Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 73
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::printArticle() - APP/Controller/ArtileDetailController.php, line 73
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Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120
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Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235
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Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
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Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 74
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::printArticle() - APP/Controller/ArtileDetailController.php, line 74
Cake\Controller\Controller::invokeAction() - CORE/src/Controller/Controller.php, line 610
Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120
Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94
Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\AssetMiddleware::__invoke() - CORE/src/Routing/Middleware/AssetMiddleware.php, line 88
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Warning (512): Unable to emit headers. Headers sent in file=/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Error/Debugger.php line=853 [CORE/src/Http/ResponseEmitter.php, line 48]
Code Context
            if (Configure::read('debug')) {

                trigger_error($message, E_USER_WARNING);

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    <link rel="canonical" href="https://im4change.in/<pre class="cake-error"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr67ecee14a927e-trace').style.display = (document.getElementById('cakeErr67ecee14a927e-trace').style.display == 'none' ? '' : 'none');"><b>Notice</b> (8)</a>: Undefined variable: urlPrefix [<b>APP/Template/Layout/printlayout.ctp</b>, line <b>8</b>]<div id="cakeErr67ecee14a927e-trace" class="cake-stack-trace" style="display: none;"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr67ecee14a927e-code').style.display = (document.getElementById('cakeErr67ecee14a927e-code').style.display == 'none' ? '' : 'none')">Code</a> <a href="javascript:void(0);" onclick="document.getElementById('cakeErr67ecee14a927e-context').style.display = (document.getElementById('cakeErr67ecee14a927e-context').style.display == 'none' ? '' : 'none')">Context</a><pre id="cakeErr67ecee14a927e-code" class="cake-code-dump" style="display: none;"><code><span style="color: #000000"><span style="color: #0000BB"></span><span style="color: #007700">&lt;</span><span style="color: #0000BB">head</span><span style="color: #007700">&gt;
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<code><span style="color: #000000"><span style="color: #0000BB">&nbsp;&nbsp;&nbsp;&nbsp;</span><span style="color: #007700">&lt;</span><span style="color: #0000BB">meta&nbsp;http</span><span style="color: #007700">-</span><span style="color: #0000BB">equiv</span><span style="color: #007700">=</span><span style="color: #DD0000">"Content-Type"&nbsp;</span><span style="color: #0000BB">content</span><span style="color: #007700">=</span><span style="color: #DD0000">"text/html;&nbsp;charset=utf-8"</span><span style="color: #007700">/&gt;
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The nearly 10 crore farmers who hold kisan credit cards (KCC) will soon be able to use their card as a deposit account and a debit card.&amp;nbsp;
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This will help the government scale up its financial inclusion plan quickly without relying on bank accounts alone.&amp;nbsp;
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KCC, which has been instrumental in faster delivery of credit to farmers, is like an overdraft account with a bank that has to be operated through a cheque book or withdrawal slip. The card is used only to store the details of the account.&amp;nbsp;
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&amp;quot;We are working on revamping the current concept of KCC. It is aimed at providing more financial freedom to farmers who can use this at various point of sales,&amp;quot; said a finance ministry official, requesting anonymity.&amp;nbsp;
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The revamped card will have features of both credit card and deposit account.&amp;nbsp;
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&amp;quot;This would reduce the need for multiple accounts in the bank,&amp;quot; said the official.&amp;nbsp;
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Banks will give interest credit to farmers with credit balances in KCCs to encourage them to remit farm sale proceeds into their KCC account.&amp;nbsp;
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&amp;quot;Today, farmers avail the full credit amount in one go and end up paying higher interest amount. If it becomes a debit card, they will use it as and when required and pay substantially lower interest burden,&amp;quot; said UC Sarangi, former chairman of Nabard, or the National Bank for Agricultural and Rural Development.&amp;nbsp;
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The kisan credit card scheme, which is administered by Nabard, was introduced in August 1998. By the end of September 2011, 5.12 lakh crore had been lent through KCCs.&amp;nbsp;
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The nearly 10 crore farmers who hold kisan credit cards (KCC) will soon be able to use their card as a deposit account and a debit card.&amp;nbsp;





This will help the government scale up its financial inclusion plan quickly without relying...&#039;,
