Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 73
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::printArticle() - APP/Controller/ArtileDetailController.php, line 73
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Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120
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Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 74
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::printArticle() - APP/Controller/ArtileDetailController.php, line 74
Cake\Controller\Controller::invokeAction() - CORE/src/Controller/Controller.php, line 610
Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120
Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94
Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\AssetMiddleware::__invoke() - CORE/src/Routing/Middleware/AssetMiddleware.php, line 88
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Warning (512): Unable to emit headers. Headers sent in file=/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Error/Debugger.php line=853 [CORE/src/Http/ResponseEmitter.php, line 48]
Code Context
            if (Configure::read('debug')) {

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-The Hindu&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;An evaluation of the Rashtriya Swasthya Bima Yojana (RSBY) has concluded that the government-financed health insurance scheme had little or no impact on medical impoverishment in India.&lt;br /&gt;
&lt;/em&gt;&lt;br /&gt;
In fact, the study found that despite high enrolment in RSBY, catastrophic health expenditures (when medical expenses push a family into poverty), hospitalisation expenditure and the percentage of total household outgo on out-of-pocket (OOP) expenses &amp;mdash; medicines and other consumables that are not reimbursed by insurance &amp;mdash; have steadily increased, for both in-patients and outpatients, over the last two decades.&lt;br /&gt;
&lt;br /&gt;
The assessment was conducted by the Council for Social Development and published in its latest report, &amp;ldquo;India: Social Development Report 2014.&amp;rdquo;&lt;br /&gt;
&lt;br /&gt;
The authors of the study compared data before and after the launch of RSBY to understand the emerging trends in out-of-pocket expenditure for medical care.&lt;br /&gt;
&lt;br /&gt;
The aim was to study the impact of RSBY and evaluate how much financial risk protection it granted to beneficiaries. &amp;ldquo;Between 2004-05 and 2011-12, hospitalisation expenses have increased at a much higher rate (9.2%) compared to outpatient expenses (4.5%) or medicines (4.85%). The poorer income sections in RSBY have indeed experienced a rise in catastrophic headcount, a conclusive proof that RSBY and other state run insurance programmes have failed to provide financial risk protection,&amp;rdquo; the report noted.&lt;br /&gt;
&lt;br /&gt;
With one of the most privatised hospital &amp;amp; insurance sector, government-financed health insurance schemes are providing insignificant protection against catastrophic health expenditure, said Shakti Selvaraj, co-author of the report and a health economist with the Public Health Foundation of India (PHFI).&lt;br /&gt;
&lt;br /&gt;
&amp;ldquo;Many States are reserving significant proportion of procedures for government hospitals (especially in Andhra Pradesh &amp;amp; Tamil Nadu) to contain the costs. With RSBY, there is a serious concern of rampant systemic leakage of resources,&amp;rdquo; Dr. Selvaraj said.&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;Narrow focus&lt;br /&gt;
&lt;/em&gt;&lt;br /&gt;
The report pointed out that a &amp;ldquo;major design flaw in RSBY and other such state health insurance programmes is their narrow focus on secondary and tertiary care hospitalisation. Essentially, these models are designed to address low-volume, high-value financial transactions that could result in catastrophic expenditure and impoverishment of households. However, evidence points in the opposite direction.&amp;rdquo; The study concluded that RSBY was being used mostly by those who already had better access (to healthcare services) and the most marginalised sections were being excluded further. &lt;br /&gt;
&lt;/div&gt;&#039;,
		&#039;credit_writer&#039; =&gt; &#039;The Hindu, 23 October, 2015, http://www.thehindu.com/data/poor-risk-cover-under-govt-health-scheme/article7793554.ece?homepage=true&#039;,
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An evaluation of the Rashtriya Swasthya Bima Yojana (RSBY) has concluded that the government-financed health insurance scheme had little or no impact on medical impoverishment in India.

