Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 73
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::printArticle() - APP/Controller/ArtileDetailController.php, line 73
Cake\Controller\Controller::invokeAction() - CORE/src/Controller/Controller.php, line 610
Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120
Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94
Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\AssetMiddleware::__invoke() - CORE/src/Routing/Middleware/AssetMiddleware.php, line 88
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 74
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::printArticle() - APP/Controller/ArtileDetailController.php, line 74
Cake\Controller\Controller::invokeAction() - CORE/src/Controller/Controller.php, line 610
Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120
Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94
Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\AssetMiddleware::__invoke() - CORE/src/Routing/Middleware/AssetMiddleware.php, line 88
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Warning (512): Unable to emit headers. Headers sent in file=/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Error/Debugger.php line=853 [CORE/src/Http/ResponseEmitter.php, line 48]
Code Context
            if (Configure::read('debug')) {

                trigger_error($message, E_USER_WARNING);

            } else {
$response = object(Cake\Http\Response) {

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    <link rel="canonical" href="https://im4change.in/<pre class="cake-error"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr67efac3c02be5-trace').style.display = (document.getElementById('cakeErr67efac3c02be5-trace').style.display == 'none' ? '' : 'none');"><b>Notice</b> (8)</a>: Undefined variable: urlPrefix [<b>APP/Template/Layout/printlayout.ctp</b>, line <b>8</b>]<div id="cakeErr67efac3c02be5-trace" class="cake-stack-trace" style="display: none;"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr67efac3c02be5-code').style.display = (document.getElementById('cakeErr67efac3c02be5-code').style.display == 'none' ? '' : 'none')">Code</a> <a href="javascript:void(0);" onclick="document.getElementById('cakeErr67efac3c02be5-context').style.display = (document.getElementById('cakeErr67efac3c02be5-context').style.display == 'none' ? '' : 'none')">Context</a><pre id="cakeErr67efac3c02be5-code" class="cake-code-dump" style="display: none;"><code><span style="color: #000000"><span style="color: #0000BB"></span><span style="color: #007700">&lt;</span><span style="color: #0000BB">head</span><span style="color: #007700">&gt;
</span></span></code>
<span class="code-highlight"><code><span style="color: #000000">&nbsp;&nbsp;&nbsp;&nbsp;&lt;link&nbsp;rel="canonical"&nbsp;href="<span style="color: #0000BB">&lt;?php&nbsp;</span><span style="color: #007700">echo&nbsp;</span><span style="color: #0000BB">Configure</span><span style="color: #007700">::</span><span style="color: #0000BB">read</span><span style="color: #007700">(</span><span style="color: #DD0000">'SITE_URL'</span><span style="color: #007700">);&nbsp;</span><span style="color: #0000BB">?&gt;&lt;?php&nbsp;</span><span style="color: #007700">echo&nbsp;</span><span style="color: #0000BB">$urlPrefix</span><span style="color: #007700">;</span><span style="color: #0000BB">?&gt;&lt;?php&nbsp;</span><span style="color: #007700">echo&nbsp;</span><span style="color: #0000BB">$article_current</span><span style="color: #007700">-&gt;</span><span style="color: #0000BB">category</span><span style="color: #007700">-&gt;</span><span style="color: #0000BB">slug</span><span style="color: #007700">;&nbsp;</span><span style="color: #0000BB">?&gt;</span>/<span style="color: #0000BB">&lt;?php&nbsp;</span><span style="color: #007700">echo&nbsp;</span><span style="color: #0000BB">$article_current</span><span style="color: #007700">-&gt;</span><span style="color: #0000BB">seo_url</span><span style="color: #007700">;&nbsp;</span><span style="color: #0000BB">?&gt;</span>.html"/&gt;
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</span></span></code></pre><pre id="cakeErr67efac3c02be5-context" class="cake-context" style="display: none;">$viewFile = &#039;/home/brlfuser/public_html/src/Template/Layout/printlayout.ctp&#039;
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		&#039;title&#039; =&gt; &#039;Narendra Modi&amp;#039;s crop insurance scheme has few takers -Sayantan Bera&#039;,
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-Livemint.com&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;Only 23.6% of farmers enrolled for the scheme in 2016, against 22.2% in 2015 &lt;br /&gt;
&lt;br /&gt;
New Delhi: &lt;/em&gt;Despite setting an ambitious target to cover half of all farmers under crop insurance, the first season rollout of the Pradhan Mantri Fasal Bima Yojana (PMFBY) has been tepid.&lt;br /&gt;
&lt;br /&gt;
According to the agriculture ministry, during the kharif 2016 season beginning June this year, 32.6 million farmers enrolled under PMFBY.&lt;br /&gt;
&lt;br /&gt;
While that is a 6.3% rise in enrolment compared to the 30.7 million farmers who opted for crop insurance the previous year, it is significantly lower than the 29.5% rise in coverage in 2015, and 13.4% rise in 2014. Further, data shows only 23.6% of farmers enrolled for PMFBY in 2016, compared to 22.2% in 2015.&lt;br /&gt;
&lt;br /&gt;
The latest data for PMFBY, which replaced earlier schemes like National Agricultural Insurance Scheme, is based on a reply from the agriculture ministry to a question in the upper house of Parliament on 18 November.&lt;br /&gt;
&lt;br /&gt;
PMFBY, which lowered insurance premiums, increased risk coverage and promised faster payouts, was approved by the cabinet in January and launched by Prime Minister Narendra Modi in February. The scheme would solve all (weather-related) troubles of farmers and the government had taken a historic decision, Modi said during the launch, addressing farmers in Madhya Pradesh.&lt;br /&gt;
&lt;br /&gt;
The centre made a budgetary provision of Rs5,501 crore for the scheme in 2016-17, up 84% from Rs2,995 crore spent the year before.&lt;br /&gt;
&lt;br /&gt;
Why did PMFBY fail to boost coverage? One reason could be the fact that 2016 monsoon was forecast to be above normal in April (and turned out to be normal after consecutive years of drought) while the cut-off date for applying for crop insurance was as late as 10 August, prompting farmers not to opt for insurance.&lt;br /&gt;
&lt;br /&gt;
However, farmer organizations point to several structural flaws not addressed in the new scheme.&lt;br /&gt;
&lt;br /&gt;
&amp;ldquo;Given the fanfare and publicity, its performance is disappointing but predictable as it did not address some of the most basic issues responsible for low coverage,&amp;rdquo; said Kavitha Kuruganti of the Alliance for Sustainable and Holistic Agriculture, a collective of farm organizations.&lt;br /&gt;
&lt;br /&gt;
&amp;ldquo;Firstly, premiums were never the main constraint for low coverage. The fact that crop insurance is mandatory for farmers with loans means it is an instrument for banks to secure their credit than for the farmer to recover losses,&amp;rdquo; Kuruganti said, adding, &amp;ldquo;to increase enrolment, insurance companies must directly sell insurance to farmers and also ensure that payouts are not adjusted against loans.&amp;rdquo;&lt;br /&gt;
&lt;br /&gt;
The numbers show that fewer farmers opted for crop insurance in 2016 in Bihar, Andhra Pradesh, Odisha and Rajasthan compared to 2015. However, states like Jharkhand, Karnataka, Madhya Pradesh, Uttar Pradesh and West Bengal saw a rise in enrolment.
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Only 23.6% of farmers enrolled for the scheme in 2016, against 22.2% in 2015 

