Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 73
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::printArticle() - APP/Controller/ArtileDetailController.php, line 73
Cake\Controller\Controller::invokeAction() - CORE/src/Controller/Controller.php, line 610
Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120
Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94
Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\AssetMiddleware::__invoke() - CORE/src/Routing/Middleware/AssetMiddleware.php, line 88
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 74
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::printArticle() - APP/Controller/ArtileDetailController.php, line 74
Cake\Controller\Controller::invokeAction() - CORE/src/Controller/Controller.php, line 610
Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120
Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94
Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\AssetMiddleware::__invoke() - CORE/src/Routing/Middleware/AssetMiddleware.php, line 88
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Warning (512): Unable to emit headers. Headers sent in file=/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Error/Debugger.php line=853 [CORE/src/Http/ResponseEmitter.php, line 48]
Code Context
            if (Configure::read('debug')) {

                trigger_error($message, E_USER_WARNING);

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&lt;br /&gt;
&lt;em&gt;The group is also in favour of revising the sub-target for small and marginal farmers to 10% from the existing 8% of adjusted net bank credit with a roadmap of two years.&lt;br /&gt;
&lt;br /&gt;
KOLKATA: &lt;/em&gt;A &lt;a href=&quot;tinymce/uploaded/Report of the Internal Working Group to Review Agricultural Credit September 2019.PDF&quot; title=&quot;Report of the Internal Working Group to Review Agricultural Credit September 2019&quot;&gt;Reserve Bank of India working group&lt;/a&gt; on agricultural credit has questioned the efficacy of populist measures such as debt waiver and interest subsidy on crop loans, while suggesting a slew of structural changes to boost farm loan delivery uniformly across regions.&lt;br /&gt;
&lt;br /&gt;
The internal group led by deputy governor Mahesh Kumar Jain has called for replacement of interest subvention by direct cash transfer with an overall limit of Rs 3 lakh per farmer, and suggested setting up of a credit guarantee fund to encourage banks to step up lending.&lt;br /&gt;
&lt;br /&gt;
The group is also in favour of revising the sub-target for small and marginal farmers to 10% from the existing 8% of adjusted net bank credit with a roadmap of two years.&lt;br /&gt;
&lt;br /&gt;
&amp;ldquo;The sector still faces challenges such as lack of capital formation, regional disparity, dependence of farmers on non-institutional sources of credit at significantly higher rates, non-realization of the fair price for agricultural produce causing farmers&amp;rsquo; distress and farm loan waivers impacting credit culture and weakening state finances,&amp;rdquo; Jain said.&lt;br /&gt;
&lt;br /&gt;
The credit guarantee fund can be set up by the government on the lines of credit guarantee schemes implemented in the MSME sector, the report said.&lt;br /&gt;
&lt;br /&gt;
&amp;ldquo;Government of India and state governments should undertake a holistic review of the agricultural policies and their implementation, as well as evaluate the effectiveness of current subsidy policies with regard to agri inputs and credit in a manner which will improve the overall viability of agriculture in a sustainable manner. In view of the above stated, loan waivers should be avoided,&amp;rdquo; the committee said in its report which was made public Friday. &lt;br /&gt;
&lt;br /&gt;
Please &lt;a href=&quot;https://economictimes.indiatimes.com/news/economy/agriculture/rbi-panel-questions-efficacy-of-populists-schemes-for-farmers-in-favour-of-more-structural-changes/articleshow/71116806.cms&quot;&gt;click here&lt;/a&gt; to read more. &lt;br /&gt;
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The group is also in favour of revising the sub-target for small and marginal farmers to 10% from the existing 8% of adjusted net bank credit with a roadmap of two years.