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&lt;br /&gt;
&lt;em&gt;An evaluation of the Rashtriya Swasthya Bima Yojana (RSBY) has concluded that the government-financed health insurance scheme had little or no impact on medical impoverishment in India.&lt;br /&gt;
&lt;/em&gt;&lt;br /&gt;
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&lt;br /&gt;
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&lt;br /&gt;
The authors of the study compared data before and after the launch of RSBY to understand the emerging trends in out-of-pocket expenditure for medical care.&lt;br /&gt;
&lt;br /&gt;
The aim was to study the impact of RSBY and evaluate how much financial risk protection it granted to beneficiaries. &amp;ldquo;Between 2004-05 and 2011-12, hospitalisation expenses have increased at a much higher rate (9.2%) compared to outpatient expenses (4.5%) or medicines (4.85%). The poorer income sections in RSBY have indeed experienced a rise in catastrophic headcount, a conclusive proof that RSBY and other state run insurance programmes have failed to provide financial risk protection,&amp;rdquo; the report noted.&lt;br /&gt;
&lt;br /&gt;
With one of the most privatised hospital &amp;amp; insurance sector, government-financed health insurance schemes are providing insignificant protection against catastrophic health expenditure, said Shakti Selvaraj, co-author of the report and a health economist with the Public Health Foundation of India (PHFI).&lt;br /&gt;
&lt;br /&gt;
&amp;ldquo;Many States are reserving significant proportion of procedures for government hospitals (especially in Andhra Pradesh &amp;amp; Tamil Nadu) to contain the costs. With RSBY, there is a serious concern of rampant systemic leakage of resources,&amp;rdquo; Dr. Selvaraj said.&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;Narrow focus&lt;br /&gt;
&lt;/em&gt;&lt;br /&gt;
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-The Hindu

An evaluation of the Rashtriya Swasthya Bima Yojana (RSBY) has concluded that the government-financed health insurance scheme had little or no impact on medical impoverishment in India.

In fact, the study found that despite high enrolment in RSBY, catastrophic health..."/>
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                <div align="justify">-The Hindu<br /><br /><em>An evaluation of the Rashtriya Swasthya Bima Yojana (RSBY) has concluded that the government-financed health insurance scheme had little or no impact on medical impoverishment in India.<br /></em><br />In fact, the study found that despite high enrolment in RSBY, catastrophic health expenditures (when medical expenses push a family into poverty), hospitalisation expenditure and the percentage of total household outgo on out-of-pocket (OOP) expenses &mdash; medicines and other consumables that are not reimbursed by insurance &mdash; have steadily increased, for both in-patients and outpatients, over the last two decades.<br /><br />The assessment was conducted by the Council for Social Development and published in its latest report, &ldquo;India: Social Development Report 2014.&rdquo;<br /><br />The authors of the study compared data before and after the launch of RSBY to understand the emerging trends in out-of-pocket expenditure for medical care.<br /><br />The aim was to study the impact of RSBY and evaluate how much financial risk protection it granted to beneficiaries. &ldquo;Between 2004-05 and 2011-12, hospitalisation expenses have increased at a much higher rate (9.2%) compared to outpatient expenses (4.5%) or medicines (4.85%). The poorer income sections in RSBY have indeed experienced a rise in catastrophic headcount, a conclusive proof that RSBY and other state run insurance programmes have failed to provide financial risk protection,&rdquo; the report noted.<br /><br />With one of the most privatised hospital &amp; insurance sector, government-financed health insurance schemes are providing insignificant protection against catastrophic health expenditure, said Shakti Selvaraj, co-author of the report and a health economist with the Public Health Foundation of India (PHFI).<br /><br />&ldquo;Many States are reserving significant proportion of procedures for government hospitals (especially in Andhra Pradesh &amp; Tamil Nadu) to contain the costs. With RSBY, there is a serious concern of rampant systemic leakage of resources,&rdquo; Dr. Selvaraj said.<br /><br /><em>Narrow focus<br /></em><br />The report pointed out that a &ldquo;major design flaw in RSBY and other such state health insurance programmes is their narrow focus on secondary and tertiary care hospitalisation. Essentially, these models are designed to address low-volume, high-value financial transactions that could result in catastrophic expenditure and impoverishment of households. However, evidence points in the opposite direction.&rdquo; The study concluded that RSBY was being used mostly by those who already had better access (to healthcare services) and the most marginalised sections were being excluded further. <br /></div>               </font>