New Delhi: Despite setting an ambitious target to cover half of all farmers under crop insurance, the first season rollout of the Pradhan Mantri Fasal Bima...&#039;,
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&lt;em&gt;Only 23.6% of farmers enrolled for the scheme in 2016, against 22.2% in 2015 &lt;br /&gt;
&lt;br /&gt;
New Delhi: &lt;/em&gt;Despite setting an ambitious target to cover half of all farmers under crop insurance, the first season rollout of the Pradhan Mantri Fasal Bima Yojana (PMFBY) has been tepid.&lt;br /&gt;
&lt;br /&gt;
According to the agriculture ministry, during the kharif 2016 season beginning June this year, 32.6 million farmers enrolled under PMFBY.&lt;br /&gt;
&lt;br /&gt;
While that is a 6.3% rise in enrolment compared to the 30.7 million farmers who opted for crop insurance the previous year, it is significantly lower than the 29.5% rise in coverage in 2015, and 13.4% rise in 2014. Further, data shows only 23.6% of farmers enrolled for PMFBY in 2016, compared to 22.2% in 2015.&lt;br /&gt;
&lt;br /&gt;
The latest data for PMFBY, which replaced earlier schemes like National Agricultural Insurance Scheme, is based on a reply from the agriculture ministry to a question in the upper house of Parliament on 18 November.&lt;br /&gt;
&lt;br /&gt;
PMFBY, which lowered insurance premiums, increased risk coverage and promised faster payouts, was approved by the cabinet in January and launched by Prime Minister Narendra Modi in February. The scheme would solve all (weather-related) troubles of farmers and the government had taken a historic decision, Modi said during the launch, addressing farmers in Madhya Pradesh.&lt;br /&gt;
&lt;br /&gt;
The centre made a budgetary provision of Rs5,501 crore for the scheme in 2016-17, up 84% from Rs2,995 crore spent the year before.&lt;br /&gt;
&lt;br /&gt;
Why did PMFBY fail to boost coverage? One reason could be the fact that 2016 monsoon was forecast to be above normal in April (and turned out to be normal after consecutive years of drought) while the cut-off date for applying for crop insurance was as late as 10 August, prompting farmers not to opt for insurance.&lt;br /&gt;
&lt;br /&gt;
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&lt;br /&gt;
&amp;ldquo;Given the fanfare and publicity, its performance is disappointing but predictable as it did not address some of the most basic issues responsible for low coverage,&amp;rdquo; said Kavitha Kuruganti of the Alliance for Sustainable and Holistic Agriculture, a collective of farm organizations.&lt;br /&gt;
&lt;br /&gt;
&amp;ldquo;Firstly, premiums were never the main constraint for low coverage. The fact that crop insurance is mandatory for farmers with loans means it is an instrument for banks to secure their credit than for the farmer to recover losses,&amp;rdquo; Kuruganti said, adding, &amp;ldquo;to increase enrolment, insurance companies must directly sell insurance to farmers and also ensure that payouts are not adjusted against loans.&amp;rdquo;&lt;br /&gt;
&lt;br /&gt;
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Only 23.6% of farmers enrolled for the scheme in 2016, against 22.2% in 2015 

New Delhi: Despite setting an ambitious target to cover half of all farmers under crop insurance, the first season rollout of the Pradhan Mantri Fasal Bima...&#039;
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Cake\View\View::render() - CORE/src/View/View.php, line 885
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Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 126
Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94
Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235
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Only 23.6% of farmers enrolled for the scheme in 2016, against 22.2% in 2015 

