Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 73
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::printArticle() - APP/Controller/ArtileDetailController.php, line 73
Cake\Controller\Controller::invokeAction() - CORE/src/Controller/Controller.php, line 610
Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120
Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94
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Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
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Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 74
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::printArticle() - APP/Controller/ArtileDetailController.php, line 74
Cake\Controller\Controller::invokeAction() - CORE/src/Controller/Controller.php, line 610
Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120
Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94
Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\AssetMiddleware::__invoke() - CORE/src/Routing/Middleware/AssetMiddleware.php, line 88
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Warning (512): Unable to emit headers. Headers sent in file=/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Error/Debugger.php line=853 [CORE/src/Http/ResponseEmitter.php, line 48]
Code Context
            if (Configure::read('debug')) {

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    <link rel="canonical" href="https://im4change.in/<pre class="cake-error"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr6801d07320c7f-trace').style.display = (document.getElementById('cakeErr6801d07320c7f-trace').style.display == 'none' ? '' : 'none');"><b>Notice</b> (8)</a>: Undefined variable: urlPrefix [<b>APP/Template/Layout/printlayout.ctp</b>, line <b>8</b>]<div id="cakeErr6801d07320c7f-trace" class="cake-stack-trace" style="display: none;"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr6801d07320c7f-code').style.display = (document.getElementById('cakeErr6801d07320c7f-code').style.display == 'none' ? '' : 'none')">Code</a> <a href="javascript:void(0);" onclick="document.getElementById('cakeErr6801d07320c7f-context').style.display = (document.getElementById('cakeErr6801d07320c7f-context').style.display == 'none' ? '' : 'none')">Context</a><pre id="cakeErr6801d07320c7f-code" class="cake-code-dump" style="display: none;"><code><span style="color: #000000"><span style="color: #0000BB"></span><span style="color: #007700">&lt;</span><span style="color: #0000BB">head</span><span style="color: #007700">&gt;
</span></span></code>
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		&#039;title&#039; =&gt; &#039;PMFBY: Modi govt&amp;#039;s crop insurance scheme sees decline in farmers&amp;#039; enrolment -Namrata Acharya&#039;,
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-Business Standard&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;Between FY16 and FY17, the number of farmers enrolled in the scheme declined from about 57.3 million to about 48.5 million, a fall of around 15%&lt;br /&gt;
&lt;br /&gt;
Kolkata: &lt;/em&gt;The Pradhan Mantri Fasal Bima Yojana (PMFBY), the flagship crop insurance scheme of the Narendra Modi government, has entered its third year of operation, albeit with a substantial decline in farmers&#039; enrolment in its second year, the data reveals.&lt;br /&gt;
&lt;br /&gt;
Between FY16 and FY17, the number of farmers enrolled in the scheme declined from about 57.3 million to about 48.5 million, a fall of around 15 per cent.&lt;br /&gt;
&lt;br /&gt;
Despite the fall in the number of enrolments, both premium and claims increased substantially over the last financial year. As a result, the premium rates quoted by insurance firms to the government this year are likely to remain high, raising questions about the increasing cost of the scheme.&lt;br /&gt;
&lt;br /&gt;
In the 2017 kharif season, the admissible claims of the PMFBY stood at Rs 136.55 billion, against Rs 100.63 billion in Kharif 2016, a rise of about 36 per cent. The gross premium collection by insurance companies increased from Rs 221.90 billion to about Rs 243.58 billion between FY16 and FY17, a rise of about 10 per cent.&lt;br /&gt;
&lt;br /&gt;
The key reasons cited for this sharp fall in farmers&amp;rsquo; enrolments include missing data while linking Aadhaar with bank accounts, the low growth of agriculture credit offtake, and technical glitches while shifting the PMFBY data to a new portal. Banks are required to collect farmers&#039; premium and upload it on the PMFBY website. A senior official of an insurance firm has claimed owing to poor network connectivity, many farmers reportedly failed to enrol in the scheme. In the case of farmers who have taken loans, banks auto-deduct the premium for the scheme. For the rest, the enrolment scheme is optional.&lt;br /&gt;
&lt;br /&gt;
Farmers with loans constitute 80 per cent of the enrolment under the PMFBY. This year, the credit offtake in the agriculture sector has been muted. At the end of March 2018, year-on-year growth in credit for agriculture and allied activities was around 3.8 per cent, one of the lowest figures in the past few years. In FY17 the sector&#039;s year-on-year growth was more than 12 per cent, says the Reserve Bank of India data.&lt;br /&gt;
&lt;br /&gt;
Last year, insurers had raised premium quotations by 5-10 per cent in some states such as Tamil Nadu, Karnataka, Gujarat and Rajasthan, where claims were particularly high.&lt;br /&gt;
&lt;br /&gt;
Data discrepancy, which led to particularly high claim ratios in certain states, has been one of biggest concerns for insurers. According to insurers, crop cutting experiments (CCE) were not properly conducted in several states. The CCE data at harvest helps assess yield loss. But collecting the data requires substantial manpower. At present, state governments have the responsibility to conduct these experiments. In some cases, the test was not conducted on the date mentioned to insurers. In other states, the data provided by respective state governments did not match ground realities.&lt;br /&gt;
&lt;br /&gt;
Please &lt;a href=&quot;https://www.business-standard.com/article/economy-policy/pmfby-modi-govt-s-crop-insurance-scheme-sees-decline-in-farmers-enrolment-118060501450_1.html&quot;&gt;click here&lt;/a&gt; to read more. &lt;br /&gt;
&lt;/div&gt;&#039;,
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-Business Standard

Between FY16 and FY17, the number of farmers enrolled in the scheme declined from about 57.3 million to about 48.5 million, a fall of around 15%

