Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 73 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]Code Context
trigger_error($message, E_USER_DEPRECATED);
}
$message = 'The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 73 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.' $stackFrame = (int) 1 $trace = [ (int) 0 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/ServerRequest.php', 'line' => (int) 2421, 'function' => 'deprecationWarning', 'args' => [ (int) 0 => 'The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead.' ] ], (int) 1 => [ 'file' => '/home/brlfuser/public_html/src/Controller/ArtileDetailController.php', 'line' => (int) 73, 'function' => 'offsetGet', 'class' => 'Cake\Http\ServerRequest', 'object' => object(Cake\Http\ServerRequest) {}, 'type' => '->', 'args' => [ (int) 0 => 'catslug' ] ], (int) 2 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Controller/Controller.php', 'line' => (int) 610, 'function' => 'printArticle', 'class' => 'App\Controller\ArtileDetailController', 'object' => object(App\Controller\ArtileDetailController) {}, 'type' => '->', 'args' => [] ], (int) 3 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/ActionDispatcher.php', 'line' => (int) 120, 'function' => 'invokeAction', 'class' => 'Cake\Controller\Controller', 'object' => object(App\Controller\ArtileDetailController) {}, 'type' => '->', 'args' => [] ], (int) 4 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/ActionDispatcher.php', 'line' => (int) 94, 'function' => '_invoke', 'class' => 'Cake\Http\ActionDispatcher', 'object' => object(Cake\Http\ActionDispatcher) {}, 'type' => '->', 'args' => [ (int) 0 => object(App\Controller\ArtileDetailController) {} ] ], (int) 5 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/BaseApplication.php', 'line' => (int) 235, 'function' => 'dispatch', 'class' => 'Cake\Http\ActionDispatcher', 'object' => object(Cake\Http\ActionDispatcher) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {} ] ], (int) 6 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/Runner.php', 'line' => (int) 65, 'function' => '__invoke', 'class' => 'Cake\Http\BaseApplication', 'object' => object(App\Application) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {}, (int) 2 => object(Cake\Http\Runner) {} ] ], (int) 7 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Routing/Middleware/RoutingMiddleware.php', 'line' => (int) 162, 'function' => '__invoke', 'class' => 'Cake\Http\Runner', 'object' => object(Cake\Http\Runner) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {} ] ], (int) 8 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/Runner.php', 'line' => (int) 65, 'function' => '__invoke', 'class' => 'Cake\Routing\Middleware\RoutingMiddleware', 'object' => object(Cake\Routing\Middleware\RoutingMiddleware) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {}, (int) 2 => object(Cake\Http\Runner) {} ] ], (int) 9 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Routing/Middleware/AssetMiddleware.php', 'line' => (int) 88, 'function' => '__invoke', 'class' => 'Cake\Http\Runner', 'object' => object(Cake\Http\Runner) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {} ] ], (int) 10 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/Runner.php', 'line' => (int) 65, 'function' => '__invoke', 'class' => 'Cake\Routing\Middleware\AssetMiddleware', 'object' => object(Cake\Routing\Middleware\AssetMiddleware) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {}, (int) 2 => object(Cake\Http\Runner) {} ] ], (int) 11 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Error/Middleware/ErrorHandlerMiddleware.php', 'line' => (int) 96, 'function' => '__invoke', 'class' => 'Cake\Http\Runner', 'object' => object(Cake\Http\Runner) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {} ] ], (int) 12 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/Runner.php', 'line' => (int) 65, 'function' => '__invoke', 'class' => 'Cake\Error\Middleware\ErrorHandlerMiddleware', 'object' => object(Cake\Error\Middleware\ErrorHandlerMiddleware) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {}, (int) 2 => object(Cake\Http\Runner) {} ] ], (int) 13 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/Runner.php', 'line' => (int) 51, 'function' => '__invoke', 'class' => 'Cake\Http\Runner', 'object' => object(Cake\Http\Runner) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {} ] ], (int) 14 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/Server.php', 'line' => (int) 98, 'function' => 'run', 'class' => 'Cake\Http\Runner', 'object' => object(Cake\Http\Runner) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\MiddlewareQueue) {}, (int) 1 => object(Cake\Http\ServerRequest) {}, (int) 2 => object(Cake\Http\Response) {} ] ], (int) 15 => [ 'file' => '/home/brlfuser/public_html/webroot/index.php', 'line' => (int) 39, 'function' => 'run', 'class' => 'Cake\Http\Server', 'object' => object(Cake\Http\Server) {}, 'type' => '->', 'args' => [] ] ] $frame = [ 'file' => '/home/brlfuser/public_html/src/Controller/ArtileDetailController.php', 'line' => (int) 73, 'function' => 'offsetGet', 'class' => 'Cake\Http\ServerRequest', 'object' => object(Cake\Http\ServerRequest) { trustProxy => false [protected] params => [ [maximum depth reached] ] [protected] data => [[maximum depth reached]] [protected] query => [[maximum depth reached]] [protected] cookies => [ [maximum depth reached] ] [protected] _environment => [ [maximum depth reached] ] [protected] url => 'latest-news-updates/figures-dont-lie-housing-loans-for-poor-declining-dipak-k-dash-4676366/print' [protected] base => '' [protected] webroot => '/' [protected] here => '/latest-news-updates/figures-dont-lie-housing-loans-for-poor-declining-dipak-k-dash-4676366/print' [protected] trustedProxies => [[maximum depth reached]] [protected] _input => null [protected] _detectors => [ [maximum depth reached] ] [protected] _detectorCache => [ [maximum depth reached] ] [protected] stream => object(Zend\Diactoros\PhpInputStream) {} [protected] uri => object(Zend\Diactoros\Uri) {} [protected] session => object(Cake\Http\Session) {} [protected] attributes => [[maximum depth reached]] [protected] emulatedAttributes => [ [maximum depth reached] ] [protected] uploadedFiles => [[maximum depth reached]] [protected] protocol => null [protected] requestTarget => null [private] deprecatedProperties => [ [maximum depth reached] ] }, 'type' => '->', 'args' => [ (int) 0 => 'catslug' ] ]deprecationWarning - CORE/src/Core/functions.php, line 311 Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421 App\Controller\ArtileDetailController::printArticle() - APP/Controller/ArtileDetailController.php, line 73 Cake\Controller\Controller::invokeAction() - CORE/src/Controller/Controller.php, line 610 Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120 Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94 Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Routing\Middleware\AssetMiddleware::__invoke() - CORE/src/Routing/Middleware/AssetMiddleware.php, line 88 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51 Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98
Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 74 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]Code Context
trigger_error($message, E_USER_DEPRECATED);
}
$message = 'The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 74 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.' $stackFrame = (int) 1 $trace = [ (int) 0 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/ServerRequest.php', 'line' => (int) 2421, 'function' => 'deprecationWarning', 'args' => [ (int) 0 => 'The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead.' ] ], (int) 1 => [ 'file' => '/home/brlfuser/public_html/src/Controller/ArtileDetailController.php', 'line' => (int) 74, 'function' => 'offsetGet', 'class' => 'Cake\Http\ServerRequest', 'object' => object(Cake\Http\ServerRequest) {}, 'type' => '->', 'args' => [ (int) 0 => 'artileslug' ] ], (int) 2 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Controller/Controller.php', 'line' => (int) 610, 'function' => 'printArticle', 'class' => 'App\Controller\ArtileDetailController', 'object' => object(App\Controller\ArtileDetailController) {}, 'type' => '->', 'args' => [] ], (int) 3 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/ActionDispatcher.php', 'line' => (int) 120, 'function' => 'invokeAction', 'class' => 'Cake\Controller\Controller', 'object' => object(App\Controller\ArtileDetailController) {}, 'type' => '->', 'args' => [] ], (int) 4 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/ActionDispatcher.php', 'line' => (int) 94, 'function' => '_invoke', 'class' => 'Cake\Http\ActionDispatcher', 'object' => object(Cake\Http\ActionDispatcher) {}, 'type' => '->', 'args' => [ (int) 0 => object(App\Controller\ArtileDetailController) {} ] ], (int) 5 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/BaseApplication.php', 'line' => (int) 235, 'function' => 'dispatch', 'class' => 'Cake\Http\ActionDispatcher', 'object' => object(Cake\Http\ActionDispatcher) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {} ] ], (int) 6 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/Runner.php', 'line' => (int) 65, 'function' => '__invoke', 'class' => 'Cake\Http\BaseApplication', 'object' => object(App\Application) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {}, (int) 2 => object(Cake\Http\Runner) {} ] ], (int) 7 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Routing/Middleware/RoutingMiddleware.php', 'line' => (int) 162, 'function' => '__invoke', 'class' => 'Cake\Http\Runner', 'object' => object(Cake\Http\Runner) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {} ] ], (int) 8 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/Runner.php', 'line' => (int) 65, 'function' => '__invoke', 'class' => 'Cake\Routing\Middleware\RoutingMiddleware', 'object' => object(Cake\Routing\Middleware\RoutingMiddleware) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {}, (int) 2 => object(Cake\Http\Runner) {} ] ], (int) 9 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Routing/Middleware/AssetMiddleware.php', 'line' => (int) 88, 'function' => '__invoke', 'class' => 'Cake\Http\Runner', 'object' => object(Cake\Http\Runner) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {} ] ], (int) 10 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/Runner.php', 'line' => (int) 65, 'function' => '__invoke', 'class' => 'Cake\Routing\Middleware\AssetMiddleware', 'object' => object(Cake\Routing\Middleware\AssetMiddleware) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {}, (int) 2 => object(Cake\Http\Runner) {} ] ], (int) 11 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Error/Middleware/ErrorHandlerMiddleware.php', 'line' => (int) 96, 'function' => '__invoke', 'class' => 'Cake\Http\Runner', 'object' => object(Cake\Http\Runner) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {} ] ], (int) 12 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/Runner.php', 'line' => (int) 65, 'function' => '__invoke', 'class' => 'Cake\Error\Middleware\ErrorHandlerMiddleware', 'object' => object(Cake\Error\Middleware\ErrorHandlerMiddleware) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {}, (int) 2 => object(Cake\Http\Runner) {} ] ], (int) 13 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/Runner.php', 'line' => (int) 51, 'function' => '__invoke', 'class' => 'Cake\Http\Runner', 'object' => object(Cake\Http\Runner) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {} ] ], (int) 14 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/Server.php', 'line' => (int) 98, 'function' => 'run', 'class' => 'Cake\Http\Runner', 'object' => object(Cake\Http\Runner) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\MiddlewareQueue) {}, (int) 1 => object(Cake\Http\ServerRequest) {}, (int) 2 => object(Cake\Http\Response) {} ] ], (int) 15 => [ 'file' => '/home/brlfuser/public_html/webroot/index.php', 'line' => (int) 39, 'function' => 'run', 'class' => 'Cake\Http\Server', 'object' => object(Cake\Http\Server) {}, 'type' => '->', 'args' => [] ] ] $frame = [ 'file' => '/home/brlfuser/public_html/src/Controller/ArtileDetailController.php', 'line' => (int) 74, 'function' => 'offsetGet', 'class' => 'Cake\Http\ServerRequest', 'object' => object(Cake\Http\ServerRequest) { trustProxy => false [protected] params => [ [maximum depth reached] ] [protected] data => [[maximum depth reached]] [protected] query => [[maximum depth reached]] [protected] cookies => [ [maximum depth reached] ] [protected] _environment => [ [maximum depth reached] ] [protected] url => 'latest-news-updates/figures-dont-lie-housing-loans-for-poor-declining-dipak-k-dash-4676366/print' [protected] base => '' [protected] webroot => '/' [protected] here => '/latest-news-updates/figures-dont-lie-housing-loans-for-poor-declining-dipak-k-dash-4676366/print' [protected] trustedProxies => [[maximum depth reached]] [protected] _input => null [protected] _detectors => [ [maximum depth reached] ] [protected] _detectorCache => [ [maximum depth reached] ] [protected] stream => object(Zend\Diactoros\PhpInputStream) {} [protected] uri => object(Zend\Diactoros\Uri) {} [protected] session => object(Cake\Http\Session) {} [protected] attributes => [[maximum depth reached]] [protected] emulatedAttributes => [ [maximum depth reached] ] [protected] uploadedFiles => [[maximum depth reached]] [protected] protocol => null [protected] requestTarget => null [private] deprecatedProperties => [ [maximum depth reached] ] }, 'type' => '->', 'args' => [ (int) 0 => 'artileslug' ] ]deprecationWarning - CORE/src/Core/functions.php, line 311 Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421 App\Controller\ArtileDetailController::printArticle() - APP/Controller/ArtileDetailController.php, line 74 Cake\Controller\Controller::invokeAction() - CORE/src/Controller/Controller.php, line 610 Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120 Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94 Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Routing\Middleware\AssetMiddleware::__invoke() - CORE/src/Routing/Middleware/AssetMiddleware.php, line 88 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51 Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98
Warning (512): Unable to emit headers. Headers sent in file=/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Error/Debugger.php line=853 [CORE/src/Http/ResponseEmitter.php, line 48]Code Contextif (Configure::read('debug')) {
trigger_error($message, E_USER_WARNING);
} else {
$response = object(Cake\Http\Response) { 'status' => (int) 200, 'contentType' => 'text/html', 'headers' => [ 'Content-Type' => [ [maximum depth reached] ] ], 'file' => null, 'fileRange' => [], 'cookies' => object(Cake\Http\Cookie\CookieCollection) {}, 'cacheDirectives' => [], 'body' => '<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd"> <html xmlns="http://www.w3.org/1999/xhtml"> <head> <link rel="canonical" href="https://im4change.in/<pre class="cake-error"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr6803231b61dba-trace').style.display = (document.getElementById('cakeErr6803231b61dba-trace').style.display == 'none' ? '' : 'none');"><b>Notice</b> (8)</a>: Undefined variable: urlPrefix [<b>APP/Template/Layout/printlayout.ctp</b>, line <b>8</b>]<div id="cakeErr6803231b61dba-trace" class="cake-stack-trace" style="display: none;"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr6803231b61dba-code').style.display = (document.getElementById('cakeErr6803231b61dba-code').style.display == 'none' ? '' : 'none')">Code</a> <a href="javascript:void(0);" onclick="document.getElementById('cakeErr6803231b61dba-context').style.display = (document.getElementById('cakeErr6803231b61dba-context').style.display == 'none' ? '' : 'none')">Context</a><pre id="cakeErr6803231b61dba-code" class="cake-code-dump" style="display: none;"><code><span style="color: #000000"><span style="color: #0000BB"></span><span style="color: #007700"><</span><span style="color: #0000BB">head</span><span style="color: #007700">> </span></span></code> <span class="code-highlight"><code><span style="color: #000000"> <link rel="canonical" href="<span style="color: #0000BB"><?php </span><span style="color: #007700">echo </span><span style="color: #0000BB">Configure</span><span style="color: #007700">::</span><span style="color: #0000BB">read</span><span style="color: #007700">(</span><span style="color: #DD0000">'SITE_URL'</span><span style="color: #007700">); </span><span style="color: #0000BB">?><?php </span><span style="color: #007700">echo </span><span style="color: #0000BB">$urlPrefix</span><span style="color: #007700">;</span><span style="color: #0000BB">?><?php </span><span style="color: #007700">echo </span><span style="color: #0000BB">$article_current</span><span style="color: #007700">-></span><span style="color: #0000BB">category</span><span style="color: #007700">-></span><span style="color: #0000BB">slug</span><span style="color: #007700">; </span><span style="color: #0000BB">?></span>/<span style="color: #0000BB"><?php </span><span style="color: #007700">echo </span><span style="color: #0000BB">$article_current</span><span style="color: #007700">-></span><span style="color: #0000BB">seo_url</span><span style="color: #007700">; </span><span style="color: #0000BB">?></span>.html"/> </span></code></span> <code><span style="color: #000000"><span style="color: #0000BB"> </span><span style="color: #007700"><</span><span style="color: #0000BB">meta http</span><span style="color: #007700">-</span><span style="color: #0000BB">equiv</span><span style="color: #007700">=</span><span style="color: #DD0000">"Content-Type" </span><span style="color: #0000BB">content</span><span style="color: #007700">=</span><span style="color: #DD0000">"text/html; charset=utf-8"</span><span style="color: #007700">/> </span></span></code></pre><pre id="cakeErr6803231b61dba-context" class="cake-context" style="display: none;">$viewFile = '/home/brlfuser/public_html/src/Template/Layout/printlayout.ctp' $dataForView = [ 'article_current' => object(App\Model\Entity\Article) { 'id' => (int) 28314, 'title' => 'Figures don’t lie: Housing loans for poor declining -Dipak K Dash', 'subheading' => '', 'description' => '<div align="justify"> -The Times of India<br /> <br /> <em>NEW DELHI: </em>Terms like inclusive growth and roof-for-all may have gained political currency in the recent years, but trends show how public sector banks and Housing Finance Corporation (HFC) are reluctant to provide housing loans to the poor and lower middle class.<br /> <br /> The data that was presented before MPs at the consultative committee of urban development and housing alleviation on Wednesday highlighted how the outstanding housing loans up to Rs 10 lakh has reduced from 34% in 2011-12 to 26% in 2013-14. It was worse in the case of loans amounting up to Rs 2 lakh and up to Rs 5 lakh. Sources said that lawmakers across party lines raised serious concerns over this trend as it reflected how housing loans to weaker section is decreasing every year.<br /> <br /> A few of them also pointed how all the banks don't quickly pass on the benefit of cuts in repo rate announced by the Reserve Bank of India to home buyers. They have expressed concerns over the Modi administration's huge target of building two crore new houses for the poor in urban areas by 2022 considering the tardy progress of any government scheme.<br /> <br /> However, housing minister M Venkaiah Naidu told the lawmakers that the new &quot;Housing for All&quot; initiative to be launched soon seeks to address the shortcomings of the earlier housing schemes and is more workable. Naidu said that the scheme would need about Rs 3 lakh crore investment to meet the housing shortage in urban areas.<br /> <br /> The urban component of housing mission has four components &mdash; slum redevelopment, affordable housing through credit linked subsidy, affordable housing in partnership with private or public sector agencies and subsidy for beneficiary-led individual house construction/ enhancement.<br /> <br /> Sources said some of the MPs pointed out difficulties in slum redevelopment projects since the residents oppose moving out even for a couple of years. There have been such experiences in Mumbai and Delhi as well. One of the committee members also suggested since unauthorized colonies are an urban reality these days, government should allow MPs to spend a portion of their local area development fund for improving infrastructure in such blocks.<br /> <br /> </div>', 'credit_writer' => 'The Times of India, 11 June, 2015, http://timesofindia.indiatimes.com/india/Figures-dont-lie-Housing-loans-for-poor-declining/articleshow/47622457.cms', 'article_img' => '', 'article_img_thumb' => '', 'status' => (int) 1, 'show_on_home' => (int) 1, 'lang' => 'EN', 'category_id' => (int) 16, 'tag_keyword' => '', 'seo_url' => 'figures-dont-lie-housing-loans-for-poor-declining-dipak-k-dash-4676366', 'meta_title' => null, 'meta_keywords' => null, 'meta_description' => null, 'noindex' => (int) 0, 'publish_date' => object(Cake\I18n\FrozenDate) {}, 'most_visit_section_id' => null, 'article_big_img' => null, 'liveid' => (int) 4676366, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'edate' => '', 'tags' => [ [maximum depth reached] ], 'category' => object(App\Model\Entity\Category) {}, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Articles' }, 'articleid' => (int) 28314, 'metaTitle' => 'LATEST NEWS UPDATES | Figures don’t lie: Housing loans for poor declining -Dipak K Dash', 'metaKeywords' => 'Pavement Dwellers,Slum Dwellers,homeless,housing Shortage,Housing for All', 'metaDesc' => ' -The Times of India NEW DELHI: Terms like inclusive growth and roof-for-all may have gained political currency in the recent years, but trends show how public sector banks and Housing Finance Corporation (HFC) are reluctant to provide housing loans to the...', 'disp' => '<div align="justify">-The Times of India<br /><br /><em>NEW DELHI: </em>Terms like inclusive growth and roof-for-all may have gained political currency in the recent years, but trends show how public sector banks and Housing Finance Corporation (HFC) are reluctant to provide housing loans to the poor and lower middle class.<br /><br />The data that was presented before MPs at the consultative committee of urban development and housing alleviation on Wednesday highlighted how the outstanding housing loans up to Rs 10 lakh has reduced from 34% in 2011-12 to 26% in 2013-14. It was worse in the case of loans amounting up to Rs 2 lakh and up to Rs 5 lakh. Sources said that lawmakers across party lines raised serious concerns over this trend as it reflected how housing loans to weaker section is decreasing every year.<br /><br />A few of them also pointed how all the banks don't quickly pass on the benefit of cuts in repo rate announced by the Reserve Bank of India to home buyers. They have expressed concerns over the Modi administration's huge target of building two crore new houses for the poor in urban areas by 2022 considering the tardy progress of any government scheme.<br /><br />However, housing minister M Venkaiah Naidu told the lawmakers that the new &quot;Housing for All&quot; initiative to be launched soon seeks to address the shortcomings of the earlier housing schemes and is more workable. Naidu said that the scheme would need about Rs 3 lakh crore investment to meet the housing shortage in urban areas.<br /><br />The urban component of housing mission has four components &mdash; slum redevelopment, affordable housing through credit linked subsidy, affordable housing in partnership with private or public sector agencies and subsidy for beneficiary-led individual house construction/ enhancement.<br /><br />Sources said some of the MPs pointed out difficulties in slum redevelopment projects since the residents oppose moving out even for a couple of years. There have been such experiences in Mumbai and Delhi as well. One of the committee members also suggested since unauthorized colonies are an urban reality these days, government should allow MPs to spend a portion of their local area development fund for improving infrastructure in such blocks.<br /><br /></div>', 'lang' => 'English', 'SITE_URL' => 'https://im4change.in/', 'site_title' => 'im4change', 'adminprix' => 'admin' ] $article_current = object(App\Model\Entity\Article) { 'id' => (int) 28314, 'title' => 'Figures don’t lie: Housing loans for poor declining -Dipak K Dash', 'subheading' => '', 'description' => '<div align="justify"> -The Times of India<br /> <br /> <em>NEW DELHI: </em>Terms like inclusive growth and roof-for-all may have gained political currency in the recent years, but trends show how public sector banks and Housing Finance Corporation (HFC) are reluctant to provide housing loans to the poor and lower middle class.