Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 73 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]Code Context
trigger_error($message, E_USER_DEPRECATED);
}
$message = 'The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 73 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.' $stackFrame = (int) 1 $trace = [ (int) 0 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/ServerRequest.php', 'line' => (int) 2421, 'function' => 'deprecationWarning', 'args' => [ (int) 0 => 'The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead.' ] ], (int) 1 => [ 'file' => '/home/brlfuser/public_html/src/Controller/ArtileDetailController.php', 'line' => (int) 73, 'function' => 'offsetGet', 'class' => 'Cake\Http\ServerRequest', 'object' => object(Cake\Http\ServerRequest) {}, 'type' => '->', 'args' => [ (int) 0 => 'catslug' ] ], (int) 2 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Controller/Controller.php', 'line' => (int) 610, 'function' => 'printArticle', 'class' => 'App\Controller\ArtileDetailController', 'object' => object(App\Controller\ArtileDetailController) {}, 'type' => '->', 'args' => [] ], (int) 3 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/ActionDispatcher.php', 'line' => (int) 120, 'function' => 'invokeAction', 'class' => 'Cake\Controller\Controller', 'object' => object(App\Controller\ArtileDetailController) {}, 'type' => '->', 'args' => [] ], (int) 4 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/ActionDispatcher.php', 'line' => (int) 94, 'function' => '_invoke', 'class' => 'Cake\Http\ActionDispatcher', 'object' => object(Cake\Http\ActionDispatcher) {}, 'type' => '->', 'args' => [ (int) 0 => object(App\Controller\ArtileDetailController) {} ] ], (int) 5 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/BaseApplication.php', 'line' => (int) 235, 'function' => 'dispatch', 'class' => 'Cake\Http\ActionDispatcher', 'object' => object(Cake\Http\ActionDispatcher) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {} ] ], (int) 6 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/Runner.php', 'line' => (int) 65, 'function' => '__invoke', 'class' => 'Cake\Http\BaseApplication', 'object' => object(App\Application) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {}, (int) 2 => object(Cake\Http\Runner) {} ] ], (int) 7 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Routing/Middleware/RoutingMiddleware.php', 'line' => (int) 162, 'function' => '__invoke', 'class' => 'Cake\Http\Runner', 'object' => object(Cake\Http\Runner) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {} ] ], (int) 8 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/Runner.php', 'line' => (int) 65, 'function' => '__invoke', 'class' => 'Cake\Routing\Middleware\RoutingMiddleware', 'object' => object(Cake\Routing\Middleware\RoutingMiddleware) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {}, (int) 2 => object(Cake\Http\Runner) {} ] ], (int) 9 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Routing/Middleware/AssetMiddleware.php', 'line' => (int) 88, 'function' => '__invoke', 'class' => 'Cake\Http\Runner', 'object' => object(Cake\Http\Runner) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {} ] ], (int) 10 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/Runner.php', 'line' => (int) 65, 'function' => '__invoke', 'class' => 'Cake\Routing\Middleware\AssetMiddleware', 'object' => object(Cake\Routing\Middleware\AssetMiddleware) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {}, (int) 2 => object(Cake\Http\Runner) {} ] ], (int) 11 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Error/Middleware/ErrorHandlerMiddleware.php', 'line' => (int) 96, 'function' => '__invoke', 'class' => 'Cake\Http\Runner', 'object' => object(Cake\Http\Runner) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {} ] ], (int) 12 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/Runner.php', 'line' => (int) 65, 'function' => '__invoke', 'class' => 'Cake\Error\Middleware\ErrorHandlerMiddleware', 'object' => object(Cake\Error\Middleware\ErrorHandlerMiddleware) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {}, (int) 2 => object(Cake\Http\Runner) {} ] ], (int) 13 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/Runner.php', 'line' => (int) 51, 'function' => '__invoke', 'class' => 'Cake\Http\Runner', 'object' => object(Cake\Http\Runner) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {} ] ], (int) 14 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/Server.php', 'line' => (int) 98, 'function' => 'run', 'class' => 'Cake\Http\Runner', 'object' => object(Cake\Http\Runner) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\MiddlewareQueue) {}, (int) 1 => object(Cake\Http\ServerRequest) {}, (int) 2 => object(Cake\Http\Response) {} ] ], (int) 15 => [ 'file' => '/home/brlfuser/public_html/webroot/index.php', 'line' => (int) 39, 'function' => 'run', 'class' => 'Cake\Http\Server', 'object' => object(Cake\Http\Server) {}, 'type' => '->', 'args' => [] ] ] $frame = [ 'file' => '/home/brlfuser/public_html/src/Controller/ArtileDetailController.php', 'line' => (int) 73, 'function' => 'offsetGet', 'class' => 'Cake\Http\ServerRequest', 'object' => object(Cake\Http\ServerRequest) { trustProxy => false [protected] params => [ [maximum depth reached] ] [protected] data => [[maximum depth reached]] [protected] query => [[maximum depth reached]] [protected] cookies => [ [maximum depth reached] ] [protected] _environment => [ [maximum depth reached] ] [protected] url => 'latest-news-updates/how-suburban-rural-youth-are-being-sucked-into-instant-loan-apps-trap-sashwata-saha/print' [protected] base => '' [protected] webroot => '/' [protected] here => '/latest-news-updates/how-suburban-rural-youth-are-being-sucked-into-instant-loan-apps-trap-sashwata-saha/print' [protected] trustedProxies => [[maximum depth reached]] [protected] _input => null [protected] _detectors => [ [maximum depth reached] ] [protected] _detectorCache => [ [maximum depth reached] ] [protected] stream => object(Zend\Diactoros\PhpInputStream) {} [protected] uri => object(Zend\Diactoros\Uri) {} [protected] session => object(Cake\Http\Session) {} [protected] attributes => [[maximum depth reached]] [protected] emulatedAttributes => [ [maximum depth reached] ] [protected] uploadedFiles => [[maximum depth reached]] [protected] protocol => null [protected] requestTarget => null [private] deprecatedProperties => [ [maximum depth reached] ] }, 'type' => '->', 'args' => [ (int) 0 => 'catslug' ] ]deprecationWarning - CORE/src/Core/functions.php, line 311 Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421 App\Controller\ArtileDetailController::printArticle() - APP/Controller/ArtileDetailController.php, line 73 Cake\Controller\Controller::invokeAction() - CORE/src/Controller/Controller.php, line 610 Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120 Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94 Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Routing\Middleware\AssetMiddleware::__invoke() - CORE/src/Routing/Middleware/AssetMiddleware.php, line 88 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51 Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98
Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 74 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]Code Context
trigger_error($message, E_USER_DEPRECATED);
}
$message = 'The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 74 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.' $stackFrame = (int) 1 $trace = [ (int) 0 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/ServerRequest.php', 'line' => (int) 2421, 'function' => 'deprecationWarning', 'args' => [ (int) 0 => 'The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead.' ] ], (int) 1 => [ 'file' => '/home/brlfuser/public_html/src/Controller/ArtileDetailController.php', 'line' => (int) 74, 'function' => 'offsetGet', 'class' => 'Cake\Http\ServerRequest', 'object' => object(Cake\Http\ServerRequest) {}, 'type' => '->', 'args' => [ (int) 0 => 'artileslug' ] ], (int) 2 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Controller/Controller.php', 'line' => (int) 610, 'function' => 'printArticle', 'class' => 'App\Controller\ArtileDetailController', 'object' => object(App\Controller\ArtileDetailController) {}, 'type' => '->', 'args' => [] ], (int) 3 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/ActionDispatcher.php', 'line' => (int) 120, 'function' => 'invokeAction', 'class' => 'Cake\Controller\Controller', 'object' => object(App\Controller\ArtileDetailController) {}, 'type' => '->', 'args' => [] ], (int) 4 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/ActionDispatcher.php', 'line' => (int) 94, 'function' => '_invoke', 'class' => 'Cake\Http\ActionDispatcher', 'object' => object(Cake\Http\ActionDispatcher) {}, 'type' => '->', 'args' => [ (int) 0 => object(App\Controller\ArtileDetailController) {} ] ], (int) 5 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/BaseApplication.php', 'line' => (int) 235, 'function' => 'dispatch', 'class' => 'Cake\Http\ActionDispatcher', 'object' => object(Cake\Http\ActionDispatcher) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {} ] ], (int) 6 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/Runner.php', 'line' => (int) 65, 'function' => '__invoke', 'class' => 'Cake\Http\BaseApplication', 'object' => object(App\Application) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {}, (int) 2 => object(Cake\Http\Runner) {} ] ], (int) 7 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Routing/Middleware/RoutingMiddleware.php', 'line' => (int) 162, 'function' => '__invoke', 'class' => 'Cake\Http\Runner', 'object' => object(Cake\Http\Runner) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {} ] ], (int) 8 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/Runner.php', 'line' => (int) 65, 'function' => '__invoke', 'class' => 'Cake\Routing\Middleware\RoutingMiddleware', 'object' => object(Cake\Routing\Middleware\RoutingMiddleware) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {}, (int) 2 => object(Cake\Http\Runner) {} ] ], (int) 9 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Routing/Middleware/AssetMiddleware.php', 'line' => (int) 88, 'function' => '__invoke', 'class' => 'Cake\Http\Runner', 'object' => object(Cake\Http\Runner) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {} ] ], (int) 10 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/Runner.php', 'line' => (int) 65, 'function' => '__invoke', 'class' => 'Cake\Routing\Middleware\AssetMiddleware', 'object' => object(Cake\Routing\Middleware\AssetMiddleware) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {}, (int) 2 => object(Cake\Http\Runner) {} ] ], (int) 11 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Error/Middleware/ErrorHandlerMiddleware.php', 'line' => (int) 96, 'function' => '__invoke', 'class' => 'Cake\Http\Runner', 'object' => object(Cake\Http\Runner) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {} ] ], (int) 12 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/Runner.php', 'line' => (int) 65, 'function' => '__invoke', 'class' => 'Cake\Error\Middleware\ErrorHandlerMiddleware', 'object' => object(Cake\Error\Middleware\ErrorHandlerMiddleware) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {}, (int) 