Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 73
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::printArticle() - APP/Controller/ArtileDetailController.php, line 73
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Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120
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Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
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Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 74
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::printArticle() - APP/Controller/ArtileDetailController.php, line 74
Cake\Controller\Controller::invokeAction() - CORE/src/Controller/Controller.php, line 610
Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120
Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94
Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\AssetMiddleware::__invoke() - CORE/src/Routing/Middleware/AssetMiddleware.php, line 88
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Warning (512): Unable to emit headers. Headers sent in file=/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Error/Debugger.php line=853 [CORE/src/Http/ResponseEmitter.php, line 48]
Code Context
            if (Configure::read('debug')) {

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    <link rel="canonical" href="https://im4change.in/<pre class="cake-error"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr67f286e81d2f2-trace').style.display = (document.getElementById('cakeErr67f286e81d2f2-trace').style.display == 'none' ? '' : 'none');"><b>Notice</b> (8)</a>: Undefined variable: urlPrefix [<b>APP/Template/Layout/printlayout.ctp</b>, line <b>8</b>]<div id="cakeErr67f286e81d2f2-trace" class="cake-stack-trace" style="display: none;"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr67f286e81d2f2-code').style.display = (document.getElementById('cakeErr67f286e81d2f2-code').style.display == 'none' ? '' : 'none')">Code</a> <a href="javascript:void(0);" onclick="document.getElementById('cakeErr67f286e81d2f2-context').style.display = (document.getElementById('cakeErr67f286e81d2f2-context').style.display == 'none' ? '' : 'none')">Context</a><pre id="cakeErr67f286e81d2f2-code" class="cake-code-dump" style="display: none;"><code><span style="color: #000000"><span style="color: #0000BB"></span><span style="color: #007700">&lt;</span><span style="color: #0000BB">head</span><span style="color: #007700">&gt;
</span></span></code>
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</span></span></code></pre><pre id="cakeErr67f286e81d2f2-context" class="cake-context" style="display: none;">$viewFile = &#039;/home/brlfuser/public_html/src/Template/Layout/printlayout.ctp&#039;
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-The Telegraph&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;New Delhi: &lt;/em&gt;India&#039;s government-funded health insurance schemes have increased patients&#039; access to hospitalisation but failed to reduce their households&#039; personal out-of-pocket healthcare expenses, the most comprehensive review of the schemes so far has found.&lt;br /&gt;
&lt;br /&gt;
The review by public health analysts has found increases ranging from 12 per cent to 244 per cent in hospital-based services across the country since the schemes were launched a decade ago. But there is no robust evidence to show that they are protecting patients&#039; households from financial risks of healthcare costs, the analysts said.&lt;br /&gt;
&lt;br /&gt;
The Centre and several state governments have cumulatively spent over Rs 37,000 crore since 2007 on the Rashtriya Swasthya Bima Yojana (RSBY) that pays up to Rs 30,000 each year in hospitalisation costs for each covered household.&lt;br /&gt;
&lt;br /&gt;
The RSBY - which covers 41 million households and other state-funded schemes, some of which pay higher hospitalisation amounts - accounts for nearly 14 per cent of the 15 per cent of India&#039;s population protected by health insurance.&lt;br /&gt;
&lt;br /&gt;
The new review amplifies suspicions among health experts that the schemes are not financially protecting households either because their payment caps are too low and do not cover many hospital-based services or because nearly 70 per cent of healthcare expenditure does not require hospitalisation.&lt;br /&gt;
&lt;br /&gt;
&amp;quot;We don&#039;t see any substantial gains from this model of healthcare delivery where governments pay for health insurance,&amp;quot; said Shankar Prinja, associate professor of health economics at the Postgraduate Institute of Medical Education and Research, Chandigarh, who led the review.&lt;br /&gt;
&lt;br /&gt;
Prinja and his colleagues analysed the pooled results of 43 independent studies from across India since 2010 to evaluate the effectiveness of the insurance schemes amid concerns that over 60 million people across India are pushed into poverty every year because of healthcare expenses.&lt;br /&gt;
&lt;br /&gt;
Households have used the RSBY or the state-funded schemes to seek treatment for cardiovascular, gastrointestinal, gynaecological, kidney, and ophthalmic illnesses and cancers, among other health disorders. But the treatments for many disorders may cost more than RSBY&#039;s cap of Rs 30,000 or the caps imposed by state-funded schemes.&lt;br /&gt;
&lt;br /&gt;
&amp;quot;The Rs 30,000 may evaporate in two days, and the patients&#039; families have to pay for the rest of the treatment and stay,&amp;quot; said Kappoori Gopakumar, a lawyer with the Third World Network, a policy analysis and research and advocacy organisation tracking healthcare issues. Gopakumar was not involved in the review.&lt;br /&gt;
&lt;br /&gt;
Nine among a set of 13 studies reviewed by Prinja and his colleagues showed no reduction in out-of-pocket healthcare expenses among households enrolled in the insurance schemes. Five of seven studies found an increase in out-of-pocket expenses.&lt;br /&gt;
&lt;br /&gt;
Please &lt;a href=&quot;https://www.telegraphindia.com/1170206/jsp/frontpage/story_134295.jsp#.WJiifDideyB&quot;&gt;click here&lt;/a&gt; to read more. &lt;br /&gt;
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-The Telegraph

New Delhi: India&#039;s government-funded health insurance schemes have increased patients&#039; access to hospitalisation but failed to reduce their households&#039; personal out-of-pocket healthcare expenses, the most comprehensive review of the schemes so far has found.

