Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 73
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::printArticle() - APP/Controller/ArtileDetailController.php, line 73
Cake\Controller\Controller::invokeAction() - CORE/src/Controller/Controller.php, line 610
Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120
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Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
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Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
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Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 74
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::printArticle() - APP/Controller/ArtileDetailController.php, line 74
Cake\Controller\Controller::invokeAction() - CORE/src/Controller/Controller.php, line 610
Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120
Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94
Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\AssetMiddleware::__invoke() - CORE/src/Routing/Middleware/AssetMiddleware.php, line 88
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Warning (512): Unable to emit headers. Headers sent in file=/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Error/Debugger.php line=853 [CORE/src/Http/ResponseEmitter.php, line 48]
Code Context
            if (Configure::read('debug')) {

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-The Times of India
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&lt;br /&gt;
&lt;em&gt;NEW DELHI: &lt;/em&gt;Southern states have emerged on top on financial inclusion parameters, while the East and some of the developed states of the West - including Gujarat and Maharashtra - are below the national average.
&lt;/p&gt;
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A new index on financial inclusion released by ratings and analytics firm Crisil on Tuesday showed that Puducherry topped the list, followed by Chandigarh and Kerala. In fact, most of the top slots were occupied by smaller states and Union Territories with Goa and Delhi at number four and five.
&lt;/p&gt;
&lt;p align=&quot;justify&quot;&gt;
Although the poor performance of the Bimaru states was on expected lines, what came as a surprise was the fact that Gujarat and Maharashtra, which rank high on industrialization and income levels, fared poorly when it came to financial inclusion. Crisil used bank branch, credit and deposit penetration (per lakh population) to assign scores to each district and then arrived at a score for every state and Union Territory.
&lt;/p&gt;
&lt;p align=&quot;justify&quot;&gt;
The two western states rank 18 and 19 among 35 states and Union Territories. Against a national average of 40.1, Gujarat&#039;s score was 38.6, and Maharashtra&#039;s 37.5, with even Andaman &amp;amp; Nicobar Islands, Odisha, Sikkim and Tripura faring better. In fact, had it not been for Mumbai, Maharashtra would have fared even worse. In case of Gujarat, Porbandar, ranked 115, had the highest level of financial inclusion in the state, according to Crisil&#039;s Inclusix.
&lt;/p&gt;
&lt;p align=&quot;justify&quot;&gt;
In terms of districts, five from Kerala made it to the top six in the country with Pathanamthitta occupying the numero uno slot followed by Karaikal in Puducherry and Thiruvananthapuram, Ernakulam, Kottayam and Thrissur.
&lt;/p&gt;
&lt;p align=&quot;justify&quot;&gt;
Given the low banking penetration in the East and the North-East, Kurung Kumey in Arunachal Pradesh was ranked at the bottom of the rankings covering 632 districts with a score of 5.5, nearly one-eighth the national average. Nine out of the 10 least scoring states on the index were in the eastern and north-eastern regions.
&lt;/p&gt;
&lt;p align=&quot;justify&quot;&gt;
In contrast, the southern region led on all three parameters used to build the index (see table). In terms of districts, 103 of the 107 districts in the South had scores higher than the national average, with 36 making it to the top 50 list for the country. In fact, 17 of the top 20 districts were from southern states and Union Territories with Mumbai (11), Mumbai suburban (16) and Chandigarh (18) being the exceptions.
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When it comes to changes, between 2011, the year for which the index has been released, and 2009, the year for which it was first prepared, the picture is mixed. Kolkata saw the maximum deterioration in its score, followed by Delhi, which may be explained by the fact that the population has grown faster than the pace at which banking penetration has increased. In contrast, Rangareddy in Andhra Pradesh saw the maximum improvement, followed by Kinnaur in Himachal Pradesh and Mahe in Puducherry.
