Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 73
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::printArticle() - APP/Controller/ArtileDetailController.php, line 73
Cake\Controller\Controller::invokeAction() - CORE/src/Controller/Controller.php, line 610
Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120
Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94
Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\AssetMiddleware::__invoke() - CORE/src/Routing/Middleware/AssetMiddleware.php, line 88
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 74
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::printArticle() - APP/Controller/ArtileDetailController.php, line 74
Cake\Controller\Controller::invokeAction() - CORE/src/Controller/Controller.php, line 610
Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120
Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94
Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\AssetMiddleware::__invoke() - CORE/src/Routing/Middleware/AssetMiddleware.php, line 88
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Warning (512): Unable to emit headers. Headers sent in file=/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Error/Debugger.php line=853 [CORE/src/Http/ResponseEmitter.php, line 48]
Code Context
            if (Configure::read('debug')) {

                trigger_error($message, E_USER_WARNING);

            } else {
$response = object(Cake\Http\Response) {

	'status' => (int) 200,
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		&#039;title&#039; =&gt; &#039;Small or marginal farmers: Debt waiver tough call for Punjab -Vibhor Mohan&#039;,
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-The Times of India&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;Chandigarh: &lt;/em&gt;Nearly three months after being sworn in, the Congress government in Punjab is still working on farm debt waiver, its key poll plank in the last assembly elections. But even as the government panel hopes to submit an interim report this week, independent experts point out that given the poor financial health of the state and the Centre in no mood to offer a bailout, the state has four broad options to tackle the loan remission liability.&lt;br /&gt;
&lt;br /&gt;
Sources said the state committee headed by T Haque, former chairman of Commission for Agricultural Costs and Prices (CACP), was still analyzing various alternatives depending on how much the state government can spare for a waiver. Even though Uttar Pradesh, and now Maharashtra, have promised at giving relief to marginal farmers, Punjab government have been hinting at tackling the entire farm debt but without spelling out a roadmap.&lt;br /&gt;
&lt;br /&gt;
RBI chair at Centre for Research in Rural and Industrial Development (CRRID) Prof Satish Verma said the easiest option for the state would be to waive off debt of marginal farmers up to Rs 1 lakh, as was being done by other states. For this, the Punjab government will have to shell out Rs 4,000 crore and nearly 6 lakh loan account holders (farmers) would be benefitted.&lt;br /&gt;
&lt;br /&gt;
The next option would be to club together small and marginal farmers, who constitute nearly 35% of the total farming community in the state. With Rs 11,000 crore, the state can help nearly 14 lakh farmers reeling under financial crisis.&lt;br /&gt;
&lt;br /&gt;
&amp;quot;However, then the state will have to take a call if it wants to consider multiple loan accounts of a single farmer. For instance, a farmer could have two loans of Rs 50,000 and Rs 75,000. If the state decided to grant waiver against one account then the overall remission liability will be lesser,&amp;quot; said Prof Verma.&lt;br /&gt;
&lt;br /&gt;
But in case it decided to waive off the entire debt (including multiple accounts) under the small and marginal farmers category, the move would burn a hole of Rs 30,000 crore in the exchequer&#039;s pocket.&lt;br /&gt;
&lt;br /&gt;
The third option could be to waive off farm debt of all categories of farmer and this would require mobilization of Rs 63,180 crore. &amp;quot;It is unlikely that the government would include medium farmers and leave out owners of large farm holdings. It has to be marginal/small and marginal or all categories,&amp;quot; said Prof Verma.&lt;br /&gt;
&lt;br /&gt;
The fourth option is that the government could go in for debt waiver of all farmers in a staggered manner, which would be a departure from the UP model.&lt;br /&gt;
&lt;br /&gt;
Please &lt;a href=&quot;http://timesofindia.indiatimes.com/city/chandigarh/small-or-marginal-farmers-debt-waiver-tough-call-for-punjab/articleshow/59129346.cms&quot;&gt;click here&lt;/a&gt; to read more. 
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		&#039;credit_writer&#039; =&gt; &#039;The Times of India, 13 June, 2017, http://timesofindia.indiatimes.com/city/chandigarh/small-or-marginal-farmers-debt-waiver-tough-call-for-punjab/articleshow/59129346.cms&#039;,
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-The Times of India

Chandigarh: Nearly three months after being sworn in, the Congress government in Punjab is still working on farm debt waiver, its key poll plank in the last assembly elections. But even as the government panel hopes to...&#039;,
	&#039;disp&#039; =&gt; &#039;&lt;div align=&quot;justify&quot;&gt;-The Times of India&lt;br /&gt;&lt;br /&gt;&lt;em&gt;Chandigarh: &lt;/em&gt;Nearly three months after being sworn in, the Congress government in Punjab is still working on farm debt waiver, its key poll plank in the last assembly elections. But even as the government panel hopes to submit an interim report this week, independent experts point out that given the poor financial health of the state and the Centre in no mood to offer a bailout, the state has four broad options to tackle the loan remission liability.&lt;br /&gt;&lt;br /&gt;Sources said the state committee headed by T Haque, former chairman of Commission for Agricultural Costs and Prices (CACP), was still analyzing various alternatives depending on how much the state government can spare for a waiver. Even though Uttar Pradesh, and now Maharashtra, have promised at giving relief to marginal farmers, Punjab government have been hinting at tackling the entire farm debt but without spelling out a roadmap.&lt;br /&gt;&lt;br /&gt;RBI chair at Centre for Research in Rural and Industrial Development (CRRID) Prof Satish Verma said the easiest option for the state would be to waive off debt of marginal farmers up to Rs 1 lakh, as was being done by other states. For this, the Punjab government will have to shell out Rs 4,000 crore and nearly 6 lakh loan account holders (farmers) would be benefitted.&lt;br /&gt;&lt;br /&gt;The next option would be to club together small and marginal farmers, who constitute nearly 35% of the total farming community in the state. With Rs 11,000 crore, the state can help nearly 14 lakh farmers reeling under financial crisis.&lt;br /&gt;&lt;br /&gt;&amp;quot;However, then the state will have to take a call if it wants to consider multiple loan accounts of a single farmer. For instance, a farmer could have two loans of Rs 50,000 and Rs 75,000. If the state decided to grant waiver against one account then the overall remission liability will be lesser,&amp;quot; said Prof Verma.