Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 73
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::printArticle() - APP/Controller/ArtileDetailController.php, line 73
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Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120
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Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
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Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
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Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 74
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::printArticle() - APP/Controller/ArtileDetailController.php, line 74
Cake\Controller\Controller::invokeAction() - CORE/src/Controller/Controller.php, line 610
Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120
Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94
Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\AssetMiddleware::__invoke() - CORE/src/Routing/Middleware/AssetMiddleware.php, line 88
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Warning (512): Unable to emit headers. Headers sent in file=/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Error/Debugger.php line=853 [CORE/src/Http/ResponseEmitter.php, line 48]
Code Context
            if (Configure::read('debug')) {

                trigger_error($message, E_USER_WARNING);

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</span></span></code>
<span class="code-highlight"><code><span style="color: #000000">&nbsp;&nbsp;&nbsp;&nbsp;&lt;link&nbsp;rel="canonical"&nbsp;href="<span style="color: #0000BB">&lt;?php&nbsp;</span><span style="color: #007700">echo&nbsp;</span><span style="color: #0000BB">Configure</span><span style="color: #007700">::</span><span style="color: #0000BB">read</span><span style="color: #007700">(</span><span style="color: #DD0000">'SITE_URL'</span><span style="color: #007700">);&nbsp;</span><span style="color: #0000BB">?&gt;&lt;?php&nbsp;</span><span style="color: #007700">echo&nbsp;</span><span style="color: #0000BB">$urlPrefix</span><span style="color: #007700">;</span><span style="color: #0000BB">?&gt;&lt;?php&nbsp;</span><span style="color: #007700">echo&nbsp;</span><span style="color: #0000BB">$article_current</span><span style="color: #007700">-&gt;</span><span style="color: #0000BB">category</span><span style="color: #007700">-&gt;</span><span style="color: #0000BB">slug</span><span style="color: #007700">;&nbsp;</span><span style="color: #0000BB">?&gt;</span>/<span style="color: #0000BB">&lt;?php&nbsp;</span><span style="color: #007700">echo&nbsp;</span><span style="color: #0000BB">$article_current</span><span style="color: #007700">-&gt;</span><span style="color: #0000BB">seo_url</span><span style="color: #007700">;&nbsp;</span><span style="color: #0000BB">?&gt;</span>.html"/&gt;
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Tamil Nadu has become the second largest state after Andhra Pradesh in the self-help group (SHG)-bank linkage programme launched by the National Bank for Agriculture and Rural Development (Nabard).&lt;br /&gt;
&lt;br /&gt;
In the state, 209,197 SHGs were credit linked with a financial assistance of Rs 2,791.65 crore in 2009-10, taking the cumulative number of SHGs credit linked to 852,791 (including repeat doses) with a bank loan of Rs 9,394.70 crore.&lt;br /&gt;
&lt;br /&gt;
Nabard said that a pilot project on SHG-Post Office linkage was successful and that an additional revolving fund assistance (RFA) of Rs 2 crore has been sanctioned to the department of Posts for lending to SHGs.&lt;br /&gt;
&lt;br /&gt;
Most banks were lending to Microfinance Institutions (MFIs) for expanding their SHG portfolio, since MFIs provide faster financial access to the SHG clientele with cheaper delivery costs.&lt;br /&gt;
&lt;br /&gt;
