Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 73
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::printArticle() - APP/Controller/ArtileDetailController.php, line 73
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Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120
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Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
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Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 74
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::printArticle() - APP/Controller/ArtileDetailController.php, line 74
Cake\Controller\Controller::invokeAction() - CORE/src/Controller/Controller.php, line 610
Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120
Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94
Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\AssetMiddleware::__invoke() - CORE/src/Routing/Middleware/AssetMiddleware.php, line 88
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Warning (512): Unable to emit headers. Headers sent in file=/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Error/Debugger.php line=853 [CORE/src/Http/ResponseEmitter.php, line 48]
Code Context
            if (Configure::read('debug')) {

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    <link rel="canonical" href="https://im4change.in/<pre class="cake-error"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr67ec45d5229f3-trace').style.display = (document.getElementById('cakeErr67ec45d5229f3-trace').style.display == 'none' ? '' : 'none');"><b>Notice</b> (8)</a>: Undefined variable: urlPrefix [<b>APP/Template/Layout/printlayout.ctp</b>, line <b>8</b>]<div id="cakeErr67ec45d5229f3-trace" class="cake-stack-trace" style="display: none;"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr67ec45d5229f3-code').style.display = (document.getElementById('cakeErr67ec45d5229f3-code').style.display == 'none' ? '' : 'none')">Code</a> <a href="javascript:void(0);" onclick="document.getElementById('cakeErr67ec45d5229f3-context').style.display = (document.getElementById('cakeErr67ec45d5229f3-context').style.display == 'none' ? '' : 'none')">Context</a><pre id="cakeErr67ec45d5229f3-code" class="cake-code-dump" style="display: none;"><code><span style="color: #000000"><span style="color: #0000BB"></span><span style="color: #007700">&lt;</span><span style="color: #0000BB">head</span><span style="color: #007700">&gt;
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-PTI
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Regulator IRDA has come with a draft proposal to expand the reach of insurance cover to Below Poverty Line (BPL) families in the next five years.
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&amp;quot;The target group shall be the BPL population... Each insurer shall prescribe the target in proportion to their market share. IRDA shall prescribe annual target so as to cover entire BPL population in the next five years,&amp;quot; Insurance Regulatory and Development Authority (IRDA) said in its draft.
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The standard insurance product would be in addition to the government schemes, which provide insurance cover at concessional rates.
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&lt;br /&gt;
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&amp;quot;This product would facilitate supplementing or topping up of any existing social security benefit and would not overlap with such benefits,&amp;quot; it added.
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&lt;br /&gt;
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IRDA said a lead life insurer should tie up with a non-life insurer or vice-versa for the benefit of the people.
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&lt;br /&gt;
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These standard products should include minimum sum assured of Rs 40,000 for life term cover and up to Rs 2,00,000.
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&lt;br /&gt;
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The products may be extended to the family members and the period of cover shall be between 5 years and 25 years.
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During the years 2012-18, all the insurers shall fulfil at least 50 per cent of the target group through the standard product sales and the remaining 50 per cent may be fulfilled by any other approved rural and social sector products, it said.
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The policy conditions and prospectus should be clear, simple and transparent language should be used without vague and ambiguous statements considering the target market, it added.
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In its &#039;Composite Package of Standard Insurance Product for Rural and Social Sector&#039; IRDA said weaker sections should be provided cover to meet the exigencies cast by natural catastrophes, accidental death, protection means for the family as well as to promote some savings to bolster their financial security.
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The IRDA said it has made the standard product more flexible and simple and aims to provide comprehensive package of insurance covers to these sections.
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It further said &amp;quot;the product will have defined options and levels to provide choice and flexibility to customers in order to cater to individual circumstances&amp;quot;.
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It has also invited stakeholders comment on the exposure draft within 30 days.&amp;nbsp;
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-PTI





Regulator IRDA has come with a draft proposal to expand the reach of insurance cover to Below Poverty Line (BPL) families in the next five years.