New Delhi: Despite setting an ambitious target to cover half of all farmers under crop insurance, the first season rollout of the Pradhan Mantri Fasal Bima..."/>
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                <strong>Narendra Modi&#039;s crop insurance scheme has few takers -Sayantan Bera</strong></h1>
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                <div align="justify">-Livemint.com<br /><br /><em>Only 23.6% of farmers enrolled for the scheme in 2016, against 22.2% in 2015 <br /><br />New Delhi: </em>Despite setting an ambitious target to cover half of all farmers under crop insurance, the first season rollout of the Pradhan Mantri Fasal Bima Yojana (PMFBY) has been tepid.<br /><br />According to the agriculture ministry, during the kharif 2016 season beginning June this year, 32.6 million farmers enrolled under PMFBY.<br /><br />While that is a 6.3% rise in enrolment compared to the 30.7 million farmers who opted for crop insurance the previous year, it is significantly lower than the 29.5% rise in coverage in 2015, and 13.4% rise in 2014. Further, data shows only 23.6% of farmers enrolled for PMFBY in 2016, compared to 22.2% in 2015.<br /><br />The latest data for PMFBY, which replaced earlier schemes like National Agricultural Insurance Scheme, is based on a reply from the agriculture ministry to a question in the upper house of Parliament on 18 November.<br /><br />PMFBY, which lowered insurance premiums, increased risk coverage and promised faster payouts, was approved by the cabinet in January and launched by Prime Minister Narendra Modi in February. The scheme would solve all (weather-related) troubles of farmers and the government had taken a historic decision, Modi said during the launch, addressing farmers in Madhya Pradesh.<br /><br />The centre made a budgetary provision of Rs5,501 crore for the scheme in 2016-17, up 84% from Rs2,995 crore spent the year before.<br /><br />Why did PMFBY fail to boost coverage? One reason could be the fact that 2016 monsoon was forecast to be above normal in April (and turned out to be normal after consecutive years of drought) while the cut-off date for applying for crop insurance was as late as 10 August, prompting farmers not to opt for insurance.<br /><br />However, farmer organizations point to several structural flaws not addressed in the new scheme.<br /><br />&ldquo;Given the fanfare and publicity, its performance is disappointing but predictable as it did not address some of the most basic issues responsible for low coverage,&rdquo; said Kavitha Kuruganti of the Alliance for Sustainable and Holistic Agriculture, a collective of farm organizations.<br /><br />&ldquo;Firstly, premiums were never the main constraint for low coverage. The fact that crop insurance is mandatory for farmers with loans means it is an instrument for banks to secure their credit than for the farmer to recover losses,&rdquo; Kuruganti said, adding, &ldquo;to increase enrolment, insurance companies must directly sell insurance to farmers and also ensure that payouts are not adjusted against loans.&rdquo;<br /><br />The numbers show that fewer farmers opted for crop insurance in 2016 in Bihar, Andhra Pradesh, Odisha and Rajasthan compared to 2015. However, states like Jharkhand, Karnataka, Madhya Pradesh, Uttar Pradesh and West Bengal saw a rise in enrolment.</div>               </font>
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-Livemint.com&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;Only 23.6% of farmers enrolled for the scheme in 2016, against 22.2% in 2015 &lt;br /&gt;
&lt;br /&gt;
New Delhi: &lt;/em&gt;Despite setting an ambitious target to cover half of all farmers under crop insurance, the first season rollout of the Pradhan Mantri Fasal Bima Yojana (PMFBY) has been tepid.&lt;br /&gt;
&lt;br /&gt;
According to the agriculture ministry, during the kharif 2016 season beginning June this year, 32.6 million farmers enrolled under PMFBY.&lt;br /&gt;
&lt;br /&gt;
While that is a 6.3% rise in enrolment compared to the 30.7 million farmers who opted for crop insurance the previous year, it is significantly lower than the 29.5% rise in coverage in 2015, and 13.4% rise in 2014. Further, data shows only 23.6% of farmers enrolled for PMFBY in 2016, compared to 22.2% in 2015.&lt;br /&gt;
&lt;br /&gt;
The latest data for PMFBY, which replaced earlier schemes like National Agricultural Insurance Scheme, is based on a reply from the agriculture ministry to a question in the upper house of Parliament on 18 November.&lt;br /&gt;
&lt;br /&gt;
PMFBY, which lowered insurance premiums, increased risk coverage and promised faster payouts, was approved by the cabinet in January and launched by Prime Minister Narendra Modi in February. The scheme would solve all (weather-related) troubles of farmers and the government had taken a historic decision, Modi said during the launch, addressing farmers in Madhya Pradesh.&lt;br /&gt;
&lt;br /&gt;
The centre made a budgetary provision of Rs5,501 crore for the scheme in 2016-17, up 84% from Rs2,995 crore spent the year before.&lt;br /&gt;
&lt;br /&gt;
Why did PMFBY fail to boost coverage? One reason could be the fact that 2016 monsoon was forecast to be above normal in April (and turned out to be normal after consecutive years of drought) while the cut-off date for applying for crop insurance was as late as 10 August, prompting farmers not to opt for insurance.&lt;br /&gt;
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However, farmer organizations point to several structural flaws not addressed in the new scheme.&lt;br /&gt;
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&amp;ldquo;Given the fanfare and publicity, its performance is disappointing but predictable as it did not address some of the most basic issues responsible for low coverage,&amp;rdquo; said Kavitha Kuruganti of the Alliance for Sustainable and Holistic Agriculture, a collective of farm organizations.&lt;br /&gt;
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&amp;ldquo;Firstly, premiums were never the main constraint for low coverage. The fact that crop insurance is mandatory for farmers with loans means it is an instrument for banks to secure their credit than for the farmer to recover losses,&amp;rdquo; Kuruganti said, adding, &amp;ldquo;to increase enrolment, insurance companies must directly sell insurance to farmers and also ensure that payouts are not adjusted against loans.&amp;rdquo;&lt;br /&gt;
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The numbers show that fewer farmers opted for crop insurance in 2016 in Bihar, Andhra Pradesh, Odisha and Rajasthan compared to 2015. However, states like Jharkhand, Karnataka, Madhya Pradesh, Uttar Pradesh and West Bengal saw a rise in enrolment.
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Only 23.6% of farmers enrolled for the scheme in 2016, against 22.2% in 2015 

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&lt;br /&gt;
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&lt;br /&gt;
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While that is a 6.3% rise in enrolment compared to the 30.7 million farmers who opted for crop insurance the previous year, it is significantly lower than the 29.5% rise in coverage in 2015, and 13.4% rise in 2014. Further, data shows only 23.6% of farmers enrolled for PMFBY in 2016, compared to 22.2% in 2015.&lt;br /&gt;
&lt;br /&gt;
The latest data for PMFBY, which replaced earlier schemes like National Agricultural Insurance Scheme, is based on a reply from the agriculture ministry to a question in the upper house of Parliament on 18 November.&lt;br /&gt;
&lt;br /&gt;
PMFBY, which lowered insurance premiums, increased risk coverage and promised faster payouts, was approved by the cabinet in January and launched by Prime Minister Narendra Modi in February. The scheme would solve all (weather-related) troubles of farmers and the government had taken a historic decision, Modi said during the launch, addressing farmers in Madhya Pradesh.&lt;br /&gt;
&lt;br /&gt;
The centre made a budgetary provision of Rs5,501 crore for the scheme in 2016-17, up 84% from Rs2,995 crore spent the year before.&lt;br /&gt;
&lt;br /&gt;
Why did PMFBY fail to boost coverage? One reason could be the fact that 2016 monsoon was forecast to be above normal in April (and turned out to be normal after consecutive years of drought) while the cut-off date for applying for crop insurance was as late as 10 August, prompting farmers not to opt for insurance.&lt;br /&gt;
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&lt;br /&gt;
&amp;ldquo;Given the fanfare and publicity, its performance is disappointing but predictable as it did not address some of the most basic issues responsible for low coverage,&amp;rdquo; said Kavitha Kuruganti of the Alliance for Sustainable and Holistic Agriculture, a collective of farm organizations.&lt;br /&gt;
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Only 23.6% of farmers enrolled for the scheme in 2016, against 22.2% in 2015 