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	&#039;disp&#039; =&gt; &#039;&lt;div align=&quot;justify&quot;&gt;-The Economic Times&lt;br /&gt;&lt;br /&gt;&lt;em&gt;The group is also in favour of revising the sub-target for small and marginal farmers to 10% from the existing 8% of adjusted net bank credit with a roadmap of two years.&lt;br /&gt;&lt;br /&gt;KOLKATA: &lt;/em&gt;A &lt;a href=&quot;https://im4change.in/siteadmin/tinymce/uploaded/Report of the Internal Working Group to Review Agricultural Credit September 2019.PDF&quot; title=&quot;Report of the Internal Working Group to Review Agricultural Credit September 2019&quot; title=&quot;https://im4change.in/siteadmin/tinymce/uploaded/Report of the Internal Working Group to Review Agricultural Credit September 2019.PDF&quot; title=&quot;Report of the Internal Working Group to Review Agricultural Credit September 2019&quot;&gt;Reserve Bank of India working group&lt;/a&gt; on agricultural credit has questioned the efficacy of populist measures such as debt waiver and interest subsidy on crop loans, while suggesting a slew of structural changes to boost farm loan delivery uniformly across regions.&lt;br /&gt;&lt;br /&gt;The internal group led by deputy governor Mahesh Kumar Jain has called for replacement of interest subvention by direct cash transfer with an overall limit of Rs 3 lakh per farmer, and suggested setting up of a credit guarantee fund to encourage banks to step up lending.&lt;br /&gt;&lt;br /&gt;The group is also in favour of revising the sub-target for small and marginal farmers to 10% from the existing 8% of adjusted net bank credit with a roadmap of two years.&lt;br /&gt;&lt;br /&gt;&amp;ldquo;The sector still faces challenges such as lack of capital formation, regional disparity, dependence of farmers on non-institutional sources of credit at significantly higher rates, non-realization of the fair price for agricultural produce causing farmers&amp;rsquo; distress and farm loan waivers impacting credit culture and weakening state finances,&amp;rdquo; Jain said.&lt;br /&gt;&lt;br /&gt;The credit guarantee fund can be set up by the government on the lines of credit guarantee schemes implemented in the MSME sector, the report said.&lt;br /&gt;&lt;br /&gt;&amp;ldquo;Government of India and state governments should undertake a holistic review of the agricultural policies and their implementation, as well as evaluate the effectiveness of current subsidy policies with regard to agri inputs and credit in a manner which will improve the overall viability of agriculture in a sustainable manner. In view of the above stated, loan waivers should be avoided,&amp;rdquo; the committee said in its report which was made public Friday. &lt;br /&gt;&lt;br /&gt;Please &lt;a href=&quot;https://economictimes.indiatimes.com/news/economy/agriculture/rbi-panel-questions-efficacy-of-populists-schemes-for-farmers-in-favour-of-more-structural-changes/articleshow/71116806.cms&quot; title=&quot;https://economictimes.indiatimes.com/news/economy/agriculture/rbi-panel-questions-efficacy-of-populists-schemes-for-farmers-in-favour-of-more-structural-changes/articleshow/71116806.cms&quot;&gt;click here&lt;/a&gt; to read more. &lt;br /&gt;&lt;/div&gt;&#039;,
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&lt;br /&gt;
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&lt;br /&gt;
The internal group led by deputy governor Mahesh Kumar Jain has called for replacement of interest subvention by direct cash transfer with an overall limit of Rs 3 lakh per farmer, and suggested setting up of a credit guarantee fund to encourage banks to step up lending.&lt;br /&gt;
&lt;br /&gt;
The group is also in favour of revising the sub-target for small and marginal farmers to 10% from the existing 8% of adjusted net bank credit with a roadmap of two years.&lt;br /&gt;
&lt;br /&gt;
&amp;ldquo;The sector still faces challenges such as lack of capital formation, regional disparity, dependence of farmers on non-institutional sources of credit at significantly higher rates, non-realization of the fair price for agricultural produce causing farmers&amp;rsquo; distress and farm loan waivers impacting credit culture and weakening state finances,&amp;rdquo; Jain said.&lt;br /&gt;
&lt;br /&gt;
The credit guarantee fund can be set up by the government on the lines of credit guarantee schemes implemented in the MSME sector, the report said.&lt;br /&gt;
&lt;br /&gt;
&amp;ldquo;Government of India and state governments should undertake a holistic review of the agricultural policies and their implementation, as well as evaluate the effectiveness of current subsidy policies with regard to agri inputs and credit in a manner which will improve the overall viability of agriculture in a sustainable manner. In view of the above stated, loan waivers should be avoided,&amp;rdquo; the committee said in its report which was made public Friday. &lt;br /&gt;
&lt;br /&gt;
Please &lt;a href=&quot;https://economictimes.indiatimes.com/news/economy/agriculture/rbi-panel-questions-efficacy-of-populists-schemes-for-farmers-in-favour-of-more-structural-changes/articleshow/71116806.cms&quot;&gt;click here&lt;/a&gt; to read more. &lt;br /&gt;
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                <strong>RBI panel questions efficacy of populists schemes for farmers, in favour of more structural changes -Atmadip Ray</strong></h1>
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                <div align="justify">-The Economic Times<br /><br /><em>The group is also in favour of revising the sub-target for small and marginal farmers to 10% from the existing 8% of adjusted net bank credit with a roadmap of two years.<br /><br />KOLKATA: </em>A <a href="https://im4change.in/siteadmin/tinymce/uploaded/Report of the Internal Working Group to Review Agricultural Credit September 2019.PDF" title="Report of the Internal Working Group to Review Agricultural Credit September 2019" title="https://im4change.in/siteadmin/tinymce/uploaded/Report of the Internal Working Group to Review Agricultural Credit September 2019.PDF" title="Report of the Internal Working Group to Review Agricultural Credit September 2019">Reserve Bank of India working group</a> on agricultural credit has questioned the efficacy of populist measures such as debt waiver and interest subsidy on crop loans, while suggesting a slew of structural changes to boost farm loan delivery uniformly across regions.<br /><br />The internal group led by deputy governor Mahesh Kumar Jain has called for replacement of interest subvention by direct cash transfer with an overall limit of Rs 3 lakh per farmer, and suggested setting up of a credit guarantee fund to encourage banks to step up lending.<br /><br />The group is also in favour of revising the sub-target for small and marginal farmers to 10% from the existing 8% of adjusted net bank credit with a roadmap of two years.<br /><br />&ldquo;The sector still faces challenges such as lack of capital formation, regional disparity, dependence of farmers on non-institutional sources of credit at significantly higher rates, non-realization of the fair price for agricultural produce causing farmers&rsquo; distress and farm loan waivers impacting credit culture and weakening state finances,&rdquo; Jain said.<br /><br />The credit guarantee fund can be set up by the government on the lines of credit guarantee schemes implemented in the MSME sector, the report said.<br /><br />&ldquo;Government of India and state governments should undertake a holistic review of the agricultural policies and their implementation, as well as evaluate the effectiveness of current subsidy policies with regard to agri inputs and credit in a manner which will improve the overall viability of agriculture in a sustainable manner. In view of the above stated, loan waivers should be avoided,&rdquo; the committee said in its report which was made public Friday. <br /><br />Please <a href="https://economictimes.indiatimes.com/news/economy/agriculture/rbi-panel-questions-efficacy-of-populists-schemes-for-farmers-in-favour-of-more-structural-changes/articleshow/71116806.cms" title="https://economictimes.indiatimes.com/news/economy/agriculture/rbi-panel-questions-efficacy-of-populists-schemes-for-farmers-in-favour-of-more-structural-changes/articleshow/71116806.cms">click here</a> to read more. <br /></div>               </font>
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-The Economic Times&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;The group is also in favour of revising the sub-target for small and marginal farmers to 10% from the existing 8% of adjusted net bank credit with a roadmap of two years.&lt;br /&gt;
&lt;br /&gt;
KOLKATA: &lt;/em&gt;A &lt;a href=&quot;tinymce/uploaded/Report of the Internal Working Group to Review Agricultural Credit September 2019.PDF&quot; title=&quot;Report of the Internal Working Group to Review Agricultural Credit September 2019&quot;&gt;Reserve Bank of India working group&lt;/a&gt; on agricultural credit has questioned the efficacy of populist measures such as debt waiver and interest subsidy on crop loans, while suggesting a slew of structural changes to boost farm loan delivery uniformly across regions.&lt;br /&gt;
&lt;br /&gt;
The internal group led by deputy governor Mahesh Kumar Jain has called for replacement of interest subvention by direct cash transfer with an overall limit of Rs 3 lakh per farmer, and suggested setting up of a credit guarantee fund to encourage banks to step up lending.&lt;br /&gt;
&lt;br /&gt;
The group is also in favour of revising the sub-target for small and marginal farmers to 10% from the existing 8% of adjusted net bank credit with a roadmap of two years.&lt;br /&gt;
&lt;br /&gt;
&amp;ldquo;The sector still faces challenges such as lack of capital formation, regional disparity, dependence of farmers on non-institutional sources of credit at significantly higher rates, non-realization of the fair price for agricultural produce causing farmers&amp;rsquo; distress and farm loan waivers impacting credit culture and weakening state finances,&amp;rdquo; Jain said.&lt;br /&gt;
&lt;br /&gt;
The credit guarantee fund can be set up by the government on the lines of credit guarantee schemes implemented in the MSME sector, the report said.&lt;br /&gt;
&lt;br /&gt;
&amp;ldquo;Government of India and state governments should undertake a holistic review of the agricultural policies and their implementation, as well as evaluate the effectiveness of current subsidy policies with regard to agri inputs and credit in a manner which will improve the overall viability of agriculture in a sustainable manner. In view of the above stated, loan waivers should be avoided,&amp;rdquo; the committee said in its report which was made public Friday. &lt;br /&gt;
&lt;br /&gt;
Please &lt;a href=&quot;https://economictimes.indiatimes.com/news/economy/agriculture/rbi-panel-questions-efficacy-of-populists-schemes-for-farmers-in-favour-of-more-structural-changes/articleshow/71116806.cms&quot;&gt;click here&lt;/a&gt; to read more. &lt;br /&gt;
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The group is also in favour of revising the sub-target for small and marginal farmers to 10% from the existing 8% of adjusted net bank credit with a roadmap of two years.