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		&#039;credit_writer&#039; =&gt; &#039;The Times of India, 26 June, 2013, http://timesofindia.indiatimes.com/business/india-business/South-tops-in-bank-access-Maharashtra-Gujarat-below-national-average/articleshow/20768948.cms&#039;,
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A new index...&#039;,
	&#039;disp&#039; =&gt; &#039;&lt;div align=&quot;justify&quot;&gt;-The Times of India&lt;/div&gt;&lt;p align=&quot;justify&quot;&gt;&lt;br /&gt;&lt;em&gt;NEW DELHI: &lt;/em&gt;Southern states have emerged on top on financial inclusion parameters, while the East and some of the developed states of the West - including Gujarat and Maharashtra - are below the national average.&lt;/p&gt;&lt;p align=&quot;justify&quot;&gt;A new index on financial inclusion released by ratings and analytics firm Crisil on Tuesday showed that Puducherry topped the list, followed by Chandigarh and Kerala. In fact, most of the top slots were occupied by smaller states and Union Territories with Goa and Delhi at number four and five.&lt;/p&gt;&lt;p align=&quot;justify&quot;&gt;Although the poor performance of the Bimaru states was on expected lines, what came as a surprise was the fact that Gujarat and Maharashtra, which rank high on industrialization and income levels, fared poorly when it came to financial inclusion. Crisil used bank branch, credit and deposit penetration (per lakh population) to assign scores to each district and then arrived at a score for every state and Union Territory.&lt;/p&gt;&lt;p align=&quot;justify&quot;&gt;The two western states rank 18 and 19 among 35 states and Union Territories. Against a national average of 40.1, Gujarat&#039;s score was 38.6, and Maharashtra&#039;s 37.5, with even Andaman &amp;amp; Nicobar Islands, Odisha, Sikkim and Tripura faring better. In fact, had it not been for Mumbai, Maharashtra would have fared even worse. In case of Gujarat, Porbandar, ranked 115, had the highest level of financial inclusion in the state, according to Crisil&#039;s Inclusix.&lt;/p&gt;&lt;p align=&quot;justify&quot;&gt;In terms of districts, five from Kerala made it to the top six in the country with Pathanamthitta occupying the numero uno slot followed by Karaikal in Puducherry and Thiruvananthapuram, Ernakulam, Kottayam and Thrissur.&lt;/p&gt;&lt;p align=&quot;justify&quot;&gt;Given the low banking penetration in the East and the North-East, Kurung Kumey in Arunachal Pradesh was ranked at the bottom of the rankings covering 632 districts with a score of 5.5, nearly one-eighth the national average. Nine out of the 10 least scoring states on the index were in the eastern and north-eastern regions.&lt;/p&gt;&lt;p align=&quot;justify&quot;&gt;In contrast, the southern region led on all three parameters used to build the index (see table). In terms of districts, 103 of the 107 districts in the South had scores higher than the national average, with 36 making it to the top 50 list for the country. In fact, 17 of the top 20 districts were from southern states and Union Territories with Mumbai (11), Mumbai suburban (16) and Chandigarh (18) being the exceptions.&lt;/p&gt;&lt;p align=&quot;justify&quot;&gt;When it comes to changes, between 2011, the year for which the index has been released, and 2009, the year for which it was first prepared, the picture is mixed. Kolkata saw the maximum deterioration in its score, followed by Delhi, which may be explained by the fact that the population has grown faster than the pace at which banking penetration has increased. In contrast, Rangareddy in Andhra Pradesh saw the maximum improvement, followed by Kinnaur in Himachal Pradesh and Mahe in Puducherry.&lt;/p&gt;&#039;,
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&lt;em&gt;NEW DELHI: &lt;/em&gt;Southern states have emerged on top on financial inclusion parameters, while the East and some of the developed states of the West - including Gujarat and Maharashtra - are below the national average.
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Although the poor performance of the Bimaru states was on expected lines, what came as a surprise was the fact that Gujarat and Maharashtra, which rank high on industrialization and income levels, fared poorly when it came to financial inclusion. Crisil used bank branch, credit and deposit penetration (per lakh population) to assign scores to each district and then arrived at a score for every state and Union Territory.
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When it comes to changes, between 2011, the year for which the index has been released, and 2009, the year for which it was first prepared, the picture is mixed. Kolkata saw the maximum deterioration in its score, followed by Delhi, which may be explained by the fact that the population has grown faster than the pace at which banking penetration has increased. In contrast, Rangareddy in Andhra Pradesh saw the maximum improvement, followed by Kinnaur in Himachal Pradesh and Mahe in Puducherry.