<br /> <br /> The data that was presented before MPs at the consultative committee of urban development and housing alleviation on Wednesday highlighted how the outstanding housing loans up to Rs 10 lakh has reduced from 34% in 2011-12 to 26% in 2013-14. It was worse in the case of loans amounting up to Rs 2 lakh and up to Rs 5 lakh. Sources said that lawmakers across party lines raised serious concerns over this trend as it reflected how housing loans to weaker section is decreasing every year.<br /> <br /> A few of them also pointed how all the banks don't quickly pass on the benefit of cuts in repo rate announced by the Reserve Bank of India to home buyers. They have expressed concerns over the Modi administration's huge target of building two crore new houses for the poor in urban areas by 2022 considering the tardy progress of any government scheme.<br /> <br /> However, housing minister M Venkaiah Naidu told the lawmakers that the new &quot;Housing for All&quot; initiative to be launched soon seeks to address the shortcomings of the earlier housing schemes and is more workable. Naidu said that the scheme would need about Rs 3 lakh crore investment to meet the housing shortage in urban areas.<br /> <br /> The urban component of housing mission has four components &mdash; slum redevelopment, affordable housing through credit linked subsidy, affordable housing in partnership with private or public sector agencies and subsidy for beneficiary-led individual house construction/ enhancement.<br /> <br /> Sources said some of the MPs pointed out difficulties in slum redevelopment projects since the residents oppose moving out even for a couple of years. There have been such experiences in Mumbai and Delhi as well. One of the committee members also suggested since unauthorized colonies are an urban reality these days, government should allow MPs to spend a portion of their local area development fund for improving infrastructure in such blocks.<br /> <br /> </div>', 'credit_writer' => 'The Times of India, 11 June, 2015, http://timesofindia.indiatimes.com/india/Figures-dont-lie-Housing-loans-for-poor-declining/articleshow/47622457.cms', 'article_img' => '', 'article_img_thumb' => '', 'status' => (int) 1, 'show_on_home' => (int) 1, 'lang' => 'EN', 'category_id' => (int) 16, 'tag_keyword' => '', 'seo_url' => 'figures-dont-lie-housing-loans-for-poor-declining-dipak-k-dash-4676366', 'meta_title' => null, 'meta_keywords' => null, 'meta_description' => null, 'noindex' => (int) 0, 'publish_date' => object(Cake\I18n\FrozenDate) {}, 'most_visit_section_id' => null, 'article_big_img' => null, 'liveid' => (int) 4676366, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'edate' => '', 'tags' => [ (int) 0 => object(Cake\ORM\Entity) {}, (int) 1 => object(Cake\ORM\Entity) {}, (int) 2 => object(Cake\ORM\Entity) {}, (int) 3 => object(Cake\ORM\Entity) {}, (int) 4 => object(Cake\ORM\Entity) {} ], 'category' => object(App\Model\Entity\Category) {}, '[new]' => false, '[accessible]' => [ '*' => true, 'id' => false ], '[dirty]' => [], '[original]' => [], '[virtual]' => [], '[hasErrors]' => false, '[errors]' => [], '[invalid]' => [], '[repository]' => 'Articles' } $articleid = (int) 28314 $metaTitle = 'LATEST NEWS UPDATES | Figures don’t lie: Housing loans for poor declining -Dipak K Dash' $metaKeywords = 'Pavement Dwellers,Slum Dwellers,homeless,housing Shortage,Housing for All' $metaDesc = ' -The Times of India NEW DELHI: Terms like inclusive growth and roof-for-all may have gained political currency in the recent years, but trends show how public sector banks and Housing Finance Corporation (HFC) are reluctant to provide housing loans to the...' $disp = '<div align="justify">-The Times of India<br /><br /><em>NEW DELHI: </em>Terms like inclusive growth and roof-for-all may have gained political currency in the recent years, but trends show how public sector banks and Housing Finance Corporation (HFC) are reluctant to provide housing loans to the poor and lower middle class.<br /><br />The data that was presented before MPs at the consultative committee of urban development and housing alleviation on Wednesday highlighted how the outstanding housing loans up to Rs 10 lakh has reduced from 34% in 2011-12 to 26% in 2013-14. It was worse in the case of loans amounting up to Rs 2 lakh and up to Rs 5 lakh. Sources said that lawmakers across party lines raised serious concerns over this trend as it reflected how housing loans to weaker section is decreasing every year.<br /><br />A few of them also pointed how all the banks don't quickly pass on the benefit of cuts in repo rate announced by the Reserve Bank of India to home buyers. They have expressed concerns over the Modi administration's huge target of building two crore new houses for the poor in urban areas by 2022 considering the tardy progress of any government scheme.<br /><br />However, housing minister M Venkaiah Naidu told the lawmakers that the new &quot;Housing for All&quot; initiative to be launched soon seeks to address the shortcomings of the earlier housing schemes and is more workable. Naidu said that the scheme would need about Rs 3 lakh crore investment to meet the housing shortage in urban areas.<br /><br />The urban component of housing mission has four components &mdash; slum redevelopment, affordable housing through credit linked subsidy, affordable housing in partnership with private or public sector agencies and subsidy for beneficiary-led individual house construction/ enhancement.<br /><br />Sources said some of the MPs pointed out difficulties in slum redevelopment projects since the residents oppose moving out even for a couple of years. There have been such experiences in Mumbai and Delhi as well. One of the committee members also suggested since unauthorized colonies are an urban reality these days, government should allow MPs to spend a portion of their local area development fund for improving infrastructure in such blocks.<br /><br /></div>' $lang = 'English' $SITE_URL = 'https://im4change.in/' $site_title = 'im4change' $adminprix = 'admin'</pre><pre class="stack-trace">include - APP/Template/Layout/printlayout.ctp, line 8 Cake\View\View::_evaluate() - CORE/src/View/View.php, line 1413 Cake\View\View::_render() - CORE/src/View/View.php, line 1374 Cake\View\View::renderLayout() - CORE/src/View/View.php, line 927 Cake\View\View::render() - CORE/src/View/View.php, line 885 Cake\Controller\Controller::render() - CORE/src/Controller/Controller.php, line 791 Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 126 Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94 Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Routing\Middleware\AssetMiddleware::__invoke() - CORE/src/Routing/Middleware/AssetMiddleware.php, line 88 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51</pre></div></pre>latest-news-updates/figures-dont-lie-housing-loans-for-poor-declining-dipak-k-dash-4676366.html"/> <meta http-equiv="Content-Type" content="text/html; charset=utf-8"/> <link href="https://im4change.in/css/control.css" rel="stylesheet" type="text/css" media="all"/> <title>LATEST NEWS UPDATES | Figures don’t lie: Housing loans for poor declining -Dipak K Dash | Im4change.org</title> <meta name="description" content=" -The Times of India NEW DELHI: Terms like inclusive growth and roof-for-all may have gained political currency in the recent years, but trends show how public sector banks and Housing Finance Corporation (HFC) are reluctant to provide housing loans to the..."/> <script src="https://im4change.in/js/jquery-1.10.2.js"></script> <script type="text/javascript" src="https://im4change.in/js/jquery-migrate.min.js"></script> <script language="javascript" type="text/javascript"> $(document).ready(function () { var img = $("img")[0]; // Get my img elem var pic_real_width, pic_real_height; $("<img/>") // Make in memory copy of image to avoid css issues .attr("src", $(img).attr("src")) .load(function () { pic_real_width = this.width; // Note: $(this).width() will not pic_real_height = this.height; // work for in memory images. }); }); </script> <style type="text/css"> @media screen { div.divFooter { display: block; } } @media print { .printbutton { display: none !important; } } </style> </head> <body> <table cellpadding="0" cellspacing="0" border="0" width="98%" align="center"> <tr> <td class="top_bg"> <div class="divFooter"> <img src="https://im4change.in/images/logo1.jpg" height="59" border="0" alt="Resource centre on India's rural distress" style="padding-top:14px;"/> </div> </td> </tr> <tr> <td id="topspace"> </td> </tr> <tr id="topspace"> <td> </td> </tr> <tr> <td height="50" style="border-bottom:1px solid #000; padding-top:10px;" class="printbutton"> <form><input type="button" value=" Print this page " onclick="window.print();return false;"/></form> </td> </tr> <tr> <td width="100%"> <h1 class="news_headlines" style="font-style:normal"> <strong>Figures don’t lie: Housing loans for poor declining -Dipak K Dash</strong></h1> </td> </tr> <tr> <td width="100%" style="font-family:Arial, 'Segoe Script', 'Segoe UI', sans-serif, serif"><font size="3"> <div align="justify">-The Times of India<br /><br /><em>NEW DELHI: </em>Terms like inclusive growth and roof-for-all may have gained political currency in the recent years, but trends show how public sector banks and Housing Finance Corporation (HFC) are reluctant to provide housing loans to the poor and lower middle class.<br /><br />The data that was presented before MPs at the consultative committee of urban development and housing alleviation on Wednesday highlighted how the outstanding housing loans up to Rs 10 lakh has reduced from 34% in 2011-12 to 26% in 2013-14. It was worse in the case of loans amounting up to Rs 2 lakh and up to Rs 5 lakh. Sources said that lawmakers across party lines raised serious concerns over this trend as it reflected how housing loans to weaker section is decreasing every year.<br /><br />A few of them also pointed how all the banks don't quickly pass on the benefit of cuts in repo rate announced by the Reserve Bank of India to home buyers. They have expressed concerns over the Modi administration's huge target of building two crore new houses for the poor in urban areas by 2022 considering the tardy progress of any government scheme.<br /><br />However, housing minister M Venkaiah Naidu told the lawmakers that the new "Housing for All" initiative to be launched soon seeks to address the shortcomings of the earlier housing schemes and is more workable. Naidu said that the scheme would need about Rs 3 lakh crore investment to meet the housing shortage in urban areas.<br /><br />The urban component of housing mission has four components — slum redevelopment, affordable housing through credit linked subsidy, affordable housing in partnership with private or public sector agencies and subsidy for beneficiary-led individual house construction/ enhancement.<br /><br />Sources said some of the MPs pointed out difficulties in slum redevelopment projects since the residents oppose moving out even for a couple of years. There have been such experiences in Mumbai and Delhi as well. One of the committee members also suggested since unauthorized colonies are an urban reality these days, government should allow MPs to spend a portion of their local area development fund for improving infrastructure in such blocks.<br /><br /></div> </font> </td> </tr> <tr> <td> </td> </tr> <tr> <td height="50" style="border-top:1px solid #000; border-bottom:1px solid #000;padding-top:10px;"> <form><input type="button" value=" Print this page " onclick="window.print();return false;"/></form> </td> </tr> </table></body> </html>' } $maxBufferLength = (int) 8192 $file = '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Error/Debugger.php' $line = (int) 853 $message = 'Unable to emit headers. Headers sent in file=/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Error/Debugger.php line=853'Cake\Http\ResponseEmitter::emit() - CORE/src/Http/ResponseEmitter.php, line 48 Cake\Http\Server::emit() - CORE/src/Http/Server.php, line 141 [main] - ROOT/webroot/index.php, line 39