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&lt;br /&gt;
&lt;em&gt;The group is also in favour of revising the sub-target for small and marginal farmers to 10% from the existing 8% of adjusted net bank credit with a roadmap of two years.&lt;br /&gt;
&lt;br /&gt;
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&lt;br /&gt;
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&lt;br /&gt;
The group is also in favour of revising the sub-target for small and marginal farmers to 10% from the existing 8% of adjusted net bank credit with a roadmap of two years.&lt;br /&gt;
&lt;br /&gt;
&amp;ldquo;The sector still faces challenges such as lack of capital formation, regional disparity, dependence of farmers on non-institutional sources of credit at significantly higher rates, non-realization of the fair price for agricultural produce causing farmers&amp;rsquo; distress and farm loan waivers impacting credit culture and weakening state finances,&amp;rdquo; Jain said.&lt;br /&gt;
&lt;br /&gt;
The credit guarantee fund can be set up by the government on the lines of credit guarantee schemes implemented in the MSME sector, the report said.&lt;br /&gt;
&lt;br /&gt;
&amp;ldquo;Government of India and state governments should undertake a holistic review of the agricultural policies and their implementation, as well as evaluate the effectiveness of current subsidy policies with regard to agri inputs and credit in a manner which will improve the overall viability of agriculture in a sustainable manner. In view of the above stated, loan waivers should be avoided,&amp;rdquo; the committee said in its report which was made public Friday. &lt;br /&gt;
&lt;br /&gt;
Please &lt;a href=&quot;https://economictimes.indiatimes.com/news/economy/agriculture/rbi-panel-questions-efficacy-of-populists-schemes-for-farmers-in-favour-of-more-structural-changes/articleshow/71116806.cms&quot;&gt;click here&lt;/a&gt; to read more. &lt;br /&gt;
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-The Economic Times

The group is also in favour of revising the sub-target for small and marginal farmers to 10% from the existing 8% of adjusted net bank credit with a roadmap of two years.