Nabard estimates that more than 1,500 NGOs are involved in SHG-bank linkage programme. The programme should now focus on its sustainability by encouraging promotion of micro enterprises and activity-based groups and SHG federations among mature SHGs.&lt;br /&gt;
&lt;br /&gt;
It recommends special training programmes for skill development / skill upgradation for SHGs to equip them to set up micro enterprises. This would help correct the regional imbalance or uneven growth in various districts and to ensure comprehensive coverage of the entire rural poor under the SHG fold, it said.&lt;br /&gt;
&lt;br /&gt;
In areas where bank linkage is weak or non-existent, it said bulk lending or RFA to MFIs or NGOs was being considered. RFA to the tune of Rs424.60 lakh (cumulative) has been sanctioned to 10 agencies in Tamil Nadu so far. The amount released and outstanding as of October 2009 was Rs 4.23 crore and Rs 2.32 crore respectively.&lt;br /&gt;
&lt;br /&gt;
Nabard has also raised concerns on the rising non-performing assets (NPAs) caused by declining recoveries. A study conducted by it, across five districts in Tamil Nadu, attributed the NPAs to non-adherence to the basic tenets of SHGs, various waiver schemes, special concession offered to government-sponsored SHGs and expectation of waiver by SHGs.&lt;br /&gt;
&lt;br /&gt;
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Tamil Nadu has become the second largest state after Andhra Pradesh in the self-help group (SHG)-bank linkage programme launched by the National Bank for Agriculture and Rural Development (Nabard).&lt;br /&gt;
&lt;br /&gt;
In the state, 209,197 SHGs were credit linked with a financial assistance of Rs 2,791.65 crore in 2009-10, taking the cumulative number of SHGs credit linked to 852,791 (including repeat doses) with a bank loan of Rs 9,394.70 crore.&lt;br /&gt;
&lt;br /&gt;
Nabard said that a pilot project on SHG-Post Office linkage was successful and that an additional revolving fund assistance (RFA) of Rs 2 crore has been sanctioned to the department of Posts for lending to SHGs.&lt;br /&gt;
&lt;br /&gt;
Most banks were lending to Microfinance Institutions (MFIs) for expanding their SHG portfolio, since MFIs provide faster financial access to the SHG clientele with cheaper delivery costs.&lt;br /&gt;
&lt;br /&gt;
Nabard estimates that more than 1,500 NGOs are involved in SHG-bank linkage programme. The programme should now focus on its sustainability by encouraging promotion of micro enterprises and activity-based groups and SHG federations among mature SHGs.&lt;br /&gt;
&lt;br /&gt;
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&lt;br /&gt;
In areas where bank linkage is weak or non-existent, it said bulk lending or RFA to MFIs or NGOs was being considered. RFA to the tune of Rs424.60 lakh (cumulative) has been sanctioned to 10 agencies in Tamil Nadu so far. The amount released and outstanding as of October 2009 was Rs 4.23 crore and Rs 2.32 crore respectively.&lt;br /&gt;
&lt;br /&gt;
Nabard has also raised concerns on the rising non-performing assets (NPAs) caused by declining recoveries. A study conducted by it, across five districts in Tamil Nadu, attributed the NPAs to non-adherence to the basic tenets of SHGs, various waiver schemes, special concession offered to government-sponsored SHGs and expectation of waiver by SHGs.&lt;br /&gt;
&lt;br /&gt;
&lt;/div&gt;&#039;,
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Tamil Nadu has become the second largest state after Andhra Pradesh in the self-help group (SHG)-bank linkage programme launched by the National Bank for Agriculture and Rural Development (Nabard).

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Tamil Nadu has become the second largest state after Andhra Pradesh in the self-help group (SHG)-bank linkage programme launched by the National Bank for Agriculture and Rural Development (Nabard).