Warning (2): Cannot modify header information - headers already sent by (output started at /home/brlfuser/public_html/vendor/cakephp/cakephp/src/Error/Debugger.php:853) [CORE/src/Http/ResponseEmitter.php, line 148]Code Context$response->getStatusCode(),
($reasonPhrase ? ' ' . $reasonPhrase : '')
));
$response = object(Cake\Http\Response) { 'status' => (int) 200, 'contentType' => 'text/html', 'headers' => [ 'Content-Type' => [ [maximum depth reached] ] ], 'file' => null, 'fileRange' => [], 'cookies' => object(Cake\Http\Cookie\CookieCollection) {}, 'cacheDirectives' => [], 'body' => '<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd"> <html xmlns="http://www.w3.org/1999/xhtml"> <head> <link rel="canonical" href="https://im4change.in/<pre class="cake-error"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr6803231b61dba-trace').style.display = (document.getElementById('cakeErr6803231b61dba-trace').style.display == 'none' ? '' : 'none');"><b>Notice</b> (8)</a>: Undefined variable: urlPrefix [<b>APP/Template/Layout/printlayout.ctp</b>, line <b>8</b>]<div id="cakeErr6803231b61dba-trace" class="cake-stack-trace" style="display: none;"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr6803231b61dba-code').style.display = (document.getElementById('cakeErr6803231b61dba-code').style.display == 'none' ? '' : 'none')">Code</a> <a href="javascript:void(0);" onclick="document.getElementById('cakeErr6803231b61dba-context').style.display = (document.getElementById('cakeErr6803231b61dba-context').style.display == 'none' ? '' : 'none')">Context</a><pre id="cakeErr6803231b61dba-code" class="cake-code-dump" style="display: none;"><code><span style="color: #000000"><span style="color: #0000BB"></span><span style="color: #007700"><</span><span style="color: #0000BB">head</span><span style="color: #007700">> </span></span></code> <span class="code-highlight"><code><span style="color: #000000"> <link rel="canonical" href="<span style="color: #0000BB"><?php </span><span style="color: #007700">echo </span><span style="color: #0000BB">Configure</span><span style="color: #007700">::</span><span style="color: #0000BB">read</span><span style="color: #007700">(</span><span style="color: #DD0000">'SITE_URL'</span><span style="color: #007700">); </span><span style="color: #0000BB">?><?php </span><span style="color: #007700">echo </span><span style="color: #0000BB">$urlPrefix</span><span style="color: #007700">;</span><span style="color: #0000BB">?><?php </span><span style="color: #007700">echo </span><span style="color: #0000BB">$article_current</span><span style="color: #007700">-></span><span style="color: #0000BB">category</span><span style="color: #007700">-></span><span style="color: #0000BB">slug</span><span style="color: #007700">; </span><span style="color: #0000BB">?></span>/<span style="color: #0000BB"><?php </span><span style="color: #007700">echo </span><span style="color: #0000BB">$article_current</span><span style="color: #007700">-></span><span style="color: #0000BB">seo_url</span><span style="color: #007700">; </span><span style="color: #0000BB">?></span>.html"/> </span></code></span> <code><span style="color: #000000"><span style="color: #0000BB"> </span><span style="color: #007700"><</span><span style="color: #0000BB">meta http</span><span style="color: #007700">-</span><span style="color: #0000BB">equiv</span><span style="color: #007700">=</span><span style="color: #DD0000">"Content-Type" </span><span style="color: #0000BB">content</span><span style="color: #007700">=</span><span style="color: #DD0000">"text/html; charset=utf-8"</span><span style="color: #007700">/> </span></span></code></pre><pre id="cakeErr6803231b61dba-context" class="cake-context" style="display: none;">$viewFile = '/home/brlfuser/public_html/src/Template/Layout/printlayout.ctp' $dataForView = [ 'article_current' => object(App\Model\Entity\Article) { 'id' => (int) 28314, 'title' => 'Figures don’t lie: Housing loans for poor declining -Dipak K Dash', 'subheading' => '', 'description' => '<div align="justify"> -The Times of India<br /> <br /> <em>NEW DELHI: </em>Terms like inclusive growth and roof-for-all may have gained political currency in the recent years, but trends show how public sector banks and Housing Finance Corporation (HFC) are reluctant to provide housing loans to the poor and lower middle class.<br /> <br /> The data that was presented before MPs at the consultative committee of urban development and housing alleviation on Wednesday highlighted how the outstanding housing loans up to Rs 10 lakh has reduced from 34% in 2011-12 to 26% in 2013-14. It was worse in the case of loans amounting up to Rs 2 lakh and up to Rs 5 lakh. Sources said that lawmakers across party lines raised serious concerns over this trend as it reflected how housing loans to weaker section is decreasing every year.<br /> <br /> A few of them also pointed how all the banks don't quickly pass on the benefit of cuts in repo rate announced by the Reserve Bank of India to home buyers. They have expressed concerns over the Modi administration's huge target of building two crore new houses for the poor in urban areas by 2022 considering the tardy progress of any government scheme.<br /> <br /> However, housing minister M Venkaiah Naidu told the lawmakers that the new &quot;Housing for All&quot; initiative to be launched soon seeks to address the shortcomings of the earlier housing schemes and is more workable. Naidu said that the scheme would need about Rs 3 lakh crore investment to meet the housing shortage in urban areas.<br /> <br /> The urban component of housing mission has four components &mdash; slum redevelopment, affordable housing through credit linked subsidy, affordable housing in partnership with private or public sector agencies and subsidy for beneficiary-led individual house construction/ enhancement.<br /> <br /> Sources said some of the MPs pointed out difficulties in slum redevelopment projects since the residents oppose moving out even for a couple of years. There have been such experiences in Mumbai and Delhi as well. One of the committee members also suggested since unauthorized colonies are an urban reality these days, government should allow MPs to spend a portion of their local area development fund for improving infrastructure in such blocks.<br /> <br /> </div>', 'credit_writer' => 'The Times of India, 11 June, 2015, http://timesofindia.indiatimes.com/india/Figures-dont-lie-Housing-loans-for-poor-declining/articleshow/47622457.cms', 'article_img' => '', 'article_img_thumb' => '', 'status' => (int) 1, 'show_on_home' => (int) 1, 'lang' => 'EN', 'category_id' => (int) 16, 'tag_keyword' => '', 'seo_url' => 'figures-dont-lie-housing-loans-for-poor-declining-dipak-k-dash-4676366', 'meta_title' => null, 'meta_keywords' => null, 'meta_description' => null, 'noindex' => (int) 0, 'publish_date' => object(Cake\I18n\FrozenDate) {}, 'most_visit_section_id' => null, 'article_big_img' => null, 'liveid' => (int) 4676366, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'edate' => '', 'tags' => [ [maximum depth reached] ], 'category' => object(App\Model\Entity\Category) {}, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Articles' }, 'articleid' => (int) 28314, 'metaTitle' => 'LATEST NEWS UPDATES | Figures don’t lie: Housing loans for poor declining -Dipak K Dash', 'metaKeywords' => 'Pavement Dwellers,Slum Dwellers,homeless,housing Shortage,Housing for All', 'metaDesc' => ' -The Times of India NEW DELHI: Terms like inclusive growth and roof-for-all may have gained political currency in the recent years, but trends show how public sector banks and Housing Finance Corporation (HFC) are reluctant to provide housing loans to the...', 'disp' => '<div align="justify">-The Times of India<br /><br /><em>NEW DELHI: </em>Terms like inclusive growth and roof-for-all may have gained political currency in the recent years, but trends show how public sector banks and Housing Finance Corporation (HFC) are reluctant to provide housing loans to the poor and lower middle class.<br /><br />The data that was presented before MPs at the consultative committee of urban development and housing alleviation on Wednesday highlighted how the outstanding housing loans up to Rs 10 lakh has reduced from 34% in 2011-12 to 26% in 2013-14. It was worse in the case of loans amounting up to Rs 2 lakh and up to Rs 5 lakh. Sources said that lawmakers across party lines raised serious concerns over this trend as it reflected how housing loans to weaker section is decreasing every year.<br /><br />A few of them also pointed how all the banks don't quickly pass on the benefit of cuts in repo rate announced by the Reserve Bank of India to home buyers. They have expressed concerns over the Modi administration's huge target of building two crore new houses for the poor in urban areas by 2022 considering the tardy progress of any government scheme.<br /><br />However, housing minister M Venkaiah Naidu told the lawmakers that the new &quot;Housing for All&quot; initiative to be launched soon seeks to address the shortcomings of the earlier housing schemes and is more workable. Naidu said that the scheme would need about Rs 3 lakh crore investment to meet the housing shortage in urban areas.<br /><br />The urban component of housing mission has four components &mdash; slum redevelopment, affordable housing through credit linked subsidy, affordable housing in partnership with private or public sector agencies and subsidy for beneficiary-led individual house construction/ enhancement.<br /><br />Sources said some of the MPs pointed out difficulties in slum redevelopment projects since the residents oppose moving out even for a couple of years. There have been such experiences in Mumbai and Delhi as well. One of the committee members also suggested since unauthorized colonies are an urban reality these days, government should allow MPs to spend a portion of their local area development fund for improving infrastructure in such blocks.<br /><br /></div>', 'lang' => 'English', 'SITE_URL' => 'https://im4change.in/', 'site_title' => 'im4change', 'adminprix' => 'admin' ] $article_current = object(App\Model\Entity\Article) { 'id' => (int) 28314, 'title' => 'Figures don’t lie: Housing loans for poor declining -Dipak K Dash', 'subheading' => '', 'description' => '<div align="justify"> -The Times of India<br /> <br /> <em>NEW DELHI: </em>Terms like inclusive growth and roof-for-all may have gained political currency in the recent years, but trends show how public sector banks and Housing Finance Corporation (HFC) are reluctant to provide housing loans to the poor and lower middle class.<br /> <br /> The data that was presented before MPs at the consultative committee of urban development and housing alleviation on Wednesday highlighted how the outstanding housing loans up to Rs 10 lakh has reduced from 34% in 2011-12 to 26% in 2013-14. It was worse in the case of loans amounting up to Rs 2 lakh and up to Rs 5 lakh. Sources said that lawmakers across party lines raised serious concerns over this trend as it reflected how housing loans to weaker section is decreasing every year.<br /> <br /> A few of them also pointed how all the banks don't quickly pass on the benefit of cuts in repo rate announced by the Reserve Bank of India to home buyers. They have expressed concerns over the Modi administration's huge target of building two crore new houses for the poor in urban areas by 2022 considering the tardy progress of any government scheme.<br /> <br /> However, housing minister M Venkaiah Naidu told the lawmakers that the new &quot;Housing for All&quot; initiative to be launched soon seeks to address the shortcomings of the earlier housing schemes and is more workable. Naidu said that the scheme would need about Rs 3 lakh crore investment to meet the housing shortage in urban areas.<br /> <br /> The urban component of housing mission has four components &mdash; slum redevelopment, affordable housing through credit linked subsidy, affordable housing in partnership with private or public sector agencies and subsidy for beneficiary-led individual house construction/ enhancement.