Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 73
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::printArticle() - APP/Controller/ArtileDetailController.php, line 73
Cake\Controller\Controller::invokeAction() - CORE/src/Controller/Controller.php, line 610
Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120
Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94
Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\AssetMiddleware::__invoke() - CORE/src/Routing/Middleware/AssetMiddleware.php, line 88
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 74
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::printArticle() - APP/Controller/ArtileDetailController.php, line 74
Cake\Controller\Controller::invokeAction() - CORE/src/Controller/Controller.php, line 610
Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120
Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94
Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\AssetMiddleware::__invoke() - CORE/src/Routing/Middleware/AssetMiddleware.php, line 88
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Warning (512): Unable to emit headers. Headers sent in file=/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Error/Debugger.php line=853 [CORE/src/Http/ResponseEmitter.php, line 48]
Code Context
            if (Configure::read('debug')) {

                trigger_error($message, E_USER_WARNING);

            } else {
$response = object(Cake\Http\Response) {

	'status' => (int) 200,
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-The Hindu Business Line&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;Mumbai: &lt;/em&gt;The flow of agricultural credit may have increased from ?96,000 crore in 2004 to ?10 lakh crore now; about 18,000 new rural branches have been set up and yet there is an agrarian crisis because of definitional dilusions as well as diversion of funds from the needy small farmers, Professor Ramakumaar, Agro Economist, Tata Insitute of Social Sciences (TISS), said on Monday. He was speaking at the AIBEA&#039;s National Banking Conclave.&lt;br /&gt;
&lt;br /&gt;
He pointed out that one fourth of the direct agriculture finance given to farmers in India is through Urban/metro branches. The figures are even more striking in the case of West Bengal where 55 per cent of direct agricultural finance is done through Urban and Metro branches, largely in Kolkata, he said. This was followed by Maharashtra (37 per cent) and Tamil Nadu (32 per cent).&lt;br /&gt;
&lt;br /&gt;
Further, he said, 50 per cent of the agriculture credit is given in the months of January, February and March by which time the Kharif and Rabi crop seasons are over. It is no wonder that farmers complain that they are being shut out of funds when they need them, he said.&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;Declining rural banking&lt;br /&gt;
&lt;/em&gt;&lt;br /&gt;
Lauding the nationalisation of banks in 1969 and the subsequent policy initiatives on priority sector as genuinely helpful to agriculture, Prof. Ramakumaar said that the financial inclusion agenda being followed now is not comparable in its impact. He said that the share of moneylenders had increased from 17 to 27 per cent during the first decade after the reforms era in India, which meant that the share of rural credit from the formal sources and public sector banks stood reduced. He called the 1990s the lost decade of rural banking. &lt;br /&gt;
&lt;br /&gt;
Please &lt;a href=&quot;http://www.thehindubusinessline.com/economy/money-being-diverted-away-from-small-farmers-tiss-agro-economist/article9967213.ece&quot;&gt;click here&lt;/a&gt; to read more. &lt;br /&gt;
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&lt;br /&gt;
&lt;em&gt;Mumbai: &lt;/em&gt;The flow of agricultural credit may have increased from ?96,000 crore in 2004 to ?10 lakh crore now; about 18,000 new rural branches have been set up and yet there is an agrarian crisis because of definitional dilusions as well as diversion of funds from the needy small farmers, Professor Ramakumaar, Agro Economist, Tata Insitute of Social Sciences (TISS), said on Monday. He was speaking at the AIBEA&#039;s National Banking Conclave.&lt;br /&gt;
&lt;br /&gt;
He pointed out that one fourth of the direct agriculture finance given to farmers in India is through Urban/metro branches. The figures are even more striking in the case of West Bengal where 55 per cent of direct agricultural finance is done through Urban and Metro branches, largely in Kolkata, he said. This was followed by Maharashtra (37 per cent) and Tamil Nadu (32 per cent).&lt;br /&gt;
&lt;br /&gt;
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&lt;br /&gt;
&lt;em&gt;Declining rural banking&lt;br /&gt;
&lt;/em&gt;&lt;br /&gt;