2 => object(Cake\Http\Runner) {} ] ], (int) 13 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/Runner.php', 'line' => (int) 51, 'function' => '__invoke', 'class' => 'Cake\Http\Runner', 'object' => object(Cake\Http\Runner) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {} ] ], (int) 14 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/Server.php', 'line' => (int) 98, 'function' => 'run', 'class' => 'Cake\Http\Runner', 'object' => object(Cake\Http\Runner) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\MiddlewareQueue) {}, (int) 1 => object(Cake\Http\ServerRequest) {}, (int) 2 => object(Cake\Http\Response) {} ] ], (int) 15 => [ 'file' => '/home/brlfuser/public_html/webroot/index.php', 'line' => (int) 39, 'function' => 'run', 'class' => 'Cake\Http\Server', 'object' => object(Cake\Http\Server) {}, 'type' => '->', 'args' => [] ] ] $frame = [ 'file' => '/home/brlfuser/public_html/src/Controller/ArtileDetailController.php', 'line' => (int) 74, 'function' => 'offsetGet', 'class' => 'Cake\Http\ServerRequest', 'object' => object(Cake\Http\ServerRequest) { trustProxy => false [protected] params => [ [maximum depth reached] ] [protected] data => [[maximum depth reached]] [protected] query => [[maximum depth reached]] [protected] cookies => [ [maximum depth reached] ] [protected] _environment => [ [maximum depth reached] ] [protected] url => 'latest-news-updates/how-suburban-rural-youth-are-being-sucked-into-instant-loan-apps-trap-sashwata-saha/print' [protected] base => '' [protected] webroot => '/' [protected] here => '/latest-news-updates/how-suburban-rural-youth-are-being-sucked-into-instant-loan-apps-trap-sashwata-saha/print' [protected] trustedProxies => [[maximum depth reached]] [protected] _input => null [protected] _detectors => [ [maximum depth reached] ] [protected] _detectorCache => [ [maximum depth reached] ] [protected] stream => object(Zend\Diactoros\PhpInputStream) {} [protected] uri => object(Zend\Diactoros\Uri) {} [protected] session => object(Cake\Http\Session) {} [protected] attributes => [[maximum depth reached]] [protected] emulatedAttributes => [ [maximum depth reached] ] [protected] uploadedFiles => [[maximum depth reached]] [protected] protocol => null [protected] requestTarget => null [private] deprecatedProperties => [ [maximum depth reached] ] }, 'type' => '->', 'args' => [ (int) 0 => 'artileslug' ] ]deprecationWarning - CORE/src/Core/functions.php, line 311 Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421 App\Controller\ArtileDetailController::printArticle() - APP/Controller/ArtileDetailController.php, line 74 Cake\Controller\Controller::invokeAction() - CORE/src/Controller/Controller.php, line 610 Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120 Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94 Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Routing\Middleware\AssetMiddleware::__invoke() - CORE/src/Routing/Middleware/AssetMiddleware.php, line 88 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51 Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98
Warning (512): Unable to emit headers. Headers sent in file=/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Error/Debugger.php line=853 [CORE/src/Http/ResponseEmitter.php, line 48]Code Contextif (Configure::read('debug')) {
trigger_error($message, E_USER_WARNING);
} else {
$response = object(Cake\Http\Response) { 'status' => (int) 200, 'contentType' => 'text/html', 'headers' => [ 'Content-Type' => [ [maximum depth reached] ] ], 'file' => null, 'fileRange' => [], 'cookies' => object(Cake\Http\Cookie\CookieCollection) {}, 'cacheDirectives' => [], 'body' => '<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd"> <html xmlns="http://www.w3.org/1999/xhtml"> <head> <link rel="canonical" href="https://im4change.in/<pre class="cake-error"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr6802518accf1d-trace').style.display = (document.getElementById('cakeErr6802518accf1d-trace').style.display == 'none' ? '' : 'none');"><b>Notice</b> (8)</a>: Undefined variable: urlPrefix [<b>APP/Template/Layout/printlayout.ctp</b>, line <b>8</b>]<div id="cakeErr6802518accf1d-trace" class="cake-stack-trace" style="display: none;"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr6802518accf1d-code').style.display = (document.getElementById('cakeErr6802518accf1d-code').style.display == 'none' ? '' : 'none')">Code</a> <a href="javascript:void(0);" onclick="document.getElementById('cakeErr6802518accf1d-context').style.display = (document.getElementById('cakeErr6802518accf1d-context').style.display == 'none' ? '' : 'none')">Context</a><pre id="cakeErr6802518accf1d-code" class="cake-code-dump" style="display: none;"><code><span style="color: #000000"><span style="color: #0000BB"></span><span style="color: #007700"><</span><span style="color: #0000BB">head</span><span style="color: #007700">> </span></span></code> <span class="code-highlight"><code><span style="color: #000000"> <link rel="canonical" href="<span style="color: #0000BB"><?php </span><span style="color: #007700">echo </span><span style="color: #0000BB">Configure</span><span style="color: #007700">::</span><span style="color: #0000BB">read</span><span style="color: #007700">(</span><span style="color: #DD0000">'SITE_URL'</span><span style="color: #007700">); </span><span style="color: #0000BB">?><?php </span><span style="color: #007700">echo </span><span style="color: #0000BB">$urlPrefix</span><span style="color: #007700">;</span><span style="color: #0000BB">?><?php </span><span style="color: #007700">echo </span><span style="color: #0000BB">$article_current</span><span style="color: #007700">-></span><span style="color: #0000BB">category</span><span style="color: #007700">-></span><span style="color: #0000BB">slug</span><span style="color: #007700">; </span><span style="color: #0000BB">?></span>/<span style="color: #0000BB"><?php </span><span style="color: #007700">echo </span><span style="color: #0000BB">$article_current</span><span style="color: #007700">-></span><span style="color: #0000BB">seo_url</span><span style="color: #007700">; </span><span style="color: #0000BB">?></span>.html"/> </span></code></span> <code><span style="color: #000000"><span style="color: #0000BB"> </span><span style="color: #007700"><</span><span style="color: #0000BB">meta http</span><span style="color: #007700">-</span><span style="color: #0000BB">equiv</span><span style="color: #007700">=</span><span style="color: #DD0000">"Content-Type" </span><span style="color: #0000BB">content</span><span style="color: #007700">=</span><span style="color: #DD0000">"text/html; charset=utf-8"</span><span style="color: #007700">/> </span></span></code></pre><pre id="cakeErr6802518accf1d-context" class="cake-context" style="display: none;">$viewFile = '/home/brlfuser/public_html/src/Template/Layout/printlayout.ctp' $dataForView = [ 'article_current' => object(App\Model\Entity\Article) { 'id' => (int) 61098, 'title' => 'How Suburban, Rural Youth are Being Sucked Into Instant Loan Apps ‘Trap’ -Sashwata Saha ', 'subheading' => null, 'description' => '<p style="text-align:justify">-Newsclick.in</p> <p style="text-align:justify"><em>Harassment by loan recovery agents hired by these apps has led to at least 21 suicides across India between 2020 and 2021.</em></p> <p style="text-align:justify">Meghna Patel took her first loan early in 2020 from an app called FlyCash, whose ads she had been seeing on Facebook.</p> <p style="text-align:justify">It was a small amount. Just Rs 500. She had to repay Rs 550, two weeks later. The app even had a borrowing limit of Rs 1,000. Recently, her parents had become stricter with her allowance. She needed the cash just to get by for a couple of days till her weekly &lsquo;payday&rsquo;. She could pay it back then.</p> <p style="text-align:justify">Two days later, a message popped up informing Meghna that both her borrowing limit and payback time had increased. She could now borrow up to Rs 2,000 for up to two months. Fast forward a couple of weeks and she didn&rsquo;t have enough to go out clubbing. A couple of taps got her an instant &nbsp;Rs 1,500 in the bank. </p> <p style="text-align:justify">&ldquo;The company asked me to pay &nbsp;Rs 50 for every &nbsp;Rs 500 as interest. So, I figured I had to repay &nbsp;Rs 1,650 in two months. But no, if you take a two-month loan then you have to pay an extra interest of Rs 100,&rdquo; said the 20-year-old undergraduate student from Badlapur, Maharashtra.</p> <p style="text-align:justify">Soon, she couldn&rsquo;t afford to take short loans but taking longer loans would mean larger payments and her allowance was almost dry trying to keep up with this vicious cycle.</p> <p style="text-align:justify">Please <a href="https://www.newsclick.in/Suburban-Rural-Youth-Being-Sucked-Into-Instant-Loan-Apps-Trap?fbclid=IwAR0oiAepMvs13i3Eq9cYGHFpJSrxWMB1B_Hfl6yejWGWVQrDmTv1SR5m-I0">click here</a> to read more.&nbsp;</p> ', 'credit_writer' => 'Newsclick.in, 25 October, 2021, https://www.newsclick.in/Suburban-Rural-Youth-Being-Sucked-Into-Instant-Loan-Apps-Trap?fbclid=IwAR0oiAepMvs13i3Eq9cYGHFpJSrxWMB1B_Hfl6yejWGWVQrDmTv1SR5m-I0', 'article_img' => '', 'article_img_thumb' => '', 'status' => (int) 1, 'show_on_home' => (int) 1, 'lang' => 'EN', 'category_id' => (int) 16, 'tag_keyword' => '', 'seo_url' => 'how-suburban-rural-youth-are-being-sucked-into-instant-loan-apps-trap-sashwata-saha', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'noindex' => (int) 1, 'publish_date' => object(Cake\I18n\FrozenDate) {}, 'most_visit_section_id' => null, 'article_big_img' => null, 'liveid' => null, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'edate' => '', 'tags' => [ [maximum depth reached] ], 'category' => object(App\Model\Entity\Category) {}, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Articles' }, 'articleid' => (int) 61098, 'metaTitle' => 'LATEST NEWS UPDATES | How Suburban, Rural Youth are Being Sucked Into Instant Loan Apps ‘Trap’ -Sashwata Saha ', 'metaKeywords' => 'Rural youth,Loan apps,Loan Harassment,Loan recovery agents', 'metaDesc' => '-Newsclick.in Harassment by loan recovery agents hired by these apps has led to at least 21 suicides across India between 2020 and 2021. Meghna Patel took her first loan early in 2020 from an app called FlyCash, whose ads she had been...', 'disp' => '<p style="text-align:justify">-Newsclick.in</p><p style="text-align:justify"><em>Harassment by loan recovery agents hired by these apps has led to at least 21 suicides across India between 2020 and 2021.</em></p><p style="text-align:justify">Meghna Patel took her first loan early in 2020 from an app called FlyCash, whose ads she had been seeing on Facebook.</p><p style="text-align:justify">It was a small amount. Just Rs 500. She had to repay Rs 550, two weeks later. The app even had a borrowing limit of Rs 1,000. Recently, her parents had become stricter with her allowance. She needed the cash just to get by for a couple of days till her weekly &lsquo;payday&rsquo;. She could pay it back then.