	&#039;disp&#039; =&gt; &#039;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;The nearly 10 crore farmers who hold kisan credit cards (KCC) will soon be able to use their card as a deposit account and a debit card.&amp;nbsp;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;This will help the government scale up its financial inclusion plan quickly without relying on bank accounts alone.&amp;nbsp;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;KCC, which has been instrumental in faster delivery of credit to farmers, is like an overdraft account with a bank that has to be operated through a cheque book or withdrawal slip. The card is used only to store the details of the account.&amp;nbsp;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&amp;quot;We are working on revamping the current concept of KCC. It is aimed at providing more financial freedom to farmers who can use this at various point of sales,&amp;quot; said a finance ministry official, requesting anonymity.&amp;nbsp;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;The revamped card will have features of both credit card and deposit account.&amp;nbsp;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&amp;quot;This would reduce the need for multiple accounts in the bank,&amp;quot; said the official.&amp;nbsp;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;Banks will give interest credit to farmers with credit balances in KCCs to encourage them to remit farm sale proceeds into their KCC account.&amp;nbsp;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&amp;quot;Today, farmers avail the full credit amount in one go and end up paying higher interest amount. If it becomes a debit card, they will use it as and when required and pay substantially lower interest burden,&amp;quot; said UC Sarangi, former chairman of Nabard, or the National Bank for Agricultural and Rural Development.&amp;nbsp;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;The kisan credit card scheme, which is administered by Nabard, was introduced in August 1998. By the end of September 2011, 5.12 lakh crore had been lent through KCCs.&amp;nbsp;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;A task force set up under Nabard had in June 2010 suggested that the KCC should be technology-enabled, and the credit limit be fixed for five year based on the banker&#039;s assessment of total credit needs of the farmer for a full year. Currently, credit limit for three year is fixed on the basis of cost of the assets proposed to be acquired by the farmer and his repayment capacity. Within this limit, banks carve out sub limits to cover short term, medium term and consumption needs.&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&#039;,
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The nearly 10 crore farmers who hold kisan credit cards (KCC) will soon be able to use their card as a deposit account and a debit card.&amp;nbsp;
&lt;/div&gt;
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&lt;br /&gt;
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This will help the government scale up its financial inclusion plan quickly without relying on bank accounts alone.&amp;nbsp;
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&lt;br /&gt;
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KCC, which has been instrumental in faster delivery of credit to farmers, is like an overdraft account with a bank that has to be operated through a cheque book or withdrawal slip. The card is used only to store the details of the account.&amp;nbsp;
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
&lt;br /&gt;
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
&amp;quot;We are working on revamping the current concept of KCC. It is aimed at providing more financial freedom to farmers who can use this at various point of sales,&amp;quot; said a finance ministry official, requesting anonymity.&amp;nbsp;
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&lt;div style=&quot;text-align: justify&quot;&gt;
&lt;br /&gt;
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&lt;div style=&quot;text-align: justify&quot;&gt;
The revamped card will have features of both credit card and deposit account.&amp;nbsp;
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
&lt;br /&gt;
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
&amp;quot;This would reduce the need for multiple accounts in the bank,&amp;quot; said the official.&amp;nbsp;
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
&lt;br /&gt;
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
Banks will give interest credit to farmers with credit balances in KCCs to encourage them to remit farm sale proceeds into their KCC account.&amp;nbsp;
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
&lt;br /&gt;
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
&amp;quot;Today, farmers avail the full credit amount in one go and end up paying higher interest amount. If it becomes a debit card, they will use it as and when required and pay substantially lower interest burden,&amp;quot; said UC Sarangi, former chairman of Nabard, or the National Bank for Agricultural and Rural Development.&amp;nbsp;
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&lt;div style=&quot;text-align: justify&quot;&gt;
&lt;br /&gt;
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The kisan credit card scheme, which is administered by Nabard, was introduced in August 1998. By the end of September 2011, 5.12 lakh crore had been lent through KCCs.&amp;nbsp;
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&lt;div style=&quot;text-align: justify&quot;&gt;
&lt;br /&gt;
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A task force set up under Nabard had in June 2010 suggested that the KCC should be technology-enabled, and the credit limit be fixed for five year based on the banker&#039;s assessment of total credit needs of the farmer for a full year. Currently, credit limit for three year is fixed on the basis of cost of the assets proposed to be acquired by the farmer and his repayment capacity. Within this limit, banks carve out sub limits to cover short term, medium term and consumption needs.
