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-Economic and Political Weekly
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State intervention in India to expand financial inclusion to rural areas has had an interesting history. It has moved away from building state-led institutions to setting policy that pushed financial inclusion through non-state agencies as well. While identity, de-duplication, and authentication were issues that affected the pace of financial inclusion, they were not the most significant problems to be fixed. By allowing the Aadhaar project to set the discourse on financial inclusion, the State has moved away from the Reserve Bank of India's definition of comprehensive and meaningful financial inclusion towards a model that facilitates transactional aspects, with significant costs added at the intermediary levels.
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M S Sriram (mssriram@gmail.com) works at the Centre for Public Policy, Indian Institute of Management Bangalore.
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<br />
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State intervention in India to expand financial inclusion to rural areas has had an interesting history. It has moved away from building state-led institutions to setting policy that pushed financial inclusion through non-state agencies as well. While identity, de-duplication, and authentication were issues that affected the pace of financial inclusion, they were not the most significant problems to be fixed. By allowing the Aadhaar project to set the discourse on financial inclusion, the State has moved away from the Reserve Bank of India's definition of comprehensive and meaningful financial inclusion towards a model that facilitates transactional aspects, with significant costs added at the intermediary levels.
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M S Sriram (mssriram@gmail.com) works at the Centre for Public Policy, Indian Institute of Management Bangalore.
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Cake\View\View::_evaluate() - CORE/src/View/View.php, line 1413
Cake\View\View::_render() - CORE/src/View/View.php, line 1374
Cake\View\View::renderLayout() - CORE/src/View/View.php, line 927
Cake\View\View::render() - CORE/src/View/View.php, line 885
Cake\Controller\Controller::render() - CORE/src/Controller/Controller.php, line 791
Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 126
Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94
Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\AssetMiddleware::__invoke() - CORE/src/Routing/Middleware/AssetMiddleware.php, line 88
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51</pre></div></pre>latest-news-updates/identity-for-inclusion-moving-beyond-aadhaar-ms-sriram-4673435.html"/>
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-Economic and Political Weekly
State intervention in India to expand financial inclusion to rural areas has had an interesting history. It has moved away from building state-led institutions to setting policy that pushed financial inclusion through non-state agencies as well. While..."/>
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<strong>Identity for Inclusion: Moving beyond Aadhaar -MS Sriram</strong></h1>
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<div align="justify">-Economic and Political Weekly</div><p align="justify"><br />State intervention in India to expand financial inclusion to rural areas has had an interesting history. It has moved away from building state-led institutions to setting policy that pushed financial inclusion through non-state agencies as well. While identity, de-duplication, and authentication were issues that affected the pace of financial inclusion, they were not the most significant problems to be fixed. By allowing the Aadhaar project to set the discourse on financial inclusion, the State has moved away from the Reserve Bank of India's definition of comprehensive and meaningful financial inclusion towards a model that facilitates transactional aspects, with significant costs added at the intermediary levels.</p><p align="justify">M S Sriram (mssriram@gmail.com) works at the Centre for Public Policy, Indian Institute of Management Bangalore.</p><p align="justify"><br />Please <a href="https://im4change.in/siteadmin/tinymce/uploaded/Identity_for_Inclusion.pdf" title="Identity for Inclusion" title="https://im4change.in/siteadmin/tinymce/uploaded/Identity_for_Inclusion.pdf" title="Identity for Inclusion">click here</a> to access.</p> </font>
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<link rel="canonical" href="https://im4change.in/<pre class="cake-error"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr6804927a10206-trace').style.display = (document.getElementById('cakeErr6804927a10206-trace').style.display == 'none' ? '' : 'none');"><b>Notice</b> (8)</a>: Undefined variable: urlPrefix [<b>APP/Template/Layout/printlayout.ctp</b>, line <b>8</b>]<div id="cakeErr6804927a10206-trace" class="cake-stack-trace" style="display: none;"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr6804927a10206-code').style.display = (document.getElementById('cakeErr6804927a10206-code').style.display == 'none' ? '' : 'none')">Code</a> <a href="javascript:void(0);" onclick="document.getElementById('cakeErr6804927a10206-context').style.display = (document.getElementById('cakeErr6804927a10206-context').style.display == 'none' ? '' : 'none')">Context</a><pre id="cakeErr6804927a10206-code" class="cake-code-dump" style="display: none;"><code><span style="color: #000000"><span style="color: #0000BB"></span><span style="color: #007700"><</span><span style="color: #0000BB">head</span><span style="color: #007700">>
</span></span></code>
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-Economic and Political Weekly
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State intervention in India to expand financial inclusion to rural areas has had an interesting history. It has moved away from building state-led institutions to setting policy that pushed financial inclusion through non-state agencies as well. While identity, de-duplication, and authentication were issues that affected the pace of financial inclusion, they were not the most significant problems to be fixed. By allowing the Aadhaar project to set the discourse on financial inclusion, the State has moved away from the Reserve Bank of India's definition of comprehensive and meaningful financial inclusion towards a model that facilitates transactional aspects, with significant costs added at the intermediary levels.
