Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 73
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::printArticle() - APP/Controller/ArtileDetailController.php, line 73
Cake\Controller\Controller::invokeAction() - CORE/src/Controller/Controller.php, line 610
Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120
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Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
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Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
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Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 74
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::printArticle() - APP/Controller/ArtileDetailController.php, line 74
Cake\Controller\Controller::invokeAction() - CORE/src/Controller/Controller.php, line 610
Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120
Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94
Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\AssetMiddleware::__invoke() - CORE/src/Routing/Middleware/AssetMiddleware.php, line 88
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Warning (512): Unable to emit headers. Headers sent in file=/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Error/Debugger.php line=853 [CORE/src/Http/ResponseEmitter.php, line 48]
Code Context
            if (Configure::read('debug')) {

                trigger_error($message, E_USER_WARNING);

            } else {
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&lt;em&gt;NEW DELHI: &lt;/em&gt;Only 48 per cent of Indian adults have bank accounts and nearly half of them lie dormant, says a report.
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According to a nation-wide survey on financial behaviour, India has the highest account dormancy rate even more than countries like Kenya, Tanzania, Uganda, Nigeria, Pakistan and Bangladesh.
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The survey compiled by the Financial Inclusion Insights programme, operated by global strategic research consultancy InterMedia and supported by the Bill &amp;amp; Melinda Gates Foundation, noted the majority of Indians borrow money from family and friends and not from financial institutions.
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 &amp;quot;While 48 per cent of Indian adults have access to a bank account, the highest rate of the seven countries, 47 per cent of Indian accounts lie dormant,&amp;quot; the survey said, adding that fewer than a quarter of account users use advance banking services, while only 0.3 per cent use mobile money services.
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India has the lowest proportion of adults who are aware of or have ever used mobile money, it said.
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Moreover, the gender gap in the use of bank services is also substantial in India (17 per cent). The widest relative gender gap is in Pakistan.
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&amp;quot;This study challenges the notion that financial inclusion is merely a matter of opening bank accounts,&amp;quot; Bill &amp;amp; Melinda Gates Foundation Director, India Country Office Girindre Beeharry said.
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&amp;quot;We hope that the information contained in this study will enable policy makers, regulators and bankers to identify priorities to improve financial inclusion, design initiatives to push the inclusion agenda, and most importantly, measure the progress made,&amp;quot; InterMedia&#039;s Research Manager for India Gayatri Murthy said.
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The Centre has already launched a financial inclusion scheme &amp;quot;Pradhan Mantri Jan Dhan Yojana&amp;quot; under which bank accounts will be opened for 15 crore people with an overdraft facility of Rs 5,000 and accident insurance of Rs 1 lakh.
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NEW DELHI: Only 48 per cent of Indian adults have bank accounts and nearly half of them lie dormant, says a report.