&amp;quot;The target group shall be the BPL population... Each insurer shall prescribe the target in...&#039;,
	&#039;disp&#039; =&gt; &#039;&lt;div style=&quot;text-align: justify&quot;&gt;-PTI&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;Regulator IRDA has come with a draft proposal to expand the reach of insurance cover to Below Poverty Line (BPL) families in the next five years.&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&amp;quot;The target group shall be the BPL population... Each insurer shall prescribe the target in proportion to their market share. IRDA shall prescribe annual target so as to cover entire BPL population in the next five years,&amp;quot; Insurance Regulatory and Development Authority (IRDA) said in its draft.&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;The standard insurance product would be in addition to the government schemes, which provide insurance cover at concessional rates.&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&amp;quot;This product would facilitate supplementing or topping up of any existing social security benefit and would not overlap with such benefits,&amp;quot; it added.&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;IRDA said a lead life insurer should tie up with a non-life insurer or vice-versa for the benefit of the people.&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;These standard products should include minimum sum assured of Rs 40,000 for life term cover and up to Rs 2,00,000.&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;The products may be extended to the family members and the period of cover shall be between 5 years and 25 years.&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;During the years 2012-18, all the insurers shall fulfil at least 50 per cent of the target group through the standard product sales and the remaining 50 per cent may be fulfilled by any other approved rural and social sector products, it said.&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;The policy conditions and prospectus should be clear, simple and transparent language should be used without vague and ambiguous statements considering the target market, it added.&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;In its &#039;Composite Package of Standard Insurance Product for Rural and Social Sector&#039; IRDA said weaker sections should be provided cover to meet the exigencies cast by natural catastrophes, accidental death, protection means for the family as well as to promote some savings to bolster their financial security.&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;The IRDA said it has made the standard product more flexible and simple and aims to provide comprehensive package of insurance covers to these sections.&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;It further said &amp;quot;the product will have defined options and levels to provide choice and flexibility to customers in order to cater to individual circumstances&amp;quot;.&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;It has also invited stakeholders comment on the exposure draft within 30 days.&amp;nbsp;&lt;/div&gt;&#039;,
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-PTI
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&lt;div style=&quot;text-align: justify&quot;&gt;
&lt;br /&gt;
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
Regulator IRDA has come with a draft proposal to expand the reach of insurance cover to Below Poverty Line (BPL) families in the next five years.
&lt;/div&gt;
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&lt;br /&gt;
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&amp;quot;The target group shall be the BPL population... Each insurer shall prescribe the target in proportion to their market share. IRDA shall prescribe annual target so as to cover entire BPL population in the next five years,&amp;quot; Insurance Regulatory and Development Authority (IRDA) said in its draft.
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
&lt;br /&gt;
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
The standard insurance product would be in addition to the government schemes, which provide insurance cover at concessional rates.
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
&lt;br /&gt;
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
&amp;quot;This product would facilitate supplementing or topping up of any existing social security benefit and would not overlap with such benefits,&amp;quot; it added.
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
&lt;br /&gt;
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
IRDA said a lead life insurer should tie up with a non-life insurer or vice-versa for the benefit of the people.
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
&lt;br /&gt;
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
These standard products should include minimum sum assured of Rs 40,000 for life term cover and up to Rs 2,00,000.
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
&lt;br /&gt;
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
The products may be extended to the family members and the period of cover shall be between 5 years and 25 years.
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
&lt;br /&gt;
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
During the years 2012-18, all the insurers shall fulfil at least 50 per cent of the target group through the standard product sales and the remaining 50 per cent may be fulfilled by any other approved rural and social sector products, it said.
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
&lt;br /&gt;
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
The policy conditions and prospectus should be clear, simple and transparent language should be used without vague and ambiguous statements considering the target market, it added.
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
&lt;br /&gt;
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
In its &#039;Composite Package of Standard Insurance Product for Rural and Social Sector&#039; IRDA said weaker sections should be provided cover to meet the exigencies cast by natural catastrophes, accidental death, protection means for the family as well as to promote some savings to bolster their financial security.
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
&lt;br /&gt;
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
The IRDA said it has made the standard product more flexible and simple and aims to provide comprehensive package of insurance covers to these sections.
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
&lt;br /&gt;
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
It further said &amp;quot;the product will have defined options and levels to provide choice and flexibility to customers in order to cater to individual circumstances&amp;quot;.
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
&lt;br /&gt;
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
It has also invited stakeholders comment on the exposure draft within 30 days.&amp;nbsp;
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-PTI





Regulator IRDA has come with a draft proposal to expand the reach of insurance cover to Below Poverty Line (BPL) families in the next five years.





&amp;quot;The target group shall be the BPL population... Each insurer shall prescribe the target in...&#039;
$disp = &#039;&lt;div style=&quot;text-align: justify&quot;&gt;-PTI&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;Regulator IRDA has come with a draft proposal to expand the reach of insurance cover to Below Poverty Line (BPL) families in the next five years.&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&amp;quot;The target group shall be the BPL population... Each insurer shall prescribe the target in proportion to their market share. IRDA shall prescribe annual target so as to cover entire BPL population in the next five years,&amp;quot; Insurance Regulatory and Development Authority (IRDA) said in its draft.&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;The standard insurance product would be in addition to the government schemes, which provide insurance cover at concessional rates.&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&amp;quot;This product would facilitate supplementing or topping up of any existing social security benefit and would not overlap with such benefits,&amp;quot; it added.&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;IRDA said a lead life insurer should tie up with a non-life insurer or vice-versa for the benefit of the people.&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;These standard products should include minimum sum assured of Rs 40,000 for life term cover and up to Rs 2,00,000.&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;The products may be extended to the family members and the period of cover shall be between 5 years and 25 years.&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;During the years 2012-18, all the insurers shall fulfil at least 50 per cent of the target group through the standard product sales and the remaining 50 per cent may be fulfilled by any other approved rural and social sector products, it said.&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;The policy conditions and prospectus should be clear, simple and transparent language should be used without vague and ambiguous statements considering the target market, it added.&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;In its &#039;Composite Package of Standard Insurance Product for Rural and Social Sector&#039; IRDA said weaker sections should be provided cover to meet the exigencies cast by natural catastrophes, accidental death, protection means for the family as well as to promote some savings to bolster their financial security.&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;The IRDA said it has made the standard product more flexible and simple and aims to provide comprehensive package of insurance covers to these sections.&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;It further said &amp;quot;the product will have defined options and levels to provide choice and flexibility to customers in order to cater to individual circumstances&amp;quot;.&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;It has also invited stakeholders comment on the exposure draft within 30 days.&amp;nbsp;&lt;/div&gt;&#039;
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-PTI