New Delhi: Despite setting an ambitious target to cover half of all farmers under crop insurance, the first season rollout of the Pradhan Mantri Fasal Bima...&#039;
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                <strong>Narendra Modi&#039;s crop insurance scheme has few takers -Sayantan Bera</strong></h1>
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                <div align="justify">-Livemint.com<br /><br /><em>Only 23.6% of farmers enrolled for the scheme in 2016, against 22.2% in 2015 <br /><br />New Delhi: </em>Despite setting an ambitious target to cover half of all farmers under crop insurance, the first season rollout of the Pradhan Mantri Fasal Bima Yojana (PMFBY) has been tepid.<br /><br />According to the agriculture ministry, during the kharif 2016 season beginning June this year, 32.6 million farmers enrolled under PMFBY.<br /><br />While that is a 6.3% rise in enrolment compared to the 30.7 million farmers who opted for crop insurance the previous year, it is significantly lower than the 29.5% rise in coverage in 2015, and 13.4% rise in 2014. Further, data shows only 23.6% of farmers enrolled for PMFBY in 2016, compared to 22.2% in 2015.<br /><br />The latest data for PMFBY, which replaced earlier schemes like National Agricultural Insurance Scheme, is based on a reply from the agriculture ministry to a question in the upper house of Parliament on 18 November.<br /><br />PMFBY, which lowered insurance premiums, increased risk coverage and promised faster payouts, was approved by the cabinet in January and launched by Prime Minister Narendra Modi in February. The scheme would solve all (weather-related) troubles of farmers and the government had taken a historic decision, Modi said during the launch, addressing farmers in Madhya Pradesh.<br /><br />The centre made a budgetary provision of Rs5,501 crore for the scheme in 2016-17, up 84% from Rs2,995 crore spent the year before.<br /><br />Why did PMFBY fail to boost coverage? One reason could be the fact that 2016 monsoon was forecast to be above normal in April (and turned out to be normal after consecutive years of drought) while the cut-off date for applying for crop insurance was as late as 10 August, prompting farmers not to opt for insurance.<br /><br />However, farmer organizations point to several structural flaws not addressed in the new scheme.<br /><br />&ldquo;Given the fanfare and publicity, its performance is disappointing but predictable as it did not address some of the most basic issues responsible for low coverage,&rdquo; said Kavitha Kuruganti of the Alliance for Sustainable and Holistic Agriculture, a collective of farm organizations.<br /><br />&ldquo;Firstly, premiums were never the main constraint for low coverage. The fact that crop insurance is mandatory for farmers with loans means it is an instrument for banks to secure their credit than for the farmer to recover losses,&rdquo; Kuruganti said, adding, &ldquo;to increase enrolment, insurance companies must directly sell insurance to farmers and also ensure that payouts are not adjusted against loans.&rdquo;<br /><br />The numbers show that fewer farmers opted for crop insurance in 2016 in Bihar, Andhra Pradesh, Odisha and Rajasthan compared to 2015. However, states like Jharkhand, Karnataka, Madhya Pradesh, Uttar Pradesh and West Bengal saw a rise in enrolment.</div>               </font>
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-Livemint.com&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;Only 23.6% of farmers enrolled for the scheme in 2016, against 22.2% in 2015 &lt;br /&gt;
&lt;br /&gt;
New Delhi: &lt;/em&gt;Despite setting an ambitious target to cover half of all farmers under crop insurance, the first season rollout of the Pradhan Mantri Fasal Bima Yojana (PMFBY) has been tepid.&lt;br /&gt;
&lt;br /&gt;
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&lt;br /&gt;
While that is a 6.3% rise in enrolment compared to the 30.7 million farmers who opted for crop insurance the previous year, it is significantly lower than the 29.5% rise in coverage in 2015, and 13.4% rise in 2014. Further, data shows only 23.6% of farmers enrolled for PMFBY in 2016, compared to 22.2% in 2015.&lt;br /&gt;
&lt;br /&gt;
The latest data for PMFBY, which replaced earlier schemes like National Agricultural Insurance Scheme, is based on a reply from the agriculture ministry to a question in the upper house of Parliament on 18 November.&lt;br /&gt;
&lt;br /&gt;
PMFBY, which lowered insurance premiums, increased risk coverage and promised faster payouts, was approved by the cabinet in January and launched by Prime Minister Narendra Modi in February. The scheme would solve all (weather-related) troubles of farmers and the government had taken a historic decision, Modi said during the launch, addressing farmers in Madhya Pradesh.&lt;br /&gt;
&lt;br /&gt;
The centre made a budgetary provision of Rs5,501 crore for the scheme in 2016-17, up 84% from Rs2,995 crore spent the year before.&lt;br /&gt;
&lt;br /&gt;
Why did PMFBY fail to boost coverage? One reason could be the fact that 2016 monsoon was forecast to be above normal in April (and turned out to be normal after consecutive years of drought) while the cut-off date for applying for crop insurance was as late as 10 August, prompting farmers not to opt for insurance.&lt;br /&gt;
&lt;br /&gt;
However, farmer organizations point to several structural flaws not addressed in the new scheme.&lt;br /&gt;
&lt;br /&gt;
&amp;ldquo;Given the fanfare and publicity, its performance is disappointing but predictable as it did not address some of the most basic issues responsible for low coverage,&amp;rdquo; said Kavitha Kuruganti of the Alliance for Sustainable and Holistic Agriculture, a collective of farm organizations.&lt;br /&gt;
&lt;br /&gt;
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&lt;br /&gt;
The numbers show that fewer farmers opted for crop insurance in 2016 in Bihar, Andhra Pradesh, Odisha and Rajasthan compared to 2015. However, states like Jharkhand, Karnataka, Madhya Pradesh, Uttar Pradesh and West Bengal saw a rise in enrolment.
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Only 23.6% of farmers enrolled for the scheme in 2016, against 22.2% in 2015 