&lt;br /&gt;&lt;br /&gt;But in case it decided to waive off the entire debt (including multiple accounts) under the small and marginal farmers category, the move would burn a hole of Rs 30,000 crore in the exchequer&#039;s pocket.&lt;br /&gt;&lt;br /&gt;The third option could be to waive off farm debt of all categories of farmer and this would require mobilization of Rs 63,180 crore. &amp;quot;It is unlikely that the government would include medium farmers and leave out owners of large farm holdings. It has to be marginal/small and marginal or all categories,&amp;quot; said Prof Verma.&lt;br /&gt;&lt;br /&gt;The fourth option is that the government could go in for debt waiver of all farmers in a staggered manner, which would be a departure from the UP model.&lt;br /&gt;&lt;br /&gt;Please &lt;a href=&quot;http://timesofindia.indiatimes.com/city/chandigarh/small-or-marginal-farmers-debt-waiver-tough-call-for-punjab/articleshow/59129346.cms&quot; title=&quot;http://timesofindia.indiatimes.com/city/chandigarh/small-or-marginal-farmers-debt-waiver-tough-call-for-punjab/articleshow/59129346.cms&quot;&gt;click here&lt;/a&gt; to read more. &lt;/div&gt;&lt;div align=&quot;justify&quot;&gt;&amp;nbsp;&lt;/div&gt;&#039;,
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&lt;br /&gt;
&lt;em&gt;Chandigarh: &lt;/em&gt;Nearly three months after being sworn in, the Congress government in Punjab is still working on farm debt waiver, its key poll plank in the last assembly elections. But even as the government panel hopes to submit an interim report this week, independent experts point out that given the poor financial health of the state and the Centre in no mood to offer a bailout, the state has four broad options to tackle the loan remission liability.&lt;br /&gt;
&lt;br /&gt;
Sources said the state committee headed by T Haque, former chairman of Commission for Agricultural Costs and Prices (CACP), was still analyzing various alternatives depending on how much the state government can spare for a waiver. Even though Uttar Pradesh, and now Maharashtra, have promised at giving relief to marginal farmers, Punjab government have been hinting at tackling the entire farm debt but without spelling out a roadmap.&lt;br /&gt;
&lt;br /&gt;
RBI chair at Centre for Research in Rural and Industrial Development (CRRID) Prof Satish Verma said the easiest option for the state would be to waive off debt of marginal farmers up to Rs 1 lakh, as was being done by other states. For this, the Punjab government will have to shell out Rs 4,000 crore and nearly 6 lakh loan account holders (farmers) would be benefitted.&lt;br /&gt;
&lt;br /&gt;
The next option would be to club together small and marginal farmers, who constitute nearly 35% of the total farming community in the state. With Rs 11,000 crore, the state can help nearly 14 lakh farmers reeling under financial crisis.&lt;br /&gt;
&lt;br /&gt;
&amp;quot;However, then the state will have to take a call if it wants to consider multiple loan accounts of a single farmer. For instance, a farmer could have two loans of Rs 50,000 and Rs 75,000. If the state decided to grant waiver against one account then the overall remission liability will be lesser,&amp;quot; said Prof Verma.&lt;br /&gt;
&lt;br /&gt;
But in case it decided to waive off the entire debt (including multiple accounts) under the small and marginal farmers category, the move would burn a hole of Rs 30,000 crore in the exchequer&#039;s pocket.&lt;br /&gt;
&lt;br /&gt;
The third option could be to waive off farm debt of all categories of farmer and this would require mobilization of Rs 63,180 crore. &amp;quot;It is unlikely that the government would include medium farmers and leave out owners of large farm holdings. It has to be marginal/small and marginal or all categories,&amp;quot; said Prof Verma.&lt;br /&gt;
&lt;br /&gt;
The fourth option is that the government could go in for debt waiver of all farmers in a staggered manner, which would be a departure from the UP model.&lt;br /&gt;
&lt;br /&gt;
Please &lt;a href=&quot;http://timesofindia.indiatimes.com/city/chandigarh/small-or-marginal-farmers-debt-waiver-tough-call-for-punjab/articleshow/59129346.cms&quot;&gt;click here&lt;/a&gt; to read more. 
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	&#039;credit_writer&#039; =&gt; &#039;The Times of India, 13 June, 2017, http://timesofindia.indiatimes.com/city/chandigarh/small-or-marginal-farmers-debt-waiver-tough-call-for-punjab/articleshow/59129346.cms&#039;,
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-The Times of India

Chandigarh: Nearly three months after being sworn in, the Congress government in Punjab is still working on farm debt waiver, its key poll plank in the last assembly elections. But even as the government panel hopes to...&#039;
$disp = &#039;&lt;div align=&quot;justify&quot;&gt;-The Times of India&lt;br /&gt;&lt;br /&gt;&lt;em&gt;Chandigarh: &lt;/em&gt;Nearly three months after being sworn in, the Congress government in Punjab is still working on farm debt waiver, its key poll plank in the last assembly elections. But even as the government panel hopes to submit an interim report this week, independent experts point out that given the poor financial health of the state and the Centre in no mood to offer a bailout, the state has four broad options to tackle the loan remission liability.&lt;br /&gt;&lt;br /&gt;Sources said the state committee headed by T Haque, former chairman of Commission for Agricultural Costs and Prices (CACP), was still analyzing various alternatives depending on how much the state government can spare for a waiver. Even though Uttar Pradesh, and now Maharashtra, have promised at giving relief to marginal farmers, Punjab government have been hinting at tackling the entire farm debt but without spelling out a roadmap.&lt;br /&gt;&lt;br /&gt;RBI chair at Centre for Research in Rural and Industrial Development (CRRID) Prof Satish Verma said the easiest option for the state would be to waive off debt of marginal farmers up to Rs 1 lakh, as was being done by other states. For this, the Punjab government will have to shell out Rs 4,000 crore and nearly 6 lakh loan account holders (farmers) would be benefitted.&lt;br /&gt;&lt;br /&gt;The next option would be to club together small and marginal farmers, who constitute nearly 35% of the total farming community in the state. With Rs 11,000 crore, the state can help nearly 14 lakh farmers reeling under financial crisis.&lt;br /&gt;&lt;br /&gt;&amp;quot;However, then the state will have to take a call if it wants to consider multiple loan accounts of a single farmer. For instance, a farmer could have two loans of Rs 50,000 and Rs 75,000. If the state decided to grant waiver against one account then the overall remission liability will be lesser,&amp;quot; said Prof Verma.&lt;br /&gt;&lt;br /&gt;But in case it decided to waive off the entire debt (including multiple accounts) under the small and marginal farmers category, the move would burn a hole of Rs 30,000 crore in the exchequer&#039;s pocket.&lt;br /&gt;&lt;br /&gt;The third option could be to waive off farm debt of all categories of farmer and this would require mobilization of Rs 63,180 crore. &amp;quot;It is unlikely that the government would include medium farmers and leave out owners of large farm holdings. It has to be marginal/small and marginal or all categories,&amp;quot; said Prof Verma.&lt;br /&gt;&lt;br /&gt;The fourth option is that the government could go in for debt waiver of all farmers in a staggered manner, which would be a departure from the UP model.&lt;br /&gt;&lt;br /&gt;Please &lt;a href=&quot;http://timesofindia.indiatimes.com/city/chandigarh/small-or-marginal-farmers-debt-waiver-tough-call-for-punjab/articleshow/59129346.cms&quot; title=&quot;http://timesofindia.indiatimes.com/city/chandigarh/small-or-marginal-farmers-debt-waiver-tough-call-for-punjab/articleshow/59129346.cms&quot;&gt;click here&lt;/a&gt; to read more. &lt;/div&gt;&lt;div align=&quot;justify&quot;&gt;&amp;nbsp;&lt;/div&gt;&#039;
