Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 73
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::printArticle() - APP/Controller/ArtileDetailController.php, line 73
Cake\Controller\Controller::invokeAction() - CORE/src/Controller/Controller.php, line 610
Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120
Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94
Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
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Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 74
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::printArticle() - APP/Controller/ArtileDetailController.php, line 74
Cake\Controller\Controller::invokeAction() - CORE/src/Controller/Controller.php, line 610
Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120
Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94
Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\AssetMiddleware::__invoke() - CORE/src/Routing/Middleware/AssetMiddleware.php, line 88
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Warning (512): Unable to emit headers. Headers sent in file=/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Error/Debugger.php line=853 [CORE/src/Http/ResponseEmitter.php, line 48]
Code Context
            if (Configure::read('debug')) {

                trigger_error($message, E_USER_WARNING);

            } else {
$response = object(Cake\Http\Response) {

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&lt;p style=&quot;text-align:justify&quot;&gt;&lt;em&gt;A majority of them take loans from moneylenders and for non-agricultural needs&lt;/em&gt;&lt;/p&gt;

&lt;p style=&quot;text-align:justify&quot;&gt;A few years ago when Chayatai Parkhi&amp;rsquo;s husband Ashok ended his life as he was unable to pay debt taken from banks and moneylenders, Chayatai was forced to take another loan from a moneylender to perform a series of religious rites after the cremation of her husband. Ashok had taken a loan for his daughter&amp;rsquo;s marriage and dowry. As crop failed he went into depression and ended his life. But even after Ashok&amp;rsquo;s death, the family continues to bank on loans for fulfilling its agricultural and non-agricultural requirements. For villagers in remote Hatwanjari village in the Yavatmal district of Maharashtra, this is not something new. A majority of small and marginal farmers in the region are completely dependent on loans, not only for agricultural purposes but to take care of school education of their kids, marriages, ceremonies and medical emergencies.&amp;nbsp;&lt;/p&gt;

&lt;p style=&quot;text-align:justify&quot;&gt;Loan sources, purposes The Situation Assessment of Agricultural Households and Land and Holdings of Households in Rural India, 2019 (NSS 77th round) showed, of the total loan availed by rural households having less than 0.01 hectare land, 50 per cent came from professional money lenders while 13 per cent came from scheduled commercial banks. For households having landholding between 0.01 and 0.40 hectares, 17 per cent loans came from professional money lenders and 34.8 per cent from scheduled commercial banks. The agricultural census has categorised marginal farmers as those who have less than 1 hectare of land and those holding 1-2 hectares as small farmers. However, more than 86 per cent of farmers in the country are small and marginal. A majority of the marginal farmers had availed loans from non-institutional sources. Households having landholding of less than 0.01 hectare availed 71 per cent of the total loan from non-institutional sources and 28 per cent from institutional sources. In contrast, for households having more than 10-hectare land, 69 per cent of loans came from institutional sources. About 93.1 per cent of the total loan availed by households holding less than 0.01-hectare land was for non-agricultural purposes.&amp;nbsp;&lt;/p&gt;

&lt;p style=&quot;text-align:justify&quot;&gt;Please &lt;a href=&quot;https://www.thehindubusinessline.com/data-stories/how-agri-credit-is-a-source-of-survival-for-small-farmers/article64852984.ece&quot;&gt;click here&lt;/a&gt; to read more.&lt;/p&gt;
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A majority of them take loans from moneylenders and for non-agricultural needs

A few years ago when Chayatai Parkhi&amp;rsquo;s husband Ashok ended his life as he was unable to pay debt taken from banks and moneylenders, Chayatai was...&#039;,
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&lt;p style=&quot;text-align:justify&quot;&gt;Please &lt;a href=&quot;https://www.thehindubusinessline.com/data-stories/how-agri-credit-is-a-source-of-survival-for-small-farmers/article64852984.ece&quot;&gt;click here&lt;/a&gt; to read more.&lt;/p&gt;
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A majority of them take loans from moneylenders and for non-agricultural needs