<br /> <br /> Sources said some of the MPs pointed out difficulties in slum redevelopment projects since the residents oppose moving out even for a couple of years. There have been such experiences in Mumbai and Delhi as well. One of the committee members also suggested since unauthorized colonies are an urban reality these days, government should allow MPs to spend a portion of their local area development fund for improving infrastructure in such blocks.<br /> <br /> </div>', 'credit_writer' => 'The Times of India, 11 June, 2015, http://timesofindia.indiatimes.com/india/Figures-dont-lie-Housing-loans-for-poor-declining/articleshow/47622457.cms', 'article_img' => '', 'article_img_thumb' => '', 'status' => (int) 1, 'show_on_home' => (int) 1, 'lang' => 'EN', 'category_id' => (int) 16, 'tag_keyword' => '', 'seo_url' => 'figures-dont-lie-housing-loans-for-poor-declining-dipak-k-dash-4676366', 'meta_title' => null, 'meta_keywords' => null, 'meta_description' => null, 'noindex' => (int) 0, 'publish_date' => object(Cake\I18n\FrozenDate) {}, 'most_visit_section_id' => null, 'article_big_img' => null, 'liveid' => (int) 4676366, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'edate' => '', 'tags' => [ (int) 0 => object(Cake\ORM\Entity) {}, (int) 1 => object(Cake\ORM\Entity) {}, (int) 2 => object(Cake\ORM\Entity) {}, (int) 3 => object(Cake\ORM\Entity) {}, (int) 4 => object(Cake\ORM\Entity) {} ], 'category' => object(App\Model\Entity\Category) {}, '[new]' => false, '[accessible]' => [ '*' => true, 'id' => false ], '[dirty]' => [], '[original]' => [], '[virtual]' => [], '[hasErrors]' => false, '[errors]' => [], '[invalid]' => [], '[repository]' => 'Articles' } $articleid = (int) 28314 $metaTitle = 'LATEST NEWS UPDATES | Figures don’t lie: Housing loans for poor declining -Dipak K Dash' $metaKeywords = 'Pavement Dwellers,Slum Dwellers,homeless,housing Shortage,Housing for All' $metaDesc = ' -The Times of India NEW DELHI: Terms like inclusive growth and roof-for-all may have gained political currency in the recent years, but trends show how public sector banks and Housing Finance Corporation (HFC) are reluctant to provide housing loans to the...' $disp = '<div align="justify">-The Times of India<br /><br /><em>NEW DELHI: </em>Terms like inclusive growth and roof-for-all may have gained political currency in the recent years, but trends show how public sector banks and Housing Finance Corporation (HFC) are reluctant to provide housing loans to the poor and lower middle class.<br /><br />The data that was presented before MPs at the consultative committee of urban development and housing alleviation on Wednesday highlighted how the outstanding housing loans up to Rs 10 lakh has reduced from 34% in 2011-12 to 26% in 2013-14. It was worse in the case of loans amounting up to Rs 2 lakh and up to Rs 5 lakh. Sources said that lawmakers across party lines raised serious concerns over this trend as it reflected how housing loans to weaker section is decreasing every year.<br /><br />A few of them also pointed how all the banks don't quickly pass on the benefit of cuts in repo rate announced by the Reserve Bank of India to home buyers. They have expressed concerns over the Modi administration's huge target of building two crore new houses for the poor in urban areas by 2022 considering the tardy progress of any government scheme.<br /><br />However, housing minister M Venkaiah Naidu told the lawmakers that the new &quot;Housing for All&quot; initiative to be launched soon seeks to address the shortcomings of the earlier housing schemes and is more workable. Naidu said that the scheme would need about Rs 3 lakh crore investment to meet the housing shortage in urban areas.<br /><br />The urban component of housing mission has four components &mdash; slum redevelopment, affordable housing through credit linked subsidy, affordable housing in partnership with private or public sector agencies and subsidy for beneficiary-led individual house construction/ enhancement.<br /><br />Sources said some of the MPs pointed out difficulties in slum redevelopment projects since the residents oppose moving out even for a couple of years. There have been such experiences in Mumbai and Delhi as well. One of the committee members also suggested since unauthorized colonies are an urban reality these days, government should allow MPs to spend a portion of their local area development fund for improving infrastructure in such blocks.<br /><br /></div>' $lang = 'English' $SITE_URL = 'https://im4change.in/' $site_title = 'im4change' $adminprix = 'admin'</pre><pre class="stack-trace">include - APP/Template/Layout/printlayout.ctp, line 8 Cake\View\View::_evaluate() - CORE/src/View/View.php, line 1413 Cake\View\View::_render() - CORE/src/View/View.php, line 1374 Cake\View\View::renderLayout() - CORE/src/View/View.php, line 927 Cake\View\View::render() - CORE/src/View/View.php, line 885 Cake\Controller\Controller::render() - CORE/src/Controller/Controller.php, line 791 Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 126 Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94 Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Routing\Middleware\AssetMiddleware::__invoke() - CORE/src/Routing/Middleware/AssetMiddleware.php, line 88 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51</pre></div></pre>latest-news-updates/figures-dont-lie-housing-loans-for-poor-declining-dipak-k-dash-4676366.html"/> <meta http-equiv="Content-Type" content="text/html; charset=utf-8"/> <link href="https://im4change.in/css/control.css" rel="stylesheet" type="text/css" media="all"/> <title>LATEST NEWS UPDATES | Figures don’t lie: Housing loans for poor declining -Dipak K Dash | Im4change.org</title> <meta name="description" content=" -The Times of India NEW DELHI: Terms like inclusive growth and roof-for-all may have gained political currency in the recent years, but trends show how public sector banks and Housing Finance Corporation (HFC) are reluctant to provide housing loans to the..."/> <script src="https://im4change.in/js/jquery-1.10.2.js"></script> <script type="text/javascript" src="https://im4change.in/js/jquery-migrate.min.js"></script> <script language="javascript" type="text/javascript"> $(document).ready(function () { var img = $("img")[0]; // Get my img elem var pic_real_width, pic_real_height; $("<img/>") // Make in memory copy of image to avoid css issues .attr("src", $(img).attr("src")) .load(function () { pic_real_width = this.width; // Note: $(this).width() will not pic_real_height = this.height; // work for in memory images. }); }); </script> <style type="text/css"> @media screen { div.divFooter { display: block; } } @media print { .printbutton { display: none !important; } } </style> </head> <body> <table cellpadding="0" cellspacing="0" border="0" width="98%" align="center"> <tr> <td class="top_bg"> <div class="divFooter"> <img src="https://im4change.in/images/logo1.jpg" height="59" border="0" alt="Resource centre on India's rural distress" style="padding-top:14px;"/> </div> </td> </tr> <tr> <td id="topspace"> </td> </tr> <tr id="topspace"> <td> </td> </tr> <tr> <td height="50" style="border-bottom:1px solid #000; padding-top:10px;" class="printbutton"> <form><input type="button" value=" Print this page " onclick="window.print();return false;"/></form> </td> </tr> <tr> <td width="100%"> <h1 class="news_headlines" style="font-style:normal"> <strong>Figures don’t lie: Housing loans for poor declining -Dipak K Dash</strong></h1> </td> </tr> <tr> <td width="100%" style="font-family:Arial, 'Segoe Script', 'Segoe UI', sans-serif, serif"><font size="3"> <div align="justify">-The Times of India<br /><br /><em>NEW DELHI: </em>Terms like inclusive growth and roof-for-all may have gained political currency in the recent years, but trends show how public sector banks and Housing Finance Corporation (HFC) are reluctant to provide housing loans to the poor and lower middle class.<br /><br />The data that was presented before MPs at the consultative committee of urban development and housing alleviation on Wednesday highlighted how the outstanding housing loans up to Rs 10 lakh has reduced from 34% in 2011-12 to 26% in 2013-14. It was worse in the case of loans amounting up to Rs 2 lakh and up to Rs 5 lakh. Sources said that lawmakers across party lines raised serious concerns over this trend as it reflected how housing loans to weaker section is decreasing every year.<br /><br />A few of them also pointed how all the banks don't quickly pass on the benefit of cuts in repo rate announced by the Reserve Bank of India to home buyers. They have expressed concerns over the Modi administration's huge target of building two crore new houses for the poor in urban areas by 2022 considering the tardy progress of any government scheme.<br /><br />However, housing minister M Venkaiah Naidu told the lawmakers that the new "Housing for All" initiative to be launched soon seeks to address the shortcomings of the earlier housing schemes and is more workable. Naidu said that the scheme would need about Rs 3 lakh crore investment to meet the housing shortage in urban areas.<br /><br />The urban component of housing mission has four components — slum redevelopment, affordable housing through credit linked subsidy, affordable housing in partnership with private or public sector agencies and subsidy for beneficiary-led individual house construction/ enhancement.<br /><br />Sources said some of the MPs pointed out difficulties in slum redevelopment projects since the residents oppose moving out even for a couple of years. There have been such experiences in Mumbai and Delhi as well. One of the committee members also suggested since unauthorized colonies are an urban reality these days, government should allow MPs to spend a portion of their local area development fund for improving infrastructure in such blocks.<br /><br /></div> </font> </td> </tr> <tr> <td> </td> </tr> <tr> <td height="50" style="border-top:1px solid #000; border-bottom:1px solid #000;padding-top:10px;"> <form><input type="button" value=" Print this page " onclick="window.print();return false;"/></form> </td> </tr> </table></body> </html>' } $reasonPhrase = 'OK'header - [internal], line ?? Cake\Http\ResponseEmitter::emitStatusLine() - CORE/src/Http/ResponseEmitter.php, line 148 Cake\Http\ResponseEmitter::emit() - CORE/src/Http/ResponseEmitter.php, line 54 Cake\Http\Server::emit() - CORE/src/Http/Server.php, line 141 [main] - ROOT/webroot/index.php, line 39
Warning (2): Cannot modify header information - headers already sent by (output started at /home/brlfuser/public_html/vendor/cakephp/cakephp/src/Error/Debugger.php:853) [CORE/src/Http/ResponseEmitter.php, line 181]Notice (8): Undefined variable: urlPrefix [APP/Template/Layout/printlayout.ctp, line 8]Code Context$value
), $first);
$first = false;