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&lt;br /&gt;
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The nearly 10 crore farmers who hold kisan credit cards (KCC) will soon be able to use their card as a deposit account and a debit card.&amp;nbsp;





This will help the government scale up its financial inclusion plan quickly without relying...&#039;
$disp = &#039;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;The nearly 10 crore farmers who hold kisan credit cards (KCC) will soon be able to use their card as a deposit account and a debit card.&amp;nbsp;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;This will help the government scale up its financial inclusion plan quickly without relying on bank accounts alone.&amp;nbsp;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;KCC, which has been instrumental in faster delivery of credit to farmers, is like an overdraft account with a bank that has to be operated through a cheque book or withdrawal slip. The card is used only to store the details of the account.&amp;nbsp;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&amp;quot;We are working on revamping the current concept of KCC. It is aimed at providing more financial freedom to farmers who can use this at various point of sales,&amp;quot; said a finance ministry official, requesting anonymity.&amp;nbsp;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;The revamped card will have features of both credit card and deposit account.&amp;nbsp;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&amp;quot;This would reduce the need for multiple accounts in the bank,&amp;quot; said the official.&amp;nbsp;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;Banks will give interest credit to farmers with credit balances in KCCs to encourage them to remit farm sale proceeds into their KCC account.&amp;nbsp;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&amp;quot;Today, farmers avail the full credit amount in one go and end up paying higher interest amount. If it becomes a debit card, they will use it as and when required and pay substantially lower interest burden,&amp;quot; said UC Sarangi, former chairman of Nabard, or the National Bank for Agricultural and Rural Development.&amp;nbsp;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;The kisan credit card scheme, which is administered by Nabard, was introduced in August 1998. By the end of September 2011, 5.12 lakh crore had been lent through KCCs.&amp;nbsp;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;A task force set up under Nabard had in June 2010 suggested that the KCC should be technology-enabled, and the credit limit be fixed for five year based on the banker&#039;s assessment of total credit needs of the farmer for a full year. Currently, credit limit for three year is fixed on the basis of cost of the assets proposed to be acquired by the farmer and his repayment capacity. Within this limit, banks carve out sub limits to cover short term, medium term and consumption needs.&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&#039;
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The nearly 10 crore farmers who hold kisan credit cards (KCC) will soon be able to use their card as a deposit account and a debit card.&nbsp;





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                <strong>Kisan credit cards to double up as debit cards by Dheeraj Tiwari</strong></h1>
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                <div style="text-align: justify"><br /></div><div style="text-align: justify">The nearly 10 crore farmers who hold kisan credit cards (KCC) will soon be able to use their card as a deposit account and a debit card.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">This will help the government scale up its financial inclusion plan quickly without relying on bank accounts alone.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">KCC, which has been instrumental in faster delivery of credit to farmers, is like an overdraft account with a bank that has to be operated through a cheque book or withdrawal slip. The card is used only to store the details of the account.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">&quot;We are working on revamping the current concept of KCC. It is aimed at providing more financial freedom to farmers who can use this at various point of sales,&quot; said a finance ministry official, requesting anonymity.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">The revamped card will have features of both credit card and deposit account.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">&quot;This would reduce the need for multiple accounts in the bank,&quot; said the official.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">Banks will give interest credit to farmers with credit balances in KCCs to encourage them to remit farm sale proceeds into their KCC account.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">&quot;Today, farmers avail the full credit amount in one go and end up paying higher interest amount. If it becomes a debit card, they will use it as and when required and pay substantially lower interest burden,&quot; said UC Sarangi, former chairman of Nabard, or the National Bank for Agricultural and Rural Development.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">The kisan credit card scheme, which is administered by Nabard, was introduced in August 1998. By the end of September 2011, 5.12 lakh crore had been lent through KCCs.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">A task force set up under Nabard had in June 2010 suggested that the KCC should be technology-enabled, and the credit limit be fixed for five year based on the banker's assessment of total credit needs of the farmer for a full year. Currently, credit limit for three year is fixed on the basis of cost of the assets proposed to be acquired by the farmer and his repayment capacity. Within this limit, banks carve out sub limits to cover short term, medium term and consumption needs.</div><div style="text-align: justify"><br /></div>               </font>