Kolkata: The Pradhan Mantri Fasal Bima Yojana (PMFBY), the flagship crop insurance scheme of...&#039;,
	&#039;disp&#039; =&gt; &#039;&lt;div align=&quot;justify&quot;&gt;-Business Standard&lt;br /&gt;&lt;br /&gt;&lt;em&gt;Between FY16 and FY17, the number of farmers enrolled in the scheme declined from about 57.3 million to about 48.5 million, a fall of around 15%&lt;br /&gt;&lt;br /&gt;Kolkata: &lt;/em&gt;The Pradhan Mantri Fasal Bima Yojana (PMFBY), the flagship crop insurance scheme of the Narendra Modi government, has entered its third year of operation, albeit with a substantial decline in farmers&#039; enrolment in its second year, the data reveals.&lt;br /&gt;&lt;br /&gt;Between FY16 and FY17, the number of farmers enrolled in the scheme declined from about 57.3 million to about 48.5 million, a fall of around 15 per cent.&lt;br /&gt;&lt;br /&gt;Despite the fall in the number of enrolments, both premium and claims increased substantially over the last financial year. As a result, the premium rates quoted by insurance firms to the government this year are likely to remain high, raising questions about the increasing cost of the scheme.&lt;br /&gt;&lt;br /&gt;In the 2017 kharif season, the admissible claims of the PMFBY stood at Rs 136.55 billion, against Rs 100.63 billion in Kharif 2016, a rise of about 36 per cent. The gross premium collection by insurance companies increased from Rs 221.90 billion to about Rs 243.58 billion between FY16 and FY17, a rise of about 10 per cent.&lt;br /&gt;&lt;br /&gt;The key reasons cited for this sharp fall in farmers&amp;rsquo; enrolments include missing data while linking Aadhaar with bank accounts, the low growth of agriculture credit offtake, and technical glitches while shifting the PMFBY data to a new portal. Banks are required to collect farmers&#039; premium and upload it on the PMFBY website. A senior official of an insurance firm has claimed owing to poor network connectivity, many farmers reportedly failed to enrol in the scheme. In the case of farmers who have taken loans, banks auto-deduct the premium for the scheme. For the rest, the enrolment scheme is optional.&lt;br /&gt;&lt;br /&gt;Farmers with loans constitute 80 per cent of the enrolment under the PMFBY. This year, the credit offtake in the agriculture sector has been muted. At the end of March 2018, year-on-year growth in credit for agriculture and allied activities was around 3.8 per cent, one of the lowest figures in the past few years. In FY17 the sector&#039;s year-on-year growth was more than 12 per cent, says the Reserve Bank of India data.&lt;br /&gt;&lt;br /&gt;Last year, insurers had raised premium quotations by 5-10 per cent in some states such as Tamil Nadu, Karnataka, Gujarat and Rajasthan, where claims were particularly high.&lt;br /&gt;&lt;br /&gt;Data discrepancy, which led to particularly high claim ratios in certain states, has been one of biggest concerns for insurers. According to insurers, crop cutting experiments (CCE) were not properly conducted in several states. The CCE data at harvest helps assess yield loss. But collecting the data requires substantial manpower. At present, state governments have the responsibility to conduct these experiments. In some cases, the test was not conducted on the date mentioned to insurers. In other states, the data provided by respective state governments did not match ground realities.&lt;br /&gt;&lt;br /&gt;Please &lt;a href=&quot;https://www.business-standard.com/article/economy-policy/pmfby-modi-govt-s-crop-insurance-scheme-sees-decline-in-farmers-enrolment-118060501450_1.html&quot; title=&quot;https://www.business-standard.com/article/economy-policy/pmfby-modi-govt-s-crop-insurance-scheme-sees-decline-in-farmers-enrolment-118060501450_1.html&quot;&gt;click here&lt;/a&gt; to read more. &lt;br /&gt;&lt;/div&gt;&#039;,
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-Business Standard&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;Between FY16 and FY17, the number of farmers enrolled in the scheme declined from about 57.3 million to about 48.5 million, a fall of around 15%&lt;br /&gt;
&lt;br /&gt;
Kolkata: &lt;/em&gt;The Pradhan Mantri Fasal Bima Yojana (PMFBY), the flagship crop insurance scheme of the Narendra Modi government, has entered its third year of operation, albeit with a substantial decline in farmers&#039; enrolment in its second year, the data reveals.&lt;br /&gt;
&lt;br /&gt;
Between FY16 and FY17, the number of farmers enrolled in the scheme declined from about 57.3 million to about 48.5 million, a fall of around 15 per cent.&lt;br /&gt;
&lt;br /&gt;
Despite the fall in the number of enrolments, both premium and claims increased substantially over the last financial year. As a result, the premium rates quoted by insurance firms to the government this year are likely to remain high, raising questions about the increasing cost of the scheme.&lt;br /&gt;
&lt;br /&gt;
In the 2017 kharif season, the admissible claims of the PMFBY stood at Rs 136.55 billion, against Rs 100.63 billion in Kharif 2016, a rise of about 36 per cent. The gross premium collection by insurance companies increased from Rs 221.90 billion to about Rs 243.58 billion between FY16 and FY17, a rise of about 10 per cent.&lt;br /&gt;
&lt;br /&gt;
The key reasons cited for this sharp fall in farmers&amp;rsquo; enrolments include missing data while linking Aadhaar with bank accounts, the low growth of agriculture credit offtake, and technical glitches while shifting the PMFBY data to a new portal. Banks are required to collect farmers&#039; premium and upload it on the PMFBY website. A senior official of an insurance firm has claimed owing to poor network connectivity, many farmers reportedly failed to enrol in the scheme. In the case of farmers who have taken loans, banks auto-deduct the premium for the scheme. For the rest, the enrolment scheme is optional.&lt;br /&gt;
&lt;br /&gt;
Farmers with loans constitute 80 per cent of the enrolment under the PMFBY. This year, the credit offtake in the agriculture sector has been muted. At the end of March 2018, year-on-year growth in credit for agriculture and allied activities was around 3.8 per cent, one of the lowest figures in the past few years. In FY17 the sector&#039;s year-on-year growth was more than 12 per cent, says the Reserve Bank of India data.&lt;br /&gt;
&lt;br /&gt;
Last year, insurers had raised premium quotations by 5-10 per cent in some states such as Tamil Nadu, Karnataka, Gujarat and Rajasthan, where claims were particularly high.&lt;br /&gt;
&lt;br /&gt;
Data discrepancy, which led to particularly high claim ratios in certain states, has been one of biggest concerns for insurers. According to insurers, crop cutting experiments (CCE) were not properly conducted in several states. The CCE data at harvest helps assess yield loss. But collecting the data requires substantial manpower. At present, state governments have the responsibility to conduct these experiments. In some cases, the test was not conducted on the date mentioned to insurers. In other states, the data provided by respective state governments did not match ground realities.&lt;br /&gt;
&lt;br /&gt;
Please &lt;a href=&quot;https://www.business-standard.com/article/economy-policy/pmfby-modi-govt-s-crop-insurance-scheme-sees-decline-in-farmers-enrolment-118060501450_1.html&quot;&gt;click here&lt;/a&gt; to read more. &lt;br /&gt;
&lt;/div&gt;&#039;,
	&#039;credit_writer&#039; =&gt; &#039;Business Standard, 6 June, 2018, https://www.business-standard.com/article/economy-policy/pmfby-modi-govt-s-crop-insurance-scheme-sees-decline-in-farmers-enrolment-118060501450_1.html&#039;,
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-Business Standard

Between FY16 and FY17, the number of farmers enrolled in the scheme declined from about 57.3 million to about 48.5 million, a fall of around 15%

Kolkata: The Pradhan Mantri Fasal Bima Yojana (PMFBY), the flagship crop insurance scheme of...&#039;
$disp = &#039;&lt;div align=&quot;justify&quot;&gt;-Business Standard&lt;br /&gt;&lt;br /&gt;&lt;em&gt;Between FY16 and FY17, the number of farmers enrolled in the scheme declined from about 57.3 million to about 48.5 million, a fall of around 15%&lt;br /&gt;&lt;br /&gt;Kolkata: &lt;/em&gt;The Pradhan Mantri Fasal Bima Yojana (PMFBY), the flagship crop insurance scheme of the Narendra Modi government, has entered its third year of operation, albeit with a substantial decline in farmers&#039; enrolment in its second year, the data reveals.&lt;br /&gt;&lt;br /&gt;Between FY16 and FY17, the number of farmers enrolled in the scheme declined from about 57.3 million to about 48.5 million, a fall of around 15 per cent.&lt;br /&gt;&lt;br /&gt;Despite the fall in the number of enrolments, both premium and claims increased substantially over the last financial year. As a result, the premium rates quoted by insurance firms to the government this year are likely to remain high, raising questions about the increasing cost of the scheme.&lt;br /&gt;&lt;br /&gt;In the 2017 kharif season, the admissible claims of the PMFBY stood at Rs 136.55 billion, against Rs 100.63 billion in Kharif 2016, a rise of about 36 per cent. The gross premium collection by insurance companies increased from Rs 221.90 billion to about Rs 243.58 billion between FY16 and FY17, a rise of about 10 per cent.&lt;br /&gt;&lt;br /&gt;The key reasons cited for this sharp fall in farmers&amp;rsquo; enrolments include missing data while linking Aadhaar with bank accounts, the low growth of agriculture credit offtake, and technical glitches while shifting the PMFBY data to a new portal. Banks are required to collect farmers&#039; premium and upload it on the PMFBY website. A senior official of an insurance firm has claimed owing to poor network connectivity, many farmers reportedly failed to enrol in the scheme. In the case of farmers who have taken loans, banks auto-deduct the premium for the scheme. For the rest, the enrolment scheme is optional.&lt;br /&gt;&lt;br /&gt;Farmers with loans constitute 80 per cent of the enrolment under the PMFBY. This year, the credit offtake in the agriculture sector has been muted. At the end of March 2018, year-on-year growth in credit for agriculture and allied activities was around 3.8 per cent, one of the lowest figures in the past few years. In FY17 the sector&#039;s year-on-year growth was more than 12 per cent, says the Reserve Bank of India data.&lt;br /&gt;&lt;br /&gt;Last year, insurers had raised premium quotations by 5-10 per cent in some states such as Tamil Nadu, Karnataka, Gujarat and Rajasthan, where claims were particularly high.&lt;br /&gt;&lt;br /&gt;Data discrepancy, which led to particularly high claim ratios in certain states, has been one of biggest concerns for insurers. According to insurers, crop cutting experiments (CCE) were not properly conducted in several states. The CCE data at harvest helps assess yield loss. But collecting the data requires substantial manpower. At present, state governments have the responsibility to conduct these experiments. In some cases, the test was not conducted on the date mentioned to insurers. In other states, the data provided by respective state governments did not match ground realities.&lt;br /&gt;&lt;br /&gt;Please &lt;a href=&quot;https://www.business-standard.com/article/economy-policy/pmfby-modi-govt-s-crop-insurance-scheme-sees-decline-in-farmers-enrolment-118060501450_1.html&quot; title=&quot;https://www.business-standard.com/article/economy-policy/pmfby-modi-govt-s-crop-insurance-scheme-sees-decline-in-farmers-enrolment-118060501450_1.html&quot;&gt;click here&lt;/a&gt; to read more. &lt;br /&gt;&lt;/div&gt;&#039;
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-Business Standard

Between FY16 and FY17, the number of farmers enrolled in the scheme declined from about 57.3 million to about 48.5 million, a fall of around 15%

