0%," said an AIC official. </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> With the rising popularity of weather-based insurance, the premium business as well as beneficiaries has also gone up over the past few years. </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> "In the 2010-11 crop year, premium collection was around Rs 1,300 crore while the claim was around Rs 635 crore, benefitting 43.29 lakh farmers. In 2011-12, the premium collection went up to around Rs 1,850 crore while the claims and beneficiaries increased to Rs 887 crore and 46 lakh farmers, respectively," said an AIC official. </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> However, weather insurance has its own challenges while catering to over 25-crore farmers in the country. </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> "One of the key challenges in weather index insurance has been establishing an adequate network of weather stations to service weather insurance as a credible insurance programme. It is estimated that the country needs around 8,000 automatic weather stations and about 32,000 rain gauges to effectively service the index insurance compared to the current network of 5,000," added Rao. </div>', 'credit_writer' => 'The Economic Times, 30 July, 2012, http://economictimes.indiatimes.com/news/economy/agriculture/farmers-increasingly-using-weather-insurance-to-mitigate-risks-from-climate-change/articleshow/15263801.', 'article_img' => '', 'article_img_thumb' => '', 'status' => (int) 1, 'show_on_home' => (int) 1, 'lang' => 'EN', 'category_id' => (int) 16, 'tag_keyword' => '', 'seo_url' => 'farmers-increasingly-using-weather-insurance-to-mitigate-risks-from-climate-change-rituraj-tiwari-16425', 'meta_title' => null, 'meta_keywords' => null, 'meta_description' => null, 'noindex' => (int) 0, 'publish_date' => object(Cake\I18n\FrozenDate) {}, 'most_visit_section_id' => null, 'article_big_img' => null, 'liveid' => (int) 16425, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'edate' => '', 'tags' => [ [maximum depth reached] ], 'category' => object(App\Model\Entity\Category) {}, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Articles' }, 'articleid' => (int) 16297, 'metaTitle' => 'LATEST NEWS UPDATES | Farmers increasingly using weather insurance to mitigate risks from climate change-Rituraj Tiwari', 'metaKeywords' => 'Crop Insurance,Agriculture,Farmers', 'metaDesc' => ' -The Economic Times NEW DELHI: More farmers are using weather insurance to mitigate risks from climate change. Top two weather insurers -- Agricultural Insurance Corporation (AIC) and ICICI Lombard -- say business is growing at 25% annually and now covers more...', 'disp' => '<div style="text-align: justify">-The Economic Times</div><div style="text-align: justify"><br /></div><div style="text-align: justify"><em>NEW DELHI: </em>More farmers are using weather insurance to mitigate risks from climate change. Top two weather insurers -- Agricultural Insurance Corporation (AIC) and ICICI Lombard -- say business is growing at 25% annually and now covers more than 200 districts across 21 states.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">"The growth has been so spectacular over the past five years that as many as 12 million farmers, growing crops on over 15 million hectares of cropped area, might have been insured during the 2011-12 crop year," said KN Rao, deputy general manager, AIC, which enjoys over 75% market share in this insurance category. </div><div style="text-align: justify"><br /></div><div style="text-align: justify">While the state-owned AIC covers almost all the designated districts, its nearest competitor ICICI Lombard is present in 11 states, covering over 50 districts. According to Union agriculture ministry, five insurance companies including AIC, ICICI Lombard, Iffco-Tokio and Cholamandlam MS offer insurance to farmers based on monsoon data. </div><div style="text-align: justify"><br /></div><div style="text-align: justify">"Uncertainty over monsoon and frequent climate changes have made it necessary for farmers to go for weather-based insurance. This provides them the much-needed cover and helps them withstand financial stress, which may happen due to crop loss," said RS Sharma, senior agri-scientist, Agricultural Policy Research Institute. </div><div style="text-align: justify"><br /></div><div style="text-align: justify">Weather insurance was formally introduced in 2003 as a pilot, and by 2007 the government adopted it as an alternative to the existing yield index insurance. Around 40 crops are insured under the category for various climatic phenomena like deficit rainfall, dry-spell, excess rainfall, low temperature, high temperature, high humidity, and high wind. </div><div style="text-align: justify"><br /></div><div