Regulator IRDA has come with a draft proposal to expand the reach of insurance cover to Below Poverty Line (BPL) families in the next five years.





&quot;The target group shall be the BPL population... Each insurer shall prescribe the target in..."/>
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                <strong>IRDA&#039;s draft proposal for insurance cover to BPL families</strong></h1>
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                <div style="text-align: justify">-PTI</div><div style="text-align: justify"><br /></div><div style="text-align: justify">Regulator IRDA has come with a draft proposal to expand the reach of insurance cover to Below Poverty Line (BPL) families in the next five years.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">&quot;The target group shall be the BPL population... Each insurer shall prescribe the target in proportion to their market share. IRDA shall prescribe annual target so as to cover entire BPL population in the next five years,&quot; Insurance Regulatory and Development Authority (IRDA) said in its draft.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">The standard insurance product would be in addition to the government schemes, which provide insurance cover at concessional rates.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">&quot;This product would facilitate supplementing or topping up of any existing social security benefit and would not overlap with such benefits,&quot; it added.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">IRDA said a lead life insurer should tie up with a non-life insurer or vice-versa for the benefit of the people.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">These standard products should include minimum sum assured of Rs 40,000 for life term cover and up to Rs 2,00,000.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">The products may be extended to the family members and the period of cover shall be between 5 years and 25 years.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">During the years 2012-18, all the insurers shall fulfil at least 50 per cent of the target group through the standard product sales and the remaining 50 per cent may be fulfilled by any other approved rural and social sector products, it said.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">The policy conditions and prospectus should be clear, simple and transparent language should be used without vague and ambiguous statements considering the target market, it added.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">In its 'Composite Package of Standard Insurance Product for Rural and Social Sector' IRDA said weaker sections should be provided cover to meet the exigencies cast by natural catastrophes, accidental death, protection means for the family as well as to promote some savings to bolster their financial security.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">The IRDA said it has made the standard product more flexible and simple and aims to provide comprehensive package of insurance covers to these sections.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">It further said &quot;the product will have defined options and levels to provide choice and flexibility to customers in order to cater to individual circumstances&quot;.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">It has also invited stakeholders comment on the exposure draft within 30 days.&nbsp;</div>               </font>
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-PTI
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Regulator IRDA has come with a draft proposal to expand the reach of insurance cover to Below Poverty Line (BPL) families in the next five years.
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&amp;quot;The target group shall be the BPL population... Each insurer shall prescribe the target in proportion to their market share. IRDA shall prescribe annual target so as to cover entire BPL population in the next five years,&amp;quot; Insurance Regulatory and Development Authority (IRDA) said in its draft.
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The standard insurance product would be in addition to the government schemes, which provide insurance cover at concessional rates.
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&amp;quot;This product would facilitate supplementing or topping up of any existing social security benefit and would not overlap with such benefits,&amp;quot; it added.
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IRDA said a lead life insurer should tie up with a non-life insurer or vice-versa for the benefit of the people.
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These standard products should include minimum sum assured of Rs 40,000 for life term cover and up to Rs 2,00,000.
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The products may be extended to the family members and the period of cover shall be between 5 years and 25 years.
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During the years 2012-18, all the insurers shall fulfil at least 50 per cent of the target group through the standard product sales and the remaining 50 per cent may be fulfilled by any other approved rural and social sector products, it said.
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The policy conditions and prospectus should be clear, simple and transparent language should be used without vague and ambiguous statements considering the target market, it added.
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In its &#039;Composite Package of Standard Insurance Product for Rural and Social Sector&#039; IRDA said weaker sections should be provided cover to meet the exigencies cast by natural catastrophes, accidental death, protection means for the family as well as to promote some savings to bolster their financial security.
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The IRDA said it has made the standard product more flexible and simple and aims to provide comprehensive package of insurance covers to these sections.
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It has also invited stakeholders comment on the exposure draft within 30 days.&amp;nbsp;
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-PTI





Regulator IRDA has come with a draft proposal to expand the reach of insurance cover to Below Poverty Line (BPL) families in the next five years.