The review by public health analysts...&#039;,
	&#039;disp&#039; =&gt; &#039;&lt;div align=&quot;justify&quot;&gt;-The Telegraph&lt;br /&gt;&lt;br /&gt;&lt;em&gt;New Delhi: &lt;/em&gt;India&#039;s government-funded health insurance schemes have increased patients&#039; access to hospitalisation but failed to reduce their households&#039; personal out-of-pocket healthcare expenses, the most comprehensive review of the schemes so far has found.&lt;br /&gt;&lt;br /&gt;The review by public health analysts has found increases ranging from 12 per cent to 244 per cent in hospital-based services across the country since the schemes were launched a decade ago. But there is no robust evidence to show that they are protecting patients&#039; households from financial risks of healthcare costs, the analysts said.&lt;br /&gt;&lt;br /&gt;The Centre and several state governments have cumulatively spent over Rs 37,000 crore since 2007 on the Rashtriya Swasthya Bima Yojana (RSBY) that pays up to Rs 30,000 each year in hospitalisation costs for each covered household.&lt;br /&gt;&lt;br /&gt;The RSBY - which covers 41 million households and other state-funded schemes, some of which pay higher hospitalisation amounts - accounts for nearly 14 per cent of the 15 per cent of India&#039;s population protected by health insurance.&lt;br /&gt;&lt;br /&gt;The new review amplifies suspicions among health experts that the schemes are not financially protecting households either because their payment caps are too low and do not cover many hospital-based services or because nearly 70 per cent of healthcare expenditure does not require hospitalisation.&lt;br /&gt;&lt;br /&gt;&amp;quot;We don&#039;t see any substantial gains from this model of healthcare delivery where governments pay for health insurance,&amp;quot; said Shankar Prinja, associate professor of health economics at the Postgraduate Institute of Medical Education and Research, Chandigarh, who led the review.&lt;br /&gt;&lt;br /&gt;Prinja and his colleagues analysed the pooled results of 43 independent studies from across India since 2010 to evaluate the effectiveness of the insurance schemes amid concerns that over 60 million people across India are pushed into poverty every year because of healthcare expenses.&lt;br /&gt;&lt;br /&gt;Households have used the RSBY or the state-funded schemes to seek treatment for cardiovascular, gastrointestinal, gynaecological, kidney, and ophthalmic illnesses and cancers, among other health disorders. But the treatments for many disorders may cost more than RSBY&#039;s cap of Rs 30,000 or the caps imposed by state-funded schemes.&lt;br /&gt;&lt;br /&gt;&amp;quot;The Rs 30,000 may evaporate in two days, and the patients&#039; families have to pay for the rest of the treatment and stay,&amp;quot; said Kappoori Gopakumar, a lawyer with the Third World Network, a policy analysis and research and advocacy organisation tracking healthcare issues. Gopakumar was not involved in the review.&lt;br /&gt;&lt;br /&gt;Nine among a set of 13 studies reviewed by Prinja and his colleagues showed no reduction in out-of-pocket healthcare expenses among households enrolled in the insurance schemes. Five of seven studies found an increase in out-of-pocket expenses.&lt;br /&gt;&lt;br /&gt;Please &lt;a href=&quot;https://www.telegraphindia.com/1170206/jsp/frontpage/story_134295.jsp#.WJiifDideyB&quot; title=&quot;https://www.telegraphindia.com/1170206/jsp/frontpage/story_134295.jsp#.WJiifDideyB&quot;&gt;click here&lt;/a&gt; to read more. &lt;br /&gt;&lt;/div&gt;&#039;,
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-The Telegraph&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;New Delhi: &lt;/em&gt;India&#039;s government-funded health insurance schemes have increased patients&#039; access to hospitalisation but failed to reduce their households&#039; personal out-of-pocket healthcare expenses, the most comprehensive review of the schemes so far has found.&lt;br /&gt;
&lt;br /&gt;
The review by public health analysts has found increases ranging from 12 per cent to 244 per cent in hospital-based services across the country since the schemes were launched a decade ago. But there is no robust evidence to show that they are protecting patients&#039; households from financial risks of healthcare costs, the analysts said.&lt;br /&gt;
&lt;br /&gt;
The Centre and several state governments have cumulatively spent over Rs 37,000 crore since 2007 on the Rashtriya Swasthya Bima Yojana (RSBY) that pays up to Rs 30,000 each year in hospitalisation costs for each covered household.&lt;br /&gt;
&lt;br /&gt;
The RSBY - which covers 41 million households and other state-funded schemes, some of which pay higher hospitalisation amounts - accounts for nearly 14 per cent of the 15 per cent of India&#039;s population protected by health insurance.&lt;br /&gt;
&lt;br /&gt;
The new review amplifies suspicions among health experts that the schemes are not financially protecting households either because their payment caps are too low and do not cover many hospital-based services or because nearly 70 per cent of healthcare expenditure does not require hospitalisation.&lt;br /&gt;
&lt;br /&gt;
&amp;quot;We don&#039;t see any substantial gains from this model of healthcare delivery where governments pay for health insurance,&amp;quot; said Shankar Prinja, associate professor of health economics at the Postgraduate Institute of Medical Education and Research, Chandigarh, who led the review.&lt;br /&gt;
&lt;br /&gt;
Prinja and his colleagues analysed the pooled results of 43 independent studies from across India since 2010 to evaluate the effectiveness of the insurance schemes amid concerns that over 60 million people across India are pushed into poverty every year because of healthcare expenses.&lt;br /&gt;
&lt;br /&gt;
Households have used the RSBY or the state-funded schemes to seek treatment for cardiovascular, gastrointestinal, gynaecological, kidney, and ophthalmic illnesses and cancers, among other health disorders. But the treatments for many disorders may cost more than RSBY&#039;s cap of Rs 30,000 or the caps imposed by state-funded schemes.&lt;br /&gt;
&lt;br /&gt;
&amp;quot;The Rs 30,000 may evaporate in two days, and the patients&#039; families have to pay for the rest of the treatment and stay,&amp;quot; said Kappoori Gopakumar, a lawyer with the Third World Network, a policy analysis and research and advocacy organisation tracking healthcare issues. Gopakumar was not involved in the review.&lt;br /&gt;
&lt;br /&gt;
Nine among a set of 13 studies reviewed by Prinja and his colleagues showed no reduction in out-of-pocket healthcare expenses among households enrolled in the insurance schemes. Five of seven studies found an increase in out-of-pocket expenses.&lt;br /&gt;
&lt;br /&gt;
Please &lt;a href=&quot;https://www.telegraphindia.com/1170206/jsp/frontpage/story_134295.jsp#.WJiifDideyB&quot;&gt;click here&lt;/a&gt; to read more. &lt;br /&gt;
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-The Telegraph

New Delhi: India&#039;s government-funded health insurance schemes have increased patients&#039; access to hospitalisation but failed to reduce their households&#039; personal out-of-pocket healthcare expenses, the most comprehensive review of the schemes so far has found.

The review by public health analysts...&#039;
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Cake\View\View::renderLayout() - CORE/src/View/View.php, line 927
Cake\View\View::render() - CORE/src/View/View.php, line 885
Cake\Controller\Controller::render() - CORE/src/Controller/Controller.php, line 791
Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 126
Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94
Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
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-The Telegraph

New Delhi: India's government-funded health insurance schemes have increased patients' access to hospitalisation but failed to reduce their households' personal out-of-pocket healthcare expenses, the most comprehensive review of the schemes so far has found.

