Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 73
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::printArticle() - APP/Controller/ArtileDetailController.php, line 73
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Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120
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Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
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Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
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Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 74
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::printArticle() - APP/Controller/ArtileDetailController.php, line 74
Cake\Controller\Controller::invokeAction() - CORE/src/Controller/Controller.php, line 610
Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120
Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94
Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\AssetMiddleware::__invoke() - CORE/src/Routing/Middleware/AssetMiddleware.php, line 88
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Warning (512): Unable to emit headers. Headers sent in file=/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Error/Debugger.php line=853 [CORE/src/Http/ResponseEmitter.php, line 48]
Code Context
            if (Configure::read('debug')) {

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    <link rel="canonical" href="https://im4change.in/<pre class="cake-error"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr680640adbc6c3-trace').style.display = (document.getElementById('cakeErr680640adbc6c3-trace').style.display == 'none' ? '' : 'none');"><b>Notice</b> (8)</a>: Undefined variable: urlPrefix [<b>APP/Template/Layout/printlayout.ctp</b>, line <b>8</b>]<div id="cakeErr680640adbc6c3-trace" class="cake-stack-trace" style="display: none;"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr680640adbc6c3-code').style.display = (document.getElementById('cakeErr680640adbc6c3-code').style.display == 'none' ? '' : 'none')">Code</a> <a href="javascript:void(0);" onclick="document.getElementById('cakeErr680640adbc6c3-context').style.display = (document.getElementById('cakeErr680640adbc6c3-context').style.display == 'none' ? '' : 'none')">Context</a><pre id="cakeErr680640adbc6c3-code" class="cake-code-dump" style="display: none;"><code><span style="color: #000000"><span style="color: #0000BB"></span><span style="color: #007700">&lt;</span><span style="color: #0000BB">head</span><span style="color: #007700">&gt;
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&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;There has been a significant pick up in credit flow to industry, services and personal loan segments during the current financial year. However, credit flow to agriculture has declined further, data released by the Reserve Bank of India as part of Macroeconomic and Monetary Developments Second Quarter Review 2010-11 shows.&lt;/font&gt;&lt;br /&gt;
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&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;While credit flow to industry was highest at Rs 1,07,386 crore, credit flow to agriculture contracted by Rs 13,481 crore during the first six months of this fiscal, according to data on sector wise deployment of credit.&lt;/font&gt;&lt;br /&gt;
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&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;Though the credit flow to industry has improved, it is not yet broad-based, RBI said.&lt;/font&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;The credit growth is mainly driven by flow of credit to infrastructure, iron and steel, chemicals and chemical products, other metal and metal products and engineering industries.&lt;/font&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;Infrastructure cornered the largest share of credit with Rs 87,499 crore flowing into the sector in the period between April-September 24, as against Rs 48,659 crore in the same period last year. Credit contracted to sectors such as petroleum, coal products and nuclear fuel and the construction industry.&lt;/font&gt;&lt;br /&gt;
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&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;In the personal loans segment, there was a pick-up in housing loans with banks lending Rs 16,195 crore in the first six months of this year, substantially higher than Rs 7,891 crore in the corresponding year-ago period.&lt;/font&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;Loans for consumer durables also saw a pick-up in the period under consideration. Education loans saw some slowdown with banks lending Rs 4,060 crore during the year, as against Rs 4,557 crore in the year-ago period.&lt;/font&gt;&lt;br /&gt;
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&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;In the services segment, credit to commercial real estate saw a huge jump with banks lending Rs 9,604 crore to the sector. In the same period last year, banks had lent only Rs 1,766 crore to the sector.&lt;/font&gt;&lt;br /&gt;
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&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;Credit to transport operators, professional services and non banking finance companies also witnessed an increase. However, credit for trade saw some slowdown this year.&lt;/font&gt;&lt;br /&gt;
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&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;Under priority sector lending, banks lent Rs 19,343 crore to micro and small enterprises in the first six months of the year, a small dip from Rs 20,808 crore in the year ago period.&lt;/font&gt;&lt;br /&gt;
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&lt;em&gt;&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;Bank-wise data&lt;/font&gt;&lt;br /&gt;
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&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;While public sector banks lent Rs 4,24,171 crore in the year as on October 8, private banks lent Rs 1,24,213 crore and foreign banks Rs 17,979 crore. Public sector banks accounted for 74 per cent of the incremental credit off take on a year-on year basis as of beginning October 2010, RBI said.&lt;/font&gt;&lt;br /&gt;
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There has been a significant pick up in credit flow to industry, services and personal loan segments during the current financial year. However, credit flow to agriculture has declined further, data released by the Reserve Bank of India as part...&#039;,
