Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 73
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::printArticle() - APP/Controller/ArtileDetailController.php, line 73
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Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120
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Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 74
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::printArticle() - APP/Controller/ArtileDetailController.php, line 74
Cake\Controller\Controller::invokeAction() - CORE/src/Controller/Controller.php, line 610
Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120
Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94
Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\AssetMiddleware::__invoke() - CORE/src/Routing/Middleware/AssetMiddleware.php, line 88
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Warning (512): Unable to emit headers. Headers sent in file=/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Error/Debugger.php line=853 [CORE/src/Http/ResponseEmitter.php, line 48]
Code Context
            if (Configure::read('debug')) {

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    <link rel="canonical" href="https://im4change.in/<pre class="cake-error"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr67f6533d443b0-trace').style.display = (document.getElementById('cakeErr67f6533d443b0-trace').style.display == 'none' ? '' : 'none');"><b>Notice</b> (8)</a>: Undefined variable: urlPrefix [<b>APP/Template/Layout/printlayout.ctp</b>, line <b>8</b>]<div id="cakeErr67f6533d443b0-trace" class="cake-stack-trace" style="display: none;"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr67f6533d443b0-code').style.display = (document.getElementById('cakeErr67f6533d443b0-code').style.display == 'none' ? '' : 'none')">Code</a> <a href="javascript:void(0);" onclick="document.getElementById('cakeErr67f6533d443b0-context').style.display = (document.getElementById('cakeErr67f6533d443b0-context').style.display == 'none' ? '' : 'none')">Context</a><pre id="cakeErr67f6533d443b0-code" class="cake-code-dump" style="display: none;"><code><span style="color: #000000"><span style="color: #0000BB"></span><span style="color: #007700">&lt;</span><span style="color: #0000BB">head</span><span style="color: #007700">&gt;
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		&#039;title&#039; =&gt; &#039;Now, open bank a/c with other states’ identity proof by Sidhartha&#039;,
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The government has asked banks to accept identity proofs issued in other states as valid documents for opening no-frills bank accounts, in a move that will help millions of migrant workers, including domestic helps and drivers, access banking services.&amp;nbsp;
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At a specially convened meeting to push the financial inclusion agenda, the finance ministry asked bankers to accept the identity proofs and use their branch network in other states to verify the authenticity of the documents.&amp;nbsp;
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&lt;br /&gt;
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As a result, a domestic help in Delhi can use a voter identity card or the NREGA job card issued in Bihar or Orissa to open a bank account in the Capital.&amp;nbsp;
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&lt;div style=&quot;text-align: justify&quot;&gt;
&lt;br /&gt;
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
Some banks such as SBI said they have been following this practice when they open accounts through business correspondents, who are agents of the bank for opening small accounts, also referred to as no-frills, and undertaking remittance related transactions.&amp;nbsp;
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&lt;br /&gt;
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&lt;em&gt;&#039;RBI rule on identity proof not practical&#039;&amp;nbsp;&lt;/em&gt;
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While RBI had relaxed norms to permit banks to open accounts based on selfdeclaration in the absence of a valid identity proof, in practice few banks were using the flexibility as they feared penal action from the regulator and enforcement agencies in case anything went wrong.&amp;nbsp;
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&amp;quot;RBI also says that the liability is with the bank, so banks develop cold feet and insist on photo, photo ID and local proof of residence,&amp;quot; said a banking industry source.&amp;nbsp;
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&lt;br /&gt;
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&amp;quot;What the government is saying is tough to implement. It is practically very difficult to use our branch in another state to conduct the verification,&amp;quot; said a banker.&amp;nbsp;
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&lt;br /&gt;
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As part of the financial inclusion agenda, being pushed by the government as well as RBI, banks have been given flexibility in opening accounts and transacting business. When it comes to opening accounts, last December, the government permitted banks to use relaxed knowyour-customer (KYC) norms for opening small bank accounts. Small bank accounts refer to those accounts where up to Rs 1 lakh is deposited annually, monthly withdrawals do not exceed Rs 10,000 and the balance does not exceed Rs 50,000 at any point of time.&amp;nbsp;
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In addition, a move is afoot to get banks to have a presence, either through a branch or a business correspondent, in any village with a population of up to 1,000 so that remittances can take place through the banking channel.