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	&#039;disp&#039; =&gt; &#039;&lt;div align=&quot;justify&quot;&gt;-PTI&lt;/div&gt;&lt;p align=&quot;justify&quot;&gt;&lt;em&gt;NEW DELHI: &lt;/em&gt;Only 48 per cent of Indian adults have bank accounts and nearly half of them lie dormant, says a report.&lt;/p&gt;&lt;p align=&quot;justify&quot;&gt;According to a nation-wide survey on financial behaviour, India has the highest account dormancy rate even more than countries like Kenya, Tanzania, Uganda, Nigeria, Pakistan and Bangladesh.&lt;/p&gt;&lt;p align=&quot;justify&quot;&gt;The survey compiled by the Financial Inclusion Insights programme, operated by global strategic research consultancy InterMedia and supported by the Bill &amp;amp; Melinda Gates Foundation, noted the majority of Indians borrow money from family and friends and not from financial institutions.&lt;/p&gt;&lt;p align=&quot;justify&quot;&gt; &amp;quot;While 48 per cent of Indian adults have access to a bank account, the highest rate of the seven countries, 47 per cent of Indian accounts lie dormant,&amp;quot; the survey said, adding that fewer than a quarter of account users use advance banking services, while only 0.3 per cent use mobile money services.&lt;/p&gt;&lt;p align=&quot;justify&quot;&gt;India has the lowest proportion of adults who are aware of or have ever used mobile money, it said.&lt;/p&gt;&lt;p align=&quot;justify&quot;&gt;Moreover, the gender gap in the use of bank services is also substantial in India (17 per cent). The widest relative gender gap is in Pakistan.&lt;/p&gt;&lt;p align=&quot;justify&quot;&gt;&amp;quot;This study challenges the notion that financial inclusion is merely a matter of opening bank accounts,&amp;quot; Bill &amp;amp; Melinda Gates Foundation Director, India Country Office Girindre Beeharry said.&lt;/p&gt;&lt;p align=&quot;justify&quot;&gt;Beeharry further said that the findings will hopefully mobilise further innovation in the sector and promote the potential of digital technology in ensuring that all Indians have an access to financial services.&lt;/p&gt;&lt;p align=&quot;justify&quot;&gt;&amp;quot;We hope that the information contained in this study will enable policy makers, regulators and bankers to identify priorities to improve financial inclusion, design initiatives to push the inclusion agenda, and most importantly, measure the progress made,&amp;quot; InterMedia&#039;s Research Manager for India Gayatri Murthy said.&lt;/p&gt;&lt;p align=&quot;justify&quot;&gt;The survey is based on interviews with 45,024 Indians aged 15 years and above and evaluates access and use of formal financial services, mobile devices, mobile money services, as well as barriers and potential for future use.&lt;/p&gt;&lt;p align=&quot;justify&quot;&gt;The Centre has already launched a financial inclusion scheme &amp;quot;Pradhan Mantri Jan Dhan Yojana&amp;quot; under which bank accounts will be opened for 15 crore people with an overdraft facility of Rs 5,000 and accident insurance of Rs 1 lakh.&lt;/p&gt;&#039;,
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&lt;em&gt;NEW DELHI: &lt;/em&gt;Only 48 per cent of Indian adults have bank accounts and nearly half of them lie dormant, says a report.
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According to a nation-wide survey on financial behaviour, India has the highest account dormancy rate even more than countries like Kenya, Tanzania, Uganda, Nigeria, Pakistan and Bangladesh.
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Moreover, the gender gap in the use of bank services is also substantial in India (17 per cent). The widest relative gender gap is in Pakistan.
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&amp;quot;This study challenges the notion that financial inclusion is merely a matter of opening bank accounts,&amp;quot; Bill &amp;amp; Melinda Gates Foundation Director, India Country Office Girindre Beeharry said.
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&amp;quot;We hope that the information contained in this study will enable policy makers, regulators and bankers to identify priorities to improve financial inclusion, design initiatives to push the inclusion agenda, and most importantly, measure the progress made,&amp;quot; InterMedia&#039;s Research Manager for India Gayatri Murthy said.
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-PTI


NEW DELHI: Only 48 per cent of Indian adults have bank accounts and nearly half of them lie dormant, says a report.