The review by public health analysts..."/>
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                <strong>Grim diagnosis of govt health cover -GS Mudur</strong></h1>
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                <div align="justify">-The Telegraph<br /><br /><em>New Delhi: </em>India's government-funded health insurance schemes have increased patients' access to hospitalisation but failed to reduce their households' personal out-of-pocket healthcare expenses, the most comprehensive review of the schemes so far has found.<br /><br />The review by public health analysts has found increases ranging from 12 per cent to 244 per cent in hospital-based services across the country since the schemes were launched a decade ago. But there is no robust evidence to show that they are protecting patients' households from financial risks of healthcare costs, the analysts said.<br /><br />The Centre and several state governments have cumulatively spent over Rs 37,000 crore since 2007 on the Rashtriya Swasthya Bima Yojana (RSBY) that pays up to Rs 30,000 each year in hospitalisation costs for each covered household.<br /><br />The RSBY - which covers 41 million households and other state-funded schemes, some of which pay higher hospitalisation amounts - accounts for nearly 14 per cent of the 15 per cent of India's population protected by health insurance.<br /><br />The new review amplifies suspicions among health experts that the schemes are not financially protecting households either because their payment caps are too low and do not cover many hospital-based services or because nearly 70 per cent of healthcare expenditure does not require hospitalisation.<br /><br />&quot;We don't see any substantial gains from this model of healthcare delivery where governments pay for health insurance,&quot; said Shankar Prinja, associate professor of health economics at the Postgraduate Institute of Medical Education and Research, Chandigarh, who led the review.<br /><br />Prinja and his colleagues analysed the pooled results of 43 independent studies from across India since 2010 to evaluate the effectiveness of the insurance schemes amid concerns that over 60 million people across India are pushed into poverty every year because of healthcare expenses.<br /><br />Households have used the RSBY or the state-funded schemes to seek treatment for cardiovascular, gastrointestinal, gynaecological, kidney, and ophthalmic illnesses and cancers, among other health disorders. But the treatments for many disorders may cost more than RSBY's cap of Rs 30,000 or the caps imposed by state-funded schemes.<br /><br />&quot;The Rs 30,000 may evaporate in two days, and the patients' families have to pay for the rest of the treatment and stay,&quot; said Kappoori Gopakumar, a lawyer with the Third World Network, a policy analysis and research and advocacy organisation tracking healthcare issues. Gopakumar was not involved in the review.<br /><br />Nine among a set of 13 studies reviewed by Prinja and his colleagues showed no reduction in out-of-pocket healthcare expenses among households enrolled in the insurance schemes. Five of seven studies found an increase in out-of-pocket expenses.<br /><br />Please <a href="https://www.telegraphindia.com/1170206/jsp/frontpage/story_134295.jsp#.WJiifDideyB" title="https://www.telegraphindia.com/1170206/jsp/frontpage/story_134295.jsp#.WJiifDideyB">click here</a> to read more. <br /></div>               </font>
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    <link rel="canonical" href="https://im4change.in/<pre class="cake-error"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr67f286e81d2f2-trace').style.display = (document.getElementById('cakeErr67f286e81d2f2-trace').style.display == 'none' ? '' : 'none');"><b>Notice</b> (8)</a>: Undefined variable: urlPrefix [<b>APP/Template/Layout/printlayout.ctp</b>, line <b>8</b>]<div id="cakeErr67f286e81d2f2-trace" class="cake-stack-trace" style="display: none;"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr67f286e81d2f2-code').style.display = (document.getElementById('cakeErr67f286e81d2f2-code').style.display == 'none' ? '' : 'none')">Code</a> <a href="javascript:void(0);" onclick="document.getElementById('cakeErr67f286e81d2f2-context').style.display = (document.getElementById('cakeErr67f286e81d2f2-context').style.display == 'none' ? '' : 'none')">Context</a><pre id="cakeErr67f286e81d2f2-code" class="cake-code-dump" style="display: none;"><code><span style="color: #000000"><span style="color: #0000BB"></span><span style="color: #007700">&lt;</span><span style="color: #0000BB">head</span><span style="color: #007700">&gt;
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-The Telegraph&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;New Delhi: &lt;/em&gt;India&#039;s government-funded health insurance schemes have increased patients&#039; access to hospitalisation but failed to reduce their households&#039; personal out-of-pocket healthcare expenses, the most comprehensive review of the schemes so far has found.&lt;br /&gt;
&lt;br /&gt;
The review by public health analysts has found increases ranging from 12 per cent to 244 per cent in hospital-based services across the country since the schemes were launched a decade ago. But there is no robust evidence to show that they are protecting patients&#039; households from financial risks of healthcare costs, the analysts said.&lt;br /&gt;
&lt;br /&gt;
The Centre and several state governments have cumulatively spent over Rs 37,000 crore since 2007 on the Rashtriya Swasthya Bima Yojana (RSBY) that pays up to Rs 30,000 each year in hospitalisation costs for each covered household.&lt;br /&gt;
&lt;br /&gt;
The RSBY - which covers 41 million households and other state-funded schemes, some of which pay higher hospitalisation amounts - accounts for nearly 14 per cent of the 15 per cent of India&#039;s population protected by health insurance.&lt;br /&gt;
&lt;br /&gt;
The new review amplifies suspicions among health experts that the schemes are not financially protecting households either because their payment caps are too low and do not cover many hospital-based services or because nearly 70 per cent of healthcare expenditure does not require hospitalisation.&lt;br /&gt;
&lt;br /&gt;
&amp;quot;We don&#039;t see any substantial gains from this model of healthcare delivery where governments pay for health insurance,&amp;quot; said Shankar Prinja, associate professor of health economics at the Postgraduate Institute of Medical Education and Research, Chandigarh, who led the review.&lt;br /&gt;
&lt;br /&gt;
Prinja and his colleagues analysed the pooled results of 43 independent studies from across India since 2010 to evaluate the effectiveness of the insurance schemes amid concerns that over 60 million people across India are pushed into poverty every year because of healthcare expenses.&lt;br /&gt;
&lt;br /&gt;
Households have used the RSBY or the state-funded schemes to seek treatment for cardiovascular, gastrointestinal, gynaecological, kidney, and ophthalmic illnesses and cancers, among other health disorders. But the treatments for many disorders may cost more than RSBY&#039;s cap of Rs 30,000 or the caps imposed by state-funded schemes.&lt;br /&gt;
&lt;br /&gt;
&amp;quot;The Rs 30,000 may evaporate in two days, and the patients&#039; families have to pay for the rest of the treatment and stay,&amp;quot; said Kappoori Gopakumar, a lawyer with the Third World Network, a policy analysis and research and advocacy organisation tracking healthcare issues. Gopakumar was not involved in the review.&lt;br /&gt;
&lt;br /&gt;
Nine among a set of 13 studies reviewed by Prinja and his colleagues showed no reduction in out-of-pocket healthcare expenses among households enrolled in the insurance schemes. Five of seven studies found an increase in out-of-pocket expenses.&lt;br /&gt;
&lt;br /&gt;
Please &lt;a href=&quot;https://www.telegraphindia.com/1170206/jsp/frontpage/story_134295.jsp#.WJiifDideyB&quot;&gt;click here&lt;/a&gt; to read more. &lt;br /&gt;
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-The Telegraph

New Delhi: India&#039;s government-funded health insurance schemes have increased patients&#039; access to hospitalisation but failed to reduce their households&#039; personal out-of-pocket healthcare expenses, the most comprehensive review of the schemes so far has found.