$response = object(Cake\Http\Response) { 'status' => (int) 200, 'contentType' => 'text/html', 'headers' => [ 'Content-Type' => [ [maximum depth reached] ] ], 'file' => null, 'fileRange' => [], 'cookies' => object(Cake\Http\Cookie\CookieCollection) {}, 'cacheDirectives' => [], 'body' => '<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd"> <html xmlns="http://www.w3.org/1999/xhtml"> <head> <link rel="canonical" href="https://im4change.in/<pre class="cake-error"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr6803231b61dba-trace').style.display = (document.getElementById('cakeErr6803231b61dba-trace').style.display == 'none' ? '' : 'none');"><b>Notice</b> (8)</a>: Undefined variable: urlPrefix [<b>APP/Template/Layout/printlayout.ctp</b>, line <b>8</b>]<div id="cakeErr6803231b61dba-trace" class="cake-stack-trace" style="display: none;"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr6803231b61dba-code').style.display = (document.getElementById('cakeErr6803231b61dba-code').style.display == 'none' ? '' : 'none')">Code</a> <a href="javascript:void(0);" onclick="document.getElementById('cakeErr6803231b61dba-context').style.display = (document.getElementById('cakeErr6803231b61dba-context').style.display == 'none' ? '' : 'none')">Context</a><pre id="cakeErr6803231b61dba-code" class="cake-code-dump" style="display: none;"><code><span style="color: #000000"><span style="color: #0000BB"></span><span style="color: #007700"><</span><span style="color: #0000BB">head</span><span style="color: #007700">> </span></span></code> <span class="code-highlight"><code><span style="color: #000000"> <link rel="canonical" href="<span style="color: #0000BB"><?php </span><span style="color: #007700">echo </span><span style="color: #0000BB">Configure</span><span style="color: #007700">::</span><span style="color: #0000BB">read</span><span style="color: #007700">(</span><span style="color: #DD0000">'SITE_URL'</span><span style="color: #007700">); </span><span style="color: #0000BB">?><?php </span><span style="color: #007700">echo </span><span style="color: #0000BB">$urlPrefix</span><span style="color: #007700">;</span><span style="color: #0000BB">?><?php </span><span style="color: #007700">echo </span><span style="color: #0000BB">$article_current</span><span style="color: #007700">-></span><span style="color: #0000BB">category</span><span style="color: #007700">-></span><span style="color: #0000BB">slug</span><span style="color: #007700">; </span><span style="color: #0000BB">?></span>/<span style="color: #0000BB"><?php </span><span style="color: #007700">echo </span><span style="color: #0000BB">$article_current</span><span style="color: #007700">-></span><span style="color: #0000BB">seo_url</span><span style="color: #007700">; </span><span style="color: #0000BB">?></span>.html"/> </span></code></span> <code><span style="color: #000000"><span style="color: #0000BB"> </span><span style="color: #007700"><</span><span style="color: #0000BB">meta http</span><span style="color: #007700">-</span><span style="color: #0000BB">equiv</span><span style="color: #007700">=</span><span style="color: #DD0000">"Content-Type" </span><span style="color: #0000BB">content</span><span style="color: #007700">=</span><span style="color: #DD0000">"text/html; charset=utf-8"</span><span style="color: #007700">/> </span></span></code></pre><pre id="cakeErr6803231b61dba-context" class="cake-context" style="display: none;">$viewFile = '/home/brlfuser/public_html/src/Template/Layout/printlayout.ctp' $dataForView = [ 'article_current' => object(App\Model\Entity\Article) { 'id' => (int) 28314, 'title' => 'Figures don’t lie: Housing loans for poor declining -Dipak K Dash', 'subheading' => '', 'description' => '<div align="justify"> -The Times of India<br /> <br /> <em>NEW DELHI: </em>Terms like inclusive growth and roof-for-all may have gained political currency in the recent years, but trends show how public sector banks and Housing Finance Corporation (HFC) are reluctant to provide housing loans to the poor and lower middle class.<br /> <br /> The data that was presented before MPs at the consultative committee of urban development and housing alleviation on Wednesday highlighted how the outstanding housing loans up to Rs 10 lakh has reduced from 34% in 2011-12 to 26% in 2013-14. It was worse in the case of loans amounting up to Rs 2 lakh and up to Rs 5 lakh. Sources said that lawmakers across party lines raised serious concerns over this trend as it reflected how housing loans to weaker section is decreasing every year.<br /> <br /> A few of them also pointed how all the banks don't quickly pass on the benefit of cuts in repo rate announced by the Reserve Bank of India to home buyers. They have expressed concerns over the Modi administration's huge target of building two crore new houses for the poor in urban areas by 2022 considering the tardy progress of any government scheme.<br /> <br /> However, housing minister M Venkaiah Naidu told the lawmakers that the new &quot;Housing for All&quot; initiative to be launched soon seeks to address the shortcomings of the earlier housing schemes and is more workable. Naidu said that the scheme would need about Rs 3 lakh crore investment to meet the housing shortage in urban areas.<br /> <br /> The urban component of housing mission has four components &mdash; slum redevelopment, affordable housing through credit linked subsidy, affordable housing in partnership with private or public sector agencies and subsidy for beneficiary-led individual house construction/ enhancement.<br /> <br /> Sources said some of the MPs pointed out difficulties in slum redevelopment projects since the residents oppose moving out even for a couple of years. There have been such experiences in Mumbai and Delhi as well. One of the committee members also suggested since unauthorized colonies are an urban reality these days, government should allow MPs to spend a portion of their local area development fund for improving infrastructure in such blocks.<br /> <br /> </div>', 'credit_writer' => 'The Times of India, 11 June, 2015, http://timesofindia.indiatimes.com/india/Figures-dont-lie-Housing-loans-for-poor-declining/articleshow/47622457.cms', 'article_img' => '', 'article_img_thumb' => '', 'status' => (int) 1, 'show_on_home' => (int) 1, 'lang' => 'EN', 'category_id' => (int) 16, 'tag_keyword' => '', 'seo_url' => 'figures-dont-lie-housing-loans-for-poor-declining-dipak-k-dash-4676366', 'meta_title' => null, 'meta_keywords' => null, 'meta_description' => null, 'noindex' => (int) 0, 'publish_date' => object(Cake\I18n\FrozenDate) {}, 'most_visit_section_id' => null, 'article_big_img' => null, 'liveid' => (int) 4676366, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'edate' => '', 'tags' => [ [maximum depth reached] ], 'category' => object(App\Model\Entity\Category) {}, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Articles' }, 'articleid' => (int) 28314, 'metaTitle' => 'LATEST NEWS UPDATES | Figures don’t lie: Housing loans for poor declining -Dipak K Dash', 'metaKeywords' => 'Pavement Dwellers,Slum Dwellers,homeless,housing Shortage,Housing for All', 'metaDesc' => ' -The Times of India NEW DELHI: Terms like inclusive growth and roof-for-all may have gained political currency in the recent years, but trends show how public sector banks and Housing Finance Corporation (HFC) are reluctant to provide housing loans to the...', 'disp' => '<div align="justify">-The Times of India<br /><br /><em>NEW DELHI: </em>Terms like inclusive growth and roof-for-all may have gained political currency in the recent years, but trends show how public sector banks and Housing Finance Corporation (HFC) are reluctant to provide housing loans to the poor and lower middle class.<br /><br />The data that was presented before MPs at the consultative committee of urban development and housing alleviation on Wednesday highlighted how the outstanding housing loans up to Rs 10 lakh has reduced from 34% in 2011-12 to 26% in 2013-14. It was worse in the case of loans amounting up to Rs 2 lakh and up to Rs 5 lakh. Sources said that lawmakers across party lines raised serious concerns over this trend as it reflected how housing loans to weaker section is decreasing every year.<br /><br />A few of them also pointed how all the banks don't quickly pass on the benefit of cuts in repo rate announced by the Reserve Bank of India to home buyers. They have expressed concerns over the Modi administration's huge target of building two crore new houses for the poor in urban areas by 2022 considering the tardy progress of any government scheme.<br /><br />However, housing minister M Venkaiah Naidu told the lawmakers that the new &quot;Housing for All&quot; initiative to be launched soon seeks to address the shortcomings of the earlier housing schemes and is more workable. Naidu said that the scheme would need about Rs 3 lakh crore investment to meet the housing shortage in urban areas.<br /><br />The urban component of housing mission has four components &mdash; slum redevelopment, affordable housing through credit linked subsidy, affordable housing in partnership with private or public sector agencies and subsidy for beneficiary-led individual house construction/ enhancement.<br /><br />Sources said some of the MPs pointed out difficulties in slum redevelopment projects since the residents oppose moving out even for a couple of years. There have been such experiences in Mumbai and Delhi as well. One of the committee members also suggested since unauthorized colonies are an urban reality these days, government should allow MPs to spend a portion of their local area development fund for improving infrastructure in such blocks.<br /><br /></div>', 'lang' => 'English', 'SITE_URL' => 'https://im4change.in/', 'site_title' => 'im4change', 'adminprix' => 'admin' ] $article_current = object(App\Model\Entity\Article) { 'id' => (int) 28314, 'title' => 'Figures don’t lie: Housing loans for poor declining -Dipak K Dash', 'subheading' => '', 'description' => '<div align="justify"> -The Times of India<br /> <br /> <em>NEW DELHI: </em>Terms like inclusive growth and roof-for-all may have gained political currency in the recent years, but trends show how public sector banks and Housing Finance Corporation (HFC) are reluctant to provide housing loans to the poor and lower middle class.<br /> <br /> The data that was presented before MPs at the consultative committee of urban development and housing alleviation on Wednesday highlighted how the outstanding housing loans up to Rs 10 lakh has reduced from 34% in 2011-12 to 26% in 2013-14. It was worse in the case of loans amounting up to Rs 2 lakh and up to Rs 5 lakh. Sources said that lawmakers across party lines raised serious concerns over this trend as it reflected how housing loans to weaker section is decreasing every year.<br /> <br /> A few of them also pointed how all the banks don't quickly pass on the benefit of cuts in repo rate announced by the Reserve Bank of India to home buyers. They have expressed concerns over the Modi administration's huge target of building two crore new houses for the poor in urban areas by 2022 considering the tardy progress of any government scheme.<br /> <br /> However, housing minister M Venkaiah Naidu told the lawmakers that the new &quot;Housing for All&quot; initiative to be launched soon seeks to address the shortcomings of the earlier housing schemes and is more workable. Naidu said that the scheme would need about Rs 3 lakh crore investment to meet the housing shortage in urban areas.<br /> <br /> The urban component of housing mission has four components &mdash; slum redevelopment, affordable housing through credit linked subsidy, affordable housing in partnership with private or public sector agencies and subsidy for beneficiary-led individual house construction/ enhancement.<br /> <br /> Sources said some of the MPs pointed out difficulties in slum redevelopment projects since the residents oppose moving out even for a couple of years. There have been such experiences in Mumbai and Delhi as well. One of the committee members also suggested since unauthorized colonies are an urban reality these days, government should allow MPs to spend a portion of their local area development fund for improving infrastructure in such blocks.<br /> <br /> </div>', 'credit_writer' => 'The Times of India, 11 June, 2015, http://timesofindia.indiatimes.com/india/Figures-dont-lie-Housing-loans-for-poor-declining/articleshow/47622457.cms', 'article_img' => '', 'article_img_thumb' => '', 'status' => (int) 1, 'show_on_home' => (int) 1, 'lang' => 'EN', 'category_id' => (int) 16, 'tag_keyword' => '', 'seo_url' => 'figures-dont-lie-housing-loans-for-poor-declining-dipak-k-dash-4676366', 'meta_title' => null, 'meta_keywords' => null, 'meta_description' => null, 'noindex' => (int) 0, 'publish_date' => object(Cake\I18n\FrozenDate) {}, 'most_visit_section_id' => null, 'article_big_img' => null, 'liveid' => (int) 4676366, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'edate' => '', 'tags' => [ (int) 0 => object(Cake\ORM\Entity) {}, (int) 1 => object(Cake\ORM\Entity) {}, (int) 2 => object(Cake\ORM\Entity) {}, (int) 3 => object(Cake\ORM\Entity) {}, (int) 4 => object(Cake\ORM\Entity) {} ], 'category' => object(App\Model\Entity\Category) {}, '[new]' => false, '[accessible]' => [ '*' => true, 'id' => false ], '[dirty]' => [], '[original]' => [], '[virtual]' => [], '[hasErrors]' => false, '[errors]' => [], '[invalid]' => [], '[repository]' => 'Articles' } $articleid = (int) 28314 $metaTitle = 'LATEST NEWS UPDATES | Figures don’t lie: Housing loans for poor declining -Dipak K Dash' $metaKeywords = 'Pavement Dwellers,Slum Dwellers,homeless,housing Shortage,Housing for All' $metaDesc = ' -The Times of India NEW DELHI: Terms like inclusive growth and roof-for-all may have gained political currency in the recent years, but trends show how public sector banks and Housing Finance Corporation (HFC) are reluctant to provide housing loans to the...' $disp = '<div align="justify">-The Times of India<br /><br /><em>NEW DELHI: </em>Terms like inclusive growth and roof-for-all may have gained political currency in the recent years, but trends show how public sector banks and Housing Finance Corporation (HFC) are reluctant to provide housing loans to the poor and lower middle class.