Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 73 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]Code Context
trigger_error($message, E_USER_DEPRECATED);
}
$message = 'The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 73 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.' $stackFrame = (int) 1 $trace = [ (int) 0 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/ServerRequest.php', 'line' => (int) 2421, 'function' => 'deprecationWarning', 'args' => [ (int) 0 => 'The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead.' ] ], (int) 1 => [ 'file' => '/home/brlfuser/public_html/src/Controller/ArtileDetailController.php', 'line' => (int) 73, 'function' => 'offsetGet', 'class' => 'Cake\Http\ServerRequest', 'object' => object(Cake\Http\ServerRequest) {}, 'type' => '->', 'args' => [ (int) 0 => 'catslug' ] ], (int) 2 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Controller/Controller.php', 'line' => (int) 610, 'function' => 'printArticle', 'class' => 'App\Controller\ArtileDetailController', 'object' => object(App\Controller\ArtileDetailController) {}, 'type' => '->', 'args' => [] ], (int) 3 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/ActionDispatcher.php', 'line' => (int) 120, 'function' => 'invokeAction', 'class' => 'Cake\Controller\Controller', 'object' => object(App\Controller\ArtileDetailController) {}, 'type' => '->', 'args' => [] ], (int) 4 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/ActionDispatcher.php', 'line' => (int) 94, 'function' => '_invoke', 'class' => 'Cake\Http\ActionDispatcher', 'object' => object(Cake\Http\ActionDispatcher) {}, 'type' => '->', 'args' => [ (int) 0 => object(App\Controller\ArtileDetailController) {} ] ], (int) 5 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/BaseApplication.php', 'line' => (int) 235, 'function' => 'dispatch', 'class' => 'Cake\Http\ActionDispatcher', 'object' => object(Cake\Http\ActionDispatcher) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {} ] ], (int) 6 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/Runner.php', 'line' => (int) 65, 'function' => '__invoke', 'class' => 'Cake\Http\BaseApplication', 'object' => object(App\Application) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {}, (int) 2 => object(Cake\Http\Runner) {} ] ], (int) 7 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Routing/Middleware/RoutingMiddleware.php', 'line' => (int) 162, 'function' => '__invoke', 'class' => 'Cake\Http\Runner', 'object' => object(Cake\Http\Runner) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {} ] ], (int) 8 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/Runner.php', 'line' => (int) 65, 'function' => '__invoke', 'class' => 'Cake\Routing\Middleware\RoutingMiddleware', 'object' => object(Cake\Routing\Middleware\RoutingMiddleware) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {}, (int) 2 => object(Cake\Http\Runner) {} ] ], (int) 9 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Routing/Middleware/AssetMiddleware.php', 'line' => (int) 88, 'function' => '__invoke', 'class' => 'Cake\Http\Runner', 'object' => object(Cake\Http\Runner) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {} ] ], (int) 10 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/Runner.php', 'line' => (int) 65, 'function' => '__invoke', 'class' => 'Cake\Routing\Middleware\AssetMiddleware', 'object' => object(Cake\Routing\Middleware\AssetMiddleware) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {}, (int) 2 => object(Cake\Http\Runner) {} ] ], (int) 11 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Error/Middleware/ErrorHandlerMiddleware.php', 'line' => (int) 96, 'function' => '__invoke', 'class' => 'Cake\Http\Runner', 'object' => object(Cake\Http\Runner) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {} ] ], (int) 12 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/Runner.php', 'line' => (int) 65, 'function' => '__invoke', 'class' => 'Cake\Error\Middleware\ErrorHandlerMiddleware', 'object' => object(Cake\Error\Middleware\ErrorHandlerMiddleware) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {}, (int) 2 => object(Cake\Http\Runner) {} ] ], (int) 13 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/Runner.php', 'line' => (int) 51, 'function' => '__invoke', 'class' => 'Cake\Http\Runner', 'object' => object(Cake\Http\Runner) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {} ] ], (int) 14 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/Server.php', 'line' => (int) 98, 'function' => 'run', 'class' => 'Cake\Http\Runner', 'object' => object(Cake\Http\Runner) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\MiddlewareQueue) {}, (int) 1 => object(Cake\Http\ServerRequest) {}, (int) 2 => object(Cake\Http\Response) {} ] ], (int) 15 => [ 'file' => '/home/brlfuser/public_html/webroot/index.php', 'line' => (int) 39, 'function' => 'run', 'class' => 'Cake\Http\Server', 'object' => object(Cake\Http\Server) {}, 'type' => '->', 'args' => [] ] ] $frame = [ 'file' => '/home/brlfuser/public_html/src/Controller/ArtileDetailController.php', 'line' => (int) 73, 'function' => 'offsetGet', 'class' => 'Cake\Http\ServerRequest', 'object' => object(Cake\Http\ServerRequest) { trustProxy => false [protected] params => [ [maximum depth reached] ] [protected] data => [[maximum depth reached]] [protected] query => [[maximum depth reached]] [protected] cookies => [ [maximum depth reached] ] [protected] _environment => [ [maximum depth reached] ] [protected] url => 'latest-news-updates/no-insurance-cover-for-organ-donors-pushpa-narayan-aparna-ramalingam-19071/print' [protected] base => '' [protected] webroot => '/' [protected] here => '/latest-news-updates/no-insurance-cover-for-organ-donors-pushpa-narayan-aparna-ramalingam-19071/print' [protected] trustedProxies => [[maximum depth reached]] [protected] _input => null [protected] _detectors => [ [maximum depth reached] ] [protected] _detectorCache => [ [maximum depth reached] ] [protected] stream => object(Zend\Diactoros\PhpInputStream) {} [protected] uri => object(Zend\Diactoros\Uri) {} [protected] session => object(Cake\Http\Session) {} [protected] attributes => [[maximum depth reached]] [protected] emulatedAttributes => [ [maximum depth reached] ] [protected] uploadedFiles => [[maximum depth reached]] [protected] protocol => null [protected] requestTarget => null [private] deprecatedProperties => [ [maximum depth reached] ] }, 'type' => '->', 'args' => [ (int) 0 => 'catslug' ] ]deprecationWarning - CORE/src/Core/functions.php, line 311 Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421 App\Controller\ArtileDetailController::printArticle() - APP/Controller/ArtileDetailController.php, line 73 Cake\Controller\Controller::invokeAction() - CORE/src/Controller/Controller.php, line 610 Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120 Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94 Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Routing\Middleware\AssetMiddleware::__invoke() - CORE/src/Routing/Middleware/AssetMiddleware.php, line 88 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51 Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98
Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 74 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]Code Context
trigger_error($message, E_USER_DEPRECATED);
}
$message = 'The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 74 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.' $stackFrame = (int) 1 $trace = [ (int) 0 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/ServerRequest.php', 'line' => (int) 2421, 'function' => 'deprecationWarning', 'args' => [ (int) 0 => 'The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead.' ] ], (int) 1 => [ 'file' => '/home/brlfuser/public_html/src/Controller/ArtileDetailController.php', 'line' => (int) 74, 'function' => 'offsetGet', 'class' => 'Cake\Http\ServerRequest', 'object' => object(Cake\Http\ServerRequest) {}, 'type' => '->', 'args' => [ (int) 0 => 'artileslug' ] ], (int) 2 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Controller/Controller.php', 'line' => (int) 610, 'function' => 'printArticle', 'class' => 'App\Controller\ArtileDetailController', 'object' => object(App\Controller\ArtileDetailController) {}, 'type' => '->', 'args' => [] ], (int) 3 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/ActionDispatcher.php', 'line' => (int) 120, 'function' => 'invokeAction', 'class' => 'Cake\Controller\Controller', 'object' => object(App\Controller\ArtileDetailController) {}, 'type' => '->', 'args' => [] ], (int) 4 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/ActionDispatcher.php', 'line' => (int) 94, 'function' => '_invoke', 'class' => 'Cake\Http\ActionDispatcher', 'object' => object(Cake\Http\ActionDispatcher) {}, 'type' => '->', 'args' => [ (int) 0 => object(App\Controller\ArtileDetailController) {} ] ], (int) 5 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/BaseApplication.php', 'line' => (int) 235, 'function' => 'dispatch', 'class' => 'Cake\Http\ActionDispatcher', 'object' => object(Cake\Http\ActionDispatcher) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {} ] ], (int) 6 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/Runner.php', 'line' => (int) 65, 'function' => '__invoke', 'class' => 'Cake\Http\BaseApplication', 'object' => object(App\Application) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {}, (int) 2 => object(Cake\Http\Runner) {} ] ], (int) 7 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Routing/Middleware/RoutingMiddleware.php', 'line' => (int) 162, 'function' => '__invoke', 'class' => 'Cake\Http\Runner', 'object' => object(Cake\Http\Runner) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {} ] ], (int) 8 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/Runner.php', 'line' => (int) 65, 'function' => '__invoke', 'class' => 'Cake\Routing\Middleware\RoutingMiddleware', 'object' => object(Cake\Routing\Middleware\RoutingMiddleware) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {}, (int) 2 => object(Cake\Http\Runner) {} ] ], (int) 9 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Routing/Middleware/AssetMiddleware.php', 'line' => (int) 88, 'function' => '__invoke', 'class' => 'Cake\Http\Runner', 'object' => object(Cake\Http\Runner) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {} ] ], (int) 10 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/Runner.php', 'line' => (int) 65, 'function' => '__invoke', 'class' => 'Cake\Routing\Middleware\AssetMiddleware', 'object' => object(Cake\Routing\Middleware\AssetMiddleware) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {}, (int) 2 => object(Cake\Http\Runner) {} ] ], (int) 11 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Error/Middleware/ErrorHandlerMiddleware.php', 'line' => (int) 96, 'function' => '__invoke', 'class' => 'Cake\Http\Runner', 'object' => object(Cake\Http\Runner) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {} ] ], (int) 12 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/Runner.php', 'line' => (int) 65, 'function' => '__invoke', 'class' => 'Cake\Error\Middleware\ErrorHandlerMiddleware', 'object' => object(Cake\Error\Middleware\ErrorHandlerMiddleware) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {}, (int) 2 => object(Cake\Http\Runner) {} ] ], (int) 13 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/Runner.php', 'line' => (int) 51, 'function' => '__invoke', 'class' => 'Cake\Http\Runner', 'object' => object(Cake\Http\Runner) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\ServerRequest) {}, (int) 1 => object(Cake\Http\Response) {} ] ], (int) 14 => [ 'file' => '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Http/Server.php', 'line' => (int) 98, 'function' => 'run', 'class' => 'Cake\Http\Runner', 'object' => object(Cake\Http\Runner) {}, 'type' => '->', 'args' => [ (int) 0 => object(Cake\Http\MiddlewareQueue) {}, (int) 1 => object(Cake\Http\ServerRequest) {}, (int) 2 => object(Cake\Http\Response) {} ] ], (int) 15 => [ 'file' => '/home/brlfuser/public_html/webroot/index.php', 'line' => (int) 39, 'function' => 'run', 'class' => 'Cake\Http\Server', 'object' => object(Cake\Http\Server) {}, 'type' => '->', 'args' => [] ] ] $frame = [ 'file' => '/home/brlfuser/public_html/src/Controller/ArtileDetailController.php', 'line' => (int) 74, 'function' => 'offsetGet', 'class' => 'Cake\Http\ServerRequest', 'object' => object(Cake\Http\ServerRequest) { trustProxy => false [protected] params => [ [maximum depth reached] ] [protected] data => [[maximum depth reached]] [protected] query => [[maximum depth reached]] [protected] cookies => [ [maximum depth reached] ] [protected] _environment => [ [maximum depth reached] ] [protected] url => 'latest-news-updates/no-insurance-cover-for-organ-donors-pushpa-narayan-aparna-ramalingam-19071/print' [protected] base => '' [protected] webroot => '/' [protected] here => '/latest-news-updates/no-insurance-cover-for-organ-donors-pushpa-narayan-aparna-ramalingam-19071/print' [protected] trustedProxies => [[maximum depth reached]] [protected] _input => null [protected] _detectors => [ [maximum depth reached] ] [protected] _detectorCache => [ [maximum depth reached] ] [protected] stream => object(Zend\Diactoros\PhpInputStream) {} [protected] uri => object(Zend\Diactoros\Uri) {} [protected] session => object(Cake\Http\Session) {} [protected] attributes => [[maximum depth reached]] [protected] emulatedAttributes => [ [maximum depth reached] ] [protected] uploadedFiles => [[maximum depth reached]] [protected] protocol => null [protected] requestTarget => null [private] deprecatedProperties => [ [maximum depth reached] ] }, 'type' => '->', 'args' => [ (int) 0 => 'artileslug' ] ]deprecationWarning - CORE/src/Core/functions.php, line 311 Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421 App\Controller\ArtileDetailController::printArticle() - APP/Controller/ArtileDetailController.php, line 74 Cake\Controller\Controller::invokeAction() - CORE/src/Controller/Controller.php, line 610 Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120 Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94 Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Routing\Middleware\AssetMiddleware::__invoke() - CORE/src/Routing/Middleware/AssetMiddleware.php, line 88 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51 Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98