KOLKATA: A Reserve Bank of India working..."/>
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                <strong>RBI panel questions efficacy of populists schemes for farmers, in favour of more structural changes -Atmadip Ray</strong></h1>
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                <div align="justify">-The Economic Times<br /><br /><em>The group is also in favour of revising the sub-target for small and marginal farmers to 10% from the existing 8% of adjusted net bank credit with a roadmap of two years.<br /><br />KOLKATA: </em>A <a href="https://im4change.in/siteadmin/tinymce/uploaded/Report of the Internal Working Group to Review Agricultural Credit September 2019.PDF" title="Report of the Internal Working Group to Review Agricultural Credit September 2019" title="https://im4change.in/siteadmin/tinymce/uploaded/Report of the Internal Working Group to Review Agricultural Credit September 2019.PDF" title="Report of the Internal Working Group to Review Agricultural Credit September 2019">Reserve Bank of India working group</a> on agricultural credit has questioned the efficacy of populist measures such as debt waiver and interest subsidy on crop loans, while suggesting a slew of structural changes to boost farm loan delivery uniformly across regions.<br /><br />The internal group led by deputy governor Mahesh Kumar Jain has called for replacement of interest subvention by direct cash transfer with an overall limit of Rs 3 lakh per farmer, and suggested setting up of a credit guarantee fund to encourage banks to step up lending.<br /><br />The group is also in favour of revising the sub-target for small and marginal farmers to 10% from the existing 8% of adjusted net bank credit with a roadmap of two years.<br /><br />&ldquo;The sector still faces challenges such as lack of capital formation, regional disparity, dependence of farmers on non-institutional sources of credit at significantly higher rates, non-realization of the fair price for agricultural produce causing farmers&rsquo; distress and farm loan waivers impacting credit culture and weakening state finances,&rdquo; Jain said.<br /><br />The credit guarantee fund can be set up by the government on the lines of credit guarantee schemes implemented in the MSME sector, the report said.<br /><br />&ldquo;Government of India and state governments should undertake a holistic review of the agricultural policies and their implementation, as well as evaluate the effectiveness of current subsidy policies with regard to agri inputs and credit in a manner which will improve the overall viability of agriculture in a sustainable manner. In view of the above stated, loan waivers should be avoided,&rdquo; the committee said in its report which was made public Friday. <br /><br />Please <a href="https://economictimes.indiatimes.com/news/economy/agriculture/rbi-panel-questions-efficacy-of-populists-schemes-for-farmers-in-favour-of-more-structural-changes/articleshow/71116806.cms" title="https://economictimes.indiatimes.com/news/economy/agriculture/rbi-panel-questions-efficacy-of-populists-schemes-for-farmers-in-favour-of-more-structural-changes/articleshow/71116806.cms">click here</a> to read more. <br /></div>               </font>
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&lt;em&gt;The group is also in favour of revising the sub-target for small and marginal farmers to 10% from the existing 8% of adjusted net bank credit with a roadmap of two years.&lt;br /&gt;
&lt;br /&gt;
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&lt;br /&gt;
The internal group led by deputy governor Mahesh Kumar Jain has called for replacement of interest subvention by direct cash transfer with an overall limit of Rs 3 lakh per farmer, and suggested setting up of a credit guarantee fund to encourage banks to step up lending.&lt;br /&gt;
&lt;br /&gt;
The group is also in favour of revising the sub-target for small and marginal farmers to 10% from the existing 8% of adjusted net bank credit with a roadmap of two years.&lt;br /&gt;
&lt;br /&gt;
&amp;ldquo;The sector still faces challenges such as lack of capital formation, regional disparity, dependence of farmers on non-institutional sources of credit at significantly higher rates, non-realization of the fair price for agricultural produce causing farmers&amp;rsquo; distress and farm loan waivers impacting credit culture and weakening state finances,&amp;rdquo; Jain said.&lt;br /&gt;
&lt;br /&gt;
The credit guarantee fund can be set up by the government on the lines of credit guarantee schemes implemented in the MSME sector, the report said.&lt;br /&gt;
&lt;br /&gt;
&amp;ldquo;Government of India and state governments should undertake a holistic review of the agricultural policies and their implementation, as well as evaluate the effectiveness of current subsidy policies with regard to agri inputs and credit in a manner which will improve the overall viability of agriculture in a sustainable manner. In view of the above stated, loan waivers should be avoided,&amp;rdquo; the committee said in its report which was made public Friday. &lt;br /&gt;
&lt;br /&gt;
Please &lt;a href=&quot;https://economictimes.indiatimes.com/news/economy/agriculture/rbi-panel-questions-efficacy-of-populists-schemes-for-farmers-in-favour-of-more-structural-changes/articleshow/71116806.cms&quot;&gt;click here&lt;/a&gt; to read more. &lt;br /&gt;
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-The Economic Times

The group is also in favour of revising the sub-target for small and marginal farmers to 10% from the existing 8% of adjusted net bank credit with a roadmap of two years.