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    <link rel="canonical" href="https://im4change.in/<pre class="cake-error"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr67f09e88ce002-trace').style.display = (document.getElementById('cakeErr67f09e88ce002-trace').style.display == 'none' ? '' : 'none');"><b>Notice</b> (8)</a>: Undefined variable: urlPrefix [<b>APP/Template/Layout/printlayout.ctp</b>, line <b>8</b>]<div id="cakeErr67f09e88ce002-trace" class="cake-stack-trace" style="display: none;"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr67f09e88ce002-code').style.display = (document.getElementById('cakeErr67f09e88ce002-code').style.display == 'none' ? '' : 'none')">Code</a> <a href="javascript:void(0);" onclick="document.getElementById('cakeErr67f09e88ce002-context').style.display = (document.getElementById('cakeErr67f09e88ce002-context').style.display == 'none' ? '' : 'none')">Context</a><pre id="cakeErr67f09e88ce002-code" class="cake-code-dump" style="display: none;"><code><span style="color: #000000"><span style="color: #0000BB"></span><span style="color: #007700">&lt;</span><span style="color: #0000BB">head</span><span style="color: #007700">&gt;
</span></span></code>
<span class="code-highlight"><code><span style="color: #000000">&nbsp;&nbsp;&nbsp;&nbsp;&lt;link&nbsp;rel="canonical"&nbsp;href="<span style="color: #0000BB">&lt;?php&nbsp;</span><span style="color: #007700">echo&nbsp;</span><span style="color: #0000BB">Configure</span><span style="color: #007700">::</span><span style="color: #0000BB">read</span><span style="color: #007700">(</span><span style="color: #DD0000">'SITE_URL'</span><span style="color: #007700">);&nbsp;</span><span style="color: #0000BB">?&gt;&lt;?php&nbsp;</span><span style="color: #007700">echo&nbsp;</span><span style="color: #0000BB">$urlPrefix</span><span style="color: #007700">;</span><span style="color: #0000BB">?&gt;&lt;?php&nbsp;</span><span style="color: #007700">echo&nbsp;</span><span style="color: #0000BB">$article_current</span><span style="color: #007700">-&gt;</span><span style="color: #0000BB">category</span><span style="color: #007700">-&gt;</span><span style="color: #0000BB">slug</span><span style="color: #007700">;&nbsp;</span><span style="color: #0000BB">?&gt;</span>/<span style="color: #0000BB">&lt;?php&nbsp;</span><span style="color: #007700">echo&nbsp;</span><span style="color: #0000BB">$article_current</span><span style="color: #007700">-&gt;</span><span style="color: #0000BB">seo_url</span><span style="color: #007700">;&nbsp;</span><span style="color: #0000BB">?&gt;</span>.html"/&gt;
</span></code></span>
<code><span style="color: #000000"><span style="color: #0000BB">&nbsp;&nbsp;&nbsp;&nbsp;</span><span style="color: #007700">&lt;</span><span style="color: #0000BB">meta&nbsp;http</span><span style="color: #007700">-</span><span style="color: #0000BB">equiv</span><span style="color: #007700">=</span><span style="color: #DD0000">"Content-Type"&nbsp;</span><span style="color: #0000BB">content</span><span style="color: #007700">=</span><span style="color: #DD0000">"text/html;&nbsp;charset=utf-8"</span><span style="color: #007700">/&gt;
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-The Hindu&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;An evaluation of the Rashtriya Swasthya Bima Yojana (RSBY) has concluded that the government-financed health insurance scheme had little or no impact on medical impoverishment in India.&lt;br /&gt;
&lt;/em&gt;&lt;br /&gt;
In fact, the study found that despite high enrolment in RSBY, catastrophic health expenditures (when medical expenses push a family into poverty), hospitalisation expenditure and the percentage of total household outgo on out-of-pocket (OOP) expenses &amp;mdash; medicines and other consumables that are not reimbursed by insurance &amp;mdash; have steadily increased, for both in-patients and outpatients, over the last two decades.&lt;br /&gt;
&lt;br /&gt;
The assessment was conducted by the Council for Social Development and published in its latest report, &amp;ldquo;India: Social Development Report 2014.&amp;rdquo;&lt;br /&gt;
&lt;br /&gt;
The authors of the study compared data before and after the launch of RSBY to understand the emerging trends in out-of-pocket expenditure for medical care.&lt;br /&gt;
&lt;br /&gt;
The aim was to study the impact of RSBY and evaluate how much financial risk protection it granted to beneficiaries. &amp;ldquo;Between 2004-05 and 2011-12, hospitalisation expenses have increased at a much higher rate (9.2%) compared to outpatient expenses (4.5%) or medicines (4.85%). The poorer income sections in RSBY have indeed experienced a rise in catastrophic headcount, a conclusive proof that RSBY and other state run insurance programmes have failed to provide financial risk protection,&amp;rdquo; the report noted.&lt;br /&gt;
&lt;br /&gt;
With one of the most privatised hospital &amp;amp; insurance sector, government-financed health insurance schemes are providing insignificant protection against catastrophic health expenditure, said Shakti Selvaraj, co-author of the report and a health economist with the Public Health Foundation of India (PHFI).&lt;br /&gt;
&lt;br /&gt;
&amp;ldquo;Many States are reserving significant proportion of procedures for government hospitals (especially in Andhra Pradesh &amp;amp; Tamil Nadu) to contain the costs. With RSBY, there is a serious concern of rampant systemic leakage of resources,&amp;rdquo; Dr. Selvaraj said.&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;Narrow focus&lt;br /&gt;
&lt;/em&gt;&lt;br /&gt;
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&lt;/div&gt;&#039;,
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An evaluation of the Rashtriya Swasthya Bima Yojana (RSBY) has concluded that the government-financed health insurance scheme had little or no impact on medical impoverishment in India.