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-Livemint.com&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;Only 23.6% of farmers enrolled for the scheme in 2016, against 22.2% in 2015 &lt;br /&gt;
&lt;br /&gt;
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&lt;br /&gt;
According to the agriculture ministry, during the kharif 2016 season beginning June this year, 32.6 million farmers enrolled under PMFBY.&lt;br /&gt;
&lt;br /&gt;
While that is a 6.3% rise in enrolment compared to the 30.7 million farmers who opted for crop insurance the previous year, it is significantly lower than the 29.5% rise in coverage in 2015, and 13.4% rise in 2014. Further, data shows only 23.6% of farmers enrolled for PMFBY in 2016, compared to 22.2% in 2015.&lt;br /&gt;
&lt;br /&gt;
The latest data for PMFBY, which replaced earlier schemes like National Agricultural Insurance Scheme, is based on a reply from the agriculture ministry to a question in the upper house of Parliament on 18 November.&lt;br /&gt;
&lt;br /&gt;
PMFBY, which lowered insurance premiums, increased risk coverage and promised faster payouts, was approved by the cabinet in January and launched by Prime Minister Narendra Modi in February. The scheme would solve all (weather-related) troubles of farmers and the government had taken a historic decision, Modi said during the launch, addressing farmers in Madhya Pradesh.&lt;br /&gt;
&lt;br /&gt;
The centre made a budgetary provision of Rs5,501 crore for the scheme in 2016-17, up 84% from Rs2,995 crore spent the year before.&lt;br /&gt;
&lt;br /&gt;
Why did PMFBY fail to boost coverage? One reason could be the fact that 2016 monsoon was forecast to be above normal in April (and turned out to be normal after consecutive years of drought) while the cut-off date for applying for crop insurance was as late as 10 August, prompting farmers not to opt for insurance.&lt;br /&gt;
&lt;br /&gt;
However, farmer organizations point to several structural flaws not addressed in the new scheme.&lt;br /&gt;
&lt;br /&gt;
&amp;ldquo;Given the fanfare and publicity, its performance is disappointing but predictable as it did not address some of the most basic issues responsible for low coverage,&amp;rdquo; said Kavitha Kuruganti of the Alliance for Sustainable and Holistic Agriculture, a collective of farm organizations.&lt;br /&gt;
&lt;br /&gt;
&amp;ldquo;Firstly, premiums were never the main constraint for low coverage. The fact that crop insurance is mandatory for farmers with loans means it is an instrument for banks to secure their credit than for the farmer to recover losses,&amp;rdquo; Kuruganti said, adding, &amp;ldquo;to increase enrolment, insurance companies must directly sell insurance to farmers and also ensure that payouts are not adjusted against loans.&amp;rdquo;&lt;br /&gt;
&lt;br /&gt;
The numbers show that fewer farmers opted for crop insurance in 2016 in Bihar, Andhra Pradesh, Odisha and Rajasthan compared to 2015. However, states like Jharkhand, Karnataka, Madhya Pradesh, Uttar Pradesh and West Bengal saw a rise in enrolment.
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Only 23.6% of farmers enrolled for the scheme in 2016, against 22.2% in 2015 