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The nearly 10 crore farmers who hold kisan credit cards (KCC) will soon be able to use their card as a deposit account and a debit card.&amp;nbsp;
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&amp;quot;We are working on revamping the current concept of KCC. It is aimed at providing more financial freedom to farmers who can use this at various point of sales,&amp;quot; said a finance ministry official, requesting anonymity.&amp;nbsp;
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The nearly 10 crore farmers who hold kisan credit cards (KCC) will soon be able to use their card as a deposit account and a debit card.&nbsp;





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                <strong>Kisan credit cards to double up as debit cards by Dheeraj Tiwari</strong></h1>
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                <div style="text-align: justify"><br /></div><div style="text-align: justify">The nearly 10 crore farmers who hold kisan credit cards (KCC) will soon be able to use their card as a deposit account and a debit card.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">This will help the government scale up its financial inclusion plan quickly without relying on bank accounts alone.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">KCC, which has been instrumental in faster delivery of credit to farmers, is like an overdraft account with a bank that has to be operated through a cheque book or withdrawal slip. The card is used only to store the details of the account.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">&quot;We are working on revamping the current concept of KCC. It is aimed at providing more financial freedom to farmers who can use this at various point of sales,&quot; said a finance ministry official, requesting anonymity.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">The revamped card will have features of both credit card and deposit account.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">&quot;This would reduce the need for multiple accounts in the bank,&quot; said the official.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">Banks will give interest credit to farmers with credit balances in KCCs to encourage them to remit farm sale proceeds into their KCC account.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">&quot;Today, farmers avail the full credit amount in one go and end up paying higher interest amount. If it becomes a debit card, they will use it as and when required and pay substantially lower interest burden,&quot; said UC Sarangi, former chairman of Nabard, or the National Bank for Agricultural and Rural Development.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">The kisan credit card scheme, which is administered by Nabard, was introduced in August 1998. By the end of September 2011, 5.12 lakh crore had been lent through KCCs.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">A task force set up under Nabard had in June 2010 suggested that the KCC should be technology-enabled, and the credit limit be fixed for five year based on the banker's assessment of total credit needs of the farmer for a full year. Currently, credit limit for three year is fixed on the basis of cost of the assets proposed to be acquired by the farmer and his repayment capacity. Within this limit, banks carve out sub limits to cover short term, medium term and consumption needs.</div><div style="text-align: justify"><br /></div>               </font>
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The nearly 10 crore farmers who hold kisan credit cards (KCC) will soon be able to use their card as a deposit account and a debit card.&amp;nbsp;





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	&#039;disp&#039; =&gt; &#039;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;The nearly 10 crore farmers who hold kisan credit cards (KCC) will soon be able to use their card as a deposit account and a debit card.&amp;nbsp;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;This will help the government scale up its financial inclusion plan quickly without relying on bank accounts alone.&amp;nbsp;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;KCC, which has been instrumental in faster delivery of credit to farmers, is like an overdraft account with a bank that has to be operated through a cheque book or withdrawal slip. The card is used only to store the details of the account.&amp;nbsp;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&amp;quot;We are working on revamping the current concept of KCC. It is aimed at providing more financial freedom to farmers who can use this at various point of sales,&amp;quot; said a finance ministry official, requesting anonymity.&amp;nbsp;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;The revamped card will have features of both credit card and deposit account.&amp;nbsp;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&amp;quot;This would reduce the need for multiple accounts in the bank,&amp;quot; said the official.&amp;nbsp;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;Banks will give interest credit to farmers with credit balances in KCCs to encourage them to remit farm sale proceeds into their KCC account.&amp;nbsp;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&amp;quot;Today, farmers avail the full credit amount in one go and end up paying higher interest amount. If it becomes a debit card, they will use it as and when required and pay substantially lower interest burden,&amp;quot; said UC Sarangi, former chairman of Nabard, or the National Bank for Agricultural and Rural Development.&amp;nbsp;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;The kisan credit card scheme, which is administered by Nabard, was introduced in August 1998. By the end of September 2011, 5.12 lakh crore had been lent through KCCs.&amp;nbsp;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;A task force set up under Nabard had in June 2010 suggested that the KCC should be technology-enabled, and the credit limit be fixed for five year based on the banker&#039;s assessment of total credit needs of the farmer for a full year. Currently, credit limit for three year is fixed on the basis of cost of the assets proposed to be acquired by the farmer and his repayment capacity. Within this limit, banks carve out sub limits to cover short term, medium term and consumption needs.&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&#039;,