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The government has asked banks to accept identity proofs issued in other states as valid documents for opening no-frills bank accounts, in a move that will help millions of migrant workers, including domestic helps and drivers, access banking services.&amp;nbsp;





At a...&#039;,
	&#039;disp&#039; =&gt; &#039;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;The government has asked banks to accept identity proofs issued in other states as valid documents for opening no-frills bank accounts, in a move that will help millions of migrant workers, including domestic helps and drivers, access banking services.&amp;nbsp;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;At a specially convened meeting to push the financial inclusion agenda, the finance ministry asked bankers to accept the identity proofs and use their branch network in other states to verify the authenticity of the documents.&amp;nbsp;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;As a result, a domestic help in Delhi can use a voter identity card or the NREGA job card issued in Bihar or Orissa to open a bank account in the Capital.&amp;nbsp;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;Some banks such as SBI said they have been following this practice when they open accounts through business correspondents, who are agents of the bank for opening small accounts, also referred to as no-frills, and undertaking remittance related transactions.&amp;nbsp;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;em&gt;&#039;RBI rule on identity proof not practical&#039;&amp;nbsp;&lt;/em&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;While RBI had relaxed norms to permit banks to open accounts based on selfdeclaration in the absence of a valid identity proof, in practice few banks were using the flexibility as they feared penal action from the regulator and enforcement agencies in case anything went wrong.&amp;nbsp;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&amp;quot;RBI also says that the liability is with the bank, so banks develop cold feet and insist on photo, photo ID and local proof of residence,&amp;quot; said a banking industry source.&amp;nbsp;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&amp;quot;What the government is saying is tough to implement. It is practically very difficult to use our branch in another state to conduct the verification,&amp;quot; said a banker.&amp;nbsp;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;As part of the financial inclusion agenda, being pushed by the government as well as RBI, banks have been given flexibility in opening accounts and transacting business. When it comes to opening accounts, last December, the government permitted banks to use relaxed knowyour-customer (KYC) norms for opening small bank accounts. Small bank accounts refer to those accounts where up to Rs 1 lakh is deposited annually, monthly withdrawals do not exceed Rs 10,000 and the balance does not exceed Rs 50,000 at any point of time.&amp;nbsp;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;In addition, a move is afoot to get banks to have a presence, either through a branch or a business correspondent, in any village with a population of up to 1,000 so that remittances can take place through the banking channel.&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&#039;,
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The government has asked banks to accept identity proofs issued in other states as valid documents for opening no-frills bank accounts, in a move that will help millions of migrant workers, including domestic helps and drivers, access banking services.&amp;nbsp;
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At a specially convened meeting to push the financial inclusion agenda, the finance ministry asked bankers to accept the identity proofs and use their branch network in other states to verify the authenticity of the documents.&amp;nbsp;
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&lt;div style=&quot;text-align: justify&quot;&gt;
&lt;br /&gt;
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
As a result, a domestic help in Delhi can use a voter identity card or the NREGA job card issued in Bihar or Orissa to open a bank account in the Capital.&amp;nbsp;
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
&lt;br /&gt;
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
Some banks such as SBI said they have been following this practice when they open accounts through business correspondents, who are agents of the bank for opening small accounts, also referred to as no-frills, and undertaking remittance related transactions.&amp;nbsp;
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
&lt;br /&gt;
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
&lt;em&gt;&#039;RBI rule on identity proof not practical&#039;&amp;nbsp;&lt;/em&gt;
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&lt;div style=&quot;text-align: justify&quot;&gt;
&lt;br /&gt;
&lt;/div&gt;
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While RBI had relaxed norms to permit banks to open accounts based on selfdeclaration in the absence of a valid identity proof, in practice few banks were using the flexibility as they feared penal action from the regulator and enforcement agencies in case anything went wrong.&amp;nbsp;
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
&lt;br /&gt;
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
&amp;quot;RBI also says that the liability is with the bank, so banks develop cold feet and insist on photo, photo ID and local proof of residence,&amp;quot; said a banking industry source.&amp;nbsp;
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
&lt;br /&gt;
&lt;/div&gt;
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&amp;quot;What the government is saying is tough to implement. It is practically very difficult to use our branch in another state to conduct the verification,&amp;quot; said a banker.&amp;nbsp;
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
&lt;br /&gt;
&lt;/div&gt;
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As part of the financial inclusion agenda, being pushed by the government as well as RBI, banks have been given flexibility in opening accounts and transacting business. When it comes to opening accounts, last December, the government permitted banks to use relaxed knowyour-customer (KYC) norms for opening small bank accounts. Small bank accounts refer to those accounts where up to Rs 1 lakh is deposited annually, monthly withdrawals do not exceed Rs 10,000 and the balance does not exceed Rs 50,000 at any point of time.&amp;nbsp;
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&lt;div style=&quot;text-align: justify&quot;&gt;
&lt;br /&gt;
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In addition, a move is afoot to get banks to have a presence, either through a branch or a business correspondent, in any village with a population of up to 1,000 so that remittances can take place through the banking channel.