New Delhi: Despite setting an ambitious target to cover half of all farmers under crop insurance, the first season rollout of the Pradhan Mantri Fasal Bima...&#039;
$disp = &#039;&lt;div align=&quot;justify&quot;&gt;-Livemint.com&lt;br /&gt;&lt;br /&gt;&lt;em&gt;Only 23.6% of farmers enrolled for the scheme in 2016, against 22.2% in 2015 &lt;br /&gt;&lt;br /&gt;New Delhi: &lt;/em&gt;Despite setting an ambitious target to cover half of all farmers under crop insurance, the first season rollout of the Pradhan Mantri Fasal Bima Yojana (PMFBY) has been tepid.&lt;br /&gt;&lt;br /&gt;According to the agriculture ministry, during the kharif 2016 season beginning June this year, 32.6 million farmers enrolled under PMFBY.&lt;br /&gt;&lt;br /&gt;While that is a 6.3% rise in enrolment compared to the 30.7 million farmers who opted for crop insurance the previous year, it is significantly lower than the 29.5% rise in coverage in 2015, and 13.4% rise in 2014. Further, data shows only 23.6% of farmers enrolled for PMFBY in 2016, compared to 22.2% in 2015.&lt;br /&gt;&lt;br /&gt;The latest data for PMFBY, which replaced earlier schemes like National Agricultural Insurance Scheme, is based on a reply from the agriculture ministry to a question in the upper house of Parliament on 18 November.&lt;br /&gt;&lt;br /&gt;PMFBY, which lowered insurance premiums, increased risk coverage and promised faster payouts, was approved by the cabinet in January and launched by Prime Minister Narendra Modi in February. The scheme would solve all (weather-related) troubles of farmers and the government had taken a historic decision, Modi said during the launch, addressing farmers in Madhya Pradesh.&lt;br /&gt;&lt;br /&gt;The centre made a budgetary provision of Rs5,501 crore for the scheme in 2016-17, up 84% from Rs2,995 crore spent the year before.&lt;br /&gt;&lt;br /&gt;Why did PMFBY fail to boost coverage? One reason could be the fact that 2016 monsoon was forecast to be above normal in April (and turned out to be normal after consecutive years of drought) while the cut-off date for applying for crop insurance was as late as 10 August, prompting farmers not to opt for insurance.&lt;br /&gt;&lt;br /&gt;However, farmer organizations point to several structural flaws not addressed in the new scheme.&lt;br /&gt;&lt;br /&gt;&amp;ldquo;Given the fanfare and publicity, its performance is disappointing but predictable as it did not address some of the most basic issues responsible for low coverage,&amp;rdquo; said Kavitha Kuruganti of the Alliance for Sustainable and Holistic Agriculture, a collective of farm organizations.&lt;br /&gt;&lt;br /&gt;&amp;ldquo;Firstly, premiums were never the main constraint for low coverage. The fact that crop insurance is mandatory for farmers with loans means it is an instrument for banks to secure their credit than for the farmer to recover losses,&amp;rdquo; Kuruganti said, adding, &amp;ldquo;to increase enrolment, insurance companies must directly sell insurance to farmers and also ensure that payouts are not adjusted against loans.&amp;rdquo;&lt;br /&gt;&lt;br /&gt;The numbers show that fewer farmers opted for crop insurance in 2016 in Bihar, Andhra Pradesh, Odisha and Rajasthan compared to 2015. However, states like Jharkhand, Karnataka, Madhya Pradesh, Uttar Pradesh and West Bengal saw a rise in enrolment.&lt;/div&gt;&#039;
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                <strong>Narendra Modi&#039;s crop insurance scheme has few takers -Sayantan Bera</strong></h1>
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                <div align="justify">-Livemint.com<br /><br /><em>Only 23.6% of farmers enrolled for the scheme in 2016, against 22.2% in 2015 <br /><br />New Delhi: </em>Despite setting an ambitious target to cover half of all farmers under crop insurance, the first season rollout of the Pradhan Mantri Fasal Bima Yojana (PMFBY) has been tepid.<br /><br />According to the agriculture ministry, during the kharif 2016 season beginning June this year, 32.6 million farmers enrolled under PMFBY.<br /><br />While that is a 6.3% rise in enrolment compared to the 30.7 million farmers who opted for crop insurance the previous year, it is significantly lower than the 29.5% rise in coverage in 2015, and 13.4% rise in 2014. Further, data shows only 23.6% of farmers enrolled for PMFBY in 2016, compared to 22.2% in 2015.<br /><br />The latest data for PMFBY, which replaced earlier schemes like National Agricultural Insurance Scheme, is based on a reply from the agriculture ministry to a question in the upper house of Parliament on 18 November.<br /><br />PMFBY, which lowered insurance premiums, increased risk coverage and promised faster payouts, was approved by the cabinet in January and launched by Prime Minister Narendra Modi in February. The scheme would solve all (weather-related) troubles of farmers and the government had taken a historic decision, Modi said during the launch, addressing farmers in Madhya Pradesh.<br /><br />The centre made a budgetary provision of Rs5,501 crore for the scheme in 2016-17, up 84% from Rs2,995 crore spent the year before.<br /><br />Why did PMFBY fail to boost coverage? One reason could be the fact that 2016 monsoon was forecast to be above normal in April (and turned out to be normal after consecutive years of drought) while the cut-off date for applying for crop insurance was as late as 10 August, prompting farmers not to opt for insurance.<br /><br />However, farmer organizations point to several structural flaws not addressed in the new scheme.<br /><br />&ldquo;Given the fanfare and publicity, its performance is disappointing but predictable as it did not address some of the most basic issues responsible for low coverage,&rdquo; said Kavitha Kuruganti of the Alliance for Sustainable and Holistic Agriculture, a collective of farm organizations.<br /><br />&ldquo;Firstly, premiums were never the main constraint for low coverage. The fact that crop insurance is mandatory for farmers with loans means it is an instrument for banks to secure their credit than for the farmer to recover losses,&rdquo; Kuruganti said, adding, &ldquo;to increase enrolment, insurance companies must directly sell insurance to farmers and also ensure that payouts are not adjusted against loans.&rdquo;<br /><br />The numbers show that fewer farmers opted for crop insurance in 2016 in Bihar, Andhra Pradesh, Odisha and Rajasthan compared to 2015. However, states like Jharkhand, Karnataka, Madhya Pradesh, Uttar Pradesh and West Bengal saw a rise in enrolment.</div>               </font>
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-Livemint.com<br />
<br />
<em>Only 23.6% of farmers enrolled for the scheme in 2016, against 22.2% in 2015 <br />
<br />
New Delhi: </em>Despite setting an ambitious target to cover half of all farmers under crop insurance, the first season rollout of the Pradhan Mantri Fasal Bima Yojana (PMFBY) has been tepid.<br />
<br />
According to the agriculture ministry, during the kharif 2016 season beginning June this year, 32.6 million farmers enrolled under PMFBY.<br />
<br />
While that is a 6.3% rise in enrolment compared to the 30.7 million farmers who opted for crop insurance the previous year, it is significantly lower than the 29.5% rise in coverage in 2015, and 13.4% rise in 2014. Further, data shows only 23.6% of farmers enrolled for PMFBY in 2016, compared to 22.2% in 2015.<br />
<br />
The latest data for PMFBY, which replaced earlier schemes like National Agricultural Insurance Scheme, is based on a reply from the agriculture ministry to a question in the upper house of Parliament on 18 November.<br />
<br />
PMFBY, which lowered insurance premiums, increased risk coverage and promised faster payouts, was approved by the cabinet in January and launched by Prime Minister Narendra Modi in February. The scheme would solve all (weather-related) troubles of farmers and the government had taken a historic decision, Modi said during the launch, addressing farmers in Madhya Pradesh.<br />
<br />
The centre made a budgetary provision of Rs5,501 crore for the scheme in 2016-17, up 84% from Rs2,995 crore spent the year before.<br />
<br />
Why did PMFBY fail to boost coverage? One reason could be the fact that 2016 monsoon was forecast to be above normal in April (and turned out to be normal after consecutive years of drought) while the cut-off date for applying for crop insurance was as late as 10 August, prompting farmers not to opt for insurance.<br />
<br />
However, farmer organizations point to several structural flaws not addressed in the new scheme.<br />
<br />
&ldquo;Given the fanfare and publicity, its performance is disappointing but predictable as it did not address some of the most basic issues responsible for low coverage,&rdquo; said Kavitha Kuruganti of the Alliance for Sustainable and Holistic Agriculture, a collective of farm organizations.<br />
<br />
&ldquo;Firstly, premiums were never the main constraint for low coverage. The fact that crop insurance is mandatory for farmers with loans means it is an instrument for banks to secure their credit than for the farmer to recover losses,&rdquo; Kuruganti said, adding, &ldquo;to increase enrolment, insurance companies must directly sell insurance to farmers and also ensure that payouts are not adjusted against loans.&rdquo;<br />
<br />
The numbers show that fewer farmers opted for crop insurance in 2016 in Bihar, Andhra Pradesh, Odisha and Rajasthan compared to 2015. However, states like Jharkhand, Karnataka, Madhya Pradesh, Uttar Pradesh and West Bengal saw a rise in enrolment.
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-Livemint.com