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	&#039;disp&#039; =&gt; &#039;&lt;div align=&quot;justify&quot;&gt;-The Economic Times&lt;br /&gt;&lt;br /&gt;&lt;em&gt;The group is also in favour of revising the sub-target for small and marginal farmers to 10% from the existing 8% of adjusted net bank credit with a roadmap of two years.&lt;br /&gt;&lt;br /&gt;KOLKATA: &lt;/em&gt;A &lt;a href=&quot;https://im4change.in/siteadmin/tinymce/uploaded/Report of the Internal Working Group to Review Agricultural Credit September 2019.PDF&quot; title=&quot;Report of the Internal Working Group to Review Agricultural Credit September 2019&quot; title=&quot;https://im4change.in/siteadmin/tinymce/uploaded/Report of the Internal Working Group to Review Agricultural Credit September 2019.PDF&quot; title=&quot;Report of the Internal Working Group to Review Agricultural Credit September 2019&quot;&gt;Reserve Bank of India working group&lt;/a&gt; on agricultural credit has questioned the efficacy of populist measures such as debt waiver and interest subsidy on crop loans, while suggesting a slew of structural changes to boost farm loan delivery uniformly across regions.&lt;br /&gt;&lt;br /&gt;The internal group led by deputy governor Mahesh Kumar Jain has called for replacement of interest subvention by direct cash transfer with an overall limit of Rs 3 lakh per farmer, and suggested setting up of a credit guarantee fund to encourage banks to step up lending.&lt;br /&gt;&lt;br /&gt;The group is also in favour of revising the sub-target for small and marginal farmers to 10% from the existing 8% of adjusted net bank credit with a roadmap of two years.&lt;br /&gt;&lt;br /&gt;&amp;ldquo;The sector still faces challenges such as lack of capital formation, regional disparity, dependence of farmers on non-institutional sources of credit at significantly higher rates, non-realization of the fair price for agricultural produce causing farmers&amp;rsquo; distress and farm loan waivers impacting credit culture and weakening state finances,&amp;rdquo; Jain said.&lt;br /&gt;&lt;br /&gt;The credit guarantee fund can be set up by the government on the lines of credit guarantee schemes implemented in the MSME sector, the report said.&lt;br /&gt;&lt;br /&gt;&amp;ldquo;Government of India and state governments should undertake a holistic review of the agricultural policies and their implementation, as well as evaluate the effectiveness of current subsidy policies with regard to agri inputs and credit in a manner which will improve the overall viability of agriculture in a sustainable manner. In view of the above stated, loan waivers should be avoided,&amp;rdquo; the committee said in its report which was made public Friday. &lt;br /&gt;&lt;br /&gt;Please &lt;a href=&quot;https://economictimes.indiatimes.com/news/economy/agriculture/rbi-panel-questions-efficacy-of-populists-schemes-for-farmers-in-favour-of-more-structural-changes/articleshow/71116806.cms&quot; title=&quot;https://economictimes.indiatimes.com/news/economy/agriculture/rbi-panel-questions-efficacy-of-populists-schemes-for-farmers-in-favour-of-more-structural-changes/articleshow/71116806.cms&quot;&gt;click here&lt;/a&gt; to read more. &lt;br /&gt;&lt;/div&gt;&#039;,
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-The Economic Times&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;The group is also in favour of revising the sub-target for small and marginal farmers to 10% from the existing 8% of adjusted net bank credit with a roadmap of two years.&lt;br /&gt;
&lt;br /&gt;
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&lt;br /&gt;
The internal group led by deputy governor Mahesh Kumar Jain has called for replacement of interest subvention by direct cash transfer with an overall limit of Rs 3 lakh per farmer, and suggested setting up of a credit guarantee fund to encourage banks to step up lending.&lt;br /&gt;
&lt;br /&gt;
The group is also in favour of revising the sub-target for small and marginal farmers to 10% from the existing 8% of adjusted net bank credit with a roadmap of two years.&lt;br /&gt;
&lt;br /&gt;
&amp;ldquo;The sector still faces challenges such as lack of capital formation, regional disparity, dependence of farmers on non-institutional sources of credit at significantly higher rates, non-realization of the fair price for agricultural produce causing farmers&amp;rsquo; distress and farm loan waivers impacting credit culture and weakening state finances,&amp;rdquo; Jain said.&lt;br /&gt;
&lt;br /&gt;
The credit guarantee fund can be set up by the government on the lines of credit guarantee schemes implemented in the MSME sector, the report said.&lt;br /&gt;
&lt;br /&gt;
&amp;ldquo;Government of India and state governments should undertake a holistic review of the agricultural policies and their implementation, as well as evaluate the effectiveness of current subsidy policies with regard to agri inputs and credit in a manner which will improve the overall viability of agriculture in a sustainable manner. In view of the above stated, loan waivers should be avoided,&amp;rdquo; the committee said in its report which was made public Friday. &lt;br /&gt;
&lt;br /&gt;
Please &lt;a href=&quot;https://economictimes.indiatimes.com/news/economy/agriculture/rbi-panel-questions-efficacy-of-populists-schemes-for-farmers-in-favour-of-more-structural-changes/articleshow/71116806.cms&quot;&gt;click here&lt;/a&gt; to read more. &lt;br /&gt;
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-The Economic Times

The group is also in favour of revising the sub-target for small and marginal farmers to 10% from the existing 8% of adjusted net bank credit with a roadmap of two years.