</p><p style="text-align:justify">Two days later, a message popped up informing Meghna that both her borrowing limit and payback time had increased. She could now borrow up to Rs 2,000 for up to two months. Fast forward a couple of weeks and she didn&rsquo;t have enough to go out clubbing. A couple of taps got her an instant&nbsp;Rs 1,500 in the bank.</p><p style="text-align:justify">&ldquo;The company asked me to pay&nbsp;Rs 50 for every&nbsp;Rs 500 as interest. So, I figured I had to repay&nbsp;Rs 1,650 in two months. But no, if you take a two-month loan then you have to pay an extra interest of Rs 100,&rdquo; said the 20-year-old undergraduate student from Badlapur, Maharashtra.</p><p style="text-align:justify">Soon, she couldn&rsquo;t afford to take short loans but taking longer loans would mean larger payments and her allowance was almost dry trying to keep up with this vicious cycle.</p><p style="text-align:justify">Please <a href="https://www.newsclick.in/Suburban-Rural-Youth-Being-Sucked-Into-Instant-Loan-Apps-Trap?fbclid=IwAR0oiAepMvs13i3Eq9cYGHFpJSrxWMB1B_Hfl6yejWGWVQrDmTv1SR5m-I0" title="https://www.newsclick.in/Suburban-Rural-Youth-Being-Sucked-Into-Instant-Loan-Apps-Trap?fbclid=IwAR0oiAepMvs13i3Eq9cYGHFpJSrxWMB1B_Hfl6yejWGWVQrDmTv1SR5m-I0">click here</a> to read more.&nbsp;</p>', 'lang' => 'English', 'SITE_URL' => 'https://im4change.in/', 'site_title' => 'im4change', 'adminprix' => 'admin' ] $article_current = object(App\Model\Entity\Article) { 'id' => (int) 61098, 'title' => 'How Suburban, Rural Youth are Being Sucked Into Instant Loan Apps ‘Trap’ -Sashwata Saha ', 'subheading' => null, 'description' => '<p style="text-align:justify">-Newsclick.in</p> <p style="text-align:justify"><em>Harassment by loan recovery agents hired by these apps has led to at least 21 suicides across India between 2020 and 2021.</em></p> <p style="text-align:justify">Meghna Patel took her first loan early in 2020 from an app called FlyCash, whose ads she had been seeing on Facebook.</p> <p style="text-align:justify">It was a small amount. Just Rs 500. She had to repay Rs 550, two weeks later. The app even had a borrowing limit of Rs 1,000. Recently, her parents had become stricter with her allowance. She needed the cash just to get by for a couple of days till her weekly &lsquo;payday&rsquo;. She could pay it back then.</p> <p style="text-align:justify">Two days later, a message popped up informing Meghna that both her borrowing limit and payback time had increased. She could now borrow up to Rs 2,000 for up to two months. Fast forward a couple of weeks and she didn&rsquo;t have enough to go out clubbing. A couple of taps got her an instant &nbsp;Rs 1,500 in the bank. </p> <p style="text-align:justify">&ldquo;The company asked me to pay &nbsp;Rs 50 for every &nbsp;Rs 500 as interest. So, I figured I had to repay &nbsp;Rs 1,650 in two months. But no, if you take a two-month loan then you have to pay an extra interest of Rs 100,&rdquo; said the 20-year-old undergraduate student from Badlapur, Maharashtra.</p> <p style="text-align:justify">Soon, she couldn&rsquo;t afford to take short loans but taking longer loans would mean larger payments and her allowance was almost dry trying to keep up with this vicious cycle.</p> <p style="text-align:justify">Please <a href="https://www.newsclick.in/Suburban-Rural-Youth-Being-Sucked-Into-Instant-Loan-Apps-Trap?fbclid=IwAR0oiAepMvs13i3Eq9cYGHFpJSrxWMB1B_Hfl6yejWGWVQrDmTv1SR5m-I0">click here</a> to read more.&nbsp;</p> ', 'credit_writer' => 'Newsclick.in, 25 October, 2021, https://www.newsclick.in/Suburban-Rural-Youth-Being-Sucked-Into-Instant-Loan-Apps-Trap?fbclid=IwAR0oiAepMvs13i3Eq9cYGHFpJSrxWMB1B_Hfl6yejWGWVQrDmTv1SR5m-I0', 'article_img' => '', 'article_img_thumb' => '', 'status' => (int) 1, 'show_on_home' => (int) 1, 'lang' => 'EN', 'category_id' => (int) 16, 'tag_keyword' => '', 'seo_url' => 'how-suburban-rural-youth-are-being-sucked-into-instant-loan-apps-trap-sashwata-saha', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'noindex' => (int) 1, 'publish_date' => object(Cake\I18n\FrozenDate) {}, 'most_visit_section_id' => null, 'article_big_img' => null, 'liveid' => null, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'edate' => '', 'tags' => [ (int) 0 => object(Cake\ORM\Entity) {}, (int) 1 => object(Cake\ORM\Entity) {}, (int) 2 => object(Cake\ORM\Entity) {}, (int) 3 => object(Cake\ORM\Entity) {} ], 'category' => object(App\Model\Entity\Category) {}, '[new]' => false, '[accessible]' => [ '*' => true, 'id' => false ], '[dirty]' => [], '[original]' => [], '[virtual]' => [], '[hasErrors]' => false, '[errors]' => [], '[invalid]' => [], '[repository]' => 'Articles' } $articleid = (int) 61098 $metaTitle = 'LATEST NEWS UPDATES | How Suburban, Rural Youth are Being Sucked Into Instant Loan Apps ‘Trap’ -Sashwata Saha ' $metaKeywords = 'Rural youth,Loan apps,Loan Harassment,Loan recovery agents' $metaDesc = '-Newsclick.in Harassment by loan recovery agents hired by these apps has led to at least 21 suicides across India between 2020 and 2021. Meghna Patel took her first loan early in 2020 from an app called FlyCash, whose ads she had been...' $disp = '<p style="text-align:justify">-Newsclick.in</p><p style="text-align:justify"><em>Harassment by loan recovery agents hired by these apps has led to at least 21 suicides across India between 2020 and 2021.</em></p><p style="text-align:justify">Meghna Patel took her first loan early in 2020 from an app called FlyCash, whose ads she had been seeing on Facebook.</p><p style="text-align:justify">It was a small amount. Just Rs 500. She had to repay Rs 550, two weeks later. The app even had a borrowing limit of Rs 1,000. Recently, her parents had become stricter with her allowance. She needed the cash just to get by for a couple of days till her weekly &lsquo;payday&rsquo;. She could pay it back then.</p><p style="text-align:justify">Two days later, a message popped up informing Meghna that both her borrowing limit and payback time had increased. She could now borrow up to Rs 2,000 for up to two months. Fast forward a couple of weeks and she didn&rsquo;t have enough to go out clubbing. A couple of taps got her an instant&nbsp;Rs 1,500 in the bank.</p><p style="text-align:justify">&ldquo;The company asked me to pay&nbsp;Rs 50 for every&nbsp;Rs 500 as interest. So, I figured I had to repay&nbsp;Rs 1,650 in two months. But no, if you take a two-month loan then you have to pay an extra interest of Rs 100,&rdquo; said the 20-year-old undergraduate student from Badlapur, Maharashtra.</p><p style="text-align:justify">Soon, she couldn&rsquo;t afford to take short loans but taking longer loans would mean larger payments and her allowance was almost dry trying to keep up with this vicious cycle.</p><p style="text-align:justify">Please <a href="https://www.newsclick.in/Suburban-Rural-Youth-Being-Sucked-Into-Instant-Loan-Apps-Trap?fbclid=IwAR0oiAepMvs13i3Eq9cYGHFpJSrxWMB1B_Hfl6yejWGWVQrDmTv1SR5m-I0" title="https://www.newsclick.in/Suburban-Rural-Youth-Being-Sucked-Into-Instant-Loan-Apps-Trap?fbclid=IwAR0oiAepMvs13i3Eq9cYGHFpJSrxWMB1B_Hfl6yejWGWVQrDmTv1SR5m-I0">click here</a> to read more.&nbsp;</p>' $lang = 'English' $SITE_URL = 'https://im4change.in/' $site_title = 'im4change' $adminprix = 'admin'</pre><pre class="stack-trace">include - APP/Template/Layout/printlayout.ctp, line 8 Cake\View\View::_evaluate() - CORE/src/View/View.php, line 1413 Cake\View\View::_render() - CORE/src/View/View.php, line 1374 Cake\View\View::renderLayout() - CORE/src/View/View.php, line 927 Cake\View\View::render() - CORE/src/View/View.php, line 885 Cake\Controller\Controller::render() - CORE/src/Controller/Controller.php, line 791 Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 126 Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94 Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Routing\Middleware\AssetMiddleware::__invoke() - CORE/src/Routing/Middleware/AssetMiddleware.php, line 88 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51</pre></div></pre>latest-news-updates/how-suburban-rural-youth-are-being-sucked-into-instant-loan-apps-trap-sashwata-saha.html"/> <meta http-equiv="Content-Type" content="text/html; charset=utf-8"/> <link href="https://im4change.in/css/control.css" rel="stylesheet" type="text/css" media="all"/> <title>LATEST NEWS UPDATES | How Suburban, Rural Youth are Being Sucked Into Instant Loan Apps ‘Trap’ -Sashwata Saha | Im4change.org</title> <meta name="description" content="-Newsclick.in Harassment by loan recovery agents hired by these apps has led to at least 21 suicides across India between 2020 and 2021. Meghna Patel took her first loan early in 2020 from an app called FlyCash, whose ads she had been..."/> <script src="https://im4change.in/js/jquery-1.10.2.js"></script> <script type="text/javascript" src="https://im4change.in/js/jquery-migrate.min.js"></script> <script language="javascript" type="text/javascript"> $(document).ready(function () { var img = $("img")[0]; // Get my img elem var pic_real_width, pic_real_height; $("<img/>") // Make in memory copy of image to avoid css issues .attr("src", $(img).attr("src")) .load(function () { pic_real_width = this.width; // Note: $(this).width() will not pic_real_height = this.height; // work for in memory images. }); }); </script> <style type="text/css"> @media screen { div.divFooter { display: block; } } @media print { .printbutton { display: none !important; } } </style> </head> <body> <table cellpadding="0" cellspacing="0" border="0" width="98%" align="center"> <tr> <td class="top_bg"> <div class="divFooter"> <img src="https://im4change.in/images/logo1.jpg" height="59" border="0" alt="Resource centre on India's rural distress" style="padding-top:14px;"/> </div> </td> </tr> <tr> <td id="topspace"> </td> </tr> <tr id="topspace"> <td> </td> </tr> <tr> <td height="50" style="border-bottom:1px solid #000; padding-top:10px;" class="printbutton"> <form><input type="button" value=" Print this page " onclick="window.print();return false;"/></form> </td> </tr> <tr> <td width="100%"> <h1 class="news_headlines" style="font-style:normal"> <strong>How Suburban, Rural Youth are Being Sucked Into Instant Loan Apps ‘Trap’ -Sashwata Saha </strong></h1> </td> </tr> <tr> <td width="100%" style="font-family:Arial, 'Segoe Script', 'Segoe UI', sans-serif, serif"><font size="3"> <p style="text-align:justify">-Newsclick.in</p><p style="text-align:justify"><em>Harassment by loan recovery agents hired by these apps has led to at least 21 suicides across India between 2020 and 2021.</em></p><p style="text-align:justify">Meghna Patel took her first loan early in 2020 from an app called FlyCash, whose ads she had been seeing on Facebook.</p><p style="text-align:justify">It was a small amount. Just Rs 500. She had to repay Rs 550, two weeks later. The app even had a borrowing limit of Rs 1,000. Recently, her parents had become stricter with her allowance. She needed the cash just to get by for a couple of days till her weekly ‘payday’. She could pay it back then.</p><p style="text-align:justify">Two days later, a message popped up informing Meghna that both her borrowing limit and payback time had increased. She could now borrow up to Rs 2,000 for up to two months. Fast forward a couple of weeks and she didn’t have enough to go out clubbing. A couple of taps got her an instant Rs 1,500 in the bank.