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More Indians covered by health insurance but overall percentage still low: NHFS-5 -Puja Goswami, Ritika Banerjee, Nand Lal Mishra and Pooja Verma

-Down to Earth

Andhra Pradesh recorded the highest coverage but a decrease since last survey

Health insurance coverage increased in the past five years in a majority of the Indian states and union territories but still remained well below half the population in most of them, according to the latest National Family Health Survey (NFHS-5).

As many as 15 of the 22 states and UTs surveyed showed an increase in the health coverage. Other than Andhra Pradesh, Telangana, Assam and Kerala, all major states have less than 50 per cent households with one member covered by a health scheme.  

Since the last survey done in 2015-16, there was a significant increase in Lakshadweep, Goa, Assam and Meghalaya. Kerala and Bihar recorded a minor improvement.

In September 2018, the Narendra Modi government in the Centre launched Pradhan Mantri Jan Arogya Yojana to provide health benefits to over 10 crore poor families. The scheme and other health finance benefits extended by some states around the same time, were widely popularised in awareness campaigns.

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