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	&#039;disp&#039; =&gt; &#039;&lt;div align=&quot;justify&quot;&gt;-The Hindu&lt;br /&gt;&lt;br /&gt;&lt;em&gt;An evaluation of the Rashtriya Swasthya Bima Yojana (RSBY) has concluded that the government-financed health insurance scheme had little or no impact on medical impoverishment in India.&lt;br /&gt;&lt;/em&gt;&lt;br /&gt;In fact, the study found that despite high enrolment in RSBY, catastrophic health expenditures (when medical expenses push a family into poverty), hospitalisation expenditure and the percentage of total household outgo on out-of-pocket (OOP) expenses &amp;mdash; medicines and other consumables that are not reimbursed by insurance &amp;mdash; have steadily increased, for both in-patients and outpatients, over the last two decades.&lt;br /&gt;&lt;br /&gt;The assessment was conducted by the Council for Social Development and published in its latest report, &amp;ldquo;India: Social Development Report 2014.&amp;rdquo;&lt;br /&gt;&lt;br /&gt;The authors of the study compared data before and after the launch of RSBY to understand the emerging trends in out-of-pocket expenditure for medical care.&lt;br /&gt;&lt;br /&gt;The aim was to study the impact of RSBY and evaluate how much financial risk protection it granted to beneficiaries. &amp;ldquo;Between 2004-05 and 2011-12, hospitalisation expenses have increased at a much higher rate (9.2%) compared to outpatient expenses (4.5%) or medicines (4.85%). The poorer income sections in RSBY have indeed experienced a rise in catastrophic headcount, a conclusive proof that RSBY and other state run insurance programmes have failed to provide financial risk protection,&amp;rdquo; the report noted.&lt;br /&gt;&lt;br /&gt;With one of the most privatised hospital &amp;amp; insurance sector, government-financed health insurance schemes are providing insignificant protection against catastrophic health expenditure, said Shakti Selvaraj, co-author of the report and a health economist with the Public Health Foundation of India (PHFI).&lt;br /&gt;&lt;br /&gt;&amp;ldquo;Many States are reserving significant proportion of procedures for government hospitals (especially in Andhra Pradesh &amp;amp; Tamil Nadu) to contain the costs. With RSBY, there is a serious concern of rampant systemic leakage of resources,&amp;rdquo; Dr. Selvaraj said.&lt;br /&gt;&lt;br /&gt;&lt;em&gt;Narrow focus&lt;br /&gt;&lt;/em&gt;&lt;br /&gt;The report pointed out that a &amp;ldquo;major design flaw in RSBY and other such state health insurance programmes is their narrow focus on secondary and tertiary care hospitalisation. Essentially, these models are designed to address low-volume, high-value financial transactions that could result in catastrophic expenditure and impoverishment of households. However, evidence points in the opposite direction.&amp;rdquo; The study concluded that RSBY was being used mostly by those who already had better access (to healthcare services) and the most marginalised sections were being excluded further. &lt;br /&gt;&lt;/div&gt;&#039;,
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-The Hindu&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;An evaluation of the Rashtriya Swasthya Bima Yojana (RSBY) has concluded that the government-financed health insurance scheme had little or no impact on medical impoverishment in India.&lt;br /&gt;
&lt;/em&gt;&lt;br /&gt;
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&lt;br /&gt;
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&lt;br /&gt;
The authors of the study compared data before and after the launch of RSBY to understand the emerging trends in out-of-pocket expenditure for medical care.&lt;br /&gt;
&lt;br /&gt;
The aim was to study the impact of RSBY and evaluate how much financial risk protection it granted to beneficiaries. &amp;ldquo;Between 2004-05 and 2011-12, hospitalisation expenses have increased at a much higher rate (9.2%) compared to outpatient expenses (4.5%) or medicines (4.85%). The poorer income sections in RSBY have indeed experienced a rise in catastrophic headcount, a conclusive proof that RSBY and other state run insurance programmes have failed to provide financial risk protection,&amp;rdquo; the report noted.&lt;br /&gt;
&lt;br /&gt;
With one of the most privatised hospital &amp;amp; insurance sector, government-financed health insurance schemes are providing insignificant protection against catastrophic health expenditure, said Shakti Selvaraj, co-author of the report and a health economist with the Public Health Foundation of India (PHFI).&lt;br /&gt;
&lt;br /&gt;
&amp;ldquo;Many States are reserving significant proportion of procedures for government hospitals (especially in Andhra Pradesh &amp;amp; Tamil Nadu) to contain the costs. With RSBY, there is a serious concern of rampant systemic leakage of resources,&amp;rdquo; Dr. Selvaraj said.&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;Narrow focus&lt;br /&gt;
&lt;/em&gt;&lt;br /&gt;
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-The Hindu

An evaluation of the Rashtriya Swasthya Bima Yojana (RSBY) has concluded that the government-financed health insurance scheme had little or no impact on medical impoverishment in India.