KOLKATA: A Reserve Bank of India working...&#039;
$disp = &#039;&lt;div align=&quot;justify&quot;&gt;-The Economic Times&lt;br /&gt;&lt;br /&gt;&lt;em&gt;The group is also in favour of revising the sub-target for small and marginal farmers to 10% from the existing 8% of adjusted net bank credit with a roadmap of two years.&lt;br /&gt;&lt;br /&gt;KOLKATA: &lt;/em&gt;A &lt;a href=&quot;https://im4change.in/siteadmin/tinymce/uploaded/Report of the Internal Working Group to Review Agricultural Credit September 2019.PDF&quot; title=&quot;Report of the Internal Working Group to Review Agricultural Credit September 2019&quot; title=&quot;https://im4change.in/siteadmin/tinymce/uploaded/Report of the Internal Working Group to Review Agricultural Credit September 2019.PDF&quot; title=&quot;Report of the Internal Working Group to Review Agricultural Credit September 2019&quot;&gt;Reserve Bank of India working group&lt;/a&gt; on agricultural credit has questioned the efficacy of populist measures such as debt waiver and interest subsidy on crop loans, while suggesting a slew of structural changes to boost farm loan delivery uniformly across regions.&lt;br /&gt;&lt;br /&gt;The internal group led by deputy governor Mahesh Kumar Jain has called for replacement of interest subvention by direct cash transfer with an overall limit of Rs 3 lakh per farmer, and suggested setting up of a credit guarantee fund to encourage banks to step up lending.&lt;br /&gt;&lt;br /&gt;The group is also in favour of revising the sub-target for small and marginal farmers to 10% from the existing 8% of adjusted net bank credit with a roadmap of two years.&lt;br /&gt;&lt;br /&gt;&amp;ldquo;The sector still faces challenges such as lack of capital formation, regional disparity, dependence of farmers on non-institutional sources of credit at significantly higher rates, non-realization of the fair price for agricultural produce causing farmers&amp;rsquo; distress and farm loan waivers impacting credit culture and weakening state finances,&amp;rdquo; Jain said.&lt;br /&gt;&lt;br /&gt;The credit guarantee fund can be set up by the government on the lines of credit guarantee schemes implemented in the MSME sector, the report said.&lt;br /&gt;&lt;br /&gt;&amp;ldquo;Government of India and state governments should undertake a holistic review of the agricultural policies and their implementation, as well as evaluate the effectiveness of current subsidy policies with regard to agri inputs and credit in a manner which will improve the overall viability of agriculture in a sustainable manner. In view of the above stated, loan waivers should be avoided,&amp;rdquo; the committee said in its report which was made public Friday. &lt;br /&gt;&lt;br /&gt;Please &lt;a href=&quot;https://economictimes.indiatimes.com/news/economy/agriculture/rbi-panel-questions-efficacy-of-populists-schemes-for-farmers-in-favour-of-more-structural-changes/articleshow/71116806.cms&quot; title=&quot;https://economictimes.indiatimes.com/news/economy/agriculture/rbi-panel-questions-efficacy-of-populists-schemes-for-farmers-in-favour-of-more-structural-changes/articleshow/71116806.cms&quot;&gt;click here&lt;/a&gt; to read more. &lt;br /&gt;&lt;/div&gt;&#039;
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-The Economic Times

The group is also in favour of revising the sub-target for small and marginal farmers to 10% from the existing 8% of adjusted net bank credit with a roadmap of two years.