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-The Times of India

Chandigarh: Nearly three months after being sworn in, the Congress government in Punjab is still working on farm debt waiver, its key poll plank in the last assembly elections. But even as the government panel hopes to..."/>
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                <strong>Small or marginal farmers: Debt waiver tough call for Punjab -Vibhor Mohan</strong></h1>
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                <div align="justify">-The Times of India<br /><br /><em>Chandigarh: </em>Nearly three months after being sworn in, the Congress government in Punjab is still working on farm debt waiver, its key poll plank in the last assembly elections. But even as the government panel hopes to submit an interim report this week, independent experts point out that given the poor financial health of the state and the Centre in no mood to offer a bailout, the state has four broad options to tackle the loan remission liability.<br /><br />Sources said the state committee headed by T Haque, former chairman of Commission for Agricultural Costs and Prices (CACP), was still analyzing various alternatives depending on how much the state government can spare for a waiver. Even though Uttar Pradesh, and now Maharashtra, have promised at giving relief to marginal farmers, Punjab government have been hinting at tackling the entire farm debt but without spelling out a roadmap.<br /><br />RBI chair at Centre for Research in Rural and Industrial Development (CRRID) Prof Satish Verma said the easiest option for the state would be to waive off debt of marginal farmers up to Rs 1 lakh, as was being done by other states. For this, the Punjab government will have to shell out Rs 4,000 crore and nearly 6 lakh loan account holders (farmers) would be benefitted.<br /><br />The next option would be to club together small and marginal farmers, who constitute nearly 35% of the total farming community in the state. With Rs 11,000 crore, the state can help nearly 14 lakh farmers reeling under financial crisis.<br /><br />&quot;However, then the state will have to take a call if it wants to consider multiple loan accounts of a single farmer. For instance, a farmer could have two loans of Rs 50,000 and Rs 75,000. If the state decided to grant waiver against one account then the overall remission liability will be lesser,&quot; said Prof Verma.<br /><br />But in case it decided to waive off the entire debt (including multiple accounts) under the small and marginal farmers category, the move would burn a hole of Rs 30,000 crore in the exchequer's pocket.<br /><br />The third option could be to waive off farm debt of all categories of farmer and this would require mobilization of Rs 63,180 crore. &quot;It is unlikely that the government would include medium farmers and leave out owners of large farm holdings. It has to be marginal/small and marginal or all categories,&quot; said Prof Verma.<br /><br />The fourth option is that the government could go in for debt waiver of all farmers in a staggered manner, which would be a departure from the UP model.<br /><br />Please <a href="http://timesofindia.indiatimes.com/city/chandigarh/small-or-marginal-farmers-debt-waiver-tough-call-for-punjab/articleshow/59129346.cms" title="http://timesofindia.indiatimes.com/city/chandigarh/small-or-marginal-farmers-debt-waiver-tough-call-for-punjab/articleshow/59129346.cms">click here</a> to read more. </div><div align="justify">&nbsp;</div>               </font>
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-The Times of India&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;Chandigarh: &lt;/em&gt;Nearly three months after being sworn in, the Congress government in Punjab is still working on farm debt waiver, its key poll plank in the last assembly elections. But even as the government panel hopes to submit an interim report this week, independent experts point out that given the poor financial health of the state and the Centre in no mood to offer a bailout, the state has four broad options to tackle the loan remission liability.&lt;br /&gt;
&lt;br /&gt;
Sources said the state committee headed by T Haque, former chairman of Commission for Agricultural Costs and Prices (CACP), was still analyzing various alternatives depending on how much the state government can spare for a waiver. Even though Uttar Pradesh, and now Maharashtra, have promised at giving relief to marginal farmers, Punjab government have been hinting at tackling the entire farm debt but without spelling out a roadmap.&lt;br /&gt;
&lt;br /&gt;
RBI chair at Centre for Research in Rural and Industrial Development (CRRID) Prof Satish Verma said the easiest option for the state would be to waive off debt of marginal farmers up to Rs 1 lakh, as was being done by other states. For this, the Punjab government will have to shell out Rs 4,000 crore and nearly 6 lakh loan account holders (farmers) would be benefitted.&lt;br /&gt;
&lt;br /&gt;
The next option would be to club together small and marginal farmers, who constitute nearly 35% of the total farming community in the state. With Rs 11,000 crore, the state can help nearly 14 lakh farmers reeling under financial crisis.&lt;br /&gt;
&lt;br /&gt;
&amp;quot;However, then the state will have to take a call if it wants to consider multiple loan accounts of a single farmer. For instance, a farmer could have two loans of Rs 50,000 and Rs 75,000. If the state decided to grant waiver against one account then the overall remission liability will be lesser,&amp;quot; said Prof Verma.&lt;br /&gt;
&lt;br /&gt;
But in case it decided to waive off the entire debt (including multiple accounts) under the small and marginal farmers category, the move would burn a hole of Rs 30,000 crore in the exchequer&#039;s pocket.&lt;br /&gt;
&lt;br /&gt;
The third option could be to waive off farm debt of all categories of farmer and this would require mobilization of Rs 63,180 crore. &amp;quot;It is unlikely that the government would include medium farmers and leave out owners of large farm holdings. It has to be marginal/small and marginal or all categories,&amp;quot; said Prof Verma.&lt;br /&gt;
&lt;br /&gt;
The fourth option is that the government could go in for debt waiver of all farmers in a staggered manner, which would be a departure from the UP model.&lt;br /&gt;
&lt;br /&gt;
Please &lt;a href=&quot;http://timesofindia.indiatimes.com/city/chandigarh/small-or-marginal-farmers-debt-waiver-tough-call-for-punjab/articleshow/59129346.cms&quot;&gt;click here&lt;/a&gt; to read more. 