In fact, the study found that despite high enrolment in RSBY, catastrophic health..."/>
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                <strong>Poor risk cover under govt. health scheme -Vidya Krishnan</strong></h1>
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                <div align="justify">-The Hindu<br /><br /><em>An evaluation of the Rashtriya Swasthya Bima Yojana (RSBY) has concluded that the government-financed health insurance scheme had little or no impact on medical impoverishment in India.<br /></em><br />In fact, the study found that despite high enrolment in RSBY, catastrophic health expenditures (when medical expenses push a family into poverty), hospitalisation expenditure and the percentage of total household outgo on out-of-pocket (OOP) expenses &mdash; medicines and other consumables that are not reimbursed by insurance &mdash; have steadily increased, for both in-patients and outpatients, over the last two decades.<br /><br />The assessment was conducted by the Council for Social Development and published in its latest report, &ldquo;India: Social Development Report 2014.&rdquo;<br /><br />The authors of the study compared data before and after the launch of RSBY to understand the emerging trends in out-of-pocket expenditure for medical care.<br /><br />The aim was to study the impact of RSBY and evaluate how much financial risk protection it granted to beneficiaries. &ldquo;Between 2004-05 and 2011-12, hospitalisation expenses have increased at a much higher rate (9.2%) compared to outpatient expenses (4.5%) or medicines (4.85%). The poorer income sections in RSBY have indeed experienced a rise in catastrophic headcount, a conclusive proof that RSBY and other state run insurance programmes have failed to provide financial risk protection,&rdquo; the report noted.<br /><br />With one of the most privatised hospital &amp; insurance sector, government-financed health insurance schemes are providing insignificant protection against catastrophic health expenditure, said Shakti Selvaraj, co-author of the report and a health economist with the Public Health Foundation of India (PHFI).<br /><br />&ldquo;Many States are reserving significant proportion of procedures for government hospitals (especially in Andhra Pradesh &amp; Tamil Nadu) to contain the costs. With RSBY, there is a serious concern of rampant systemic leakage of resources,&rdquo; Dr. Selvaraj said.<br /><br /><em>Narrow focus<br /></em><br />The report pointed out that a &ldquo;major design flaw in RSBY and other such state health insurance programmes is their narrow focus on secondary and tertiary care hospitalisation. Essentially, these models are designed to address low-volume, high-value financial transactions that could result in catastrophic expenditure and impoverishment of households. However, evidence points in the opposite direction.&rdquo; The study concluded that RSBY was being used mostly by those who already had better access (to healthcare services) and the most marginalised sections were being excluded further. <br /></div>               </font>
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-The Hindu&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;An evaluation of the Rashtriya Swasthya Bima Yojana (RSBY) has concluded that the government-financed health insurance scheme had little or no impact on medical impoverishment in India.&lt;br /&gt;
&lt;/em&gt;&lt;br /&gt;
In fact, the study found that despite high enrolment in RSBY, catastrophic health expenditures (when medical expenses push a family into poverty), hospitalisation expenditure and the percentage of total household outgo on out-of-pocket (OOP) expenses &amp;mdash; medicines and other consumables that are not reimbursed by insurance &amp;mdash; have steadily increased, for both in-patients and outpatients, over the last two decades.&lt;br /&gt;
&lt;br /&gt;
The assessment was conducted by the Council for Social Development and published in its latest report, &amp;ldquo;India: Social Development Report 2014.&amp;rdquo;&lt;br /&gt;
&lt;br /&gt;