Lauding the nationalisation of banks in 1969 and the subsequent policy initiatives on priority sector as genuinely helpful to agriculture, Prof. Ramakumaar said that the financial inclusion agenda being followed now is not comparable in its impact. He said that the share of moneylenders had increased from 17 to 27 per cent during the first decade after the reforms era in India, which meant that the share of rural credit from the formal sources and public sector banks stood reduced. He called the 1990s the lost decade of rural banking. &lt;br /&gt;
&lt;br /&gt;
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Mumbai: The flow of agricultural credit may have increased from ?96,000 crore in 2004 to ?10 lakh crore now; about 18,000 new rural branches have been set up and yet there is an agrarian crisis because of..."/>
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                <div align="justify">-The Hindu Business Line<br /><br /><em>Mumbai: </em>The flow of agricultural credit may have increased from ?96,000 crore in 2004 to ?10 lakh crore now; about 18,000 new rural branches have been set up and yet there is an agrarian crisis because of definitional dilusions as well as diversion of funds from the needy small farmers, Professor Ramakumaar, Agro Economist, Tata Insitute of Social Sciences (TISS), said on Monday. He was speaking at the AIBEA's National Banking Conclave.<br /><br />He pointed out that one fourth of the direct agriculture finance given to farmers in India is through Urban/metro branches. The figures are even more striking in the case of West Bengal where 55 per cent of direct agricultural finance is done through Urban and Metro branches, largely in Kolkata, he said. This was followed by Maharashtra (37 per cent) and Tamil Nadu (32 per cent).<br /><br />Further, he said, 50 per cent of the agriculture credit is given in the months of January, February and March by which time the Kharif and Rabi crop seasons are over. It is no wonder that farmers complain that they are being shut out of funds when they need them, he said.<br /><br /><em>Declining rural banking<br /></em><br />Lauding the nationalisation of banks in 1969 and the subsequent policy initiatives on priority sector as genuinely helpful to agriculture, Prof. Ramakumaar said that the financial inclusion agenda being followed now is not comparable in its impact. He said that the share of moneylenders had increased from 17 to 27 per cent during the first decade after the reforms era in India, which meant that the share of rural credit from the formal sources and public sector banks stood reduced. He called the 1990s the lost decade of rural banking. <br /><br />Please <a href="http://www.thehindubusinessline.com/economy/money-being-diverted-away-from-small-farmers-tiss-agro-economist/article9967213.ece" title="http://www.thehindubusinessline.com/economy/money-being-diverted-away-from-small-farmers-tiss-agro-economist/article9967213.ece">click here</a> to read more. <br /></div>               </font>
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</span></span></code>
<span class="code-highlight"><code><span style="color: #000000">&nbsp;&nbsp;&nbsp;&nbsp;&lt;link&nbsp;rel="canonical"&nbsp;href="<span style="color: #0000BB">&lt;?php&nbsp;</span><span style="color: #007700">echo&nbsp;</span><span style="color: #0000BB">Configure</span><span style="color: #007700">::</span><span style="color: #0000BB">read</span><span style="color: #007700">(</span><span style="color: #DD0000">'SITE_URL'</span><span style="color: #007700">);&nbsp;</span><span style="color: #0000BB">?&gt;&lt;?php&nbsp;</span><span style="color: #007700">echo&nbsp;</span><span style="color: #0000BB">$urlPrefix</span><span style="color: #007700">;</span><span style="color: #0000BB">?&gt;&lt;?php&nbsp;</span><span style="color: #007700">echo&nbsp;</span><span style="color: #0000BB">$article_current</span><span style="color: #007700">-&gt;</span><span style="color: #0000BB">category</span><span style="color: #007700">-&gt;</span><span style="color: #0000BB">slug</span><span style="color: #007700">;&nbsp;</span><span style="color: #0000BB">?&gt;</span>/<span style="color: #0000BB">&lt;?php&nbsp;</span><span style="color: #007700">echo&nbsp;</span><span style="color: #0000BB">$article_current</span><span style="color: #007700">-&gt;</span><span style="color: #0000BB">seo_url</span><span style="color: #007700">;&nbsp;</span><span style="color: #0000BB">?&gt;</span>.html"/&gt;
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-The Hindu Business Line&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;Mumbai: &lt;/em&gt;The flow of agricultural credit may have increased from ?96,000 crore in 2004 to ?10 lakh crore now; about 18,000 new rural branches have been set up and yet there is an agrarian crisis because of definitional dilusions as well as diversion of funds from the needy small farmers, Professor Ramakumaar, Agro Economist, Tata Insitute of Social Sciences (TISS), said on Monday. He was speaking at the AIBEA&#039;s National Banking Conclave.&lt;br /&gt;
&lt;br /&gt;
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&lt;br /&gt;