The review by public health analysts...&#039;,
	&#039;disp&#039; =&gt; &#039;&lt;div align=&quot;justify&quot;&gt;-The Telegraph&lt;br /&gt;&lt;br /&gt;&lt;em&gt;New Delhi: &lt;/em&gt;India&#039;s government-funded health insurance schemes have increased patients&#039; access to hospitalisation but failed to reduce their households&#039; personal out-of-pocket healthcare expenses, the most comprehensive review of the schemes so far has found.&lt;br /&gt;&lt;br /&gt;The review by public health analysts has found increases ranging from 12 per cent to 244 per cent in hospital-based services across the country since the schemes were launched a decade ago. But there is no robust evidence to show that they are protecting patients&#039; households from financial risks of healthcare costs, the analysts said.&lt;br /&gt;&lt;br /&gt;The Centre and several state governments have cumulatively spent over Rs 37,000 crore since 2007 on the Rashtriya Swasthya Bima Yojana (RSBY) that pays up to Rs 30,000 each year in hospitalisation costs for each covered household.&lt;br /&gt;&lt;br /&gt;The RSBY - which covers 41 million households and other state-funded schemes, some of which pay higher hospitalisation amounts - accounts for nearly 14 per cent of the 15 per cent of India&#039;s population protected by health insurance.&lt;br /&gt;&lt;br /&gt;The new review amplifies suspicions among health experts that the schemes are not financially protecting households either because their payment caps are too low and do not cover many hospital-based services or because nearly 70 per cent of healthcare expenditure does not require hospitalisation.&lt;br /&gt;&lt;br /&gt;&amp;quot;We don&#039;t see any substantial gains from this model of healthcare delivery where governments pay for health insurance,&amp;quot; said Shankar Prinja, associate professor of health economics at the Postgraduate Institute of Medical Education and Research, Chandigarh, who led the review.&lt;br /&gt;&lt;br /&gt;Prinja and his colleagues analysed the pooled results of 43 independent studies from across India since 2010 to evaluate the effectiveness of the insurance schemes amid concerns that over 60 million people across India are pushed into poverty every year because of healthcare expenses.&lt;br /&gt;&lt;br /&gt;Households have used the RSBY or the state-funded schemes to seek treatment for cardiovascular, gastrointestinal, gynaecological, kidney, and ophthalmic illnesses and cancers, among other health disorders. But the treatments for many disorders may cost more than RSBY&#039;s cap of Rs 30,000 or the caps imposed by state-funded schemes.&lt;br /&gt;&lt;br /&gt;&amp;quot;The Rs 30,000 may evaporate in two days, and the patients&#039; families have to pay for the rest of the treatment and stay,&amp;quot; said Kappoori Gopakumar, a lawyer with the Third World Network, a policy analysis and research and advocacy organisation tracking healthcare issues. Gopakumar was not involved in the review.&lt;br /&gt;&lt;br /&gt;Nine among a set of 13 studies reviewed by Prinja and his colleagues showed no reduction in out-of-pocket healthcare expenses among households enrolled in the insurance schemes. Five of seven studies found an increase in out-of-pocket expenses.&lt;br /&gt;&lt;br /&gt;Please &lt;a href=&quot;https://www.telegraphindia.com/1170206/jsp/frontpage/story_134295.jsp#.WJiifDideyB&quot; title=&quot;https://www.telegraphindia.com/1170206/jsp/frontpage/story_134295.jsp#.WJiifDideyB&quot;&gt;click here&lt;/a&gt; to read more. &lt;br /&gt;&lt;/div&gt;&#039;,
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-The Telegraph&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;New Delhi: &lt;/em&gt;India&#039;s government-funded health insurance schemes have increased patients&#039; access to hospitalisation but failed to reduce their households&#039; personal out-of-pocket healthcare expenses, the most comprehensive review of the schemes so far has found.&lt;br /&gt;
&lt;br /&gt;
The review by public health analysts has found increases ranging from 12 per cent to 244 per cent in hospital-based services across the country since the schemes were launched a decade ago. But there is no robust evidence to show that they are protecting patients&#039; households from financial risks of healthcare costs, the analysts said.&lt;br /&gt;
&lt;br /&gt;
The Centre and several state governments have cumulatively spent over Rs 37,000 crore since 2007 on the Rashtriya Swasthya Bima Yojana (RSBY) that pays up to Rs 30,000 each year in hospitalisation costs for each covered household.&lt;br /&gt;
&lt;br /&gt;
The RSBY - which covers 41 million households and other state-funded schemes, some of which pay higher hospitalisation amounts - accounts for nearly 14 per cent of the 15 per cent of India&#039;s population protected by health insurance.&lt;br /&gt;
&lt;br /&gt;
The new review amplifies suspicions among health experts that the schemes are not financially protecting households either because their payment caps are too low and do not cover many hospital-based services or because nearly 70 per cent of healthcare expenditure does not require hospitalisation.&lt;br /&gt;
&lt;br /&gt;
&amp;quot;We don&#039;t see any substantial gains from this model of healthcare delivery where governments pay for health insurance,&amp;quot; said Shankar Prinja, associate professor of health economics at the Postgraduate Institute of Medical Education and Research, Chandigarh, who led the review.&lt;br /&gt;
&lt;br /&gt;
Prinja and his colleagues analysed the pooled results of 43 independent studies from across India since 2010 to evaluate the effectiveness of the insurance schemes amid concerns that over 60 million people across India are pushed into poverty every year because of healthcare expenses.&lt;br /&gt;
&lt;br /&gt;
Households have used the RSBY or the state-funded schemes to seek treatment for cardiovascular, gastrointestinal, gynaecological, kidney, and ophthalmic illnesses and cancers, among other health disorders. But the treatments for many disorders may cost more than RSBY&#039;s cap of Rs 30,000 or the caps imposed by state-funded schemes.&lt;br /&gt;
&lt;br /&gt;
&amp;quot;The Rs 30,000 may evaporate in two days, and the patients&#039; families have to pay for the rest of the treatment and stay,&amp;quot; said Kappoori Gopakumar, a lawyer with the Third World Network, a policy analysis and research and advocacy organisation tracking healthcare issues. Gopakumar was not involved in the review.&lt;br /&gt;
&lt;br /&gt;
Nine among a set of 13 studies reviewed by Prinja and his colleagues showed no reduction in out-of-pocket healthcare expenses among households enrolled in the insurance schemes. Five of seven studies found an increase in out-of-pocket expenses.&lt;br /&gt;
&lt;br /&gt;
Please &lt;a href=&quot;https://www.telegraphindia.com/1170206/jsp/frontpage/story_134295.jsp#.WJiifDideyB&quot;&gt;click here&lt;/a&gt; to read more. &lt;br /&gt;
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-The Telegraph

New Delhi: India&#039;s government-funded health insurance schemes have increased patients&#039; access to hospitalisation but failed to reduce their households&#039; personal out-of-pocket healthcare expenses, the most comprehensive review of the schemes so far has found.

The review by public health analysts...&#039;
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-The Telegraph

New Delhi: India's government-funded health insurance schemes have increased patients' access to hospitalisation but failed to reduce their households' personal out-of-pocket healthcare expenses, the most comprehensive review of the schemes so far has found.