	&#039;disp&#039; =&gt; &#039;&lt;font &gt;&lt;br /&gt;&lt;/font&gt;&lt;div align=&quot;justify&quot;&gt;&lt;font &gt;There has been a significant pick up in credit flow to industry, services and personal loan segments during the current financial year. However, credit flow to agriculture has declined further, data released by the Reserve Bank of India as part of Macroeconomic and Monetary Developments Second Quarter Review 2010-11 shows.&lt;/font&gt;&lt;br /&gt;&lt;br /&gt;&lt;font &gt;While credit flow to industry was highest at Rs 1,07,386 crore, credit flow to agriculture contracted by Rs 13,481 crore during the first six months of this fiscal, according to data on sector wise deployment of credit.&lt;/font&gt;&lt;br /&gt;&lt;br /&gt;&lt;em&gt;&lt;font &gt;The drivers&lt;/font&gt;&lt;br /&gt;&lt;/em&gt;&lt;br /&gt;&lt;font &gt;Though the credit flow to industry has improved, it is not yet broad-based, RBI said.&lt;/font&gt;&lt;br /&gt;&lt;br /&gt;&lt;font &gt;The credit growth is mainly driven by flow of credit to infrastructure, iron and steel, chemicals and chemical products, other metal and metal products and engineering industries.&lt;/font&gt;&lt;br /&gt;&lt;br /&gt;&lt;font &gt;Infrastructure cornered the largest share of credit with Rs 87,499 crore flowing into the sector in the period between April-September 24, as against Rs 48,659 crore in the same period last year. Credit contracted to sectors such as petroleum, coal products and nuclear fuel and the construction industry.&lt;/font&gt;&lt;br /&gt;&lt;br /&gt;&lt;em&gt;&lt;font &gt;Personal loans&lt;/font&gt;&lt;br /&gt;&lt;/em&gt;&lt;br /&gt;&lt;font &gt;In the personal loans segment, there was a pick-up in housing loans with banks lending Rs 16,195 crore in the first six months of this year, substantially higher than Rs 7,891 crore in the corresponding year-ago period.&lt;/font&gt;&lt;br /&gt;&lt;br /&gt;&lt;font &gt;Loans for consumer durables also saw a pick-up in the period under consideration. Education loans saw some slowdown with banks lending Rs 4,060 crore during the year, as against Rs 4,557 crore in the year-ago period.&lt;/font&gt;&lt;br /&gt;&lt;br /&gt;&lt;font &gt;In the services segment, credit to commercial real estate saw a huge jump with banks lending Rs 9,604 crore to the sector. In the same period last year, banks had lent only Rs 1,766 crore to the sector.&lt;/font&gt;&lt;br /&gt;&lt;br /&gt;&lt;font &gt;Credit to transport operators, professional services and non banking finance companies also witnessed an increase. However, credit for trade saw some slowdown this year.&lt;/font&gt;&lt;br /&gt;&lt;br /&gt;&lt;font &gt;Under priority sector lending, banks lent Rs 19,343 crore to micro and small enterprises in the first six months of the year, a small dip from Rs 20,808 crore in the year ago period.&lt;/font&gt;&lt;br /&gt;&lt;br /&gt;&lt;em&gt;&lt;font &gt;Bank-wise data&lt;/font&gt;&lt;br /&gt;&lt;/em&gt;&lt;br /&gt;&lt;font &gt;According to bank-wise data on credit flow, the momentum in credit growth was seen across all public, foreign and private banks, with private banks showing the highest growth rate at the beginning of the third quarter of 2010-11.&lt;/font&gt;&lt;br /&gt;&lt;br /&gt;&lt;font &gt;While public sector banks lent Rs 4,24,171 crore in the year as on October 8, private banks lent Rs 1,24,213 crore and foreign banks Rs 17,979 crore. Public sector banks accounted for 74 per cent of the incremental credit off take on a year-on year basis as of beginning October 2010, RBI said.&lt;/font&gt;&lt;br /&gt;&lt;br /&gt;&lt;/div&gt;&#039;,
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&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;While credit flow to industry was highest at Rs 1,07,386 crore, credit flow to agriculture contracted by Rs 13,481 crore during the first six months of this fiscal, according to data on sector wise deployment of credit.&lt;/font&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;The drivers&lt;/font&gt;&lt;br /&gt;
&lt;/em&gt;&lt;br /&gt;
&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;Though the credit flow to industry has improved, it is not yet broad-based, RBI said.&lt;/font&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;The credit growth is mainly driven by flow of credit to infrastructure, iron and steel, chemicals and chemical products, other metal and metal products and engineering industries.&lt;/font&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;Infrastructure cornered the largest share of credit with Rs 87,499 crore flowing into the sector in the period between April-September 24, as against Rs 48,659 crore in the same period last year. Credit contracted to sectors such as petroleum, coal products and nuclear fuel and the construction industry.&lt;/font&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;Personal loans&lt;/font&gt;&lt;br /&gt;
&lt;/em&gt;&lt;br /&gt;
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&lt;br /&gt;
&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;Loans for consumer durables also saw a pick-up in the period under consideration. Education loans saw some slowdown with banks lending Rs 4,060 crore during the year, as against Rs 4,557 crore in the year-ago period.&lt;/font&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;In the services segment, credit to commercial real estate saw a huge jump with banks lending Rs 9,604 crore to the sector. In the same period last year, banks had lent only Rs 1,766 crore to the sector.&lt;/font&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;Credit to transport operators, professional services and non banking finance companies also witnessed an increase. However, credit for trade saw some slowdown this year.&lt;/font&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;Under priority sector lending, banks lent Rs 19,343 crore to micro and small enterprises in the first six months of the year, a small dip from Rs 20,808 crore in the year ago period.&lt;/font&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;Bank-wise data&lt;/font&gt;&lt;br /&gt;
&lt;/em&gt;&lt;br /&gt;
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&lt;br /&gt;
&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;While public sector banks lent Rs 4,24,171 crore in the year as on October 8, private banks lent Rs 1,24,213 crore and foreign banks Rs 17,979 crore. Public sector banks accounted for 74 per cent of the incremental credit off take on a year-on year basis as of beginning October 2010, RBI said.&lt;/font&gt;&lt;br /&gt;
&lt;br /&gt;
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There has been a significant pick up in credit flow to industry, services and personal loan segments during the current financial year. However, credit flow to agriculture has declined further, data released by the Reserve Bank of India as part...&#039;
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                <strong>RBI data show decline in credit flow to agriculture</strong></h1>
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                <font ><br /></font><div align="justify"><font >There has been a significant pick up in credit flow to industry, services and personal loan segments during the current financial year. However, credit flow to agriculture has declined further, data released by the Reserve Bank of India as part of Macroeconomic and Monetary Developments Second Quarter Review 2010-11 shows.</font><br /><br /><font >While credit flow to industry was highest at Rs 1,07,386 crore, credit flow to agriculture contracted by Rs 13,481 crore during the first six months of this fiscal, according to data on sector wise deployment of credit.</font><br /><br /><em><font >The drivers</font><br /></em><br /><font >Though the credit flow to industry has improved, it is not yet broad-based, RBI said.</font><br /><br /><font >The credit growth is mainly driven by flow of credit to infrastructure, iron and steel, chemicals and chemical products, other metal and metal products and engineering industries.</font><br /><br /><font >Infrastructure cornered the largest share of credit with Rs 87,499 crore flowing into the sector in the period between April-September 24, as against Rs 48,659 crore in the same period last year. Credit contracted to sectors such as petroleum, coal products and nuclear fuel and the construction industry.</font><br /><br /><em><font >Personal loans</font><br /></em><br /><font >In the personal loans segment, there was a pick-up in housing loans with banks lending Rs 16,195 crore in the first six months of this year, substantially higher than Rs 7,891 crore in the corresponding year-ago period.