Warning (512): Unable to emit headers. Headers sent in file=/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Error/Debugger.php line=853 [CORE/src/Http/ResponseEmitter.php, line 48]Code Contextif (Configure::read('debug')) {
trigger_error($message, E_USER_WARNING);
} else {
$response = object(Cake\Http\Response) { 'status' => (int) 200, 'contentType' => 'text/html', 'headers' => [ 'Content-Type' => [ [maximum depth reached] ] ], 'file' => null, 'fileRange' => [], 'cookies' => object(Cake\Http\Cookie\CookieCollection) {}, 'cacheDirectives' => [], 'body' => '<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd"> <html xmlns="http://www.w3.org/1999/xhtml"> <head> <link rel="canonical" href="https://im4change.in/<pre class="cake-error"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr68055fcd630f6-trace').style.display = (document.getElementById('cakeErr68055fcd630f6-trace').style.display == 'none' ? '' : 'none');"><b>Notice</b> (8)</a>: Undefined variable: urlPrefix [<b>APP/Template/Layout/printlayout.ctp</b>, line <b>8</b>]<div id="cakeErr68055fcd630f6-trace" class="cake-stack-trace" style="display: none;"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr68055fcd630f6-code').style.display = (document.getElementById('cakeErr68055fcd630f6-code').style.display == 'none' ? '' : 'none')">Code</a> <a href="javascript:void(0);" onclick="document.getElementById('cakeErr68055fcd630f6-context').style.display = (document.getElementById('cakeErr68055fcd630f6-context').style.display == 'none' ? '' : 'none')">Context</a><pre id="cakeErr68055fcd630f6-code" class="cake-code-dump" style="display: none;"><code><span style="color: #000000"><span style="color: #0000BB"></span><span style="color: #007700"><</span><span style="color: #0000BB">head</span><span style="color: #007700">> </span></span></code> <span class="code-highlight"><code><span style="color: #000000"> <link rel="canonical" href="<span style="color: #0000BB"><?php </span><span style="color: #007700">echo </span><span style="color: #0000BB">Configure</span><span style="color: #007700">::</span><span style="color: #0000BB">read</span><span style="color: #007700">(</span><span style="color: #DD0000">'SITE_URL'</span><span style="color: #007700">); </span><span style="color: #0000BB">?><?php </span><span style="color: #007700">echo </span><span style="color: #0000BB">$urlPrefix</span><span style="color: #007700">;</span><span style="color: #0000BB">?><?php </span><span style="color: #007700">echo </span><span style="color: #0000BB">$article_current</span><span style="color: #007700">-></span><span style="color: #0000BB">category</span><span style="color: #007700">-></span><span style="color: #0000BB">slug</span><span style="color: #007700">; </span><span style="color: #0000BB">?></span>/<span style="color: #0000BB"><?php </span><span style="color: #007700">echo </span><span style="color: #0000BB">$article_current</span><span style="color: #007700">-></span><span style="color: #0000BB">seo_url</span><span style="color: #007700">; </span><span style="color: #0000BB">?></span>.html"/> </span></code></span> <code><span style="color: #000000"><span style="color: #0000BB"> </span><span style="color: #007700"><</span><span style="color: #0000BB">meta http</span><span style="color: #007700">-</span><span style="color: #0000BB">equiv</span><span style="color: #007700">=</span><span style="color: #DD0000">"Content-Type" </span><span style="color: #0000BB">content</span><span style="color: #007700">=</span><span style="color: #DD0000">"text/html; charset=utf-8"</span><span style="color: #007700">/> </span></span></code></pre><pre id="cakeErr68055fcd630f6-context" class="cake-context" style="display: none;">$viewFile = '/home/brlfuser/public_html/src/Template/Layout/printlayout.ctp' $dataForView = [ 'article_current' => object(App\Model\Entity\Article) { 'id' => (int) 18936, 'title' => 'No insurance cover for organ donors -Pushpa Narayan &amp; Aparna Ramalingam', 'subheading' => '', 'description' => '<div align="justify"> -The Times of India<br /> <br /> <em>CHENNAI: </em>Srinidhi (name changed), a housewife, donated a part of her liver to her husband a few years ago. Even though she has no complications and is perfectly healthy, she was surprised to find that insurance companies rejected her application for comprehensive health cover.<br /> <br /> &quot;Insurance companies don't ask if you have donated an organ. The application forms ask if there is a scar of the body and the reason for it. When you say you donated an organ, the application is rejected,&quot; said Srinidhi. The liver regenerates after donation and the donor is as normal as anyone else. &quot;I am willing to prove this with scans and doctor's reports,&quot; she said.<br /> <br /> Many donors say they weren't issued policies despite undergoing extra tests. The problem is not confined to new applications. Insurers insist that donors undergo specific tests when policies come up for renewal. &quot;The profile of the patient may have changed post donation, and risks arising out of such changes may not be covered under the original policy,&quot; said a senior official from a Chennai-based insurance company.<br /> <br /> Jayakar (name changed), 69, who leads a retired life in Bangalore, applied for health insurance six months ago. Three insurance companies, including a public-sector company, rejected his application after he told them he had donated one of his kidneys in 1984.<br /> <br /> &quot;I am healthy. I am not diabetic or hypertensive,&quot; he said. Jayakar worked for State Bank of India and then the Tata group, both of which covered all his medical expenses. &quot;After retirement, I realized I didn't have health cover. I didn't know I'd be ineligible because of a selfless act,&quot; he said.<br /> <br /> Kidney and liver are the only two organs people can donate when they are alive. Other organs such as heart, lung and pancreas come from brain-dead persons. Nephrologists say donating a kidney may lead to a slight increase in blood pressure and in protein levels in urine, but it does not increase risk of kidney disease or reduce life expectancy. &quot;On the contrary, I would say kidney donors are healthier than others because before they donate, we ensure that they are free of all diseases,&quot; said nephrologist Rajan Ravichandran.<br /> <br /> Urologist Dr Sunil Shroff, who heads Mohan Foundation, a non-profit that promotes organ donation, said there were no reasons to reject applications by organ donors. &quot;We must encourage people to donate organs to their loved ones. I wish medical professionals working with insurance companies would stop rejecting genuine cases,&quot; he said.<br /> <br /> A few do get lucky. New India Assurance has given policies to some organ donors. &quot;A person donates an organ only when it is considered safe by doctors. While there may have been some aberrations in terms of health cover for organ donors, we don't have an issue in terms of providing cover for them,&quot; said G Srinivasan, chairman and managing director, New India Assurance. <br /> <br /> </div>', 'credit_writer' => 'The Times of India, 27 January, 2013, http://timesofindia.indiatimes.com/india/No-insurance-cover-for-organ-donors/articleshow/18201111.cms', 'article_img' => '', 'article_img_thumb' => '', 'status' => (int) 1, 'show_on_home' => (int) 1, 'lang' => 'EN', 'category_id' => (int) 16, 'tag_keyword' => '', 'seo_url' => 'no-insurance-cover-for-organ-donors-pushpa-narayan-aparna-ramalingam-19071', 'meta_title' => null, 'meta_keywords' => null, 'meta_description' => null, 'noindex' => (int) 0, 'publish_date' => object(Cake\I18n\FrozenDate) {}, 'most_visit_section_id' => null, 'article_big_img' => null, 'liveid' => (int) 19071, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'edate' => '', 'tags' => [ [maximum depth reached] ], 'category' => object(App\Model\Entity\Category) {}, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Articles' }, 'articleid' => (int) 18936, 'metaTitle' => 'LATEST NEWS UPDATES | No insurance cover for organ donors -Pushpa Narayan &amp; Aparna Ramalingam', 'metaKeywords' => 'Insurance,Health', 'metaDesc' => ' -The Times of India CHENNAI: Srinidhi (name changed), a housewife, donated a part of her liver to her husband a few years ago. Even though she has no complications and is perfectly healthy, she was surprised to find that insurance companies...', 'disp' => '<div align="justify">-The Times of India<br /><br /><em>CHENNAI: </em>Srinidhi (name changed), a housewife, donated a part of her liver to her husband a few years ago. Even though she has no complications and is perfectly healthy, she was surprised to find that insurance companies rejected her application for comprehensive health cover.<br /><br />&quot;Insurance companies don't ask if you have donated an organ. The application forms ask if there is a scar of the body and the reason for it. When you say you donated an organ, the application is rejected,&quot; said Srinidhi. The liver regenerates after donation and the donor is as normal as anyone else. &quot;I am willing to prove this with scans and doctor's reports,&quot; she said.<br /><br />Many donors say they weren't issued policies despite undergoing extra tests. The problem is not confined to new applications. Insurers insist that donors undergo specific tests when policies come up for renewal. &quot;The profile of the patient may have changed post donation, and risks arising out of such changes may not be covered under the original policy,&quot; said a senior official from a Chennai-based insurance company.<br /><br />Jayakar (name changed), 69, who leads a retired life in Bangalore, applied for health insurance six months ago. Three insurance companies, including a public-sector company, rejected his application after he told them he had donated one of his kidneys in 1984.<br /><br />&quot;I am healthy. I am not diabetic or hypertensive,&quot; he said. Jayakar worked for State Bank of India and then the Tata group, both of which covered all his medical expenses. &quot;After retirement, I realized I didn't have health cover. I didn't know I'd be ineligible because of a selfless act,&quot; he said.<br /><br />Kidney and liver are the only two organs people can donate when they are alive. Other organs such as heart, lung and pancreas come from brain-dead persons. Nephrologists say donating a kidney may lead to a slight increase in blood pressure and in protein levels in urine, but it does not increase risk of kidney disease or reduce life expectancy. &quot;On the contrary, I would say kidney donors are healthier than others because before they donate, we ensure that they are free of all diseases,&quot; said nephrologist Rajan Ravichandran.<br /><br />Urologist Dr Sunil Shroff, who heads Mohan Foundation, a non-profit that promotes organ donation, said there were no reasons to reject applications by organ donors. &quot;We must encourage people to donate organs to their loved ones. I wish medical professionals working with insurance companies would stop rejecting genuine cases,&quot; he said.<br /><br />A few do get lucky. New India Assurance has given policies to some organ donors. &quot;A person donates an organ only when it is considered safe by doctors. While there may have been some aberrations in terms of health cover for organ donors, we don't have an issue in terms of providing cover for them,&quot; said G Srinivasan, chairman and managing director, New India Assurance. <br /><br /></div>', 'lang' => 'English', 'SITE_URL' => 'https://im4change.in/', 'site_title' => 'im4change', 'adminprix' => 'admin' ] $article_current = object(App\Model\Entity\Article) { 'id' => (int) 18936, 'title' => 'No insurance cover for organ donors -Pushpa Narayan &amp; Aparna Ramalingam', 'subheading' => '', 'description' => '<div align="justify"> -The Times of India<br /> <br /> <em>CHENNAI: </em>Srinidhi (name changed), a housewife, donated a part of her liver to her husband a few years ago. Even though she has no complications and is perfectly healthy, she was surprised to find that insurance companies rejected her application for comprehensive health cover.<br /> <br /> &quot;Insurance companies don't ask if you have donated an organ. The application forms ask if there is a scar of the body and the reason for it. When you say you donated an organ, the application is rejected,&quot; said Srinidhi. The liver regenerates after donation and the donor is as normal as anyone else. &quot;I am willing to prove this with scans and doctor's reports,&quot; she said.