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The nearly 10 crore farmers who hold kisan credit cards (KCC) will soon be able to use their card as a deposit account and a debit card.&amp;nbsp;
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This will help the government scale up its financial inclusion plan quickly without relying on bank accounts alone.&amp;nbsp;
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KCC, which has been instrumental in faster delivery of credit to farmers, is like an overdraft account with a bank that has to be operated through a cheque book or withdrawal slip. The card is used only to store the details of the account.&amp;nbsp;
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&amp;quot;We are working on revamping the current concept of KCC. It is aimed at providing more financial freedom to farmers who can use this at various point of sales,&amp;quot; said a finance ministry official, requesting anonymity.&amp;nbsp;
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The revamped card will have features of both credit card and deposit account.&amp;nbsp;
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&lt;br /&gt;
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&amp;quot;This would reduce the need for multiple accounts in the bank,&amp;quot; said the official.&amp;nbsp;
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&lt;br /&gt;
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Banks will give interest credit to farmers with credit balances in KCCs to encourage them to remit farm sale proceeds into their KCC account.&amp;nbsp;
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&amp;quot;Today, farmers avail the full credit amount in one go and end up paying higher interest amount. If it becomes a debit card, they will use it as and when required and pay substantially lower interest burden,&amp;quot; said UC Sarangi, former chairman of Nabard, or the National Bank for Agricultural and Rural Development.&amp;nbsp;
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The kisan credit card scheme, which is administered by Nabard, was introduced in August 1998. By the end of September 2011, 5.12 lakh crore had been lent through KCCs.&amp;nbsp;
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A task force set up under Nabard had in June 2010 suggested that the KCC should be technology-enabled, and the credit limit be fixed for five year based on the banker&#039;s assessment of total credit needs of the farmer for a full year. Currently, credit limit for three year is fixed on the basis of cost of the assets proposed to be acquired by the farmer and his repayment capacity. Within this limit, banks carve out sub limits to cover short term, medium term and consumption needs.
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The nearly 10 crore farmers who hold kisan credit cards (KCC) will soon be able to use their card as a deposit account and a debit card.&amp;nbsp;





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$disp = &#039;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;The nearly 10 crore farmers who hold kisan credit cards (KCC) will soon be able to use their card as a deposit account and a debit card.&amp;nbsp;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;This will help the government scale up its financial inclusion plan quickly without relying on bank accounts alone.&amp;nbsp;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;KCC, which has been instrumental in faster delivery of credit to farmers, is like an overdraft account with a bank that has to be operated through a cheque book or withdrawal slip. The card is used only to store the details of the account.&amp;nbsp;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&amp;quot;We are working on revamping the current concept of KCC. It is aimed at providing more financial freedom to farmers who can use this at various point of sales,&amp;quot; said a finance ministry official, requesting anonymity.&amp;nbsp;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;The revamped card will have features of both credit card and deposit account.&amp;nbsp;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&amp;quot;This would reduce the need for multiple accounts in the bank,&amp;quot; said the official.&amp;nbsp;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;Banks will give interest credit to farmers with credit balances in KCCs to encourage them to remit farm sale proceeds into their KCC account.&amp;nbsp;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&amp;quot;Today, farmers avail the full credit amount in one go and end up paying higher interest amount. If it becomes a debit card, they will use it as and when required and pay substantially lower interest burden,&amp;quot; said UC Sarangi, former chairman of Nabard, or the National Bank for Agricultural and Rural Development.&amp;nbsp;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;The kisan credit card scheme, which is administered by Nabard, was introduced in August 1998. By the end of September 2011, 5.12 lakh crore had been lent through KCCs.&amp;nbsp;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;A task force set up under Nabard had in June 2010 suggested that the KCC should be technology-enabled, and the credit limit be fixed for five year based on the banker&#039;s assessment of total credit needs of the farmer for a full year. Currently, credit limit for three year is fixed on the basis of cost of the assets proposed to be acquired by the farmer and his repayment capacity. Within this limit, banks carve out sub limits to cover short term, medium term and consumption needs.&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&#039;