&amp;quot;The target group shall be the BPL population... Each insurer shall prescribe the target in...&#039;,
	&#039;disp&#039; =&gt; &#039;&lt;div style=&quot;text-align: justify&quot;&gt;-PTI&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;Regulator IRDA has come with a draft proposal to expand the reach of insurance cover to Below Poverty Line (BPL) families in the next five years.&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&amp;quot;The target group shall be the BPL population... Each insurer shall prescribe the target in proportion to their market share. IRDA shall prescribe annual target so as to cover entire BPL population in the next five years,&amp;quot; Insurance Regulatory and Development Authority (IRDA) said in its draft.&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;The standard insurance product would be in addition to the government schemes, which provide insurance cover at concessional rates.&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&amp;quot;This product would facilitate supplementing or topping up of any existing social security benefit and would not overlap with such benefits,&amp;quot; it added.&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;IRDA said a lead life insurer should tie up with a non-life insurer or vice-versa for the benefit of the people.&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;These standard products should include minimum sum assured of Rs 40,000 for life term cover and up to Rs 2,00,000.&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;The products may be extended to the family members and the period of cover shall be between 5 years and 25 years.&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;During the years 2012-18, all the insurers shall fulfil at least 50 per cent of the target group through the standard product sales and the remaining 50 per cent may be fulfilled by any other approved rural and social sector products, it said.&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;The policy conditions and prospectus should be clear, simple and transparent language should be used without vague and ambiguous statements considering the target market, it added.&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;In its &#039;Composite Package of Standard Insurance Product for Rural and Social Sector&#039; IRDA said weaker sections should be provided cover to meet the exigencies cast by natural catastrophes, accidental death, protection means for the family as well as to promote some savings to bolster their financial security.&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;The IRDA said it has made the standard product more flexible and simple and aims to provide comprehensive package of insurance covers to these sections.&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;It further said &amp;quot;the product will have defined options and levels to provide choice and flexibility to customers in order to cater to individual circumstances&amp;quot;.&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;It has also invited stakeholders comment on the exposure draft within 30 days.&amp;nbsp;&lt;/div&gt;&#039;,
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-PTI
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Regulator IRDA has come with a draft proposal to expand the reach of insurance cover to Below Poverty Line (BPL) families in the next five years.
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&amp;quot;The target group shall be the BPL population... Each insurer shall prescribe the target in proportion to their market share. IRDA shall prescribe annual target so as to cover entire BPL population in the next five years,&amp;quot; Insurance Regulatory and Development Authority (IRDA) said in its draft.
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The standard insurance product would be in addition to the government schemes, which provide insurance cover at concessional rates.
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&amp;quot;This product would facilitate supplementing or topping up of any existing social security benefit and would not overlap with such benefits,&amp;quot; it added.
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IRDA said a lead life insurer should tie up with a non-life insurer or vice-versa for the benefit of the people.
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These standard products should include minimum sum assured of Rs 40,000 for life term cover and up to Rs 2,00,000.
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The products may be extended to the family members and the period of cover shall be between 5 years and 25 years.
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During the years 2012-18, all the insurers shall fulfil at least 50 per cent of the target group through the standard product sales and the remaining 50 per cent may be fulfilled by any other approved rural and social sector products, it said.
&lt;/div&gt;
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&lt;br /&gt;
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The policy conditions and prospectus should be clear, simple and transparent language should be used without vague and ambiguous statements considering the target market, it added.
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&lt;br /&gt;
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In its &#039;Composite Package of Standard Insurance Product for Rural and Social Sector&#039; IRDA said weaker sections should be provided cover to meet the exigencies cast by natural catastrophes, accidental death, protection means for the family as well as to promote some savings to bolster their financial security.
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The IRDA said it has made the standard product more flexible and simple and aims to provide comprehensive package of insurance covers to these sections.
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It further said &amp;quot;the product will have defined options and levels to provide choice and flexibility to customers in order to cater to individual circumstances&amp;quot;.
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It has also invited stakeholders comment on the exposure draft within 30 days.&amp;nbsp;
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-PTI





Regulator IRDA has come with a draft proposal to expand the reach of insurance cover to Below Poverty Line (BPL) families in the next five years.





&amp;quot;The target group shall be the BPL population... Each insurer shall prescribe the target in...&#039;
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-PTI





Regulator IRDA has come with a draft proposal to expand the reach of insurance cover to Below Poverty Line (BPL) families in the next five years.