In the state, 209,197 SHGs were credit linked with a financial assistance..."/>
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                <strong>SHG-bank linkage in Tamil Nadu second after AP by TE Narasimhan</strong></h1>
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                <br /><div align="justify">Tamil Nadu has become the second largest state after Andhra Pradesh in the self-help group (SHG)-bank linkage programme launched by the National Bank for Agriculture and Rural Development (Nabard).<br /><br />In the state, 209,197 SHGs were credit linked with a financial assistance of Rs 2,791.65 crore in 2009-10, taking the cumulative number of SHGs credit linked to 852,791 (including repeat doses) with a bank loan of Rs 9,394.70 crore.<br /><br />Nabard said that a pilot project on SHG-Post Office linkage was successful and that an additional revolving fund assistance (RFA) of Rs 2 crore has been sanctioned to the department of Posts for lending to SHGs.<br /><br />Most banks were lending to Microfinance Institutions (MFIs) for expanding their SHG portfolio, since MFIs provide faster financial access to the SHG clientele with cheaper delivery costs.<br /><br />Nabard estimates that more than 1,500 NGOs are involved in SHG-bank linkage programme. The programme should now focus on its sustainability by encouraging promotion of micro enterprises and activity-based groups and SHG federations among mature SHGs.<br /><br />It recommends special training programmes for skill development / skill upgradation for SHGs to equip them to set up micro enterprises. This would help correct the regional imbalance or uneven growth in various districts and to ensure comprehensive coverage of the entire rural poor under the SHG fold, it said.<br /><br />In areas where bank linkage is weak or non-existent, it said bulk lending or RFA to MFIs or NGOs was being considered. RFA to the tune of Rs424.60 lakh (cumulative) has been sanctioned to 10 agencies in Tamil Nadu so far. The amount released and outstanding as of October 2009 was Rs 4.23 crore and Rs 2.32 crore respectively.<br /><br />Nabard has also raised concerns on the rising non-performing assets (NPAs) caused by declining recoveries. A study conducted by it, across five districts in Tamil Nadu, attributed the NPAs to non-adherence to the basic tenets of SHGs, various waiver schemes, special concession offered to government-sponsored SHGs and expectation of waiver by SHGs.<br /><br /></div>               </font>
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    <link rel="canonical" href="https://im4change.in/<pre class="cake-error"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr6800e9d906e70-trace').style.display = (document.getElementById('cakeErr6800e9d906e70-trace').style.display == 'none' ? '' : 'none');"><b>Notice</b> (8)</a>: Undefined variable: urlPrefix [<b>APP/Template/Layout/printlayout.ctp</b>, line <b>8</b>]<div id="cakeErr6800e9d906e70-trace" class="cake-stack-trace" style="display: none;"><a href="javascript:void(0);" onclick="document.getElementById('cakeErr6800e9d906e70-code').style.display = (document.getElementById('cakeErr6800e9d906e70-code').style.display == 'none' ? '' : 'none')">Code</a> <a href="javascript:void(0);" onclick="document.getElementById('cakeErr6800e9d906e70-context').style.display = (document.getElementById('cakeErr6800e9d906e70-context').style.display == 'none' ? '' : 'none')">Context</a><pre id="cakeErr6800e9d906e70-code" class="cake-code-dump" style="display: none;"><code><span style="color: #000000"><span style="color: #0000BB"></span><span style="color: #007700">&lt;</span><span style="color: #0000BB">head</span><span style="color: #007700">&gt;
</span></span></code>