<br /> <br /> Many donors say they weren't issued policies despite undergoing extra tests. The problem is not confined to new applications. Insurers insist that donors undergo specific tests when policies come up for renewal. &quot;The profile of the patient may have changed post donation, and risks arising out of such changes may not be covered under the original policy,&quot; said a senior official from a Chennai-based insurance company.<br /> <br /> Jayakar (name changed), 69, who leads a retired life in Bangalore, applied for health insurance six months ago. Three insurance companies, including a public-sector company, rejected his application after he told them he had donated one of his kidneys in 1984.<br /> <br /> &quot;I am healthy. I am not diabetic or hypertensive,&quot; he said. Jayakar worked for State Bank of India and then the Tata group, both of which covered all his medical expenses. &quot;After retirement, I realized I didn't have health cover. I didn't know I'd be ineligible because of a selfless act,&quot; he said.<br /> <br /> Kidney and liver are the only two organs people can donate when they are alive. Other organs such as heart, lung and pancreas come from brain-dead persons. Nephrologists say donating a kidney may lead to a slight increase in blood pressure and in protein levels in urine, but it does not increase risk of kidney disease or reduce life expectancy. &quot;On the contrary, I would say kidney donors are healthier than others because before they donate, we ensure that they are free of all diseases,&quot; said nephrologist Rajan Ravichandran.<br /> <br /> Urologist Dr Sunil Shroff, who heads Mohan Foundation, a non-profit that promotes organ donation, said there were no reasons to reject applications by organ donors. &quot;We must encourage people to donate organs to their loved ones. I wish medical professionals working with insurance companies would stop rejecting genuine cases,&quot; he said.<br /> <br /> A few do get lucky. New India Assurance has given policies to some organ donors. &quot;A person donates an organ only when it is considered safe by doctors. While there may have been some aberrations in terms of health cover for organ donors, we don't have an issue in terms of providing cover for them,&quot; said G Srinivasan, chairman and managing director, New India Assurance. <br /> <br /> </div>', 'credit_writer' => 'The Times of India, 27 January, 2013, http://timesofindia.indiatimes.com/india/No-insurance-cover-for-organ-donors/articleshow/18201111.cms', 'article_img' => '', 'article_img_thumb' => '', 'status' => (int) 1, 'show_on_home' => (int) 1, 'lang' => 'EN', 'category_id' => (int) 16, 'tag_keyword' => '', 'seo_url' => 'no-insurance-cover-for-organ-donors-pushpa-narayan-aparna-ramalingam-19071', 'meta_title' => null, 'meta_keywords' => null, 'meta_description' => null, 'noindex' => (int) 0, 'publish_date' => object(Cake\I18n\FrozenDate) {}, 'most_visit_section_id' => null, 'article_big_img' => null, 'liveid' => (int) 19071, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'edate' => '', 'tags' => [ (int) 0 => object(Cake\ORM\Entity) {}, (int) 1 => object(Cake\ORM\Entity) {} ], 'category' => object(App\Model\Entity\Category) {}, '[new]' => false, '[accessible]' => [ '*' => true, 'id' => false ], '[dirty]' => [], '[original]' => [], '[virtual]' => [], '[hasErrors]' => false, '[errors]' => [], '[invalid]' => [], '[repository]' => 'Articles' } $articleid = (int) 18936 $metaTitle = 'LATEST NEWS UPDATES | No insurance cover for organ donors -Pushpa Narayan &amp; Aparna Ramalingam' $metaKeywords = 'Insurance,Health' $metaDesc = ' -The Times of India CHENNAI: Srinidhi (name changed), a housewife, donated a part of her liver to her husband a few years ago. Even though she has no complications and is perfectly healthy, she was surprised to find that insurance companies...' $disp = '<div align="justify">-The Times of India<br /><br /><em>CHENNAI: </em>Srinidhi (name changed), a housewife, donated a part of her liver to her husband a few years ago. Even though she has no complications and is perfectly healthy, she was surprised to find that insurance companies rejected her application for comprehensive health cover.<br /><br />&quot;Insurance companies don't ask if you have donated an organ. The application forms ask if there is a scar of the body and the reason for it. When you say you donated an organ, the application is rejected,&quot; said Srinidhi. The liver regenerates after donation and the donor is as normal as anyone else. &quot;I am willing to prove this with scans and doctor's reports,&quot; she said.<br /><br />Many donors say they weren't issued policies despite undergoing extra tests. The problem is not confined to new applications. Insurers insist that donors undergo specific tests when policies come up for renewal. &quot;The profile of the patient may have changed post donation, and risks arising out of such changes may not be covered under the original policy,&quot; said a senior official from a Chennai-based insurance company.<br /><br />Jayakar (name changed), 69, who leads a retired life in Bangalore, applied for health insurance six months ago. Three insurance companies, including a public-sector company, rejected his application after he told them he had donated one of his kidneys in 1984.<br /><br />&quot;I am healthy. I am not diabetic or hypertensive,&quot; he said. Jayakar worked for State Bank of India and then the Tata group, both of which covered all his medical expenses. &quot;After retirement, I realized I didn't have health cover. I didn't know I'd be ineligible because of a selfless act,&quot; he said.<br /><br />Kidney and liver are the only two organs people can donate when they are alive. Other organs such as heart, lung and pancreas come from brain-dead persons. Nephrologists say donating a kidney may lead to a slight increase in blood pressure and in protein levels in urine, but it does not increase risk of kidney disease or reduce life expectancy. &quot;On the contrary, I would say kidney donors are healthier than others because before they donate, we ensure that they are free of all diseases,&quot; said nephrologist Rajan Ravichandran.<br /><br />Urologist Dr Sunil Shroff, who heads Mohan Foundation, a non-profit that promotes organ donation, said there were no reasons to reject applications by organ donors. &quot;We must encourage people to donate organs to their loved ones. I wish medical professionals working with insurance companies would stop rejecting genuine cases,&quot; he said.<br /><br />A few do get lucky. New India Assurance has given policies to some organ donors. &quot;A person donates an organ only when it is considered safe by doctors. While there may have been some aberrations in terms of health cover for organ donors, we don't have an issue in terms of providing cover for them,&quot; said G Srinivasan, chairman and managing director, New India Assurance. <br /><br /></div>' $lang = 'English' $SITE_URL = 'https://im4change.in/' $site_title = 'im4change' $adminprix = 'admin'</pre><pre class="stack-trace">include - APP/Template/Layout/printlayout.ctp, line 8 Cake\View\View::_evaluate() - CORE/src/View/View.php, line 1413 Cake\View\View::_render() - CORE/src/View/View.php, line 1374 Cake\View\View::renderLayout() - CORE/src/View/View.php, line 927 Cake\View\View::render() - CORE/src/View/View.php, line 885 Cake\Controller\Controller::render() - CORE/src/Controller/Controller.php, line 791 Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 126 Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94 Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Routing\Middleware\AssetMiddleware::__invoke() - CORE/src/Routing/Middleware/AssetMiddleware.php, line 88 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51</pre></div></pre>latest-news-updates/no-insurance-cover-for-organ-donors-pushpa-narayan-aparna-ramalingam-19071.html"/> <meta http-equiv="Content-Type" content="text/html; charset=utf-8"/> <link href="https://im4change.in/css/control.css" rel="stylesheet" type="text/css" media="all"/> <title>LATEST NEWS UPDATES | No insurance cover for organ donors -Pushpa Narayan & Aparna Ramalingam | Im4change.org</title> <meta name="description" content=" -The Times of India CHENNAI: Srinidhi (name changed), a housewife, donated a part of her liver to her husband a few years ago. Even though she has no complications and is perfectly healthy, she was surprised to find that insurance companies..."/> <script src="https://im4change.in/js/jquery-1.10.2.js"></script> <script type="text/javascript" src="https://im4change.in/js/jquery-migrate.min.js"></script> <script language="javascript" type="text/javascript"> $(document).ready(function () { var img = $("img")[0]; // Get my img elem var pic_real_width, pic_real_height; $("<img/>") // Make in memory copy of image to avoid css issues .attr("src", $(img).attr("src")) .load(function () { pic_real_width = this.width; // Note: $(this).width() will not pic_real_height = this.height; // work for in memory images. }); }); </script> <style type="text/css"> @media screen { div.divFooter { display: block; } } @media print { .printbutton { display: none !important; } } </style> </head> <body> <table cellpadding="0" cellspacing="0" border="0" width="98%" align="center"> <tr> <td class="top_bg"> <div class="divFooter"> <img src="https://im4change.in/images/logo1.jpg" height="59" border="0" alt="Resource centre on India's rural distress" style="padding-top:14px;"/> </div> </td> </tr> <tr> <td id="topspace"> </td> </tr> <tr id="topspace"> <td> </td> </tr> <tr> <td height="50" style="border-bottom:1px solid #000; padding-top:10px;" class="printbutton"> <form><input type="button" value=" Print this page " onclick="window.print();return false;"/></form> </td> </tr> <tr> <td width="100%"> <h1 class="news_headlines" style="font-style:normal"> <strong>No insurance cover for organ donors -Pushpa Narayan & Aparna Ramalingam</strong></h1> </td> </tr> <tr> <td width="100%" style="font-family:Arial, 'Segoe Script', 'Segoe UI', sans-serif, serif"><font size="3"> <div align="justify">-The Times of India<br /><br /><em>CHENNAI: </em>Srinidhi (name changed), a housewife, donated a part of her liver to her husband a few years ago. Even though she has no complications and is perfectly healthy, she was surprised to find that insurance companies rejected her application for comprehensive health cover.<br /><br />"Insurance companies don't ask if you have donated an organ. The application forms ask if there is a scar of the body and the reason for it. When you say you donated an organ, the application is rejected," said Srinidhi. The liver regenerates after donation and the donor is as normal as anyone else. "I am willing to prove this with scans and doctor's reports," she said.<br /><br />Many donors say they weren't issued policies despite undergoing extra tests. The problem is not confined to new applications. Insurers insist that donors undergo specific tests when policies come up for renewal. "The profile of the patient may have changed post donation, and risks arising out of such changes may not be covered under the original policy," said a senior official from a Chennai-based insurance company.<br /><br />Jayakar (name changed), 69, who leads a retired life in Bangalore, applied for health insurance six months ago. Three insurance companies, including a public-sector company, rejected his application after he told them he had donated one of his kidneys in 1984.<br /><br />"I am healthy. I am not diabetic or hypertensive," he said. Jayakar worked for State Bank of India and then the Tata group, both of which covered all his medical expenses. "After retirement, I realized I didn't have health cover. I didn't know I'd be ineligible because of a selfless act," he said.<br /><br />Kidney and liver are the only two organs people can donate when they are alive. Other organs such as heart, lung and pancreas come from brain-dead persons. Nephrologists say donating a kidney may lead to a slight increase in blood pressure and in protein levels in urine, but it does not increase risk of kidney disease or reduce life expectancy. "On the contrary, I would say kidney donors are healthier than others because before they donate, we ensure that they are free of all diseases," said nephrologist Rajan Ravichandran.<br /><br />Urologist Dr Sunil Shroff, who heads Mohan Foundation, a non-profit that promotes organ donation, said there were no reasons to reject applications by organ donors. "We must encourage people to donate organs to their loved ones. I wish medical professionals working with insurance companies would stop rejecting genuine cases," he said.<br /><br />A few do get lucky. New India Assurance has given policies to some organ donors. "A person donates an organ only when it is considered safe by doctors. While there may have been some aberrations in terms of health cover for organ donors, we don't have an issue in terms of providing cover for them," said G Srinivasan, chairman and managing director, New India Assurance. <br /><br /></div> </font> </td> </tr> <tr> <td> </td> </tr> <tr> <td height="50" style="border-top:1px solid #000; border-bottom:1px solid #000;padding-top:10px;"> <form><input type="button" value=" Print this page " onclick="window.print();return false;"/></form> </td> </tr> </table></body> </html>' } $maxBufferLength = (int) 8192 $file = '/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Error/Debugger.php' $line = (int) 853 $message = 'Unable to emit headers. Headers sent in file=/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Error/Debugger.php line=853'Cake\Http\ResponseEmitter::emit() - CORE/src/Http/ResponseEmitter.php, line 48 Cake\Http\Server::emit() - CORE/src/Http/Server.php, line 141 [main] - ROOT/webroot/index.php, line 39