</font><br /><br /><font >Loans for consumer durables also saw a pick-up in the period under consideration. Education loans saw some slowdown with banks lending Rs 4,060 crore during the year, as against Rs 4,557 crore in the year-ago period.</font><br /><br /><font >In the services segment, credit to commercial real estate saw a huge jump with banks lending Rs 9,604 crore to the sector. In the same period last year, banks had lent only Rs 1,766 crore to the sector.</font><br /><br /><font >Credit to transport operators, professional services and non banking finance companies also witnessed an increase. However, credit for trade saw some slowdown this year.</font><br /><br /><font >Under priority sector lending, banks lent Rs 19,343 crore to micro and small enterprises in the first six months of the year, a small dip from Rs 20,808 crore in the year ago period.</font><br /><br /><em><font >Bank-wise data</font><br /></em><br /><font >According to bank-wise data on credit flow, the momentum in credit growth was seen across all public, foreign and private banks, with private banks showing the highest growth rate at the beginning of the third quarter of 2010-11.</font><br /><br /><font >While public sector banks lent Rs 4,24,171 crore in the year as on October 8, private banks lent Rs 1,24,213 crore and foreign banks Rs 17,979 crore. Public sector banks accounted for 74 per cent of the incremental credit off take on a year-on year basis as of beginning October 2010, RBI said.</font><br /><br /></div>               </font>
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&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;There has been a significant pick up in credit flow to industry, services and personal loan segments during the current financial year. However, credit flow to agriculture has declined further, data released by the Reserve Bank of India as part of Macroeconomic and Monetary Developments Second Quarter Review 2010-11 shows.&lt;/font&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;While credit flow to industry was highest at Rs 1,07,386 crore, credit flow to agriculture contracted by Rs 13,481 crore during the first six months of this fiscal, according to data on sector wise deployment of credit.&lt;/font&gt;&lt;br /&gt;
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&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;Though the credit flow to industry has improved, it is not yet broad-based, RBI said.&lt;/font&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;The credit growth is mainly driven by flow of credit to infrastructure, iron and steel, chemicals and chemical products, other metal and metal products and engineering industries.&lt;/font&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;Infrastructure cornered the largest share of credit with Rs 87,499 crore flowing into the sector in the period between April-September 24, as against Rs 48,659 crore in the same period last year. Credit contracted to sectors such as petroleum, coal products and nuclear fuel and the construction industry.&lt;/font&gt;&lt;br /&gt;
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&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;In the personal loans segment, there was a pick-up in housing loans with banks lending Rs 16,195 crore in the first six months of this year, substantially higher than Rs 7,891 crore in the corresponding year-ago period.&lt;/font&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;Loans for consumer durables also saw a pick-up in the period under consideration. Education loans saw some slowdown with banks lending Rs 4,060 crore during the year, as against Rs 4,557 crore in the year-ago period.&lt;/font&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;In the services segment, credit to commercial real estate saw a huge jump with banks lending Rs 9,604 crore to the sector. In the same period last year, banks had lent only Rs 1,766 crore to the sector.&lt;/font&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;Credit to transport operators, professional services and non banking finance companies also witnessed an increase. However, credit for trade saw some slowdown this year.&lt;/font&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;Under priority sector lending, banks lent Rs 19,343 crore to micro and small enterprises in the first six months of the year, a small dip from Rs 20,808 crore in the year ago period.&lt;/font&gt;&lt;br /&gt;
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&lt;br /&gt;
&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;While public sector banks lent Rs 4,24,171 crore in the year as on October 8, private banks lent Rs 1,24,213 crore and foreign banks Rs 17,979 crore. Public sector banks accounted for 74 per cent of the incremental credit off take on a year-on year basis as of beginning October 2010, RBI said.&lt;/font&gt;&lt;br /&gt;
&lt;br /&gt;
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&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;There has been a significant pick up in credit flow to industry, services and personal loan segments during the current financial year. However, credit flow to agriculture has declined further, data released by the Reserve Bank of India as part of Macroeconomic and Monetary Developments Second Quarter Review 2010-11 shows.&lt;/font&gt;&lt;br /&gt;
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&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;While credit flow to industry was highest at Rs 1,07,386 crore, credit flow to agriculture contracted by Rs 13,481 crore during the first six months of this fiscal, according to data on sector wise deployment of credit.&lt;/font&gt;&lt;br /&gt;
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&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;Though the credit flow to industry has improved, it is not yet broad-based, RBI said.&lt;/font&gt;&lt;br /&gt;
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&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;The credit growth is mainly driven by flow of credit to infrastructure, iron and steel, chemicals and chemical products, other metal and metal products and engineering industries.&lt;/font&gt;&lt;br /&gt;
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&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;Infrastructure cornered the largest share of credit with Rs 87,499 crore flowing into the sector in the period between April-September 24, as against Rs 48,659 crore in the same period last year. Credit contracted to sectors such as petroleum, coal products and nuclear fuel and the construction industry.&lt;/font&gt;&lt;br /&gt;
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&lt;br /&gt;
&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;Loans for consumer durables also saw a pick-up in the period under consideration. Education loans saw some slowdown with banks lending Rs 4,060 crore during the year, as against Rs 4,557 crore in the year-ago period.&lt;/font&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;In the services segment, credit to commercial real estate saw a huge jump with banks lending Rs 9,604 crore to the sector. In the same period last year, banks had lent only Rs 1,766 crore to the sector.&lt;/font&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;Credit to transport operators, professional services and non banking finance companies also witnessed an increase. However, credit for trade saw some slowdown this year.&lt;/font&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;Under priority sector lending, banks lent Rs 19,343 crore to micro and small enterprises in the first six months of the year, a small dip from Rs 20,808 crore in the year ago period.&lt;/font&gt;&lt;br /&gt;