A few years ago when Chayatai Parkhi&amp;rsquo;s husband Ashok ended his life as he was unable to pay debt taken from banks and moneylenders, Chayatai was...&#039;
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A majority of them take loans from moneylenders and for non-agricultural needs

A few years ago when Chayatai Parkhi&rsquo;s husband Ashok ended his life as he was unable to pay debt taken from banks and moneylenders, Chayatai was..."/>
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                <strong>How agri credit is a source of survival for small farmers -Radheshyam Jadhav</strong></h1>
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                <p style="text-align:justify">-The Hindu Business Line</p><p style="text-align:justify"><em>A majority of them take loans from moneylenders and for non-agricultural needs</em></p><p style="text-align:justify">A few years ago when Chayatai Parkhi&rsquo;s husband Ashok ended his life as he was unable to pay debt taken from banks and moneylenders, Chayatai was forced to take another loan from a moneylender to perform a series of religious rites after the cremation of her husband. Ashok had taken a loan for his daughter&rsquo;s marriage and dowry. As crop failed he went into depression and ended his life. But even after Ashok&rsquo;s death, the family continues to bank on loans for fulfilling its agricultural and non-agricultural requirements. For villagers in remote Hatwanjari village in the Yavatmal district of Maharashtra, this is not something new. A majority of small and marginal farmers in the region are completely dependent on loans, not only for agricultural purposes but to take care of school education of their kids, marriages, ceremonies and medical emergencies.&nbsp;</p><p style="text-align:justify">Loan sources, purposes The Situation Assessment of Agricultural Households and Land and Holdings of Households in Rural India, 2019 (NSS 77th round) showed, of the total loan availed by rural households having less than 0.01 hectare land, 50 per cent came from professional money lenders while 13 per cent came from scheduled commercial banks. For households having landholding between 0.01 and 0.40 hectares, 17 per cent loans came from professional money lenders and 34.8 per cent from scheduled commercial banks. The agricultural census has categorised marginal farmers as those who have less than 1 hectare of land and those holding 1-2 hectares as small farmers. However, more than 86 per cent of farmers in the country are small and marginal. A majority of the marginal farmers had availed loans from non-institutional sources. Households having landholding of less than 0.01 hectare availed 71 per cent of the total loan from non-institutional sources and 28 per cent from institutional sources. In contrast, for households having more than 10-hectare land, 69 per cent of loans came from institutional sources. About 93.1 per cent of the total loan availed by households holding less than 0.01-hectare land was for non-agricultural purposes.&nbsp;</p><p style="text-align:justify">Please <a href="https://www.thehindubusinessline.com/data-stories/how-agri-credit-is-a-source-of-survival-for-small-farmers/article64852984.ece" title="https://www.thehindubusinessline.com/data-stories/how-agri-credit-is-a-source-of-survival-for-small-farmers/article64852984.ece">click here</a> to read more.</p>               </font>
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<span class="code-highlight"><code><span style="color: #000000">&nbsp;&nbsp;&nbsp;&nbsp;&lt;link&nbsp;rel="canonical"&nbsp;href="<span style="color: #0000BB">&lt;?php&nbsp;</span><span style="color: #007700">echo&nbsp;</span><span style="color: #0000BB">Configure</span><span style="color: #007700">::</span><span style="color: #0000BB">read</span><span style="color: #007700">(</span><span style="color: #DD0000">'SITE_URL'</span><span style="color: #007700">);&nbsp;</span><span style="color: #0000BB">?&gt;&lt;?php&nbsp;</span><span style="color: #007700">echo&nbsp;</span><span style="color: #0000BB">$urlPrefix</span><span style="color: #007700">;</span><span style="color: #0000BB">?&gt;&lt;?php&nbsp;</span><span style="color: #007700">echo&nbsp;</span><span style="color: #0000BB">$article_current</span><span style="color: #007700">-&gt;</span><span style="color: #0000BB">category</span><span style="color: #007700">-&gt;</span><span style="color: #0000BB">slug</span><span style="color: #007700">;&nbsp;</span><span style="color: #0000BB">?&gt;</span>/<span style="color: #0000BB">&lt;?php&nbsp;</span><span style="color: #007700">echo&nbsp;</span><span style="color: #0000BB">$article_current</span><span style="color: #007700">-&gt;</span><span style="color: #0000BB">seo_url</span><span style="color: #007700">;&nbsp;</span><span style="color: #0000BB">?&gt;</span>.html"/&gt;
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&lt;p style=&quot;text-align:justify&quot;&gt;A few years ago when Chayatai Parkhi&amp;rsquo;s husband Ashok ended his life as he was unable to pay debt taken from banks and moneylenders, Chayatai was forced to take another loan from a moneylender to perform a series of religious rites after the cremation of her husband. Ashok had taken a loan for his daughter&amp;rsquo;s marriage and dowry. As crop failed he went into depression and ended his life. But even after Ashok&amp;rsquo;s death, the family continues to bank on loans for fulfilling its agricultural and non-agricultural requirements. For villagers in remote Hatwanjari village in the Yavatmal district of Maharashtra, this is not something new. A majority of small and marginal farmers in the region are completely dependent on loans, not only for agricultural purposes but to take care of school education of their kids, marriages, ceremonies and medical emergencies.&amp;nbsp;&lt;/p&gt;