Further, he said, 50 per cent of the agriculture credit is given in the months of January, February and March by which time the Kharif and Rabi crop seasons are over. It is no wonder that farmers complain that they are being shut out of funds when they need them, he said.&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;Declining rural banking&lt;br /&gt;
&lt;/em&gt;&lt;br /&gt;
Lauding the nationalisation of banks in 1969 and the subsequent policy initiatives on priority sector as genuinely helpful to agriculture, Prof. Ramakumaar said that the financial inclusion agenda being followed now is not comparable in its impact. He said that the share of moneylenders had increased from 17 to 27 per cent during the first decade after the reforms era in India, which meant that the share of rural credit from the formal sources and public sector banks stood reduced. He called the 1990s the lost decade of rural banking. &lt;br /&gt;
&lt;br /&gt;
Please &lt;a href=&quot;http://www.thehindubusinessline.com/economy/money-being-diverted-away-from-small-farmers-tiss-agro-economist/article9967213.ece&quot;&gt;click here&lt;/a&gt; to read more. &lt;br /&gt;
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&lt;em&gt;Mumbai: &lt;/em&gt;The flow of agricultural credit may have increased from ?96,000 crore in 2004 to ?10 lakh crore now; about 18,000 new rural branches have been set up and yet there is an agrarian crisis because of definitional dilusions as well as diversion of funds from the needy small farmers, Professor Ramakumaar, Agro Economist, Tata Insitute of Social Sciences (TISS), said on Monday. He was speaking at the AIBEA&#039;s National Banking Conclave.&lt;br /&gt;
&lt;br /&gt;
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&lt;br /&gt;
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&lt;br /&gt;
&lt;em&gt;Declining rural banking&lt;br /&gt;
&lt;/em&gt;&lt;br /&gt;
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                <strong>Money is getting diverted away from small farmers: TISS Agro Economist -NS Vageesh</strong></h1>
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                <div align="justify">-The Hindu Business Line<br /><br /><em>Mumbai: </em>The flow of agricultural credit may have increased from ?96,000 crore in 2004 to ?10 lakh crore now; about 18,000 new rural branches have been set up and yet there is an agrarian crisis because of definitional dilusions as well as diversion of funds from the needy small farmers, Professor Ramakumaar, Agro Economist, Tata Insitute of Social Sciences (TISS), said on Monday. He was speaking at the AIBEA's National Banking Conclave.<br /><br />He pointed out that one fourth of the direct agriculture finance given to farmers in India is through Urban/metro branches. The figures are even more striking in the case of West Bengal where 55 per cent of direct agricultural finance is done through Urban and Metro branches, largely in Kolkata, he said. This was followed by Maharashtra (37 per cent) and Tamil Nadu (32 per cent).<br /><br />Further, he said, 50 per cent of the agriculture credit is given in the months of January, February and March by which time the Kharif and Rabi crop seasons are over. It is no wonder that farmers complain that they are being shut out of funds when they need them, he said.<br /><br /><em>Declining rural banking<br /></em><br />Lauding the nationalisation of banks in 1969 and the subsequent policy initiatives on priority sector as genuinely helpful to agriculture, Prof. Ramakumaar said that the financial inclusion agenda being followed now is not comparable in its impact. He said that the share of moneylenders had increased from 17 to 27 per cent during the first decade after the reforms era in India, which meant that the share of rural credit from the formal sources and public sector banks stood reduced. He called the 1990s the lost decade of rural banking. <br /><br />Please <a href="http://www.thehindubusinessline.com/economy/money-being-diverted-away-from-small-farmers-tiss-agro-economist/article9967213.ece" title="http://www.thehindubusinessline.com/economy/money-being-diverted-away-from-small-farmers-tiss-agro-economist/article9967213.ece">click here</a> to read more. <br /></div>               </font>
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&lt;br /&gt;
&lt;em&gt;Mumbai: &lt;/em&gt;The flow of agricultural credit may have increased from ?96,000 crore in 2004 to ?10 lakh crore now; about 18,000 new rural branches have been set up and yet there is an agrarian crisis because of definitional dilusions as well as diversion of funds from the needy small farmers, Professor Ramakumaar, Agro Economist, Tata Insitute of Social Sciences (TISS), said on Monday. He was speaking at the AIBEA&#039;s National Banking Conclave.&lt;br /&gt;
&lt;br /&gt;