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&lt;em&gt;&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;Bank-wise data&lt;/font&gt;&lt;br /&gt;
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&lt;br /&gt;
&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;While public sector banks lent Rs 4,24,171 crore in the year as on October 8, private banks lent Rs 1,24,213 crore and foreign banks Rs 17,979 crore. Public sector banks accounted for 74 per cent of the incremental credit off take on a year-on year basis as of beginning October 2010, RBI said.&lt;/font&gt;&lt;br /&gt;
&lt;br /&gt;
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There has been a significant pick up in credit flow to industry, services and personal loan segments during the current financial year. However, credit flow to agriculture has declined further, data released by the Reserve Bank of India as part...&#039;
$disp = &#039;&lt;font &gt;&lt;br /&gt;&lt;/font&gt;&lt;div align=&quot;justify&quot;&gt;&lt;font &gt;There has been a significant pick up in credit flow to industry, services and personal loan segments during the current financial year. However, credit flow to agriculture has declined further, data released by the Reserve Bank of India as part of Macroeconomic and Monetary Developments Second Quarter Review 2010-11 shows.&lt;/font&gt;&lt;br /&gt;&lt;br /&gt;&lt;font &gt;While credit flow to industry was highest at Rs 1,07,386 crore, credit flow to agriculture contracted by Rs 13,481 crore during the first six months of this fiscal, according to data on sector wise deployment of credit.&lt;/font&gt;&lt;br /&gt;&lt;br /&gt;&lt;em&gt;&lt;font &gt;The drivers&lt;/font&gt;&lt;br /&gt;&lt;/em&gt;&lt;br /&gt;&lt;font &gt;Though the credit flow to industry has improved, it is not yet broad-based, RBI said.&lt;/font&gt;&lt;br /&gt;&lt;br /&gt;&lt;font &gt;The credit growth is mainly driven by flow of credit to infrastructure, iron and steel, chemicals and chemical products, other metal and metal products and engineering industries.&lt;/font&gt;&lt;br /&gt;&lt;br /&gt;&lt;font &gt;Infrastructure cornered the largest share of credit with Rs 87,499 crore flowing into the sector in the period between April-September 24, as against Rs 48,659 crore in the same period last year. Credit contracted to sectors such as petroleum, coal products and nuclear fuel and the construction industry.&lt;/font&gt;&lt;br /&gt;&lt;br /&gt;&lt;em&gt;&lt;font &gt;Personal loans&lt;/font&gt;&lt;br /&gt;&lt;/em&gt;&lt;br /&gt;&lt;font &gt;In the personal loans segment, there was a pick-up in housing loans with banks lending Rs 16,195 crore in the first six months of this year, substantially higher than Rs 7,891 crore in the corresponding year-ago period.&lt;/font&gt;&lt;br /&gt;&lt;br /&gt;&lt;font &gt;Loans for consumer durables also saw a pick-up in the period under consideration. Education loans saw some slowdown with banks lending Rs 4,060 crore during the year, as against Rs 4,557 crore in the year-ago period.&lt;/font&gt;&lt;br /&gt;&lt;br /&gt;&lt;font &gt;In the services segment, credit to commercial real estate saw a huge jump with banks lending Rs 9,604 crore to the sector. In the same period last year, banks had lent only Rs 1,766 crore to the sector.&lt;/font&gt;&lt;br /&gt;&lt;br /&gt;&lt;font &gt;Credit to transport operators, professional services and non banking finance companies also witnessed an increase. However, credit for trade saw some slowdown this year.&lt;/font&gt;&lt;br /&gt;&lt;br /&gt;&lt;font &gt;Under priority sector lending, banks lent Rs 19,343 crore to micro and small enterprises in the first six months of the year, a small dip from Rs 20,808 crore in the year ago period.&lt;/font&gt;&lt;br /&gt;&lt;br /&gt;&lt;em&gt;&lt;font &gt;Bank-wise data&lt;/font&gt;&lt;br /&gt;&lt;/em&gt;&lt;br /&gt;&lt;font &gt;According to bank-wise data on credit flow, the momentum in credit growth was seen across all public, foreign and private banks, with private banks showing the highest growth rate at the beginning of the third quarter of 2010-11.&lt;/font&gt;&lt;br /&gt;&lt;br /&gt;&lt;font &gt;While public sector banks lent Rs 4,24,171 crore in the year as on October 8, private banks lent Rs 1,24,213 crore and foreign banks Rs 17,979 crore. Public sector banks accounted for 74 per cent of the incremental credit off take on a year-on year basis as of beginning October 2010, RBI said.&lt;/font&gt;&lt;br /&gt;&lt;br /&gt;&lt;/div&gt;&#039;
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                <strong>RBI data show decline in credit flow to agriculture</strong></h1>
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                <font ><br /></font><div align="justify"><font >There has been a significant pick up in credit flow to industry, services and personal loan segments during the current financial year. However, credit flow to agriculture has declined further, data released by the Reserve Bank of India as part of Macroeconomic and Monetary Developments Second Quarter Review 2010-11 shows.</font><br /><br /><font >While credit flow to industry was highest at Rs 1,07,386 crore, credit flow to agriculture contracted by Rs 13,481 crore during the first six months of this fiscal, according to data on sector wise deployment of credit.</font><br /><br /><em><font >The drivers</font><br /></em><br /><font >Though the credit flow to industry has improved, it is not yet broad-based, RBI said.</font><br /><br /><font >The credit growth is mainly driven by flow of credit to infrastructure, iron and steel, chemicals and chemical products, other metal and metal products and engineering industries.</font><br /><br /><font >Infrastructure cornered the largest share of credit with Rs 87,499 crore flowing into the sector in the period between April-September 24, as against Rs 48,659 crore in the same period last year. Credit contracted to sectors such as petroleum, coal products and nuclear fuel and the construction industry.</font><br /><br /><em><font >Personal loans</font><br /></em><br /><font >In the personal loans segment, there was a pick-up in housing loans with banks lending Rs 16,195 crore in the first six months of this year, substantially higher than Rs 7,891 crore in the corresponding year-ago period.</font><br /><br /><font >Loans for consumer durables also saw a pick-up in the period under consideration. Education loans saw some slowdown with banks lending Rs 4,060 crore during the year, as against Rs 4,557 crore in the year-ago period.</font><br /><br /><font >In the services segment, credit to commercial real estate saw a huge jump with banks lending Rs 9,604 crore to the sector. In the same period last year, banks had lent only Rs 1,766 crore to the sector.</font><br /><br /><font >Credit to transport operators, professional services and non banking finance companies also witnessed an increase. However, credit for trade saw some slowdown this year.</font><br /><br /><font >Under priority sector lending, banks lent Rs 19,343 crore to micro and small enterprises in the first six months of the year, a small dip from Rs 20,808 crore in the year ago period.</font><br /><br /><em><font >Bank-wise data</font><br /></em><br /><font >According to bank-wise data on credit flow, the momentum in credit growth was seen across all public, foreign and private banks, with private banks showing the highest growth rate at the beginning of the third quarter of 2010-11.</font><br /><br /><font >While public sector banks lent Rs 4,24,171 crore in the year as on October 8, private banks lent Rs 1,24,213 crore and foreign banks Rs 17,979 crore. Public sector banks accounted for 74 per cent of the incremental credit off take on a year-on year basis as of beginning October 2010, RBI said.</font><br /><br /></div>               </font>