</p><p style="text-align:justify">“The company asked me to pay Rs 50 for every Rs 500 as interest. So, I figured I had to repay Rs 1,650 in two months. But no, if you take a two-month loan then you have to pay an extra interest of Rs 100,” said the 20-year-old undergraduate student from Badlapur, Maharashtra.</p><p style="text-align:justify">Soon, she couldn’t afford to take short loans but taking longer loans would mean larger payments and her allowance was almost dry trying to keep up with this vicious cycle.</p><p style="text-align:justify">Please <a href="https://www.newsclick.in/Suburban-Rural-Youth-Being-Sucked-Into-Instant-Loan-Apps-Trap?fbclid=IwAR0oiAepMvs13i3Eq9cYGHFpJSrxWMB1B_Hfl6yejWGWVQrDmTv1SR5m-I0" title="https://www.newsclick.in/Suburban-Rural-Youth-Being-Sucked-Into-Instant-Loan-Apps-Trap?fbclid=IwAR0oiAepMvs13i3Eq9cYGHFpJSrxWMB1B_Hfl6yejWGWVQrDmTv1SR5m-I0">click here</a> to read more. </p> </font> </td> </tr> <tr> <td> </td> </tr> <tr> <td height="50" style="border-top:1px solid #000; border-bottom:1px solid #000;padding-top:10px;"> <form><input type="button" value=" Print this page " onclick="window.print();return false;"/></form> </td> </tr> </table></body> </html>' } $maxBufferLength = (int) 8192 $file = '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Error/Debugger.php' $line = (int) 853 $message = 'Unable to emit headers. 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$response = object(Cake\Http\Response) { 'status' => (int) 200, 'contentType' => 'text/html', 'headers' => [ 'Content-Type' => [ [maximum depth reached] ] ], 'file' => null, 'fileRange' => [], 'cookies' => object(Cake\Http\Cookie\CookieCollection) {}, 'cacheDirectives' => [], 'body' => '<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd"> <html xmlns="http://www.w3.org/1999/xhtml"> <head> <link rel="canonical" href="https://im4change.in/<pre class="cake-error"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr6802518accf1d-trace').style.display = (document.getElementById('cakeErr6802518accf1d-trace').style.display == 'none' ? '' : 'none');"><b>Notice</b> (8)</a>: Undefined variable: urlPrefix [<b>APP/Template/Layout/printlayout.ctp</b>, line <b>8</b>]<div id="cakeErr6802518accf1d-trace" class="cake-stack-trace" style="display: none;"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr6802518accf1d-code').style.display = (document.getElementById('cakeErr6802518accf1d-code').style.display == 'none' ? '' : 'none')">Code</a> <a href="javascript:void(0);" onclick="document.getElementById('cakeErr6802518accf1d-context').style.display = (document.getElementById('cakeErr6802518accf1d-context').style.display == 'none' ? '' : 'none')">Context</a><pre id="cakeErr6802518accf1d-code" class="cake-code-dump" style="display: none;"><code><span style="color: #000000"><span style="color: #0000BB"></span><span style="color: #007700"><</span><span style="color: #0000BB">head</span><span style="color: #007700">> </span></span></code> <span class="code-highlight"><code><span style="color: #000000"> <link rel="canonical" href="<span style="color: #0000BB"><?php </span><span style="color: #007700">echo </span><span style="color: #0000BB">Configure</span><span style="color: #007700">::</span><span style="color: #0000BB">read</span><span style="color: #007700">(</span><span style="color: #DD0000">'SITE_URL'</span><span style="color: #007700">); </span><span style="color: #0000BB">?><?php </span><span style="color: #007700">echo </span><span style="color: #0000BB">$urlPrefix</span><span style="color: #007700">;</span><span style="color: #0000BB">?><?php </span><span style="color: #007700">echo </span><span style="color: #0000BB">$article_current</span><span style="color: #007700">-></span><span style="color: #0000BB">category</span><span style="color: #007700">-></span><span style="color: #0000BB">slug</span><span style="color: #007700">; </span><span style="color: #0000BB">?></span>/<span style="color: #0000BB"><?php </span><span style="color: #007700">echo </span><span style="color: #0000BB">$article_current</span><span style="color: #007700">-></span><span style="color: #0000BB">seo_url</span><span style="color: #007700">; </span><span style="color: #0000BB">?></span>.html"/> </span></code></span> <code><span style="color: #000000"><span style="color: #0000BB"> </span><span style="color: #007700"><</span><span style="color: #0000BB">meta http</span><span style="color: #007700">-</span><span style="color: #0000BB">equiv</span><span style="color: #007700">=</span><span style="color: #DD0000">"Content-Type" </span><span style="color: #0000BB">content</span><span style="color: #007700">=</span><span style="color: #DD0000">"text/html; charset=utf-8"</span><span style="color: #007700">/> </span></span></code></pre><pre id="cakeErr6802518accf1d-context" class="cake-context" style="display: none;">$viewFile = '/home/brlfuser/public_html/src/Template/Layout/printlayout.ctp' $dataForView = [ 'article_current' => object(App\Model\Entity\Article) { 'id' => (int) 61098, 'title' => 'How Suburban, Rural Youth are Being Sucked Into Instant Loan Apps ‘Trap’ -Sashwata Saha ', 'subheading' => null, 'description' => '<p style="text-align:justify">-Newsclick.in</p> <p style="text-align:justify"><em>Harassment by loan recovery agents hired by these apps has led to at least 21 suicides across India between 2020 and 2021.</em></p> <p style="text-align:justify">Meghna Patel took her first loan early in 2020 from an app called FlyCash, whose ads she had been seeing on Facebook.</p> <p style="text-align:justify">It was a small amount. Just Rs 500. She had to repay Rs 550, two weeks later. The app even had a borrowing limit of Rs 1,000. Recently, her parents had become stricter with her allowance. She needed the cash just to get by for a couple of days till her weekly &lsquo;payday&rsquo;. She could pay it back then.</p> <p style="text-align:justify">Two days later, a message popped up informing Meghna that both her borrowing limit and payback time had increased. She could now borrow up to Rs 2,000 for up to two months. Fast forward a couple of weeks and she didn&rsquo;t have enough to go out clubbing. A couple of taps got her an instant &nbsp;Rs 1,500 in the bank. </p> <p style="text-align:justify">&ldquo;The company asked me to pay &nbsp;Rs 50 for every &nbsp;Rs 500 as interest. So, I figured I had to repay &nbsp;Rs 1,650 in two months. But no, if you take a two-month loan then you have to pay an extra interest of Rs 100,&rdquo; said the 20-year-old undergraduate student from Badlapur, Maharashtra.</p> <p style="text-align:justify">Soon, she couldn&rsquo;t afford to take short loans but taking longer loans would mean larger payments and her allowance was almost dry trying to keep up with this vicious cycle.</p> <p style="text-align:justify">Please <a href="https://www.newsclick.in/Suburban-Rural-Youth-Being-Sucked-Into-Instant-Loan-Apps-Trap?fbclid=IwAR0oiAepMvs13i3Eq9cYGHFpJSrxWMB1B_Hfl6yejWGWVQrDmTv1SR5m-I0">click here</a> to read more.&nbsp;</p> ', 'credit_writer' => 'Newsclick.in, 25 October, 2021, https://www.newsclick.in/Suburban-Rural-Youth-Being-Sucked-Into-Instant-Loan-Apps-Trap?fbclid=IwAR0oiAepMvs13i3Eq9cYGHFpJSrxWMB1B_Hfl6yejWGWVQrDmTv1SR5m-I0', 'article_img' => '', 'article_img_thumb' => '', 'status' => (int) 1, 'show_on_home' => (int) 1, 'lang' => 'EN', 'category_id' => (int) 16, 'tag_keyword' => '', 'seo_url' => 'how-suburban-rural-youth-are-being-sucked-into-instant-loan-apps-trap-sashwata-saha', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'noindex' => (int) 1, 'publish_date' => object(Cake\I18n\FrozenDate) {}, 'most_visit_section_id' => null, 'article_big_img' => null, 'liveid' => null, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'edate' => '', 'tags' => [ [maximum depth reached] ], 'category' => object(App\Model\Entity\Category) {}, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Articles' }, 'articleid' => (int) 61098, 'metaTitle' => 'LATEST NEWS UPDATES | How Suburban, Rural Youth are Being Sucked Into Instant Loan Apps ‘Trap’ -Sashwata Saha ', 'metaKeywords' => 'Rural youth,Loan apps,Loan Harassment,Loan recovery agents', 'metaDesc' => '-Newsclick.in Harassment by loan recovery agents hired by these apps has led to at least 21 suicides across India between 2020 and 2021. Meghna Patel took her first loan early in 2020 from an app called FlyCash, whose ads she had been...', 'disp' => '<p style="text-align:justify">-Newsclick.in</p><p style="text-align:justify"><em>Harassment by loan recovery agents hired by these apps has led to at least 21 suicides across India between 2020 and 2021.</em></p><p style="text-align:justify">Meghna Patel took her first loan early in 2020 from an app called FlyCash, whose ads she had been seeing on Facebook.</p><p style="text-align:justify">It was a small amount. Just Rs 500. She had to repay Rs 550, two weeks later. The app even had a borrowing limit of Rs 1,000. Recently, her parents had become stricter with her allowance. She needed the cash just to get by for a couple of days till her weekly &lsquo;payday&rsquo;. She could pay it back then.</p><p style="text-align:justify">Two days later, a message popped up informing Meghna that both her borrowing limit and payback time had increased. She could now borrow up to Rs 2,000 for up to two months. Fast forward a couple of weeks and she didn&rsquo;t have enough to go out clubbing. A couple of taps got her an instant&nbsp;Rs 1,500 in the bank.</p><p style="text-align:justify">&ldquo;The company asked me to pay&nbsp;Rs 50 for every&nbsp;Rs 500 as interest. So, I figured I had to repay&nbsp;Rs 1,650 in two months. But no, if you take a two-month loan then you have to pay an extra interest of Rs 100,&rdquo; said the 20-year-old undergraduate student from Badlapur, Maharashtra.</p><p style="text-align:justify">Soon, she couldn&rsquo;t afford to take short loans but taking longer loans would mean larger payments and her allowance was almost dry trying to keep up with this vicious cycle.</p><p style="text-align:justify">Please <a href="https://www.newsclick.in/Suburban-Rural-Youth-Being-Sucked-Into-Instant-Loan-Apps-Trap?fbclid=IwAR0oiAepMvs13i3Eq9cYGHFpJSrxWMB1B_Hfl6yejWGWVQrDmTv1SR5m-I0" title="https://www.newsclick.in/Suburban-Rural-Youth-Being-Sucked-Into-Instant-Loan-Apps-Trap?fbclid=IwAR0oiAepMvs13i3Eq9cYGHFpJSrxWMB1B_Hfl6yejWGWVQrDmTv1SR5m-I0">click here</a> to read more.&nbsp;</p>', 'lang' => 'English', 'SITE_URL' => 'https://im4change.in/', 'site_title' => 'im4change', 'adminprix' => 'admin' ] $article_current = object(App\Model\Entity\Article) { 'id' => (int) 61098, 'title' => 'How Suburban, Rural Youth are Being Sucked Into Instant Loan Apps ‘Trap’ -Sashwata Saha ', 'subheading' => null, 'description' => '<p style="text-align:justify">-Newsclick.in</p> <p style="text-align:justify"><em>Harassment by loan recovery agents hired by these apps has led to at least 21 suicides across India between 2020 and 2021.</em></p> <p style="text-align:justify">Meghna Patel took her first loan early in 2020 from an app called FlyCash, whose ads she had been seeing on Facebook.