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
&lt;br /&gt;
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The government has asked banks to accept identity proofs issued in other states as valid documents for opening no-frills bank accounts, in a move that will help millions of migrant workers, including domestic helps and drivers, access banking services.&amp;nbsp;





At a...&#039;
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The government has asked banks to accept identity proofs issued in other states as valid documents for opening no-frills bank accounts, in a move that will help millions of migrant workers, including domestic helps and drivers, access banking services.&nbsp;





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                <strong>Now, open bank a/c with other states’ identity proof by Sidhartha</strong></h1>
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                <div style="text-align: justify"><br /></div><div style="text-align: justify">The government has asked banks to accept identity proofs issued in other states as valid documents for opening no-frills bank accounts, in a move that will help millions of migrant workers, including domestic helps and drivers, access banking services.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">At a specially convened meeting to push the financial inclusion agenda, the finance ministry asked bankers to accept the identity proofs and use their branch network in other states to verify the authenticity of the documents.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">As a result, a domestic help in Delhi can use a voter identity card or the NREGA job card issued in Bihar or Orissa to open a bank account in the Capital.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">Some banks such as SBI said they have been following this practice when they open accounts through business correspondents, who are agents of the bank for opening small accounts, also referred to as no-frills, and undertaking remittance related transactions.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify"><em>'RBI rule on identity proof not practical'&nbsp;</em></div><div style="text-align: justify"><br /></div><div style="text-align: justify">While RBI had relaxed norms to permit banks to open accounts based on selfdeclaration in the absence of a valid identity proof, in practice few banks were using the flexibility as they feared penal action from the regulator and enforcement agencies in case anything went wrong.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">&quot;RBI also says that the liability is with the bank, so banks develop cold feet and insist on photo, photo ID and local proof of residence,&quot; said a banking industry source.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">&quot;What the government is saying is tough to implement. It is practically very difficult to use our branch in another state to conduct the verification,&quot; said a banker.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">As part of the financial inclusion agenda, being pushed by the government as well as RBI, banks have been given flexibility in opening accounts and transacting business. When it comes to opening accounts, last December, the government permitted banks to use relaxed knowyour-customer (KYC) norms for opening small bank accounts. Small bank accounts refer to those accounts where up to Rs 1 lakh is deposited annually, monthly withdrawals do not exceed Rs 10,000 and the balance does not exceed Rs 50,000 at any point of time.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">In addition, a move is afoot to get banks to have a presence, either through a branch or a business correspondent, in any village with a population of up to 1,000 so that remittances can take place through the banking channel.</div><div style="text-align: justify"><br /></div>               </font>
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The government has asked banks to accept identity proofs issued in other states as valid documents for opening no-frills bank accounts, in a move that will help millions of migrant workers, including domestic helps and drivers, access banking services.&amp;nbsp;
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At a specially convened meeting to push the financial inclusion agenda, the finance ministry asked bankers to accept the identity proofs and use their branch network in other states to verify the authenticity of the documents.&amp;nbsp;
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As a result, a domestic help in Delhi can use a voter identity card or the NREGA job card issued in Bihar or Orissa to open a bank account in the Capital.&amp;nbsp;
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Some banks such as SBI said they have been following this practice when they open accounts through business correspondents, who are agents of the bank for opening small accounts, also referred to as no-frills, and undertaking remittance related transactions.&amp;nbsp;
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&lt;em&gt;&#039;RBI rule on identity proof not practical&#039;&amp;nbsp;&lt;/em&gt;
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While RBI had relaxed norms to permit banks to open accounts based on selfdeclaration in the absence of a valid identity proof, in practice few banks were using the flexibility as they feared penal action from the regulator and enforcement agencies in case anything went wrong.&amp;nbsp;
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&amp;quot;RBI also says that the liability is with the bank, so banks develop cold feet and insist on photo, photo ID and local proof of residence,&amp;quot; said a banking industry source.&amp;nbsp;
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&amp;quot;What the government is saying is tough to implement. It is practically very difficult to use our branch in another state to conduct the verification,&amp;quot; said a banker.&amp;nbsp;
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In addition, a move is afoot to get banks to have a presence, either through a branch or a business correspondent, in any village with a population of up to 1,000 so that remittances can take place through the banking channel.