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&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;There has been a significant pick up in credit flow to industry, services and personal loan segments during the current financial year. However, credit flow to agriculture has declined further, data released by the Reserve Bank of India as part of Macroeconomic and Monetary Developments Second Quarter Review 2010-11 shows.&lt;/font&gt;&lt;br /&gt;
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&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;While credit flow to industry was highest at Rs 1,07,386 crore, credit flow to agriculture contracted by Rs 13,481 crore during the first six months of this fiscal, according to data on sector wise deployment of credit.&lt;/font&gt;&lt;br /&gt;
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&lt;em&gt;&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;The drivers&lt;/font&gt;&lt;br /&gt;
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&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;Though the credit flow to industry has improved, it is not yet broad-based, RBI said.&lt;/font&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;The credit growth is mainly driven by flow of credit to infrastructure, iron and steel, chemicals and chemical products, other metal and metal products and engineering industries.&lt;/font&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;Infrastructure cornered the largest share of credit with Rs 87,499 crore flowing into the sector in the period between April-September 24, as against Rs 48,659 crore in the same period last year. Credit contracted to sectors such as petroleum, coal products and nuclear fuel and the construction industry.&lt;/font&gt;&lt;br /&gt;
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&lt;em&gt;&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;Personal loans&lt;/font&gt;&lt;br /&gt;
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&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;In the personal loans segment, there was a pick-up in housing loans with banks lending Rs 16,195 crore in the first six months of this year, substantially higher than Rs 7,891 crore in the corresponding year-ago period.&lt;/font&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;Loans for consumer durables also saw a pick-up in the period under consideration. Education loans saw some slowdown with banks lending Rs 4,060 crore during the year, as against Rs 4,557 crore in the year-ago period.&lt;/font&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;In the services segment, credit to commercial real estate saw a huge jump with banks lending Rs 9,604 crore to the sector. In the same period last year, banks had lent only Rs 1,766 crore to the sector.&lt;/font&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;Credit to transport operators, professional services and non banking finance companies also witnessed an increase. However, credit for trade saw some slowdown this year.&lt;/font&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;Under priority sector lending, banks lent Rs 19,343 crore to micro and small enterprises in the first six months of the year, a small dip from Rs 20,808 crore in the year ago period.&lt;/font&gt;&lt;br /&gt;
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&lt;em&gt;&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;Bank-wise data&lt;/font&gt;&lt;br /&gt;
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&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;According to bank-wise data on credit flow, the momentum in credit growth was seen across all public, foreign and private banks, with private banks showing the highest growth rate at the beginning of the third quarter of 2010-11.&lt;/font&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;While public sector banks lent Rs 4,24,171 crore in the year as on October 8, private banks lent Rs 1,24,213 crore and foreign banks Rs 17,979 crore. Public sector banks accounted for 74 per cent of the incremental credit off take on a year-on year basis as of beginning October 2010, RBI said.&lt;/font&gt;&lt;br /&gt;
&lt;br /&gt;
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	&#039;disp&#039; =&gt; &#039;&lt;font &gt;&lt;br /&gt;&lt;/font&gt;&lt;div align=&quot;justify&quot;&gt;&lt;font &gt;There has been a significant pick up in credit flow to industry, services and personal loan segments during the current financial year. However, credit flow to agriculture has declined further, data released by the Reserve Bank of India as part of Macroeconomic and Monetary Developments Second Quarter Review 2010-11 shows.&lt;/font&gt;&lt;br /&gt;&lt;br /&gt;&lt;font &gt;While credit flow to industry was highest at Rs 1,07,386 crore, credit flow to agriculture contracted by Rs 13,481 crore during the first six months of this fiscal, according to data on sector wise deployment of credit.&lt;/font&gt;&lt;br /&gt;&lt;br /&gt;&lt;em&gt;&lt;font &gt;The drivers&lt;/font&gt;&lt;br /&gt;&lt;/em&gt;&lt;br /&gt;&lt;font &gt;Though the credit flow to industry has improved, it is not yet broad-based, RBI said.&lt;/font&gt;&lt;br /&gt;&lt;br /&gt;&lt;font &gt;The credit growth is mainly driven by flow of credit to infrastructure, iron and steel, chemicals and chemical products, other metal and metal products and engineering industries.&lt;/font&gt;&lt;br /&gt;&lt;br /&gt;&lt;font &gt;Infrastructure cornered the largest share of credit with Rs 87,499 crore flowing into the sector in the period between April-September 24, as against Rs 48,659 crore in the same period last year. Credit contracted to sectors such as petroleum, coal products and nuclear fuel and the construction industry.&lt;/font&gt;&lt;br /&gt;&lt;br /&gt;&lt;em&gt;&lt;font &gt;Personal loans&lt;/font&gt;&lt;br /&gt;&lt;/em&gt;&lt;br /&gt;&lt;font &gt;In the personal loans segment, there was a pick-up in housing loans with banks lending Rs 16,195 crore in the first six months of this year, substantially higher than Rs 7,891 crore in the corresponding year-ago period.&lt;/font&gt;&lt;br /&gt;&lt;br /&gt;&lt;font &gt;Loans for consumer durables also saw a pick-up in the period under consideration. Education loans saw some slowdown with banks lending Rs 4,060 crore during the year, as against Rs 4,557 crore in the year-ago period.&lt;/font&gt;&lt;br /&gt;&lt;br /&gt;&lt;font &gt;In the services segment, credit to commercial real estate saw a huge jump with banks lending Rs 9,604 crore to the sector. In the same period last year, banks had lent only Rs 1,766 crore to the sector.&lt;/font&gt;&lt;br /&gt;&lt;br /&gt;&lt;font &gt;Credit to transport operators, professional services and non banking finance companies also witnessed an increase. However, credit for trade saw some slowdown this year.&lt;/font&gt;&lt;br /&gt;&lt;br /&gt;&lt;font &gt;Under priority sector lending, banks lent Rs 19,343 crore to micro and small enterprises in the first six months of the year, a small dip from Rs 20,808 crore in the year ago period.&lt;/font&gt;&lt;br /&gt;&lt;br /&gt;&lt;em&gt;&lt;font &gt;Bank-wise data&lt;/font&gt;&lt;br /&gt;&lt;/em&gt;&lt;br /&gt;&lt;font &gt;According to bank-wise data on credit flow, the momentum in credit growth was seen across all public, foreign and private banks, with private banks showing the highest growth rate at the beginning of the third quarter of 2010-11.&lt;/font&gt;&lt;br /&gt;&lt;br /&gt;&lt;font &gt;While public sector banks lent Rs 4,24,171 crore in the year as on October 8, private banks lent Rs 1,24,213 crore and foreign banks Rs 17,979 crore. Public sector banks accounted for 74 per cent of the incremental credit off take on a year-on year basis as of beginning October 2010, RBI said.&lt;/font&gt;&lt;br /&gt;&lt;br /&gt;&lt;/div&gt;&#039;,