The review by public health analysts..."/>
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                <strong>Grim diagnosis of govt health cover -GS Mudur</strong></h1>
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                <div align="justify">-The Telegraph<br /><br /><em>New Delhi: </em>India's government-funded health insurance schemes have increased patients' access to hospitalisation but failed to reduce their households' personal out-of-pocket healthcare expenses, the most comprehensive review of the schemes so far has found.<br /><br />The review by public health analysts has found increases ranging from 12 per cent to 244 per cent in hospital-based services across the country since the schemes were launched a decade ago. But there is no robust evidence to show that they are protecting patients' households from financial risks of healthcare costs, the analysts said.<br /><br />The Centre and several state governments have cumulatively spent over Rs 37,000 crore since 2007 on the Rashtriya Swasthya Bima Yojana (RSBY) that pays up to Rs 30,000 each year in hospitalisation costs for each covered household.<br /><br />The RSBY - which covers 41 million households and other state-funded schemes, some of which pay higher hospitalisation amounts - accounts for nearly 14 per cent of the 15 per cent of India's population protected by health insurance.<br /><br />The new review amplifies suspicions among health experts that the schemes are not financially protecting households either because their payment caps are too low and do not cover many hospital-based services or because nearly 70 per cent of healthcare expenditure does not require hospitalisation.<br /><br />&quot;We don't see any substantial gains from this model of healthcare delivery where governments pay for health insurance,&quot; said Shankar Prinja, associate professor of health economics at the Postgraduate Institute of Medical Education and Research, Chandigarh, who led the review.<br /><br />Prinja and his colleagues analysed the pooled results of 43 independent studies from across India since 2010 to evaluate the effectiveness of the insurance schemes amid concerns that over 60 million people across India are pushed into poverty every year because of healthcare expenses.<br /><br />Households have used the RSBY or the state-funded schemes to seek treatment for cardiovascular, gastrointestinal, gynaecological, kidney, and ophthalmic illnesses and cancers, among other health disorders. But the treatments for many disorders may cost more than RSBY's cap of Rs 30,000 or the caps imposed by state-funded schemes.<br /><br />&quot;The Rs 30,000 may evaporate in two days, and the patients' families have to pay for the rest of the treatment and stay,&quot; said Kappoori Gopakumar, a lawyer with the Third World Network, a policy analysis and research and advocacy organisation tracking healthcare issues. Gopakumar was not involved in the review.<br /><br />Nine among a set of 13 studies reviewed by Prinja and his colleagues showed no reduction in out-of-pocket healthcare expenses among households enrolled in the insurance schemes. Five of seven studies found an increase in out-of-pocket expenses.<br /><br />Please <a href="https://www.telegraphindia.com/1170206/jsp/frontpage/story_134295.jsp#.WJiifDideyB" title="https://www.telegraphindia.com/1170206/jsp/frontpage/story_134295.jsp#.WJiifDideyB">click here</a> to read more. <br /></div>               </font>
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-The Telegraph&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;New Delhi: &lt;/em&gt;India&#039;s government-funded health insurance schemes have increased patients&#039; access to hospitalisation but failed to reduce their households&#039; personal out-of-pocket healthcare expenses, the most comprehensive review of the schemes so far has found.&lt;br /&gt;
&lt;br /&gt;
The review by public health analysts has found increases ranging from 12 per cent to 244 per cent in hospital-based services across the country since the schemes were launched a decade ago. But there is no robust evidence to show that they are protecting patients&#039; households from financial risks of healthcare costs, the analysts said.&lt;br /&gt;
&lt;br /&gt;
The Centre and several state governments have cumulatively spent over Rs 37,000 crore since 2007 on the Rashtriya Swasthya Bima Yojana (RSBY) that pays up to Rs 30,000 each year in hospitalisation costs for each covered household.&lt;br /&gt;
&lt;br /&gt;
The RSBY - which covers 41 million households and other state-funded schemes, some of which pay higher hospitalisation amounts - accounts for nearly 14 per cent of the 15 per cent of India&#039;s population protected by health insurance.&lt;br /&gt;
&lt;br /&gt;
The new review amplifies suspicions among health experts that the schemes are not financially protecting households either because their payment caps are too low and do not cover many hospital-based services or because nearly 70 per cent of healthcare expenditure does not require hospitalisation.&lt;br /&gt;
&lt;br /&gt;
&amp;quot;We don&#039;t see any substantial gains from this model of healthcare delivery where governments pay for health insurance,&amp;quot; said Shankar Prinja, associate professor of health economics at the Postgraduate Institute of Medical Education and Research, Chandigarh, who led the review.&lt;br /&gt;
&lt;br /&gt;
Prinja and his colleagues analysed the pooled results of 43 independent studies from across India since 2010 to evaluate the effectiveness of the insurance schemes amid concerns that over 60 million people across India are pushed into poverty every year because of healthcare expenses.&lt;br /&gt;
&lt;br /&gt;
Households have used the RSBY or the state-funded schemes to seek treatment for cardiovascular, gastrointestinal, gynaecological, kidney, and ophthalmic illnesses and cancers, among other health disorders. But the treatments for many disorders may cost more than RSBY&#039;s cap of Rs 30,000 or the caps imposed by state-funded schemes.&lt;br /&gt;
&lt;br /&gt;
&amp;quot;The Rs 30,000 may evaporate in two days, and the patients&#039; families have to pay for the rest of the treatment and stay,&amp;quot; said Kappoori Gopakumar, a lawyer with the Third World Network, a policy analysis and research and advocacy organisation tracking healthcare issues. Gopakumar was not involved in the review.&lt;br /&gt;
&lt;br /&gt;
Nine among a set of 13 studies reviewed by Prinja and his colleagues showed no reduction in out-of-pocket healthcare expenses among households enrolled in the insurance schemes. Five of seven studies found an increase in out-of-pocket expenses.&lt;br /&gt;
&lt;br /&gt;
Please &lt;a href=&quot;https://www.telegraphindia.com/1170206/jsp/frontpage/story_134295.jsp#.WJiifDideyB&quot;&gt;click here&lt;/a&gt; to read more. &lt;br /&gt;
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-The Telegraph

New Delhi: India&#039;s government-funded health insurance schemes have increased patients&#039; access to hospitalisation but failed to reduce their households&#039; personal out-of-pocket healthcare expenses, the most comprehensive review of the schemes so far has found.