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		&#039;credit_writer&#039; =&gt; &#039;The Times of India, 13 June, 2017, http://timesofindia.indiatimes.com/city/chandigarh/small-or-marginal-farmers-debt-waiver-tough-call-for-punjab/articleshow/59129346.cms&#039;,
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-The Times of India

Chandigarh: Nearly three months after being sworn in, the Congress government in Punjab is still working on farm debt waiver, its key poll plank in the last assembly elections. But even as the government panel hopes to...&#039;,
	&#039;disp&#039; =&gt; &#039;&lt;div align=&quot;justify&quot;&gt;-The Times of India&lt;br /&gt;&lt;br /&gt;&lt;em&gt;Chandigarh: &lt;/em&gt;Nearly three months after being sworn in, the Congress government in Punjab is still working on farm debt waiver, its key poll plank in the last assembly elections. But even as the government panel hopes to submit an interim report this week, independent experts point out that given the poor financial health of the state and the Centre in no mood to offer a bailout, the state has four broad options to tackle the loan remission liability.&lt;br /&gt;&lt;br /&gt;Sources said the state committee headed by T Haque, former chairman of Commission for Agricultural Costs and Prices (CACP), was still analyzing various alternatives depending on how much the state government can spare for a waiver. Even though Uttar Pradesh, and now Maharashtra, have promised at giving relief to marginal farmers, Punjab government have been hinting at tackling the entire farm debt but without spelling out a roadmap.&lt;br /&gt;&lt;br /&gt;RBI chair at Centre for Research in Rural and Industrial Development (CRRID) Prof Satish Verma said the easiest option for the state would be to waive off debt of marginal farmers up to Rs 1 lakh, as was being done by other states. For this, the Punjab government will have to shell out Rs 4,000 crore and nearly 6 lakh loan account holders (farmers) would be benefitted.&lt;br /&gt;&lt;br /&gt;The next option would be to club together small and marginal farmers, who constitute nearly 35% of the total farming community in the state. With Rs 11,000 crore, the state can help nearly 14 lakh farmers reeling under financial crisis.&lt;br /&gt;&lt;br /&gt;&amp;quot;However, then the state will have to take a call if it wants to consider multiple loan accounts of a single farmer. For instance, a farmer could have two loans of Rs 50,000 and Rs 75,000. If the state decided to grant waiver against one account then the overall remission liability will be lesser,&amp;quot; said Prof Verma.&lt;br /&gt;&lt;br /&gt;But in case it decided to waive off the entire debt (including multiple accounts) under the small and marginal farmers category, the move would burn a hole of Rs 30,000 crore in the exchequer&#039;s pocket.&lt;br /&gt;&lt;br /&gt;The third option could be to waive off farm debt of all categories of farmer and this would require mobilization of Rs 63,180 crore. &amp;quot;It is unlikely that the government would include medium farmers and leave out owners of large farm holdings. It has to be marginal/small and marginal or all categories,&amp;quot; said Prof Verma.&lt;br /&gt;&lt;br /&gt;The fourth option is that the government could go in for debt waiver of all farmers in a staggered manner, which would be a departure from the UP model.&lt;br /&gt;&lt;br /&gt;Please &lt;a href=&quot;http://timesofindia.indiatimes.com/city/chandigarh/small-or-marginal-farmers-debt-waiver-tough-call-for-punjab/articleshow/59129346.cms&quot; title=&quot;http://timesofindia.indiatimes.com/city/chandigarh/small-or-marginal-farmers-debt-waiver-tough-call-for-punjab/articleshow/59129346.cms&quot;&gt;click here&lt;/a&gt; to read more. &lt;/div&gt;&lt;div align=&quot;justify&quot;&gt;&amp;nbsp;&lt;/div&gt;&#039;,
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-The Times of India&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;Chandigarh: &lt;/em&gt;Nearly three months after being sworn in, the Congress government in Punjab is still working on farm debt waiver, its key poll plank in the last assembly elections. But even as the government panel hopes to submit an interim report this week, independent experts point out that given the poor financial health of the state and the Centre in no mood to offer a bailout, the state has four broad options to tackle the loan remission liability.&lt;br /&gt;
&lt;br /&gt;
Sources said the state committee headed by T Haque, former chairman of Commission for Agricultural Costs and Prices (CACP), was still analyzing various alternatives depending on how much the state government can spare for a waiver. Even though Uttar Pradesh, and now Maharashtra, have promised at giving relief to marginal farmers, Punjab government have been hinting at tackling the entire farm debt but without spelling out a roadmap.&lt;br /&gt;
&lt;br /&gt;
RBI chair at Centre for Research in Rural and Industrial Development (CRRID) Prof Satish Verma said the easiest option for the state would be to waive off debt of marginal farmers up to Rs 1 lakh, as was being done by other states. For this, the Punjab government will have to shell out Rs 4,000 crore and nearly 6 lakh loan account holders (farmers) would be benefitted.&lt;br /&gt;
&lt;br /&gt;
The next option would be to club together small and marginal farmers, who constitute nearly 35% of the total farming community in the state. With Rs 11,000 crore, the state can help nearly 14 lakh farmers reeling under financial crisis.&lt;br /&gt;
&lt;br /&gt;
&amp;quot;However, then the state will have to take a call if it wants to consider multiple loan accounts of a single farmer. For instance, a farmer could have two loans of Rs 50,000 and Rs 75,000. If the state decided to grant waiver against one account then the overall remission liability will be lesser,&amp;quot; said Prof Verma.&lt;br /&gt;
&lt;br /&gt;
But in case it decided to waive off the entire debt (including multiple accounts) under the small and marginal farmers category, the move would burn a hole of Rs 30,000 crore in the exchequer&#039;s pocket.&lt;br /&gt;
&lt;br /&gt;
The third option could be to waive off farm debt of all categories of farmer and this would require mobilization of Rs 63,180 crore. &amp;quot;It is unlikely that the government would include medium farmers and leave out owners of large farm holdings. It has to be marginal/small and marginal or all categories,&amp;quot; said Prof Verma.&lt;br /&gt;
&lt;br /&gt;
The fourth option is that the government could go in for debt waiver of all farmers in a staggered manner, which would be a departure from the UP model.&lt;br /&gt;
&lt;br /&gt;
Please &lt;a href=&quot;http://timesofindia.indiatimes.com/city/chandigarh/small-or-marginal-farmers-debt-waiver-tough-call-for-punjab/articleshow/59129346.cms&quot;&gt;click here&lt;/a&gt; to read more. 
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	&#039;credit_writer&#039; =&gt; &#039;The Times of India, 13 June, 2017, http://timesofindia.indiatimes.com/city/chandigarh/small-or-marginal-farmers-debt-waiver-tough-call-for-punjab/articleshow/59129346.cms&#039;,
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-The Times of India

Chandigarh: Nearly three months after being sworn in, the Congress government in Punjab is still working on farm debt waiver, its key poll plank in the last assembly elections. But even as the government panel hopes to...&#039;
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-The Times of India

Chandigarh: Nearly three months after being sworn in, the Congress government in Punjab is still working on farm debt waiver, its key poll plank in the last assembly elections. But even as the government panel hopes to..."/>
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                <strong>Small or marginal farmers: Debt waiver tough call for Punjab -Vibhor Mohan</strong></h1>