&lt;p style=&quot;text-align:justify&quot;&gt;Loan sources, purposes The Situation Assessment of Agricultural Households and Land and Holdings of Households in Rural India, 2019 (NSS 77th round) showed, of the total loan availed by rural households having less than 0.01 hectare land, 50 per cent came from professional money lenders while 13 per cent came from scheduled commercial banks. For households having landholding between 0.01 and 0.40 hectares, 17 per cent loans came from professional money lenders and 34.8 per cent from scheduled commercial banks. The agricultural census has categorised marginal farmers as those who have less than 1 hectare of land and those holding 1-2 hectares as small farmers. However, more than 86 per cent of farmers in the country are small and marginal. A majority of the marginal farmers had availed loans from non-institutional sources. Households having landholding of less than 0.01 hectare availed 71 per cent of the total loan from non-institutional sources and 28 per cent from institutional sources. In contrast, for households having more than 10-hectare land, 69 per cent of loans came from institutional sources. About 93.1 per cent of the total loan availed by households holding less than 0.01-hectare land was for non-agricultural purposes.&amp;nbsp;&lt;/p&gt;

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A majority of them take loans from moneylenders and for non-agricultural needs

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&lt;p style=&quot;text-align:justify&quot;&gt;A few years ago when Chayatai Parkhi&amp;rsquo;s husband Ashok ended his life as he was unable to pay debt taken from banks and moneylenders, Chayatai was forced to take another loan from a moneylender to perform a series of religious rites after the cremation of her husband. Ashok had taken a loan for his daughter&amp;rsquo;s marriage and dowry. As crop failed he went into depression and ended his life. But even after Ashok&amp;rsquo;s death, the family continues to bank on loans for fulfilling its agricultural and non-agricultural requirements. For villagers in remote Hatwanjari village in the Yavatmal district of Maharashtra, this is not something new. A majority of small and marginal farmers in the region are completely dependent on loans, not only for agricultural purposes but to take care of school education of their kids, marriages, ceremonies and medical emergencies.&amp;nbsp;&lt;/p&gt;

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A majority of them take loans from moneylenders and for non-agricultural needs

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A majority of them take loans from moneylenders and for non-agricultural needs

