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Sophisticated Aadhaar-related bank fraud has left police in Delhi and Noida baffled -Abhishek Dey

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The con involves the fraudulent withdrawal of money from bank accounts of victims with the help of a SIM card, Aadhaar and the United Payments Interface.

The police in Delhi and the neighbouring township of Noida are investigating several complaints of fraud in which money was suspected to be siphoned out of bank accounts of victims with the help of a Unified Payment Interface-supported application linked to Aadhaar, the 12-digit biometrically linked unique identification number that the government wants every Indian resident to have.

The fraud seems similar to the debit card scams that were rampant in India not long ago, which were aimed at people who are less digitally savvy and end up giving confidential information away on a phone call. Though the police are investigating a number of these cases, which involve Aadhaar-linked United Payments Interface apps, there is much they still do not understand about the scams.

The United Payments Interface is a system that allows users in India to transact across 30 banks using their smartphones. It was developed by the National Payments Corporation of India, an umbrella organisation of banks.

“Since March, the police in Delhi and Noida have received more than 30 such cases,” said Kislay Chaudhary, cyber security consultant to several government agencies and police departments in India.

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