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'' : 'none');"><b>Notice</b> (8)</a>: Undefined variable: urlPrefix [<b>APP/Template/Layout/printlayout.ctp</b>, line <b>8</b>]<div id="cakeErr68055fcd630f6-trace" class="cake-stack-trace" style="display: none;"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr68055fcd630f6-code').style.display = (document.getElementById('cakeErr68055fcd630f6-code').style.display == 'none' ? '' : 'none')">Code</a> <a href="javascript:void(0);" onclick="document.getElementById('cakeErr68055fcd630f6-context').style.display = (document.getElementById('cakeErr68055fcd630f6-context').style.display == 'none' ? '' : 'none')">Context</a><pre id="cakeErr68055fcd630f6-code" class="cake-code-dump" style="display: none;"><code><span style="color: #000000"><span style="color: #0000BB"></span><span style="color: #007700"><</span><span style="color: #0000BB">head</span><span style="color: #007700">> </span></span></code> <span class="code-highlight"><code><span style="color: #000000"> <link rel="canonical" href="<span style="color: #0000BB"><?php </span><span style="color: #007700">echo </span><span style="color: #0000BB">Configure</span><span style="color: #007700">::</span><span style="color: #0000BB">read</span><span style="color: #007700">(</span><span style="color: #DD0000">'SITE_URL'</span><span style="color: #007700">); </span><span style="color: #0000BB">?><?php </span><span style="color: #007700">echo </span><span style="color: #0000BB">$urlPrefix</span><span style="color: #007700">;</span><span style="color: #0000BB">?><?php </span><span style="color: #007700">echo </span><span style="color: #0000BB">$article_current</span><span style="color: #007700">-></span><span style="color: #0000BB">category</span><span style="color: #007700">-></span><span style="color: #0000BB">slug</span><span style="color: #007700">; </span><span style="color: #0000BB">?></span>/<span style="color: #0000BB"><?php </span><span style="color: #007700">echo </span><span style="color: #0000BB">$article_current</span><span style="color: #007700">-></span><span style="color: #0000BB">seo_url</span><span style="color: #007700">; </span><span style="color: #0000BB">?></span>.html"/> </span></code></span> <code><span style="color: #000000"><span style="color: #0000BB"> </span><span style="color: #007700"><</span><span style="color: #0000BB">meta http</span><span style="color: #007700">-</span><span style="color: #0000BB">equiv</span><span style="color: #007700">=</span><span style="color: #DD0000">"Content-Type" </span><span style="color: #0000BB">content</span><span style="color: #007700">=</span><span style="color: #DD0000">"text/html; charset=utf-8"</span><span style="color: #007700">/> </span></span></code></pre><pre id="cakeErr68055fcd630f6-context" class="cake-context" style="display: none;">$viewFile = '/home/brlfuser/public_html/src/Template/Layout/printlayout.ctp' $dataForView = [ 'article_current' => object(App\Model\Entity\Article) { 'id' => (int) 18936, 'title' => 'No insurance cover for organ donors -Pushpa Narayan &amp; Aparna Ramalingam', 'subheading' => '', 'description' => '<div align="justify"> -The Times of India<br /> <br /> <em>CHENNAI: </em>Srinidhi (name changed), a housewife, donated a part of her liver to her husband a few years ago. Even though she has no complications and is perfectly healthy, she was surprised to find that insurance companies rejected her application for comprehensive health cover.<br /> <br /> &quot;Insurance companies don't ask if you have donated an organ. The application forms ask if there is a scar of the body and the reason for it. When you say you donated an organ, the application is rejected,&quot; said Srinidhi. The liver regenerates after donation and the donor is as normal as anyone else. &quot;I am willing to prove this with scans and doctor's reports,&quot; she said.<br /> <br /> Many donors say they weren't issued policies despite undergoing extra tests. The problem is not confined to new applications. Insurers insist that donors undergo specific tests when policies come up for renewal. &quot;The profile of the patient may have changed post donation, and risks arising out of such changes may not be covered under the original policy,&quot; said a senior official from a Chennai-based insurance company.<br /> <br /> Jayakar (name changed), 69, who leads a retired life in Bangalore, applied for health insurance six months ago. Three insurance companies, including a public-sector company, rejected his application after he told them he had donated one of his kidneys in 1984.<br /> <br /> &quot;I am healthy. I am not diabetic or hypertensive,&quot; he said. Jayakar worked for State Bank of India and then the Tata group, both of which covered all his medical expenses. &quot;After retirement, I realized I didn't have health cover. I didn't know I'd be ineligible because of a selfless act,&quot; he said.<br /> <br /> Kidney and liver are the only two organs people can donate when they are alive. Other organs such as heart, lung and pancreas come from brain-dead persons. Nephrologists say donating a kidney may lead to a slight increase in blood pressure and in protein levels in urine, but it does not increase risk of kidney disease or reduce life expectancy. &quot;On the contrary, I would say kidney donors are healthier than others because before they donate, we ensure that they are free of all diseases,&quot; said nephrologist Rajan Ravichandran.<br /> <br /> Urologist Dr Sunil Shroff, who heads Mohan Foundation, a non-profit that promotes organ donation, said there were no reasons to reject applications by organ donors. &quot;We must encourage people to donate organs to their loved ones. I wish medical professionals working with insurance companies would stop rejecting genuine cases,&quot; he said.<br /> <br /> A few do get lucky. New India Assurance has given policies to some organ donors. &quot;A person donates an organ only when it is considered safe by doctors. While there may have been some aberrations in terms of health cover for organ donors, we don't have an issue in terms of providing cover for them,&quot; said G Srinivasan, chairman and managing director, New India Assurance. <br /> <br /> </div>', 'credit_writer' => 'The Times of India, 27 January, 2013, http://timesofindia.indiatimes.com/india/No-insurance-cover-for-organ-donors/articleshow/18201111.cms', 'article_img' => '', 'article_img_thumb' => '', 'status' => (int) 1, 'show_on_home' => (int) 1, 'lang' => 'EN', 'category_id' => (int) 16, 'tag_keyword' => '', 'seo_url' => 'no-insurance-cover-for-organ-donors-pushpa-narayan-aparna-ramalingam-19071', 'meta_title' => null, 'meta_keywords' => null, 'meta_description' => null, 'noindex' => (int) 0, 'publish_date' => object(Cake\I18n\FrozenDate) {}, 'most_visit_section_id' => null, 'article_big_img' => null, 'liveid' => (int) 19071, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'edate' => '', 'tags' => [ [maximum depth reached] ], 'category' => object(App\Model\Entity\Category) {}, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Articles' }, 'articleid' => (int) 18936, 'metaTitle' => 'LATEST NEWS UPDATES | No insurance cover for organ donors -Pushpa Narayan &amp; Aparna Ramalingam', 'metaKeywords' => 'Insurance,Health', 'metaDesc' => ' -The Times of India CHENNAI: Srinidhi (name changed), a housewife, donated a part of her liver to her husband a few years ago. Even though she has no complications and is perfectly healthy, she was surprised to find that insurance companies...', 'disp' => '<div align="justify">-The Times of India<br /><br /><em>CHENNAI: </em>Srinidhi (name changed), a housewife, donated a part of her liver to her husband a few years ago. Even though she has no complications and is perfectly healthy, she was surprised to find that insurance companies rejected her application for comprehensive health cover.<br /><br />&quot;Insurance companies don't ask if you have donated an organ. The application forms ask if there is a scar of the body and the reason for it. When you say you donated an organ, the application is rejected,&quot; said Srinidhi. The liver regenerates after donation and the donor is as normal as anyone else. &quot;I am willing to prove this with scans and doctor's reports,&quot; she said.<br /><br />Many donors say they weren't issued policies despite undergoing extra tests. The problem is not confined to new applications. Insurers insist that donors undergo specific tests when policies come up for renewal. &quot;The profile of the patient may have changed post donation, and risks arising out of such changes may not be covered under the original policy,&quot; said a senior official from a Chennai-based insurance company.<br /><br />Jayakar (name changed), 69, who leads a retired life in Bangalore, applied for health insurance six months ago. Three insurance companies, including a public-sector company, rejected his application after he told them he had donated one of his kidneys in 1984.<br /><br />&quot;I am healthy. I am not diabetic or hypertensive,&quot; he said. Jayakar worked for State Bank of India and then the Tata group, both of which covered all his medical expenses. &quot;After retirement, I realized I didn't have health cover. I didn't know I'd be ineligible because of a selfless act,&quot; he said.<br /><br />Kidney and liver are the only two organs people can donate when they are alive. Other organs such as heart, lung and pancreas come from brain-dead persons. Nephrologists say donating a kidney may lead to a slight increase in blood pressure and in protein levels in urine, but it does not increase risk of kidney disease or reduce life expectancy. &quot;On the contrary, I would say kidney donors are healthier than others because before they donate, we ensure that they are free of all diseases,&quot; said nephrologist Rajan Ravichandran.<br /><br />Urologist Dr Sunil Shroff, who heads Mohan Foundation, a non-profit that promotes organ donation, said there were no reasons to reject applications by organ donors. &quot;We must encourage people to donate organs to their loved ones. I wish medical professionals working with insurance companies would stop rejecting genuine cases,&quot; he said.<br /><br />A few do get lucky. New India Assurance has given policies to some organ donors. &quot;A person donates an organ only when it is considered safe by doctors. While there may have been some aberrations in terms of health cover for organ donors, we don't have an issue in terms of providing cover for them,&quot; said G Srinivasan, chairman and managing director, New India Assurance. <br /><br /></div>', 'lang' => 'English', 'SITE_URL' => 'https://im4change.in/', 'site_title' => 'im4change', 'adminprix' => 'admin' ] $article_current = object(App\Model\Entity\Article) { 'id' => (int) 18936, 'title' => 'No insurance cover for organ donors -Pushpa Narayan &amp; Aparna Ramalingam', 'subheading' => '', 'description' => '<div align="justify"> -The Times of India<br /> <br /> <em>CHENNAI: </em>Srinidhi (name changed), a housewife, donated a part of her liver to her husband a few years ago. Even though she has no complications and is perfectly healthy, she was surprised to find that insurance companies rejected her application for comprehensive health cover.<br /> <br /> &quot;Insurance companies don't ask if you have donated an organ. The application forms ask if there is a scar of the body and the reason for it. When you say you donated an organ, the application is rejected,&quot; said Srinidhi. The liver regenerates after donation and the donor is as normal as anyone else. &quot;I am willing to prove this with scans and doctor's reports,&quot; she said.<br /> <br /> Many donors say they weren't issued policies despite undergoing extra tests. The problem is not confined to new applications. Insurers insist that donors undergo specific tests when policies come up for renewal. &quot;The profile of the patient may have changed post donation, and risks arising out of such changes may not be covered under the original policy,&quot; said a senior official from a Chennai-based insurance company.<br /> <br /> Jayakar (name changed), 69, who leads a retired life in Bangalore, applied for health insurance six months ago. Three insurance companies, including a public-sector company, rejected his application after he told them he had donated one of his kidneys in 1984.<br /> <br /> &quot;I am healthy. I am not diabetic or hypertensive,&quot; he said. Jayakar worked for State Bank of India and then the Tata group, both of which covered all his medical expenses. &quot;After retirement, I realized I didn't have health cover. I didn't know I'd be ineligible because of a selfless act,&quot; he said.<br /> <br /> Kidney and liver are the only two organs people can donate when they are alive. Other organs such as heart, lung and pancreas come from brain-dead persons. Nephrologists say donating a kidney may lead to a slight increase in blood pressure and in protein levels in urine, but it does not increase risk of kidney disease or reduce life expectancy. &quot;On the contrary, I would say kidney donors are healthier than others because before they donate, we ensure that they are free of all diseases,&quot; said nephrologist Rajan Ravichandran.