</p> <p style="text-align:justify">It was a small amount. Just Rs 500. She had to repay Rs 550, two weeks later. The app even had a borrowing limit of Rs 1,000. Recently, her parents had become stricter with her allowance. She needed the cash just to get by for a couple of days till her weekly &lsquo;payday&rsquo;. She could pay it back then.</p> <p style="text-align:justify">Two days later, a message popped up informing Meghna that both her borrowing limit and payback time had increased. She could now borrow up to Rs 2,000 for up to two months. Fast forward a couple of weeks and she didn&rsquo;t have enough to go out clubbing. A couple of taps got her an instant &nbsp;Rs 1,500 in the bank. </p> <p style="text-align:justify">&ldquo;The company asked me to pay &nbsp;Rs 50 for every &nbsp;Rs 500 as interest. So, I figured I had to repay &nbsp;Rs 1,650 in two months. But no, if you take a two-month loan then you have to pay an extra interest of Rs 100,&rdquo; said the 20-year-old undergraduate student from Badlapur, Maharashtra.</p> <p style="text-align:justify">Soon, she couldn&rsquo;t afford to take short loans but taking longer loans would mean larger payments and her allowance was almost dry trying to keep up with this vicious cycle.</p> <p style="text-align:justify">Please <a href="https://www.newsclick.in/Suburban-Rural-Youth-Being-Sucked-Into-Instant-Loan-Apps-Trap?fbclid=IwAR0oiAepMvs13i3Eq9cYGHFpJSrxWMB1B_Hfl6yejWGWVQrDmTv1SR5m-I0">click here</a> to read more.&nbsp;</p> ', 'credit_writer' => 'Newsclick.in, 25 October, 2021, https://www.newsclick.in/Suburban-Rural-Youth-Being-Sucked-Into-Instant-Loan-Apps-Trap?fbclid=IwAR0oiAepMvs13i3Eq9cYGHFpJSrxWMB1B_Hfl6yejWGWVQrDmTv1SR5m-I0', 'article_img' => '', 'article_img_thumb' => '', 'status' => (int) 1, 'show_on_home' => (int) 1, 'lang' => 'EN', 'category_id' => (int) 16, 'tag_keyword' => '', 'seo_url' => 'how-suburban-rural-youth-are-being-sucked-into-instant-loan-apps-trap-sashwata-saha', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'noindex' => (int) 1, 'publish_date' => object(Cake\I18n\FrozenDate) {}, 'most_visit_section_id' => null, 'article_big_img' => null, 'liveid' => null, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'edate' => '', 'tags' => [ (int) 0 => object(Cake\ORM\Entity) {}, (int) 1 => object(Cake\ORM\Entity) {}, (int) 2 => object(Cake\ORM\Entity) {}, (int) 3 => object(Cake\ORM\Entity) {} ], 'category' => object(App\Model\Entity\Category) {}, '[new]' => false, '[accessible]' => [ '*' => true, 'id' => false ], '[dirty]' => [], '[original]' => [], '[virtual]' => [], '[hasErrors]' => false, '[errors]' => [], '[invalid]' => [], '[repository]' => 'Articles' } $articleid = (int) 61098 $metaTitle = 'LATEST NEWS UPDATES | How Suburban, Rural Youth are Being Sucked Into Instant Loan Apps ‘Trap’ -Sashwata Saha ' $metaKeywords = 'Rural youth,Loan apps,Loan Harassment,Loan recovery agents' $metaDesc = '-Newsclick.in Harassment by loan recovery agents hired by these apps has led to at least 21 suicides across India between 2020 and 2021. Meghna Patel took her first loan early in 2020 from an app called FlyCash, whose ads she had been...' $disp = '<p style="text-align:justify">-Newsclick.in</p><p style="text-align:justify"><em>Harassment by loan recovery agents hired by these apps has led to at least 21 suicides across India between 2020 and 2021.</em></p><p style="text-align:justify">Meghna Patel took her first loan early in 2020 from an app called FlyCash, whose ads she had been seeing on Facebook.</p><p style="text-align:justify">It was a small amount. Just Rs 500. She had to repay Rs 550, two weeks later. The app even had a borrowing limit of Rs 1,000. Recently, her parents had become stricter with her allowance. She needed the cash just to get by for a couple of days till her weekly &lsquo;payday&rsquo;. She could pay it back then.</p><p style="text-align:justify">Two days later, a message popped up informing Meghna that both her borrowing limit and payback time had increased. She could now borrow up to Rs 2,000 for up to two months. Fast forward a couple of weeks and she didn&rsquo;t have enough to go out clubbing. A couple of taps got her an instant&nbsp;Rs 1,500 in the bank.</p><p style="text-align:justify">&ldquo;The company asked me to pay&nbsp;Rs 50 for every&nbsp;Rs 500 as interest. So, I figured I had to repay&nbsp;Rs 1,650 in two months. But no, if you take a two-month loan then you have to pay an extra interest of Rs 100,&rdquo; said the 20-year-old undergraduate student from Badlapur, Maharashtra.</p><p style="text-align:justify">Soon, she couldn&rsquo;t afford to take short loans but taking longer loans would mean larger payments and her allowance was almost dry trying to keep up with this vicious cycle.</p><p style="text-align:justify">Please <a href="https://www.newsclick.in/Suburban-Rural-Youth-Being-Sucked-Into-Instant-Loan-Apps-Trap?fbclid=IwAR0oiAepMvs13i3Eq9cYGHFpJSrxWMB1B_Hfl6yejWGWVQrDmTv1SR5m-I0" title="https://www.newsclick.in/Suburban-Rural-Youth-Being-Sucked-Into-Instant-Loan-Apps-Trap?fbclid=IwAR0oiAepMvs13i3Eq9cYGHFpJSrxWMB1B_Hfl6yejWGWVQrDmTv1SR5m-I0">click here</a> to read more.&nbsp;</p>' $lang = 'English' $SITE_URL = 'https://im4change.in/' $site_title = 'im4change' $adminprix = 'admin'</pre><pre class="stack-trace">include - APP/Template/Layout/printlayout.ctp, line 8 Cake\View\View::_evaluate() - CORE/src/View/View.php, line 1413 Cake\View\View::_render() - CORE/src/View/View.php, line 1374 Cake\View\View::renderLayout() - CORE/src/View/View.php, line 927 Cake\View\View::render() - CORE/src/View/View.php, line 885 Cake\Controller\Controller::render() - CORE/src/Controller/Controller.php, line 791 Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 126 Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94 Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Routing\Middleware\AssetMiddleware::__invoke() - CORE/src/Routing/Middleware/AssetMiddleware.php, line 88 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51</pre></div></pre>latest-news-updates/how-suburban-rural-youth-are-being-sucked-into-instant-loan-apps-trap-sashwata-saha.html"/> <meta http-equiv="Content-Type" content="text/html; charset=utf-8"/> <link href="https://im4change.in/css/control.css" rel="stylesheet" type="text/css" media="all"/> <title>LATEST NEWS UPDATES | How Suburban, Rural Youth are Being Sucked Into Instant Loan Apps ‘Trap’ -Sashwata Saha | Im4change.org</title> <meta name="description" content="-Newsclick.in Harassment by loan recovery agents hired by these apps has led to at least 21 suicides across India between 2020 and 2021. Meghna Patel took her first loan early in 2020 from an app called FlyCash, whose ads she had been..."/> <script src="https://im4change.in/js/jquery-1.10.2.js"></script> <script type="text/javascript" src="https://im4change.in/js/jquery-migrate.min.js"></script> <script language="javascript" type="text/javascript"> $(document).ready(function () { var img = $("img")[0]; // Get my img elem var pic_real_width, pic_real_height; $("<img/>") // Make in memory copy of image to avoid css issues .attr("src", $(img).attr("src")) .load(function () { pic_real_width = this.width; // Note: $(this).width() will not pic_real_height = this.height; // work for in memory images. }); }); </script> <style type="text/css"> @media screen { div.divFooter { display: block; } } @media print { .printbutton { display: none !important; } } </style> </head> <body> <table cellpadding="0" cellspacing="0" border="0" width="98%" align="center"> <tr> <td class="top_bg"> <div class="divFooter"> <img src="https://im4change.in/images/logo1.jpg" height="59" border="0" alt="Resource centre on India's rural distress" style="padding-top:14px;"/> </div> </td> </tr> <tr> <td id="topspace"> </td> </tr> <tr id="topspace"> <td> </td> </tr> <tr> <td height="50" style="border-bottom:1px solid #000; padding-top:10px;" class="printbutton"> <form><input type="button" value=" Print this page " onclick="window.print();return false;"/></form> </td> </tr> <tr> <td width="100%"> <h1 class="news_headlines" style="font-style:normal"> <strong>How Suburban, Rural Youth are Being Sucked Into Instant Loan Apps ‘Trap’ -Sashwata Saha </strong></h1> </td> </tr> <tr> <td width="100%" style="font-family:Arial, 'Segoe Script', 'Segoe UI', sans-serif, serif"><font size="3"> <p style="text-align:justify">-Newsclick.in</p><p style="text-align:justify"><em>Harassment by loan recovery agents hired by these apps has led to at least 21 suicides across India between 2020 and 2021.</em></p><p style="text-align:justify">Meghna Patel took her first loan early in 2020 from an app called FlyCash, whose ads she had been seeing on Facebook.</p><p style="text-align:justify">It was a small amount. Just Rs 500. She had to repay Rs 550, two weeks later. The app even had a borrowing limit of Rs 1,000. Recently, her parents had become stricter with her allowance. She needed the cash just to get by for a couple of days till her weekly ‘payday’. She could pay it back then.</p><p style="text-align:justify">Two days later, a message popped up informing Meghna that both her borrowing limit and payback time had increased. She could now borrow up to Rs 2,000 for up to two months. Fast forward a couple of weeks and she didn’t have enough to go out clubbing. A couple of taps got her an instant Rs 1,500 in the bank.</p><p style="text-align:justify">“The company asked me to pay Rs 50 for every Rs 500 as interest. So, I figured I had to repay Rs 1,650 in two months. But no, if you take a two-month loan then you have to pay an extra interest of Rs 100,” said the 20-year-old undergraduate student from Badlapur, Maharashtra.</p><p style="text-align:justify">Soon, she couldn’t afford to take short loans but taking longer loans would mean larger payments and her allowance was almost dry trying to keep up with this vicious cycle.</p><p style="text-align:justify">Please <a href="https://www.newsclick.in/Suburban-Rural-Youth-Being-Sucked-Into-Instant-Loan-Apps-Trap?fbclid=IwAR0oiAepMvs13i3Eq9cYGHFpJSrxWMB1B_Hfl6yejWGWVQrDmTv1SR5m-I0" title="https://www.newsclick.in/Suburban-Rural-Youth-Being-Sucked-Into-Instant-Loan-Apps-Trap?fbclid=IwAR0oiAepMvs13i3Eq9cYGHFpJSrxWMB1B_Hfl6yejWGWVQrDmTv1SR5m-I0">click here</a> to read more. </p> </font> </td> </tr> <tr> <td> </td> </tr> <tr> <td height="50" style="border-top:1px solid #000; border-bottom:1px solid #000;padding-top:10px;"> <form><input type="button" value=" Print this page " onclick="window.print();return false;"/></form> </td> </tr> </table></body> </html>' } $reasonPhrase = 'OK'header - [internal], line ?? 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Warning (2): Cannot modify header information - headers already sent by (output started at /home/brlfuser/public_html/vendor/cakephp/cakephp/src/Error/Debugger.php:853) [CORE/src/Http/ResponseEmitter.php, line 181]Notice (8): Undefined variable: urlPrefix [APP/Template/Layout/printlayout.ctp, line 8]Code Context$value