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	&#039;disp&#039; =&gt; &#039;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;The government has asked banks to accept identity proofs issued in other states as valid documents for opening no-frills bank accounts, in a move that will help millions of migrant workers, including domestic helps and drivers, access banking services.&amp;nbsp;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;At a specially convened meeting to push the financial inclusion agenda, the finance ministry asked bankers to accept the identity proofs and use their branch network in other states to verify the authenticity of the documents.&amp;nbsp;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;As a result, a domestic help in Delhi can use a voter identity card or the NREGA job card issued in Bihar or Orissa to open a bank account in the Capital.&amp;nbsp;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;Some banks such as SBI said they have been following this practice when they open accounts through business correspondents, who are agents of the bank for opening small accounts, also referred to as no-frills, and undertaking remittance related transactions.&amp;nbsp;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;em&gt;&#039;RBI rule on identity proof not practical&#039;&amp;nbsp;&lt;/em&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;While RBI had relaxed norms to permit banks to open accounts based on selfdeclaration in the absence of a valid identity proof, in practice few banks were using the flexibility as they feared penal action from the regulator and enforcement agencies in case anything went wrong.&amp;nbsp;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&amp;quot;RBI also says that the liability is with the bank, so banks develop cold feet and insist on photo, photo ID and local proof of residence,&amp;quot; said a banking industry source.&amp;nbsp;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&amp;quot;What the government is saying is tough to implement. It is practically very difficult to use our branch in another state to conduct the verification,&amp;quot; said a banker.&amp;nbsp;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;As part of the financial inclusion agenda, being pushed by the government as well as RBI, banks have been given flexibility in opening accounts and transacting business. When it comes to opening accounts, last December, the government permitted banks to use relaxed knowyour-customer (KYC) norms for opening small bank accounts. Small bank accounts refer to those accounts where up to Rs 1 lakh is deposited annually, monthly withdrawals do not exceed Rs 10,000 and the balance does not exceed Rs 50,000 at any point of time.&amp;nbsp;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;In addition, a move is afoot to get banks to have a presence, either through a branch or a business correspondent, in any village with a population of up to 1,000 so that remittances can take place through the banking channel.&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&#039;,
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The government has asked banks to accept identity proofs issued in other states as valid documents for opening no-frills bank accounts, in a move that will help millions of migrant workers, including domestic helps and drivers, access banking services.&amp;nbsp;
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At a specially convened meeting to push the financial inclusion agenda, the finance ministry asked bankers to accept the identity proofs and use their branch network in other states to verify the authenticity of the documents.&amp;nbsp;
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As a result, a domestic help in Delhi can use a voter identity card or the NREGA job card issued in Bihar or Orissa to open a bank account in the Capital.&amp;nbsp;
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Some banks such as SBI said they have been following this practice when they open accounts through business correspondents, who are agents of the bank for opening small accounts, also referred to as no-frills, and undertaking remittance related transactions.&amp;nbsp;
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&lt;em&gt;&#039;RBI rule on identity proof not practical&#039;&amp;nbsp;&lt;/em&gt;
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While RBI had relaxed norms to permit banks to open accounts based on selfdeclaration in the absence of a valid identity proof, in practice few banks were using the flexibility as they feared penal action from the regulator and enforcement agencies in case anything went wrong.&amp;nbsp;
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&amp;quot;RBI also says that the liability is with the bank, so banks develop cold feet and insist on photo, photo ID and local proof of residence,&amp;quot; said a banking industry source.&amp;nbsp;
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&amp;quot;What the government is saying is tough to implement. It is practically very difficult to use our branch in another state to conduct the verification,&amp;quot; said a banker.&amp;nbsp;
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&lt;div style=&quot;text-align: justify&quot;&gt;
&lt;br /&gt;
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As part of the financial inclusion agenda, being pushed by the government as well as RBI, banks have been given flexibility in opening accounts and transacting business. When it comes to opening accounts, last December, the government permitted banks to use relaxed knowyour-customer (KYC) norms for opening small bank accounts. Small bank accounts refer to those accounts where up to Rs 1 lakh is deposited annually, monthly withdrawals do not exceed Rs 10,000 and the balance does not exceed Rs 50,000 at any point of time.&amp;nbsp;
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In addition, a move is afoot to get banks to have a presence, either through a branch or a business correspondent, in any village with a population of up to 1,000 so that remittances can take place through the banking channel.