Kolkata: The Pradhan Mantri Fasal Bima Yojana (PMFBY), the flagship crop insurance scheme of..."/>
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                <strong>PMFBY: Modi govt&#039;s crop insurance scheme sees decline in farmers&#039; enrolment -Namrata Acharya</strong></h1>
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                <div align="justify">-Business Standard<br /><br /><em>Between FY16 and FY17, the number of farmers enrolled in the scheme declined from about 57.3 million to about 48.5 million, a fall of around 15%<br /><br />Kolkata: </em>The Pradhan Mantri Fasal Bima Yojana (PMFBY), the flagship crop insurance scheme of the Narendra Modi government, has entered its third year of operation, albeit with a substantial decline in farmers' enrolment in its second year, the data reveals.<br /><br />Between FY16 and FY17, the number of farmers enrolled in the scheme declined from about 57.3 million to about 48.5 million, a fall of around 15 per cent.<br /><br />Despite the fall in the number of enrolments, both premium and claims increased substantially over the last financial year. As a result, the premium rates quoted by insurance firms to the government this year are likely to remain high, raising questions about the increasing cost of the scheme.<br /><br />In the 2017 kharif season, the admissible claims of the PMFBY stood at Rs 136.55 billion, against Rs 100.63 billion in Kharif 2016, a rise of about 36 per cent. The gross premium collection by insurance companies increased from Rs 221.90 billion to about Rs 243.58 billion between FY16 and FY17, a rise of about 10 per cent.<br /><br />The key reasons cited for this sharp fall in farmers&rsquo; enrolments include missing data while linking Aadhaar with bank accounts, the low growth of agriculture credit offtake, and technical glitches while shifting the PMFBY data to a new portal. Banks are required to collect farmers' premium and upload it on the PMFBY website. A senior official of an insurance firm has claimed owing to poor network connectivity, many farmers reportedly failed to enrol in the scheme. In the case of farmers who have taken loans, banks auto-deduct the premium for the scheme. For the rest, the enrolment scheme is optional.<br /><br />Farmers with loans constitute 80 per cent of the enrolment under the PMFBY. This year, the credit offtake in the agriculture sector has been muted. At the end of March 2018, year-on-year growth in credit for agriculture and allied activities was around 3.8 per cent, one of the lowest figures in the past few years. In FY17 the sector's year-on-year growth was more than 12 per cent, says the Reserve Bank of India data.<br /><br />Last year, insurers had raised premium quotations by 5-10 per cent in some states such as Tamil Nadu, Karnataka, Gujarat and Rajasthan, where claims were particularly high.<br /><br />Data discrepancy, which led to particularly high claim ratios in certain states, has been one of biggest concerns for insurers. According to insurers, crop cutting experiments (CCE) were not properly conducted in several states. The CCE data at harvest helps assess yield loss. But collecting the data requires substantial manpower. At present, state governments have the responsibility to conduct these experiments. In some cases, the test was not conducted on the date mentioned to insurers. In other states, the data provided by respective state governments did not match ground realities.<br /><br />Please <a href="https://www.business-standard.com/article/economy-policy/pmfby-modi-govt-s-crop-insurance-scheme-sees-decline-in-farmers-enrolment-118060501450_1.html" title="https://www.business-standard.com/article/economy-policy/pmfby-modi-govt-s-crop-insurance-scheme-sees-decline-in-farmers-enrolment-118060501450_1.html">click here</a> to read more. <br /></div>               </font>
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-Business Standard&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;Between FY16 and FY17, the number of farmers enrolled in the scheme declined from about 57.3 million to about 48.5 million, a fall of around 15%&lt;br /&gt;
&lt;br /&gt;
Kolkata: &lt;/em&gt;The Pradhan Mantri Fasal Bima Yojana (PMFBY), the flagship crop insurance scheme of the Narendra Modi government, has entered its third year of operation, albeit with a substantial decline in farmers&#039; enrolment in its second year, the data reveals.&lt;br /&gt;
&lt;br /&gt;
Between FY16 and FY17, the number of farmers enrolled in the scheme declined from about 57.3 million to about 48.5 million, a fall of around 15 per cent.&lt;br /&gt;
&lt;br /&gt;
Despite the fall in the number of enrolments, both premium and claims increased substantially over the last financial year. As a result, the premium rates quoted by insurance firms to the government this year are likely to remain high, raising questions about the increasing cost of the scheme.&lt;br /&gt;
&lt;br /&gt;
In the 2017 kharif season, the admissible claims of the PMFBY stood at Rs 136.55 billion, against Rs 100.63 billion in Kharif 2016, a rise of about 36 per cent. The gross premium collection by insurance companies increased from Rs 221.90 billion to about Rs 243.58 billion between FY16 and FY17, a rise of about 10 per cent.&lt;br /&gt;
&lt;br /&gt;
The key reasons cited for this sharp fall in farmers&amp;rsquo; enrolments include missing data while linking Aadhaar with bank accounts, the low growth of agriculture credit offtake, and technical glitches while shifting the PMFBY data to a new portal. Banks are required to collect farmers&#039; premium and upload it on the PMFBY website. A senior official of an insurance firm has claimed owing to poor network connectivity, many farmers reportedly failed to enrol in the scheme. In the case of farmers who have taken loans, banks auto-deduct the premium for the scheme. For the rest, the enrolment scheme is optional.&lt;br /&gt;
&lt;br /&gt;
Farmers with loans constitute 80 per cent of the enrolment under the PMFBY. This year, the credit offtake in the agriculture sector has been muted. At the end of March 2018, year-on-year growth in credit for agriculture and allied activities was around 3.8 per cent, one of the lowest figures in the past few years. In FY17 the sector&#039;s year-on-year growth was more than 12 per cent, says the Reserve Bank of India data.&lt;br /&gt;
&lt;br /&gt;
Last year, insurers had raised premium quotations by 5-10 per cent in some states such as Tamil Nadu, Karnataka, Gujarat and Rajasthan, where claims were particularly high.&lt;br /&gt;
&lt;br /&gt;
Data discrepancy, which led to particularly high claim ratios in certain states, has been one of biggest concerns for insurers. According to insurers, crop cutting experiments (CCE) were not properly conducted in several states. The CCE data at harvest helps assess yield loss. But collecting the data requires substantial manpower. At present, state governments have the responsibility to conduct these experiments. In some cases, the test was not conducted on the date mentioned to insurers. In other states, the data provided by respective state governments did not match ground realities.&lt;br /&gt;
&lt;br /&gt;
Please &lt;a href=&quot;https://www.business-standard.com/article/economy-policy/pmfby-modi-govt-s-crop-insurance-scheme-sees-decline-in-farmers-enrolment-118060501450_1.html&quot;&gt;click here&lt;/a&gt; to read more. &lt;br /&gt;
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-Business Standard

Between FY16 and FY17, the number of farmers enrolled in the scheme declined from about 57.3 million to about 48.5 million, a fall of around 15%