<span class="code-highlight"><code><span style="color: #000000">&nbsp;&nbsp;&nbsp;&nbsp;&lt;link&nbsp;rel="canonical"&nbsp;href="<span style="color: #0000BB">&lt;?php&nbsp;</span><span style="color: #007700">echo&nbsp;</span><span style="color: #0000BB">Configure</span><span style="color: #007700">::</span><span style="color: #0000BB">read</span><span style="color: #007700">(</span><span style="color: #DD0000">'SITE_URL'</span><span style="color: #007700">);&nbsp;</span><span style="color: #0000BB">?&gt;&lt;?php&nbsp;</span><span style="color: #007700">echo&nbsp;</span><span style="color: #0000BB">$urlPrefix</span><span style="color: #007700">;</span><span style="color: #0000BB">?&gt;&lt;?php&nbsp;</span><span style="color: #007700">echo&nbsp;</span><span style="color: #0000BB">$article_current</span><span style="color: #007700">-&gt;</span><span style="color: #0000BB">category</span><span style="color: #007700">-&gt;</span><span style="color: #0000BB">slug</span><span style="color: #007700">;&nbsp;</span><span style="color: #0000BB">?&gt;</span>/<span style="color: #0000BB">&lt;?php&nbsp;</span><span style="color: #007700">echo&nbsp;</span><span style="color: #0000BB">$article_current</span><span style="color: #007700">-&gt;</span><span style="color: #0000BB">seo_url</span><span style="color: #007700">;&nbsp;</span><span style="color: #0000BB">?&gt;</span>.html"/&gt;
</span></code></span>
<code><span style="color: #000000"><span style="color: #0000BB">&nbsp;&nbsp;&nbsp;&nbsp;</span><span style="color: #007700">&lt;</span><span style="color: #0000BB">meta&nbsp;http</span><span style="color: #007700">-</span><span style="color: #0000BB">equiv</span><span style="color: #007700">=</span><span style="color: #DD0000">"Content-Type"&nbsp;</span><span style="color: #0000BB">content</span><span style="color: #007700">=</span><span style="color: #DD0000">"text/html;&nbsp;charset=utf-8"</span><span style="color: #007700">/&gt;
</span></span></code></pre><pre id="cakeErr6800e9d906e70-context" class="cake-context" style="display: none;">$viewFile = &#039;/home/brlfuser/public_html/src/Template/Layout/printlayout.ctp&#039;
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&lt;div align=&quot;justify&quot;&gt;
Tamil Nadu has become the second largest state after Andhra Pradesh in the self-help group (SHG)-bank linkage programme launched by the National Bank for Agriculture and Rural Development (Nabard).&lt;br /&gt;
&lt;br /&gt;
In the state, 209,197 SHGs were credit linked with a financial assistance of Rs 2,791.65 crore in 2009-10, taking the cumulative number of SHGs credit linked to 852,791 (including repeat doses) with a bank loan of Rs 9,394.70 crore.&lt;br /&gt;
&lt;br /&gt;
Nabard said that a pilot project on SHG-Post Office linkage was successful and that an additional revolving fund assistance (RFA) of Rs 2 crore has been sanctioned to the department of Posts for lending to SHGs.&lt;br /&gt;
&lt;br /&gt;
Most banks were lending to Microfinance Institutions (MFIs) for expanding their SHG portfolio, since MFIs provide faster financial access to the SHG clientele with cheaper delivery costs.&lt;br /&gt;
&lt;br /&gt;
Nabard estimates that more than 1,500 NGOs are involved in SHG-bank linkage programme. The programme should now focus on its sustainability by encouraging promotion of micro enterprises and activity-based groups and SHG federations among mature SHGs.&lt;br /&gt;
&lt;br /&gt;
It recommends special training programmes for skill development / skill upgradation for SHGs to equip them to set up micro enterprises. This would help correct the regional imbalance or uneven growth in various districts and to ensure comprehensive coverage of the entire rural poor under the SHG fold, it said.&lt;br /&gt;
&lt;br /&gt;
In areas where bank linkage is weak or non-existent, it said bulk lending or RFA to MFIs or NGOs was being considered. RFA to the tune of Rs424.60 lakh (cumulative) has been sanctioned to 10 agencies in Tamil Nadu so far. The amount released and outstanding as of October 2009 was Rs 4.23 crore and Rs 2.32 crore respectively.&lt;br /&gt;
&lt;br /&gt;
Nabard has also raised concerns on the rising non-performing assets (NPAs) caused by declining recoveries. A study conducted by it, across five districts in Tamil Nadu, attributed the NPAs to non-adherence to the basic tenets of SHGs, various waiver schemes, special concession offered to government-sponsored SHGs and expectation of waiver by SHGs.&lt;br /&gt;
&lt;br /&gt;
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Tamil Nadu has become the second largest state after Andhra Pradesh in the self-help group (SHG)-bank linkage programme launched by the National Bank for Agriculture and Rural Development (Nabard).&lt;br /&gt;
&lt;br /&gt;
In the state, 209,197 SHGs were credit linked with a financial assistance of Rs 2,791.65 crore in 2009-10, taking the cumulative number of SHGs credit linked to 852,791 (including repeat doses) with a bank loan of Rs 9,394.70 crore.&lt;br /&gt;