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&lt;br /&gt;
&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;While credit flow to industry was highest at Rs 1,07,386 crore, credit flow to agriculture contracted by Rs 13,481 crore during the first six months of this fiscal, according to data on sector wise deployment of credit.&lt;/font&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;The drivers&lt;/font&gt;&lt;br /&gt;
&lt;/em&gt;&lt;br /&gt;
&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;Though the credit flow to industry has improved, it is not yet broad-based, RBI said.&lt;/font&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;The credit growth is mainly driven by flow of credit to infrastructure, iron and steel, chemicals and chemical products, other metal and metal products and engineering industries.&lt;/font&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;Infrastructure cornered the largest share of credit with Rs 87,499 crore flowing into the sector in the period between April-September 24, as against Rs 48,659 crore in the same period last year. Credit contracted to sectors such as petroleum, coal products and nuclear fuel and the construction industry.&lt;/font&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;Personal loans&lt;/font&gt;&lt;br /&gt;
&lt;/em&gt;&lt;br /&gt;
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&lt;br /&gt;
&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;Loans for consumer durables also saw a pick-up in the period under consideration. Education loans saw some slowdown with banks lending Rs 4,060 crore during the year, as against Rs 4,557 crore in the year-ago period.&lt;/font&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;In the services segment, credit to commercial real estate saw a huge jump with banks lending Rs 9,604 crore to the sector. In the same period last year, banks had lent only Rs 1,766 crore to the sector.&lt;/font&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;Credit to transport operators, professional services and non banking finance companies also witnessed an increase. However, credit for trade saw some slowdown this year.&lt;/font&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;Under priority sector lending, banks lent Rs 19,343 crore to micro and small enterprises in the first six months of the year, a small dip from Rs 20,808 crore in the year ago period.&lt;/font&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;Bank-wise data&lt;/font&gt;&lt;br /&gt;
&lt;/em&gt;&lt;br /&gt;
&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;According to bank-wise data on credit flow, the momentum in credit growth was seen across all public, foreign and private banks, with private banks showing the highest growth rate at the beginning of the third quarter of 2010-11.&lt;/font&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;font face=&quot;arial,helvetica,sans-serif&quot; size=&quot;3&quot;&gt;While public sector banks lent Rs 4,24,171 crore in the year as on October 8, private banks lent Rs 1,24,213 crore and foreign banks Rs 17,979 crore. Public sector banks accounted for 74 per cent of the incremental credit off take on a year-on year basis as of beginning October 2010, RBI said.&lt;/font&gt;&lt;br /&gt;
&lt;br /&gt;
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There has been a significant pick up in credit flow to industry, services and personal loan segments during the current financial year. However, credit flow to agriculture has declined further, data released by the Reserve Bank of India as part...&#039;
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                <strong>RBI data show decline in credit flow to agriculture</strong></h1>
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                <font ><br /></font><div align="justify"><font >There has been a significant pick up in credit flow to industry, services and personal loan segments during the current financial year. However, credit flow to agriculture has declined further, data released by the Reserve Bank of India as part of Macroeconomic and Monetary Developments Second Quarter Review 2010-11 shows.</font><br /><br /><font >While credit flow to industry was highest at Rs 1,07,386 crore, credit flow to agriculture contracted by Rs 13,481 crore during the first six months of this fiscal, according to data on sector wise deployment of credit.</font><br /><br /><em><font >The drivers</font><br /></em><br /><font >Though the credit flow to industry has improved, it is not yet broad-based, RBI said.</font><br /><br /><font >The credit growth is mainly driven by flow of credit to infrastructure, iron and steel, chemicals and chemical products, other metal and metal products and engineering industries.</font><br /><br /><font >Infrastructure cornered the largest share of credit with Rs 87,499 crore flowing into the sector in the period between April-September 24, as against Rs 48,659 crore in the same period last year. Credit contracted to sectors such as petroleum, coal products and nuclear fuel and the construction industry.</font><br /><br /><em><font >Personal loans</font><br /></em><br /><font >In the personal loans segment, there was a pick-up in housing loans with banks lending Rs 16,195 crore in the first six months of this year, substantially higher than Rs 7,891 crore in the corresponding year-ago period.</font><br /><br /><font >Loans for consumer durables also saw a pick-up in the period under consideration. Education loans saw some slowdown with banks lending Rs 4,060 crore during the year, as against Rs 4,557 crore in the year-ago period.</font><br /><br /><font >In the services segment, credit to commercial real estate saw a huge jump with banks lending Rs 9,604 crore to the sector. In the same period last year, banks had lent only Rs 1,766 crore to the sector.</font><br /><br /><font >Credit to transport operators, professional services and non banking finance companies also witnessed an increase. However, credit for trade saw some slowdown this year.</font><br /><br /><font >Under priority sector lending, banks lent Rs 19,343 crore to micro and small enterprises in the first six months of the year, a small dip from Rs 20,808 crore in the year ago period.</font><br /><br /><em><font >Bank-wise data</font><br /></em><br /><font >According to bank-wise data on credit flow, the momentum in credit growth was seen across all public, foreign and private banks, with private banks showing the highest growth rate at the beginning of the third quarter of 2010-11.</font><br /><br /><font >While public sector banks lent Rs 4,24,171 crore in the year as on October 8, private banks lent Rs 1,24,213 crore and foreign banks Rs 17,979 crore. Public sector banks accounted for 74 per cent of the incremental credit off take on a year-on year basis as of beginning October 2010, RBI said.</font><br /><br /></div>               </font>