&quot;The target group shall be the BPL population... Each insurer shall prescribe the target in..."/>
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                <strong>IRDA&#039;s draft proposal for insurance cover to BPL families</strong></h1>
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                <div style="text-align: justify">-PTI</div><div style="text-align: justify"><br /></div><div style="text-align: justify">Regulator IRDA has come with a draft proposal to expand the reach of insurance cover to Below Poverty Line (BPL) families in the next five years.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">&quot;The target group shall be the BPL population... Each insurer shall prescribe the target in proportion to their market share. IRDA shall prescribe annual target so as to cover entire BPL population in the next five years,&quot; Insurance Regulatory and Development Authority (IRDA) said in its draft.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">The standard insurance product would be in addition to the government schemes, which provide insurance cover at concessional rates.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">&quot;This product would facilitate supplementing or topping up of any existing social security benefit and would not overlap with such benefits,&quot; it added.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">IRDA said a lead life insurer should tie up with a non-life insurer or vice-versa for the benefit of the people.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">These standard products should include minimum sum assured of Rs 40,000 for life term cover and up to Rs 2,00,000.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">The products may be extended to the family members and the period of cover shall be between 5 years and 25 years.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">During the years 2012-18, all the insurers shall fulfil at least 50 per cent of the target group through the standard product sales and the remaining 50 per cent may be fulfilled by any other approved rural and social sector products, it said.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">The policy conditions and prospectus should be clear, simple and transparent language should be used without vague and ambiguous statements considering the target market, it added.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">In its 'Composite Package of Standard Insurance Product for Rural and Social Sector' IRDA said weaker sections should be provided cover to meet the exigencies cast by natural catastrophes, accidental death, protection means for the family as well as to promote some savings to bolster their financial security.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">The IRDA said it has made the standard product more flexible and simple and aims to provide comprehensive package of insurance covers to these sections.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">It further said &quot;the product will have defined options and levels to provide choice and flexibility to customers in order to cater to individual circumstances&quot;.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">It has also invited stakeholders comment on the exposure draft within 30 days.&nbsp;</div>               </font>
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</span></code></span>
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-PTI
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Regulator IRDA has come with a draft proposal to expand the reach of insurance cover to Below Poverty Line (BPL) families in the next five years.
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&amp;quot;The target group shall be the BPL population... Each insurer shall prescribe the target in proportion to their market share. IRDA shall prescribe annual target so as to cover entire BPL population in the next five years,&amp;quot; Insurance Regulatory and Development Authority (IRDA) said in its draft.
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The standard insurance product would be in addition to the government schemes, which provide insurance cover at concessional rates.
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&lt;br /&gt;
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&amp;quot;This product would facilitate supplementing or topping up of any existing social security benefit and would not overlap with such benefits,&amp;quot; it added.
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&lt;br /&gt;
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IRDA said a lead life insurer should tie up with a non-life insurer or vice-versa for the benefit of the people.
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&lt;br /&gt;
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These standard products should include minimum sum assured of Rs 40,000 for life term cover and up to Rs 2,00,000.
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&lt;br /&gt;
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The products may be extended to the family members and the period of cover shall be between 5 years and 25 years.
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During the years 2012-18, all the insurers shall fulfil at least 50 per cent of the target group through the standard product sales and the remaining 50 per cent may be fulfilled by any other approved rural and social sector products, it said.
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The policy conditions and prospectus should be clear, simple and transparent language should be used without vague and ambiguous statements considering the target market, it added.
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In its &#039;Composite Package of Standard Insurance Product for Rural and Social Sector&#039; IRDA said weaker sections should be provided cover to meet the exigencies cast by natural catastrophes, accidental death, protection means for the family as well as to promote some savings to bolster their financial security.
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The IRDA said it has made the standard product more flexible and simple and aims to provide comprehensive package of insurance covers to these sections.
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It further said &amp;quot;the product will have defined options and levels to provide choice and flexibility to customers in order to cater to individual circumstances&amp;quot;.
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It has also invited stakeholders comment on the exposure draft within 30 days.&amp;nbsp;
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-PTI





Regulator IRDA has come with a draft proposal to expand the reach of insurance cover to Below Poverty Line (BPL) families in the next five years.