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The government has asked banks to accept identity proofs issued in other states as valid documents for opening no-frills bank accounts, in a move that will help millions of migrant workers, including domestic helps and drivers, access banking services.&amp;nbsp;





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The government has asked banks to accept identity proofs issued in other states as valid documents for opening no-frills bank accounts, in a move that will help millions of migrant workers, including domestic helps and drivers, access banking services.&nbsp;





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                <strong>Now, open bank a/c with other states’ identity proof by Sidhartha</strong></h1>
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                <div style="text-align: justify"><br /></div><div style="text-align: justify">The government has asked banks to accept identity proofs issued in other states as valid documents for opening no-frills bank accounts, in a move that will help millions of migrant workers, including domestic helps and drivers, access banking services.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">At a specially convened meeting to push the financial inclusion agenda, the finance ministry asked bankers to accept the identity proofs and use their branch network in other states to verify the authenticity of the documents.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">As a result, a domestic help in Delhi can use a voter identity card or the NREGA job card issued in Bihar or Orissa to open a bank account in the Capital.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">Some banks such as SBI said they have been following this practice when they open accounts through business correspondents, who are agents of the bank for opening small accounts, also referred to as no-frills, and undertaking remittance related transactions.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify"><em>'RBI rule on identity proof not practical'&nbsp;</em></div><div style="text-align: justify"><br /></div><div style="text-align: justify">While RBI had relaxed norms to permit banks to open accounts based on selfdeclaration in the absence of a valid identity proof, in practice few banks were using the flexibility as they feared penal action from the regulator and enforcement agencies in case anything went wrong.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">&quot;RBI also says that the liability is with the bank, so banks develop cold feet and insist on photo, photo ID and local proof of residence,&quot; said a banking industry source.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">&quot;What the government is saying is tough to implement. It is practically very difficult to use our branch in another state to conduct the verification,&quot; said a banker.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">As part of the financial inclusion agenda, being pushed by the government as well as RBI, banks have been given flexibility in opening accounts and transacting business. When it comes to opening accounts, last December, the government permitted banks to use relaxed knowyour-customer (KYC) norms for opening small bank accounts. Small bank accounts refer to those accounts where up to Rs 1 lakh is deposited annually, monthly withdrawals do not exceed Rs 10,000 and the balance does not exceed Rs 50,000 at any point of time.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">In addition, a move is afoot to get banks to have a presence, either through a branch or a business correspondent, in any village with a population of up to 1,000 so that remittances can take place through the banking channel.</div><div style="text-align: justify"><br /></div>               </font>
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</span></code></span>
<code><span style="color: #000000"><span style="color: #0000BB">&nbsp;&nbsp;&nbsp;&nbsp;</span><span style="color: #007700">&lt;</span><span style="color: #0000BB">meta&nbsp;http</span><span style="color: #007700">-</span><span style="color: #0000BB">equiv</span><span style="color: #007700">=</span><span style="color: #DD0000">"Content-Type"&nbsp;</span><span style="color: #0000BB">content</span><span style="color: #007700">=</span><span style="color: #DD0000">"text/html;&nbsp;charset=utf-8"</span><span style="color: #007700">/&gt;
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		&#039;title&#039; =&gt; &#039;Now, open bank a/c with other states’ identity proof by Sidhartha&#039;,
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The government has asked banks to accept identity proofs issued in other states as valid documents for opening no-frills bank accounts, in a move that will help millions of migrant workers, including domestic helps and drivers, access banking services.&amp;nbsp;
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At a specially convened meeting to push the financial inclusion agenda, the finance ministry asked bankers to accept the identity proofs and use their branch network in other states to verify the authenticity of the documents.&amp;nbsp;