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NEW DELHI: Southern states have emerged on top on financial inclusion parameters, while the East and some of the developed states of the West - including Gujarat and Maharashtra - are below the national average.


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-The Times of India



NEW DELHI: Southern states have emerged on top on financial inclusion parameters, while the East and some of the developed states of the West - including Gujarat and Maharashtra - are below the national average.


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                <strong>South tops in bank access; Maharashtra, Gujarat below national average</strong></h1>
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                <div align="justify">-The Times of India</div><p align="justify"><br /><em>NEW DELHI: </em>Southern states have emerged on top on financial inclusion parameters, while the East and some of the developed states of the West - including Gujarat and Maharashtra - are below the national average.</p><p align="justify">A new index on financial inclusion released by ratings and analytics firm Crisil on Tuesday showed that Puducherry topped the list, followed by Chandigarh and Kerala. In fact, most of the top slots were occupied by smaller states and Union Territories with Goa and Delhi at number four and five.</p><p align="justify">Although the poor performance of the Bimaru states was on expected lines, what came as a surprise was the fact that Gujarat and Maharashtra, which rank high on industrialization and income levels, fared poorly when it came to financial inclusion. Crisil used bank branch, credit and deposit penetration (per lakh population) to assign scores to each district and then arrived at a score for every state and Union Territory.</p><p align="justify">The two western states rank 18 and 19 among 35 states and Union Territories. Against a national average of 40.1, Gujarat's score was 38.6, and Maharashtra's 37.5, with even Andaman &amp; Nicobar Islands, Odisha, Sikkim and Tripura faring better. In fact, had it not been for Mumbai, Maharashtra would have fared even worse. In case of Gujarat, Porbandar, ranked 115, had the highest level of financial inclusion in the state, according to Crisil's Inclusix.</p><p align="justify">In terms of districts, five from Kerala made it to the top six in the country with Pathanamthitta occupying the numero uno slot followed by Karaikal in Puducherry and Thiruvananthapuram, Ernakulam, Kottayam and Thrissur.</p><p align="justify">Given the low banking penetration in the East and the North-East, Kurung Kumey in Arunachal Pradesh was ranked at the bottom of the rankings covering 632 districts with a score of 5.5, nearly one-eighth the national average. Nine out of the 10 least scoring states on the index were in the eastern and north-eastern regions.</p><p align="justify">In contrast, the southern region led on all three parameters used to build the index (see table). In terms of districts, 103 of the 107 districts in the South had scores higher than the national average, with 36 making it to the top 50 list for the country. In fact, 17 of the top 20 districts were from southern states and Union Territories with Mumbai (11), Mumbai suburban (16) and Chandigarh (18) being the exceptions.</p><p align="justify">When it comes to changes, between 2011, the year for which the index has been released, and 2009, the year for which it was first prepared, the picture is mixed. Kolkata saw the maximum deterioration in its score, followed by Delhi, which may be explained by the fact that the population has grown faster than the pace at which banking penetration has increased. In contrast, Rangareddy in Andhra Pradesh saw the maximum improvement, followed by Kinnaur in Himachal Pradesh and Mahe in Puducherry.</p>               </font>
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-The Times of India
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&lt;em&gt;NEW DELHI: &lt;/em&gt;Southern states have emerged on top on financial inclusion parameters, while the East and some of the developed states of the West - including Gujarat and Maharashtra - are below the national average.
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A new index on financial inclusion released by ratings and analytics firm Crisil on Tuesday showed that Puducherry topped the list, followed by Chandigarh and Kerala. In fact, most of the top slots were occupied by smaller states and Union Territories with Goa and Delhi at number four and five.
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Although the poor performance of the Bimaru states was on expected lines, what came as a surprise was the fact that Gujarat and Maharashtra, which rank high on industrialization and income levels, fared poorly when it came to financial inclusion. Crisil used bank branch, credit and deposit penetration (per lakh population) to assign scores to each district and then arrived at a score for every state and Union Territory.