A few years ago when Chayatai Parkhi&rsquo;s husband Ashok ended his life as he was unable to pay debt taken from banks and moneylenders, Chayatai was..."/>
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                <strong>How agri credit is a source of survival for small farmers -Radheshyam Jadhav</strong></h1>
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                <p style="text-align:justify">-The Hindu Business Line</p><p style="text-align:justify"><em>A majority of them take loans from moneylenders and for non-agricultural needs</em></p><p style="text-align:justify">A few years ago when Chayatai Parkhi&rsquo;s husband Ashok ended his life as he was unable to pay debt taken from banks and moneylenders, Chayatai was forced to take another loan from a moneylender to perform a series of religious rites after the cremation of her husband. Ashok had taken a loan for his daughter&rsquo;s marriage and dowry. As crop failed he went into depression and ended his life. But even after Ashok&rsquo;s death, the family continues to bank on loans for fulfilling its agricultural and non-agricultural requirements. For villagers in remote Hatwanjari village in the Yavatmal district of Maharashtra, this is not something new. A majority of small and marginal farmers in the region are completely dependent on loans, not only for agricultural purposes but to take care of school education of their kids, marriages, ceremonies and medical emergencies.&nbsp;</p><p style="text-align:justify">Loan sources, purposes The Situation Assessment of Agricultural Households and Land and Holdings of Households in Rural India, 2019 (NSS 77th round) showed, of the total loan availed by rural households having less than 0.01 hectare land, 50 per cent came from professional money lenders while 13 per cent came from scheduled commercial banks. For households having landholding between 0.01 and 0.40 hectares, 17 per cent loans came from professional money lenders and 34.8 per cent from scheduled commercial banks. The agricultural census has categorised marginal farmers as those who have less than 1 hectare of land and those holding 1-2 hectares as small farmers. However, more than 86 per cent of farmers in the country are small and marginal. A majority of the marginal farmers had availed loans from non-institutional sources. Households having landholding of less than 0.01 hectare availed 71 per cent of the total loan from non-institutional sources and 28 per cent from institutional sources. In contrast, for households having more than 10-hectare land, 69 per cent of loans came from institutional sources. About 93.1 per cent of the total loan availed by households holding less than 0.01-hectare land was for non-agricultural purposes.&nbsp;</p><p style="text-align:justify">Please <a href="https://www.thehindubusinessline.com/data-stories/how-agri-credit-is-a-source-of-survival-for-small-farmers/article64852984.ece" title="https://www.thehindubusinessline.com/data-stories/how-agri-credit-is-a-source-of-survival-for-small-farmers/article64852984.ece">click here</a> to read more.</p>               </font>
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&lt;p style=&quot;text-align:justify&quot;&gt;A few years ago when Chayatai Parkhi&amp;rsquo;s husband Ashok ended his life as he was unable to pay debt taken from banks and moneylenders, Chayatai was forced to take another loan from a moneylender to perform a series of religious rites after the cremation of her husband. Ashok had taken a loan for his daughter&amp;rsquo;s marriage and dowry. As crop failed he went into depression and ended his life. But even after Ashok&amp;rsquo;s death, the family continues to bank on loans for fulfilling its agricultural and non-agricultural requirements. For villagers in remote Hatwanjari village in the Yavatmal district of Maharashtra, this is not something new. A majority of small and marginal farmers in the region are completely dependent on loans, not only for agricultural purposes but to take care of school education of their kids, marriages, ceremonies and medical emergencies.&amp;nbsp;&lt;/p&gt;

&lt;p style=&quot;text-align:justify&quot;&gt;Loan sources, purposes The Situation Assessment of Agricultural Households and Land and Holdings of Households in Rural India, 2019 (NSS 77th round) showed, of the total loan availed by rural households having less than 0.01 hectare land, 50 per cent came from professional money lenders while 13 per cent came from scheduled commercial banks. For households having landholding between 0.01 and 0.40 hectares, 17 per cent loans came from professional money lenders and 34.8 per cent from scheduled commercial banks. The agricultural census has categorised marginal farmers as those who have less than 1 hectare of land and those holding 1-2 hectares as small farmers. However, more than 86 per cent of farmers in the country are small and marginal. A majority of the marginal farmers had availed loans from non-institutional sources. Households having landholding of less than 0.01 hectare availed 71 per cent of the total loan from non-institutional sources and 28 per cent from institutional sources. In contrast, for households having more than 10-hectare land, 69 per cent of loans came from institutional sources. About 93.1 per cent of the total loan availed by households holding less than 0.01-hectare land was for non-agricultural purposes.&amp;nbsp;&lt;/p&gt;

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A majority of them take loans from moneylenders and for non-agricultural needs

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A majority of them take loans from moneylenders and for non-agricultural needs