&amp;quot;The target group shall be the BPL population... Each insurer shall prescribe the target in...&#039;,
	&#039;disp&#039; =&gt; &#039;&lt;div style=&quot;text-align: justify&quot;&gt;-PTI&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;Regulator IRDA has come with a draft proposal to expand the reach of insurance cover to Below Poverty Line (BPL) families in the next five years.&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&amp;quot;The target group shall be the BPL population... Each insurer shall prescribe the target in proportion to their market share. IRDA shall prescribe annual target so as to cover entire BPL population in the next five years,&amp;quot; Insurance Regulatory and Development Authority (IRDA) said in its draft.&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;The standard insurance product would be in addition to the government schemes, which provide insurance cover at concessional rates.&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&amp;quot;This product would facilitate supplementing or topping up of any existing social security benefit and would not overlap with such benefits,&amp;quot; it added.&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;IRDA said a lead life insurer should tie up with a non-life insurer or vice-versa for the benefit of the people.&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;These standard products should include minimum sum assured of Rs 40,000 for life term cover and up to Rs 2,00,000.&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;The products may be extended to the family members and the period of cover shall be between 5 years and 25 years.&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;During the years 2012-18, all the insurers shall fulfil at least 50 per cent of the target group through the standard product sales and the remaining 50 per cent may be fulfilled by any other approved rural and social sector products, it said.&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;The policy conditions and prospectus should be clear, simple and transparent language should be used without vague and ambiguous statements considering the target market, it added.&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;In its &#039;Composite Package of Standard Insurance Product for Rural and Social Sector&#039; IRDA said weaker sections should be provided cover to meet the exigencies cast by natural catastrophes, accidental death, protection means for the family as well as to promote some savings to bolster their financial security.&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;The IRDA said it has made the standard product more flexible and simple and aims to provide comprehensive package of insurance covers to these sections.&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;It further said &amp;quot;the product will have defined options and levels to provide choice and flexibility to customers in order to cater to individual circumstances&amp;quot;.&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;It has also invited stakeholders comment on the exposure draft within 30 days.&amp;nbsp;&lt;/div&gt;&#039;,
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-PTI
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
&lt;br /&gt;
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
Regulator IRDA has come with a draft proposal to expand the reach of insurance cover to Below Poverty Line (BPL) families in the next five years.
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
&lt;br /&gt;
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
&amp;quot;The target group shall be the BPL population... Each insurer shall prescribe the target in proportion to their market share. IRDA shall prescribe annual target so as to cover entire BPL population in the next five years,&amp;quot; Insurance Regulatory and Development Authority (IRDA) said in its draft.
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
&lt;br /&gt;
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
The standard insurance product would be in addition to the government schemes, which provide insurance cover at concessional rates.
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
&lt;br /&gt;
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
&amp;quot;This product would facilitate supplementing or topping up of any existing social security benefit and would not overlap with such benefits,&amp;quot; it added.
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
&lt;br /&gt;
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
IRDA said a lead life insurer should tie up with a non-life insurer or vice-versa for the benefit of the people.
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
&lt;br /&gt;
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
These standard products should include minimum sum assured of Rs 40,000 for life term cover and up to Rs 2,00,000.
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
&lt;br /&gt;
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
The products may be extended to the family members and the period of cover shall be between 5 years and 25 years.
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
&lt;br /&gt;
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
During the years 2012-18, all the insurers shall fulfil at least 50 per cent of the target group through the standard product sales and the remaining 50 per cent may be fulfilled by any other approved rural and social sector products, it said.
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
&lt;br /&gt;
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
The policy conditions and prospectus should be clear, simple and transparent language should be used without vague and ambiguous statements considering the target market, it added.
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
&lt;br /&gt;
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
In its &#039;Composite Package of Standard Insurance Product for Rural and Social Sector&#039; IRDA said weaker sections should be provided cover to meet the exigencies cast by natural catastrophes, accidental death, protection means for the family as well as to promote some savings to bolster their financial security.
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
&lt;br /&gt;
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
The IRDA said it has made the standard product more flexible and simple and aims to provide comprehensive package of insurance covers to these sections.
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
&lt;br /&gt;
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
It further said &amp;quot;the product will have defined options and levels to provide choice and flexibility to customers in order to cater to individual circumstances&amp;quot;.
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
&lt;br /&gt;
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
It has also invited stakeholders comment on the exposure draft within 30 days.&amp;nbsp;
&lt;/div&gt;&#039;,
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-PTI





Regulator IRDA has come with a draft proposal to expand the reach of insurance cover to Below Poverty Line (BPL) families in the next five years.





&amp;quot;The target group shall be the BPL population... Each insurer shall prescribe the target in...&#039;
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-PTI





Regulator IRDA has come with a draft proposal to expand the reach of insurance cover to Below Poverty Line (BPL) families in the next five years.