Kolkata: The Pradhan Mantri Fasal Bima Yojana (PMFBY), the flagship crop insurance scheme of...&#039;,
	&#039;disp&#039; =&gt; &#039;&lt;div align=&quot;justify&quot;&gt;-Business Standard&lt;br /&gt;&lt;br /&gt;&lt;em&gt;Between FY16 and FY17, the number of farmers enrolled in the scheme declined from about 57.3 million to about 48.5 million, a fall of around 15%&lt;br /&gt;&lt;br /&gt;Kolkata: &lt;/em&gt;The Pradhan Mantri Fasal Bima Yojana (PMFBY), the flagship crop insurance scheme of the Narendra Modi government, has entered its third year of operation, albeit with a substantial decline in farmers&#039; enrolment in its second year, the data reveals.&lt;br /&gt;&lt;br /&gt;Between FY16 and FY17, the number of farmers enrolled in the scheme declined from about 57.3 million to about 48.5 million, a fall of around 15 per cent.&lt;br /&gt;&lt;br /&gt;Despite the fall in the number of enrolments, both premium and claims increased substantially over the last financial year. As a result, the premium rates quoted by insurance firms to the government this year are likely to remain high, raising questions about the increasing cost of the scheme.&lt;br /&gt;&lt;br /&gt;In the 2017 kharif season, the admissible claims of the PMFBY stood at Rs 136.55 billion, against Rs 100.63 billion in Kharif 2016, a rise of about 36 per cent. The gross premium collection by insurance companies increased from Rs 221.90 billion to about Rs 243.58 billion between FY16 and FY17, a rise of about 10 per cent.&lt;br /&gt;&lt;br /&gt;The key reasons cited for this sharp fall in farmers&amp;rsquo; enrolments include missing data while linking Aadhaar with bank accounts, the low growth of agriculture credit offtake, and technical glitches while shifting the PMFBY data to a new portal. Banks are required to collect farmers&#039; premium and upload it on the PMFBY website. A senior official of an insurance firm has claimed owing to poor network connectivity, many farmers reportedly failed to enrol in the scheme. In the case of farmers who have taken loans, banks auto-deduct the premium for the scheme. For the rest, the enrolment scheme is optional.&lt;br /&gt;&lt;br /&gt;Farmers with loans constitute 80 per cent of the enrolment under the PMFBY. This year, the credit offtake in the agriculture sector has been muted. At the end of March 2018, year-on-year growth in credit for agriculture and allied activities was around 3.8 per cent, one of the lowest figures in the past few years. In FY17 the sector&#039;s year-on-year growth was more than 12 per cent, says the Reserve Bank of India data.&lt;br /&gt;&lt;br /&gt;Last year, insurers had raised premium quotations by 5-10 per cent in some states such as Tamil Nadu, Karnataka, Gujarat and Rajasthan, where claims were particularly high.&lt;br /&gt;&lt;br /&gt;Data discrepancy, which led to particularly high claim ratios in certain states, has been one of biggest concerns for insurers. According to insurers, crop cutting experiments (CCE) were not properly conducted in several states. The CCE data at harvest helps assess yield loss. But collecting the data requires substantial manpower. At present, state governments have the responsibility to conduct these experiments. In some cases, the test was not conducted on the date mentioned to insurers. In other states, the data provided by respective state governments did not match ground realities.&lt;br /&gt;&lt;br /&gt;Please &lt;a href=&quot;https://www.business-standard.com/article/economy-policy/pmfby-modi-govt-s-crop-insurance-scheme-sees-decline-in-farmers-enrolment-118060501450_1.html&quot; title=&quot;https://www.business-standard.com/article/economy-policy/pmfby-modi-govt-s-crop-insurance-scheme-sees-decline-in-farmers-enrolment-118060501450_1.html&quot;&gt;click here&lt;/a&gt; to read more. &lt;br /&gt;&lt;/div&gt;&#039;,
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	&#039;subheading&#039; =&gt; &#039;&#039;,
	&#039;description&#039; =&gt; &#039;&lt;div align=&quot;justify&quot;&gt;
-Business Standard&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;Between FY16 and FY17, the number of farmers enrolled in the scheme declined from about 57.3 million to about 48.5 million, a fall of around 15%&lt;br /&gt;
&lt;br /&gt;
Kolkata: &lt;/em&gt;The Pradhan Mantri Fasal Bima Yojana (PMFBY), the flagship crop insurance scheme of the Narendra Modi government, has entered its third year of operation, albeit with a substantial decline in farmers&#039; enrolment in its second year, the data reveals.&lt;br /&gt;
&lt;br /&gt;
Between FY16 and FY17, the number of farmers enrolled in the scheme declined from about 57.3 million to about 48.5 million, a fall of around 15 per cent.&lt;br /&gt;
&lt;br /&gt;
Despite the fall in the number of enrolments, both premium and claims increased substantially over the last financial year. As a result, the premium rates quoted by insurance firms to the government this year are likely to remain high, raising questions about the increasing cost of the scheme.&lt;br /&gt;
&lt;br /&gt;
In the 2017 kharif season, the admissible claims of the PMFBY stood at Rs 136.55 billion, against Rs 100.63 billion in Kharif 2016, a rise of about 36 per cent. The gross premium collection by insurance companies increased from Rs 221.90 billion to about Rs 243.58 billion between FY16 and FY17, a rise of about 10 per cent.&lt;br /&gt;
&lt;br /&gt;
The key reasons cited for this sharp fall in farmers&amp;rsquo; enrolments include missing data while linking Aadhaar with bank accounts, the low growth of agriculture credit offtake, and technical glitches while shifting the PMFBY data to a new portal. Banks are required to collect farmers&#039; premium and upload it on the PMFBY website. A senior official of an insurance firm has claimed owing to poor network connectivity, many farmers reportedly failed to enrol in the scheme. In the case of farmers who have taken loans, banks auto-deduct the premium for the scheme. For the rest, the enrolment scheme is optional.&lt;br /&gt;
&lt;br /&gt;
Farmers with loans constitute 80 per cent of the enrolment under the PMFBY. This year, the credit offtake in the agriculture sector has been muted. At the end of March 2018, year-on-year growth in credit for agriculture and allied activities was around 3.8 per cent, one of the lowest figures in the past few years. In FY17 the sector&#039;s year-on-year growth was more than 12 per cent, says the Reserve Bank of India data.&lt;br /&gt;
&lt;br /&gt;
Last year, insurers had raised premium quotations by 5-10 per cent in some states such as Tamil Nadu, Karnataka, Gujarat and Rajasthan, where claims were particularly high.&lt;br /&gt;
&lt;br /&gt;
Data discrepancy, which led to particularly high claim ratios in certain states, has been one of biggest concerns for insurers. According to insurers, crop cutting experiments (CCE) were not properly conducted in several states. The CCE data at harvest helps assess yield loss. But collecting the data requires substantial manpower. At present, state governments have the responsibility to conduct these experiments. In some cases, the test was not conducted on the date mentioned to insurers. In other states, the data provided by respective state governments did not match ground realities.&lt;br /&gt;
&lt;br /&gt;
Please &lt;a href=&quot;https://www.business-standard.com/article/economy-policy/pmfby-modi-govt-s-crop-insurance-scheme-sees-decline-in-farmers-enrolment-118060501450_1.html&quot;&gt;click here&lt;/a&gt; to read more. &lt;br /&gt;
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-Business Standard

Between FY16 and FY17, the number of farmers enrolled in the scheme declined from about 57.3 million to about 48.5 million, a fall of around 15%

Kolkata: The Pradhan Mantri Fasal Bima Yojana (PMFBY), the flagship crop insurance scheme of...&#039;
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-Business Standard

Between FY16 and FY17, the number of farmers enrolled in the scheme declined from about 57.3 million to about 48.5 million, a fall of around 15%