<br /> <br /> Urologist Dr Sunil Shroff, who heads Mohan Foundation, a non-profit that promotes organ donation, said there were no reasons to reject applications by organ donors. &quot;We must encourage people to donate organs to their loved ones. I wish medical professionals working with insurance companies would stop rejecting genuine cases,&quot; he said.<br /> <br /> A few do get lucky. New India Assurance has given policies to some organ donors. &quot;A person donates an organ only when it is considered safe by doctors. While there may have been some aberrations in terms of health cover for organ donors, we don't have an issue in terms of providing cover for them,&quot; said G Srinivasan, chairman and managing director, New India Assurance. <br /> <br /> </div>', 'credit_writer' => 'The Times of India, 27 January, 2013, http://timesofindia.indiatimes.com/india/No-insurance-cover-for-organ-donors/articleshow/18201111.cms', 'article_img' => '', 'article_img_thumb' => '', 'status' => (int) 1, 'show_on_home' => (int) 1, 'lang' => 'EN', 'category_id' => (int) 16, 'tag_keyword' => '', 'seo_url' => 'no-insurance-cover-for-organ-donors-pushpa-narayan-aparna-ramalingam-19071', 'meta_title' => null, 'meta_keywords' => null, 'meta_description' => null, 'noindex' => (int) 0, 'publish_date' => object(Cake\I18n\FrozenDate) {}, 'most_visit_section_id' => null, 'article_big_img' => null, 'liveid' => (int) 19071, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'edate' => '', 'tags' => [ (int) 0 => object(Cake\ORM\Entity) {}, (int) 1 => object(Cake\ORM\Entity) {} ], 'category' => object(App\Model\Entity\Category) {}, '[new]' => false, '[accessible]' => [ '*' => true, 'id' => false ], '[dirty]' => [], '[original]' => [], '[virtual]' => [], '[hasErrors]' => false, '[errors]' => [], '[invalid]' => [], '[repository]' => 'Articles' } $articleid = (int) 18936 $metaTitle = 'LATEST NEWS UPDATES | No insurance cover for organ donors -Pushpa Narayan &amp; Aparna Ramalingam' $metaKeywords = 'Insurance,Health' $metaDesc = ' -The Times of India CHENNAI: Srinidhi (name changed), a housewife, donated a part of her liver to her husband a few years ago. Even though she has no complications and is perfectly healthy, she was surprised to find that insurance companies...' $disp = '<div align="justify">-The Times of India<br /><br /><em>CHENNAI: </em>Srinidhi (name changed), a housewife, donated a part of her liver to her husband a few years ago. Even though she has no complications and is perfectly healthy, she was surprised to find that insurance companies rejected her application for comprehensive health cover.<br /><br />&quot;Insurance companies don't ask if you have donated an organ. The application forms ask if there is a scar of the body and the reason for it. When you say you donated an organ, the application is rejected,&quot; said Srinidhi. The liver regenerates after donation and the donor is as normal as anyone else. &quot;I am willing to prove this with scans and doctor's reports,&quot; she said.<br /><br />Many donors say they weren't issued policies despite undergoing extra tests. The problem is not confined to new applications. Insurers insist that donors undergo specific tests when policies come up for renewal. &quot;The profile of the patient may have changed post donation, and risks arising out of such changes may not be covered under the original policy,&quot; said a senior official from a Chennai-based insurance company.<br /><br />Jayakar (name changed), 69, who leads a retired life in Bangalore, applied for health insurance six months ago. Three insurance companies, including a public-sector company, rejected his application after he told them he had donated one of his kidneys in 1984.<br /><br />&quot;I am healthy. I am not diabetic or hypertensive,&quot; he said. Jayakar worked for State Bank of India and then the Tata group, both of which covered all his medical expenses. &quot;After retirement, I realized I didn't have health cover. I didn't know I'd be ineligible because of a selfless act,&quot; he said.<br /><br />Kidney and liver are the only two organs people can donate when they are alive. Other organs such as heart, lung and pancreas come from brain-dead persons. Nephrologists say donating a kidney may lead to a slight increase in blood pressure and in protein levels in urine, but it does not increase risk of kidney disease or reduce life expectancy. &quot;On the contrary, I would say kidney donors are healthier than others because before they donate, we ensure that they are free of all diseases,&quot; said nephrologist Rajan Ravichandran.<br /><br />Urologist Dr Sunil Shroff, who heads Mohan Foundation, a non-profit that promotes organ donation, said there were no reasons to reject applications by organ donors. &quot;We must encourage people to donate organs to their loved ones. I wish medical professionals working with insurance companies would stop rejecting genuine cases,&quot; he said.<br /><br />A few do get lucky. New India Assurance has given policies to some organ donors. &quot;A person donates an organ only when it is considered safe by doctors. While there may have been some aberrations in terms of health cover for organ donors, we don't have an issue in terms of providing cover for them,&quot; said G Srinivasan, chairman and managing director, New India Assurance. <br /><br /></div>' $lang = 'English' $SITE_URL = 'https://im4change.in/' $site_title = 'im4change' $adminprix = 'admin'</pre><pre class="stack-trace">include - APP/Template/Layout/printlayout.ctp, line 8 Cake\View\View::_evaluate() - CORE/src/View/View.php, line 1413 Cake\View\View::_render() - CORE/src/View/View.php, line 1374 Cake\View\View::renderLayout() - CORE/src/View/View.php, line 927 Cake\View\View::render() - CORE/src/View/View.php, line 885 Cake\Controller\Controller::render() - CORE/src/Controller/Controller.php, line 791 Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 126 Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94 Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Routing\Middleware\AssetMiddleware::__invoke() - CORE/src/Routing/Middleware/AssetMiddleware.php, line 88 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51</pre></div></pre>latest-news-updates/no-insurance-cover-for-organ-donors-pushpa-narayan-aparna-ramalingam-19071.html"/> <meta http-equiv="Content-Type" content="text/html; charset=utf-8"/> <link href="https://im4change.in/css/control.css" rel="stylesheet" type="text/css" media="all"/> <title>LATEST NEWS UPDATES | No insurance cover for organ donors -Pushpa Narayan & Aparna Ramalingam | Im4change.org</title> <meta name="description" content=" -The Times of India CHENNAI: Srinidhi (name changed), a housewife, donated a part of her liver to her husband a few years ago. Even though she has no complications and is perfectly healthy, she was surprised to find that insurance companies..."/> <script src="https://im4change.in/js/jquery-1.10.2.js"></script> <script type="text/javascript" src="https://im4change.in/js/jquery-migrate.min.js"></script> <script language="javascript" type="text/javascript"> $(document).ready(function () { var img = $("img")[0]; // Get my img elem var pic_real_width, pic_real_height; $("<img/>") // Make in memory copy of image to avoid css issues .attr("src", $(img).attr("src")) .load(function () { pic_real_width = this.width; // Note: $(this).width() will not pic_real_height = this.height; // work for in memory images. }); }); </script> <style type="text/css"> @media screen { div.divFooter { display: block; } } @media print { .printbutton { display: none !important; } } </style> </head> <body> <table cellpadding="0" cellspacing="0" border="0" width="98%" align="center"> <tr> <td class="top_bg"> <div class="divFooter"> <img src="https://im4change.in/images/logo1.jpg" height="59" border="0" alt="Resource centre on India's rural distress" style="padding-top:14px;"/> </div> </td> </tr> <tr> <td id="topspace"> </td> </tr> <tr id="topspace"> <td> </td> </tr> <tr> <td height="50" style="border-bottom:1px solid #000; padding-top:10px;" class="printbutton"> <form><input type="button" value=" Print this page " onclick="window.print();return false;"/></form> </td> </tr> <tr> <td width="100%"> <h1 class="news_headlines" style="font-style:normal"> <strong>No insurance cover for organ donors -Pushpa Narayan & Aparna Ramalingam</strong></h1> </td> </tr> <tr> <td width="100%" style="font-family:Arial, 'Segoe Script', 'Segoe UI', sans-serif, serif"><font size="3"> <div align="justify">-The Times of India<br /><br /><em>CHENNAI: </em>Srinidhi (name changed), a housewife, donated a part of her liver to her husband a few years ago. Even though she has no complications and is perfectly healthy, she was surprised to find that insurance companies rejected her application for comprehensive health cover.<br /><br />"Insurance companies don't ask if you have donated an organ. The application forms ask if there is a scar of the body and the reason for it. When you say you donated an organ, the application is rejected," said Srinidhi. The liver regenerates after donation and the donor is as normal as anyone else. "I am willing to prove this with scans and doctor's reports," she said.<br /><br />Many donors say they weren't issued policies despite undergoing extra tests. The problem is not confined to new applications. Insurers insist that donors undergo specific tests when policies come up for renewal. "The profile of the patient may have changed post donation, and risks arising out of such changes may not be covered under the original policy," said a senior official from a Chennai-based insurance company.<br /><br />Jayakar (name changed), 69, who leads a retired life in Bangalore, applied for health insurance six months ago. Three insurance companies, including a public-sector company, rejected his application after he told them he had donated one of his kidneys in 1984.<br /><br />"I am healthy. I am not diabetic or hypertensive," he said. Jayakar worked for State Bank of India and then the Tata group, both of which covered all his medical expenses. "After retirement, I realized I didn't have health cover. I didn't know I'd be ineligible because of a selfless act," he said.<br /><br />Kidney and liver are the only two organs people can donate when they are alive. Other organs such as heart, lung and pancreas come from brain-dead persons. Nephrologists say donating a kidney may lead to a slight increase in blood pressure and in protein levels in urine, but it does not increase risk of kidney disease or reduce life expectancy. "On the contrary, I would say kidney donors are healthier than others because before they donate, we ensure that they are free of all diseases," said nephrologist Rajan Ravichandran.<br /><br />Urologist Dr Sunil Shroff, who heads Mohan Foundation, a non-profit that promotes organ donation, said there were no reasons to reject applications by organ donors. "We must encourage people to donate organs to their loved ones. I wish medical professionals working with insurance companies would stop rejecting genuine cases," he said.<br /><br />A few do get lucky. New India Assurance has given policies to some organ donors. "A person donates an organ only when it is considered safe by doctors. While there may have been some aberrations in terms of health cover for organ donors, we don't have an issue in terms of providing cover for them," said G Srinivasan, chairman and managing director, New India Assurance. <br /><br /></div> </font> </td> </tr> <tr> <td> </td> </tr> <tr> <td height="50" style="border-top:1px solid #000; border-bottom:1px solid #000;padding-top:10px;"> <form><input type="button" value=" Print this page " onclick="window.print();return false;"/></form> </td> </tr> </table></body> </html>' } $reasonPhrase = 'OK'header - [internal], line ?? Cake\Http\ResponseEmitter::emitStatusLine() - CORE/src/Http/ResponseEmitter.php, line 148 Cake\Http\ResponseEmitter::emit() - CORE/src/Http/ResponseEmitter.php, line 54 Cake\Http\Server::emit() - CORE/src/Http/Server.php, line 141 [main] - ROOT/webroot/index.php, line 39