According to a nation-wide survey on financial behaviour, India has the highest account dormancy rate even more than countries..."/>
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                <strong>Only 48 per cent of Indian adults have access to bank accounts: Report</strong></h1>
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                <div align="justify">-PTI</div><p align="justify"><em>NEW DELHI: </em>Only 48 per cent of Indian adults have bank accounts and nearly half of them lie dormant, says a report.</p><p align="justify">According to a nation-wide survey on financial behaviour, India has the highest account dormancy rate even more than countries like Kenya, Tanzania, Uganda, Nigeria, Pakistan and Bangladesh.</p><p align="justify">The survey compiled by the Financial Inclusion Insights programme, operated by global strategic research consultancy InterMedia and supported by the Bill &amp; Melinda Gates Foundation, noted the majority of Indians borrow money from family and friends and not from financial institutions.</p><p align="justify"> &quot;While 48 per cent of Indian adults have access to a bank account, the highest rate of the seven countries, 47 per cent of Indian accounts lie dormant,&quot; the survey said, adding that fewer than a quarter of account users use advance banking services, while only 0.3 per cent use mobile money services.</p><p align="justify">India has the lowest proportion of adults who are aware of or have ever used mobile money, it said.</p><p align="justify">Moreover, the gender gap in the use of bank services is also substantial in India (17 per cent). The widest relative gender gap is in Pakistan.</p><p align="justify">&quot;This study challenges the notion that financial inclusion is merely a matter of opening bank accounts,&quot; Bill &amp; Melinda Gates Foundation Director, India Country Office Girindre Beeharry said.</p><p align="justify">Beeharry further said that the findings will hopefully mobilise further innovation in the sector and promote the potential of digital technology in ensuring that all Indians have an access to financial services.</p><p align="justify">&quot;We hope that the information contained in this study will enable policy makers, regulators and bankers to identify priorities to improve financial inclusion, design initiatives to push the inclusion agenda, and most importantly, measure the progress made,&quot; InterMedia's Research Manager for India Gayatri Murthy said.</p><p align="justify">The survey is based on interviews with 45,024 Indians aged 15 years and above and evaluates access and use of formal financial services, mobile devices, mobile money services, as well as barriers and potential for future use.</p><p align="justify">The Centre has already launched a financial inclusion scheme &quot;Pradhan Mantri Jan Dhan Yojana&quot; under which bank accounts will be opened for 15 crore people with an overdraft facility of Rs 5,000 and accident insurance of Rs 1 lakh.</p>               </font>
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-PTI
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&lt;em&gt;NEW DELHI: &lt;/em&gt;Only 48 per cent of Indian adults have bank accounts and nearly half of them lie dormant, says a report.
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According to a nation-wide survey on financial behaviour, India has the highest account dormancy rate even more than countries like Kenya, Tanzania, Uganda, Nigeria, Pakistan and Bangladesh.
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The survey compiled by the Financial Inclusion Insights programme, operated by global strategic research consultancy InterMedia and supported by the Bill &amp;amp; Melinda Gates Foundation, noted the majority of Indians borrow money from family and friends and not from financial institutions.
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 &amp;quot;While 48 per cent of Indian adults have access to a bank account, the highest rate of the seven countries, 47 per cent of Indian accounts lie dormant,&amp;quot; the survey said, adding that fewer than a quarter of account users use advance banking services, while only 0.3 per cent use mobile money services.
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India has the lowest proportion of adults who are aware of or have ever used mobile money, it said.
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Moreover, the gender gap in the use of bank services is also substantial in India (17 per cent). The widest relative gender gap is in Pakistan.
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&amp;quot;This study challenges the notion that financial inclusion is merely a matter of opening bank accounts,&amp;quot; Bill &amp;amp; Melinda Gates Foundation Director, India Country Office Girindre Beeharry said.
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&amp;quot;We hope that the information contained in this study will enable policy makers, regulators and bankers to identify priorities to improve financial inclusion, design initiatives to push the inclusion agenda, and most importantly, measure the progress made,&amp;quot; InterMedia&#039;s Research Manager for India Gayatri Murthy said.
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&amp;quot;This study challenges the notion that financial inclusion is merely a matter of opening bank accounts,&amp;quot; Bill &amp;amp; Melinda Gates Foundation Director, India Country Office Girindre Beeharry said.
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&amp;quot;We hope that the information contained in this study will enable policy makers, regulators and bankers to identify priorities to improve financial inclusion, design initiatives to push the inclusion agenda, and most importantly, measure the progress made,&amp;quot; InterMedia&#039;s Research Manager for India Gayatri Murthy said.
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-PTI


NEW DELHI: Only 48 per cent of Indian adults have bank accounts and nearly half of them lie dormant, says a report.