The review by public health analysts...&#039;,
	&#039;disp&#039; =&gt; &#039;&lt;div align=&quot;justify&quot;&gt;-The Telegraph&lt;br /&gt;&lt;br /&gt;&lt;em&gt;New Delhi: &lt;/em&gt;India&#039;s government-funded health insurance schemes have increased patients&#039; access to hospitalisation but failed to reduce their households&#039; personal out-of-pocket healthcare expenses, the most comprehensive review of the schemes so far has found.&lt;br /&gt;&lt;br /&gt;The review by public health analysts has found increases ranging from 12 per cent to 244 per cent in hospital-based services across the country since the schemes were launched a decade ago. But there is no robust evidence to show that they are protecting patients&#039; households from financial risks of healthcare costs, the analysts said.&lt;br /&gt;&lt;br /&gt;The Centre and several state governments have cumulatively spent over Rs 37,000 crore since 2007 on the Rashtriya Swasthya Bima Yojana (RSBY) that pays up to Rs 30,000 each year in hospitalisation costs for each covered household.&lt;br /&gt;&lt;br /&gt;The RSBY - which covers 41 million households and other state-funded schemes, some of which pay higher hospitalisation amounts - accounts for nearly 14 per cent of the 15 per cent of India&#039;s population protected by health insurance.&lt;br /&gt;&lt;br /&gt;The new review amplifies suspicions among health experts that the schemes are not financially protecting households either because their payment caps are too low and do not cover many hospital-based services or because nearly 70 per cent of healthcare expenditure does not require hospitalisation.&lt;br /&gt;&lt;br /&gt;&amp;quot;We don&#039;t see any substantial gains from this model of healthcare delivery where governments pay for health insurance,&amp;quot; said Shankar Prinja, associate professor of health economics at the Postgraduate Institute of Medical Education and Research, Chandigarh, who led the review.&lt;br /&gt;&lt;br /&gt;Prinja and his colleagues analysed the pooled results of 43 independent studies from across India since 2010 to evaluate the effectiveness of the insurance schemes amid concerns that over 60 million people across India are pushed into poverty every year because of healthcare expenses.&lt;br /&gt;&lt;br /&gt;Households have used the RSBY or the state-funded schemes to seek treatment for cardiovascular, gastrointestinal, gynaecological, kidney, and ophthalmic illnesses and cancers, among other health disorders. But the treatments for many disorders may cost more than RSBY&#039;s cap of Rs 30,000 or the caps imposed by state-funded schemes.&lt;br /&gt;&lt;br /&gt;&amp;quot;The Rs 30,000 may evaporate in two days, and the patients&#039; families have to pay for the rest of the treatment and stay,&amp;quot; said Kappoori Gopakumar, a lawyer with the Third World Network, a policy analysis and research and advocacy organisation tracking healthcare issues. Gopakumar was not involved in the review.&lt;br /&gt;&lt;br /&gt;Nine among a set of 13 studies reviewed by Prinja and his colleagues showed no reduction in out-of-pocket healthcare expenses among households enrolled in the insurance schemes. Five of seven studies found an increase in out-of-pocket expenses.&lt;br /&gt;&lt;br /&gt;Please &lt;a href=&quot;https://www.telegraphindia.com/1170206/jsp/frontpage/story_134295.jsp#.WJiifDideyB&quot; title=&quot;https://www.telegraphindia.com/1170206/jsp/frontpage/story_134295.jsp#.WJiifDideyB&quot;&gt;click here&lt;/a&gt; to read more. &lt;br /&gt;&lt;/div&gt;&#039;,
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-The Telegraph&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;New Delhi: &lt;/em&gt;India&#039;s government-funded health insurance schemes have increased patients&#039; access to hospitalisation but failed to reduce their households&#039; personal out-of-pocket healthcare expenses, the most comprehensive review of the schemes so far has found.&lt;br /&gt;
&lt;br /&gt;
The review by public health analysts has found increases ranging from 12 per cent to 244 per cent in hospital-based services across the country since the schemes were launched a decade ago. But there is no robust evidence to show that they are protecting patients&#039; households from financial risks of healthcare costs, the analysts said.&lt;br /&gt;
&lt;br /&gt;
The Centre and several state governments have cumulatively spent over Rs 37,000 crore since 2007 on the Rashtriya Swasthya Bima Yojana (RSBY) that pays up to Rs 30,000 each year in hospitalisation costs for each covered household.&lt;br /&gt;
&lt;br /&gt;
The RSBY - which covers 41 million households and other state-funded schemes, some of which pay higher hospitalisation amounts - accounts for nearly 14 per cent of the 15 per cent of India&#039;s population protected by health insurance.&lt;br /&gt;
&lt;br /&gt;
The new review amplifies suspicions among health experts that the schemes are not financially protecting households either because their payment caps are too low and do not cover many hospital-based services or because nearly 70 per cent of healthcare expenditure does not require hospitalisation.&lt;br /&gt;
&lt;br /&gt;
&amp;quot;We don&#039;t see any substantial gains from this model of healthcare delivery where governments pay for health insurance,&amp;quot; said Shankar Prinja, associate professor of health economics at the Postgraduate Institute of Medical Education and Research, Chandigarh, who led the review.&lt;br /&gt;
&lt;br /&gt;
Prinja and his colleagues analysed the pooled results of 43 independent studies from across India since 2010 to evaluate the effectiveness of the insurance schemes amid concerns that over 60 million people across India are pushed into poverty every year because of healthcare expenses.&lt;br /&gt;
&lt;br /&gt;
Households have used the RSBY or the state-funded schemes to seek treatment for cardiovascular, gastrointestinal, gynaecological, kidney, and ophthalmic illnesses and cancers, among other health disorders. But the treatments for many disorders may cost more than RSBY&#039;s cap of Rs 30,000 or the caps imposed by state-funded schemes.&lt;br /&gt;
&lt;br /&gt;
&amp;quot;The Rs 30,000 may evaporate in two days, and the patients&#039; families have to pay for the rest of the treatment and stay,&amp;quot; said Kappoori Gopakumar, a lawyer with the Third World Network, a policy analysis and research and advocacy organisation tracking healthcare issues. Gopakumar was not involved in the review.&lt;br /&gt;
&lt;br /&gt;
Nine among a set of 13 studies reviewed by Prinja and his colleagues showed no reduction in out-of-pocket healthcare expenses among households enrolled in the insurance schemes. Five of seven studies found an increase in out-of-pocket expenses.&lt;br /&gt;
&lt;br /&gt;
Please &lt;a href=&quot;https://www.telegraphindia.com/1170206/jsp/frontpage/story_134295.jsp#.WJiifDideyB&quot;&gt;click here&lt;/a&gt; to read more. &lt;br /&gt;
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-The Telegraph

New Delhi: India&#039;s government-funded health insurance schemes have increased patients&#039; access to hospitalisation but failed to reduce their households&#039; personal out-of-pocket healthcare expenses, the most comprehensive review of the schemes so far has found.

The review by public health analysts...&#039;
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-The Telegraph

New Delhi: India's government-funded health insurance schemes have increased patients' access to hospitalisation but failed to reduce their households' personal out-of-pocket healthcare expenses, the most comprehensive review of the schemes so far has found.