Only 23.6% of farmers enrolled for the scheme in 2016, against 22.2% in 2015 

New Delhi: Despite setting an ambitious target to cover half of all farmers under crop insurance, the first season rollout of the Pradhan Mantri Fasal Bima...',
	'disp' => '<div align="justify">-Livemint.com<br /><br /><em>Only 23.6% of farmers enrolled for the scheme in 2016, against 22.2% in 2015 <br /><br />New Delhi: </em>Despite setting an ambitious target to cover half of all farmers under crop insurance, the first season rollout of the Pradhan Mantri Fasal Bima Yojana (PMFBY) has been tepid.<br /><br />According to the agriculture ministry, during the kharif 2016 season beginning June this year, 32.6 million farmers enrolled under PMFBY.<br /><br />While that is a 6.3% rise in enrolment compared to the 30.7 million farmers who opted for crop insurance the previous year, it is significantly lower than the 29.5% rise in coverage in 2015, and 13.4% rise in 2014. Further, data shows only 23.6% of farmers enrolled for PMFBY in 2016, compared to 22.2% in 2015.<br /><br />The latest data for PMFBY, which replaced earlier schemes like National Agricultural Insurance Scheme, is based on a reply from the agriculture ministry to a question in the upper house of Parliament on 18 November.<br /><br />PMFBY, which lowered insurance premiums, increased risk coverage and promised faster payouts, was approved by the cabinet in January and launched by Prime Minister Narendra Modi in February. The scheme would solve all (weather-related) troubles of farmers and the government had taken a historic decision, Modi said during the launch, addressing farmers in Madhya Pradesh.<br /><br />The centre made a budgetary provision of Rs5,501 crore for the scheme in 2016-17, up 84% from Rs2,995 crore spent the year before.<br /><br />Why did PMFBY fail to boost coverage? One reason could be the fact that 2016 monsoon was forecast to be above normal in April (and turned out to be normal after consecutive years of drought) while the cut-off date for applying for crop insurance was as late as 10 August, prompting farmers not to opt for insurance.<br /><br />However, farmer organizations point to several structural flaws not addressed in the new scheme.<br /><br />&ldquo;Given the fanfare and publicity, its performance is disappointing but predictable as it did not address some of the most basic issues responsible for low coverage,&rdquo; said Kavitha Kuruganti of the Alliance for Sustainable and Holistic Agriculture, a collective of farm organizations.<br /><br />&ldquo;Firstly, premiums were never the main constraint for low coverage. The fact that crop insurance is mandatory for farmers with loans means it is an instrument for banks to secure their credit than for the farmer to recover losses,&rdquo; Kuruganti said, adding, &ldquo;to increase enrolment, insurance companies must directly sell insurance to farmers and also ensure that payouts are not adjusted against loans.&rdquo;<br /><br />The numbers show that fewer farmers opted for crop insurance in 2016 in Bihar, Andhra Pradesh, Odisha and Rajasthan compared to 2015. However, states like Jharkhand, Karnataka, Madhya Pradesh, Uttar Pradesh and West Bengal saw a rise in enrolment.</div>',
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-Livemint.com<br />
<br />
<em>Only 23.6% of farmers enrolled for the scheme in 2016, against 22.2% in 2015 <br />
<br />
New Delhi: </em>Despite setting an ambitious target to cover half of all farmers under crop insurance, the first season rollout of the Pradhan Mantri Fasal Bima Yojana (PMFBY) has been tepid.<br />
<br />
According to the agriculture ministry, during the kharif 2016 season beginning June this year, 32.6 million farmers enrolled under PMFBY.<br />
<br />
While that is a 6.3% rise in enrolment compared to the 30.7 million farmers who opted for crop insurance the previous year, it is significantly lower than the 29.5% rise in coverage in 2015, and 13.4% rise in 2014. Further, data shows only 23.6% of farmers enrolled for PMFBY in 2016, compared to 22.2% in 2015.<br />
<br />
The latest data for PMFBY, which replaced earlier schemes like National Agricultural Insurance Scheme, is based on a reply from the agriculture ministry to a question in the upper house of Parliament on 18 November.<br />
<br />
PMFBY, which lowered insurance premiums, increased risk coverage and promised faster payouts, was approved by the cabinet in January and launched by Prime Minister Narendra Modi in February. The scheme would solve all (weather-related) troubles of farmers and the government had taken a historic decision, Modi said during the launch, addressing farmers in Madhya Pradesh.<br />
<br />
The centre made a budgetary provision of Rs5,501 crore for the scheme in 2016-17, up 84% from Rs2,995 crore spent the year before.<br />
<br />
Why did PMFBY fail to boost coverage? One reason could be the fact that 2016 monsoon was forecast to be above normal in April (and turned out to be normal after consecutive years of drought) while the cut-off date for applying for crop insurance was as late as 10 August, prompting farmers not to opt for insurance.<br />
<br />
However, farmer organizations point to several structural flaws not addressed in the new scheme.<br />
<br />
&ldquo;Given the fanfare and publicity, its performance is disappointing but predictable as it did not address some of the most basic issues responsible for low coverage,&rdquo; said Kavitha Kuruganti of the Alliance for Sustainable and Holistic Agriculture, a collective of farm organizations.<br />
<br />
&ldquo;Firstly, premiums were never the main constraint for low coverage. The fact that crop insurance is mandatory for farmers with loans means it is an instrument for banks to secure their credit than for the farmer to recover losses,&rdquo; Kuruganti said, adding, &ldquo;to increase enrolment, insurance companies must directly sell insurance to farmers and also ensure that payouts are not adjusted against loans.&rdquo;<br />
<br />
The numbers show that fewer farmers opted for crop insurance in 2016 in Bihar, Andhra Pradesh, Odisha and Rajasthan compared to 2015. However, states like Jharkhand, Karnataka, Madhya Pradesh, Uttar Pradesh and West Bengal saw a rise in enrolment.
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$metaTitle = 'LATEST NEWS UPDATES | Narendra Modi&#039;s crop insurance scheme has few takers -Sayantan Bera'
$metaKeywords = 'Crop Insurance,Crop Failure,crop damage,Pradhan Mantri Fasal Bima Yojana'
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-Livemint.com