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$response = object(Cake\Http\Response) { 'status' => (int) 200, 'contentType' => 'text/html', 'headers' => [ 'Content-Type' => [ [maximum depth reached] ] ], 'file' => null, 'fileRange' => [], 'cookies' => object(Cake\Http\Cookie\CookieCollection) {}, 'cacheDirectives' => [], 'body' => '<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd"> <html xmlns="http://www.w3.org/1999/xhtml"> <head> <link rel="canonical" href="https://im4change.in/<pre class="cake-error"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr6802518accf1d-trace').style.display = (document.getElementById('cakeErr6802518accf1d-trace').style.display == 'none' ? '' : 'none');"><b>Notice</b> (8)</a>: Undefined variable: urlPrefix [<b>APP/Template/Layout/printlayout.ctp</b>, line <b>8</b>]<div id="cakeErr6802518accf1d-trace" class="cake-stack-trace" style="display: none;"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr6802518accf1d-code').style.display = (document.getElementById('cakeErr6802518accf1d-code').style.display == 'none' ? '' : 'none')">Code</a> <a href="javascript:void(0);" onclick="document.getElementById('cakeErr6802518accf1d-context').style.display = (document.getElementById('cakeErr6802518accf1d-context').style.display == 'none' ? '' : 'none')">Context</a><pre id="cakeErr6802518accf1d-code" class="cake-code-dump" style="display: none;"><code><span style="color: #000000"><span style="color: #0000BB"></span><span style="color: #007700"><</span><span style="color: #0000BB">head</span><span style="color: #007700">> </span></span></code> <span class="code-highlight"><code><span style="color: #000000"> <link rel="canonical" href="<span style="color: #0000BB"><?php </span><span style="color: #007700">echo </span><span style="color: #0000BB">Configure</span><span style="color: #007700">::</span><span style="color: #0000BB">read</span><span style="color: #007700">(</span><span style="color: #DD0000">'SITE_URL'</span><span style="color: #007700">); </span><span style="color: #0000BB">?><?php </span><span style="color: #007700">echo </span><span style="color: #0000BB">$urlPrefix</span><span style="color: #007700">;</span><span style="color: #0000BB">?><?php </span><span style="color: #007700">echo </span><span style="color: #0000BB">$article_current</span><span style="color: #007700">-></span><span style="color: #0000BB">category</span><span style="color: #007700">-></span><span style="color: #0000BB">slug</span><span style="color: #007700">; </span><span style="color: #0000BB">?></span>/<span style="color: #0000BB"><?php </span><span style="color: #007700">echo </span><span style="color: #0000BB">$article_current</span><span style="color: #007700">-></span><span style="color: #0000BB">seo_url</span><span style="color: #007700">; </span><span style="color: #0000BB">?></span>.html"/> </span></code></span> <code><span style="color: #000000"><span style="color: #0000BB"> </span><span style="color: #007700"><</span><span style="color: #0000BB">meta http</span><span style="color: #007700">-</span><span style="color: #0000BB">equiv</span><span style="color: #007700">=</span><span style="color: #DD0000">"Content-Type" </span><span style="color: #0000BB">content</span><span style="color: #007700">=</span><span style="color: #DD0000">"text/html; charset=utf-8"</span><span style="color: #007700">/> </span></span></code></pre><pre id="cakeErr6802518accf1d-context" class="cake-context" style="display: none;">$viewFile = '/home/brlfuser/public_html/src/Template/Layout/printlayout.ctp' $dataForView = [ 'article_current' => object(App\Model\Entity\Article) { 'id' => (int) 61098, 'title' => 'How Suburban, Rural Youth are Being Sucked Into Instant Loan Apps ‘Trap’ -Sashwata Saha ', 'subheading' => null, 'description' => '<p style="text-align:justify">-Newsclick.in</p> <p style="text-align:justify"><em>Harassment by loan recovery agents hired by these apps has led to at least 21 suicides across India between 2020 and 2021.</em></p> <p style="text-align:justify">Meghna Patel took her first loan early in 2020 from an app called FlyCash, whose ads she had been seeing on Facebook.</p> <p style="text-align:justify">It was a small amount. Just Rs 500. She had to repay Rs 550, two weeks later. The app even had a borrowing limit of Rs 1,000. Recently, her parents had become stricter with her allowance. She needed the cash just to get by for a couple of days till her weekly &lsquo;payday&rsquo;. She could pay it back then.</p> <p style="text-align:justify">Two days later, a message popped up informing Meghna that both her borrowing limit and payback time had increased. She could now borrow up to Rs 2,000 for up to two months. Fast forward a couple of weeks and she didn&rsquo;t have enough to go out clubbing. A couple of taps got her an instant &nbsp;Rs 1,500 in the bank. </p> <p style="text-align:justify">&ldquo;The company asked me to pay &nbsp;Rs 50 for every &nbsp;Rs 500 as interest. So, I figured I had to repay &nbsp;Rs 1,650 in two months. But no, if you take a two-month loan then you have to pay an extra interest of Rs 100,&rdquo; said the 20-year-old undergraduate student from Badlapur, Maharashtra.</p> <p style="text-align:justify">Soon, she couldn&rsquo;t afford to take short loans but taking longer loans would mean larger payments and her allowance was almost dry trying to keep up with this vicious cycle.</p> <p style="text-align:justify">Please <a href="https://www.newsclick.in/Suburban-Rural-Youth-Being-Sucked-Into-Instant-Loan-Apps-Trap?fbclid=IwAR0oiAepMvs13i3Eq9cYGHFpJSrxWMB1B_Hfl6yejWGWVQrDmTv1SR5m-I0">click here</a> to read more.&nbsp;</p> ', 'credit_writer' => 'Newsclick.in, 25 October, 2021, https://www.newsclick.in/Suburban-Rural-Youth-Being-Sucked-Into-Instant-Loan-Apps-Trap?fbclid=IwAR0oiAepMvs13i3Eq9cYGHFpJSrxWMB1B_Hfl6yejWGWVQrDmTv1SR5m-I0', 'article_img' => '', 'article_img_thumb' => '', 'status' => (int) 1, 'show_on_home' => (int) 1, 'lang' => 'EN', 'category_id' => (int) 16, 'tag_keyword' => '', 'seo_url' => 'how-suburban-rural-youth-are-being-sucked-into-instant-loan-apps-trap-sashwata-saha', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'noindex' => (int) 1, 'publish_date' => object(Cake\I18n\FrozenDate) {}, 'most_visit_section_id' => null, 'article_big_img' => null, 'liveid' => null, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'edate' => '', 'tags' => [ [maximum depth reached] ], 'category' => object(App\Model\Entity\Category) {}, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Articles' }, 'articleid' => (int) 61098, 'metaTitle' => 'LATEST NEWS UPDATES | How Suburban, Rural Youth are Being Sucked Into Instant Loan Apps ‘Trap’ -Sashwata Saha ', 'metaKeywords' => 'Rural youth,Loan apps,Loan Harassment,Loan recovery agents', 'metaDesc' => '-Newsclick.in Harassment by loan recovery agents hired by these apps has led to at least 21 suicides across India between 2020 and 2021. Meghna Patel took her first loan early in 2020 from an app called FlyCash, whose ads she had been...', 'disp' => '<p style="text-align:justify">-Newsclick.in</p><p style="text-align:justify"><em>Harassment by loan recovery agents hired by these apps has led to at least 21 suicides across India between 2020 and 2021.</em></p><p style="text-align:justify">Meghna Patel took her first loan early in 2020 from an app called FlyCash, whose ads she had been seeing on Facebook.</p><p style="text-align:justify">It was a small amount. Just Rs 500. She had to repay Rs 550, two weeks later. The app even had a borrowing limit of Rs 1,000. Recently, her parents had become stricter with her allowance. She needed the cash just to get by for a couple of days till her weekly &lsquo;payday&rsquo;. She could pay it back then.</p><p style="text-align:justify">Two days later, a message popped up informing Meghna that both her borrowing limit and payback time had increased. She could now borrow up to Rs 2,000 for up to two months. Fast forward a couple of weeks and she didn&rsquo;t have enough to go out clubbing. A couple of taps got her an instant&nbsp;Rs 1,500 in the bank.</p><p style="text-align:justify">&ldquo;The company asked me to pay&nbsp;Rs 50 for every&nbsp;Rs 500 as interest. So, I figured I had to repay&nbsp;Rs 1,650 in two months. But no, if you take a two-month loan then you have to pay an extra interest of Rs 100,&rdquo; said the 20-year-old undergraduate student from Badlapur, Maharashtra.</p><p style="text-align:justify">Soon, she couldn&rsquo;t afford to take short loans but taking longer loans would mean larger payments and her allowance was almost dry trying to keep up with this vicious cycle.</p><p style="text-align:justify">Please <a href="https://www.newsclick.in/Suburban-Rural-Youth-Being-Sucked-Into-Instant-Loan-Apps-Trap?fbclid=IwAR0oiAepMvs13i3Eq9cYGHFpJSrxWMB1B_Hfl6yejWGWVQrDmTv1SR5m-I0" title="https://www.newsclick.in/Suburban-Rural-Youth-Being-Sucked-Into-Instant-Loan-Apps-Trap?fbclid=IwAR0oiAepMvs13i3Eq9cYGHFpJSrxWMB1B_Hfl6yejWGWVQrDmTv1SR5m-I0">click here</a> to read more.&nbsp;</p>', 'lang' => 'English', 'SITE_URL' => 'https://im4change.in/', 'site_title' => 'im4change', 'adminprix' => 'admin' ] $article_current = object(App\Model\Entity\Article) { 'id' => (int) 61098, 'title' => 'How Suburban, Rural Youth are Being Sucked Into Instant Loan Apps ‘Trap’ -Sashwata Saha ', 'subheading' => null, 'description' => '<p style="text-align:justify">-Newsclick.in</p> <p style="text-align:justify"><em>Harassment by loan recovery agents hired by these apps has led to at least 21 suicides across India between 2020 and 2021.</em></p> <p style="text-align:justify">Meghna Patel took her first loan early in 2020 from an app called FlyCash, whose ads she had been seeing on Facebook.</p> <p style="text-align:justify">It was a small amount. Just Rs 500. She had to repay Rs 550, two weeks later. The app even had a borrowing limit of Rs 1,000. Recently, her parents had become stricter with her allowance. She needed the cash just to get by for a couple of days till her weekly &lsquo;payday&rsquo;. She could pay it back then.</p> <p style="text-align:justify">Two days later, a message popped up informing Meghna that both her borrowing limit and payback time had increased. She could now borrow up to Rs 2,000 for up to two months. Fast forward a couple of weeks and she didn&rsquo;t have enough to go out clubbing. A couple of taps got her an instant &nbsp;Rs 1,500 in the bank. </p> <p style="text-align:justify">&ldquo;The company asked me to pay &nbsp;Rs 50 for every &nbsp;Rs 500 as interest. So, I figured I had to repay &nbsp;Rs 1,650 in two months. But no, if you take a two-month loan then you have to pay an extra interest of Rs 100,&rdquo; said the 20-year-old undergraduate student from Badlapur, Maharashtra.</p> <p style="text-align:justify">Soon, she couldn&rsquo;t afford to take short loans but taking longer loans would mean larger payments and her allowance was almost dry trying to keep up with this vicious cycle.</p> <p style="text-align:justify">Please <a href="https://www.newsclick.in/Suburban-Rural-Youth-Being-Sucked-Into-Instant-Loan-Apps-Trap?fbclid=IwAR0oiAepMvs13i3Eq9cYGHFpJSrxWMB1B_Hfl6yejWGWVQrDmTv1SR5m-I0">click here</a> to read more.