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'' : 'none');"><b>Notice</b> (8)</a>: Undefined variable: urlPrefix [<b>APP/Template/Layout/printlayout.ctp</b>, line <b>8</b>]<div id="cakeErr68055fcd630f6-trace" class="cake-stack-trace" style="display: none;"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr68055fcd630f6-code').style.display = (document.getElementById('cakeErr68055fcd630f6-code').style.display == 'none' ? '' : 'none')">Code</a> <a href="javascript:void(0);" onclick="document.getElementById('cakeErr68055fcd630f6-context').style.display = (document.getElementById('cakeErr68055fcd630f6-context').style.display == 'none' ? '' : 'none')">Context</a><pre id="cakeErr68055fcd630f6-code" class="cake-code-dump" style="display: none;"><code><span style="color: #000000"><span style="color: #0000BB"></span><span style="color: #007700"><</span><span style="color: #0000BB">head</span><span style="color: #007700">> </span></span></code> <span class="code-highlight"><code><span style="color: #000000"> <link rel="canonical" href="<span style="color: #0000BB"><?php </span><span style="color: #007700">echo </span><span style="color: #0000BB">Configure</span><span style="color: #007700">::</span><span style="color: #0000BB">read</span><span style="color: #007700">(</span><span style="color: #DD0000">'SITE_URL'</span><span style="color: #007700">); </span><span style="color: #0000BB">?><?php </span><span style="color: #007700">echo </span><span style="color: #0000BB">$urlPrefix</span><span style="color: #007700">;</span><span style="color: #0000BB">?><?php </span><span style="color: #007700">echo </span><span style="color: #0000BB">$article_current</span><span style="color: #007700">-></span><span style="color: #0000BB">category</span><span style="color: #007700">-></span><span style="color: #0000BB">slug</span><span style="color: #007700">; </span><span style="color: #0000BB">?></span>/<span style="color: #0000BB"><?php </span><span style="color: #007700">echo </span><span style="color: #0000BB">$article_current</span><span style="color: #007700">-></span><span style="color: #0000BB">seo_url</span><span style="color: #007700">; </span><span style="color: #0000BB">?></span>.html"/> </span></code></span> <code><span style="color: #000000"><span style="color: #0000BB"> </span><span style="color: #007700"><</span><span style="color: #0000BB">meta http</span><span style="color: #007700">-</span><span style="color: #0000BB">equiv</span><span style="color: #007700">=</span><span style="color: #DD0000">"Content-Type" </span><span style="color: #0000BB">content</span><span style="color: #007700">=</span><span style="color: #DD0000">"text/html; charset=utf-8"</span><span style="color: #007700">/> </span></span></code></pre><pre id="cakeErr68055fcd630f6-context" class="cake-context" style="display: none;">$viewFile = '/home/brlfuser/public_html/src/Template/Layout/printlayout.ctp' $dataForView = [ 'article_current' => object(App\Model\Entity\Article) { 'id' => (int) 18936, 'title' => 'No insurance cover for organ donors -Pushpa Narayan &amp; Aparna Ramalingam', 'subheading' => '', 'description' => '<div align="justify"> -The Times of India<br /> <br /> <em>CHENNAI: </em>Srinidhi (name changed), a housewife, donated a part of her liver to her husband a few years ago. Even though she has no complications and is perfectly healthy, she was surprised to find that insurance companies rejected her application for comprehensive health cover.<br /> <br /> &quot;Insurance companies don't ask if you have donated an organ. The application forms ask if there is a scar of the body and the reason for it. When you say you donated an organ, the application is rejected,&quot; said Srinidhi. The liver regenerates after donation and the donor is as normal as anyone else. &quot;I am willing to prove this with scans and doctor's reports,&quot; she said.<br /> <br /> Many donors say they weren't issued policies despite undergoing extra tests. The problem is not confined to new applications. Insurers insist that donors undergo specific tests when policies come up for renewal. &quot;The profile of the patient may have changed post donation, and risks arising out of such changes may not be covered under the original policy,&quot; said a senior official from a Chennai-based insurance company.<br /> <br /> Jayakar (name changed), 69, who leads a retired life in Bangalore, applied for health insurance six months ago. Three insurance companies, including a public-sector company, rejected his application after he told them he had donated one of his kidneys in 1984.<br /> <br /> &quot;I am healthy. I am not diabetic or hypertensive,&quot; he said. Jayakar worked for State Bank of India and then the Tata group, both of which covered all his medical expenses. &quot;After retirement, I realized I didn't have health cover. I didn't know I'd be ineligible because of a selfless act,&quot; he said.<br /> <br /> Kidney and liver are the only two organs people can donate when they are alive. Other organs such as heart, lung and pancreas come from brain-dead persons. Nephrologists say donating a kidney may lead to a slight increase in blood pressure and in protein levels in urine, but it does not increase risk of kidney disease or reduce life expectancy. &quot;On the contrary, I would say kidney donors are healthier than others because before they donate, we ensure that they are free of all diseases,&quot; said nephrologist Rajan Ravichandran.<br /> <br /> Urologist Dr Sunil Shroff, who heads Mohan Foundation, a non-profit that promotes organ donation, said there were no reasons to reject applications by organ donors. &quot;We must encourage people to donate organs to their loved ones. I wish medical professionals working with insurance companies would stop rejecting genuine cases,&quot; he said.<br /> <br /> A few do get lucky. New India Assurance has given policies to some organ donors. &quot;A person donates an organ only when it is considered safe by doctors. While there may have been some aberrations in terms of health cover for organ donors, we don't have an issue in terms of providing cover for them,&quot; said G Srinivasan, chairman and managing director, New India Assurance. <br /> <br /> </div>', 'credit_writer' => 'The Times of India, 27 January, 2013, http://timesofindia.indiatimes.com/india/No-insurance-cover-for-organ-donors/articleshow/18201111.cms', 'article_img' => '', 'article_img_thumb' => '', 'status' => (int) 1, 'show_on_home' => (int) 1, 'lang' => 'EN', 'category_id' => (int) 16, 'tag_keyword' => '', 'seo_url' => 'no-insurance-cover-for-organ-donors-pushpa-narayan-aparna-ramalingam-19071', 'meta_title' => null, 'meta_keywords' => null, 'meta_description' => null, 'noindex' => (int) 0, 'publish_date' => object(Cake\I18n\FrozenDate) {}, 'most_visit_section_id' => null, 'article_big_img' => null, 'liveid' => (int) 19071, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'edate' => '', 'tags' => [ [maximum depth reached] ], 'category' => object(App\Model\Entity\Category) {}, '[new]' => false, '[accessible]' => [ [maximum depth reached] ], '[dirty]' => [[maximum depth reached]], '[original]' => [[maximum depth reached]], '[virtual]' => [[maximum depth reached]], '[hasErrors]' => false, '[errors]' => [[maximum depth reached]], '[invalid]' => [[maximum depth reached]], '[repository]' => 'Articles' }, 'articleid' => (int) 18936, 'metaTitle' => 'LATEST NEWS UPDATES | No insurance cover for organ donors -Pushpa Narayan &amp; Aparna Ramalingam', 'metaKeywords' => 'Insurance,Health', 'metaDesc' => ' -The Times of India CHENNAI: Srinidhi (name changed), a housewife, donated a part of her liver to her husband a few years ago. Even though she has no complications and is perfectly healthy, she was surprised to find that insurance companies...', 'disp' => '<div align="justify">-The Times of India<br /><br /><em>CHENNAI: </em>Srinidhi (name changed), a housewife, donated a part of her liver to her husband a few years ago. Even though she has no complications and is perfectly healthy, she was surprised to find that insurance companies rejected her application for comprehensive health cover.<br /><br />&quot;Insurance companies don't ask if you have donated an organ. The application forms ask if there is a scar of the body and the reason for it. When you say you donated an organ, the application is rejected,&quot; said Srinidhi. The liver regenerates after donation and the donor is as normal as anyone else. &quot;I am willing to prove this with scans and doctor's reports,&quot; she said.<br /><br />Many donors say they weren't issued policies despite undergoing extra tests. The problem is not confined to new applications. Insurers insist that donors undergo specific tests when policies come up for renewal. &quot;The profile of the patient may have changed post donation, and risks arising out of such changes may not be covered under the original policy,&quot; said a senior official from a Chennai-based insurance company.<br /><br />Jayakar (name changed), 69, who leads a retired life in Bangalore, applied for health insurance six months ago. Three insurance companies, including a public-sector company, rejected his application after he told them he had donated one of his kidneys in 1984.<br /><br />&quot;I am healthy. I am not diabetic or hypertensive,&quot; he said. Jayakar worked for State Bank of India and then the Tata group, both of which covered all his medical expenses. &quot;After retirement, I realized I didn't have health cover. I didn't know I'd be ineligible because of a selfless act,&quot; he said.<br /><br />Kidney and liver are the only two organs people can donate when they are alive. Other organs such as heart, lung and pancreas come from brain-dead persons. Nephrologists say donating a kidney may lead to a slight increase in blood pressure and in protein levels in urine, but it does not increase risk of kidney disease or reduce life expectancy. &quot;On the contrary, I would say kidney donors are healthier than others because before they donate, we ensure that they are free of all diseases,&quot; said nephrologist Rajan Ravichandran.<br /><br />Urologist Dr Sunil Shroff, who heads Mohan Foundation, a non-profit that promotes organ donation, said there were no reasons to reject applications by organ donors. &quot;We must encourage people to donate organs to their loved ones. I wish medical professionals working with insurance companies would stop rejecting genuine cases,&quot; he said.<br /><br />A few do get lucky. New India Assurance has given policies to some organ donors. &quot;A person donates an organ only when it is considered safe by doctors. While there may have been some aberrations in terms of health cover for organ donors, we don't have an issue in terms of providing cover for them,&quot; said G Srinivasan, chairman and managing director, New India Assurance. <br /><br /></div>', 'lang' => 'English', 'SITE_URL' => 'https://im4change.in/', 'site_title' => 'im4change', 'adminprix' => 'admin' ] $article_current = object(App\Model\Entity\Article) { 'id' => (int) 18936, 'title' => 'No insurance cover for organ donors -Pushpa Narayan &amp; Aparna Ramalingam', 'subheading' => '', 'description' => '<div align="justify"> -The Times of India<br /> <br /> <em>CHENNAI: </em>Srinidhi (name changed), a housewife, donated a part of her liver to her husband a few years ago. Even though she has no complications and is perfectly healthy, she was surprised to find that insurance companies rejected her application for comprehensive health cover.<br /> <br /> &quot;Insurance companies don't ask if you have donated an organ. The application forms ask if there is a scar of the body and the reason for it. When you say you donated an organ, the application is rejected,&quot; said Srinidhi. The liver regenerates after donation and the donor is as normal as anyone else. &quot;I am willing to prove this with scans and doctor's reports,&quot; she said.<br /> <br /> Many donors say they weren't issued policies despite undergoing extra tests. The problem is not confined to new applications. Insurers insist that donors undergo specific tests when policies come up for renewal. &quot;The profile of the patient may have changed post donation, and risks arising out of such changes may not be covered under the original policy,&quot; said a senior official from a Chennai-based insurance company.<br /> <br /> Jayakar (name changed), 69, who leads a retired life in Bangalore, applied for health insurance six months ago. Three insurance companies, including a public-sector company, rejected his application after he told them he had donated one of his kidneys in 1984.<br /> <br /> &quot;I am healthy. I am not diabetic or hypertensive,&quot; he said. Jayakar worked for State Bank of India and then the Tata group, both of which covered all his medical expenses. &quot;After retirement, I realized I didn't have health cover. I didn't know I'd be ineligible because of a selfless act,&quot; he said.<br /> <br /> Kidney and liver are the only two organs people can donate when they are alive. Other organs such as heart, lung and pancreas come from brain-dead persons. Nephrologists say donating a kidney may lead to a slight increase in blood pressure and in protein levels in urine, but it does not increase risk of kidney disease or reduce life expectancy. &quot;On the contrary, I would say kidney donors are healthier than others because before they donate, we ensure that they are free of all diseases,&quot; said nephrologist Rajan Ravichandran.<br /> <br /> Urologist Dr Sunil Shroff, who heads Mohan Foundation, a non-profit that promotes organ donation, said there were no reasons to reject applications by organ donors. &quot;We must encourage people to donate organs to their loved ones. I wish medical professionals working with insurance companies would stop rejecting genuine cases,&quot; he said.