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MSMEs face a credit gap of ₹25 lakh crore as formal lenders meet less than 15 per cent of the sector’s requirements
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<link rel="canonical" href="https://im4change.in/<pre class="cake-error"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr67f03e56d3b46-trace').style.display = (document.getElementById('cakeErr67f03e56d3b46-trace').style.display == 'none' ? '' : 'none');"><b>Notice</b> (8)</a>: Undefined variable: urlPrefix [<b>APP/Template/Layout/printlayout.ctp</b>, line <b>8</b>]<div id="cakeErr67f03e56d3b46-trace" class="cake-stack-trace" style="display: none;"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr67f03e56d3b46-code').style.display = (document.getElementById('cakeErr67f03e56d3b46-code').style.display == 'none' ? '' : 'none')">Code</a> <a href="javascript:void(0);" onclick="document.getElementById('cakeErr67f03e56d3b46-context').style.display = (document.getElementById('cakeErr67f03e56d3b46-context').style.display == 'none' ? '' : 'none')">Context</a><pre id="cakeErr67f03e56d3b46-code" class="cake-code-dump" style="display: none;"><code><span style="color: #000000"><span style="color: #0000BB"></span><span style="color: #007700"><</span><span style="color: #0000BB">head</span><span style="color: #007700">>
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<code><span style="color: #000000"><span style="color: #0000BB"> </span><span style="color: #007700"><</span><span style="color: #0000BB">meta http</span><span style="color: #007700">-</span><span style="color: #0000BB">equiv</span><span style="color: #007700">=</span><span style="color: #DD0000">"Content-Type" </span><span style="color: #0000BB">content</span><span style="color: #007700">=</span><span style="color: #DD0000">"text/html; charset=utf-8"</span><span style="color: #007700">/>
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<p style="text-align:justify">Quarterly MSME loan disbursements have increased over two-fold in the last two years, but the approval rate for medium-risk MSMEs has seen no improvement &mdash; a reflection of the lender&rsquo;s low risk appetite, according to venture capital firm BLinC Invest.</p>
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<p style="text-align:justify">Please <a href="https://www.thehindubusinessline.com/money-and-banking/msme-loan-approval-rates-muted-despite-2-fold-increase-in-funding-report/article66267519.ece">click here</a> to read more.&nbsp;</p>
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<p style="text-align:justify">Quarterly MSME loan disbursements have increased over two-fold in the last two years, but the approval rate for medium-risk MSMEs has seen no improvement &mdash; a reflection of the lender&rsquo;s low risk appetite, according to venture capital firm BLinC Invest.</p>
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<p style="text-align:justify">Please <a href="https://www.thehindubusinessline.com/money-and-banking/msme-loan-approval-rates-muted-despite-2-fold-increase-in-funding-report/article66267519.ece">click here</a> to read more.&nbsp;</p>
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Cake\View\View::_evaluate() - CORE/src/View/View.php, line 1413
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Cake\Controller\Controller::render() - CORE/src/Controller/Controller.php, line 791
Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 126
Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94
Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\AssetMiddleware::__invoke() - CORE/src/Routing/Middleware/AssetMiddleware.php, line 88
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
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Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51</pre></div></pre>latest-news-updates/msme-loan-approval-rates-muted-despite-2-fold-increase-in-funding-report-anshika-kayastha.html"/>
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MSMEs face a credit gap of ₹25 lakh crore as formal lenders meet less than 15 per cent of the sector’s requirements
Quarterly MSME loan disbursements have increased over two-fold in the last two years, but the approval..."/>
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<strong>MSME loan approval rates muted despite 2-fold increase in funding: Report -Anshika Kayastha</strong></h1>
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<p style="text-align:justify">-The Hindu Business Line</p><p style="text-align:justify"><em>MSMEs face a credit gap of 25 lakh crore as formal lenders meet less than 15 per cent of the sector’s requirements</em></p><p style="text-align:justify">Quarterly MSME loan disbursements have increased over two-fold in the last two years, but the approval rate for medium-risk MSMEs has seen no improvement — a reflection of the lender’s low risk appetite, according to venture capital firm BLinC Invest.</p><p style="text-align:justify">The increase in disbursements has been made possible by increased credit penetration and not due to additional risks taken by financial institutions. This is reflected in the approval rate for private banks being around 30-35 per cent over the last year, and for PSU banks and NBFCs actually falling over the last 2 years.</p><p style="text-align:justify"><em>Pvt banks lead</em></p><p style="text-align:justify">As such, private banks have been at the forefront of lending to MSMEs with an average loan ticket size of 44.2 lakh as of Q4FY22. They were followed by NBFCs with an average loan ticket of 21.1 lakh and PSU banks of 17.7 lakh.</p><p style="text-align:justify">Please <a href="https://www.thehindubusinessline.com/money-and-banking/msme-loan-approval-rates-muted-despite-2-fold-increase-in-funding-report/article66267519.ece" title="https://www.thehindubusinessline.com/money-and-banking/msme-loan-approval-rates-muted-despite-2-fold-increase-in-funding-report/article66267519.ece">click here</a> to read more. </p> </font>