&quot;The target group shall be the BPL population... Each insurer shall prescribe the target in..."/>
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                <strong>IRDA&#039;s draft proposal for insurance cover to BPL families</strong></h1>
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                <div style="text-align: justify">-PTI</div><div style="text-align: justify"><br /></div><div style="text-align: justify">Regulator IRDA has come with a draft proposal to expand the reach of insurance cover to Below Poverty Line (BPL) families in the next five years.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">&quot;The target group shall be the BPL population... Each insurer shall prescribe the target in proportion to their market share. IRDA shall prescribe annual target so as to cover entire BPL population in the next five years,&quot; Insurance Regulatory and Development Authority (IRDA) said in its draft.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">The standard insurance product would be in addition to the government schemes, which provide insurance cover at concessional rates.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">&quot;This product would facilitate supplementing or topping up of any existing social security benefit and would not overlap with such benefits,&quot; it added.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">IRDA said a lead life insurer should tie up with a non-life insurer or vice-versa for the benefit of the people.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">These standard products should include minimum sum assured of Rs 40,000 for life term cover and up to Rs 2,00,000.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">The products may be extended to the family members and the period of cover shall be between 5 years and 25 years.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">During the years 2012-18, all the insurers shall fulfil at least 50 per cent of the target group through the standard product sales and the remaining 50 per cent may be fulfilled by any other approved rural and social sector products, it said.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">The policy conditions and prospectus should be clear, simple and transparent language should be used without vague and ambiguous statements considering the target market, it added.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">In its 'Composite Package of Standard Insurance Product for Rural and Social Sector' IRDA said weaker sections should be provided cover to meet the exigencies cast by natural catastrophes, accidental death, protection means for the family as well as to promote some savings to bolster their financial security.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">The IRDA said it has made the standard product more flexible and simple and aims to provide comprehensive package of insurance covers to these sections.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">It further said &quot;the product will have defined options and levels to provide choice and flexibility to customers in order to cater to individual circumstances&quot;.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">It has also invited stakeholders comment on the exposure draft within 30 days.&nbsp;</div>               </font>
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-PTI
</div>
<div style="text-align: justify">
<br />
</div>
<div style="text-align: justify">
Regulator IRDA has come with a draft proposal to expand the reach of insurance cover to Below Poverty Line (BPL) families in the next five years.
</div>
<div style="text-align: justify">
<br />
</div>
<div style="text-align: justify">
&quot;The target group shall be the BPL population... Each insurer shall prescribe the target in proportion to their market share. IRDA shall prescribe annual target so as to cover entire BPL population in the next five years,&quot; Insurance Regulatory and Development Authority (IRDA) said in its draft.
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The standard insurance product would be in addition to the government schemes, which provide insurance cover at concessional rates.
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<br />
</div>
<div style="text-align: justify">
&quot;This product would facilitate supplementing or topping up of any existing social security benefit and would not overlap with such benefits,&quot; it added.
</div>
<div style="text-align: justify">
<br />
</div>
<div style="text-align: justify">
IRDA said a lead life insurer should tie up with a non-life insurer or vice-versa for the benefit of the people.
</div>
<div style="text-align: justify">
<br />
</div>
<div style="text-align: justify">
These standard products should include minimum sum assured of Rs 40,000 for life term cover and up to Rs 2,00,000.
</div>
<div style="text-align: justify">
<br />
</div>
<div style="text-align: justify">
The products may be extended to the family members and the period of cover shall be between 5 years and 25 years.
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<div style="text-align: justify">
<br />
</div>
<div style="text-align: justify">
During the years 2012-18, all the insurers shall fulfil at least 50 per cent of the target group through the standard product sales and the remaining 50 per cent may be fulfilled by any other approved rural and social sector products, it said.
</div>
<div style="text-align: justify">
<br />
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The policy conditions and prospectus should be clear, simple and transparent language should be used without vague and ambiguous statements considering the target market, it added.
</div>
<div style="text-align: justify">
<br />
</div>
<div style="text-align: justify">
In its 'Composite Package of Standard Insurance Product for Rural and Social Sector' IRDA said weaker sections should be provided cover to meet the exigencies cast by natural catastrophes, accidental death, protection means for the family as well as to promote some savings to bolster their financial security.
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The IRDA said it has made the standard product more flexible and simple and aims to provide comprehensive package of insurance covers to these sections.
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<br />
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It further said &quot;the product will have defined options and levels to provide choice and flexibility to customers in order to cater to individual circumstances&quot;.
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<br />
</div>
<div style="text-align: justify">
It has also invited stakeholders comment on the exposure draft within 30 days.&nbsp;
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-PTI





Regulator IRDA has come with a draft proposal to expand the reach of insurance cover to Below Poverty Line (BPL) families in the next five years.





&quot;The target group shall be the BPL population... Each insurer shall prescribe the target in...',
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-PTI
</div>
<div style="text-align: justify">
<br />
</div>
<div style="text-align: justify">
Regulator IRDA has come with a draft proposal to expand the reach of insurance cover to Below Poverty Line (BPL) families in the next five years.
</div>
<div style="text-align: justify">
<br />
</div>
<div style="text-align: justify">
&quot;The target group shall be the BPL population... Each insurer shall prescribe the target in proportion to their market share. IRDA shall prescribe annual target so as to cover entire BPL population in the next five years,&quot; Insurance Regulatory and Development Authority (IRDA) said in its draft.
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<div style="text-align: justify">
<br />
</div>
<div style="text-align: justify">
The standard insurance product would be in addition to the government schemes, which provide insurance cover at concessional rates.
</div>
<div style="text-align: justify">
<br />
</div>
<div style="text-align: justify">
&quot;This product would facilitate supplementing or topping up of any existing social security benefit and would not overlap with such benefits,&quot; it added.
</div>
<div style="text-align: justify">
<br />
</div>
<div style="text-align: justify">
IRDA said a lead life insurer should tie up with a non-life insurer or vice-versa for the benefit of the people.
</div>
<div style="text-align: justify">
<br />
</div>
<div style="text-align: justify">
These standard products should include minimum sum assured of Rs 40,000 for life term cover and up to Rs 2,00,000.
</div>
<div style="text-align: justify">
<br />
</div>
<div style="text-align: justify">
The products may be extended to the family members and the period of cover shall be between 5 years and 25 years.
</div>
<div style="text-align: justify">
<br />
</div>
<div style="text-align: justify">
During the years 2012-18, all the insurers shall fulfil at least 50 per cent of the target group through the standard product sales and the remaining 50 per cent may be fulfilled by any other approved rural and social sector products, it said.
</div>
<div style="text-align: justify">
<br />
</div>
<div style="text-align: justify">
The policy conditions and prospectus should be clear, simple and transparent language should be used without vague and ambiguous statements considering the target market, it added.
</div>
<div style="text-align: justify">
<br />
</div>
<div style="text-align: justify">
In its 'Composite Package of Standard Insurance Product for Rural and Social Sector' IRDA said weaker sections should be provided cover to meet the exigencies cast by natural catastrophes, accidental death, protection means for the family as well as to promote some savings to bolster their financial security.
</div>
<div style="text-align: justify">
<br />
</div>
<div style="text-align: justify">
The IRDA said it has made the standard product more flexible and simple and aims to provide comprehensive package of insurance covers to these sections.
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<br />
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It further said &quot;the product will have defined options and levels to provide choice and flexibility to customers in order to cater to individual circumstances&quot;.
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<br />
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It has also invited stakeholders comment on the exposure draft within 30 days.&nbsp;
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$metaTitle = 'LATEST NEWS UPDATES | IRDA&#039;s draft proposal for insurance cover to BPL families'
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-PTI