The authors of the study compared data before and after the launch of RSBY to understand the emerging trends in out-of-pocket expenditure for medical care.&lt;br /&gt;
&lt;br /&gt;
The aim was to study the impact of RSBY and evaluate how much financial risk protection it granted to beneficiaries. &amp;ldquo;Between 2004-05 and 2011-12, hospitalisation expenses have increased at a much higher rate (9.2%) compared to outpatient expenses (4.5%) or medicines (4.85%). The poorer income sections in RSBY have indeed experienced a rise in catastrophic headcount, a conclusive proof that RSBY and other state run insurance programmes have failed to provide financial risk protection,&amp;rdquo; the report noted.&lt;br /&gt;
&lt;br /&gt;
With one of the most privatised hospital &amp;amp; insurance sector, government-financed health insurance schemes are providing insignificant protection against catastrophic health expenditure, said Shakti Selvaraj, co-author of the report and a health economist with the Public Health Foundation of India (PHFI).&lt;br /&gt;
&lt;br /&gt;
&amp;ldquo;Many States are reserving significant proportion of procedures for government hospitals (especially in Andhra Pradesh &amp;amp; Tamil Nadu) to contain the costs. With RSBY, there is a serious concern of rampant systemic leakage of resources,&amp;rdquo; Dr. Selvaraj said.&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;Narrow focus&lt;br /&gt;
&lt;/em&gt;&lt;br /&gt;
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An evaluation of the Rashtriya Swasthya Bima Yojana (RSBY) has concluded that the government-financed health insurance scheme had little or no impact on medical impoverishment in India.

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-The Hindu&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;An evaluation of the Rashtriya Swasthya Bima Yojana (RSBY) has concluded that the government-financed health insurance scheme had little or no impact on medical impoverishment in India.&lt;br /&gt;
&lt;/em&gt;&lt;br /&gt;
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The authors of the study compared data before and after the launch of RSBY to understand the emerging trends in out-of-pocket expenditure for medical care.&lt;br /&gt;
&lt;br /&gt;
The aim was to study the impact of RSBY and evaluate how much financial risk protection it granted to beneficiaries. &amp;ldquo;Between 2004-05 and 2011-12, hospitalisation expenses have increased at a much higher rate (9.2%) compared to outpatient expenses (4.5%) or medicines (4.85%). The poorer income sections in RSBY have indeed experienced a rise in catastrophic headcount, a conclusive proof that RSBY and other state run insurance programmes have failed to provide financial risk protection,&amp;rdquo; the report noted.&lt;br /&gt;
&lt;br /&gt;
With one of the most privatised hospital &amp;amp; insurance sector, government-financed health insurance schemes are providing insignificant protection against catastrophic health expenditure, said Shakti Selvaraj, co-author of the report and a health economist with the Public Health Foundation of India (PHFI).&lt;br /&gt;
&lt;br /&gt;
&amp;ldquo;Many States are reserving significant proportion of procedures for government hospitals (especially in Andhra Pradesh &amp;amp; Tamil Nadu) to contain the costs. With RSBY, there is a serious concern of rampant systemic leakage of resources,&amp;rdquo; Dr. Selvaraj said.&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;Narrow focus&lt;br /&gt;
&lt;/em&gt;&lt;br /&gt;
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An evaluation of the Rashtriya Swasthya Bima Yojana (RSBY) has concluded that the government-financed health insurance scheme had little or no impact on medical impoverishment in India.

In fact, the study found that despite high enrolment in RSBY, catastrophic health...&#039;
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-The Hindu

An evaluation of the Rashtriya Swasthya Bima Yojana (RSBY) has concluded that the government-financed health insurance scheme had little or no impact on medical impoverishment in India.