style="text-align: justify">The premium rates are capped for the cultivator and the premium (rates) beyond the cap are shared by the Centre and concerned state government on 50:50 basis. </div><div style="text-align: justify"><br /></div><div style="text-align: justify">"The premium rates for farmers depend on various crops. For wheat, it is capped at 1.5% while for other food crops, it is 2.0%," said an AIC official. </div><div style="text-align: justify"><br /></div><div style="text-align: justify">With the rising popularity of weather-based insurance, the premium business as well as beneficiaries has also gone up over the past few years. </div><div style="text-align: justify"><br /></div><div style="text-align: justify">"In the 2010-11 crop year, premium collection was around Rs 1,300 crore while the claim was around Rs 635 crore, benefitting 43.29 lakh farmers. In 2011-12, the premium collection went up to around Rs 1,850 crore while the claims and beneficiaries increased to Rs 887 crore and 46 lakh farmers, respectively," said an AIC official. </div><div style="text-align: justify"><br /></div><div style="text-align: justify">However, weather insurance has its own challenges while catering to over 25-crore farmers in the country. </div><div style="text-align: justify"><br /></div><div style="text-align: justify">"One of the key challenges in weather index insurance has been establishing an adequate network of weather stations to service weather insurance as a credible insurance programme. It is estimated that the country needs around 8,000 automatic weather stations and about 32,000 rain gauges to effectively service the index insurance compared to the current network of 5,000," added Rao.</div>', 'lang' => 'English', 'SITE_URL' => 'https://im4change.in/', 'site_title' => 'im4change', 'adminprix' => 'admin' ] $article_current = object(App\Model\Entity\Article) { 'id' => (int) 16297, 'title' => 'Farmers increasingly using weather insurance to mitigate risks from climate change-Rituraj Tiwari', 'subheading' => '', 'description' => '<div style="text-align: justify"> -The Economic Times </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> <em>NEW DELHI: </em>More farmers are using weather insurance to mitigate risks from climate change. Top two weather insurers -- Agricultural Insurance Corporation (AIC) and ICICI Lombard -- say business is growing at 25% annually and now covers more than 200 districts across 21 states. </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> "The growth has been so spectacular over the past five years that as many as 12 million farmers, growing crops on over 15 million hectares of cropped area, might have been insured during the 2011-12 crop year," said KN Rao, deputy general manager, AIC, which enjoys over 75% market share in this insurance category. </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> While the state-owned AIC covers almost all the designated districts, its nearest competitor ICICI Lombard is present in 11 states, covering over 50 districts. According to Union agriculture ministry, five insurance companies including AIC, ICICI Lombard, Iffco-Tokio and Cholamandlam MS offer insurance to farmers based on monsoon data. </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> "Uncertainty over monsoon and frequent climate changes have made it necessary for farmers to go for weather-based insurance. This provides them the much-needed cover and helps them withstand financial stress, which may happen due to crop loss," said RS Sharma, senior agri-scientist, Agricultural Policy Research Institute. </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> Weather insurance was formally introduced in 2003 as a pilot, and by 2007 the government adopted it as an alternative to the existing yield index insurance. Around 40 crops are insured under the category for various climatic phenomena like deficit rainfall, dry-spell, excess rainfall, low temperature, high temperature, high humidity, and high wind. </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> The premium rates are capped for the cultivator and the premium (rates) beyond the cap are shared by the Centre and concerned state government on 50:50 basis. </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> "The premium rates for farmers depend on various crops. For wheat, it is capped at 1.5% while for other food crops, it is 2.0%," said an AIC official. </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> With the rising popularity of weather-based insurance, the premium business as well as beneficiaries has also gone up over the past few years. </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> "In the 2010-11 crop year, premium collection was around Rs 1,300 crore while the claim was around Rs 635 