Kolkata: The Pradhan Mantri Fasal Bima Yojana (PMFBY), the flagship crop insurance scheme of..."/>
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                <strong>PMFBY: Modi govt&#039;s crop insurance scheme sees decline in farmers&#039; enrolment -Namrata Acharya</strong></h1>
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                <div align="justify">-Business Standard<br /><br /><em>Between FY16 and FY17, the number of farmers enrolled in the scheme declined from about 57.3 million to about 48.5 million, a fall of around 15%<br /><br />Kolkata: </em>The Pradhan Mantri Fasal Bima Yojana (PMFBY), the flagship crop insurance scheme of the Narendra Modi government, has entered its third year of operation, albeit with a substantial decline in farmers' enrolment in its second year, the data reveals.<br /><br />Between FY16 and FY17, the number of farmers enrolled in the scheme declined from about 57.3 million to about 48.5 million, a fall of around 15 per cent.<br /><br />Despite the fall in the number of enrolments, both premium and claims increased substantially over the last financial year. As a result, the premium rates quoted by insurance firms to the government this year are likely to remain high, raising questions about the increasing cost of the scheme.<br /><br />In the 2017 kharif season, the admissible claims of the PMFBY stood at Rs 136.55 billion, against Rs 100.63 billion in Kharif 2016, a rise of about 36 per cent. The gross premium collection by insurance companies increased from Rs 221.90 billion to about Rs 243.58 billion between FY16 and FY17, a rise of about 10 per cent.<br /><br />The key reasons cited for this sharp fall in farmers&rsquo; enrolments include missing data while linking Aadhaar with bank accounts, the low growth of agriculture credit offtake, and technical glitches while shifting the PMFBY data to a new portal. Banks are required to collect farmers' premium and upload it on the PMFBY website. A senior official of an insurance firm has claimed owing to poor network connectivity, many farmers reportedly failed to enrol in the scheme. In the case of farmers who have taken loans, banks auto-deduct the premium for the scheme. For the rest, the enrolment scheme is optional.<br /><br />Farmers with loans constitute 80 per cent of the enrolment under the PMFBY. This year, the credit offtake in the agriculture sector has been muted. At the end of March 2018, year-on-year growth in credit for agriculture and allied activities was around 3.8 per cent, one of the lowest figures in the past few years. In FY17 the sector's year-on-year growth was more than 12 per cent, says the Reserve Bank of India data.<br /><br />Last year, insurers had raised premium quotations by 5-10 per cent in some states such as Tamil Nadu, Karnataka, Gujarat and Rajasthan, where claims were particularly high.<br /><br />Data discrepancy, which led to particularly high claim ratios in certain states, has been one of biggest concerns for insurers. According to insurers, crop cutting experiments (CCE) were not properly conducted in several states. The CCE data at harvest helps assess yield loss. But collecting the data requires substantial manpower. At present, state governments have the responsibility to conduct these experiments. In some cases, the test was not conducted on the date mentioned to insurers. In other states, the data provided by respective state governments did not match ground realities.<br /><br />Please <a href="https://www.business-standard.com/article/economy-policy/pmfby-modi-govt-s-crop-insurance-scheme-sees-decline-in-farmers-enrolment-118060501450_1.html" title="https://www.business-standard.com/article/economy-policy/pmfby-modi-govt-s-crop-insurance-scheme-sees-decline-in-farmers-enrolment-118060501450_1.html">click here</a> to read more. <br /></div>               </font>
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		&#039;title&#039; =&gt; &#039;PMFBY: Modi govt&amp;#039;s crop insurance scheme sees decline in farmers&amp;#039; enrolment -Namrata Acharya&#039;,
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-Business Standard&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;Between FY16 and FY17, the number of farmers enrolled in the scheme declined from about 57.3 million to about 48.5 million, a fall of around 15%&lt;br /&gt;
&lt;br /&gt;
Kolkata: &lt;/em&gt;The Pradhan Mantri Fasal Bima Yojana (PMFBY), the flagship crop insurance scheme of the Narendra Modi government, has entered its third year of operation, albeit with a substantial decline in farmers&#039; enrolment in its second year, the data reveals.&lt;br /&gt;
&lt;br /&gt;
Between FY16 and FY17, the number of farmers enrolled in the scheme declined from about 57.3 million to about 48.5 million, a fall of around 15 per cent.&lt;br /&gt;
&lt;br /&gt;
Despite the fall in the number of enrolments, both premium and claims increased substantially over the last financial year. As a result, the premium rates quoted by insurance firms to the government this year are likely to remain high, raising questions about the increasing cost of the scheme.&lt;br /&gt;
&lt;br /&gt;
In the 2017 kharif season, the admissible claims of the PMFBY stood at Rs 136.55 billion, against Rs 100.63 billion in Kharif 2016, a rise of about 36 per cent. The gross premium collection by insurance companies increased from Rs 221.90 billion to about Rs 243.58 billion between FY16 and FY17, a rise of about 10 per cent.&lt;br /&gt;
&lt;br /&gt;
The key reasons cited for this sharp fall in farmers&amp;rsquo; enrolments include missing data while linking Aadhaar with bank accounts, the low growth of agriculture credit offtake, and technical glitches while shifting the PMFBY data to a new portal. Banks are required to collect farmers&#039; premium and upload it on the PMFBY website. A senior official of an insurance firm has claimed owing to poor network connectivity, many farmers reportedly failed to enrol in the scheme. In the case of farmers who have taken loans, banks auto-deduct the premium for the scheme. For the rest, the enrolment scheme is optional.&lt;br /&gt;
&lt;br /&gt;
Farmers with loans constitute 80 per cent of the enrolment under the PMFBY. This year, the credit offtake in the agriculture sector has been muted. At the end of March 2018, year-on-year growth in credit for agriculture and allied activities was around 3.8 per cent, one of the lowest figures in the past few years. In FY17 the sector&#039;s year-on-year growth was more than 12 per cent, says the Reserve Bank of India data.&lt;br /&gt;
&lt;br /&gt;
Last year, insurers had raised premium quotations by 5-10 per cent in some states such as Tamil Nadu, Karnataka, Gujarat and Rajasthan, where claims were particularly high.&lt;br /&gt;
&lt;br /&gt;
Data discrepancy, which led to particularly high claim ratios in certain states, has been one of biggest concerns for insurers. According to insurers, crop cutting experiments (CCE) were not properly conducted in several states. The CCE data at harvest helps assess yield loss. But collecting the data requires substantial manpower. At present, state governments have the responsibility to conduct these experiments. In some cases, the test was not conducted on the date mentioned to insurers. In other states, the data provided by respective state governments did not match ground realities.&lt;br /&gt;
&lt;br /&gt;
Please &lt;a href=&quot;https://www.business-standard.com/article/economy-policy/pmfby-modi-govt-s-crop-insurance-scheme-sees-decline-in-farmers-enrolment-118060501450_1.html&quot;&gt;click here&lt;/a&gt; to read more. &lt;br /&gt;
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-Business Standard

Between FY16 and FY17, the number of farmers enrolled in the scheme declined from about 57.3 million to about 48.5 million, a fall of around 15%

Kolkata: The Pradhan Mantri Fasal Bima Yojana (PMFBY), the flagship crop insurance scheme of...&#039;,
	&#039;disp&#039; =&gt; &#039;&lt;div align=&quot;justify&quot;&gt;-Business Standard&lt;br /&gt;&lt;br /&gt;&lt;em&gt;Between FY16 and FY17, the number of farmers enrolled in the scheme declined from about 57.3 million to about 48.5 million, a fall of around 15%&lt;br /&gt;&lt;br /&gt;Kolkata: &lt;/em&gt;The Pradhan Mantri Fasal Bima Yojana (PMFBY), the flagship crop insurance scheme of the Narendra Modi government, has entered its third year of operation, albeit with a substantial decline in farmers&#039; enrolment in its second year, the data reveals.&lt;br /&gt;&lt;br /&gt;Between FY16 and FY17, the number of farmers enrolled in the scheme declined from about 57.3 million to about 48.5 million, a fall of around 15 per cent.&lt;br /&gt;&lt;br /&gt;Despite the fall in the number of enrolments, both premium and claims increased substantially over the last financial year. As a result, the premium rates quoted by insurance firms to the government this year are likely to remain high, raising questions about the increasing cost of the scheme.&lt;br /&gt;&lt;br /&gt;In the 2017 kharif season, the admissible claims of the PMFBY stood at Rs 136.55 billion, against Rs 100.63 billion in Kharif 2016, a rise of about 36 per cent. The gross premium collection by insurance companies increased from Rs 221.90 billion to about Rs 243.58 billion between FY16 and FY17, a rise of about 10 per cent.&lt;br /&gt;&lt;br /&gt;The key reasons cited for this sharp fall in farmers&amp;rsquo; enrolments include missing data while linking Aadhaar with bank accounts, the low growth of agriculture credit offtake, and technical glitches while shifting the PMFBY data to a new portal. Banks are required to collect farmers&#039; premium and upload it on the PMFBY website. A senior official of an insurance firm has claimed owing to poor network connectivity, many farmers reportedly failed to enrol in the scheme. In the case of farmers who have taken loans, banks auto-deduct the premium for the scheme. For the rest, the enrolment scheme is optional.&lt;br /&gt;&lt;br /&gt;Farmers with loans constitute 80 per cent of the enrolment under the PMFBY. This year, the credit offtake in the agriculture sector has been muted. At the end of March 2018, year-on-year growth in credit for agriculture and allied activities was around 3.8 per cent, one of the lowest figures in the past few years. In FY17 the sector&#039;s year-on-year growth was more than 12 per cent, says the Reserve Bank of India data.&lt;br /&gt;&lt;br /&gt;Last year, insurers had raised premium quotations by 5-10 per cent in some states such as Tamil Nadu, Karnataka, Gujarat and Rajasthan, where claims were particularly high.&lt;br /&gt;&lt;br /&gt;Data discrepancy, which led to particularly high claim ratios in certain states, has been one of biggest concerns for insurers. According to insurers, crop cutting experiments (CCE) were not properly conducted in several states. The CCE data at harvest helps assess yield loss. But collecting the data requires substantial manpower. At present, state governments have the responsibility to conduct these experiments. In some cases, the test was not conducted on the date mentioned to insurers. In other states, the data provided by respective state governments did not match ground realities.&lt;br /&gt;&lt;br /&gt;Please &lt;a href=&quot;https://www.business-standard.com/article/economy-policy/pmfby-modi-govt-s-crop-insurance-scheme-sees-decline-in-farmers-enrolment-118060501450_1.html&quot; title=&quot;https://www.business-standard.com/article/economy-policy/pmfby-modi-govt-s-crop-insurance-scheme-sees-decline-in-farmers-enrolment-118060501450_1.html&quot;&gt;click here&lt;/a&gt; to read more. &lt;br /&gt;&lt;/div&gt;&#039;,
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	&#039;title&#039; =&gt; &#039;PMFBY: Modi govt&amp;#039;s crop insurance scheme sees decline in farmers&amp;#039; enrolment -Namrata Acharya&#039;,
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-Business Standard&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;Between FY16 and FY17, the number of farmers enrolled in the scheme declined from about 57.3 million to about 48.5 million, a fall of around 15%&lt;br /&gt;
&lt;br /&gt;
Kolkata: &lt;/em&gt;The Pradhan Mantri Fasal Bima Yojana (PMFBY), the flagship crop insurance scheme of the Narendra Modi government, has entered its third year of operation, albeit with a substantial decline in farmers&#039; enrolment in its second year, the data reveals.&lt;br /&gt;
&lt;br /&gt;
Between FY16 and FY17, the number of farmers enrolled in the scheme declined from about 57.3 million to about 48.5 million, a fall of around 15 per cent.&lt;br /&gt;
&lt;br /&gt;
Despite the fall in the number of enrolments, both premium and claims increased substantially over the last financial year. As a result, the premium rates quoted by insurance firms to the government this year are likely to remain high, raising questions about the increasing cost of the scheme.&lt;br /&gt;
&lt;br /&gt;
In the 2017 kharif season, the admissible claims of the PMFBY stood at Rs 136.55 billion, against Rs 100.63 billion in Kharif 2016, a rise of about 36 per cent. The gross premium collection by insurance companies increased from Rs 221.90 billion to about Rs 243.58 billion between FY16 and FY17, a rise of about 10 per cent.&lt;br /&gt;
&lt;br /&gt;
The key reasons cited for this sharp fall in farmers&amp;rsquo; enrolments include missing data while linking Aadhaar with bank accounts, the low growth of agriculture credit offtake, and technical glitches while shifting the PMFBY data to a new portal. Banks are required to collect farmers&#039; premium and upload it on the PMFBY website. A senior official of an insurance firm has claimed owing to poor network connectivity, many farmers reportedly failed to enrol in the scheme. In the case of farmers who have taken loans, banks auto-deduct the premium for the scheme. For the rest, the enrolment scheme is optional.&lt;br /&gt;
&lt;br /&gt;
Farmers with loans constitute 80 per cent of the enrolment under the PMFBY. This year, the credit offtake in the agriculture sector has been muted. At the end of March 2018, year-on-year growth in credit for agriculture and allied activities was around 3.8 per cent, one of the lowest figures in the past few years. In FY17 the sector&#039;s year-on-year growth was more than 12 per cent, says the Reserve Bank of India data.&lt;br /&gt;
&lt;br /&gt;
Last year, insurers had raised premium quotations by 5-10 per cent in some states such as Tamil Nadu, Karnataka, Gujarat and Rajasthan, where claims were particularly high.&lt;br /&gt;
&lt;br /&gt;
Data discrepancy, which led to particularly high claim ratios in certain states, has been one of biggest concerns for insurers. According to insurers, crop cutting experiments (CCE) were not properly conducted in several states. The CCE data at harvest helps assess yield loss. But collecting the data requires substantial manpower. At present, state governments have the responsibility to conduct these experiments. In some cases, the test was not conducted on the date mentioned to insurers. In other states, the data provided by respective state governments did not match ground realities.&lt;br /&gt;
&lt;br /&gt;
Please &lt;a href=&quot;https://www.business-standard.com/article/economy-policy/pmfby-modi-govt-s-crop-insurance-scheme-sees-decline-in-farmers-enrolment-118060501450_1.html&quot;&gt;click here&lt;/a&gt; to read more. &lt;br /&gt;
&lt;/div&gt;&#039;,
	&#039;credit_writer&#039; =&gt; &#039;Business Standard, 6 June, 2018, https://www.business-standard.com/article/economy-policy/pmfby-modi-govt-s-crop-insurance-scheme-sees-decline-in-farmers-enrolment-118060501450_1.html&#039;,
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-Business Standard