According to a nation-wide survey on financial behaviour, India has the highest account dormancy rate even more than countries..."/>
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                <strong>Only 48 per cent of Indian adults have access to bank accounts: Report</strong></h1>
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                <div align="justify">-PTI</div><p align="justify"><em>NEW DELHI: </em>Only 48 per cent of Indian adults have bank accounts and nearly half of them lie dormant, says a report.</p><p align="justify">According to a nation-wide survey on financial behaviour, India has the highest account dormancy rate even more than countries like Kenya, Tanzania, Uganda, Nigeria, Pakistan and Bangladesh.</p><p align="justify">The survey compiled by the Financial Inclusion Insights programme, operated by global strategic research consultancy InterMedia and supported by the Bill &amp; Melinda Gates Foundation, noted the majority of Indians borrow money from family and friends and not from financial institutions.</p><p align="justify"> &quot;While 48 per cent of Indian adults have access to a bank account, the highest rate of the seven countries, 47 per cent of Indian accounts lie dormant,&quot; the survey said, adding that fewer than a quarter of account users use advance banking services, while only 0.3 per cent use mobile money services.</p><p align="justify">India has the lowest proportion of adults who are aware of or have ever used mobile money, it said.</p><p align="justify">Moreover, the gender gap in the use of bank services is also substantial in India (17 per cent). The widest relative gender gap is in Pakistan.</p><p align="justify">&quot;This study challenges the notion that financial inclusion is merely a matter of opening bank accounts,&quot; Bill &amp; Melinda Gates Foundation Director, India Country Office Girindre Beeharry said.</p><p align="justify">Beeharry further said that the findings will hopefully mobilise further innovation in the sector and promote the potential of digital technology in ensuring that all Indians have an access to financial services.</p><p align="justify">&quot;We hope that the information contained in this study will enable policy makers, regulators and bankers to identify priorities to improve financial inclusion, design initiatives to push the inclusion agenda, and most importantly, measure the progress made,&quot; InterMedia's Research Manager for India Gayatri Murthy said.</p><p align="justify">The survey is based on interviews with 45,024 Indians aged 15 years and above and evaluates access and use of formal financial services, mobile devices, mobile money services, as well as barriers and potential for future use.</p><p align="justify">The Centre has already launched a financial inclusion scheme &quot;Pradhan Mantri Jan Dhan Yojana&quot; under which bank accounts will be opened for 15 crore people with an overdraft facility of Rs 5,000 and accident insurance of Rs 1 lakh.</p>               </font>
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-PTI
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&lt;em&gt;NEW DELHI: &lt;/em&gt;Only 48 per cent of Indian adults have bank accounts and nearly half of them lie dormant, says a report.
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According to a nation-wide survey on financial behaviour, India has the highest account dormancy rate even more than countries like Kenya, Tanzania, Uganda, Nigeria, Pakistan and Bangladesh.
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&amp;quot;This study challenges the notion that financial inclusion is merely a matter of opening bank accounts,&amp;quot; Bill &amp;amp; Melinda Gates Foundation Director, India Country Office Girindre Beeharry said.
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&lt;em&gt;NEW DELHI: &lt;/em&gt;Only 48 per cent of Indian adults have bank accounts and nearly half of them lie dormant, says a report.
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-PTI


NEW DELHI: Only 48 per cent of Indian adults have bank accounts and nearly half of them lie dormant, says a report.


According to a nation-wide survey on financial behaviour, India has the highest account dormancy rate even more than countries...&#039;
$disp = &#039;&lt;div align=&quot;justify&quot;&gt;-PTI&lt;/div&gt;&lt;p align=&quot;justify&quot;&gt;&lt;em&gt;NEW DELHI: &lt;/em&gt;Only 48 per cent of Indian adults have bank accounts and nearly half of them lie dormant, says a report.&lt;/p&gt;&lt;p align=&quot;justify&quot;&gt;According to a nation-wide survey on financial behaviour, India has the highest account dormancy rate even more than countries like Kenya, Tanzania, Uganda, Nigeria, Pakistan and Bangladesh.&lt;/p&gt;&lt;p align=&quot;justify&quot;&gt;The survey compiled by the Financial Inclusion Insights programme, operated by global strategic research consultancy InterMedia and supported by the Bill &amp;amp; Melinda Gates Foundation, noted the majority of Indians borrow money from family and friends and not from financial institutions.&lt;/p&gt;&lt;p align=&quot;justify&quot;&gt; &amp;quot;While 48 per cent of Indian adults have access to a bank account, the highest rate of the seven countries, 47 per cent of Indian accounts lie dormant,&amp;quot; the survey said, adding that fewer than a quarter of account users use advance banking services, while only 0.3 per cent use mobile money services.&lt;/p&gt;&lt;p align=&quot;justify&quot;&gt;India has the lowest proportion of adults who are aware of or have ever used mobile money, it said.&lt;/p&gt;&lt;p align=&quot;justify&quot;&gt;Moreover, the gender gap in the use of bank services is also substantial in India (17 per cent). The widest relative gender gap is in Pakistan.&lt;/p&gt;&lt;p align=&quot;justify&quot;&gt;&amp;quot;This study challenges the notion that financial inclusion is merely a matter of opening bank accounts,&amp;quot; Bill &amp;amp; Melinda Gates Foundation Director, India Country Office Girindre Beeharry said.&lt;/p&gt;&lt;p align=&quot;justify&quot;&gt;Beeharry further said that the findings will hopefully mobilise further innovation in the sector and promote the potential of digital technology in ensuring that all Indians have an access to financial services.&lt;/p&gt;&lt;p align=&quot;justify&quot;&gt;&amp;quot;We hope that the information contained in this study will enable policy makers, regulators and bankers to identify priorities to improve financial inclusion, design initiatives to push the inclusion agenda, and most importantly, measure the progress made,&amp;quot; InterMedia&#039;s Research Manager for India Gayatri Murthy said.&lt;/p&gt;&lt;p align=&quot;justify&quot;&gt;The survey is based on interviews with 45,024 Indians aged 15 years and above and evaluates access and use of formal financial services, mobile devices, mobile money services, as well as barriers and potential for future use.&lt;/p&gt;&lt;p align=&quot;justify&quot;&gt;The Centre has already launched a financial inclusion scheme &amp;quot;Pradhan Mantri Jan Dhan Yojana&amp;quot; under which bank accounts will be opened for 15 crore people with an overdraft facility of Rs 5,000 and accident insurance of Rs 1 lakh.&lt;/p&gt;&#039;
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-PTI