KOLKATA: A Reserve Bank of India working..."/>
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                <strong>RBI panel questions efficacy of populists schemes for farmers, in favour of more structural changes -Atmadip Ray</strong></h1>
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                <div align="justify">-The Economic Times<br /><br /><em>The group is also in favour of revising the sub-target for small and marginal farmers to 10% from the existing 8% of adjusted net bank credit with a roadmap of two years.<br /><br />KOLKATA: </em>A <a href="https://im4change.in/siteadmin/tinymce/uploaded/Report of the Internal Working Group to Review Agricultural Credit September 2019.PDF" title="Report of the Internal Working Group to Review Agricultural Credit September 2019" title="https://im4change.in/siteadmin/tinymce/uploaded/Report of the Internal Working Group to Review Agricultural Credit September 2019.PDF" title="Report of the Internal Working Group to Review Agricultural Credit September 2019">Reserve Bank of India working group</a> on agricultural credit has questioned the efficacy of populist measures such as debt waiver and interest subsidy on crop loans, while suggesting a slew of structural changes to boost farm loan delivery uniformly across regions.<br /><br />The internal group led by deputy governor Mahesh Kumar Jain has called for replacement of interest subvention by direct cash transfer with an overall limit of Rs 3 lakh per farmer, and suggested setting up of a credit guarantee fund to encourage banks to step up lending.<br /><br />The group is also in favour of revising the sub-target for small and marginal farmers to 10% from the existing 8% of adjusted net bank credit with a roadmap of two years.<br /><br />&ldquo;The sector still faces challenges such as lack of capital formation, regional disparity, dependence of farmers on non-institutional sources of credit at significantly higher rates, non-realization of the fair price for agricultural produce causing farmers&rsquo; distress and farm loan waivers impacting credit culture and weakening state finances,&rdquo; Jain said.<br /><br />The credit guarantee fund can be set up by the government on the lines of credit guarantee schemes implemented in the MSME sector, the report said.<br /><br />&ldquo;Government of India and state governments should undertake a holistic review of the agricultural policies and their implementation, as well as evaluate the effectiveness of current subsidy policies with regard to agri inputs and credit in a manner which will improve the overall viability of agriculture in a sustainable manner. In view of the above stated, loan waivers should be avoided,&rdquo; the committee said in its report which was made public Friday. <br /><br />Please <a href="https://economictimes.indiatimes.com/news/economy/agriculture/rbi-panel-questions-efficacy-of-populists-schemes-for-farmers-in-favour-of-more-structural-changes/articleshow/71116806.cms" title="https://economictimes.indiatimes.com/news/economy/agriculture/rbi-panel-questions-efficacy-of-populists-schemes-for-farmers-in-favour-of-more-structural-changes/articleshow/71116806.cms">click here</a> to read more. <br /></div>               </font>
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-The Economic Times<br />
<br />
<em>The group is also in favour of revising the sub-target for small and marginal farmers to 10% from the existing 8% of adjusted net bank credit with a roadmap of two years.<br />
<br />
KOLKATA: </em>A <a href="tinymce/uploaded/Report of the Internal Working Group to Review Agricultural Credit September 2019.PDF" title="Report of the Internal Working Group to Review Agricultural Credit September 2019">Reserve Bank of India working group</a> on agricultural credit has questioned the efficacy of populist measures such as debt waiver and interest subsidy on crop loans, while suggesting a slew of structural changes to boost farm loan delivery uniformly across regions.<br />
<br />
The internal group led by deputy governor Mahesh Kumar Jain has called for replacement of interest subvention by direct cash transfer with an overall limit of Rs 3 lakh per farmer, and suggested setting up of a credit guarantee fund to encourage banks to step up lending.<br />
<br />
The group is also in favour of revising the sub-target for small and marginal farmers to 10% from the existing 8% of adjusted net bank credit with a roadmap of two years.<br />
<br />
&ldquo;The sector still faces challenges such as lack of capital formation, regional disparity, dependence of farmers on non-institutional sources of credit at significantly higher rates, non-realization of the fair price for agricultural produce causing farmers&rsquo; distress and farm loan waivers impacting credit culture and weakening state finances,&rdquo; Jain said.<br />
<br />
The credit guarantee fund can be set up by the government on the lines of credit guarantee schemes implemented in the MSME sector, the report said.<br />
<br />
&ldquo;Government of India and state governments should undertake a holistic review of the agricultural policies and their implementation, as well as evaluate the effectiveness of current subsidy policies with regard to agri inputs and credit in a manner which will improve the overall viability of agriculture in a sustainable manner. In view of the above stated, loan waivers should be avoided,&rdquo; the committee said in its report which was made public Friday. <br />
<br />
Please <a href="https://economictimes.indiatimes.com/news/economy/agriculture/rbi-panel-questions-efficacy-of-populists-schemes-for-farmers-in-favour-of-more-structural-changes/articleshow/71116806.cms">click here</a> to read more. <br />
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The group is also in favour of revising the sub-target for small and marginal farmers to 10% from the existing 8% of adjusted net bank credit with a roadmap of two years.

KOLKATA: A Reserve Bank of India working...',
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-The Economic Times<br />
<br />
<em>The group is also in favour of revising the sub-target for small and marginal farmers to 10% from the existing 8% of adjusted net bank credit with a roadmap of two years.<br />
<br />
KOLKATA: </em>A <a href="tinymce/uploaded/Report of the Internal Working Group to Review Agricultural Credit September 2019.PDF" title="Report of the Internal Working Group to Review Agricultural Credit September 2019">Reserve Bank of India working group</a> on agricultural credit has questioned the efficacy of populist measures such as debt waiver and interest subsidy on crop loans, while suggesting a slew of structural changes to boost farm loan delivery uniformly across regions.<br />
<br />
The internal group led by deputy governor Mahesh Kumar Jain has called for replacement of interest subvention by direct cash transfer with an overall limit of Rs 3 lakh per farmer, and suggested setting up of a credit guarantee fund to encourage banks to step up lending.<br />
<br />
The group is also in favour of revising the sub-target for small and marginal farmers to 10% from the existing 8% of adjusted net bank credit with a roadmap of two years.<br />
<br />
&ldquo;The sector still faces challenges such as lack of capital formation, regional disparity, dependence of farmers on non-institutional sources of credit at significantly higher rates, non-realization of the fair price for agricultural produce causing farmers&rsquo; distress and farm loan waivers impacting credit culture and weakening state finances,&rdquo; Jain said.<br />
<br />
The credit guarantee fund can be set up by the government on the lines of credit guarantee schemes implemented in the MSME sector, the report said.<br />
<br />
&ldquo;Government of India and state governments should undertake a holistic review of the agricultural policies and their implementation, as well as evaluate the effectiveness of current subsidy policies with regard to agri inputs and credit in a manner which will improve the overall viability of agriculture in a sustainable manner. In view of the above stated, loan waivers should be avoided,&rdquo; the committee said in its report which was made public Friday. <br />
<br />
Please <a href="https://economictimes.indiatimes.com/news/economy/agriculture/rbi-panel-questions-efficacy-of-populists-schemes-for-farmers-in-favour-of-more-structural-changes/articleshow/71116806.cms">click here</a> to read more. <br />
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$articleid = (int) 39913
$metaTitle = 'LATEST NEWS UPDATES | RBI panel questions efficacy of populists schemes for farmers, in favour of more structural changes -Atmadip Ray'
$metaKeywords = 'Debt Relief,debt waiver scheme,Farm Credit,Farm Loan Waiver,Farm Loans,Agricultural Credit,Agricultural loans,RBI,Reserve Bank of India'
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-The Economic Times