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<link rel="canonical" href="https://im4change.in/<pre class="cake-error"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr67f03e56d3b46-trace').style.display = (document.getElementById('cakeErr67f03e56d3b46-trace').style.display == 'none' ? '' : 'none');"><b>Notice</b> (8)</a>: Undefined variable: urlPrefix [<b>APP/Template/Layout/printlayout.ctp</b>, line <b>8</b>]<div id="cakeErr67f03e56d3b46-trace" class="cake-stack-trace" style="display: none;"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr67f03e56d3b46-code').style.display = (document.getElementById('cakeErr67f03e56d3b46-code').style.display == 'none' ? '' : 'none')">Code</a> <a href="javascript:void(0);" onclick="document.getElementById('cakeErr67f03e56d3b46-context').style.display = (document.getElementById('cakeErr67f03e56d3b46-context').style.display == 'none' ? '' : 'none')">Context</a><pre id="cakeErr67f03e56d3b46-code" class="cake-code-dump" style="display: none;"><code><span style="color: #000000"><span style="color: #0000BB"></span><span style="color: #007700"><</span><span style="color: #0000BB">head</span><span style="color: #007700">>
</span></span></code>
<span class="code-highlight"><code><span style="color: #000000"> <link rel="canonical" href="<span style="color: #0000BB"><?php </span><span style="color: #007700">echo </span><span style="color: #0000BB">Configure</span><span style="color: #007700">::</span><span style="color: #0000BB">read</span><span style="color: #007700">(</span><span style="color: #DD0000">'SITE_URL'</span><span style="color: #007700">); </span><span style="color: #0000BB">?><?php </span><span style="color: #007700">echo </span><span style="color: #0000BB">$urlPrefix</span><span style="color: #007700">;</span><span style="color: #0000BB">?><?php </span><span style="color: #007700">echo </span><span style="color: #0000BB">$article_current</span><span style="color: #007700">-></span><span style="color: #0000BB">category</span><span style="color: #007700">-></span><span style="color: #0000BB">slug</span><span style="color: #007700">; </span><span style="color: #0000BB">?></span>/<span style="color: #0000BB"><?php </span><span style="color: #007700">echo </span><span style="color: #0000BB">$article_current</span><span style="color: #007700">-></span><span style="color: #0000BB">seo_url</span><span style="color: #007700">; </span><span style="color: #0000BB">?></span>.html"/>
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</span></span></code></pre><pre id="cakeErr67f03e56d3b46-context" class="cake-context" style="display: none;">$viewFile = '/home/brlfuser/public_html/src/Template/Layout/printlayout.ctp'
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$metaTitle = 'LATEST NEWS UPDATES | MSME loan approval rates muted despite 2-fold increase in funding: Report -Anshika Kayastha'
$metaKeywords = 'Micro Small and Medium Enterprises,MSME,Access to credit,Formal credit'
$metaDesc = '-The Hindu Business Line
MSMEs face a credit gap of ₹25 lakh crore as formal lenders meet less than 15 per cent of the sector’s requirements
Quarterly MSME loan disbursements have increased over two-fold in the last two years, but the approval...'
$disp = '<p style="text-align:justify">-The Hindu Business Line</p><p style="text-align:justify"><em>MSMEs face a credit gap of 25 lakh crore as formal lenders meet less than 15 per cent of the sector’s requirements</em></p><p style="text-align:justify">Quarterly MSME loan disbursements have increased over two-fold in the last two years, but the approval rate for medium-risk MSMEs has seen no improvement — a reflection of the lender’s low risk appetite, according to venture capital firm BLinC Invest.</p><p style="text-align:justify">The increase in disbursements has been made possible by increased credit penetration and not due to additional risks taken by financial institutions. This is reflected in the approval rate for private banks being around 30-35 per cent over the last year, and for PSU banks and NBFCs actually falling over the last 2 years.</p><p style="text-align:justify"><em>Pvt banks lead</em></p><p style="text-align:justify">As such, private banks have been at the forefront of lending to MSMEs with an average loan ticket size of 44.2 lakh as of Q4FY22. They were followed by NBFCs with an average loan ticket of 21.1 lakh and PSU banks of 17.7 lakh.</p><p style="text-align:justify">Please <a href="https://www.thehindubusinessline.com/money-and-banking/msme-loan-approval-rates-muted-despite-2-fold-increase-in-funding-report/article66267519.ece" title="https://www.thehindubusinessline.com/money-and-banking/msme-loan-approval-rates-muted-despite-2-fold-increase-in-funding-report/article66267519.ece">click here</a> to read more. </p>'
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MSMEs face a credit gap of 25 lakh crore as formal lenders meet less than 15 per cent of the sector’s requirements
Quarterly MSME loan disbursements have increased over two-fold in the last two years, but the approval rate for medium-risk MSMEs has seen no improvement — a reflection of the lender’s low risk appetite, according to venture capital firm BLinC Invest.
The increase in disbursements has been made possible by increased credit penetration and not due to additional risks taken by financial institutions. This is reflected in the approval rate for private banks being around 30-35 per cent over the last year, and for PSU banks and NBFCs actually falling over the last 2 years.
Pvt banks lead
As such, private banks have been at the forefront of lending to MSMEs with an average loan ticket size of 44.2 lakh as of Q4FY22. They were followed by NBFCs with an average loan ticket of 21.1 lakh and PSU banks of 17.7 lakh.