Regulator IRDA has come with a draft proposal to expand the reach of insurance cover to Below Poverty Line (BPL) families in the next five years.





&quot;The target group shall be the BPL population... Each insurer shall prescribe the target in...'
$disp = '<div style="text-align: justify">-PTI</div><div style="text-align: justify"><br /></div><div style="text-align: justify">Regulator IRDA has come with a draft proposal to expand the reach of insurance cover to Below Poverty Line (BPL) families in the next five years.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">&quot;The target group shall be the BPL population... Each insurer shall prescribe the target in proportion to their market share. IRDA shall prescribe annual target so as to cover entire BPL population in the next five years,&quot; Insurance Regulatory and Development Authority (IRDA) said in its draft.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">The standard insurance product would be in addition to the government schemes, which provide insurance cover at concessional rates.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">&quot;This product would facilitate supplementing or topping up of any existing social security benefit and would not overlap with such benefits,&quot; it added.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">IRDA said a lead life insurer should tie up with a non-life insurer or vice-versa for the benefit of the people.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">These standard products should include minimum sum assured of Rs 40,000 for life term cover and up to Rs 2,00,000.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">The products may be extended to the family members and the period of cover shall be between 5 years and 25 years.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">During the years 2012-18, all the insurers shall fulfil at least 50 per cent of the target group through the standard product sales and the remaining 50 per cent may be fulfilled by any other approved rural and social sector products, it said.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">The policy conditions and prospectus should be clear, simple and transparent language should be used without vague and ambiguous statements considering the target market, it added.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">In its 'Composite Package of Standard Insurance Product for Rural and Social Sector' IRDA said weaker sections should be provided cover to meet the exigencies cast by natural catastrophes, accidental death, protection means for the family as well as to promote some savings to bolster their financial security.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">The IRDA said it has made the standard product more flexible and simple and aims to provide comprehensive package of insurance covers to these sections.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">It further said &quot;the product will have defined options and levels to provide choice and flexibility to customers in order to cater to individual circumstances&quot;.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">It has also invited stakeholders comment on the exposure draft within 30 days.&nbsp;</div>'
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IRDA's draft proposal for insurance cover to BPL families

-PTI Regulator IRDA has come with a draft proposal to expand the reach of insurance cover to Below Poverty Line (BPL) families in the next five years. "The target group shall be the BPL population... Each insurer shall prescribe the target in proportion to their market share. IRDA shall prescribe annual target so as to cover entire BPL population in the next five years," Insurance Regulatory and Development Authority (IRDA) said in its draft. The standard insurance product would be in addition to the government schemes, which provide insurance cover at concessional rates. "This product would facilitate supplementing or topping up of any existing social security benefit and would not overlap with such benefits," it added. IRDA said a lead life insurer should tie up with a non-life insurer or vice-versa for the benefit of the people. These standard products should include minimum sum assured of Rs 40,000 for life term cover and up to Rs 2,00,000. The products may be extended to the family members and the period of cover shall be between 5 years and 25 years. During the years 2012-18, all the insurers shall fulfil at least 50 per cent of the target group through the standard product sales and the remaining 50 per cent may be fulfilled by any other approved rural and social sector products, it said. The policy conditions and prospectus should be clear, simple and transparent language should be used without vague and ambiguous statements considering the target market, it added. In its 'Composite Package of Standard Insurance Product for Rural and Social Sector' IRDA said weaker sections should be provided cover to meet the exigencies cast by natural catastrophes, accidental death, protection means for the family as well as to promote some savings to bolster their financial security. The IRDA said it has made the standard product more flexible and simple and aims to provide comprehensive package of insurance covers to these sections. It further said "the product will have defined options and levels to provide choice and flexibility to customers in order to cater to individual circumstances". It has also invited stakeholders comment on the exposure draft within 30 days.