<br /> <br /> A few do get lucky. New India Assurance has given policies to some organ donors. &quot;A person donates an organ only when it is considered safe by doctors. While there may have been some aberrations in terms of health cover for organ donors, we don't have an issue in terms of providing cover for them,&quot; said G Srinivasan, chairman and managing director, New India Assurance. <br /> <br /> </div>', 'credit_writer' => 'The Times of India, 27 January, 2013, http://timesofindia.indiatimes.com/india/No-insurance-cover-for-organ-donors/articleshow/18201111.cms', 'article_img' => '', 'article_img_thumb' => '', 'status' => (int) 1, 'show_on_home' => (int) 1, 'lang' => 'EN', 'category_id' => (int) 16, 'tag_keyword' => '', 'seo_url' => 'no-insurance-cover-for-organ-donors-pushpa-narayan-aparna-ramalingam-19071', 'meta_title' => null, 'meta_keywords' => null, 'meta_description' => null, 'noindex' => (int) 0, 'publish_date' => object(Cake\I18n\FrozenDate) {}, 'most_visit_section_id' => null, 'article_big_img' => null, 'liveid' => (int) 19071, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'edate' => '', 'tags' => [ (int) 0 => object(Cake\ORM\Entity) {}, (int) 1 => object(Cake\ORM\Entity) {} ], 'category' => object(App\Model\Entity\Category) {}, '[new]' => false, '[accessible]' => [ '*' => true, 'id' => false ], '[dirty]' => [], '[original]' => [], '[virtual]' => [], '[hasErrors]' => false, '[errors]' => [], '[invalid]' => [], '[repository]' => 'Articles' } $articleid = (int) 18936 $metaTitle = 'LATEST NEWS UPDATES | No insurance cover for organ donors -Pushpa Narayan &amp; Aparna Ramalingam' $metaKeywords = 'Insurance,Health' $metaDesc = ' -The Times of India CHENNAI: Srinidhi (name changed), a housewife, donated a part of her liver to her husband a few years ago. Even though she has no complications and is perfectly healthy, she was surprised to find that insurance companies...' $disp = '<div align="justify">-The Times of India<br /><br /><em>CHENNAI: </em>Srinidhi (name changed), a housewife, donated a part of her liver to her husband a few years ago. Even though she has no complications and is perfectly healthy, she was surprised to find that insurance companies rejected her application for comprehensive health cover.<br /><br />&quot;Insurance companies don't ask if you have donated an organ. The application forms ask if there is a scar of the body and the reason for it. When you say you donated an organ, the application is rejected,&quot; said Srinidhi. The liver regenerates after donation and the donor is as normal as anyone else. &quot;I am willing to prove this with scans and doctor's reports,&quot; she said.<br /><br />Many donors say they weren't issued policies despite undergoing extra tests. The problem is not confined to new applications. Insurers insist that donors undergo specific tests when policies come up for renewal. &quot;The profile of the patient may have changed post donation, and risks arising out of such changes may not be covered under the original policy,&quot; said a senior official from a Chennai-based insurance company.<br /><br />Jayakar (name changed), 69, who leads a retired life in Bangalore, applied for health insurance six months ago. Three insurance companies, including a public-sector company, rejected his application after he told them he had donated one of his kidneys in 1984.<br /><br />&quot;I am healthy. I am not diabetic or hypertensive,&quot; he said. Jayakar worked for State Bank of India and then the Tata group, both of which covered all his medical expenses. &quot;After retirement, I realized I didn't have health cover. I didn't know I'd be ineligible because of a selfless act,&quot; he said.<br /><br />Kidney and liver are the only two organs people can donate when they are alive. Other organs such as heart, lung and pancreas come from brain-dead persons. Nephrologists say donating a kidney may lead to a slight increase in blood pressure and in protein levels in urine, but it does not increase risk of kidney disease or reduce life expectancy. &quot;On the contrary, I would say kidney donors are healthier than others because before they donate, we ensure that they are free of all diseases,&quot; said nephrologist Rajan Ravichandran.<br /><br />Urologist Dr Sunil Shroff, who heads Mohan Foundation, a non-profit that promotes organ donation, said there were no reasons to reject applications by organ donors. &quot;We must encourage people to donate organs to their loved ones. I wish medical professionals working with insurance companies would stop rejecting genuine cases,&quot; he said.<br /><br />A few do get lucky. New India Assurance has given policies to some organ donors. &quot;A person donates an organ only when it is considered safe by doctors. While there may have been some aberrations in terms of health cover for organ donors, we don't have an issue in terms of providing cover for them,&quot; said G Srinivasan, chairman and managing director, New India Assurance. <br /><br /></div>' $lang = 'English' $SITE_URL = 'https://im4change.in/' $site_title = 'im4change' $adminprix = 'admin'</pre><pre class="stack-trace">include - APP/Template/Layout/printlayout.ctp, line 8 Cake\View\View::_evaluate() - CORE/src/View/View.php, line 1413 Cake\View\View::_render() - CORE/src/View/View.php, line 1374 Cake\View\View::renderLayout() - CORE/src/View/View.php, line 927 Cake\View\View::render() - CORE/src/View/View.php, line 885 Cake\Controller\Controller::render() - CORE/src/Controller/Controller.php, line 791 Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 126 Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94 Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Routing\Middleware\AssetMiddleware::__invoke() - CORE/src/Routing/Middleware/AssetMiddleware.php, line 88 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96 Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65 Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51</pre></div></pre>latest-news-updates/no-insurance-cover-for-organ-donors-pushpa-narayan-aparna-ramalingam-19071.html"/> <meta http-equiv="Content-Type" content="text/html; charset=utf-8"/> <link href="https://im4change.in/css/control.css" rel="stylesheet" type="text/css" media="all"/> <title>LATEST NEWS UPDATES | No insurance cover for organ donors -Pushpa Narayan & Aparna Ramalingam | Im4change.org</title> <meta name="description" content=" -The Times of India CHENNAI: Srinidhi (name changed), a housewife, donated a part of her liver to her husband a few years ago. Even though she has no complications and is perfectly healthy, she was surprised to find that insurance companies..."/> <script src="https://im4change.in/js/jquery-1.10.2.js"></script> <script type="text/javascript" src="https://im4change.in/js/jquery-migrate.min.js"></script> <script language="javascript" type="text/javascript"> $(document).ready(function () { var img = $("img")[0]; // Get my img elem var pic_real_width, pic_real_height; $("<img/>") // Make in memory copy of image to avoid css issues .attr("src", $(img).attr("src")) .load(function () { pic_real_width = this.width; // Note: $(this).width() will not pic_real_height = this.height; // work for in memory images. }); }); </script> <style type="text/css"> @media screen { div.divFooter { display: block; } } @media print { .printbutton { display: none !important; } } </style> </head> <body> <table cellpadding="0" cellspacing="0" border="0" width="98%" align="center"> <tr> <td class="top_bg"> <div class="divFooter"> <img src="https://im4change.in/images/logo1.jpg" height="59" border="0" alt="Resource centre on India's rural distress" style="padding-top:14px;"/> </div> </td> </tr> <tr> <td id="topspace"> </td> </tr> <tr id="topspace"> <td> </td> </tr> <tr> <td height="50" style="border-bottom:1px solid #000; padding-top:10px;" class="printbutton"> <form><input type="button" value=" Print this page " onclick="window.print();return false;"/></form> </td> </tr> <tr> <td width="100%"> <h1 class="news_headlines" style="font-style:normal"> <strong>No insurance cover for organ donors -Pushpa Narayan & Aparna Ramalingam</strong></h1> </td> </tr> <tr> <td width="100%" style="font-family:Arial, 'Segoe Script', 'Segoe UI', sans-serif, serif"><font size="3"> <div align="justify">-The Times of India<br /><br /><em>CHENNAI: </em>Srinidhi (name changed), a housewife, donated a part of her liver to her husband a few years ago. Even though she has no complications and is perfectly healthy, she was surprised to find that insurance companies rejected her application for comprehensive health cover.<br /><br />"Insurance companies don't ask if you have donated an organ. The application forms ask if there is a scar of the body and the reason for it. When you say you donated an organ, the application is rejected," said Srinidhi. The liver regenerates after donation and the donor is as normal as anyone else. "I am willing to prove this with scans and doctor's reports," she said.<br /><br />Many donors say they weren't issued policies despite undergoing extra tests. The problem is not confined to new applications. Insurers insist that donors undergo specific tests when policies come up for renewal. "The profile of the patient may have changed post donation, and risks arising out of such changes may not be covered under the original policy," said a senior official from a Chennai-based insurance company.<br /><br />Jayakar (name changed), 69, who leads a retired life in Bangalore, applied for health insurance six months ago. Three insurance companies, including a public-sector company, rejected his application after he told them he had donated one of his kidneys in 1984.<br /><br />"I am healthy. I am not diabetic or hypertensive," he said. Jayakar worked for State Bank of India and then the Tata group, both of which covered all his medical expenses. "After retirement, I realized I didn't have health cover. I didn't know I'd be ineligible because of a selfless act," he said.<br /><br />Kidney and liver are the only two organs people can donate when they are alive. Other organs such as heart, lung and pancreas come from brain-dead persons. Nephrologists say donating a kidney may lead to a slight increase in blood pressure and in protein levels in urine, but it does not increase risk of kidney disease or reduce life expectancy. "On the contrary, I would say kidney donors are healthier than others because before they donate, we ensure that they are free of all diseases," said nephrologist Rajan Ravichandran.<br /><br />Urologist Dr Sunil Shroff, who heads Mohan Foundation, a non-profit that promotes organ donation, said there were no reasons to reject applications by organ donors. "We must encourage people to donate organs to their loved ones. I wish medical professionals working with insurance companies would stop rejecting genuine cases," he said.<br /><br />A few do get lucky. New India Assurance has given policies to some organ donors. "A person donates an organ only when it is considered safe by doctors. While there may have been some aberrations in terms of health cover for organ donors, we don't have an issue in terms of providing cover for them," said G Srinivasan, chairman and managing director, New India Assurance. <br /><br /></div> </font> </td> </tr> <tr> <td> </td> </tr> <tr> <td height="50" style="border-top:1px solid #000; border-bottom:1px solid #000;padding-top:10px;"> <form><input type="button" value=" Print this page " onclick="window.print();return false;"/></form> </td> </tr> </table></body> </html>' } $cookies = [] $values = [ (int) 0 => 'text/html; charset=UTF-8' ] $name = 'Content-Type' $first = true $value = 'text/html; charset=UTF-8'header - [internal], line ?? Cake\Http\ResponseEmitter::emitHeaders() - CORE/src/Http/ResponseEmitter.php, line 181 Cake\Http\ResponseEmitter::emit() - CORE/src/Http/ResponseEmitter.php, line 55 Cake\Http\Server::emit() - CORE/src/Http/Server.php, line 141 [main] - ROOT/webroot/index.php, line 39
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"I am willing to prove this with scans and doctor's reports," she said.<br /> <br /> Many donors say they weren't issued policies despite undergoing extra tests. The problem is not confined to new applications. Insurers insist that donors undergo specific tests when policies come up for renewal. "The profile of the patient may have changed post donation, and risks arising out of such changes may not be covered under the original policy," said a senior official from a Chennai-based insurance company.<br /> <br /> Jayakar (name changed), 69, who leads a retired life in Bangalore, applied for health insurance six months ago. Three insurance companies, including a public-sector company, rejected his application after he told them he had donated one of his kidneys in 1984.<br /> <br /> "I am healthy. I am not diabetic or hypertensive," he said. Jayakar worked for State Bank of India and then the Tata group, both of which covered all his medical expenses. "After retirement, I realized I didn't have health cover. I didn't know I'd be ineligible because of a selfless act," he said.<br /> <br /> Kidney and liver are the only two organs people can donate when they are alive. Other organs such as heart, lung and pancreas come from brain-dead persons. Nephrologists say donating a kidney may lead to a slight increase in blood pressure and in protein levels in urine, but it does not increase risk of kidney disease or reduce life expectancy. "On the contrary, I would say kidney donors are healthier than others because before they donate, we ensure that they are free of all diseases," said nephrologist Rajan Ravichandran.<br /> <br /> Urologist Dr Sunil Shroff, who heads Mohan Foundation, a non-profit that promotes organ donation, said there were no reasons to reject applications by organ donors. "We must encourage people to donate organs to their loved ones. 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Even though she has no complications and is perfectly healthy, she was surprised to find that insurance companies...', 'disp' => '<div align="justify">-The Times of India<br /><br /><em>CHENNAI: </em>Srinidhi (name changed), a housewife, donated a part of her liver to her husband a few years ago. Even though she has no complications and is perfectly healthy, she was surprised to find that insurance companies rejected her application for comprehensive health cover.