He pointed out that one fourth of the direct agriculture finance given to farmers in India is through Urban/metro branches. The figures are even more striking in the case of West Bengal where 55 per cent of direct agricultural finance is done through Urban and Metro branches, largely in Kolkata, he said. This was followed by Maharashtra (37 per cent) and Tamil Nadu (32 per cent).&lt;br /&gt;
&lt;br /&gt;
Further, he said, 50 per cent of the agriculture credit is given in the months of January, February and March by which time the Kharif and Rabi crop seasons are over. It is no wonder that farmers complain that they are being shut out of funds when they need them, he said.&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;Declining rural banking&lt;br /&gt;
&lt;/em&gt;&lt;br /&gt;
Lauding the nationalisation of banks in 1969 and the subsequent policy initiatives on priority sector as genuinely helpful to agriculture, Prof. Ramakumaar said that the financial inclusion agenda being followed now is not comparable in its impact. He said that the share of moneylenders had increased from 17 to 27 per cent during the first decade after the reforms era in India, which meant that the share of rural credit from the formal sources and public sector banks stood reduced. He called the 1990s the lost decade of rural banking. &lt;br /&gt;
&lt;br /&gt;
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&lt;br /&gt;
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&lt;br /&gt;
&lt;em&gt;Declining rural banking&lt;br /&gt;
&lt;/em&gt;&lt;br /&gt;
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-The Hindu Business Line

Mumbai: The flow of agricultural credit may have increased from ?96,000 crore in 2004 to ?10 lakh crore now; about 18,000 new rural branches have been set up and yet there is an agrarian crisis because of..."/>
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                <strong>Money is getting diverted away from small farmers: TISS Agro Economist -NS Vageesh</strong></h1>
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                <div align="justify">-The Hindu Business Line<br /><br /><em>Mumbai: </em>The flow of agricultural credit may have increased from ?96,000 crore in 2004 to ?10 lakh crore now; about 18,000 new rural branches have been set up and yet there is an agrarian crisis because of definitional dilusions as well as diversion of funds from the needy small farmers, Professor Ramakumaar, Agro Economist, Tata Insitute of Social Sciences (TISS), said on Monday. He was speaking at the AIBEA's National Banking Conclave.<br /><br />He pointed out that one fourth of the direct agriculture finance given to farmers in India is through Urban/metro branches. The figures are even more striking in the case of West Bengal where 55 per cent of direct agricultural finance is done through Urban and Metro branches, largely in Kolkata, he said. This was followed by Maharashtra (37 per cent) and Tamil Nadu (32 per cent).<br /><br />Further, he said, 50 per cent of the agriculture credit is given in the months of January, February and March by which time the Kharif and Rabi crop seasons are over. It is no wonder that farmers complain that they are being shut out of funds when they need them, he said.<br /><br /><em>Declining rural banking<br /></em><br />Lauding the nationalisation of banks in 1969 and the subsequent policy initiatives on priority sector as genuinely helpful to agriculture, Prof. Ramakumaar said that the financial inclusion agenda being followed now is not comparable in its impact. He said that the share of moneylenders had increased from 17 to 27 per cent during the first decade after the reforms era in India, which meant that the share of rural credit from the formal sources and public sector banks stood reduced. He called the 1990s the lost decade of rural banking. <br /><br />Please <a href="http://www.thehindubusinessline.com/economy/money-being-diverted-away-from-small-farmers-tiss-agro-economist/article9967213.ece" title="http://www.thehindubusinessline.com/economy/money-being-diverted-away-from-small-farmers-tiss-agro-economist/article9967213.ece">click here</a> to read more. <br /></div>               </font>
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-The Hindu Business Line<br />
<br />
<em>Mumbai: </em>The flow of agricultural credit may have increased from ?96,000 crore in 2004 to ?10 lakh crore now; about 18,000 new rural branches have been set up and yet there is an agrarian crisis because of definitional dilusions as well as diversion of funds from the needy small farmers, Professor Ramakumaar, Agro Economist, Tata Insitute of Social Sciences (TISS), said on Monday. He was speaking at the AIBEA's National Banking Conclave.<br />
<br />
He pointed out that one fourth of the direct agriculture finance given to farmers in India is through Urban/metro branches. The figures are even more striking in the case of West Bengal where 55 per cent of direct agricultural finance is done through Urban and Metro branches, largely in Kolkata, he said. This was followed by Maharashtra (37 per cent) and Tamil Nadu (32 per cent).<br />