The group is also in favour of revising the sub-target for small and marginal farmers to 10% from the existing 8% of adjusted net bank credit with a roadmap of two years.

KOLKATA: A Reserve Bank of India working...'
$disp = '<div align="justify">-The Economic Times<br /><br /><em>The group is also in favour of revising the sub-target for small and marginal farmers to 10% from the existing 8% of adjusted net bank credit with a roadmap of two years.<br /><br />KOLKATA: </em>A <a href="https://im4change.in/siteadmin/tinymce/uploaded/Report of the Internal Working Group to Review Agricultural Credit September 2019.PDF" title="Report of the Internal Working Group to Review Agricultural Credit September 2019" title="https://im4change.in/siteadmin/tinymce/uploaded/Report of the Internal Working Group to Review Agricultural Credit September 2019.PDF" title="Report of the Internal Working Group to Review Agricultural Credit September 2019">Reserve Bank of India working group</a> on agricultural credit has questioned the efficacy of populist measures such as debt waiver and interest subsidy on crop loans, while suggesting a slew of structural changes to boost farm loan delivery uniformly across regions.<br /><br />The internal group led by deputy governor Mahesh Kumar Jain has called for replacement of interest subvention by direct cash transfer with an overall limit of Rs 3 lakh per farmer, and suggested setting up of a credit guarantee fund to encourage banks to step up lending.<br /><br />The group is also in favour of revising the sub-target for small and marginal farmers to 10% from the existing 8% of adjusted net bank credit with a roadmap of two years.<br /><br />&ldquo;The sector still faces challenges such as lack of capital formation, regional disparity, dependence of farmers on non-institutional sources of credit at significantly higher rates, non-realization of the fair price for agricultural produce causing farmers&rsquo; distress and farm loan waivers impacting credit culture and weakening state finances,&rdquo; Jain said.<br /><br />The credit guarantee fund can be set up by the government on the lines of credit guarantee schemes implemented in the MSME sector, the report said.<br /><br />&ldquo;Government of India and state governments should undertake a holistic review of the agricultural policies and their implementation, as well as evaluate the effectiveness of current subsidy policies with regard to agri inputs and credit in a manner which will improve the overall viability of agriculture in a sustainable manner. In view of the above stated, loan waivers should be avoided,&rdquo; the committee said in its report which was made public Friday. <br /><br />Please <a href="https://economictimes.indiatimes.com/news/economy/agriculture/rbi-panel-questions-efficacy-of-populists-schemes-for-farmers-in-favour-of-more-structural-changes/articleshow/71116806.cms" title="https://economictimes.indiatimes.com/news/economy/agriculture/rbi-panel-questions-efficacy-of-populists-schemes-for-farmers-in-favour-of-more-structural-changes/articleshow/71116806.cms">click here</a> to read more. <br /></div>'
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RBI panel questions efficacy of populists schemes for farmers, in favour of more structural changes -Atmadip Ray

-The Economic Times The group is also in favour of revising the sub-target for small and marginal farmers to 10% from the existing 8% of adjusted net bank credit with a roadmap of two years. KOLKATA: A Reserve Bank of India working group on agricultural credit has questioned the efficacy of populist measures such as debt waiver and interest subsidy on crop loans, while suggesting a slew of structural changes to boost farm loan delivery uniformly across regions. The internal group led by deputy governor Mahesh Kumar Jain has called for replacement of interest subvention by direct cash transfer with an overall limit of Rs 3 lakh per farmer, and suggested setting up of a credit guarantee fund to encourage banks to step up lending. The group is also in favour of revising the sub-target for small and marginal farmers to 10% from the existing 8% of adjusted net bank credit with a roadmap of two years. “The sector still faces challenges such as lack of capital formation, regional disparity, dependence of farmers on non-institutional sources of credit at significantly higher rates, non-realization of the fair price for agricultural produce causing farmers’ distress and farm loan waivers impacting credit culture and weakening state finances,” Jain said. The credit guarantee fund can be set up by the government on the lines of credit guarantee schemes implemented in the MSME sector, the report said. “Government of India and state governments should undertake a holistic review of the agricultural policies and their implementation, as well as evaluate the effectiveness of current subsidy policies with regard to agri inputs and credit in a manner which will improve the overall viability of agriculture in a sustainable manner. In view of the above stated, loan waivers should be avoided,” the committee said in its report which was made public Friday. Please click here to read more.