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&lt;br /&gt;
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As a result, a domestic help in Delhi can use a voter identity card or the NREGA job card issued in Bihar or Orissa to open a bank account in the Capital.&amp;nbsp;
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&lt;div style=&quot;text-align: justify&quot;&gt;
&lt;br /&gt;
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Some banks such as SBI said they have been following this practice when they open accounts through business correspondents, who are agents of the bank for opening small accounts, also referred to as no-frills, and undertaking remittance related transactions.&amp;nbsp;
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&lt;br /&gt;
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&lt;em&gt;&#039;RBI rule on identity proof not practical&#039;&amp;nbsp;&lt;/em&gt;
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&lt;br /&gt;
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While RBI had relaxed norms to permit banks to open accounts based on selfdeclaration in the absence of a valid identity proof, in practice few banks were using the flexibility as they feared penal action from the regulator and enforcement agencies in case anything went wrong.&amp;nbsp;
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&lt;div style=&quot;text-align: justify&quot;&gt;
&lt;br /&gt;
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&amp;quot;RBI also says that the liability is with the bank, so banks develop cold feet and insist on photo, photo ID and local proof of residence,&amp;quot; said a banking industry source.&amp;nbsp;
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&lt;div style=&quot;text-align: justify&quot;&gt;
&lt;br /&gt;
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&amp;quot;What the government is saying is tough to implement. It is practically very difficult to use our branch in another state to conduct the verification,&amp;quot; said a banker.&amp;nbsp;
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&lt;br /&gt;
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As part of the financial inclusion agenda, being pushed by the government as well as RBI, banks have been given flexibility in opening accounts and transacting business. When it comes to opening accounts, last December, the government permitted banks to use relaxed knowyour-customer (KYC) norms for opening small bank accounts. Small bank accounts refer to those accounts where up to Rs 1 lakh is deposited annually, monthly withdrawals do not exceed Rs 10,000 and the balance does not exceed Rs 50,000 at any point of time.&amp;nbsp;
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In addition, a move is afoot to get banks to have a presence, either through a branch or a business correspondent, in any village with a population of up to 1,000 so that remittances can take place through the banking channel.
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The government has asked banks to accept identity proofs issued in other states as valid documents for opening no-frills bank accounts, in a move that will help millions of migrant workers, including domestic helps and drivers, access banking services.&amp;nbsp;





At a...&#039;,
	&#039;disp&#039; =&gt; &#039;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;The government has asked banks to accept identity proofs issued in other states as valid documents for opening no-frills bank accounts, in a move that will help millions of migrant workers, including domestic helps and drivers, access banking services.&amp;nbsp;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;At a specially convened meeting to push the financial inclusion agenda, the finance ministry asked bankers to accept the identity proofs and use their branch network in other states to verify the authenticity of the documents.&amp;nbsp;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;As a result, a domestic help in Delhi can use a voter identity card or the NREGA job card issued in Bihar or Orissa to open a bank account in the Capital.&amp;nbsp;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;Some banks such as SBI said they have been following this practice when they open accounts through business correspondents, who are agents of the bank for opening small accounts, also referred to as no-frills, and undertaking remittance related transactions.&amp;nbsp;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;em&gt;&#039;RBI rule on identity proof not practical&#039;&amp;nbsp;&lt;/em&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;While RBI had relaxed norms to permit banks to open accounts based on selfdeclaration in the absence of a valid identity proof, in practice few banks were using the flexibility as they feared penal action from the regulator and enforcement agencies in case anything went wrong.