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                <div align="justify">-The Times of India<br /><br /><em>Chandigarh: </em>Nearly three months after being sworn in, the Congress government in Punjab is still working on farm debt waiver, its key poll plank in the last assembly elections. But even as the government panel hopes to submit an interim report this week, independent experts point out that given the poor financial health of the state and the Centre in no mood to offer a bailout, the state has four broad options to tackle the loan remission liability.<br /><br />Sources said the state committee headed by T Haque, former chairman of Commission for Agricultural Costs and Prices (CACP), was still analyzing various alternatives depending on how much the state government can spare for a waiver. Even though Uttar Pradesh, and now Maharashtra, have promised at giving relief to marginal farmers, Punjab government have been hinting at tackling the entire farm debt but without spelling out a roadmap.<br /><br />RBI chair at Centre for Research in Rural and Industrial Development (CRRID) Prof Satish Verma said the easiest option for the state would be to waive off debt of marginal farmers up to Rs 1 lakh, as was being done by other states. For this, the Punjab government will have to shell out Rs 4,000 crore and nearly 6 lakh loan account holders (farmers) would be benefitted.<br /><br />The next option would be to club together small and marginal farmers, who constitute nearly 35% of the total farming community in the state. With Rs 11,000 crore, the state can help nearly 14 lakh farmers reeling under financial crisis.<br /><br />&quot;However, then the state will have to take a call if it wants to consider multiple loan accounts of a single farmer. For instance, a farmer could have two loans of Rs 50,000 and Rs 75,000. If the state decided to grant waiver against one account then the overall remission liability will be lesser,&quot; said Prof Verma.<br /><br />But in case it decided to waive off the entire debt (including multiple accounts) under the small and marginal farmers category, the move would burn a hole of Rs 30,000 crore in the exchequer's pocket.<br /><br />The third option could be to waive off farm debt of all categories of farmer and this would require mobilization of Rs 63,180 crore. &quot;It is unlikely that the government would include medium farmers and leave out owners of large farm holdings. It has to be marginal/small and marginal or all categories,&quot; said Prof Verma.<br /><br />The fourth option is that the government could go in for debt waiver of all farmers in a staggered manner, which would be a departure from the UP model.<br /><br />Please <a href="http://timesofindia.indiatimes.com/city/chandigarh/small-or-marginal-farmers-debt-waiver-tough-call-for-punjab/articleshow/59129346.cms" title="http://timesofindia.indiatimes.com/city/chandigarh/small-or-marginal-farmers-debt-waiver-tough-call-for-punjab/articleshow/59129346.cms">click here</a> to read more. </div><div align="justify">&nbsp;</div>               </font>
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-The Times of India&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;Chandigarh: &lt;/em&gt;Nearly three months after being sworn in, the Congress government in Punjab is still working on farm debt waiver, its key poll plank in the last assembly elections. But even as the government panel hopes to submit an interim report this week, independent experts point out that given the poor financial health of the state and the Centre in no mood to offer a bailout, the state has four broad options to tackle the loan remission liability.&lt;br /&gt;
&lt;br /&gt;
Sources said the state committee headed by T Haque, former chairman of Commission for Agricultural Costs and Prices (CACP), was still analyzing various alternatives depending on how much the state government can spare for a waiver. Even though Uttar Pradesh, and now Maharashtra, have promised at giving relief to marginal farmers, Punjab government have been hinting at tackling the entire farm debt but without spelling out a roadmap.&lt;br /&gt;
&lt;br /&gt;
RBI chair at Centre for Research in Rural and Industrial Development (CRRID) Prof Satish Verma said the easiest option for the state would be to waive off debt of marginal farmers up to Rs 1 lakh, as was being done by other states. For this, the Punjab government will have to shell out Rs 4,000 crore and nearly 6 lakh loan account holders (farmers) would be benefitted.&lt;br /&gt;
&lt;br /&gt;
The next option would be to club together small and marginal farmers, who constitute nearly 35% of the total farming community in the state. With Rs 11,000 crore, the state can help nearly 14 lakh farmers reeling under financial crisis.&lt;br /&gt;
&lt;br /&gt;
&amp;quot;However, then the state will have to take a call if it wants to consider multiple loan accounts of a single farmer. For instance, a farmer could have two loans of Rs 50,000 and Rs 75,000. If the state decided to grant waiver against one account then the overall remission liability will be lesser,&amp;quot; said Prof Verma.&lt;br /&gt;
&lt;br /&gt;
But in case it decided to waive off the entire debt (including multiple accounts) under the small and marginal farmers category, the move would burn a hole of Rs 30,000 crore in the exchequer&#039;s pocket.&lt;br /&gt;
&lt;br /&gt;
The third option could be to waive off farm debt of all categories of farmer and this would require mobilization of Rs 63,180 crore. &amp;quot;It is unlikely that the government would include medium farmers and leave out owners of large farm holdings. It has to be marginal/small and marginal or all categories,&amp;quot; said Prof Verma.&lt;br /&gt;
&lt;br /&gt;
The fourth option is that the government could go in for debt waiver of all farmers in a staggered manner, which would be a departure from the UP model.&lt;br /&gt;
&lt;br /&gt;
Please &lt;a href=&quot;http://timesofindia.indiatimes.com/city/chandigarh/small-or-marginal-farmers-debt-waiver-tough-call-for-punjab/articleshow/59129346.cms&quot;&gt;click here&lt;/a&gt; to read more. 
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-The Times of India

Chandigarh: Nearly three months after being sworn in, the Congress government in Punjab is still working on farm debt waiver, its key poll plank in the last assembly elections. But even as the government panel hopes to...&#039;,
	&#039;disp&#039; =&gt; &#039;&lt;div align=&quot;justify&quot;&gt;-The Times of India&lt;br /&gt;&lt;br /&gt;&lt;em&gt;Chandigarh: &lt;/em&gt;Nearly three months after being sworn in, the Congress government in Punjab is still working on farm debt waiver, its key poll plank in the last assembly elections. But even as the government panel hopes to submit an interim report this week, independent experts point out that given the poor financial health of the state and the Centre in no mood to offer a bailout, the state has four broad options to tackle the loan remission liability.&lt;br /&gt;&lt;br /&gt;Sources said the state committee headed by T Haque, former chairman of Commission for Agricultural Costs and Prices (CACP), was still analyzing various alternatives depending on how much the state government can spare for a waiver. Even though Uttar Pradesh, and now Maharashtra, have promised at giving relief to marginal farmers, Punjab government have been hinting at tackling the entire farm debt but without spelling out a roadmap.&lt;br /&gt;&lt;br /&gt;RBI chair at Centre for Research in Rural and Industrial Development (CRRID) Prof Satish Verma said the easiest option for the state would be to waive off debt of marginal farmers up to Rs 1 lakh, as was being done by other states. For this, the Punjab government will have to shell out Rs 4,000 crore and nearly 6 lakh loan account holders (farmers) would be benefitted.&lt;br /&gt;&lt;br /&gt;The next option would be to club together small and marginal farmers, who constitute nearly 35% of the total farming community in the state. With Rs 11,000 crore, the state can help nearly 14 lakh farmers reeling under financial crisis.&lt;br /&gt;&lt;br /&gt;&amp;quot;However, then the state will have to take a call if it wants to consider multiple loan accounts of a single farmer. For instance, a farmer could have two loans of Rs 50,000 and Rs 75,000. If the state decided to grant waiver against one account then the overall remission liability will be lesser,&amp;quot; said Prof Verma.&lt;br /&gt;&lt;br /&gt;But in case it decided to waive off the entire debt (including multiple accounts) under the small and marginal farmers category, the move would burn a hole of Rs 30,000 crore in the exchequer&#039;s pocket.&lt;br /&gt;&lt;br /&gt;The third option could be to waive off farm debt of all categories of farmer and this would require mobilization of Rs 63,180 crore. &amp;quot;It is unlikely that the government would include medium farmers and leave out owners of large farm holdings. It has to be marginal/small and marginal or all categories,&amp;quot; said Prof Verma.&lt;br /&gt;&lt;br /&gt;The fourth option is that the government could go in for debt waiver of all farmers in a staggered manner, which would be a departure from the UP model.&lt;br /&gt;&lt;br /&gt;Please &lt;a href=&quot;http://timesofindia.indiatimes.com/city/chandigarh/small-or-marginal-farmers-debt-waiver-tough-call-for-punjab/articleshow/59129346.cms&quot; title=&quot;http://timesofindia.indiatimes.com/city/chandigarh/small-or-marginal-farmers-debt-waiver-tough-call-for-punjab/articleshow/59129346.cms&quot;&gt;click here&lt;/a&gt; to read more. &lt;/div&gt;&lt;div align=&quot;justify&quot;&gt;&amp;nbsp;&lt;/div&gt;&#039;,