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The nearly 10 crore farmers who hold kisan credit cards (KCC) will soon be able to use their card as a deposit account and a debit card.&nbsp;





This will help the government scale up its financial inclusion plan quickly without relying..."/>
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                <strong>Kisan credit cards to double up as debit cards by Dheeraj Tiwari</strong></h1>
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                <div style="text-align: justify"><br /></div><div style="text-align: justify">The nearly 10 crore farmers who hold kisan credit cards (KCC) will soon be able to use their card as a deposit account and a debit card.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">This will help the government scale up its financial inclusion plan quickly without relying on bank accounts alone.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">KCC, which has been instrumental in faster delivery of credit to farmers, is like an overdraft account with a bank that has to be operated through a cheque book or withdrawal slip. The card is used only to store the details of the account.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">&quot;We are working on revamping the current concept of KCC. It is aimed at providing more financial freedom to farmers who can use this at various point of sales,&quot; said a finance ministry official, requesting anonymity.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">The revamped card will have features of both credit card and deposit account.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">&quot;This would reduce the need for multiple accounts in the bank,&quot; said the official.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">Banks will give interest credit to farmers with credit balances in KCCs to encourage them to remit farm sale proceeds into their KCC account.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">&quot;Today, farmers avail the full credit amount in one go and end up paying higher interest amount. If it becomes a debit card, they will use it as and when required and pay substantially lower interest burden,&quot; said UC Sarangi, former chairman of Nabard, or the National Bank for Agricultural and Rural Development.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">The kisan credit card scheme, which is administered by Nabard, was introduced in August 1998. By the end of September 2011, 5.12 lakh crore had been lent through KCCs.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">A task force set up under Nabard had in June 2010 suggested that the KCC should be technology-enabled, and the credit limit be fixed for five year based on the banker's assessment of total credit needs of the farmer for a full year. Currently, credit limit for three year is fixed on the basis of cost of the assets proposed to be acquired by the farmer and his repayment capacity. Within this limit, banks carve out sub limits to cover short term, medium term and consumption needs.</div><div style="text-align: justify"><br /></div>               </font>
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The nearly 10 crore farmers who hold kisan credit cards (KCC) will soon be able to use their card as a deposit account and a debit card.&nbsp;
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<div style="text-align: justify">
<br />
</div>
<div style="text-align: justify">
This will help the government scale up its financial inclusion plan quickly without relying on bank accounts alone.&nbsp;
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<div style="text-align: justify">
<br />
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<div style="text-align: justify">
KCC, which has been instrumental in faster delivery of credit to farmers, is like an overdraft account with a bank that has to be operated through a cheque book or withdrawal slip. The card is used only to store the details of the account.&nbsp;
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<div style="text-align: justify">
<br />
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&quot;We are working on revamping the current concept of KCC. It is aimed at providing more financial freedom to farmers who can use this at various point of sales,&quot; said a finance ministry official, requesting anonymity.&nbsp;
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<div style="text-align: justify">
<br />
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The revamped card will have features of both credit card and deposit account.&nbsp;
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&quot;This would reduce the need for multiple accounts in the bank,&quot; said the official.&nbsp;
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<br />
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Banks will give interest credit to farmers with credit balances in KCCs to encourage them to remit farm sale proceeds into their KCC account.&nbsp;
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<br />
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&quot;Today, farmers avail the full credit amount in one go and end up paying higher interest amount. If it becomes a debit card, they will use it as and when required and pay substantially lower interest burden,&quot; said UC Sarangi, former chairman of Nabard, or the National Bank for Agricultural and Rural Development.&nbsp;