Between FY16 and FY17, the number of farmers enrolled in the scheme declined from about 57.3 million to about 48.5 million, a fall of around 15%

Kolkata: The Pradhan Mantri Fasal Bima Yojana (PMFBY), the flagship crop insurance scheme of...&#039;
$disp = &#039;&lt;div align=&quot;justify&quot;&gt;-Business Standard&lt;br /&gt;&lt;br /&gt;&lt;em&gt;Between FY16 and FY17, the number of farmers enrolled in the scheme declined from about 57.3 million to about 48.5 million, a fall of around 15%&lt;br /&gt;&lt;br /&gt;Kolkata: &lt;/em&gt;The Pradhan Mantri Fasal Bima Yojana (PMFBY), the flagship crop insurance scheme of the Narendra Modi government, has entered its third year of operation, albeit with a substantial decline in farmers&#039; enrolment in its second year, the data reveals.&lt;br /&gt;&lt;br /&gt;Between FY16 and FY17, the number of farmers enrolled in the scheme declined from about 57.3 million to about 48.5 million, a fall of around 15 per cent.&lt;br /&gt;&lt;br /&gt;Despite the fall in the number of enrolments, both premium and claims increased substantially over the last financial year. As a result, the premium rates quoted by insurance firms to the government this year are likely to remain high, raising questions about the increasing cost of the scheme.&lt;br /&gt;&lt;br /&gt;In the 2017 kharif season, the admissible claims of the PMFBY stood at Rs 136.55 billion, against Rs 100.63 billion in Kharif 2016, a rise of about 36 per cent. The gross premium collection by insurance companies increased from Rs 221.90 billion to about Rs 243.58 billion between FY16 and FY17, a rise of about 10 per cent.&lt;br /&gt;&lt;br /&gt;The key reasons cited for this sharp fall in farmers&amp;rsquo; enrolments include missing data while linking Aadhaar with bank accounts, the low growth of agriculture credit offtake, and technical glitches while shifting the PMFBY data to a new portal. Banks are required to collect farmers&#039; premium and upload it on the PMFBY website. A senior official of an insurance firm has claimed owing to poor network connectivity, many farmers reportedly failed to enrol in the scheme. In the case of farmers who have taken loans, banks auto-deduct the premium for the scheme. For the rest, the enrolment scheme is optional.&lt;br /&gt;&lt;br /&gt;Farmers with loans constitute 80 per cent of the enrolment under the PMFBY. This year, the credit offtake in the agriculture sector has been muted. At the end of March 2018, year-on-year growth in credit for agriculture and allied activities was around 3.8 per cent, one of the lowest figures in the past few years. In FY17 the sector&#039;s year-on-year growth was more than 12 per cent, says the Reserve Bank of India data.&lt;br /&gt;&lt;br /&gt;Last year, insurers had raised premium quotations by 5-10 per cent in some states such as Tamil Nadu, Karnataka, Gujarat and Rajasthan, where claims were particularly high.&lt;br /&gt;&lt;br /&gt;Data discrepancy, which led to particularly high claim ratios in certain states, has been one of biggest concerns for insurers. According to insurers, crop cutting experiments (CCE) were not properly conducted in several states. The CCE data at harvest helps assess yield loss. But collecting the data requires substantial manpower. At present, state governments have the responsibility to conduct these experiments. In some cases, the test was not conducted on the date mentioned to insurers. In other states, the data provided by respective state governments did not match ground realities.&lt;br /&gt;&lt;br /&gt;Please &lt;a href=&quot;https://www.business-standard.com/article/economy-policy/pmfby-modi-govt-s-crop-insurance-scheme-sees-decline-in-farmers-enrolment-118060501450_1.html&quot; title=&quot;https://www.business-standard.com/article/economy-policy/pmfby-modi-govt-s-crop-insurance-scheme-sees-decline-in-farmers-enrolment-118060501450_1.html&quot;&gt;click here&lt;/a&gt; to read more. &lt;br /&gt;&lt;/div&gt;&#039;
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-Business Standard

Between FY16 and FY17, the number of farmers enrolled in the scheme declined from about 57.3 million to about 48.5 million, a fall of around 15%