NEW DELHI: Only 48 per cent of Indian adults have bank accounts and nearly half of them lie dormant, says a report.


According to a nation-wide survey on financial behaviour, India has the highest account dormancy rate even more than countries..."/>
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                <strong>Only 48 per cent of Indian adults have access to bank accounts: Report</strong></h1>
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                <div align="justify">-PTI</div><p align="justify"><em>NEW DELHI: </em>Only 48 per cent of Indian adults have bank accounts and nearly half of them lie dormant, says a report.</p><p align="justify">According to a nation-wide survey on financial behaviour, India has the highest account dormancy rate even more than countries like Kenya, Tanzania, Uganda, Nigeria, Pakistan and Bangladesh.</p><p align="justify">The survey compiled by the Financial Inclusion Insights programme, operated by global strategic research consultancy InterMedia and supported by the Bill &amp; Melinda Gates Foundation, noted the majority of Indians borrow money from family and friends and not from financial institutions.</p><p align="justify"> &quot;While 48 per cent of Indian adults have access to a bank account, the highest rate of the seven countries, 47 per cent of Indian accounts lie dormant,&quot; the survey said, adding that fewer than a quarter of account users use advance banking services, while only 0.3 per cent use mobile money services.</p><p align="justify">India has the lowest proportion of adults who are aware of or have ever used mobile money, it said.</p><p align="justify">Moreover, the gender gap in the use of bank services is also substantial in India (17 per cent). The widest relative gender gap is in Pakistan.</p><p align="justify">&quot;This study challenges the notion that financial inclusion is merely a matter of opening bank accounts,&quot; Bill &amp; Melinda Gates Foundation Director, India Country Office Girindre Beeharry said.</p><p align="justify">Beeharry further said that the findings will hopefully mobilise further innovation in the sector and promote the potential of digital technology in ensuring that all Indians have an access to financial services.</p><p align="justify">&quot;We hope that the information contained in this study will enable policy makers, regulators and bankers to identify priorities to improve financial inclusion, design initiatives to push the inclusion agenda, and most importantly, measure the progress made,&quot; InterMedia's Research Manager for India Gayatri Murthy said.</p><p align="justify">The survey is based on interviews with 45,024 Indians aged 15 years and above and evaluates access and use of formal financial services, mobile devices, mobile money services, as well as barriers and potential for future use.</p><p align="justify">The Centre has already launched a financial inclusion scheme &quot;Pradhan Mantri Jan Dhan Yojana&quot; under which bank accounts will be opened for 15 crore people with an overdraft facility of Rs 5,000 and accident insurance of Rs 1 lakh.</p>               </font>
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-PTI
</div>
<p align="justify">
<em>NEW DELHI: </em>Only 48 per cent of Indian adults have bank accounts and nearly half of them lie dormant, says a report.
</p>
<p align="justify">
According to a nation-wide survey on financial behaviour, India has the highest account dormancy rate even more than countries like Kenya, Tanzania, Uganda, Nigeria, Pakistan and Bangladesh.
</p>
<p align="justify">
The survey compiled by the Financial Inclusion Insights programme, operated by global strategic research consultancy InterMedia and supported by the Bill &amp; Melinda Gates Foundation, noted the majority of Indians borrow money from family and friends and not from financial institutions.
</p>
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 &quot;While 48 per cent of Indian adults have access to a bank account, the highest rate of the seven countries, 47 per cent of Indian accounts lie dormant,&quot; the survey said, adding that fewer than a quarter of account users use advance banking services, while only 0.3 per cent use mobile money services.
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India has the lowest proportion of adults who are aware of or have ever used mobile money, it said.
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Moreover, the gender gap in the use of bank services is also substantial in India (17 per cent). The widest relative gender gap is in Pakistan.
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&quot;This study challenges the notion that financial inclusion is merely a matter of opening bank accounts,&quot; Bill &amp; Melinda Gates Foundation Director, India Country Office Girindre Beeharry said.
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Beeharry further said that the findings will hopefully mobilise further innovation in the sector and promote the potential of digital technology in ensuring that all Indians have an access to financial services.
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&quot;We hope that the information contained in this study will enable policy makers, regulators and bankers to identify priorities to improve financial inclusion, design initiatives to push the inclusion agenda, and most importantly, measure the progress made,&quot; InterMedia's Research Manager for India Gayatri Murthy said.
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The survey is based on interviews with 45,024 Indians aged 15 years and above and evaluates access and use of formal financial services, mobile devices, mobile money services, as well as barriers and potential for future use.
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The Centre has already launched a financial inclusion scheme &quot;Pradhan Mantri Jan Dhan Yojana&quot; under which bank accounts will be opened for 15 crore people with an overdraft facility of Rs 5,000 and accident insurance of Rs 1 lakh.
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-PTI
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<em>NEW DELHI: </em>Only 48 per cent of Indian adults have bank accounts and nearly half of them lie dormant, says a report.
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According to a nation-wide survey on financial behaviour, India has the highest account dormancy rate even more than countries like Kenya, Tanzania, Uganda, Nigeria, Pakistan and Bangladesh.
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The survey compiled by the Financial Inclusion Insights programme, operated by global strategic research consultancy InterMedia and supported by the Bill &amp; Melinda Gates Foundation, noted the majority of Indians borrow money from family and friends and not from financial institutions.
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&quot;This study challenges the notion that financial inclusion is merely a matter of opening bank accounts,&quot; Bill &amp; Melinda Gates Foundation Director, India Country Office Girindre Beeharry said.
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&quot;We hope that the information contained in this study will enable policy makers, regulators and bankers to identify priorities to improve financial inclusion, design initiatives to push the inclusion agenda, and most importantly, measure the progress made,&quot; InterMedia's Research Manager for India Gayatri Murthy said.
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-PTI