&amp;nbsp;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&amp;quot;RBI also says that the liability is with the bank, so banks develop cold feet and insist on photo, photo ID and local proof of residence,&amp;quot; said a banking industry source.&amp;nbsp;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&amp;quot;What the government is saying is tough to implement. It is practically very difficult to use our branch in another state to conduct the verification,&amp;quot; said a banker.&amp;nbsp;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;As part of the financial inclusion agenda, being pushed by the government as well as RBI, banks have been given flexibility in opening accounts and transacting business. When it comes to opening accounts, last December, the government permitted banks to use relaxed knowyour-customer (KYC) norms for opening small bank accounts. Small bank accounts refer to those accounts where up to Rs 1 lakh is deposited annually, monthly withdrawals do not exceed Rs 10,000 and the balance does not exceed Rs 50,000 at any point of time.&amp;nbsp;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;In addition, a move is afoot to get banks to have a presence, either through a branch or a business correspondent, in any village with a population of up to 1,000 so that remittances can take place through the banking channel.&lt;/div&gt;&lt;div style=&quot;text-align: justify&quot;&gt;&lt;br /&gt;&lt;/div&gt;&#039;,
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The government has asked banks to accept identity proofs issued in other states as valid documents for opening no-frills bank accounts, in a move that will help millions of migrant workers, including domestic helps and drivers, access banking services.&amp;nbsp;
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At a specially convened meeting to push the financial inclusion agenda, the finance ministry asked bankers to accept the identity proofs and use their branch network in other states to verify the authenticity of the documents.&amp;nbsp;
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&lt;br /&gt;
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As a result, a domestic help in Delhi can use a voter identity card or the NREGA job card issued in Bihar or Orissa to open a bank account in the Capital.&amp;nbsp;
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
&lt;br /&gt;
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
Some banks such as SBI said they have been following this practice when they open accounts through business correspondents, who are agents of the bank for opening small accounts, also referred to as no-frills, and undertaking remittance related transactions.&amp;nbsp;
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
&lt;br /&gt;
&lt;/div&gt;
&lt;div style=&quot;text-align: justify&quot;&gt;
&lt;em&gt;&#039;RBI rule on identity proof not practical&#039;&amp;nbsp;&lt;/em&gt;
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&lt;div style=&quot;text-align: justify&quot;&gt;
&lt;br /&gt;
&lt;/div&gt;
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While RBI had relaxed norms to permit banks to open accounts based on selfdeclaration in the absence of a valid identity proof, in practice few banks were using the flexibility as they feared penal action from the regulator and enforcement agencies in case anything went wrong.&amp;nbsp;
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&lt;div style=&quot;text-align: justify&quot;&gt;
&lt;br /&gt;
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&amp;quot;RBI also says that the liability is with the bank, so banks develop cold feet and insist on photo, photo ID and local proof of residence,&amp;quot; said a banking industry source.&amp;nbsp;
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&lt;div style=&quot;text-align: justify&quot;&gt;
&lt;br /&gt;
&lt;/div&gt;
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&amp;quot;What the government is saying is tough to implement. It is practically very difficult to use our branch in another state to conduct the verification,&amp;quot; said a banker.&amp;nbsp;
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&lt;div style=&quot;text-align: justify&quot;&gt;
&lt;br /&gt;
&lt;/div&gt;
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As part of the financial inclusion agenda, being pushed by the government as well as RBI, banks have been given flexibility in opening accounts and transacting business. When it comes to opening accounts, last December, the government permitted banks to use relaxed knowyour-customer (KYC) norms for opening small bank accounts. Small bank accounts refer to those accounts where up to Rs 1 lakh is deposited annually, monthly withdrawals do not exceed Rs 10,000 and the balance does not exceed Rs 50,000 at any point of time.&amp;nbsp;
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&lt;div style=&quot;text-align: justify&quot;&gt;
&lt;br /&gt;
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In addition, a move is afoot to get banks to have a presence, either through a branch or a business correspondent, in any village with a population of up to 1,000 so that remittances can take place through the banking channel.