crore, benefitting 43.29 lakh farmers. In 2011-12, the premium collection went up to around Rs 1,850 crore while the claims and beneficiaries increased to Rs 887 crore and 46 lakh farmers, respectively," said an AIC official. </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> However, weather insurance has its own challenges while catering to over 25-crore farmers in the country. </div> <div style="text-align: justify"> <br /> </div> <div style="text-align: justify"> "One of the key challenges in weather index insurance has been establishing an adequate network of weather stations to service weather insurance as a credible insurance programme. It is estimated that the country needs around 8,000 automatic weather stations and about 32,000 rain gauges to effectively service the index insurance compared to the current network of 5,000," added Rao. </div>', 'credit_writer' => 'The Economic Times, 30 July, 2012, http://economictimes.indiatimes.com/news/economy/agriculture/farmers-increasingly-using-weather-insurance-to-mitigate-risks-from-climate-change/articleshow/15263801.', 'article_img' => '', 'article_img_thumb' => '', 'status' => (int) 1, 'show_on_home' => (int) 1, 'lang' => 'EN', 'category_id' => (int) 16, 'tag_keyword' => '', 'seo_url' => 'farmers-increasingly-using-weather-insurance-to-mitigate-risks-from-climate-change-rituraj-tiwari-16425', 'meta_title' => null, 'meta_keywords' => null, 'meta_description' => null, 'noindex' => (int) 0, 'publish_date' => object(Cake\I18n\FrozenDate) {}, 'most_visit_section_id' => null, 'article_big_img' => null, 'liveid' => (int) 16425, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'edate' => '', 'tags' => [ (int) 0 => object(Cake\ORM\Entity) {}, (int) 1 => object(Cake\ORM\Entity) {}, (int) 2 => object(Cake\ORM\Entity) {} ], 'category' => object(App\Model\Entity\Category) {}, '[new]' => false, '[accessible]' => [ '*' => true, 'id' => false ], '[dirty]' => [], '[original]' => [], '[virtual]' => [], '[hasErrors]' => false, '[errors]' => [], '[invalid]' => [], '[repository]' => 'Articles' } $articleid = (int) 16297 $metaTitle = 'LATEST NEWS UPDATES | Farmers increasingly using weather insurance to mitigate risks from climate change-Rituraj Tiwari' $metaKeywords = 'Crop Insurance,Agriculture,Farmers' $metaDesc = ' -The Economic Times NEW DELHI: More farmers are using weather insurance to mitigate risks from climate change. Top two weather insurers -- Agricultural Insurance Corporation (AIC) and ICICI Lombard -- say business is growing at 25% annually and now covers more...' $disp = '<div style="text-align: justify">-The Economic Times</div><div style="text-align: justify"><br /></div><div style="text-align: justify"><em>NEW DELHI: </em>More farmers are using weather insurance to mitigate risks from climate change. Top two weather insurers -- Agricultural Insurance Corporation (AIC) and ICICI Lombard -- say business is growing at 25% annually and now covers more than 200 districts across 21 states.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">"The growth has been so spectacular over the past five years that as many as 12 million farmers, growing crops on over 15 million hectares of cropped area, might have been insured during the 2011-12 crop year," said KN Rao, deputy general manager, AIC, which enjoys over 75% market share in this insurance category. </div><div style="text-align: justify"><br /></div><div style="text-align: justify">While the state-owned AIC covers almost all the designated districts, its nearest competitor ICICI Lombard is present in 11 states, covering over 50 districts. According to Union agriculture ministry, five insurance companies including AIC, ICICI Lombard, Iffco-Tokio and Cholamandlam MS offer insurance to farmers based on monsoon data. </div><div style="text-align: justify"><br /></div><div style="text-align: justify">"Uncertainty over monsoon and frequent climate changes have made it necessary for farmers to go for weather-based insurance. This provides them the much-needed cover and helps them withstand financial stress, which may happen due to crop loss," said RS Sharma, senior agri-scientist, Agricultural Policy Research Institute. </div><div style="text-align: justify"><br /></div><div style="text-align: justify">Weather insurance was formally introduced in 2003 as a pilot, and by 2007 the government adopted it as an alternative to the existing yield index insurance. Around 40 crops are insured under the category for various climatic phenomena like deficit rainfall, dry-spell, excess rainfall, low temperature, high temperature, high humidity, and high wind. </div><div style="text-align: justify"><br /></div><div style="text-align: justify">The premium rates are capped for the cultivator and the premium (rates) beyond the cap are shared