&nbsp;</p> ', 'credit_writer' => 'Newsclick.in, 25 October, 2021, https://www.newsclick.in/Suburban-Rural-Youth-Being-Sucked-Into-Instant-Loan-Apps-Trap?fbclid=IwAR0oiAepMvs13i3Eq9cYGHFpJSrxWMB1B_Hfl6yejWGWVQrDmTv1SR5m-I0', 'article_img' => '', 'article_img_thumb' => '', 'status' => (int) 1, 'show_on_home' => (int) 1, 'lang' => 'EN', 'category_id' => (int) 16, 'tag_keyword' => '', 'seo_url' => 'how-suburban-rural-youth-are-being-sucked-into-instant-loan-apps-trap-sashwata-saha', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'noindex' => (int) 1, 'publish_date' => object(Cake\I18n\FrozenDate) {}, 'most_visit_section_id' => null, 'article_big_img' => null, 'liveid' => null, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'edate' => '', 'tags' => [ (int) 0 => object(Cake\ORM\Entity) {}, (int) 1 => object(Cake\ORM\Entity) {}, (int) 2 => object(Cake\ORM\Entity) {}, (int) 3 => object(Cake\ORM\Entity) {} ], 'category' => object(App\Model\Entity\Category) {}, '[new]' => false, '[accessible]' => [ '*' => true, 'id' => false ], '[dirty]' => [], '[original]' => [], '[virtual]' => [], '[hasErrors]' => false, '[errors]' => [], '[invalid]' => [], '[repository]' => 'Articles' } $articleid = (int) 61098 $metaTitle = 'LATEST NEWS UPDATES | How Suburban, Rural Youth are Being Sucked Into Instant Loan Apps ‘Trap’ -Sashwata Saha ' $metaKeywords = 'Rural youth,Loan apps,Loan Harassment,Loan recovery agents' $metaDesc = '-Newsclick.in Harassment by loan recovery agents hired by these apps has led to at least 21 suicides across India between 2020 and 2021. Meghna Patel took her first loan early in 2020 from an app called FlyCash, whose ads she had been...' $disp = '<p style="text-align:justify">-Newsclick.in</p><p style="text-align:justify"><em>Harassment by loan recovery agents hired by these apps has led to at least 21 suicides across India between 2020 and 2021.</em></p><p style="text-align:justify">Meghna Patel took her first loan early in 2020 from an app called FlyCash, whose ads she had been seeing on Facebook.</p><p style="text-align:justify">It was a small amount. Just Rs 500. She had to repay Rs 550, two weeks later. The app even had a borrowing limit of Rs 1,000. Recently, her parents had become stricter with her allowance. She needed the cash just to get by for a couple of days till her weekly &lsquo;payday&rsquo;. She could pay it back then.</p><p style="text-align:justify">Two days later, a message popped up informing Meghna that both her borrowing limit and payback time had increased. She could now borrow up to Rs 2,000 for up to two months. Fast forward a couple of weeks and she didn&rsquo;t have enough to go out clubbing. A couple of taps got her an instant&nbsp;Rs 1,500 in the bank.</p><p style="text-align:justify">&ldquo;The company asked me to pay&nbsp;Rs 50 for every&nbsp;Rs 500 as interest. So, I figured I had to repay&nbsp;Rs 1,650 in two months. But no, if you take a two-month loan then you have to pay an extra interest of Rs 100,&rdquo; said the 20-year-old undergraduate student from Badlapur, Maharashtra.</p><p style="text-align:justify">Soon, she couldn&rsquo;t afford to take short loans but taking longer loans would mean larger payments and her allowance was almost dry trying to keep up with this vicious cycle.</p><p style="text-align:justify">Please <a href="https://www.newsclick.in/Suburban-Rural-Youth-Being-Sucked-Into-Instant-Loan-Apps-Trap?fbclid=IwAR0oiAepMvs13i3Eq9cYGHFpJSrxWMB1B_Hfl6yejWGWVQrDmTv1SR5m-I0" title="https://www.newsclick.in/Suburban-Rural-Youth-Being-Sucked-Into-Instant-Loan-Apps-Trap?fbclid=IwAR0oiAepMvs13i3Eq9cYGHFpJSrxWMB1B_Hfl6yejWGWVQrDmTv1SR5m-I0">click here</a> to read more.&nbsp;</p>' $lang = 'English' $SITE_URL = 'https://im4change.in/' $site_title = 'im4change' $adminprix = 'admin'</pre><pre class="stack-trace">include - APP/Template/Layout/printlayout.ctp, line 8 Cake\View\View::_evaluate() - CORE/src/View/View.php, line 1413 Cake\View\View::_render() - CORE/src/View/View.php, line 1374 Cake\View\View::renderLayout() - CORE/src/View/View.php, line 927 Cake\View\View::render() - CORE/src/View/View.php, line 885 Cake\Controller\Controller::render() - CORE/src/Controller/Controller.php, line 791 Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 126 Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94 Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Routing\Middleware\AssetMiddleware::__invoke() - CORE/src/Routing/Middleware/AssetMiddleware.php, line 88 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51</pre></div></pre>latest-news-updates/how-suburban-rural-youth-are-being-sucked-into-instant-loan-apps-trap-sashwata-saha.html"/> <meta http-equiv="Content-Type" content="text/html; charset=utf-8"/> <link href="https://im4change.in/css/control.css" rel="stylesheet" type="text/css" media="all"/> <title>LATEST NEWS UPDATES | How Suburban, Rural Youth are Being Sucked Into Instant Loan Apps ‘Trap’ -Sashwata Saha | Im4change.org</title> <meta name="description" content="-Newsclick.in Harassment by loan recovery agents hired by these apps has led to at least 21 suicides across India between 2020 and 2021. Meghna Patel took her first loan early in 2020 from an app called FlyCash, whose ads she had been..."/> <script src="https://im4change.in/js/jquery-1.10.2.js"></script> <script type="text/javascript" src="https://im4change.in/js/jquery-migrate.min.js"></script> <script language="javascript" type="text/javascript"> $(document).ready(function () { var img = $("img")[0]; // Get my img elem var pic_real_width, pic_real_height; $("<img/>") // Make in memory copy of image to avoid css issues .attr("src", $(img).attr("src")) .load(function () { pic_real_width = this.width; // Note: $(this).width() will not pic_real_height = this.height; // work for in memory images. }); }); </script> <style type="text/css"> @media screen { div.divFooter { display: block; } } @media print { .printbutton { display: none !important; } } </style> </head> <body> <table cellpadding="0" cellspacing="0" border="0" width="98%" align="center"> <tr> <td class="top_bg"> <div class="divFooter"> <img src="https://im4change.in/images/logo1.jpg" height="59" border="0" alt="Resource centre on India's rural distress" style="padding-top:14px;"/> </div> </td> </tr> <tr> <td id="topspace"> </td> </tr> <tr id="topspace"> <td> </td> </tr> <tr> <td height="50" style="border-bottom:1px solid #000; padding-top:10px;" class="printbutton"> <form><input type="button" value=" Print this page " onclick="window.print();return false;"/></form> </td> </tr> <tr> <td width="100%"> <h1 class="news_headlines" style="font-style:normal"> <strong>How Suburban, Rural Youth are Being Sucked Into Instant Loan Apps ‘Trap’ -Sashwata Saha </strong></h1> </td> </tr> <tr> <td width="100%" style="font-family:Arial, 'Segoe Script', 'Segoe UI', sans-serif, serif"><font size="3"> <p style="text-align:justify">-Newsclick.in</p><p style="text-align:justify"><em>Harassment by loan recovery agents hired by these apps has led to at least 21 suicides across India between 2020 and 2021.</em></p><p style="text-align:justify">Meghna Patel took her first loan early in 2020 from an app called FlyCash, whose ads she had been seeing on Facebook.</p><p style="text-align:justify">It was a small amount. Just Rs 500. She had to repay Rs 550, two weeks later. The app even had a borrowing limit of Rs 1,000. Recently, her parents had become stricter with her allowance. She needed the cash just to get by for a couple of days till her weekly ‘payday’. She could pay it back then.</p><p style="text-align:justify">Two days later, a message popped up informing Meghna that both her borrowing limit and payback time had increased. She could now borrow up to Rs 2,000 for up to two months. Fast forward a couple of weeks and she didn’t have enough to go out clubbing. A couple of taps got her an instant Rs 1,500 in the bank.</p><p style="text-align:justify">“The company asked me to pay Rs 50 for every Rs 500 as interest. So, I figured I had to repay Rs 1,650 in two months. But no, if you take a two-month loan then you have to pay an extra interest of Rs 100,” said the 20-year-old undergraduate student from Badlapur, Maharashtra.</p><p style="text-align:justify">Soon, she couldn’t afford to take short loans but taking longer loans would mean larger payments and her allowance was almost dry trying to keep up with this vicious cycle.</p><p style="text-align:justify">Please <a href="https://www.newsclick.in/Suburban-Rural-Youth-Being-Sucked-Into-Instant-Loan-Apps-Trap?fbclid=IwAR0oiAepMvs13i3Eq9cYGHFpJSrxWMB1B_Hfl6yejWGWVQrDmTv1SR5m-I0" title="https://www.newsclick.in/Suburban-Rural-Youth-Being-Sucked-Into-Instant-Loan-Apps-Trap?fbclid=IwAR0oiAepMvs13i3Eq9cYGHFpJSrxWMB1B_Hfl6yejWGWVQrDmTv1SR5m-I0">click here</a> to read more. </p> </font> </td> </tr> <tr> <td> </td> </tr> <tr> <td height="50" style="border-top:1px solid #000; border-bottom:1px solid #000;padding-top:10px;"> <form><input type="button" value=" Print this page " onclick="window.print();return false;"/></form> </td> </tr> </table></body> </html>' } $cookies = [] $values = [ (int) 0 => 'text/html; charset=UTF-8' ] $name = 'Content-Type' $first = true $value = 'text/html; charset=UTF-8'header - [internal], line ?? Cake\Http\ResponseEmitter::emitHeaders() - CORE/src/Http/ResponseEmitter.php, line 181 Cake\Http\ResponseEmitter::emit() - CORE/src/Http/ResponseEmitter.php, line 55 Cake\Http\Server::emit() - CORE/src/Http/Server.php, line 141 [main] - ROOT/webroot/index.php, line 39
<head>
<link rel="canonical" href="<?php echo Configure::read('SITE_URL'); ?><?php echo $urlPrefix;?><?php echo $article_current->category->slug; ?>/<?php echo $article_current->seo_url; ?>.html"/>