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&lt;br /&gt;
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The government has asked banks to accept identity proofs issued in other states as valid documents for opening no-frills bank accounts, in a move that will help millions of migrant workers, including domestic helps and drivers, access banking services.&amp;nbsp;





At a...&#039;
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The government has asked banks to accept identity proofs issued in other states as valid documents for opening no-frills bank accounts, in a move that will help millions of migrant workers, including domestic helps and drivers, access banking services.&nbsp;





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                <strong>Now, open bank a/c with other states’ identity proof by Sidhartha</strong></h1>
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                <div style="text-align: justify"><br /></div><div style="text-align: justify">The government has asked banks to accept identity proofs issued in other states as valid documents for opening no-frills bank accounts, in a move that will help millions of migrant workers, including domestic helps and drivers, access banking services.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">At a specially convened meeting to push the financial inclusion agenda, the finance ministry asked bankers to accept the identity proofs and use their branch network in other states to verify the authenticity of the documents.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">As a result, a domestic help in Delhi can use a voter identity card or the NREGA job card issued in Bihar or Orissa to open a bank account in the Capital.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">Some banks such as SBI said they have been following this practice when they open accounts through business correspondents, who are agents of the bank for opening small accounts, also referred to as no-frills, and undertaking remittance related transactions.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify"><em>'RBI rule on identity proof not practical'&nbsp;</em></div><div style="text-align: justify"><br /></div><div style="text-align: justify">While RBI had relaxed norms to permit banks to open accounts based on selfdeclaration in the absence of a valid identity proof, in practice few banks were using the flexibility as they feared penal action from the regulator and enforcement agencies in case anything went wrong.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">&quot;RBI also says that the liability is with the bank, so banks develop cold feet and insist on photo, photo ID and local proof of residence,&quot; said a banking industry source.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">&quot;What the government is saying is tough to implement. It is practically very difficult to use our branch in another state to conduct the verification,&quot; said a banker.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">As part of the financial inclusion agenda, being pushed by the government as well as RBI, banks have been given flexibility in opening accounts and transacting business. When it comes to opening accounts, last December, the government permitted banks to use relaxed knowyour-customer (KYC) norms for opening small bank accounts. Small bank accounts refer to those accounts where up to Rs 1 lakh is deposited annually, monthly withdrawals do not exceed Rs 10,000 and the balance does not exceed Rs 50,000 at any point of time.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">In addition, a move is afoot to get banks to have a presence, either through a branch or a business correspondent, in any village with a population of up to 1,000 so that remittances can take place through the banking channel.</div><div style="text-align: justify"><br /></div>               </font>
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Now, open bank a/c with other states’ identity proof by Sidhartha

The government has asked banks to accept identity proofs issued in other states as valid documents for opening no-frills bank accounts, in a move that will help millions of migrant workers, including domestic helps and drivers, access banking services.  At a specially convened meeting to push the financial inclusion agenda, the finance ministry asked bankers to accept the identity proofs and use their branch network in other states to verify the authenticity of the documents.  As a result, a domestic help in Delhi can use a voter identity card or the NREGA job card issued in Bihar or Orissa to open a bank account in the Capital.  Some banks such as SBI said they have been following this practice when they open accounts through business correspondents, who are agents of the bank for opening small accounts, also referred to as no-frills, and undertaking remittance related transactions.  'RBI rule on identity proof not practical'  While RBI had relaxed norms to permit banks to open accounts based on selfdeclaration in the absence of a valid identity proof, in practice few banks were using the flexibility as they feared penal action from the regulator and enforcement agencies in case anything went wrong.  "RBI also says that the liability is with the bank, so banks develop cold feet and insist on photo, photo ID and local proof of residence," said a banking industry source.  "What the government is saying is tough to implement. It is practically very difficult to use our branch in another state to conduct the verification," said a banker.  As part of the financial inclusion agenda, being pushed by the government as well as RBI, banks have been given flexibility in opening accounts and transacting business. When it comes to opening accounts, last December, the government permitted banks to use relaxed knowyour-customer (KYC) norms for opening small bank accounts. Small bank accounts refer to those accounts where up to Rs 1 lakh is deposited annually, monthly withdrawals do not exceed Rs 10,000 and the balance does not exceed Rs 50,000 at any point of time.  In addition, a move is afoot to get banks to have a presence, either through a branch or a business correspondent, in any village with a population of up to 1,000 so that remittances can take place through the banking channel.