Only 23.6% of farmers enrolled for the scheme in 2016, against 22.2% in 2015 

New Delhi: Despite setting an ambitious target to cover half of all farmers under crop insurance, the first season rollout of the Pradhan Mantri Fasal Bima...'
$disp = '<div align="justify">-Livemint.com<br /><br /><em>Only 23.6% of farmers enrolled for the scheme in 2016, against 22.2% in 2015 <br /><br />New Delhi: </em>Despite setting an ambitious target to cover half of all farmers under crop insurance, the first season rollout of the Pradhan Mantri Fasal Bima Yojana (PMFBY) has been tepid.<br /><br />According to the agriculture ministry, during the kharif 2016 season beginning June this year, 32.6 million farmers enrolled under PMFBY.<br /><br />While that is a 6.3% rise in enrolment compared to the 30.7 million farmers who opted for crop insurance the previous year, it is significantly lower than the 29.5% rise in coverage in 2015, and 13.4% rise in 2014. Further, data shows only 23.6% of farmers enrolled for PMFBY in 2016, compared to 22.2% in 2015.<br /><br />The latest data for PMFBY, which replaced earlier schemes like National Agricultural Insurance Scheme, is based on a reply from the agriculture ministry to a question in the upper house of Parliament on 18 November.<br /><br />PMFBY, which lowered insurance premiums, increased risk coverage and promised faster payouts, was approved by the cabinet in January and launched by Prime Minister Narendra Modi in February. The scheme would solve all (weather-related) troubles of farmers and the government had taken a historic decision, Modi said during the launch, addressing farmers in Madhya Pradesh.<br /><br />The centre made a budgetary provision of Rs5,501 crore for the scheme in 2016-17, up 84% from Rs2,995 crore spent the year before.<br /><br />Why did PMFBY fail to boost coverage? One reason could be the fact that 2016 monsoon was forecast to be above normal in April (and turned out to be normal after consecutive years of drought) while the cut-off date for applying for crop insurance was as late as 10 August, prompting farmers not to opt for insurance.<br /><br />However, farmer organizations point to several structural flaws not addressed in the new scheme.<br /><br />&ldquo;Given the fanfare and publicity, its performance is disappointing but predictable as it did not address some of the most basic issues responsible for low coverage,&rdquo; said Kavitha Kuruganti of the Alliance for Sustainable and Holistic Agriculture, a collective of farm organizations.<br /><br />&ldquo;Firstly, premiums were never the main constraint for low coverage. The fact that crop insurance is mandatory for farmers with loans means it is an instrument for banks to secure their credit than for the farmer to recover losses,&rdquo; Kuruganti said, adding, &ldquo;to increase enrolment, insurance companies must directly sell insurance to farmers and also ensure that payouts are not adjusted against loans.&rdquo;<br /><br />The numbers show that fewer farmers opted for crop insurance in 2016 in Bihar, Andhra Pradesh, Odisha and Rajasthan compared to 2015. However, states like Jharkhand, Karnataka, Madhya Pradesh, Uttar Pradesh and West Bengal saw a rise in enrolment.</div>'
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Narendra Modi's crop insurance scheme has few takers -Sayantan Bera

-Livemint.com Only 23.6% of farmers enrolled for the scheme in 2016, against 22.2% in 2015 New Delhi: Despite setting an ambitious target to cover half of all farmers under crop insurance, the first season rollout of the Pradhan Mantri Fasal Bima Yojana (PMFBY) has been tepid. According to the agriculture ministry, during the kharif 2016 season beginning June this year, 32.6 million farmers enrolled under PMFBY. While that is a 6.3% rise in enrolment compared to the 30.7 million farmers who opted for crop insurance the previous year, it is significantly lower than the 29.5% rise in coverage in 2015, and 13.4% rise in 2014. Further, data shows only 23.6% of farmers enrolled for PMFBY in 2016, compared to 22.2% in 2015. The latest data for PMFBY, which replaced earlier schemes like National Agricultural Insurance Scheme, is based on a reply from the agriculture ministry to a question in the upper house of Parliament on 18 November. PMFBY, which lowered insurance premiums, increased risk coverage and promised faster payouts, was approved by the cabinet in January and launched by Prime Minister Narendra Modi in February. The scheme would solve all (weather-related) troubles of farmers and the government had taken a historic decision, Modi said during the launch, addressing farmers in Madhya Pradesh. The centre made a budgetary provision of Rs5,501 crore for the scheme in 2016-17, up 84% from Rs2,995 crore spent the year before. Why did PMFBY fail to boost coverage? One reason could be the fact that 2016 monsoon was forecast to be above normal in April (and turned out to be normal after consecutive years of drought) while the cut-off date for applying for crop insurance was as late as 10 August, prompting farmers not to opt for insurance. However, farmer organizations point to several structural flaws not addressed in the new scheme. “Given the fanfare and publicity, its performance is disappointing but predictable as it did not address some of the most basic issues responsible for low coverage,” said Kavitha Kuruganti of the Alliance for Sustainable and Holistic Agriculture, a collective of farm organizations. “Firstly, premiums were never the main constraint for low coverage. The fact that crop insurance is mandatory for farmers with loans means it is an instrument for banks to secure their credit than for the farmer to recover losses,” Kuruganti said, adding, “to increase enrolment, insurance companies must directly sell insurance to farmers and also ensure that payouts are not adjusted against loans.” The numbers show that fewer farmers opted for crop insurance in 2016 in Bihar, Andhra Pradesh, Odisha and Rajasthan compared to 2015. However, states like Jharkhand, Karnataka, Madhya Pradesh, Uttar Pradesh and West Bengal saw a rise in enrolment.