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<font face="arial,helvetica,sans-serif" size="3">There has been a significant pick up in credit flow to industry, services and personal loan segments during the current financial year. However, credit flow to agriculture has declined further, data released by the Reserve Bank of India as part of Macroeconomic and Monetary Developments Second Quarter Review 2010-11 shows.</font><br />
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<font face="arial,helvetica,sans-serif" size="3">While credit flow to industry was highest at Rs 1,07,386 crore, credit flow to agriculture contracted by Rs 13,481 crore during the first six months of this fiscal, according to data on sector wise deployment of credit.</font><br />
<br />
<em><font face="arial,helvetica,sans-serif" size="3">The drivers</font><br />
</em><br />
<font face="arial,helvetica,sans-serif" size="3">Though the credit flow to industry has improved, it is not yet broad-based, RBI said.</font><br />
<br />
<font face="arial,helvetica,sans-serif" size="3">The credit growth is mainly driven by flow of credit to infrastructure, iron and steel, chemicals and chemical products, other metal and metal products and engineering industries.</font><br />
<br />
<font face="arial,helvetica,sans-serif" size="3">Infrastructure cornered the largest share of credit with Rs 87,499 crore flowing into the sector in the period between April-September 24, as against Rs 48,659 crore in the same period last year. Credit contracted to sectors such as petroleum, coal products and nuclear fuel and the construction industry.</font><br />
<br />
<em><font face="arial,helvetica,sans-serif" size="3">Personal loans</font><br />
</em><br />
<font face="arial,helvetica,sans-serif" size="3">In the personal loans segment, there was a pick-up in housing loans with banks lending Rs 16,195 crore in the first six months of this year, substantially higher than Rs 7,891 crore in the corresponding year-ago period.</font><br />
<br />
<font face="arial,helvetica,sans-serif" size="3">Loans for consumer durables also saw a pick-up in the period under consideration. Education loans saw some slowdown with banks lending Rs 4,060 crore during the year, as against Rs 4,557 crore in the year-ago period.</font><br />
<br />
<font face="arial,helvetica,sans-serif" size="3">In the services segment, credit to commercial real estate saw a huge jump with banks lending Rs 9,604 crore to the sector. In the same period last year, banks had lent only Rs 1,766 crore to the sector.</font><br />
<br />
<font face="arial,helvetica,sans-serif" size="3">Credit to transport operators, professional services and non banking finance companies also witnessed an increase. However, credit for trade saw some slowdown this year.</font><br />
<br />
<font face="arial,helvetica,sans-serif" size="3">Under priority sector lending, banks lent Rs 19,343 crore to micro and small enterprises in the first six months of the year, a small dip from Rs 20,808 crore in the year ago period.</font><br />
<br />
<em><font face="arial,helvetica,sans-serif" size="3">Bank-wise data</font><br />
</em><br />
<font face="arial,helvetica,sans-serif" size="3">According to bank-wise data on credit flow, the momentum in credit growth was seen across all public, foreign and private banks, with private banks showing the highest growth rate at the beginning of the third quarter of 2010-11.</font><br />
<br />
<font face="arial,helvetica,sans-serif" size="3">While public sector banks lent Rs 4,24,171 crore in the year as on October 8, private banks lent Rs 1,24,213 crore and foreign banks Rs 17,979 crore. Public sector banks accounted for 74 per cent of the incremental credit off take on a year-on year basis as of beginning October 2010, RBI said.</font><br />
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<font face="arial,helvetica,sans-serif" size="3">There has been a significant pick up in credit flow to industry, services and personal loan segments during the current financial year. However, credit flow to agriculture has declined further, data released by the Reserve Bank of India as part of Macroeconomic and Monetary Developments Second Quarter Review 2010-11 shows.</font><br />
<br />
<font face="arial,helvetica,sans-serif" size="3">While credit flow to industry was highest at Rs 1,07,386 crore, credit flow to agriculture contracted by Rs 13,481 crore during the first six months of this fiscal, according to data on sector wise deployment of credit.</font><br />
<br />
<em><font face="arial,helvetica,sans-serif" size="3">The drivers</font><br />
</em><br />
<font face="arial,helvetica,sans-serif" size="3">Though the credit flow to industry has improved, it is not yet broad-based, RBI said.</font><br />
<br />
<font face="arial,helvetica,sans-serif" size="3">The credit growth is mainly driven by flow of credit to infrastructure, iron and steel, chemicals and chemical products, other metal and metal products and engineering industries.</font><br />
<br />
<font face="arial,helvetica,sans-serif" size="3">Infrastructure cornered the largest share of credit with Rs 87,499 crore flowing into the sector in the period between April-September 24, as against Rs 48,659 crore in the same period last year. Credit contracted to sectors such as petroleum, coal products and nuclear fuel and the construction industry.</font><br />
<br />
<em><font face="arial,helvetica,sans-serif" size="3">Personal loans</font><br />
</em><br />
<font face="arial,helvetica,sans-serif" size="3">In the personal loans segment, there was a pick-up in housing loans with banks lending Rs 16,195 crore in the first six months of this year, substantially higher than Rs 7,891 crore in the corresponding year-ago period.</font><br />
<br />
<font face="arial,helvetica,sans-serif" size="3">Loans for consumer durables also saw a pick-up in the period under consideration. Education loans saw some slowdown with banks lending Rs 4,060 crore during the year, as against Rs 4,557 crore in the year-ago period.</font><br />
<br />
<font face="arial,helvetica,sans-serif" size="3">In the services segment, credit to commercial real estate saw a huge jump with banks lending Rs 9,604 crore to the sector. In the same period last year, banks had lent only Rs 1,766 crore to the sector.</font><br />
<br />
<font face="arial,helvetica,sans-serif" size="3">Credit to transport operators, professional services and non banking finance companies also witnessed an increase. However, credit for trade saw some slowdown this year.</font><br />
<br />
<font face="arial,helvetica,sans-serif" size="3">Under priority sector lending, banks lent Rs 19,343 crore to micro and small enterprises in the first six months of the year, a small dip from Rs 20,808 crore in the year ago period.</font><br />
<br />
<em><font face="arial,helvetica,sans-serif" size="3">Bank-wise data</font><br />
</em><br />
<font face="arial,helvetica,sans-serif" size="3">According to bank-wise data on credit flow, the momentum in credit growth was seen across all public, foreign and private banks, with private banks showing the highest growth rate at the beginning of the third quarter of 2010-11.</font><br />
<br />
<font face="arial,helvetica,sans-serif" size="3">While public sector banks lent Rs 4,24,171 crore in the year as on October 8, private banks lent Rs 1,24,213 crore and foreign banks Rs 17,979 crore. Public sector banks accounted for 74 per cent of the incremental credit off take on a year-on year basis as of beginning October 2010, RBI said.</font><br />
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There has been a significant pick up in credit flow to industry, services and personal loan segments during the current financial year. However, credit flow to agriculture has declined further, data released by the Reserve Bank of India as part...'