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The two western states rank 18 and 19 among 35 states and Union Territories. Against a national average of 40.1, Gujarat&#039;s score was 38.6, and Maharashtra&#039;s 37.5, with even Andaman &amp;amp; Nicobar Islands, Odisha, Sikkim and Tripura faring better. In fact, had it not been for Mumbai, Maharashtra would have fared even worse. In case of Gujarat, Porbandar, ranked 115, had the highest level of financial inclusion in the state, according to Crisil&#039;s Inclusix.
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In terms of districts, five from Kerala made it to the top six in the country with Pathanamthitta occupying the numero uno slot followed by Karaikal in Puducherry and Thiruvananthapuram, Ernakulam, Kottayam and Thrissur.
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Given the low banking penetration in the East and the North-East, Kurung Kumey in Arunachal Pradesh was ranked at the bottom of the rankings covering 632 districts with a score of 5.5, nearly one-eighth the national average. Nine out of the 10 least scoring states on the index were in the eastern and north-eastern regions.
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When it comes to changes, between 2011, the year for which the index has been released, and 2009, the year for which it was first prepared, the picture is mixed. Kolkata saw the maximum deterioration in its score, followed by Delhi, which may be explained by the fact that the population has grown faster than the pace at which banking penetration has increased. In contrast, Rangareddy in Andhra Pradesh saw the maximum improvement, followed by Kinnaur in Himachal Pradesh and Mahe in Puducherry.
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&lt;em&gt;NEW DELHI: &lt;/em&gt;Southern states have emerged on top on financial inclusion parameters, while the East and some of the developed states of the West - including Gujarat and Maharashtra - are below the national average.
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-The Times of India



NEW DELHI: Southern states have emerged on top on financial inclusion parameters, while the East and some of the developed states of the West - including Gujarat and Maharashtra - are below the national average.


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                <strong>South tops in bank access; Maharashtra, Gujarat below national average</strong></h1>
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                <div align="justify">-The Times of India</div><p align="justify"><br /><em>NEW DELHI: </em>Southern states have emerged on top on financial inclusion parameters, while the East and some of the developed states of the West - including Gujarat and Maharashtra - are below the national average.</p><p align="justify">A new index on financial inclusion released by ratings and analytics firm Crisil on Tuesday showed that Puducherry topped the list, followed by Chandigarh and Kerala. In fact, most of the top slots were occupied by smaller states and Union Territories with Goa and Delhi at number four and five.</p><p align="justify">Although the poor performance of the Bimaru states was on expected lines, what came as a surprise was the fact that Gujarat and Maharashtra, which rank high on industrialization and income levels, fared poorly when it came to financial inclusion. Crisil used bank branch, credit and deposit penetration (per lakh population) to assign scores to each district and then arrived at a score for every state and Union Territory.</p><p align="justify">The two western states rank 18 and 19 among 35 states and Union Territories. Against a national average of 40.1, Gujarat's score was 38.6, and Maharashtra's 37.5, with even Andaman &amp; Nicobar Islands, Odisha, Sikkim and Tripura faring better. In fact, had it not been for Mumbai, Maharashtra would have fared even worse. In case of Gujarat, Porbandar, ranked 115, had the highest level of financial inclusion in the state, according to Crisil's Inclusix.</p><p align="justify">In terms of districts, five from Kerala made it to the top six in the country with Pathanamthitta occupying the numero uno slot followed by Karaikal in Puducherry and Thiruvananthapuram, Ernakulam, Kottayam and Thrissur.</p><p align="justify">Given the low banking penetration in the East and the North-East, Kurung Kumey in Arunachal Pradesh was ranked at the bottom of the rankings covering 632 districts with a score of 5.5, nearly one-eighth the national average. Nine out of the 10 least scoring states on the index were in the eastern and north-eastern regions.</p><p align="justify">In contrast, the southern region led on all three parameters used to build the index (see table). In terms of districts, 103 of the 107 districts in the South had scores higher than the national average, with 36 making it to the top 50 list for the country. In fact, 17 of the top 20 districts were from southern states and Union Territories with Mumbai (11), Mumbai suburban (16) and Chandigarh (18) being the exceptions.</p><p align="justify">When it comes to changes, between 2011, the year for which the index has been released, and 2009, the year for which it was first prepared, the picture is mixed. Kolkata saw the maximum deterioration in its score, followed by Delhi, which may be explained by the fact that the population has grown faster than the pace at which banking penetration has increased. In contrast, Rangareddy in Andhra Pradesh saw the maximum improvement, followed by Kinnaur in Himachal Pradesh and Mahe in Puducherry.</p>               </font>
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-The Times of India
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&lt;em&gt;NEW DELHI: &lt;/em&gt;Southern states have emerged on top on financial inclusion parameters, while the East and some of the developed states of the West - including Gujarat and Maharashtra - are below the national average.