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<br />
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The kisan credit card scheme, which is administered by Nabard, was introduced in August 1998. By the end of September 2011, 5.12 lakh crore had been lent through KCCs.&nbsp;
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<br />
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The nearly 10 crore farmers who hold kisan credit cards (KCC) will soon be able to use their card as a deposit account and a debit card.&nbsp;





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The nearly 10 crore farmers who hold kisan credit cards (KCC) will soon be able to use their card as a deposit account and a debit card.&nbsp;
</div>
<div style="text-align: justify">
<br />
</div>
<div style="text-align: justify">
This will help the government scale up its financial inclusion plan quickly without relying on bank accounts alone.&nbsp;
</div>
<div style="text-align: justify">
<br />
</div>
<div style="text-align: justify">
KCC, which has been instrumental in faster delivery of credit to farmers, is like an overdraft account with a bank that has to be operated through a cheque book or withdrawal slip. The card is used only to store the details of the account.&nbsp;
</div>
<div style="text-align: justify">
<br />
</div>
<div style="text-align: justify">
&quot;We are working on revamping the current concept of KCC. It is aimed at providing more financial freedom to farmers who can use this at various point of sales,&quot; said a finance ministry official, requesting anonymity.&nbsp;
</div>
<div style="text-align: justify">
<br />
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The revamped card will have features of both credit card and deposit account.&nbsp;
</div>
<div style="text-align: justify">
<br />
</div>
<div style="text-align: justify">
&quot;This would reduce the need for multiple accounts in the bank,&quot; said the official.&nbsp;
</div>
<div style="text-align: justify">
<br />
</div>
<div style="text-align: justify">
Banks will give interest credit to farmers with credit balances in KCCs to encourage them to remit farm sale proceeds into their KCC account.&nbsp;
</div>
<div style="text-align: justify">
<br />
</div>
<div style="text-align: justify">
&quot;Today, farmers avail the full credit amount in one go and end up paying higher interest amount. If it becomes a debit card, they will use it as and when required and pay substantially lower interest burden,&quot; said UC Sarangi, former chairman of Nabard, or the National Bank for Agricultural and Rural Development.&nbsp;
</div>
<div style="text-align: justify">
<br />
</div>
<div style="text-align: justify">
The kisan credit card scheme, which is administered by Nabard, was introduced in August 1998. By the end of September 2011, 5.12 lakh crore had been lent through KCCs.&nbsp;
</div>
<div style="text-align: justify">
<br />
</div>
<div style="text-align: justify">
A task force set up under Nabard had in June 2010 suggested that the KCC should be technology-enabled, and the credit limit be fixed for five year based on the banker's assessment of total credit needs of the farmer for a full year. Currently, credit limit for three year is fixed on the basis of cost of the assets proposed to be acquired by the farmer and his repayment capacity. Within this limit, banks carve out sub limits to cover short term, medium term and consumption needs.
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The nearly 10 crore farmers who hold kisan credit cards (KCC) will soon be able to use their card as a deposit account and a debit card.&nbsp;





This will help the government scale up its financial inclusion plan quickly without relying...'
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Kisan credit cards to double up as debit cards by Dheeraj Tiwari

The nearly 10 crore farmers who hold kisan credit cards (KCC) will soon be able to use their card as a deposit account and a debit card.  This will help the government scale up its financial inclusion plan quickly without relying on bank accounts alone.  KCC, which has been instrumental in faster delivery of credit to farmers, is like an overdraft account with a bank that has to be operated through a cheque book or withdrawal slip. The card is used only to store the details of the account.  "We are working on revamping the current concept of KCC. It is aimed at providing more financial freedom to farmers who can use this at various point of sales," said a finance ministry official, requesting anonymity.  The revamped card will have features of both credit card and deposit account.  "This would reduce the need for multiple accounts in the bank," said the official.  Banks will give interest credit to farmers with credit balances in KCCs to encourage them to remit farm sale proceeds into their KCC account.  "Today, farmers avail the full credit amount in one go and end up paying higher interest amount. If it becomes a debit card, they will use it as and when required and pay substantially lower interest burden," said UC Sarangi, former chairman of Nabard, or the National Bank for Agricultural and Rural Development.  The kisan credit card scheme, which is administered by Nabard, was introduced in August 1998. By the end of September 2011, 5.12 lakh crore had been lent through KCCs.  A task force set up under Nabard had in June 2010 suggested that the KCC should be technology-enabled, and the credit limit be fixed for five year based on the banker's assessment of total credit needs of the farmer for a full year. Currently, credit limit for three year is fixed on the basis of cost of the assets proposed to be acquired by the farmer and his repayment capacity. Within this limit, banks carve out sub limits to cover short term, medium term and consumption needs.