The review by public health analysts..."/>
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                <strong>Grim diagnosis of govt health cover -GS Mudur</strong></h1>
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                <div align="justify">-The Telegraph<br /><br /><em>New Delhi: </em>India's government-funded health insurance schemes have increased patients' access to hospitalisation but failed to reduce their households' personal out-of-pocket healthcare expenses, the most comprehensive review of the schemes so far has found.<br /><br />The review by public health analysts has found increases ranging from 12 per cent to 244 per cent in hospital-based services across the country since the schemes were launched a decade ago. But there is no robust evidence to show that they are protecting patients' households from financial risks of healthcare costs, the analysts said.<br /><br />The Centre and several state governments have cumulatively spent over Rs 37,000 crore since 2007 on the Rashtriya Swasthya Bima Yojana (RSBY) that pays up to Rs 30,000 each year in hospitalisation costs for each covered household.<br /><br />The RSBY - which covers 41 million households and other state-funded schemes, some of which pay higher hospitalisation amounts - accounts for nearly 14 per cent of the 15 per cent of India's population protected by health insurance.<br /><br />The new review amplifies suspicions among health experts that the schemes are not financially protecting households either because their payment caps are too low and do not cover many hospital-based services or because nearly 70 per cent of healthcare expenditure does not require hospitalisation.<br /><br />&quot;We don't see any substantial gains from this model of healthcare delivery where governments pay for health insurance,&quot; said Shankar Prinja, associate professor of health economics at the Postgraduate Institute of Medical Education and Research, Chandigarh, who led the review.<br /><br />Prinja and his colleagues analysed the pooled results of 43 independent studies from across India since 2010 to evaluate the effectiveness of the insurance schemes amid concerns that over 60 million people across India are pushed into poverty every year because of healthcare expenses.<br /><br />Households have used the RSBY or the state-funded schemes to seek treatment for cardiovascular, gastrointestinal, gynaecological, kidney, and ophthalmic illnesses and cancers, among other health disorders. But the treatments for many disorders may cost more than RSBY's cap of Rs 30,000 or the caps imposed by state-funded schemes.<br /><br />&quot;The Rs 30,000 may evaporate in two days, and the patients' families have to pay for the rest of the treatment and stay,&quot; said Kappoori Gopakumar, a lawyer with the Third World Network, a policy analysis and research and advocacy organisation tracking healthcare issues. Gopakumar was not involved in the review.<br /><br />Nine among a set of 13 studies reviewed by Prinja and his colleagues showed no reduction in out-of-pocket healthcare expenses among households enrolled in the insurance schemes. Five of seven studies found an increase in out-of-pocket expenses.<br /><br />Please <a href="https://www.telegraphindia.com/1170206/jsp/frontpage/story_134295.jsp#.WJiifDideyB" title="https://www.telegraphindia.com/1170206/jsp/frontpage/story_134295.jsp#.WJiifDideyB">click here</a> to read more. <br /></div>               </font>
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-The Telegraph<br />
<br />
<em>New Delhi: </em>India's government-funded health insurance schemes have increased patients' access to hospitalisation but failed to reduce their households' personal out-of-pocket healthcare expenses, the most comprehensive review of the schemes so far has found.<br />
<br />
The review by public health analysts has found increases ranging from 12 per cent to 244 per cent in hospital-based services across the country since the schemes were launched a decade ago. But there is no robust evidence to show that they are protecting patients' households from financial risks of healthcare costs, the analysts said.<br />
<br />
The Centre and several state governments have cumulatively spent over Rs 37,000 crore since 2007 on the Rashtriya Swasthya Bima Yojana (RSBY) that pays up to Rs 30,000 each year in hospitalisation costs for each covered household.<br />
<br />
The RSBY - which covers 41 million households and other state-funded schemes, some of which pay higher hospitalisation amounts - accounts for nearly 14 per cent of the 15 per cent of India's population protected by health insurance.<br />
<br />
The new review amplifies suspicions among health experts that the schemes are not financially protecting households either because their payment caps are too low and do not cover many hospital-based services or because nearly 70 per cent of healthcare expenditure does not require hospitalisation.<br />
<br />
&quot;We don't see any substantial gains from this model of healthcare delivery where governments pay for health insurance,&quot; said Shankar Prinja, associate professor of health economics at the Postgraduate Institute of Medical Education and Research, Chandigarh, who led the review.<br />
<br />
Prinja and his colleagues analysed the pooled results of 43 independent studies from across India since 2010 to evaluate the effectiveness of the insurance schemes amid concerns that over 60 million people across India are pushed into poverty every year because of healthcare expenses.<br />
<br />
Households have used the RSBY or the state-funded schemes to seek treatment for cardiovascular, gastrointestinal, gynaecological, kidney, and ophthalmic illnesses and cancers, among other health disorders. But the treatments for many disorders may cost more than RSBY's cap of Rs 30,000 or the caps imposed by state-funded schemes.<br />
<br />
&quot;The Rs 30,000 may evaporate in two days, and the patients' families have to pay for the rest of the treatment and stay,&quot; said Kappoori Gopakumar, a lawyer with the Third World Network, a policy analysis and research and advocacy organisation tracking healthcare issues. Gopakumar was not involved in the review.<br />
<br />
Nine among a set of 13 studies reviewed by Prinja and his colleagues showed no reduction in out-of-pocket healthcare expenses among households enrolled in the insurance schemes. Five of seven studies found an increase in out-of-pocket expenses.<br />
<br />
Please <a href="https://www.telegraphindia.com/1170206/jsp/frontpage/story_134295.jsp#.WJiifDideyB">click here</a> to read more. <br />
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-The Telegraph

New Delhi: India's government-funded health insurance schemes have increased patients' access to hospitalisation but failed to reduce their households' personal out-of-pocket healthcare expenses, the most comprehensive review of the schemes so far has found.

The review by public health analysts...',
	'disp' => '<div align="justify">-The Telegraph<br /><br /><em>New Delhi: </em>India's government-funded health insurance schemes have increased patients' access to hospitalisation but failed to reduce their households' personal out-of-pocket healthcare expenses, the most comprehensive review of the schemes so far has found.<br /><br />The review by public health analysts has found increases ranging from 12 per cent to 244 per cent in hospital-based services across the country since the schemes were launched a decade ago. But there is no robust evidence to show that they are protecting patients' households from financial risks of healthcare costs, the analysts said.<br /><br />The Centre and several state governments have cumulatively spent over Rs 37,000 crore since 2007 on the Rashtriya Swasthya Bima Yojana (RSBY) that pays up to Rs 30,000 each year in hospitalisation costs for each covered household.<br /><br />The RSBY - which covers 41 million households and other state-funded schemes, some of which pay higher hospitalisation amounts - accounts for nearly 14 per cent of the 15 per cent of India's population protected by health insurance.<br /><br />The new review amplifies suspicions among health experts that the schemes are not financially protecting households either because their payment caps are too low and do not cover many hospital-based services or because nearly 70 per cent of healthcare expenditure does not require hospitalisation.<br /><br />&quot;We don't see any substantial gains from this model of healthcare delivery where governments pay for health insurance,&quot; said Shankar Prinja, associate professor of health economics at the Postgraduate Institute of Medical Education and Research, Chandigarh, who led the review.<br /><br />Prinja and his colleagues analysed the pooled results of 43 independent studies from across India since 2010 to evaluate the effectiveness of the insurance schemes amid concerns that over 60 million people across India are pushed into poverty every year because of healthcare expenses.<br /><br />Households have used the RSBY or the state-funded schemes to seek treatment for cardiovascular, gastrointestinal, gynaecological, kidney, and ophthalmic illnesses and cancers, among other health disorders. But the treatments for many disorders may cost more than RSBY's cap of Rs 30,000 or the caps imposed by state-funded schemes.<br /><br />&quot;The Rs 30,000 may evaporate in two days, and the patients' families have to pay for the rest of the treatment and stay,&quot; said Kappoori Gopakumar, a lawyer with the Third World Network, a policy analysis and research and advocacy organisation tracking healthcare issues. Gopakumar was not involved in the review.<br /><br />Nine among a set of 13 studies reviewed by Prinja and his colleagues showed no reduction in out-of-pocket healthcare expenses among households enrolled in the insurance schemes. Five of seven studies found an increase in out-of-pocket expenses.<br /><br />Please <a href="https://www.telegraphindia.com/1170206/jsp/frontpage/story_134295.jsp#.WJiifDideyB" title="https://www.telegraphindia.com/1170206/jsp/frontpage/story_134295.jsp#.WJiifDideyB">click here</a> to read more. <br /></div>',
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-The Telegraph<br />
<br />
<em>New Delhi: </em>India's government-funded health insurance schemes have increased patients' access to hospitalisation but failed to reduce their households' personal out-of-pocket healthcare expenses, the most comprehensive review of the schemes so far has found.<br />
<br />
The review by public health analysts has found increases ranging from 12 per cent to 244 per cent in hospital-based services across the country since the schemes were launched a decade ago. But there is no robust evidence to show that they are protecting patients' households from financial risks of healthcare costs, the analysts said.<br />
<br />
The Centre and several state governments have cumulatively spent over Rs 37,000 crore since 2007 on the Rashtriya Swasthya Bima Yojana (RSBY) that pays up to Rs 30,000 each year in hospitalisation costs for each covered household.<br />
<br />
The RSBY - which covers 41 million households and other state-funded schemes, some of which pay higher hospitalisation amounts - accounts for nearly 14 per cent of the 15 per cent of India's population protected by health insurance.<br />
<br />
The new review amplifies suspicions among health experts that the schemes are not financially protecting households either because their payment caps are too low and do not cover many hospital-based services or because nearly 70 per cent of healthcare expenditure does not require hospitalisation.<br />
<br />
&quot;We don't see any substantial gains from this model of healthcare delivery where governments pay for health insurance,&quot; said Shankar Prinja, associate professor of health economics at the Postgraduate Institute of Medical Education and Research, Chandigarh, who led the review.<br />
<br />
Prinja and his colleagues analysed the pooled results of 43 independent studies from across India since 2010 to evaluate the effectiveness of the insurance schemes amid concerns that over 60 million people across India are pushed into poverty every year because of healthcare expenses.<br />
<br />
Households have used the RSBY or the state-funded schemes to seek treatment for cardiovascular, gastrointestinal, gynaecological, kidney, and ophthalmic illnesses and cancers, among other health disorders. But the treatments for many disorders may cost more than RSBY's cap of Rs 30,000 or the caps imposed by state-funded schemes.<br />
<br />
&quot;The Rs 30,000 may evaporate in two days, and the patients' families have to pay for the rest of the treatment and stay,&quot; said Kappoori Gopakumar, a lawyer with the Third World Network, a policy analysis and research and advocacy organisation tracking healthcare issues. Gopakumar was not involved in the review.<br />
<br />
Nine among a set of 13 studies reviewed by Prinja and his colleagues showed no reduction in out-of-pocket healthcare expenses among households enrolled in the insurance schemes. Five of seven studies found an increase in out-of-pocket expenses.<br />
<br />
Please <a href="https://www.telegraphindia.com/1170206/jsp/frontpage/story_134295.jsp#.WJiifDideyB">click here</a> to read more. <br />
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$metaTitle = 'LATEST NEWS UPDATES | Grim diagnosis of govt health cover -GS Mudur'
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-The Telegraph