&lt;br /&gt;
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&lt;br /&gt;
Most banks were lending to Microfinance Institutions (MFIs) for expanding their SHG portfolio, since MFIs provide faster financial access to the SHG clientele with cheaper delivery costs.&lt;br /&gt;
&lt;br /&gt;
Nabard estimates that more than 1,500 NGOs are involved in SHG-bank linkage programme. The programme should now focus on its sustainability by encouraging promotion of micro enterprises and activity-based groups and SHG federations among mature SHGs.&lt;br /&gt;
&lt;br /&gt;
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&lt;br /&gt;
In areas where bank linkage is weak or non-existent, it said bulk lending or RFA to MFIs or NGOs was being considered. RFA to the tune of Rs424.60 lakh (cumulative) has been sanctioned to 10 agencies in Tamil Nadu so far. The amount released and outstanding as of October 2009 was Rs 4.23 crore and Rs 2.32 crore respectively.&lt;br /&gt;
&lt;br /&gt;
Nabard has also raised concerns on the rising non-performing assets (NPAs) caused by declining recoveries. A study conducted by it, across five districts in Tamil Nadu, attributed the NPAs to non-adherence to the basic tenets of SHGs, various waiver schemes, special concession offered to government-sponsored SHGs and expectation of waiver by SHGs.&lt;br /&gt;
&lt;br /&gt;
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Tamil Nadu has become the second largest state after Andhra Pradesh in the self-help group (SHG)-bank linkage programme launched by the National Bank for Agriculture and Rural Development (Nabard).

In the state, 209,197 SHGs were credit linked with a financial assistance...&#039;
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Tamil Nadu has become the second largest state after Andhra Pradesh in the self-help group (SHG)-bank linkage programme launched by the National Bank for Agriculture and Rural Development (Nabard).

In the state, 209,197 SHGs were credit linked with a financial assistance..."/>
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                <strong>SHG-bank linkage in Tamil Nadu second after AP by TE Narasimhan</strong></h1>
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                <br /><div align="justify">Tamil Nadu has become the second largest state after Andhra Pradesh in the self-help group (SHG)-bank linkage programme launched by the National Bank for Agriculture and Rural Development (Nabard).<br /><br />In the state, 209,197 SHGs were credit linked with a financial assistance of Rs 2,791.65 crore in 2009-10, taking the cumulative number of SHGs credit linked to 852,791 (including repeat doses) with a bank loan of Rs 9,394.70 crore.<br /><br />Nabard said that a pilot project on SHG-Post Office linkage was successful and that an additional revolving fund assistance (RFA) of Rs 2 crore has been sanctioned to the department of Posts for lending to SHGs.<br /><br />Most banks were lending to Microfinance Institutions (MFIs) for expanding their SHG portfolio, since MFIs provide faster financial access to the SHG clientele with cheaper delivery costs.<br /><br />Nabard estimates that more than 1,500 NGOs are involved in SHG-bank linkage programme. The programme should now focus on its sustainability by encouraging promotion of micro enterprises and activity-based groups and SHG federations among mature SHGs.<br /><br />It recommends special training programmes for skill development / skill upgradation for SHGs to equip them to set up micro enterprises. This would help correct the regional imbalance or uneven growth in various districts and to ensure comprehensive coverage of the entire rural poor under the SHG fold, it said.<br /><br />In areas where bank linkage is weak or non-existent, it said bulk lending or RFA to MFIs or NGOs was being considered. RFA to the tune of Rs424.60 lakh (cumulative) has been sanctioned to 10 agencies in Tamil Nadu so far. The amount released and outstanding as of October 2009 was Rs 4.23 crore and Rs 2.32 crore respectively.<br /><br />Nabard has also raised concerns on the rising non-performing assets (NPAs) caused by declining recoveries. A study conducted by it, across five districts in Tamil Nadu, attributed the NPAs to non-adherence to the basic tenets of SHGs, various waiver schemes, special concession offered to government-sponsored SHGs and expectation of waiver by SHGs.<br /><br /></div>               </font>