A few years ago when Chayatai Parkhi&amp;rsquo;s husband Ashok ended his life as he was unable to pay debt taken from banks and moneylenders, Chayatai was...&#039;
$disp = &#039;&lt;p style=&quot;text-align:justify&quot;&gt;-The Hindu Business Line&lt;/p&gt;&lt;p style=&quot;text-align:justify&quot;&gt;&lt;em&gt;A majority of them take loans from moneylenders and for non-agricultural needs&lt;/em&gt;&lt;/p&gt;&lt;p style=&quot;text-align:justify&quot;&gt;A few years ago when Chayatai Parkhi&amp;rsquo;s husband Ashok ended his life as he was unable to pay debt taken from banks and moneylenders, Chayatai was forced to take another loan from a moneylender to perform a series of religious rites after the cremation of her husband. Ashok had taken a loan for his daughter&amp;rsquo;s marriage and dowry. As crop failed he went into depression and ended his life. But even after Ashok&amp;rsquo;s death, the family continues to bank on loans for fulfilling its agricultural and non-agricultural requirements. For villagers in remote Hatwanjari village in the Yavatmal district of Maharashtra, this is not something new. A majority of small and marginal farmers in the region are completely dependent on loans, not only for agricultural purposes but to take care of school education of their kids, marriages, ceremonies and medical emergencies.&amp;nbsp;&lt;/p&gt;&lt;p style=&quot;text-align:justify&quot;&gt;Loan sources, purposes The Situation Assessment of Agricultural Households and Land and Holdings of Households in Rural India, 2019 (NSS 77th round) showed, of the total loan availed by rural households having less than 0.01 hectare land, 50 per cent came from professional money lenders while 13 per cent came from scheduled commercial banks. For households having landholding between 0.01 and 0.40 hectares, 17 per cent loans came from professional money lenders and 34.8 per cent from scheduled commercial banks. The agricultural census has categorised marginal farmers as those who have less than 1 hectare of land and those holding 1-2 hectares as small farmers. However, more than 86 per cent of farmers in the country are small and marginal. A majority of the marginal farmers had availed loans from non-institutional sources. Households having landholding of less than 0.01 hectare availed 71 per cent of the total loan from non-institutional sources and 28 per cent from institutional sources. In contrast, for households having more than 10-hectare land, 69 per cent of loans came from institutional sources. About 93.1 per cent of the total loan availed by households holding less than 0.01-hectare land was for non-agricultural purposes.&amp;nbsp;&lt;/p&gt;&lt;p style=&quot;text-align:justify&quot;&gt;Please &lt;a href=&quot;https://www.thehindubusinessline.com/data-stories/how-agri-credit-is-a-source-of-survival-for-small-farmers/article64852984.ece&quot; title=&quot;https://www.thehindubusinessline.com/data-stories/how-agri-credit-is-a-source-of-survival-for-small-farmers/article64852984.ece&quot;&gt;click here&lt;/a&gt; to read more.&lt;/p&gt;&#039;
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A majority of them take loans from moneylenders and for non-agricultural needs