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$viewFile = '/home/brlfuser/public_html/src/Template/Layout/printlayout.ctp' $dataForView = [ 'article_current' => object(App\Model\Entity\Article) { 'id' => (int) 61098, 'title' => 'How Suburban, Rural Youth are Being Sucked Into Instant Loan Apps ‘Trap’ -Sashwata Saha ', 'subheading' => null, 'description' => '<p style="text-align:justify">-Newsclick.in</p> <p style="text-align:justify"><em>Harassment by loan recovery agents hired by these apps has led to at least 21 suicides across India between 2020 and 2021.</em></p> <p style="text-align:justify">Meghna Patel took her first loan early in 2020 from an app called FlyCash, whose ads she had been seeing on Facebook.</p> <p style="text-align:justify">It was a small amount. Just Rs 500. She had to repay Rs 550, two weeks later. The app even had a borrowing limit of Rs 1,000. Recently, her parents had become stricter with her allowance. She needed the cash just to get by for a couple of days till her weekly ‘payday’. She could pay it back then.</p> <p style="text-align:justify">Two days later, a message popped up informing Meghna that both her borrowing limit and payback time had increased. She could now borrow up to Rs 2,000 for up to two months. Fast forward a couple of weeks and she didn’t have enough to go out clubbing. A couple of taps got her an instant Rs 1,500 in the bank. </p> <p style="text-align:justify">“The company asked me to pay Rs 50 for every Rs 500 as interest. So, I figured I had to repay Rs 1,650 in two months. But no, if you take a two-month loan then you have to pay an extra interest of Rs 100,” said the 20-year-old undergraduate student from Badlapur, Maharashtra.</p> <p style="text-align:justify">Soon, she couldn’t afford to take short loans but taking longer loans would mean larger payments and her allowance was almost dry trying to keep up with this vicious cycle.</p> <p style="text-align:justify">Please <a href="https://www.newsclick.in/Suburban-Rural-Youth-Being-Sucked-Into-Instant-Loan-Apps-Trap?fbclid=IwAR0oiAepMvs13i3Eq9cYGHFpJSrxWMB1B_Hfl6yejWGWVQrDmTv1SR5m-I0">click here</a> to read more. </p> ', 'credit_writer' => 'Newsclick.in, 25 October, 2021, https://www.newsclick.in/Suburban-Rural-Youth-Being-Sucked-Into-Instant-Loan-Apps-Trap?fbclid=IwAR0oiAepMvs13i3Eq9cYGHFpJSrxWMB1B_Hfl6yejWGWVQrDmTv1SR5m-I0', 'article_img' => '', 'article_img_thumb' => '', 'status' => (int) 1, 'show_on_home' => (int) 1, 'lang' => 'EN', 'category_id' => (int) 16, 'tag_keyword' => '', 'seo_url' => 'how-suburban-rural-youth-are-being-sucked-into-instant-loan-apps-trap-sashwata-saha', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'noindex' => (int) 1, 'publish_date' => object(Cake\I18n\FrozenDate) {}, 'most_visit_section_id' => null, 'article_big_img' => null, 'liveid' => null, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'edate' => '', 'tags' => [ [maximum depth reached] ], 'category' => object(App\Model\Entity\Category) {}, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Articles' }, 'articleid' => (int) 61098, 'metaTitle' => 'LATEST NEWS UPDATES | How Suburban, Rural Youth are Being Sucked Into Instant Loan Apps ‘Trap’ -Sashwata Saha ', 'metaKeywords' => 'Rural youth,Loan apps,Loan Harassment,Loan recovery agents', 'metaDesc' => '-Newsclick.in Harassment by loan recovery agents hired by these apps has led to at least 21 suicides across India between 2020 and 2021. Meghna Patel took her first loan early in 2020 from an app called FlyCash, whose ads she had been...', 'disp' => '<p style="text-align:justify">-Newsclick.in</p><p style="text-align:justify"><em>Harassment by loan recovery agents hired by these apps has led to at least 21 suicides across India between 2020 and 2021.</em></p><p style="text-align:justify">Meghna Patel took her first loan early in 2020 from an app called FlyCash, whose ads she had been seeing on Facebook.</p><p style="text-align:justify">It was a small amount. Just Rs 500. She had to repay Rs 550, two weeks later. The app even had a borrowing limit of Rs 1,000. Recently, her parents had become stricter with her allowance. She needed the cash just to get by for a couple of days till her weekly ‘payday’. She could pay it back then.</p><p style="text-align:justify">Two days later, a message popped up informing Meghna that both her borrowing limit and payback time had increased. She could now borrow up to Rs 2,000 for up to two months. Fast forward a couple of weeks and she didn’t have enough to go out clubbing. A couple of taps got her an instant Rs 1,500 in the bank.</p><p style="text-align:justify">“The company asked me to pay Rs 50 for every Rs 500 as interest. So, I figured I had to repay Rs 1,650 in two months. But no, if you take a two-month loan then you have to pay an extra interest of Rs 100,” said the 20-year-old undergraduate student from Badlapur, Maharashtra.</p><p style="text-align:justify">Soon, she couldn’t afford to take short loans but taking longer loans would mean larger payments and her allowance was almost dry trying to keep up with this vicious cycle.</p><p style="text-align:justify">Please <a href="https://www.newsclick.in/Suburban-Rural-Youth-Being-Sucked-Into-Instant-Loan-Apps-Trap?fbclid=IwAR0oiAepMvs13i3Eq9cYGHFpJSrxWMB1B_Hfl6yejWGWVQrDmTv1SR5m-I0" title="https://www.newsclick.in/Suburban-Rural-Youth-Being-Sucked-Into-Instant-Loan-Apps-Trap?fbclid=IwAR0oiAepMvs13i3Eq9cYGHFpJSrxWMB1B_Hfl6yejWGWVQrDmTv1SR5m-I0">click here</a> to read more. </p>', 'lang' => 'English', 'SITE_URL' => 'https://im4change.in/', 'site_title' => 'im4change', 'adminprix' => 'admin' ] $article_current = object(App\Model\Entity\Article) { 'id' => (int) 61098, 'title' => 'How Suburban, Rural Youth are Being Sucked Into Instant Loan Apps ‘Trap’ -Sashwata Saha ', 'subheading' => null, 'description' => '<p style="text-align:justify">-Newsclick.in</p> <p style="text-align:justify"><em>Harassment by loan recovery agents hired by these apps has led to at least 21 suicides across India between 2020 and 2021.</em></p> <p style="text-align:justify">Meghna Patel took her first loan early in 2020 from an app called FlyCash, whose ads she had been seeing on Facebook.</p> <p style="text-align:justify">It was a small amount. Just Rs 500. She had to repay Rs 550, two weeks later. The app even had a borrowing limit of Rs 1,000. Recently, her parents had become stricter with her allowance. She needed the cash just to get by for a couple of days till her weekly ‘payday’. She could pay it back then.</p> <p style="text-align:justify">Two days later, a message popped up informing Meghna that both her borrowing limit and payback time had increased. She could now borrow up to Rs 2,000 for up to two months. Fast forward a couple of weeks and she didn’t have enough to go out clubbing. A couple of taps got her an instant Rs 1,500 in the bank. </p> <p style="text-align:justify">“The company asked me to pay Rs 50 for every Rs 500 as interest. So, I figured I had to repay Rs 1,650 in two months. But no, if you take a two-month loan then you have to pay an extra interest of Rs 100,” said the 20-year-old undergraduate student from Badlapur, Maharashtra.</p> <p style="text-align:justify">Soon, she couldn’t afford to take short loans but taking longer loans would mean larger payments and her allowance was almost dry trying to keep up with this vicious cycle.</p> <p style="text-align:justify">Please <a href="https://www.newsclick.in/Suburban-Rural-Youth-Being-Sucked-Into-Instant-Loan-Apps-Trap?fbclid=IwAR0oiAepMvs13i3Eq9cYGHFpJSrxWMB1B_Hfl6yejWGWVQrDmTv1SR5m-I0">click here</a> to read more. </p> ', 'credit_writer' => 'Newsclick.in, 25 October, 2021, https://www.newsclick.in/Suburban-Rural-Youth-Being-Sucked-Into-Instant-Loan-Apps-Trap?fbclid=IwAR0oiAepMvs13i3Eq9cYGHFpJSrxWMB1B_Hfl6yejWGWVQrDmTv1SR5m-I0', 'article_img' => '', 'article_img_thumb' => '', 'status' => (int) 1, 'show_on_home' => (int) 1, 'lang' => 'EN', 'category_id' => (int) 16, 'tag_keyword' => '', 'seo_url' => 'how-suburban-rural-youth-are-being-sucked-into-instant-loan-apps-trap-sashwata-saha', 'meta_title' => '', 'meta_keywords' => '', 'meta_description' => '', 'noindex' => (int) 1, 'publish_date' => object(Cake\I18n\FrozenDate) {}, 'most_visit_section_id' => null, 'article_big_img' => null, 'liveid' => null, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'edate' => '', 'tags' => [ (int) 0 => object(Cake\ORM\Entity) {}, (int) 1 => object(Cake\ORM\Entity) {}, (int) 2 => object(Cake\ORM\Entity) {}, (int) 3 => object(Cake\ORM\Entity) {} ], 'category' => object(App\Model\Entity\Category) {}, '[new]' => false, '[accessible]' => [ '*' => true, 'id' => false ], '[dirty]' => [], '[original]' => [], '[virtual]' => [], '[hasErrors]' => false, '[errors]' => [], '[invalid]' => [], '[repository]' => 'Articles' } $articleid = (int) 61098 $metaTitle = 'LATEST NEWS UPDATES | How Suburban, Rural Youth are Being Sucked Into Instant Loan Apps ‘Trap’ -Sashwata Saha ' $metaKeywords = 'Rural youth,Loan apps,Loan Harassment,Loan recovery agents' $metaDesc = '-Newsclick.in Harassment by loan recovery agents hired by these apps has led to at least 21 suicides across India between 2020 and 2021. Meghna Patel took her first loan early in 2020 from an app called FlyCash, whose ads she had been...' $disp = '<p style="text-align:justify">-Newsclick.in</p><p style="text-align:justify"><em>Harassment by loan recovery agents hired by these apps has led to at least 21 suicides across India between 2020 and 2021.</em></p><p style="text-align:justify">Meghna Patel took her first loan early in 2020 from an app called FlyCash, whose ads she had been seeing on Facebook.</p><p style="text-align:justify">It was a small amount. Just Rs 500. She had to repay Rs 550, two weeks later. The app even had a borrowing limit of Rs 1,000. Recently, her parents had become stricter with her allowance. She needed the cash just to get by for a couple of days till her weekly ‘payday’. She could pay it back then.</p><p style="text-align:justify">Two days later, a message popped up informing Meghna that both her borrowing limit and payback time had increased. She could now borrow up to Rs 2,000 for up to two months. Fast forward a couple of weeks and she didn’t have enough to go out clubbing. A couple of taps got her an instant Rs 1,500 in the bank.</p><p style="text-align:justify">“The company asked me to pay Rs 50 for every Rs 500 as interest. So, I figured I had to repay Rs 1,650 in two months. But no, if you take a two-month loan then you have to pay an extra interest of Rs 100,” said the 20-year-old undergraduate student from Badlapur, Maharashtra.</p><p style="text-align:justify">Soon, she couldn’t afford to take short loans but taking longer loans would mean larger payments and her allowance was almost dry trying to keep up with this vicious cycle.</p><p style="text-align:justify">Please <a href="https://www.newsclick.in/Suburban-Rural-Youth-Being-Sucked-Into-Instant-Loan-Apps-Trap?fbclid=IwAR0oiAepMvs13i3Eq9cYGHFpJSrxWMB1B_Hfl6yejWGWVQrDmTv1SR5m-I0" title="https://www.newsclick.in/Suburban-Rural-Youth-Being-Sucked-Into-Instant-Loan-Apps-Trap?fbclid=IwAR0oiAepMvs13i3Eq9cYGHFpJSrxWMB1B_Hfl6yejWGWVQrDmTv1SR5m-I0">click here</a> to read more. </p>' $lang = 'English' $SITE_URL = 'https://im4change.in/' $site_title = 'im4change' $adminprix = 'admin'
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How Suburban, Rural Youth are Being Sucked Into Instant Loan Apps ‘Trap’ -Sashwata Saha |
-Newsclick.in Harassment by loan recovery agents hired by these apps has led to at least 21 suicides across India between 2020 and 2021. Meghna Patel took her first loan early in 2020 from an app called FlyCash, whose ads she had been seeing on Facebook. It was a small amount. Just Rs 500. She had to repay Rs 550, two weeks later. The app even had a borrowing limit of Rs 1,000. Recently, her parents had become stricter with her allowance. She needed the cash just to get by for a couple of days till her weekly ‘payday’. She could pay it back then. Two days later, a message popped up informing Meghna that both her borrowing limit and payback time had increased. She could now borrow up to Rs 2,000 for up to two months. Fast forward a couple of weeks and she didn’t have enough to go out clubbing. A couple of taps got her an instant Rs 1,500 in the bank. “The company asked me to pay Rs 50 for every Rs 500 as interest. So, I figured I had to repay Rs 1,650 in two months. But no, if you take a two-month loan then you have to pay an extra interest of Rs 100,” said the 20-year-old undergraduate student from Badlapur, Maharashtra. Soon, she couldn’t afford to take short loans but taking longer loans would mean larger payments and her allowance was almost dry trying to keep up with this vicious cycle. Please click here to read more. |