Kolkata: The Pradhan Mantri Fasal Bima Yojana (PMFBY), the flagship crop insurance scheme of..."/>
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                <strong>PMFBY: Modi govt&#039;s crop insurance scheme sees decline in farmers&#039; enrolment -Namrata Acharya</strong></h1>
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                <div align="justify">-Business Standard<br /><br /><em>Between FY16 and FY17, the number of farmers enrolled in the scheme declined from about 57.3 million to about 48.5 million, a fall of around 15%<br /><br />Kolkata: </em>The Pradhan Mantri Fasal Bima Yojana (PMFBY), the flagship crop insurance scheme of the Narendra Modi government, has entered its third year of operation, albeit with a substantial decline in farmers' enrolment in its second year, the data reveals.<br /><br />Between FY16 and FY17, the number of farmers enrolled in the scheme declined from about 57.3 million to about 48.5 million, a fall of around 15 per cent.<br /><br />Despite the fall in the number of enrolments, both premium and claims increased substantially over the last financial year. As a result, the premium rates quoted by insurance firms to the government this year are likely to remain high, raising questions about the increasing cost of the scheme.<br /><br />In the 2017 kharif season, the admissible claims of the PMFBY stood at Rs 136.55 billion, against Rs 100.63 billion in Kharif 2016, a rise of about 36 per cent. The gross premium collection by insurance companies increased from Rs 221.90 billion to about Rs 243.58 billion between FY16 and FY17, a rise of about 10 per cent.<br /><br />The key reasons cited for this sharp fall in farmers&rsquo; enrolments include missing data while linking Aadhaar with bank accounts, the low growth of agriculture credit offtake, and technical glitches while shifting the PMFBY data to a new portal. Banks are required to collect farmers' premium and upload it on the PMFBY website. A senior official of an insurance firm has claimed owing to poor network connectivity, many farmers reportedly failed to enrol in the scheme. In the case of farmers who have taken loans, banks auto-deduct the premium for the scheme. For the rest, the enrolment scheme is optional.<br /><br />Farmers with loans constitute 80 per cent of the enrolment under the PMFBY. This year, the credit offtake in the agriculture sector has been muted. At the end of March 2018, year-on-year growth in credit for agriculture and allied activities was around 3.8 per cent, one of the lowest figures in the past few years. In FY17 the sector's year-on-year growth was more than 12 per cent, says the Reserve Bank of India data.<br /><br />Last year, insurers had raised premium quotations by 5-10 per cent in some states such as Tamil Nadu, Karnataka, Gujarat and Rajasthan, where claims were particularly high.<br /><br />Data discrepancy, which led to particularly high claim ratios in certain states, has been one of biggest concerns for insurers. According to insurers, crop cutting experiments (CCE) were not properly conducted in several states. The CCE data at harvest helps assess yield loss. But collecting the data requires substantial manpower. At present, state governments have the responsibility to conduct these experiments. In some cases, the test was not conducted on the date mentioned to insurers. In other states, the data provided by respective state governments did not match ground realities.<br /><br />Please <a href="https://www.business-standard.com/article/economy-policy/pmfby-modi-govt-s-crop-insurance-scheme-sees-decline-in-farmers-enrolment-118060501450_1.html" title="https://www.business-standard.com/article/economy-policy/pmfby-modi-govt-s-crop-insurance-scheme-sees-decline-in-farmers-enrolment-118060501450_1.html">click here</a> to read more. <br /></div>               </font>
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-Business Standard<br />
<br />
<em>Between FY16 and FY17, the number of farmers enrolled in the scheme declined from about 57.3 million to about 48.5 million, a fall of around 15%<br />
<br />
Kolkata: </em>The Pradhan Mantri Fasal Bima Yojana (PMFBY), the flagship crop insurance scheme of the Narendra Modi government, has entered its third year of operation, albeit with a substantial decline in farmers' enrolment in its second year, the data reveals.<br />
<br />
Between FY16 and FY17, the number of farmers enrolled in the scheme declined from about 57.3 million to about 48.5 million, a fall of around 15 per cent.<br />
<br />
Despite the fall in the number of enrolments, both premium and claims increased substantially over the last financial year. As a result, the premium rates quoted by insurance firms to the government this year are likely to remain high, raising questions about the increasing cost of the scheme.<br />
<br />
In the 2017 kharif season, the admissible claims of the PMFBY stood at Rs 136.55 billion, against Rs 100.63 billion in Kharif 2016, a rise of about 36 per cent. The gross premium collection by insurance companies increased from Rs 221.90 billion to about Rs 243.58 billion between FY16 and FY17, a rise of about 10 per cent.<br />
<br />
The key reasons cited for this sharp fall in farmers&rsquo; enrolments include missing data while linking Aadhaar with bank accounts, the low growth of agriculture credit offtake, and technical glitches while shifting the PMFBY data to a new portal. Banks are required to collect farmers' premium and upload it on the PMFBY website. A senior official of an insurance firm has claimed owing to poor network connectivity, many farmers reportedly failed to enrol in the scheme. In the case of farmers who have taken loans, banks auto-deduct the premium for the scheme. For the rest, the enrolment scheme is optional.<br />
<br />
Farmers with loans constitute 80 per cent of the enrolment under the PMFBY. This year, the credit offtake in the agriculture sector has been muted. At the end of March 2018, year-on-year growth in credit for agriculture and allied activities was around 3.8 per cent, one of the lowest figures in the past few years. In FY17 the sector's year-on-year growth was more than 12 per cent, says the Reserve Bank of India data.<br />
<br />
Last year, insurers had raised premium quotations by 5-10 per cent in some states such as Tamil Nadu, Karnataka, Gujarat and Rajasthan, where claims were particularly high.<br />
<br />
Data discrepancy, which led to particularly high claim ratios in certain states, has been one of biggest concerns for insurers. According to insurers, crop cutting experiments (CCE) were not properly conducted in several states. The CCE data at harvest helps assess yield loss. But collecting the data requires substantial manpower. At present, state governments have the responsibility to conduct these experiments. In some cases, the test was not conducted on the date mentioned to insurers. In other states, the data provided by respective state governments did not match ground realities.<br />
<br />
Please <a href="https://www.business-standard.com/article/economy-policy/pmfby-modi-govt-s-crop-insurance-scheme-sees-decline-in-farmers-enrolment-118060501450_1.html">click here</a> to read more. <br />
</div>',
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	'metaTitle' => 'LATEST NEWS UPDATES | PMFBY: Modi govt&#039;s crop insurance scheme sees decline in farmers&#039; enrolment -Namrata Acharya',
	'metaKeywords' => 'Pradhan Mantri Fasal Bima Yojana,Pradhan Mantri Fasal Bima Yojana (PMFBY),crop damage,Crop Failure,Crop Insurance,Crop Cutting Experiments (CCE)',
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-Business Standard

Between FY16 and FY17, the number of farmers enrolled in the scheme declined from about 57.3 million to about 48.5 million, a fall of around 15%

Kolkata: The Pradhan Mantri Fasal Bima Yojana (PMFBY), the flagship crop insurance scheme of...',
	'disp' => '<div align="justify">-Business Standard<br /><br /><em>Between FY16 and FY17, the number of farmers enrolled in the scheme declined from about 57.3 million to about 48.5 million, a fall of around 15%<br /><br />Kolkata: </em>The Pradhan Mantri Fasal Bima Yojana (PMFBY), the flagship crop insurance scheme of the Narendra Modi government, has entered its third year of operation, albeit with a substantial decline in farmers' enrolment in its second year, the data reveals.<br /><br />Between FY16 and FY17, the number of farmers enrolled in the scheme declined from about 57.3 million to about 48.5 million, a fall of around 15 per cent.<br /><br />Despite the fall in the number of enrolments, both premium and claims increased substantially over the last financial year. As a result, the premium rates quoted by insurance firms to the government this year are likely to remain high, raising questions about the increasing cost of the scheme.<br /><br />In the 2017 kharif season, the admissible claims of the PMFBY stood at Rs 136.55 billion, against Rs 100.63 billion in Kharif 2016, a rise of about 36 per cent. The gross premium collection by insurance companies increased from Rs 221.90 billion to about Rs 243.58 billion between FY16 and FY17, a rise of about 10 per cent.<br /><br />The key reasons cited for this sharp fall in farmers&rsquo; enrolments include missing data while linking Aadhaar with bank accounts, the low growth of agriculture credit offtake, and technical glitches while shifting the PMFBY data to a new portal. Banks are required to collect farmers' premium and upload it on the PMFBY website. A senior official of an insurance firm has claimed owing to poor network connectivity, many farmers reportedly failed to enrol in the scheme. In the case of farmers who have taken loans, banks auto-deduct the premium for the scheme. For the rest, the enrolment scheme is optional.<br /><br />Farmers with loans constitute 80 per cent of the enrolment under the PMFBY. This year, the credit offtake in the agriculture sector has been muted. At the end of March 2018, year-on-year growth in credit for agriculture and allied activities was around 3.8 per cent, one of the lowest figures in the past few years. In FY17 the sector's year-on-year growth was more than 12 per cent, says the Reserve Bank of India data.<br /><br />Last year, insurers had raised premium quotations by 5-10 per cent in some states such as Tamil Nadu, Karnataka, Gujarat and Rajasthan, where claims were particularly high.<br /><br />Data discrepancy, which led to particularly high claim ratios in certain states, has been one of biggest concerns for insurers. According to insurers, crop cutting experiments (CCE) were not properly conducted in several states. The CCE data at harvest helps assess yield loss. But collecting the data requires substantial manpower. At present, state governments have the responsibility to conduct these experiments. In some cases, the test was not conducted on the date mentioned to insurers. In other states, the data provided by respective state governments did not match ground realities.<br /><br />Please <a href="https://www.business-standard.com/article/economy-policy/pmfby-modi-govt-s-crop-insurance-scheme-sees-decline-in-farmers-enrolment-118060501450_1.html" title="https://www.business-standard.com/article/economy-policy/pmfby-modi-govt-s-crop-insurance-scheme-sees-decline-in-farmers-enrolment-118060501450_1.html">click here</a> to read more. <br /></div>',
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	'title' => 'PMFBY: Modi govt&#039;s crop insurance scheme sees decline in farmers&#039; enrolment -Namrata Acharya',
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-Business Standard<br />
<br />
<em>Between FY16 and FY17, the number of farmers enrolled in the scheme declined from about 57.3 million to about 48.5 million, a fall of around 15%<br />
<br />
Kolkata: </em>The Pradhan Mantri Fasal Bima Yojana (PMFBY), the flagship crop insurance scheme of the Narendra Modi government, has entered its third year of operation, albeit with a substantial decline in farmers' enrolment in its second year, the data reveals.<br />
<br />
Between FY16 and FY17, the number of farmers enrolled in the scheme declined from about 57.3 million to about 48.5 million, a fall of around 15 per cent.<br />
<br />
Despite the fall in the number of enrolments, both premium and claims increased substantially over the last financial year. As a result, the premium rates quoted by insurance firms to the government this year are likely to remain high, raising questions about the increasing cost of the scheme.<br />
<br />
In the 2017 kharif season, the admissible claims of the PMFBY stood at Rs 136.55 billion, against Rs 100.63 billion in Kharif 2016, a rise of about 36 per cent. The gross premium collection by insurance companies increased from Rs 221.90 billion to about Rs 243.58 billion between FY16 and FY17, a rise of about 10 per cent.<br />
<br />
The key reasons cited for this sharp fall in farmers&rsquo; enrolments include missing data while linking Aadhaar with bank accounts, the low growth of agriculture credit offtake, and technical glitches while shifting the PMFBY data to a new portal. Banks are required to collect farmers' premium and upload it on the PMFBY website. A senior official of an insurance firm has claimed owing to poor network connectivity, many farmers reportedly failed to enrol in the scheme. In the case of farmers who have taken loans, banks auto-deduct the premium for the scheme. For the rest, the enrolment scheme is optional.<br />
<br />
Farmers with loans constitute 80 per cent of the enrolment under the PMFBY. This year, the credit offtake in the agriculture sector has been muted. At the end of March 2018, year-on-year growth in credit for agriculture and allied activities was around 3.8 per cent, one of the lowest figures in the past few years. In FY17 the sector's year-on-year growth was more than 12 per cent, says the Reserve Bank of India data.<br />
<br />
Last year, insurers had raised premium quotations by 5-10 per cent in some states such as Tamil Nadu, Karnataka, Gujarat and Rajasthan, where claims were particularly high.<br />
<br />
Data discrepancy, which led to particularly high claim ratios in certain states, has been one of biggest concerns for insurers. According to insurers, crop cutting experiments (CCE) were not properly conducted in several states. The CCE data at harvest helps assess yield loss. But collecting the data requires substantial manpower. At present, state governments have the responsibility to conduct these experiments. In some cases, the test was not conducted on the date mentioned to insurers. In other states, the data provided by respective state governments did not match ground realities.<br />
<br />
Please <a href="https://www.business-standard.com/article/economy-policy/pmfby-modi-govt-s-crop-insurance-scheme-sees-decline-in-farmers-enrolment-118060501450_1.html">click here</a> to read more. <br />
</div>',
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-Business Standard