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-The Times of India&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;Chandigarh: &lt;/em&gt;Nearly three months after being sworn in, the Congress government in Punjab is still working on farm debt waiver, its key poll plank in the last assembly elections. But even as the government panel hopes to submit an interim report this week, independent experts point out that given the poor financial health of the state and the Centre in no mood to offer a bailout, the state has four broad options to tackle the loan remission liability.&lt;br /&gt;
&lt;br /&gt;
Sources said the state committee headed by T Haque, former chairman of Commission for Agricultural Costs and Prices (CACP), was still analyzing various alternatives depending on how much the state government can spare for a waiver. Even though Uttar Pradesh, and now Maharashtra, have promised at giving relief to marginal farmers, Punjab government have been hinting at tackling the entire farm debt but without spelling out a roadmap.&lt;br /&gt;
&lt;br /&gt;
RBI chair at Centre for Research in Rural and Industrial Development (CRRID) Prof Satish Verma said the easiest option for the state would be to waive off debt of marginal farmers up to Rs 1 lakh, as was being done by other states. For this, the Punjab government will have to shell out Rs 4,000 crore and nearly 6 lakh loan account holders (farmers) would be benefitted.&lt;br /&gt;
&lt;br /&gt;
The next option would be to club together small and marginal farmers, who constitute nearly 35% of the total farming community in the state. With Rs 11,000 crore, the state can help nearly 14 lakh farmers reeling under financial crisis.&lt;br /&gt;
&lt;br /&gt;
&amp;quot;However, then the state will have to take a call if it wants to consider multiple loan accounts of a single farmer. For instance, a farmer could have two loans of Rs 50,000 and Rs 75,000. If the state decided to grant waiver against one account then the overall remission liability will be lesser,&amp;quot; said Prof Verma.&lt;br /&gt;
&lt;br /&gt;
But in case it decided to waive off the entire debt (including multiple accounts) under the small and marginal farmers category, the move would burn a hole of Rs 30,000 crore in the exchequer&#039;s pocket.&lt;br /&gt;
&lt;br /&gt;
The third option could be to waive off farm debt of all categories of farmer and this would require mobilization of Rs 63,180 crore. &amp;quot;It is unlikely that the government would include medium farmers and leave out owners of large farm holdings. It has to be marginal/small and marginal or all categories,&amp;quot; said Prof Verma.&lt;br /&gt;
&lt;br /&gt;
The fourth option is that the government could go in for debt waiver of all farmers in a staggered manner, which would be a departure from the UP model.&lt;br /&gt;
&lt;br /&gt;
Please &lt;a href=&quot;http://timesofindia.indiatimes.com/city/chandigarh/small-or-marginal-farmers-debt-waiver-tough-call-for-punjab/articleshow/59129346.cms&quot;&gt;click here&lt;/a&gt; to read more. 
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Chandigarh: Nearly three months after being sworn in, the Congress government in Punjab is still working on farm debt waiver, its key poll plank in the last assembly elections. But even as the government panel hopes to...&#039;
$disp = &#039;&lt;div align=&quot;justify&quot;&gt;-The Times of India&lt;br /&gt;&lt;br /&gt;&lt;em&gt;Chandigarh: &lt;/em&gt;Nearly three months after being sworn in, the Congress government in Punjab is still working on farm debt waiver, its key poll plank in the last assembly elections. But even as the government panel hopes to submit an interim report this week, independent experts point out that given the poor financial health of the state and the Centre in no mood to offer a bailout, the state has four broad options to tackle the loan remission liability.&lt;br /&gt;&lt;br /&gt;Sources said the state committee headed by T Haque, former chairman of Commission for Agricultural Costs and Prices (CACP), was still analyzing various alternatives depending on how much the state government can spare for a waiver. Even though Uttar Pradesh, and now Maharashtra, have promised at giving relief to marginal farmers, Punjab government have been hinting at tackling the entire farm debt but without spelling out a roadmap.&lt;br /&gt;&lt;br /&gt;RBI chair at Centre for Research in Rural and Industrial Development (CRRID) Prof Satish Verma said the easiest option for the state would be to waive off debt of marginal farmers up to Rs 1 lakh, as was being done by other states. For this, the Punjab government will have to shell out Rs 4,000 crore and nearly 6 lakh loan account holders (farmers) would be benefitted.&lt;br /&gt;&lt;br /&gt;The next option would be to club together small and marginal farmers, who constitute nearly 35% of the total farming community in the state. With Rs 11,000 crore, the state can help nearly 14 lakh farmers reeling under financial crisis.&lt;br /&gt;&lt;br /&gt;&amp;quot;However, then the state will have to take a call if it wants to consider multiple loan accounts of a single farmer. For instance, a farmer could have two loans of Rs 50,000 and Rs 75,000. If the state decided to grant waiver against one account then the overall remission liability will be lesser,&amp;quot; said Prof Verma.&lt;br /&gt;&lt;br /&gt;But in case it decided to waive off the entire debt (including multiple accounts) under the small and marginal farmers category, the move would burn a hole of Rs 30,000 crore in the exchequer&#039;s pocket.&lt;br /&gt;&lt;br /&gt;The third option could be to waive off farm debt of all categories of farmer and this would require mobilization of Rs 63,180 crore. &amp;quot;It is unlikely that the government would include medium farmers and leave out owners of large farm holdings. It has to be marginal/small and marginal or all categories,&amp;quot; said Prof Verma.&lt;br /&gt;&lt;br /&gt;The fourth option is that the government could go in for debt waiver of all farmers in a staggered manner, which would be a departure from the UP model.&lt;br /&gt;&lt;br /&gt;Please &lt;a href=&quot;http://timesofindia.indiatimes.com/city/chandigarh/small-or-marginal-farmers-debt-waiver-tough-call-for-punjab/articleshow/59129346.cms&quot; title=&quot;http://timesofindia.indiatimes.com/city/chandigarh/small-or-marginal-farmers-debt-waiver-tough-call-for-punjab/articleshow/59129346.cms&quot;&gt;click here&lt;/a&gt; to read more. &lt;/div&gt;&lt;div align=&quot;justify&quot;&gt;&amp;nbsp;&lt;/div&gt;&#039;
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Chandigarh: Nearly three months after being sworn in, the Congress government in Punjab is still working on farm debt waiver, its key poll plank in the last assembly elections. But even as the government panel hopes to..."/>
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                <strong>Small or marginal farmers: Debt waiver tough call for Punjab -Vibhor Mohan</strong></h1>