by the Centre and concerned state government on 50:50 basis. </div><div style="text-align: justify"><br /></div><div style="text-align: justify">"The premium rates for farmers depend on various crops. For wheat, it is capped at 1.5% while for other food crops, it is 2.0%," said an AIC official. </div><div style="text-align: justify"><br /></div><div style="text-align: justify">With the rising popularity of weather-based insurance, the premium business as well as beneficiaries has also gone up over the past few years. </div><div style="text-align: justify"><br /></div><div style="text-align: justify">"In the 2010-11 crop year, premium collection was around Rs 1,300 crore while the claim was around Rs 635 crore, benefitting 43.29 lakh farmers. In 2011-12, the premium collection went up to around Rs 1,850 crore while the claims and beneficiaries increased to Rs 887 crore and 46 lakh farmers, respectively," said an AIC official. </div><div style="text-align: justify"><br /></div><div style="text-align: justify">However, weather insurance has its own challenges while catering to over 25-crore farmers in the country. </div><div style="text-align: justify"><br /></div><div style="text-align: justify">"One of the key challenges in weather index insurance has been establishing an adequate network of weather stations to service weather insurance as a credible insurance programme. It is estimated that the country needs around 8,000 automatic weather stations and about 32,000 rain gauges to effectively service the index insurance compared to the current network of 5,000," added Rao.</div>' $lang = 'English' $SITE_URL = 'https://im4change.in/' $site_title = 'im4change' $adminprix = 'admin'
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Farmers increasingly using weather insurance to mitigate risks from climate change-Rituraj Tiwari |
-The Economic Times NEW DELHI: More farmers are using weather insurance to mitigate risks from climate change. Top two weather insurers -- Agricultural Insurance Corporation (AIC) and ICICI Lombard -- say business is growing at 25% annually and now covers more than 200 districts across 21 states. "The growth has been so spectacular over the past five years that as many as 12 million farmers, growing crops on over 15 million hectares of cropped area, might have been insured during the 2011-12 crop year," said KN Rao, deputy general manager, AIC, which enjoys over 75% market share in this insurance category. While the state-owned AIC covers almost all the designated districts, its nearest competitor ICICI Lombard is present in 11 states, covering over 50 districts. According to Union agriculture ministry, five insurance companies including AIC, ICICI Lombard, Iffco-Tokio and Cholamandlam MS offer insurance to farmers based on monsoon data. "Uncertainty over monsoon and frequent climate changes have made it necessary for farmers to go for weather-based insurance. This provides them the much-needed cover and helps them withstand financial stress, which may happen due to crop loss," said RS Sharma, senior agri-scientist, Agricultural Policy Research Institute. Weather insurance was formally introduced in 2003 as a pilot, and by 2007 the government adopted it as an alternative to the existing yield index insurance. Around 40 crops are insured under the category for various climatic phenomena like deficit rainfall, dry-spell, excess rainfall, low temperature, high temperature, high humidity, and high wind. The premium rates are capped for the cultivator and the premium (rates) beyond the cap are shared by the Centre and concerned state government on 50:50 basis. "The premium rates for farmers depend on various crops. For wheat, it is capped at 1.5% while for other food crops, it is 2.0%," said an AIC official. With the rising popularity of weather-based insurance, the premium business as well as beneficiaries has also gone up over the past few years. "In the 2010-11 crop year, premium collection was around Rs 1,300 crore while the claim was around Rs 635 crore, benefitting 43.29 lakh farmers. In 2011-12, the premium collection went up to around Rs 1,850 crore while the claims and beneficiaries increased to Rs 887 crore and 46 lakh farmers, respectively," said an AIC official. However, weather insurance has its own challenges while catering to over 25-crore farmers in the country. "One of the key challenges in weather index insurance has been establishing an adequate network of weather stations to service weather insurance as a credible insurance programme. It is estimated that the country needs around 8,000 automatic weather stations and about 32,000 rain gauges to effectively service the index insurance compared to the current network of 5,000," added Rao.
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