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</span></span></code>
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Tamil Nadu has become the second largest state after Andhra Pradesh in the self-help group (SHG)-bank linkage programme launched by the National Bank for Agriculture and Rural Development (Nabard).&lt;br /&gt;
&lt;br /&gt;
In the state, 209,197 SHGs were credit linked with a financial assistance of Rs 2,791.65 crore in 2009-10, taking the cumulative number of SHGs credit linked to 852,791 (including repeat doses) with a bank loan of Rs 9,394.70 crore.&lt;br /&gt;
&lt;br /&gt;
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&lt;br /&gt;
Most banks were lending to Microfinance Institutions (MFIs) for expanding their SHG portfolio, since MFIs provide faster financial access to the SHG clientele with cheaper delivery costs.&lt;br /&gt;
&lt;br /&gt;
Nabard estimates that more than 1,500 NGOs are involved in SHG-bank linkage programme. The programme should now focus on its sustainability by encouraging promotion of micro enterprises and activity-based groups and SHG federations among mature SHGs.&lt;br /&gt;
&lt;br /&gt;
It recommends special training programmes for skill development / skill upgradation for SHGs to equip them to set up micro enterprises. This would help correct the regional imbalance or uneven growth in various districts and to ensure comprehensive coverage of the entire rural poor under the SHG fold, it said.&lt;br /&gt;
&lt;br /&gt;
In areas where bank linkage is weak or non-existent, it said bulk lending or RFA to MFIs or NGOs was being considered. RFA to the tune of Rs424.60 lakh (cumulative) has been sanctioned to 10 agencies in Tamil Nadu so far. The amount released and outstanding as of October 2009 was Rs 4.23 crore and Rs 2.32 crore respectively.&lt;br /&gt;
&lt;br /&gt;
Nabard has also raised concerns on the rising non-performing assets (NPAs) caused by declining recoveries. A study conducted by it, across five districts in Tamil Nadu, attributed the NPAs to non-adherence to the basic tenets of SHGs, various waiver schemes, special concession offered to government-sponsored SHGs and expectation of waiver by SHGs.&lt;br /&gt;
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&lt;br /&gt;
In the state, 209,197 SHGs were credit linked with a financial assistance of Rs 2,791.65 crore in 2009-10, taking the cumulative number of SHGs credit linked to 852,791 (including repeat doses) with a bank loan of Rs 9,394.70 crore.&lt;br /&gt;
&lt;br /&gt;
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&lt;br /&gt;
Most banks were lending to Microfinance Institutions (MFIs) for expanding their SHG portfolio, since MFIs provide faster financial access to the SHG clientele with cheaper delivery costs.&lt;br /&gt;
&lt;br /&gt;
Nabard estimates that more than 1,500 NGOs are involved in SHG-bank linkage programme. The programme should now focus on its sustainability by encouraging promotion of micro enterprises and activity-based groups and SHG federations among mature SHGs.&lt;br /&gt;
&lt;br /&gt;
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&lt;br /&gt;
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&lt;br /&gt;
Nabard has also raised concerns on the rising non-performing assets (NPAs) caused by declining recoveries. A study conducted by it, across five districts in Tamil Nadu, attributed the NPAs to non-adherence to the basic tenets of SHGs, various waiver schemes, special concession offered to government-sponsored SHGs and expectation of waiver by SHGs.&lt;br /&gt;
&lt;br /&gt;
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Tamil Nadu has become the second largest state after Andhra Pradesh in the self-help group (SHG)-bank linkage programme launched by the National Bank for Agriculture and Rural Development (Nabard).

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Tamil Nadu has become the second largest state after Andhra Pradesh in the self-help group (SHG)-bank linkage programme launched by the National Bank for Agriculture and Rural Development (Nabard).