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M S Sriram (mssriram@gmail.com) works at the Centre for Public Policy, Indian Institute of Management Bangalore.
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Please <a href="tinymce/uploaded/Identity_for_Inclusion.pdf" title="Identity for Inclusion">click here</a> to access.
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M S Sriram (mssriram@gmail.com) works at the Centre for Public Policy, Indian Institute of Management Bangalore.
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<br />
Please <a href="tinymce/uploaded/Identity_for_Inclusion.pdf" title="Identity for Inclusion">click here</a> to access.
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-Economic and Political Weekly
State intervention in India to expand financial inclusion to rural areas has had an interesting history. It has moved away from building state-led institutions to setting policy that pushed financial inclusion through non-state agencies as well. While..."/>
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<strong>Identity for Inclusion: Moving beyond Aadhaar -MS Sriram</strong></h1>
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<div align="justify">-Economic and Political Weekly</div><p align="justify"><br />State intervention in India to expand financial inclusion to rural areas has had an interesting history. It has moved away from building state-led institutions to setting policy that pushed financial inclusion through non-state agencies as well. While identity, de-duplication, and authentication were issues that affected the pace of financial inclusion, they were not the most significant problems to be fixed. By allowing the Aadhaar project to set the discourse on financial inclusion, the State has moved away from the Reserve Bank of India's definition of comprehensive and meaningful financial inclusion towards a model that facilitates transactional aspects, with significant costs added at the intermediary levels.</p><p align="justify">M S Sriram (mssriram@gmail.com) works at the Centre for Public Policy, Indian Institute of Management Bangalore.</p><p align="justify"><br />Please <a href="https://im4change.in/siteadmin/tinymce/uploaded/Identity_for_Inclusion.pdf" title="Identity for Inclusion" title="https://im4change.in/siteadmin/tinymce/uploaded/Identity_for_Inclusion.pdf" title="Identity for Inclusion">click here</a> to access.</p> </font>
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State intervention in India to expand financial inclusion to rural areas has had an interesting history. It has moved away from building state-led institutions to setting policy that pushed financial inclusion through non-state agencies as well. While identity, de-duplication, and authentication were issues that affected the pace of financial inclusion, they were not the most significant problems to be fixed. By allowing the Aadhaar project to set the discourse on financial inclusion, the State has moved away from the Reserve Bank of India's definition of comprehensive and meaningful financial inclusion towards a model that facilitates transactional aspects, with significant costs added at the intermediary levels.
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M S Sriram (mssriram@gmail.com) works at the Centre for Public Policy, Indian Institute of Management Bangalore.
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<br />
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<strong>Identity for Inclusion: Moving beyond Aadhaar -MS Sriram</strong></h1>
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<div align="justify">-Economic and Political Weekly</div><p align="justify"><br />State intervention in India to expand financial inclusion to rural areas has had an interesting history. It has moved away from building state-led institutions to setting policy that pushed financial inclusion through non-state agencies as well. While identity, de-duplication, and authentication were issues that affected the pace of financial inclusion, they were not the most significant problems to be fixed. By allowing the Aadhaar project to set the discourse on financial inclusion, the State has moved away from the Reserve Bank of India's definition of comprehensive and meaningful financial inclusion towards a model that facilitates transactional aspects, with significant costs added at the intermediary levels.</p><p align="justify">M S Sriram (mssriram@gmail.com) works at the Centre for Public Policy, Indian Institute of Management Bangalore.</p><p align="justify"><br />Please <a href="https://im4change.in/siteadmin/tinymce/uploaded/Identity_for_Inclusion.pdf" title="Identity for Inclusion" title="https://im4change.in/siteadmin/tinymce/uploaded/Identity_for_Inclusion.pdf" title="Identity for Inclusion">click here</a> to access.</p> </font>
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Identity for Inclusion: Moving beyond Aadhaar -MS Sriram
-Economic and Political Weekly
State intervention in India to expand financial inclusion to rural areas has had an interesting history. It has moved away from building state-led institutions to setting policy that pushed financial inclusion through non-state agencies as well. While identity, de-duplication, and authentication were issues that affected the pace of financial inclusion, they were not the most significant problems to be fixed. By allowing the Aadhaar project to set the discourse on financial inclusion, the State has moved away from the Reserve Bank of India's definition of comprehensive and meaningful financial inclusion towards a model that facilitates transactional aspects, with significant costs added at the intermediary levels.
M S Sriram (mssriram@gmail.com) works at the Centre for Public Policy, Indian Institute of Management Bangalore.