Between FY16 and FY17, the number of farmers enrolled in the scheme declined from about 57.3 million to about 48.5 million, a fall of around 15%

Kolkata: The Pradhan Mantri Fasal Bima Yojana (PMFBY), the flagship crop insurance scheme of...'
$disp = '<div align="justify">-Business Standard<br /><br /><em>Between FY16 and FY17, the number of farmers enrolled in the scheme declined from about 57.3 million to about 48.5 million, a fall of around 15%<br /><br />Kolkata: </em>The Pradhan Mantri Fasal Bima Yojana (PMFBY), the flagship crop insurance scheme of the Narendra Modi government, has entered its third year of operation, albeit with a substantial decline in farmers' enrolment in its second year, the data reveals.<br /><br />Between FY16 and FY17, the number of farmers enrolled in the scheme declined from about 57.3 million to about 48.5 million, a fall of around 15 per cent.<br /><br />Despite the fall in the number of enrolments, both premium and claims increased substantially over the last financial year. As a result, the premium rates quoted by insurance firms to the government this year are likely to remain high, raising questions about the increasing cost of the scheme.<br /><br />In the 2017 kharif season, the admissible claims of the PMFBY stood at Rs 136.55 billion, against Rs 100.63 billion in Kharif 2016, a rise of about 36 per cent. The gross premium collection by insurance companies increased from Rs 221.90 billion to about Rs 243.58 billion between FY16 and FY17, a rise of about 10 per cent.<br /><br />The key reasons cited for this sharp fall in farmers&rsquo; enrolments include missing data while linking Aadhaar with bank accounts, the low growth of agriculture credit offtake, and technical glitches while shifting the PMFBY data to a new portal. Banks are required to collect farmers' premium and upload it on the PMFBY website. A senior official of an insurance firm has claimed owing to poor network connectivity, many farmers reportedly failed to enrol in the scheme. In the case of farmers who have taken loans, banks auto-deduct the premium for the scheme. For the rest, the enrolment scheme is optional.<br /><br />Farmers with loans constitute 80 per cent of the enrolment under the PMFBY. This year, the credit offtake in the agriculture sector has been muted. At the end of March 2018, year-on-year growth in credit for agriculture and allied activities was around 3.8 per cent, one of the lowest figures in the past few years. In FY17 the sector's year-on-year growth was more than 12 per cent, says the Reserve Bank of India data.<br /><br />Last year, insurers had raised premium quotations by 5-10 per cent in some states such as Tamil Nadu, Karnataka, Gujarat and Rajasthan, where claims were particularly high.<br /><br />Data discrepancy, which led to particularly high claim ratios in certain states, has been one of biggest concerns for insurers. According to insurers, crop cutting experiments (CCE) were not properly conducted in several states. The CCE data at harvest helps assess yield loss. But collecting the data requires substantial manpower. At present, state governments have the responsibility to conduct these experiments. In some cases, the test was not conducted on the date mentioned to insurers. In other states, the data provided by respective state governments did not match ground realities.<br /><br />Please <a href="https://www.business-standard.com/article/economy-policy/pmfby-modi-govt-s-crop-insurance-scheme-sees-decline-in-farmers-enrolment-118060501450_1.html" title="https://www.business-standard.com/article/economy-policy/pmfby-modi-govt-s-crop-insurance-scheme-sees-decline-in-farmers-enrolment-118060501450_1.html">click here</a> to read more. <br /></div>'
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PMFBY: Modi govt's crop insurance scheme sees decline in farmers' enrolment -Namrata Acharya

-Business Standard Between FY16 and FY17, the number of farmers enrolled in the scheme declined from about 57.3 million to about 48.5 million, a fall of around 15% Kolkata: The Pradhan Mantri Fasal Bima Yojana (PMFBY), the flagship crop insurance scheme of the Narendra Modi government, has entered its third year of operation, albeit with a substantial decline in farmers' enrolment in its second year, the data reveals. Between FY16 and FY17, the number of farmers enrolled in the scheme declined from about 57.3 million to about 48.5 million, a fall of around 15 per cent. Despite the fall in the number of enrolments, both premium and claims increased substantially over the last financial year. As a result, the premium rates quoted by insurance firms to the government this year are likely to remain high, raising questions about the increasing cost of the scheme. In the 2017 kharif season, the admissible claims of the PMFBY stood at Rs 136.55 billion, against Rs 100.63 billion in Kharif 2016, a rise of about 36 per cent. The gross premium collection by insurance companies increased from Rs 221.90 billion to about Rs 243.58 billion between FY16 and FY17, a rise of about 10 per cent. The key reasons cited for this sharp fall in farmers’ enrolments include missing data while linking Aadhaar with bank accounts, the low growth of agriculture credit offtake, and technical glitches while shifting the PMFBY data to a new portal. Banks are required to collect farmers' premium and upload it on the PMFBY website. A senior official of an insurance firm has claimed owing to poor network connectivity, many farmers reportedly failed to enrol in the scheme. In the case of farmers who have taken loans, banks auto-deduct the premium for the scheme. For the rest, the enrolment scheme is optional. Farmers with loans constitute 80 per cent of the enrolment under the PMFBY. This year, the credit offtake in the agriculture sector has been muted. At the end of March 2018, year-on-year growth in credit for agriculture and allied activities was around 3.8 per cent, one of the lowest figures in the past few years. In FY17 the sector's year-on-year growth was more than 12 per cent, says the Reserve Bank of India data. Last year, insurers had raised premium quotations by 5-10 per cent in some states such as Tamil Nadu, Karnataka, Gujarat and Rajasthan, where claims were particularly high. Data discrepancy, which led to particularly high claim ratios in certain states, has been one of biggest concerns for insurers. According to insurers, crop cutting experiments (CCE) were not properly conducted in several states. The CCE data at harvest helps assess yield loss. But collecting the data requires substantial manpower. At present, state governments have the responsibility to conduct these experiments. In some cases, the test was not conducted on the date mentioned to insurers. In other states, the data provided by respective state governments did not match ground realities. Please click here to read more.