A few years ago when Chayatai Parkhi&rsquo;s husband Ashok ended his life as he was unable to pay debt taken from banks and moneylenders, Chayatai was..."/>
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                <strong>How agri credit is a source of survival for small farmers -Radheshyam Jadhav</strong></h1>
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                <p style="text-align:justify">-The Hindu Business Line</p><p style="text-align:justify"><em>A majority of them take loans from moneylenders and for non-agricultural needs</em></p><p style="text-align:justify">A few years ago when Chayatai Parkhi&rsquo;s husband Ashok ended his life as he was unable to pay debt taken from banks and moneylenders, Chayatai was forced to take another loan from a moneylender to perform a series of religious rites after the cremation of her husband. Ashok had taken a loan for his daughter&rsquo;s marriage and dowry. As crop failed he went into depression and ended his life. But even after Ashok&rsquo;s death, the family continues to bank on loans for fulfilling its agricultural and non-agricultural requirements. For villagers in remote Hatwanjari village in the Yavatmal district of Maharashtra, this is not something new. A majority of small and marginal farmers in the region are completely dependent on loans, not only for agricultural purposes but to take care of school education of their kids, marriages, ceremonies and medical emergencies.&nbsp;</p><p style="text-align:justify">Loan sources, purposes The Situation Assessment of Agricultural Households and Land and Holdings of Households in Rural India, 2019 (NSS 77th round) showed, of the total loan availed by rural households having less than 0.01 hectare land, 50 per cent came from professional money lenders while 13 per cent came from scheduled commercial banks. For households having landholding between 0.01 and 0.40 hectares, 17 per cent loans came from professional money lenders and 34.8 per cent from scheduled commercial banks. The agricultural census has categorised marginal farmers as those who have less than 1 hectare of land and those holding 1-2 hectares as small farmers. However, more than 86 per cent of farmers in the country are small and marginal. A majority of the marginal farmers had availed loans from non-institutional sources. Households having landholding of less than 0.01 hectare availed 71 per cent of the total loan from non-institutional sources and 28 per cent from institutional sources. In contrast, for households having more than 10-hectare land, 69 per cent of loans came from institutional sources. About 93.1 per cent of the total loan availed by households holding less than 0.01-hectare land was for non-agricultural purposes.&nbsp;</p><p style="text-align:justify">Please <a href="https://www.thehindubusinessline.com/data-stories/how-agri-credit-is-a-source-of-survival-for-small-farmers/article64852984.ece" title="https://www.thehindubusinessline.com/data-stories/how-agri-credit-is-a-source-of-survival-for-small-farmers/article64852984.ece">click here</a> to read more.</p>               </font>
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<p style="text-align:justify"><em>A majority of them take loans from moneylenders and for non-agricultural needs</em></p>

<p style="text-align:justify">A few years ago when Chayatai Parkhi&rsquo;s husband Ashok ended his life as he was unable to pay debt taken from banks and moneylenders, Chayatai was forced to take another loan from a moneylender to perform a series of religious rites after the cremation of her husband. Ashok had taken a loan for his daughter&rsquo;s marriage and dowry. As crop failed he went into depression and ended his life. But even after Ashok&rsquo;s death, the family continues to bank on loans for fulfilling its agricultural and non-agricultural requirements. For villagers in remote Hatwanjari village in the Yavatmal district of Maharashtra, this is not something new. A majority of small and marginal farmers in the region are completely dependent on loans, not only for agricultural purposes but to take care of school education of their kids, marriages, ceremonies and medical emergencies.&nbsp;</p>

<p style="text-align:justify">Loan sources, purposes The Situation Assessment of Agricultural Households and Land and Holdings of Households in Rural India, 2019 (NSS 77th round) showed, of the total loan availed by rural households having less than 0.01 hectare land, 50 per cent came from professional money lenders while 13 per cent came from scheduled commercial banks. For households having landholding between 0.01 and 0.40 hectares, 17 per cent loans came from professional money lenders and 34.8 per cent from scheduled commercial banks. The agricultural census has categorised marginal farmers as those who have less than 1 hectare of land and those holding 1-2 hectares as small farmers. However, more than 86 per cent of farmers in the country are small and marginal. A majority of the marginal farmers had availed loans from non-institutional sources. Households having landholding of less than 0.01 hectare availed 71 per cent of the total loan from non-institutional sources and 28 per cent from institutional sources. In contrast, for households having more than 10-hectare land, 69 per cent of loans came from institutional sources. About 93.1 per cent of the total loan availed by households holding less than 0.01-hectare land was for non-agricultural purposes.&nbsp;</p>

<p style="text-align:justify">Please <a href="https://www.thehindubusinessline.com/data-stories/how-agri-credit-is-a-source-of-survival-for-small-farmers/article64852984.ece">click here</a> to read more.</p>
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A majority of them take loans from moneylenders and for non-agricultural needs

A few years ago when Chayatai Parkhi&rsquo;s husband Ashok ended his life as he was unable to pay debt taken from banks and moneylenders, Chayatai was...',
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<p style="text-align:justify"><em>A majority of them take loans from moneylenders and for non-agricultural needs</em></p>