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                <div align="justify">-The Times of India<br /><br /><em>Chandigarh: </em>Nearly three months after being sworn in, the Congress government in Punjab is still working on farm debt waiver, its key poll plank in the last assembly elections. But even as the government panel hopes to submit an interim report this week, independent experts point out that given the poor financial health of the state and the Centre in no mood to offer a bailout, the state has four broad options to tackle the loan remission liability.<br /><br />Sources said the state committee headed by T Haque, former chairman of Commission for Agricultural Costs and Prices (CACP), was still analyzing various alternatives depending on how much the state government can spare for a waiver. Even though Uttar Pradesh, and now Maharashtra, have promised at giving relief to marginal farmers, Punjab government have been hinting at tackling the entire farm debt but without spelling out a roadmap.<br /><br />RBI chair at Centre for Research in Rural and Industrial Development (CRRID) Prof Satish Verma said the easiest option for the state would be to waive off debt of marginal farmers up to Rs 1 lakh, as was being done by other states. For this, the Punjab government will have to shell out Rs 4,000 crore and nearly 6 lakh loan account holders (farmers) would be benefitted.<br /><br />The next option would be to club together small and marginal farmers, who constitute nearly 35% of the total farming community in the state. With Rs 11,000 crore, the state can help nearly 14 lakh farmers reeling under financial crisis.<br /><br />&quot;However, then the state will have to take a call if it wants to consider multiple loan accounts of a single farmer. For instance, a farmer could have two loans of Rs 50,000 and Rs 75,000. If the state decided to grant waiver against one account then the overall remission liability will be lesser,&quot; said Prof Verma.<br /><br />But in case it decided to waive off the entire debt (including multiple accounts) under the small and marginal farmers category, the move would burn a hole of Rs 30,000 crore in the exchequer's pocket.<br /><br />The third option could be to waive off farm debt of all categories of farmer and this would require mobilization of Rs 63,180 crore. &quot;It is unlikely that the government would include medium farmers and leave out owners of large farm holdings. It has to be marginal/small and marginal or all categories,&quot; said Prof Verma.<br /><br />The fourth option is that the government could go in for debt waiver of all farmers in a staggered manner, which would be a departure from the UP model.<br /><br />Please <a href="http://timesofindia.indiatimes.com/city/chandigarh/small-or-marginal-farmers-debt-waiver-tough-call-for-punjab/articleshow/59129346.cms" title="http://timesofindia.indiatimes.com/city/chandigarh/small-or-marginal-farmers-debt-waiver-tough-call-for-punjab/articleshow/59129346.cms">click here</a> to read more. </div><div align="justify">&nbsp;</div>               </font>
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-The Times of India<br />
<br />
<em>Chandigarh: </em>Nearly three months after being sworn in, the Congress government in Punjab is still working on farm debt waiver, its key poll plank in the last assembly elections. But even as the government panel hopes to submit an interim report this week, independent experts point out that given the poor financial health of the state and the Centre in no mood to offer a bailout, the state has four broad options to tackle the loan remission liability.<br />
<br />
Sources said the state committee headed by T Haque, former chairman of Commission for Agricultural Costs and Prices (CACP), was still analyzing various alternatives depending on how much the state government can spare for a waiver. Even though Uttar Pradesh, and now Maharashtra, have promised at giving relief to marginal farmers, Punjab government have been hinting at tackling the entire farm debt but without spelling out a roadmap.<br />
<br />
RBI chair at Centre for Research in Rural and Industrial Development (CRRID) Prof Satish Verma said the easiest option for the state would be to waive off debt of marginal farmers up to Rs 1 lakh, as was being done by other states. For this, the Punjab government will have to shell out Rs 4,000 crore and nearly 6 lakh loan account holders (farmers) would be benefitted.<br />
<br />
The next option would be to club together small and marginal farmers, who constitute nearly 35% of the total farming community in the state. With Rs 11,000 crore, the state can help nearly 14 lakh farmers reeling under financial crisis.<br />
<br />
&quot;However, then the state will have to take a call if it wants to consider multiple loan accounts of a single farmer. For instance, a farmer could have two loans of Rs 50,000 and Rs 75,000. If the state decided to grant waiver against one account then the overall remission liability will be lesser,&quot; said Prof Verma.<br />
<br />
But in case it decided to waive off the entire debt (including multiple accounts) under the small and marginal farmers category, the move would burn a hole of Rs 30,000 crore in the exchequer's pocket.<br />
<br />
The third option could be to waive off farm debt of all categories of farmer and this would require mobilization of Rs 63,180 crore. &quot;It is unlikely that the government would include medium farmers and leave out owners of large farm holdings. It has to be marginal/small and marginal or all categories,&quot; said Prof Verma.<br />
<br />
The fourth option is that the government could go in for debt waiver of all farmers in a staggered manner, which would be a departure from the UP model.<br />
<br />
Please <a href="http://timesofindia.indiatimes.com/city/chandigarh/small-or-marginal-farmers-debt-waiver-tough-call-for-punjab/articleshow/59129346.cms">click here</a> to read more. 
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-The Times of India

Chandigarh: Nearly three months after being sworn in, the Congress government in Punjab is still working on farm debt waiver, its key poll plank in the last assembly elections. But even as the government panel hopes to...',
	'disp' => '<div align="justify">-The Times of India<br /><br /><em>Chandigarh: </em>Nearly three months after being sworn in, the Congress government in Punjab is still working on farm debt waiver, its key poll plank in the last assembly elections. But even as the government panel hopes to submit an interim report this week, independent experts point out that given the poor financial health of the state and the Centre in no mood to offer a bailout, the state has four broad options to tackle the loan remission liability.<br /><br />Sources said the state committee headed by T Haque, former chairman of Commission for Agricultural Costs and Prices (CACP), was still analyzing various alternatives depending on how much the state government can spare for a waiver. Even though Uttar Pradesh, and now Maharashtra, have promised at giving relief to marginal farmers, Punjab government have been hinting at tackling the entire farm debt but without spelling out a roadmap.<br /><br />RBI chair at Centre for Research in Rural and Industrial Development (CRRID) Prof Satish Verma said the easiest option for the state would be to waive off debt of marginal farmers up to Rs 1 lakh, as was being done by other states. For this, the Punjab government will have to shell out Rs 4,000 crore and nearly 6 lakh loan account holders (farmers) would be benefitted.<br /><br />The next option would be to club together small and marginal farmers, who constitute nearly 35% of the total farming community in the state. With Rs 11,000 crore, the state can help nearly 14 lakh farmers reeling under financial crisis.<br /><br />&quot;However, then the state will have to take a call if it wants to consider multiple loan accounts of a single farmer. For instance, a farmer could have two loans of Rs 50,000 and Rs 75,000. If the state decided to grant waiver against one account then the overall remission liability will be lesser,&quot; said Prof Verma.<br /><br />But in case it decided to waive off the entire debt (including multiple accounts) under the small and marginal farmers category, the move would burn a hole of Rs 30,000 crore in the exchequer's pocket.<br /><br />The third option could be to waive off farm debt of all categories of farmer and this would require mobilization of Rs 63,180 crore. &quot;It is unlikely that the government would include medium farmers and leave out owners of large farm holdings. It has to be marginal/small and marginal or all categories,&quot; said Prof Verma.<br /><br />The fourth option is that the government could go in for debt waiver of all farmers in a staggered manner, which would be a departure from the UP model.<br /><br />Please <a href="http://timesofindia.indiatimes.com/city/chandigarh/small-or-marginal-farmers-debt-waiver-tough-call-for-punjab/articleshow/59129346.cms" title="http://timesofindia.indiatimes.com/city/chandigarh/small-or-marginal-farmers-debt-waiver-tough-call-for-punjab/articleshow/59129346.cms">click here</a> to read more. </div><div align="justify">&nbsp;</div>',
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-The Times of India<br />
<br />
<em>Chandigarh: </em>Nearly three months after being sworn in, the Congress government in Punjab is still working on farm debt waiver, its key poll plank in the last assembly elections. But even as the government panel hopes to submit an interim report this week, independent experts point out that given the poor financial health of the state and the Centre in no mood to offer a bailout, the state has four broad options to tackle the loan remission liability.<br />