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                <strong>SHG-bank linkage in Tamil Nadu second after AP by TE Narasimhan</strong></h1>
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                <br /><div align="justify">Tamil Nadu has become the second largest state after Andhra Pradesh in the self-help group (SHG)-bank linkage programme launched by the National Bank for Agriculture and Rural Development (Nabard).<br /><br />In the state, 209,197 SHGs were credit linked with a financial assistance of Rs 2,791.65 crore in 2009-10, taking the cumulative number of SHGs credit linked to 852,791 (including repeat doses) with a bank loan of Rs 9,394.70 crore.<br /><br />Nabard said that a pilot project on SHG-Post Office linkage was successful and that an additional revolving fund assistance (RFA) of Rs 2 crore has been sanctioned to the department of Posts for lending to SHGs.<br /><br />Most banks were lending to Microfinance Institutions (MFIs) for expanding their SHG portfolio, since MFIs provide faster financial access to the SHG clientele with cheaper delivery costs.<br /><br />Nabard estimates that more than 1,500 NGOs are involved in SHG-bank linkage programme. The programme should now focus on its sustainability by encouraging promotion of micro enterprises and activity-based groups and SHG federations among mature SHGs.<br /><br />It recommends special training programmes for skill development / skill upgradation for SHGs to equip them to set up micro enterprises. This would help correct the regional imbalance or uneven growth in various districts and to ensure comprehensive coverage of the entire rural poor under the SHG fold, it said.<br /><br />In areas where bank linkage is weak or non-existent, it said bulk lending or RFA to MFIs or NGOs was being considered. RFA to the tune of Rs424.60 lakh (cumulative) has been sanctioned to 10 agencies in Tamil Nadu so far. The amount released and outstanding as of October 2009 was Rs 4.23 crore and Rs 2.32 crore respectively.<br /><br />Nabard has also raised concerns on the rising non-performing assets (NPAs) caused by declining recoveries. A study conducted by it, across five districts in Tamil Nadu, attributed the NPAs to non-adherence to the basic tenets of SHGs, various waiver schemes, special concession offered to government-sponsored SHGs and expectation of waiver by SHGs.<br /><br /></div>               </font>
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Tamil Nadu has become the second largest state after Andhra Pradesh in the self-help group (SHG)-bank linkage programme launched by the National Bank for Agriculture and Rural Development (Nabard).<br />
<br />
In the state, 209,197 SHGs were credit linked with a financial assistance of Rs 2,791.65 crore in 2009-10, taking the cumulative number of SHGs credit linked to 852,791 (including repeat doses) with a bank loan of Rs 9,394.70 crore.<br />
<br />
Nabard said that a pilot project on SHG-Post Office linkage was successful and that an additional revolving fund assistance (RFA) of Rs 2 crore has been sanctioned to the department of Posts for lending to SHGs.<br />
<br />
Most banks were lending to Microfinance Institutions (MFIs) for expanding their SHG portfolio, since MFIs provide faster financial access to the SHG clientele with cheaper delivery costs.<br />
<br />
Nabard estimates that more than 1,500 NGOs are involved in SHG-bank linkage programme. The programme should now focus on its sustainability by encouraging promotion of micro enterprises and activity-based groups and SHG federations among mature SHGs.<br />
<br />
It recommends special training programmes for skill development / skill upgradation for SHGs to equip them to set up micro enterprises. This would help correct the regional imbalance or uneven growth in various districts and to ensure comprehensive coverage of the entire rural poor under the SHG fold, it said.<br />
<br />
In areas where bank linkage is weak or non-existent, it said bulk lending or RFA to MFIs or NGOs was being considered. RFA to the tune of Rs424.60 lakh (cumulative) has been sanctioned to 10 agencies in Tamil Nadu so far. The amount released and outstanding as of October 2009 was Rs 4.23 crore and Rs 2.32 crore respectively.<br />
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Nabard has also raised concerns on the rising non-performing assets (NPAs) caused by declining recoveries. A study conducted by it, across five districts in Tamil Nadu, attributed the NPAs to non-adherence to the basic tenets of SHGs, various waiver schemes, special concession offered to government-sponsored SHGs and expectation of waiver by SHGs.<br />