<br />
Further, he said, 50 per cent of the agriculture credit is given in the months of January, February and March by which time the Kharif and Rabi crop seasons are over. It is no wonder that farmers complain that they are being shut out of funds when they need them, he said.<br />
<br />
<em>Declining rural banking<br />
</em><br />
Lauding the nationalisation of banks in 1969 and the subsequent policy initiatives on priority sector as genuinely helpful to agriculture, Prof. Ramakumaar said that the financial inclusion agenda being followed now is not comparable in its impact. He said that the share of moneylenders had increased from 17 to 27 per cent during the first decade after the reforms era in India, which meant that the share of rural credit from the formal sources and public sector banks stood reduced. He called the 1990s the lost decade of rural banking. <br />
<br />
Please <a href="http://www.thehindubusinessline.com/economy/money-being-diverted-away-from-small-farmers-tiss-agro-economist/article9967213.ece">click here</a> to read more. <br />
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-The Hindu Business Line<br />
<br />
<em>Mumbai: </em>The flow of agricultural credit may have increased from ?96,000 crore in 2004 to ?10 lakh crore now; about 18,000 new rural branches have been set up and yet there is an agrarian crisis because of definitional dilusions as well as diversion of funds from the needy small farmers, Professor Ramakumaar, Agro Economist, Tata Insitute of Social Sciences (TISS), said on Monday. He was speaking at the AIBEA's National Banking Conclave.<br />
<br />
He pointed out that one fourth of the direct agriculture finance given to farmers in India is through Urban/metro branches. The figures are even more striking in the case of West Bengal where 55 per cent of direct agricultural finance is done through Urban and Metro branches, largely in Kolkata, he said. This was followed by Maharashtra (37 per cent) and Tamil Nadu (32 per cent).<br />
<br />
Further, he said, 50 per cent of the agriculture credit is given in the months of January, February and March by which time the Kharif and Rabi crop seasons are over. It is no wonder that farmers complain that they are being shut out of funds when they need them, he said.<br />
<br />
<em>Declining rural banking<br />
</em><br />
Lauding the nationalisation of banks in 1969 and the subsequent policy initiatives on priority sector as genuinely helpful to agriculture, Prof. Ramakumaar said that the financial inclusion agenda being followed now is not comparable in its impact. He said that the share of moneylenders had increased from 17 to 27 per cent during the first decade after the reforms era in India, which meant that the share of rural credit from the formal sources and public sector banks stood reduced. He called the 1990s the lost decade of rural banking. <br />
<br />
Please <a href="http://www.thehindubusinessline.com/economy/money-being-diverted-away-from-small-farmers-tiss-agro-economist/article9967213.ece">click here</a> to read more. <br />
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Money is getting diverted away from small farmers: TISS Agro Economist -NS Vageesh

-The Hindu Business Line Mumbai: The flow of agricultural credit may have increased from ?96,000 crore in 2004 to ?10 lakh crore now; about 18,000 new rural branches have been set up and yet there is an agrarian crisis because of definitional dilusions as well as diversion of funds from the needy small farmers, Professor Ramakumaar, Agro Economist, Tata Insitute of Social Sciences (TISS), said on Monday. He was speaking at the AIBEA's National Banking Conclave. He pointed out that one fourth of the direct agriculture finance given to farmers in India is through Urban/metro branches. The figures are even more striking in the case of West Bengal where 55 per cent of direct agricultural finance is done through Urban and Metro branches, largely in Kolkata, he said. This was followed by Maharashtra (37 per cent) and Tamil Nadu (32 per cent). Further, he said, 50 per cent of the agriculture credit is given in the months of January, February and March by which time the Kharif and Rabi crop seasons are over. It is no wonder that farmers complain that they are being shut out of funds when they need them, he said. Declining rural banking Lauding the nationalisation of banks in 1969 and the subsequent policy initiatives on priority sector as genuinely helpful to agriculture, Prof. Ramakumaar said that the financial inclusion agenda being followed now is not comparable in its impact. He said that the share of moneylenders had increased from 17 to 27 per cent during the first decade after the reforms era in India, which meant that the share of rural credit from the formal sources and public sector banks stood reduced. He called the 1990s the lost decade of rural banking. Please click here to read more.