<br /><br />The data that was presented before MPs at the consultative committee of urban development and housing alleviation on Wednesday highlighted how the outstanding housing loans up to Rs 10 lakh has reduced from 34% in 2011-12 to 26% in 2013-14. It was worse in the case of loans amounting up to Rs 2 lakh and up to Rs 5 lakh. Sources said that lawmakers across party lines raised serious concerns over this trend as it reflected how housing loans to weaker section is decreasing every year.<br /><br />A few of them also pointed how all the banks don't quickly pass on the benefit of cuts in repo rate announced by the Reserve Bank of India to home buyers. They have expressed concerns over the Modi administration's huge target of building two crore new houses for the poor in urban areas by 2022 considering the tardy progress of any government scheme.<br /><br />However, housing minister M Venkaiah Naidu told the lawmakers that the new &quot;Housing for All&quot; initiative to be launched soon seeks to address the shortcomings of the earlier housing schemes and is more workable. Naidu said that the scheme would need about Rs 3 lakh crore investment to meet the housing shortage in urban areas.<br /><br />The urban component of housing mission has four components &mdash; slum redevelopment, affordable housing through credit linked subsidy, affordable housing in partnership with private or public sector agencies and subsidy for beneficiary-led individual house construction/ enhancement.<br /><br />Sources said some of the MPs pointed out difficulties in slum redevelopment projects since the residents oppose moving out even for a couple of years. There have been such experiences in Mumbai and Delhi as well. One of the committee members also suggested since unauthorized colonies are an urban reality these days, government should allow MPs to spend a portion of their local area development fund for improving infrastructure in such blocks.<br /><br /></div>' $lang = 'English' $SITE_URL = 'https://im4change.in/' $site_title = 'im4change' $adminprix = 'admin'</pre><pre class="stack-trace">include - APP/Template/Layout/printlayout.ctp, line 8 Cake\View\View::_evaluate() - CORE/src/View/View.php, line 1413 Cake\View\View::_render() - CORE/src/View/View.php, line 1374 Cake\View\View::renderLayout() - CORE/src/View/View.php, line 927 Cake\View\View::render() - CORE/src/View/View.php, line 885 Cake\Controller\Controller::render() - CORE/src/Controller/Controller.php, line 791 Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 126 Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94 Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Routing\Middleware\AssetMiddleware::__invoke() - CORE/src/Routing/Middleware/AssetMiddleware.php, line 88 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51</pre></div></pre>latest-news-updates/figures-dont-lie-housing-loans-for-poor-declining-dipak-k-dash-4676366.html"/> <meta http-equiv="Content-Type" content="text/html; charset=utf-8"/> <link href="https://im4change.in/css/control.css" rel="stylesheet" type="text/css" media="all"/> <title>LATEST NEWS UPDATES | Figures don’t lie: Housing loans for poor declining -Dipak K Dash | Im4change.org</title> <meta name="description" content=" -The Times of India NEW DELHI: Terms like inclusive growth and roof-for-all may have gained political currency in the recent years, but trends show how public sector banks and Housing Finance Corporation (HFC) are reluctant to provide housing loans to the..."/> <script src="https://im4change.in/js/jquery-1.10.2.js"></script> <script type="text/javascript" src="https://im4change.in/js/jquery-migrate.min.js"></script> <script language="javascript" type="text/javascript"> $(document).ready(function () { var img = $("img")[0]; // Get my img elem var pic_real_width, pic_real_height; $("<img/>") // Make in memory copy of image to avoid css issues .attr("src", $(img).attr("src")) .load(function () { pic_real_width = this.width; // Note: $(this).width() will not pic_real_height = this.height; // work for in memory images. }); }); </script> <style type="text/css"> @media screen { div.divFooter { display: block; } } @media print { .printbutton { display: none !important; } } </style> </head> <body> <table cellpadding="0" cellspacing="0" border="0" width="98%" align="center"> <tr> <td class="top_bg"> <div class="divFooter"> <img src="https://im4change.in/images/logo1.jpg" height="59" border="0" alt="Resource centre on India's rural distress" style="padding-top:14px;"/> </div> </td> </tr> <tr> <td id="topspace"> </td> </tr> <tr id="topspace"> <td> </td> </tr> <tr> <td height="50" style="border-bottom:1px solid #000; padding-top:10px;" class="printbutton"> <form><input type="button" value=" Print this page " onclick="window.print();return false;"/></form> </td> </tr> <tr> <td width="100%"> <h1 class="news_headlines" style="font-style:normal"> <strong>Figures don’t lie: Housing loans for poor declining -Dipak K Dash</strong></h1> </td> </tr> <tr> <td width="100%" style="font-family:Arial, 'Segoe Script', 'Segoe UI', sans-serif, serif"><font size="3"> <div align="justify">-The Times of India<br /><br /><em>NEW DELHI: </em>Terms like inclusive growth and roof-for-all may have gained political currency in the recent years, but trends show how public sector banks and Housing Finance Corporation (HFC) are reluctant to provide housing loans to the poor and lower middle class.<br /><br />The data that was presented before MPs at the consultative committee of urban development and housing alleviation on Wednesday highlighted how the outstanding housing loans up to Rs 10 lakh has reduced from 34% in 2011-12 to 26% in 2013-14. It was worse in the case of loans amounting up to Rs 2 lakh and up to Rs 5 lakh. Sources said that lawmakers across party lines raised serious concerns over this trend as it reflected how housing loans to weaker section is decreasing every year.<br /><br />A few of them also pointed how all the banks don't quickly pass on the benefit of cuts in repo rate announced by the Reserve Bank of India to home buyers. They have expressed concerns over the Modi administration's huge target of building two crore new houses for the poor in urban areas by 2022 considering the tardy progress of any government scheme.<br /><br />However, housing minister M Venkaiah Naidu told the lawmakers that the new "Housing for All" initiative to be launched soon seeks to address the shortcomings of the earlier housing schemes and is more workable. Naidu said that the scheme would need about Rs 3 lakh crore investment to meet the housing shortage in urban areas.<br /><br />The urban component of housing mission has four components — slum redevelopment, affordable housing through credit linked subsidy, affordable housing in partnership with private or public sector agencies and subsidy for beneficiary-led individual house construction/ enhancement.<br /><br />Sources said some of the MPs pointed out difficulties in slum redevelopment projects since the residents oppose moving out even for a couple of years. There have been such experiences in Mumbai and Delhi as well. One of the committee members also suggested since unauthorized colonies are an urban reality these days, government should allow MPs to spend a portion of their local area development fund for improving infrastructure in such blocks.<br /><br /></div> </font> </td> </tr> <tr> <td> </td> </tr> <tr> <td height="50" style="border-top:1px solid #000; border-bottom:1px solid #000;padding-top:10px;"> <form><input type="button" value=" Print this page " onclick="window.print();return false;"/></form> </td> </tr> </table></body> </html>' } $cookies = [] $values = [ (int) 0 => 'text/html; charset=UTF-8' ] $name = 'Content-Type' $first = true $value = 'text/html; charset=UTF-8'header - [internal], line ?? Cake\Http\ResponseEmitter::emitHeaders() - CORE/src/Http/ResponseEmitter.php, line 181 Cake\Http\ResponseEmitter::emit() - CORE/src/Http/ResponseEmitter.php, line 55 Cake\Http\Server::emit() - CORE/src/Http/Server.php, line 141 [main] - ROOT/webroot/index.php, line 39
<head>
<link rel="canonical" href="<?php echo Configure::read('SITE_URL'); ?><?php echo $urlPrefix;?><?php echo $article_current->category->slug; ?>/<?php echo $article_current->seo_url; ?>.html"/>
<meta http-equiv="Content-Type" content="text/html; charset=utf-8"/>
$viewFile = '/home/brlfuser/public_html/src/Template/Layout/printlayout.ctp' $dataForView = [ 'article_current' => object(App\Model\Entity\Article) { 'id' => (int) 28314, 'title' => 'Figures don’t lie: Housing loans for poor declining -Dipak K Dash', 'subheading' => '', 'description' => '<div align="justify"> -The Times of India<br /> <br /> <em>NEW DELHI: </em>Terms like inclusive growth and roof-for-all may have gained political currency in the recent years, but trends show how public sector banks and Housing Finance Corporation (HFC) are reluctant to provide housing loans to the poor and lower middle class.<br /> <br /> The data that was presented before MPs at the consultative committee of urban development and housing alleviation on Wednesday highlighted how the outstanding housing loans up to Rs 10 lakh has reduced from 34% in 2011-12 to 26% in 2013-14. It was worse in the case of loans amounting up to Rs 2 lakh and up to Rs 5 lakh. Sources said that lawmakers across party lines raised serious concerns over this trend as it reflected how housing loans to weaker section is decreasing every year.<br /> <br /> A few of them also pointed how all the banks don't quickly pass on the benefit of cuts in repo rate announced by the Reserve Bank of India to home buyers. They have expressed concerns over the Modi administration's huge target of building two crore new houses for the poor in urban areas by 2022 considering the tardy progress of any government scheme.<br /> <br /> However, housing minister M Venkaiah Naidu told the lawmakers that the new "Housing for All" initiative to be launched soon seeks to address the shortcomings of the earlier housing schemes and is more workable. Naidu said that the scheme would need about Rs 3 lakh crore investment to meet the housing shortage in urban areas.<br /> <br /> The urban component of housing mission has four components — slum redevelopment, affordable housing through credit linked subsidy, affordable housing in partnership with private or public sector agencies and subsidy for beneficiary-led individual house construction/ enhancement.<br /> <br /> Sources said some of the MPs pointed out difficulties in slum redevelopment projects since the residents oppose moving out even for a couple of years. There have been such experiences in Mumbai and Delhi as well. One of the committee members also suggested since unauthorized colonies are an urban reality these days, government should allow MPs to spend a portion of their local area development fund for improving infrastructure in such blocks.<br /> <br /> </div>', 'credit_writer' => 'The Times of India, 11 June, 2015, http://timesofindia.indiatimes.com/india/Figures-dont-lie-Housing-loans-for-poor-declining/articleshow/47622457.cms', 'article_img' => '', 'article_img_thumb' => '', 'status' => (int) 1, 'show_on_home' => (int) 1, 'lang' => 'EN', 'category_id' => (int) 16, 'tag_keyword' => '', 'seo_url' => 'figures-dont-lie-housing-loans-for-poor-declining-dipak-k-dash-4676366', 'meta_title' => null, 'meta_keywords' => null, 'meta_description' => null, 'noindex' => (int) 0, 'publish_date' => object(Cake\I18n\FrozenDate) {}, 'most_visit_section_id' => null, 'article_big_img' => null, 'liveid' => (int) 4676366, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'edate' => '', 'tags' => [ [maximum depth reached] ], 'category' => object(App\Model\Entity\Category) {}, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Articles' }, 'articleid' => (int) 28314, 'metaTitle' => 'LATEST NEWS UPDATES | Figures don’t lie: Housing loans for poor declining -Dipak K Dash', 'metaKeywords' => 'Pavement Dwellers,Slum Dwellers,homeless,housing Shortage,Housing for All', 'metaDesc' => ' -The Times of India NEW DELHI: Terms like inclusive growth and roof-for-all may have gained political currency in the recent years, but trends show how public sector banks and Housing Finance Corporation (HFC) are reluctant to provide housing loans to the...', 'disp' => '<div align="justify">-The Times of India<br /><br /><em>NEW DELHI: </em>Terms like inclusive growth and roof-for-all may have gained political currency in the recent years, but trends show how public sector banks and Housing Finance Corporation (HFC) are reluctant to provide housing loans to the poor and lower middle class.