<br />
Sources said the state committee headed by T Haque, former chairman of Commission for Agricultural Costs and Prices (CACP), was still analyzing various alternatives depending on how much the state government can spare for a waiver. Even though Uttar Pradesh, and now Maharashtra, have promised at giving relief to marginal farmers, Punjab government have been hinting at tackling the entire farm debt but without spelling out a roadmap.<br />
<br />
RBI chair at Centre for Research in Rural and Industrial Development (CRRID) Prof Satish Verma said the easiest option for the state would be to waive off debt of marginal farmers up to Rs 1 lakh, as was being done by other states. For this, the Punjab government will have to shell out Rs 4,000 crore and nearly 6 lakh loan account holders (farmers) would be benefitted.<br />
<br />
The next option would be to club together small and marginal farmers, who constitute nearly 35% of the total farming community in the state. With Rs 11,000 crore, the state can help nearly 14 lakh farmers reeling under financial crisis.<br />
<br />
&quot;However, then the state will have to take a call if it wants to consider multiple loan accounts of a single farmer. For instance, a farmer could have two loans of Rs 50,000 and Rs 75,000. If the state decided to grant waiver against one account then the overall remission liability will be lesser,&quot; said Prof Verma.<br />
<br />
But in case it decided to waive off the entire debt (including multiple accounts) under the small and marginal farmers category, the move would burn a hole of Rs 30,000 crore in the exchequer's pocket.<br />
<br />
The third option could be to waive off farm debt of all categories of farmer and this would require mobilization of Rs 63,180 crore. &quot;It is unlikely that the government would include medium farmers and leave out owners of large farm holdings. It has to be marginal/small and marginal or all categories,&quot; said Prof Verma.<br />
<br />
The fourth option is that the government could go in for debt waiver of all farmers in a staggered manner, which would be a departure from the UP model.<br />
<br />
Please <a href="http://timesofindia.indiatimes.com/city/chandigarh/small-or-marginal-farmers-debt-waiver-tough-call-for-punjab/articleshow/59129346.cms">click here</a> to read more. 
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$metaTitle = 'LATEST NEWS UPDATES | Small or marginal farmers: Debt waiver tough call for Punjab -Vibhor Mohan'
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-The Times of India

Chandigarh: Nearly three months after being sworn in, the Congress government in Punjab is still working on farm debt waiver, its key poll plank in the last assembly elections. But even as the government panel hopes to...'
$disp = '<div align="justify">-The Times of India<br /><br /><em>Chandigarh: </em>Nearly three months after being sworn in, the Congress government in Punjab is still working on farm debt waiver, its key poll plank in the last assembly elections. But even as the government panel hopes to submit an interim report this week, independent experts point out that given the poor financial health of the state and the Centre in no mood to offer a bailout, the state has four broad options to tackle the loan remission liability.<br /><br />Sources said the state committee headed by T Haque, former chairman of Commission for Agricultural Costs and Prices (CACP), was still analyzing various alternatives depending on how much the state government can spare for a waiver. Even though Uttar Pradesh, and now Maharashtra, have promised at giving relief to marginal farmers, Punjab government have been hinting at tackling the entire farm debt but without spelling out a roadmap.<br /><br />RBI chair at Centre for Research in Rural and Industrial Development (CRRID) Prof Satish Verma said the easiest option for the state would be to waive off debt of marginal farmers up to Rs 1 lakh, as was being done by other states. For this, the Punjab government will have to shell out Rs 4,000 crore and nearly 6 lakh loan account holders (farmers) would be benefitted.<br /><br />The next option would be to club together small and marginal farmers, who constitute nearly 35% of the total farming community in the state. With Rs 11,000 crore, the state can help nearly 14 lakh farmers reeling under financial crisis.<br /><br />&quot;However, then the state will have to take a call if it wants to consider multiple loan accounts of a single farmer. For instance, a farmer could have two loans of Rs 50,000 and Rs 75,000. If the state decided to grant waiver against one account then the overall remission liability will be lesser,&quot; said Prof Verma.<br /><br />But in case it decided to waive off the entire debt (including multiple accounts) under the small and marginal farmers category, the move would burn a hole of Rs 30,000 crore in the exchequer's pocket.<br /><br />The third option could be to waive off farm debt of all categories of farmer and this would require mobilization of Rs 63,180 crore. &quot;It is unlikely that the government would include medium farmers and leave out owners of large farm holdings. It has to be marginal/small and marginal or all categories,&quot; said Prof Verma.<br /><br />The fourth option is that the government could go in for debt waiver of all farmers in a staggered manner, which would be a departure from the UP model.<br /><br />Please <a href="http://timesofindia.indiatimes.com/city/chandigarh/small-or-marginal-farmers-debt-waiver-tough-call-for-punjab/articleshow/59129346.cms" title="http://timesofindia.indiatimes.com/city/chandigarh/small-or-marginal-farmers-debt-waiver-tough-call-for-punjab/articleshow/59129346.cms">click here</a> to read more. </div><div align="justify">&nbsp;</div>'
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Small or marginal farmers: Debt waiver tough call for Punjab -Vibhor Mohan

-The Times of India Chandigarh: Nearly three months after being sworn in, the Congress government in Punjab is still working on farm debt waiver, its key poll plank in the last assembly elections. But even as the government panel hopes to submit an interim report this week, independent experts point out that given the poor financial health of the state and the Centre in no mood to offer a bailout, the state has four broad options to tackle the loan remission liability. Sources said the state committee headed by T Haque, former chairman of Commission for Agricultural Costs and Prices (CACP), was still analyzing various alternatives depending on how much the state government can spare for a waiver. Even though Uttar Pradesh, and now Maharashtra, have promised at giving relief to marginal farmers, Punjab government have been hinting at tackling the entire farm debt but without spelling out a roadmap. RBI chair at Centre for Research in Rural and Industrial Development (CRRID) Prof Satish Verma said the easiest option for the state would be to waive off debt of marginal farmers up to Rs 1 lakh, as was being done by other states. For this, the Punjab government will have to shell out Rs 4,000 crore and nearly 6 lakh loan account holders (farmers) would be benefitted. The next option would be to club together small and marginal farmers, who constitute nearly 35% of the total farming community in the state. With Rs 11,000 crore, the state can help nearly 14 lakh farmers reeling under financial crisis. "However, then the state will have to take a call if it wants to consider multiple loan accounts of a single farmer. For instance, a farmer could have two loans of Rs 50,000 and Rs 75,000. If the state decided to grant waiver against one account then the overall remission liability will be lesser," said Prof Verma. But in case it decided to waive off the entire debt (including multiple accounts) under the small and marginal farmers category, the move would burn a hole of Rs 30,000 crore in the exchequer's pocket. The third option could be to waive off farm debt of all categories of farmer and this would require mobilization of Rs 63,180 crore. "It is unlikely that the government would include medium farmers and leave out owners of large farm holdings. It has to be marginal/small and marginal or all categories," said Prof Verma. The fourth option is that the government could go in for debt waiver of all farmers in a staggered manner, which would be a departure from the UP model. Please click here to read more.