$disp = '<font ><br /></font><div align="justify"><font >There has been a significant pick up in credit flow to industry, services and personal loan segments during the current financial year. However, credit flow to agriculture has declined further, data released by the Reserve Bank of India as part of Macroeconomic and Monetary Developments Second Quarter Review 2010-11 shows.</font><br /><br /><font >While credit flow to industry was highest at Rs 1,07,386 crore, credit flow to agriculture contracted by Rs 13,481 crore during the first six months of this fiscal, according to data on sector wise deployment of credit.</font><br /><br /><em><font >The drivers</font><br /></em><br /><font >Though the credit flow to industry has improved, it is not yet broad-based, RBI said.</font><br /><br /><font >The credit growth is mainly driven by flow of credit to infrastructure, iron and steel, chemicals and chemical products, other metal and metal products and engineering industries.</font><br /><br /><font >Infrastructure cornered the largest share of credit with Rs 87,499 crore flowing into the sector in the period between April-September 24, as against Rs 48,659 crore in the same period last year. Credit contracted to sectors such as petroleum, coal products and nuclear fuel and the construction industry.</font><br /><br /><em><font >Personal loans</font><br /></em><br /><font >In the personal loans segment, there was a pick-up in housing loans with banks lending Rs 16,195 crore in the first six months of this year, substantially higher than Rs 7,891 crore in the corresponding year-ago period.</font><br /><br /><font >Loans for consumer durables also saw a pick-up in the period under consideration. Education loans saw some slowdown with banks lending Rs 4,060 crore during the year, as against Rs 4,557 crore in the year-ago period.</font><br /><br /><font >In the services segment, credit to commercial real estate saw a huge jump with banks lending Rs 9,604 crore to the sector. In the same period last year, banks had lent only Rs 1,766 crore to the sector.</font><br /><br /><font >Credit to transport operators, professional services and non banking finance companies also witnessed an increase. However, credit for trade saw some slowdown this year.</font><br /><br /><font >Under priority sector lending, banks lent Rs 19,343 crore to micro and small enterprises in the first six months of the year, a small dip from Rs 20,808 crore in the year ago period.</font><br /><br /><em><font >Bank-wise data</font><br /></em><br /><font >According to bank-wise data on credit flow, the momentum in credit growth was seen across all public, foreign and private banks, with private banks showing the highest growth rate at the beginning of the third quarter of 2010-11.</font><br /><br /><font >While public sector banks lent Rs 4,24,171 crore in the year as on October 8, private banks lent Rs 1,24,213 crore and foreign banks Rs 17,979 crore. Public sector banks accounted for 74 per cent of the incremental credit off take on a year-on year basis as of beginning October 2010, RBI said.</font><br /><br /></div>'
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RBI data show decline in credit flow to agriculture

There has been a significant pick up in credit flow to industry, services and personal loan segments during the current financial year. However, credit flow to agriculture has declined further, data released by the Reserve Bank of India as part of Macroeconomic and Monetary Developments Second Quarter Review 2010-11 shows. While credit flow to industry was highest at Rs 1,07,386 crore, credit flow to agriculture contracted by Rs 13,481 crore during the first six months of this fiscal, according to data on sector wise deployment of credit. The drivers Though the credit flow to industry has improved, it is not yet broad-based, RBI said. The credit growth is mainly driven by flow of credit to infrastructure, iron and steel, chemicals and chemical products, other metal and metal products and engineering industries. Infrastructure cornered the largest share of credit with Rs 87,499 crore flowing into the sector in the period between April-September 24, as against Rs 48,659 crore in the same period last year. Credit contracted to sectors such as petroleum, coal products and nuclear fuel and the construction industry. Personal loans In the personal loans segment, there was a pick-up in housing loans with banks lending Rs 16,195 crore in the first six months of this year, substantially higher than Rs 7,891 crore in the corresponding year-ago period. Loans for consumer durables also saw a pick-up in the period under consideration. Education loans saw some slowdown with banks lending Rs 4,060 crore during the year, as against Rs 4,557 crore in the year-ago period. In the services segment, credit to commercial real estate saw a huge jump with banks lending Rs 9,604 crore to the sector. In the same period last year, banks had lent only Rs 1,766 crore to the sector. Credit to transport operators, professional services and non banking finance companies also witnessed an increase. However, credit for trade saw some slowdown this year. Under priority sector lending, banks lent Rs 19,343 crore to micro and small enterprises in the first six months of the year, a small dip from Rs 20,808 crore in the year ago period. Bank-wise data According to bank-wise data on credit flow, the momentum in credit growth was seen across all public, foreign and private banks, with private banks showing the highest growth rate at the beginning of the third quarter of 2010-11. While public sector banks lent Rs 4,24,171 crore in the year as on October 8, private banks lent Rs 1,24,213 crore and foreign banks Rs 17,979 crore. Public sector banks accounted for 74 per cent of the incremental credit off take on a year-on year basis as of beginning October 2010, RBI said.