<br /><br />The data that was presented before MPs at the consultative committee of urban development and housing alleviation on Wednesday highlighted how the outstanding housing loans up to Rs 10 lakh has reduced from 34% in 2011-12 to 26% in 2013-14. It was worse in the case of loans amounting up to Rs 2 lakh and up to Rs 5 lakh. Sources said that lawmakers across party lines raised serious concerns over this trend as it reflected how housing loans to weaker section is decreasing every year.<br /><br />A few of them also pointed how all the banks don't quickly pass on the benefit of cuts in repo rate announced by the Reserve Bank of India to home buyers. They have expressed concerns over the Modi administration's huge target of building two crore new houses for the poor in urban areas by 2022 considering the tardy progress of any government scheme.<br /><br />However, housing minister M Venkaiah Naidu told the lawmakers that the new "Housing for All" initiative to be launched soon seeks to address the shortcomings of the earlier housing schemes and is more workable. Naidu said that the scheme would need about Rs 3 lakh crore investment to meet the housing shortage in urban areas.<br /><br />The urban component of housing mission has four components — slum redevelopment, affordable housing through credit linked subsidy, affordable housing in partnership with private or public sector agencies and subsidy for beneficiary-led individual house construction/ enhancement.<br /><br />Sources said some of the MPs pointed out difficulties in slum redevelopment projects since the residents oppose moving out even for a couple of years. There have been such experiences in Mumbai and Delhi as well. One of the committee members also suggested since unauthorized colonies are an urban reality these days, government should allow MPs to spend a portion of their local area development fund for improving infrastructure in such blocks.<br /><br /></div>', 'lang' => 'English', 'SITE_URL' => 'https://im4change.in/', 'site_title' => 'im4change', 'adminprix' => 'admin' ] $article_current = object(App\Model\Entity\Article) { 'id' => (int) 28314, 'title' => 'Figures don’t lie: Housing loans for poor declining -Dipak K Dash', 'subheading' => '', 'description' => '<div align="justify"> -The Times of India<br /> <br /> <em>NEW DELHI: </em>Terms like inclusive growth and roof-for-all may have gained political currency in the recent years, but trends show how public sector banks and Housing Finance Corporation (HFC) are reluctant to provide housing loans to the poor and lower middle class.<br /> <br /> The data that was presented before MPs at the consultative committee of urban development and housing alleviation on Wednesday highlighted how the outstanding housing loans up to Rs 10 lakh has reduced from 34% in 2011-12 to 26% in 2013-14. It was worse in the case of loans amounting up to Rs 2 lakh and up to Rs 5 lakh. Sources said that lawmakers across party lines raised serious concerns over this trend as it reflected how housing loans to weaker section is decreasing every year.<br /> <br /> A few of them also pointed how all the banks don't quickly pass on the benefit of cuts in repo rate announced by the Reserve Bank of India to home buyers. They have expressed concerns over the Modi administration's huge target of building two crore new houses for the poor in urban areas by 2022 considering the tardy progress of any government scheme.<br /> <br /> However, housing minister M Venkaiah Naidu told the lawmakers that the new "Housing for All" initiative to be launched soon seeks to address the shortcomings of the earlier housing schemes and is more workable. Naidu said that the scheme would need about Rs 3 lakh crore investment to meet the housing shortage in urban areas.<br /> <br /> The urban component of housing mission has four components — slum redevelopment, affordable housing through credit linked subsidy, affordable housing in partnership with private or public sector agencies and subsidy for beneficiary-led individual house construction/ enhancement.<br /> <br /> Sources said some of the MPs pointed out difficulties in slum redevelopment projects since the residents oppose moving out even for a couple of years. There have been such experiences in Mumbai and Delhi as well. One of the committee members also suggested since unauthorized colonies are an urban reality these days, government should allow MPs to spend a portion of their local area development fund for improving infrastructure in such blocks.<br /> <br /> </div>', 'credit_writer' => 'The Times of India, 11 June, 2015, http://timesofindia.indiatimes.com/india/Figures-dont-lie-Housing-loans-for-poor-declining/articleshow/47622457.cms', 'article_img' => '', 'article_img_thumb' => '', 'status' => (int) 1, 'show_on_home' => (int) 1, 'lang' => 'EN', 'category_id' => (int) 16, 'tag_keyword' => '', 'seo_url' => 'figures-dont-lie-housing-loans-for-poor-declining-dipak-k-dash-4676366', 'meta_title' => null, 'meta_keywords' => null, 'meta_description' => null, 'noindex' => (int) 0, 'publish_date' => object(Cake\I18n\FrozenDate) {}, 'most_visit_section_id' => null, 'article_big_img' => null, 'liveid' => (int) 4676366, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'edate' => '', 'tags' => [ (int) 0 => object(Cake\ORM\Entity) {}, (int) 1 => object(Cake\ORM\Entity) {}, (int) 2 => object(Cake\ORM\Entity) {}, (int) 3 => object(Cake\ORM\Entity) {}, (int) 4 => object(Cake\ORM\Entity) {} ], 'category' => object(App\Model\Entity\Category) {}, '[new]' => false, '[accessible]' => [ '*' => true, 'id' => false ], '[dirty]' => [], '[original]' => [], '[virtual]' => [], '[hasErrors]' => false, '[errors]' => [], '[invalid]' => [], '[repository]' => 'Articles' } $articleid = (int) 28314 $metaTitle = 'LATEST NEWS UPDATES | Figures don’t lie: Housing loans for poor declining -Dipak K Dash' $metaKeywords = 'Pavement Dwellers,Slum Dwellers,homeless,housing Shortage,Housing for All' $metaDesc = ' -The Times of India NEW DELHI: Terms like inclusive growth and roof-for-all may have gained political currency in the recent years, but trends show how public sector banks and Housing Finance Corporation (HFC) are reluctant to provide housing loans to the...' $disp = '<div align="justify">-The Times of India<br /><br /><em>NEW DELHI: </em>Terms like inclusive growth and roof-for-all may have gained political currency in the recent years, but trends show how public sector banks and Housing Finance Corporation (HFC) are reluctant to provide housing loans to the poor and lower middle class.<br /><br />The data that was presented before MPs at the consultative committee of urban development and housing alleviation on Wednesday highlighted how the outstanding housing loans up to Rs 10 lakh has reduced from 34% in 2011-12 to 26% in 2013-14. It was worse in the case of loans amounting up to Rs 2 lakh and up to Rs 5 lakh. Sources said that lawmakers across party lines raised serious concerns over this trend as it reflected how housing loans to weaker section is decreasing every year.<br /><br />A few of them also pointed how all the banks don't quickly pass on the benefit of cuts in repo rate announced by the Reserve Bank of India to home buyers. They have expressed concerns over the Modi administration's huge target of building two crore new houses for the poor in urban areas by 2022 considering the tardy progress of any government scheme.<br /><br />However, housing minister M Venkaiah Naidu told the lawmakers that the new "Housing for All" initiative to be launched soon seeks to address the shortcomings of the earlier housing schemes and is more workable. Naidu said that the scheme would need about Rs 3 lakh crore investment to meet the housing shortage in urban areas.<br /><br />The urban component of housing mission has four components — slum redevelopment, affordable housing through credit linked subsidy, affordable housing in partnership with private or public sector agencies and subsidy for beneficiary-led individual house construction/ enhancement.<br /><br />Sources said some of the MPs pointed out difficulties in slum redevelopment projects since the residents oppose moving out even for a couple of years. There have been such experiences in Mumbai and Delhi as well. One of the committee members also suggested since unauthorized colonies are an urban reality these days, government should allow MPs to spend a portion of their local area development fund for improving infrastructure in such blocks.<br /><br /></div>' $lang = 'English' $SITE_URL = 'https://im4change.in/' $site_title = 'im4change' $adminprix = 'admin'
include - APP/Template/Layout/printlayout.ctp, line 8 Cake\View\View::_evaluate() - CORE/src/View/View.php, line 1413 Cake\View\View::_render() - CORE/src/View/View.php, line 1374 Cake\View\View::renderLayout() - CORE/src/View/View.php, line 927 Cake\View\View::render() - CORE/src/View/View.php, line 885 Cake\Controller\Controller::render() - CORE/src/Controller/Controller.php, line 791 Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 126 Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94 Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Routing\Middleware\AssetMiddleware::__invoke() - CORE/src/Routing/Middleware/AssetMiddleware.php, line 88 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
![]() |
Figures don’t lie: Housing loans for poor declining -Dipak K Dash |
-The Times of India
NEW DELHI: Terms like inclusive growth and roof-for-all may have gained political currency in the recent years, but trends show how public sector banks and Housing Finance Corporation (HFC) are reluctant to provide housing loans to the poor and lower middle class. The data that was presented before MPs at the consultative committee of urban development and housing alleviation on Wednesday highlighted how the outstanding housing loans up to Rs 10 lakh has reduced from 34% in 2011-12 to 26% in 2013-14. It was worse in the case of loans amounting up to Rs 2 lakh and up to Rs 5 lakh. Sources said that lawmakers across party lines raised serious concerns over this trend as it reflected how housing loans to weaker section is decreasing every year. A few of them also pointed how all the banks don't quickly pass on the benefit of cuts in repo rate announced by the Reserve Bank of India to home buyers. They have expressed concerns over the Modi administration's huge target of building two crore new houses for the poor in urban areas by 2022 considering the tardy progress of any government scheme. However, housing minister M Venkaiah Naidu told the lawmakers that the new "Housing for All" initiative to be launched soon seeks to address the shortcomings of the earlier housing schemes and is more workable. Naidu said that the scheme would need about Rs 3 lakh crore investment to meet the housing shortage in urban areas. The urban component of housing mission has four components — slum redevelopment, affordable housing through credit linked subsidy, affordable housing in partnership with private or public sector agencies and subsidy for beneficiary-led individual house construction/ enhancement. Sources said some of the MPs pointed out difficulties in slum redevelopment projects since the residents oppose moving out even for a couple of years. There have been such experiences in Mumbai and Delhi as well. One of the committee members also suggested since unauthorized colonies are an urban reality these days, government should allow MPs to spend a portion of their local area development fund for improving infrastructure in such blocks. |