New Delhi: India's government-funded health insurance schemes have increased patients' access to hospitalisation but failed to reduce their households' personal out-of-pocket healthcare expenses, the most comprehensive review of the schemes so far has found.

The review by public health analysts...'
$disp = '<div align="justify">-The Telegraph<br /><br /><em>New Delhi: </em>India's government-funded health insurance schemes have increased patients' access to hospitalisation but failed to reduce their households' personal out-of-pocket healthcare expenses, the most comprehensive review of the schemes so far has found.<br /><br />The review by public health analysts has found increases ranging from 12 per cent to 244 per cent in hospital-based services across the country since the schemes were launched a decade ago. But there is no robust evidence to show that they are protecting patients' households from financial risks of healthcare costs, the analysts said.<br /><br />The Centre and several state governments have cumulatively spent over Rs 37,000 crore since 2007 on the Rashtriya Swasthya Bima Yojana (RSBY) that pays up to Rs 30,000 each year in hospitalisation costs for each covered household.<br /><br />The RSBY - which covers 41 million households and other state-funded schemes, some of which pay higher hospitalisation amounts - accounts for nearly 14 per cent of the 15 per cent of India's population protected by health insurance.<br /><br />The new review amplifies suspicions among health experts that the schemes are not financially protecting households either because their payment caps are too low and do not cover many hospital-based services or because nearly 70 per cent of healthcare expenditure does not require hospitalisation.<br /><br />&quot;We don't see any substantial gains from this model of healthcare delivery where governments pay for health insurance,&quot; said Shankar Prinja, associate professor of health economics at the Postgraduate Institute of Medical Education and Research, Chandigarh, who led the review.<br /><br />Prinja and his colleagues analysed the pooled results of 43 independent studies from across India since 2010 to evaluate the effectiveness of the insurance schemes amid concerns that over 60 million people across India are pushed into poverty every year because of healthcare expenses.<br /><br />Households have used the RSBY or the state-funded schemes to seek treatment for cardiovascular, gastrointestinal, gynaecological, kidney, and ophthalmic illnesses and cancers, among other health disorders. But the treatments for many disorders may cost more than RSBY's cap of Rs 30,000 or the caps imposed by state-funded schemes.<br /><br />&quot;The Rs 30,000 may evaporate in two days, and the patients' families have to pay for the rest of the treatment and stay,&quot; said Kappoori Gopakumar, a lawyer with the Third World Network, a policy analysis and research and advocacy organisation tracking healthcare issues. Gopakumar was not involved in the review.<br /><br />Nine among a set of 13 studies reviewed by Prinja and his colleagues showed no reduction in out-of-pocket healthcare expenses among households enrolled in the insurance schemes. Five of seven studies found an increase in out-of-pocket expenses.<br /><br />Please <a href="https://www.telegraphindia.com/1170206/jsp/frontpage/story_134295.jsp#.WJiifDideyB" title="https://www.telegraphindia.com/1170206/jsp/frontpage/story_134295.jsp#.WJiifDideyB">click here</a> to read more. <br /></div>'
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Grim diagnosis of govt health cover -GS Mudur

-The Telegraph New Delhi: India's government-funded health insurance schemes have increased patients' access to hospitalisation but failed to reduce their households' personal out-of-pocket healthcare expenses, the most comprehensive review of the schemes so far has found. The review by public health analysts has found increases ranging from 12 per cent to 244 per cent in hospital-based services across the country since the schemes were launched a decade ago. But there is no robust evidence to show that they are protecting patients' households from financial risks of healthcare costs, the analysts said. The Centre and several state governments have cumulatively spent over Rs 37,000 crore since 2007 on the Rashtriya Swasthya Bima Yojana (RSBY) that pays up to Rs 30,000 each year in hospitalisation costs for each covered household. The RSBY - which covers 41 million households and other state-funded schemes, some of which pay higher hospitalisation amounts - accounts for nearly 14 per cent of the 15 per cent of India's population protected by health insurance. The new review amplifies suspicions among health experts that the schemes are not financially protecting households either because their payment caps are too low and do not cover many hospital-based services or because nearly 70 per cent of healthcare expenditure does not require hospitalisation. "We don't see any substantial gains from this model of healthcare delivery where governments pay for health insurance," said Shankar Prinja, associate professor of health economics at the Postgraduate Institute of Medical Education and Research, Chandigarh, who led the review. Prinja and his colleagues analysed the pooled results of 43 independent studies from across India since 2010 to evaluate the effectiveness of the insurance schemes amid concerns that over 60 million people across India are pushed into poverty every year because of healthcare expenses. Households have used the RSBY or the state-funded schemes to seek treatment for cardiovascular, gastrointestinal, gynaecological, kidney, and ophthalmic illnesses and cancers, among other health disorders. But the treatments for many disorders may cost more than RSBY's cap of Rs 30,000 or the caps imposed by state-funded schemes. "The Rs 30,000 may evaporate in two days, and the patients' families have to pay for the rest of the treatment and stay," said Kappoori Gopakumar, a lawyer with the Third World Network, a policy analysis and research and advocacy organisation tracking healthcare issues. Gopakumar was not involved in the review. Nine among a set of 13 studies reviewed by Prinja and his colleagues showed no reduction in out-of-pocket healthcare expenses among households enrolled in the insurance schemes. Five of seven studies found an increase in out-of-pocket expenses. Please click here to read more.