In fact, the study found that despite high enrolment in RSBY, catastrophic health..."/>
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                <strong>Poor risk cover under govt. health scheme -Vidya Krishnan</strong></h1>
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                <div align="justify">-The Hindu<br /><br /><em>An evaluation of the Rashtriya Swasthya Bima Yojana (RSBY) has concluded that the government-financed health insurance scheme had little or no impact on medical impoverishment in India.<br /></em><br />In fact, the study found that despite high enrolment in RSBY, catastrophic health expenditures (when medical expenses push a family into poverty), hospitalisation expenditure and the percentage of total household outgo on out-of-pocket (OOP) expenses &mdash; medicines and other consumables that are not reimbursed by insurance &mdash; have steadily increased, for both in-patients and outpatients, over the last two decades.<br /><br />The assessment was conducted by the Council for Social Development and published in its latest report, &ldquo;India: Social Development Report 2014.&rdquo;<br /><br />The authors of the study compared data before and after the launch of RSBY to understand the emerging trends in out-of-pocket expenditure for medical care.<br /><br />The aim was to study the impact of RSBY and evaluate how much financial risk protection it granted to beneficiaries. &ldquo;Between 2004-05 and 2011-12, hospitalisation expenses have increased at a much higher rate (9.2%) compared to outpatient expenses (4.5%) or medicines (4.85%). The poorer income sections in RSBY have indeed experienced a rise in catastrophic headcount, a conclusive proof that RSBY and other state run insurance programmes have failed to provide financial risk protection,&rdquo; the report noted.<br /><br />With one of the most privatised hospital &amp; insurance sector, government-financed health insurance schemes are providing insignificant protection against catastrophic health expenditure, said Shakti Selvaraj, co-author of the report and a health economist with the Public Health Foundation of India (PHFI).<br /><br />&ldquo;Many States are reserving significant proportion of procedures for government hospitals (especially in Andhra Pradesh &amp; Tamil Nadu) to contain the costs. With RSBY, there is a serious concern of rampant systemic leakage of resources,&rdquo; Dr. Selvaraj said.<br /><br /><em>Narrow focus<br /></em><br />The report pointed out that a &ldquo;major design flaw in RSBY and other such state health insurance programmes is their narrow focus on secondary and tertiary care hospitalisation. Essentially, these models are designed to address low-volume, high-value financial transactions that could result in catastrophic expenditure and impoverishment of households. However, evidence points in the opposite direction.&rdquo; The study concluded that RSBY was being used mostly by those who already had better access (to healthcare services) and the most marginalised sections were being excluded further. <br /></div>               </font>
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-The Hindu<br />
<br />
<em>An evaluation of the Rashtriya Swasthya Bima Yojana (RSBY) has concluded that the government-financed health insurance scheme had little or no impact on medical impoverishment in India.<br />
</em><br />
In fact, the study found that despite high enrolment in RSBY, catastrophic health expenditures (when medical expenses push a family into poverty), hospitalisation expenditure and the percentage of total household outgo on out-of-pocket (OOP) expenses &mdash; medicines and other consumables that are not reimbursed by insurance &mdash; have steadily increased, for both in-patients and outpatients, over the last two decades.<br />
<br />
The assessment was conducted by the Council for Social Development and published in its latest report, &ldquo;India: Social Development Report 2014.&rdquo;<br />
<br />
The authors of the study compared data before and after the launch of RSBY to understand the emerging trends in out-of-pocket expenditure for medical care.<br />
<br />
The aim was to study the impact of RSBY and evaluate how much financial risk protection it granted to beneficiaries. &ldquo;Between 2004-05 and 2011-12, hospitalisation expenses have increased at a much higher rate (9.2%) compared to outpatient expenses (4.5%) or medicines (4.85%). The poorer income sections in RSBY have indeed experienced a rise in catastrophic headcount, a conclusive proof that RSBY and other state run insurance programmes have failed to provide financial risk protection,&rdquo; the report noted.<br />
<br />
With one of the most privatised hospital &amp; insurance sector, government-financed health insurance schemes are providing insignificant protection against catastrophic health expenditure, said Shakti Selvaraj, co-author of the report and a health economist with the Public Health Foundation of India (PHFI).<br />
<br />
&ldquo;Many States are reserving significant proportion of procedures for government hospitals (especially in Andhra Pradesh &amp; Tamil Nadu) to contain the costs. With RSBY, there is a serious concern of rampant systemic leakage of resources,&rdquo; Dr. Selvaraj said.<br />
<br />
<em>Narrow focus<br />
</em><br />
The report pointed out that a &ldquo;major design flaw in RSBY and other such state health insurance programmes is their narrow focus on secondary and tertiary care hospitalisation. Essentially, these models are designed to address low-volume, high-value financial transactions that could result in catastrophic expenditure and impoverishment of households. However, evidence points in the opposite direction.&rdquo; The study concluded that RSBY was being used mostly by those who already had better access (to healthcare services) and the most marginalised sections were being excluded further. <br />
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An evaluation of the Rashtriya Swasthya Bima Yojana (RSBY) has concluded that the government-financed health insurance scheme had little or no impact on medical impoverishment in India.