<br /><br />"Insurance companies don't ask if you have donated an organ. The application forms ask if there is a scar of the body and the reason for it. When you say you donated an organ, the application is rejected," said Srinidhi. The liver regenerates after donation and the donor is as normal as anyone else. "I am willing to prove this with scans and doctor's reports," she said.<br /><br />Many donors say they weren't issued policies despite undergoing extra tests. The problem is not confined to new applications. Insurers insist that donors undergo specific tests when policies come up for renewal. "The profile of the patient may have changed post donation, and risks arising out of such changes may not be covered under the original policy," said a senior official from a Chennai-based insurance company.<br /><br />Jayakar (name changed), 69, who leads a retired life in Bangalore, applied for health insurance six months ago. Three insurance companies, including a public-sector company, rejected his application after he told them he had donated one of his kidneys in 1984.<br /><br />"I am healthy. I am not diabetic or hypertensive," he said. Jayakar worked for State Bank of India and then the Tata group, both of which covered all his medical expenses. "After retirement, I realized I didn't have health cover. I didn't know I'd be ineligible because of a selfless act," he said.<br /><br />Kidney and liver are the only two organs people can donate when they are alive. Other organs such as heart, lung and pancreas come from brain-dead persons. Nephrologists say donating a kidney may lead to a slight increase in blood pressure and in protein levels in urine, but it does not increase risk of kidney disease or reduce life expectancy. "On the contrary, I would say kidney donors are healthier than others because before they donate, we ensure that they are free of all diseases," said nephrologist Rajan Ravichandran.<br /><br />Urologist Dr Sunil Shroff, who heads Mohan Foundation, a non-profit that promotes organ donation, said there were no reasons to reject applications by organ donors. "We must encourage people to donate organs to their loved ones. I wish medical professionals working with insurance companies would stop rejecting genuine cases," he said.<br /><br />A few do get lucky. New India Assurance has given policies to some organ donors. "A person donates an organ only when it is considered safe by doctors. While there may have been some aberrations in terms of health cover for organ donors, we don't have an issue in terms of providing cover for them," said G Srinivasan, chairman and managing director, New India Assurance. <br /><br /></div>', 'lang' => 'English', 'SITE_URL' => 'https://im4change.in/', 'site_title' => 'im4change', 'adminprix' => 'admin' ] $article_current = object(App\Model\Entity\Article) { 'id' => (int) 18936, 'title' => 'No insurance cover for organ donors -Pushpa Narayan & Aparna Ramalingam', 'subheading' => '', 'description' => '<div align="justify"> -The Times of India<br /> <br /> <em>CHENNAI: </em>Srinidhi (name changed), a housewife, donated a part of her liver to her husband a few years ago. Even though she has no complications and is perfectly healthy, she was surprised to find that insurance companies rejected her application for comprehensive health cover.<br /> <br /> "Insurance companies don't ask if you have donated an organ. The application forms ask if there is a scar of the body and the reason for it. When you say you donated an organ, the application is rejected," said Srinidhi. The liver regenerates after donation and the donor is as normal as anyone else. "I am willing to prove this with scans and doctor's reports," she said.<br /> <br /> Many donors say they weren't issued policies despite undergoing extra tests. The problem is not confined to new applications. Insurers insist that donors undergo specific tests when policies come up for renewal. "The profile of the patient may have changed post donation, and risks arising out of such changes may not be covered under the original policy," said a senior official from a Chennai-based insurance company.<br /> <br /> Jayakar (name changed), 69, who leads a retired life in Bangalore, applied for health insurance six months ago. Three insurance companies, including a public-sector company, rejected his application after he told them he had donated one of his kidneys in 1984.<br /> <br /> "I am healthy. I am not diabetic or hypertensive," he said. Jayakar worked for State Bank of India and then the Tata group, both of which covered all his medical expenses. "After retirement, I realized I didn't have health cover. I didn't know I'd be ineligible because of a selfless act," he said.<br /> <br /> Kidney and liver are the only two organs people can donate when they are alive. Other organs such as heart, lung and pancreas come from brain-dead persons. Nephrologists say donating a kidney may lead to a slight increase in blood pressure and in protein levels in urine, but it does not increase risk of kidney disease or reduce life expectancy. "On the contrary, I would say kidney donors are healthier than others because before they donate, we ensure that they are free of all diseases," said nephrologist Rajan Ravichandran.<br /> <br /> Urologist Dr Sunil Shroff, who heads Mohan Foundation, a non-profit that promotes organ donation, said there were no reasons to reject applications by organ donors. "We must encourage people to donate organs to their loved ones. I wish medical professionals working with insurance companies would stop rejecting genuine cases," he said.<br /> <br /> A few do get lucky. New India Assurance has given policies to some organ donors. "A person donates an organ only when it is considered safe by doctors. While there may have been some aberrations in terms of health cover for organ donors, we don't have an issue in terms of providing cover for them," said G Srinivasan, chairman and managing director, New India Assurance. <br /> <br /> </div>', 'credit_writer' => 'The Times of India, 27 January, 2013, http://timesofindia.indiatimes.com/india/No-insurance-cover-for-organ-donors/articleshow/18201111.cms', 'article_img' => '', 'article_img_thumb' => '', 'status' => (int) 1, 'show_on_home' => (int) 1, 'lang' => 'EN', 'category_id' => (int) 16, 'tag_keyword' => '', 'seo_url' => 'no-insurance-cover-for-organ-donors-pushpa-narayan-aparna-ramalingam-19071', 'meta_title' => null, 'meta_keywords' => null, 'meta_description' => null, 'noindex' => (int) 0, 'publish_date' => object(Cake\I18n\FrozenDate) {}, 'most_visit_section_id' => null, 'article_big_img' => null, 'liveid' => (int) 19071, 'created' => object(Cake\I18n\FrozenTime) {}, 'modified' => object(Cake\I18n\FrozenTime) {}, 'edate' => '', 'tags' => [ (int) 0 => object(Cake\ORM\Entity) {}, (int) 1 => object(Cake\ORM\Entity) {} ], 'category' => object(App\Model\Entity\Category) {}, '[new]' => false, '[accessible]' => [ '*' => true, 'id' => false ], '[dirty]' => [], '[original]' => [], '[virtual]' => [], '[hasErrors]' => false, '[errors]' => [], '[invalid]' => [], '[repository]' => 'Articles' } $articleid = (int) 18936 $metaTitle = 'LATEST NEWS UPDATES | No insurance cover for organ donors -Pushpa Narayan & Aparna Ramalingam' $metaKeywords = 'Insurance,Health' $metaDesc = ' -The Times of India CHENNAI: Srinidhi (name changed), a housewife, donated a part of her liver to her husband a few years ago. Even though she has no complications and is perfectly healthy, she was surprised to find that insurance companies...' $disp = '<div align="justify">-The Times of India<br /><br /><em>CHENNAI: </em>Srinidhi (name changed), a housewife, donated a part of her liver to her husband a few years ago. Even though she has no complications and is perfectly healthy, she was surprised to find that insurance companies rejected her application for comprehensive health cover.<br /><br />"Insurance companies don't ask if you have donated an organ. The application forms ask if there is a scar of the body and the reason for it. When you say you donated an organ, the application is rejected," said Srinidhi. The liver regenerates after donation and the donor is as normal as anyone else. "I am willing to prove this with scans and doctor's reports," she said.<br /><br />Many donors say they weren't issued policies despite undergoing extra tests. The problem is not confined to new applications. Insurers insist that donors undergo specific tests when policies come up for renewal. "The profile of the patient may have changed post donation, and risks arising out of such changes may not be covered under the original policy," said a senior official from a Chennai-based insurance company.<br /><br />Jayakar (name changed), 69, who leads a retired life in Bangalore, applied for health insurance six months ago. Three insurance companies, including a public-sector company, rejected his application after he told them he had donated one of his kidneys in 1984.<br /><br />"I am healthy. I am not diabetic or hypertensive," he said. Jayakar worked for State Bank of India and then the Tata group, both of which covered all his medical expenses. "After retirement, I realized I didn't have health cover. I didn't know I'd be ineligible because of a selfless act," he said.<br /><br />Kidney and liver are the only two organs people can donate when they are alive. Other organs such as heart, lung and pancreas come from brain-dead persons. Nephrologists say donating a kidney may lead to a slight increase in blood pressure and in protein levels in urine, but it does not increase risk of kidney disease or reduce life expectancy. "On the contrary, I would say kidney donors are healthier than others because before they donate, we ensure that they are free of all diseases," said nephrologist Rajan Ravichandran.<br /><br />Urologist Dr Sunil Shroff, who heads Mohan Foundation, a non-profit that promotes organ donation, said there were no reasons to reject applications by organ donors. "We must encourage people to donate organs to their loved ones. I wish medical professionals working with insurance companies would stop rejecting genuine cases," he said.<br /><br />A few do get lucky. New India Assurance has given policies to some organ donors. "A person donates an organ only when it is considered safe by doctors. While there may have been some aberrations in terms of health cover for organ donors, we don't have an issue in terms of providing cover for them," said G Srinivasan, chairman and managing director, New India Assurance. <br /><br /></div>' $lang = 'English' $SITE_URL = 'https://im4change.in/' $site_title = 'im4change' $adminprix = 'admin'
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No insurance cover for organ donors -Pushpa Narayan & Aparna Ramalingam |
-The Times of India
CHENNAI: Srinidhi (name changed), a housewife, donated a part of her liver to her husband a few years ago. Even though she has no complications and is perfectly healthy, she was surprised to find that insurance companies rejected her application for comprehensive health cover. "Insurance companies don't ask if you have donated an organ. The application forms ask if there is a scar of the body and the reason for it. When you say you donated an organ, the application is rejected," said Srinidhi. The liver regenerates after donation and the donor is as normal as anyone else. "I am willing to prove this with scans and doctor's reports," she said. Many donors say they weren't issued policies despite undergoing extra tests. The problem is not confined to new applications. Insurers insist that donors undergo specific tests when policies come up for renewal. "The profile of the patient may have changed post donation, and risks arising out of such changes may not be covered under the original policy," said a senior official from a Chennai-based insurance company. Jayakar (name changed), 69, who leads a retired life in Bangalore, applied for health insurance six months ago. Three insurance companies, including a public-sector company, rejected his application after he told them he had donated one of his kidneys in 1984. "I am healthy. I am not diabetic or hypertensive," he said. Jayakar worked for State Bank of India and then the Tata group, both of which covered all his medical expenses. "After retirement, I realized I didn't have health cover. I didn't know I'd be ineligible because of a selfless act," he said. Kidney and liver are the only two organs people can donate when they are alive. Other organs such as heart, lung and pancreas come from brain-dead persons. Nephrologists say donating a kidney may lead to a slight increase in blood pressure and in protein levels in urine, but it does not increase risk of kidney disease or reduce life expectancy. "On the contrary, I would say kidney donors are healthier than others because before they donate, we ensure that they are free of all diseases," said nephrologist Rajan Ravichandran. Urologist Dr Sunil Shroff, who heads Mohan Foundation, a non-profit that promotes organ donation, said there were no reasons to reject applications by organ donors. "We must encourage people to donate organs to their loved ones. I wish medical professionals working with insurance companies would stop rejecting genuine cases," he said. A few do get lucky. New India Assurance has given policies to some organ donors. "A person donates an organ only when it is considered safe by doctors. While there may have been some aberrations in terms of health cover for organ donors, we don't have an issue in terms of providing cover for them," said G Srinivasan, chairman and managing director, New India Assurance. |