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Tamil Nadu has become the second largest state after Andhra Pradesh in the self-help group (SHG)-bank linkage programme launched by the National Bank for Agriculture and Rural Development (Nabard).<br />
<br />
In the state, 209,197 SHGs were credit linked with a financial assistance of Rs 2,791.65 crore in 2009-10, taking the cumulative number of SHGs credit linked to 852,791 (including repeat doses) with a bank loan of Rs 9,394.70 crore.<br />
<br />
Nabard said that a pilot project on SHG-Post Office linkage was successful and that an additional revolving fund assistance (RFA) of Rs 2 crore has been sanctioned to the department of Posts for lending to SHGs.<br />
<br />
Most banks were lending to Microfinance Institutions (MFIs) for expanding their SHG portfolio, since MFIs provide faster financial access to the SHG clientele with cheaper delivery costs.<br />
<br />
Nabard estimates that more than 1,500 NGOs are involved in SHG-bank linkage programme. The programme should now focus on its sustainability by encouraging promotion of micro enterprises and activity-based groups and SHG federations among mature SHGs.<br />
<br />
It recommends special training programmes for skill development / skill upgradation for SHGs to equip them to set up micro enterprises. This would help correct the regional imbalance or uneven growth in various districts and to ensure comprehensive coverage of the entire rural poor under the SHG fold, it said.<br />
<br />
In areas where bank linkage is weak or non-existent, it said bulk lending or RFA to MFIs or NGOs was being considered. RFA to the tune of Rs424.60 lakh (cumulative) has been sanctioned to 10 agencies in Tamil Nadu so far. The amount released and outstanding as of October 2009 was Rs 4.23 crore and Rs 2.32 crore respectively.<br />
<br />
Nabard has also raised concerns on the rising non-performing assets (NPAs) caused by declining recoveries. A study conducted by it, across five districts in Tamil Nadu, attributed the NPAs to non-adherence to the basic tenets of SHGs, various waiver schemes, special concession offered to government-sponsored SHGs and expectation of waiver by SHGs.<br />
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SHG-bank linkage in Tamil Nadu second after AP by TE Narasimhan

Tamil Nadu has become the second largest state after Andhra Pradesh in the self-help group (SHG)-bank linkage programme launched by the National Bank for Agriculture and Rural Development (Nabard). In the state, 209,197 SHGs were credit linked with a financial assistance of Rs 2,791.65 crore in 2009-10, taking the cumulative number of SHGs credit linked to 852,791 (including repeat doses) with a bank loan of Rs 9,394.70 crore. Nabard said that a pilot project on SHG-Post Office linkage was successful and that an additional revolving fund assistance (RFA) of Rs 2 crore has been sanctioned to the department of Posts for lending to SHGs. Most banks were lending to Microfinance Institutions (MFIs) for expanding their SHG portfolio, since MFIs provide faster financial access to the SHG clientele with cheaper delivery costs. Nabard estimates that more than 1,500 NGOs are involved in SHG-bank linkage programme. The programme should now focus on its sustainability by encouraging promotion of micro enterprises and activity-based groups and SHG federations among mature SHGs. It recommends special training programmes for skill development / skill upgradation for SHGs to equip them to set up micro enterprises. This would help correct the regional imbalance or uneven growth in various districts and to ensure comprehensive coverage of the entire rural poor under the SHG fold, it said. In areas where bank linkage is weak or non-existent, it said bulk lending or RFA to MFIs or NGOs was being considered. RFA to the tune of Rs424.60 lakh (cumulative) has been sanctioned to 10 agencies in Tamil Nadu so far. The amount released and outstanding as of October 2009 was Rs 4.23 crore and Rs 2.32 crore respectively. Nabard has also raised concerns on the rising non-performing assets (NPAs) caused by declining recoveries. A study conducted by it, across five districts in Tamil Nadu, attributed the NPAs to non-adherence to the basic tenets of SHGs, various waiver schemes, special concession offered to government-sponsored SHGs and expectation of waiver by SHGs.