In fact, the study found that despite high enrolment in RSBY, catastrophic health...',
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-The Hindu<br />
<br />
<em>An evaluation of the Rashtriya Swasthya Bima Yojana (RSBY) has concluded that the government-financed health insurance scheme had little or no impact on medical impoverishment in India.<br />
</em><br />
In fact, the study found that despite high enrolment in RSBY, catastrophic health expenditures (when medical expenses push a family into poverty), hospitalisation expenditure and the percentage of total household outgo on out-of-pocket (OOP) expenses &mdash; medicines and other consumables that are not reimbursed by insurance &mdash; have steadily increased, for both in-patients and outpatients, over the last two decades.<br />
<br />
The assessment was conducted by the Council for Social Development and published in its latest report, &ldquo;India: Social Development Report 2014.&rdquo;<br />
<br />
The authors of the study compared data before and after the launch of RSBY to understand the emerging trends in out-of-pocket expenditure for medical care.<br />
<br />
The aim was to study the impact of RSBY and evaluate how much financial risk protection it granted to beneficiaries. &ldquo;Between 2004-05 and 2011-12, hospitalisation expenses have increased at a much higher rate (9.2%) compared to outpatient expenses (4.5%) or medicines (4.85%). The poorer income sections in RSBY have indeed experienced a rise in catastrophic headcount, a conclusive proof that RSBY and other state run insurance programmes have failed to provide financial risk protection,&rdquo; the report noted.<br />
<br />
With one of the most privatised hospital &amp; insurance sector, government-financed health insurance schemes are providing insignificant protection against catastrophic health expenditure, said Shakti Selvaraj, co-author of the report and a health economist with the Public Health Foundation of India (PHFI).<br />
<br />
&ldquo;Many States are reserving significant proportion of procedures for government hospitals (especially in Andhra Pradesh &amp; Tamil Nadu) to contain the costs. With RSBY, there is a serious concern of rampant systemic leakage of resources,&rdquo; Dr. Selvaraj said.<br />
<br />
<em>Narrow focus<br />
</em><br />
The report pointed out that a &ldquo;major design flaw in RSBY and other such state health insurance programmes is their narrow focus on secondary and tertiary care hospitalisation. Essentially, these models are designed to address low-volume, high-value financial transactions that could result in catastrophic expenditure and impoverishment of households. However, evidence points in the opposite direction.&rdquo; The study concluded that RSBY was being used mostly by those who already had better access (to healthcare services) and the most marginalised sections were being excluded further. <br />
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An evaluation of the Rashtriya Swasthya Bima Yojana (RSBY) has concluded that the government-financed health insurance scheme had little or no impact on medical impoverishment in India.

In fact, the study found that despite high enrolment in RSBY, catastrophic health...'
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Poor risk cover under govt. health scheme -Vidya Krishnan

-The Hindu An evaluation of the Rashtriya Swasthya Bima Yojana (RSBY) has concluded that the government-financed health insurance scheme had little or no impact on medical impoverishment in India. In fact, the study found that despite high enrolment in RSBY, catastrophic health expenditures (when medical expenses push a family into poverty), hospitalisation expenditure and the percentage of total household outgo on out-of-pocket (OOP) expenses — medicines and other consumables that are not reimbursed by insurance — have steadily increased, for both in-patients and outpatients, over the last two decades. The assessment was conducted by the Council for Social Development and published in its latest report, “India: Social Development Report 2014.” The authors of the study compared data before and after the launch of RSBY to understand the emerging trends in out-of-pocket expenditure for medical care. The aim was to study the impact of RSBY and evaluate how much financial risk protection it granted to beneficiaries. “Between 2004-05 and 2011-12, hospitalisation expenses have increased at a much higher rate (9.2%) compared to outpatient expenses (4.5%) or medicines (4.85%). The poorer income sections in RSBY have indeed experienced a rise in catastrophic headcount, a conclusive proof that RSBY and other state run insurance programmes have failed to provide financial risk protection,” the report noted. With one of the most privatised hospital & insurance sector, government-financed health insurance schemes are providing insignificant protection against catastrophic health expenditure, said Shakti Selvaraj, co-author of the report and a health economist with the Public Health Foundation of India (PHFI). “Many States are reserving significant proportion of procedures for government hospitals (especially in Andhra Pradesh & Tamil Nadu) to contain the costs. With RSBY, there is a serious concern of rampant systemic leakage of resources,” Dr. Selvaraj said. Narrow focus The report pointed out that a “major design flaw in RSBY and other such state health insurance programmes is their narrow focus on secondary and tertiary care hospitalisation. Essentially, these models are designed to address low-volume, high-value financial transactions that could result in catastrophic expenditure and impoverishment of households. However, evidence points in the opposite direction.” The study concluded that RSBY was being used mostly by those who already had better access (to healthcare services) and the most marginalised sections were being excluded further.