<p style="text-align:justify">A few years ago when Chayatai Parkhi&rsquo;s husband Ashok ended his life as he was unable to pay debt taken from banks and moneylenders, Chayatai was forced to take another loan from a moneylender to perform a series of religious rites after the cremation of her husband. Ashok had taken a loan for his daughter&rsquo;s marriage and dowry. As crop failed he went into depression and ended his life. But even after Ashok&rsquo;s death, the family continues to bank on loans for fulfilling its agricultural and non-agricultural requirements. For villagers in remote Hatwanjari village in the Yavatmal district of Maharashtra, this is not something new. A majority of small and marginal farmers in the region are completely dependent on loans, not only for agricultural purposes but to take care of school education of their kids, marriages, ceremonies and medical emergencies.&nbsp;</p>

<p style="text-align:justify">Loan sources, purposes The Situation Assessment of Agricultural Households and Land and Holdings of Households in Rural India, 2019 (NSS 77th round) showed, of the total loan availed by rural households having less than 0.01 hectare land, 50 per cent came from professional money lenders while 13 per cent came from scheduled commercial banks. For households having landholding between 0.01 and 0.40 hectares, 17 per cent loans came from professional money lenders and 34.8 per cent from scheduled commercial banks. The agricultural census has categorised marginal farmers as those who have less than 1 hectare of land and those holding 1-2 hectares as small farmers. However, more than 86 per cent of farmers in the country are small and marginal. A majority of the marginal farmers had availed loans from non-institutional sources. Households having landholding of less than 0.01 hectare availed 71 per cent of the total loan from non-institutional sources and 28 per cent from institutional sources. In contrast, for households having more than 10-hectare land, 69 per cent of loans came from institutional sources. About 93.1 per cent of the total loan availed by households holding less than 0.01-hectare land was for non-agricultural purposes.&nbsp;</p>

<p style="text-align:justify">Please <a href="https://www.thehindubusinessline.com/data-stories/how-agri-credit-is-a-source-of-survival-for-small-farmers/article64852984.ece">click here</a> to read more.</p>
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A majority of them take loans from moneylenders and for non-agricultural needs

A few years ago when Chayatai Parkhi&rsquo;s husband Ashok ended his life as he was unable to pay debt taken from banks and moneylenders, Chayatai was...'
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How agri credit is a source of survival for small farmers -Radheshyam Jadhav

-The Hindu Business Line A majority of them take loans from moneylenders and for non-agricultural needs A few years ago when Chayatai Parkhi’s husband Ashok ended his life as he was unable to pay debt taken from banks and moneylenders, Chayatai was forced to take another loan from a moneylender to perform a series of religious rites after the cremation of her husband. Ashok had taken a loan for his daughter’s marriage and dowry. As crop failed he went into depression and ended his life. But even after Ashok’s death, the family continues to bank on loans for fulfilling its agricultural and non-agricultural requirements. For villagers in remote Hatwanjari village in the Yavatmal district of Maharashtra, this is not something new. A majority of small and marginal farmers in the region are completely dependent on loans, not only for agricultural purposes but to take care of school education of their kids, marriages, ceremonies and medical emergencies.  Loan sources, purposes The Situation Assessment of Agricultural Households and Land and Holdings of Households in Rural India, 2019 (NSS 77th round) showed, of the total loan availed by rural households having less than 0.01 hectare land, 50 per cent came from professional money lenders while 13 per cent came from scheduled commercial banks. For households having landholding between 0.01 and 0.40 hectares, 17 per cent loans came from professional money lenders and 34.8 per cent from scheduled commercial banks. The agricultural census has categorised marginal farmers as those who have less than 1 hectare of land and those holding 1-2 hectares as small farmers. However, more than 86 per cent of farmers in the country are small and marginal. A majority of the marginal farmers had availed loans from non-institutional sources. Households having landholding of less than 0.01 hectare availed 71 per cent of the total loan from non-institutional sources and 28 per cent from institutional sources. In contrast, for households having more than 10-hectare land, 69 per cent of loans came from institutional sources. About 93.1 per cent of the total loan availed by households holding less than 0.01-hectare land was for non-agricultural purposes.  Please click here to read more.