NEW DELHI: Only 48 per cent of Indian adults have bank accounts and nearly half of them lie dormant, says a report.


According to a nation-wide survey on financial behaviour, India has the highest account dormancy rate even more than countries...'
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Only 48 per cent of Indian adults have access to bank accounts: Report

-PTI NEW DELHI: Only 48 per cent of Indian adults have bank accounts and nearly half of them lie dormant, says a report. According to a nation-wide survey on financial behaviour, India has the highest account dormancy rate even more than countries like Kenya, Tanzania, Uganda, Nigeria, Pakistan and Bangladesh. The survey compiled by the Financial Inclusion Insights programme, operated by global strategic research consultancy InterMedia and supported by the Bill & Melinda Gates Foundation, noted the majority of Indians borrow money from family and friends and not from financial institutions. "While 48 per cent of Indian adults have access to a bank account, the highest rate of the seven countries, 47 per cent of Indian accounts lie dormant," the survey said, adding that fewer than a quarter of account users use advance banking services, while only 0.3 per cent use mobile money services. India has the lowest proportion of adults who are aware of or have ever used mobile money, it said. Moreover, the gender gap in the use of bank services is also substantial in India (17 per cent). The widest relative gender gap is in Pakistan. "This study challenges the notion that financial inclusion is merely a matter of opening bank accounts," Bill & Melinda Gates Foundation Director, India Country Office Girindre Beeharry said. Beeharry further said that the findings will hopefully mobilise further innovation in the sector and promote the potential of digital technology in ensuring that all Indians have an access to financial services. "We hope that the information contained in this study will enable policy makers, regulators and bankers to identify priorities to improve financial inclusion, design initiatives to push the inclusion agenda, and most importantly, measure the progress made," InterMedia's Research Manager for India Gayatri Murthy said. The survey is based on interviews with 45,024 Indians aged 15 years and above and evaluates access and use of formal financial services, mobile devices, mobile money services, as well as barriers and potential for future use. The Centre has already launched a financial inclusion scheme "Pradhan Mantri Jan Dhan Yojana" under which bank accounts will be opened for 15 crore people with an overdraft facility of Rs 5,000 and accident insurance of Rs 1 lakh.