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A new index on financial inclusion released by ratings and analytics firm Crisil on Tuesday showed that Puducherry topped the list, followed by Chandigarh and Kerala. In fact, most of the top slots were occupied by smaller states and Union Territories with Goa and Delhi at number four and five.
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The two western states rank 18 and 19 among 35 states and Union Territories. Against a national average of 40.1, Gujarat&#039;s score was 38.6, and Maharashtra&#039;s 37.5, with even Andaman &amp;amp; Nicobar Islands, Odisha, Sikkim and Tripura faring better. In fact, had it not been for Mumbai, Maharashtra would have fared even worse. In case of Gujarat, Porbandar, ranked 115, had the highest level of financial inclusion in the state, according to Crisil&#039;s Inclusix.
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In terms of districts, five from Kerala made it to the top six in the country with Pathanamthitta occupying the numero uno slot followed by Karaikal in Puducherry and Thiruvananthapuram, Ernakulam, Kottayam and Thrissur.
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Given the low banking penetration in the East and the North-East, Kurung Kumey in Arunachal Pradesh was ranked at the bottom of the rankings covering 632 districts with a score of 5.5, nearly one-eighth the national average. Nine out of the 10 least scoring states on the index were in the eastern and north-eastern regions.
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In contrast, the southern region led on all three parameters used to build the index (see table). In terms of districts, 103 of the 107 districts in the South had scores higher than the national average, with 36 making it to the top 50 list for the country. In fact, 17 of the top 20 districts were from southern states and Union Territories with Mumbai (11), Mumbai suburban (16) and Chandigarh (18) being the exceptions.
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When it comes to changes, between 2011, the year for which the index has been released, and 2009, the year for which it was first prepared, the picture is mixed. Kolkata saw the maximum deterioration in its score, followed by Delhi, which may be explained by the fact that the population has grown faster than the pace at which banking penetration has increased. In contrast, Rangareddy in Andhra Pradesh saw the maximum improvement, followed by Kinnaur in Himachal Pradesh and Mahe in Puducherry.
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A new index on financial inclusion released by ratings and analytics firm Crisil on Tuesday showed that Puducherry topped the list, followed by Chandigarh and Kerala. In fact, most of the top slots were occupied by smaller states and Union Territories with Goa and Delhi at number four and five.
&lt;/p&gt;
&lt;p align=&quot;justify&quot;&gt;
Although the poor performance of the Bimaru states was on expected lines, what came as a surprise was the fact that Gujarat and Maharashtra, which rank high on industrialization and income levels, fared poorly when it came to financial inclusion. Crisil used bank branch, credit and deposit penetration (per lakh population) to assign scores to each district and then arrived at a score for every state and Union Territory.
&lt;/p&gt;
&lt;p align=&quot;justify&quot;&gt;
The two western states rank 18 and 19 among 35 states and Union Territories. Against a national average of 40.1, Gujarat&#039;s score was 38.6, and Maharashtra&#039;s 37.5, with even Andaman &amp;amp; Nicobar Islands, Odisha, Sikkim and Tripura faring better. In fact, had it not been for Mumbai, Maharashtra would have fared even worse. In case of Gujarat, Porbandar, ranked 115, had the highest level of financial inclusion in the state, according to Crisil&#039;s Inclusix.
&lt;/p&gt;
&lt;p align=&quot;justify&quot;&gt;
In terms of districts, five from Kerala made it to the top six in the country with Pathanamthitta occupying the numero uno slot followed by Karaikal in Puducherry and Thiruvananthapuram, Ernakulam, Kottayam and Thrissur.
&lt;/p&gt;
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Given the low banking penetration in the East and the North-East, Kurung Kumey in Arunachal Pradesh was ranked at the bottom of the rankings covering 632 districts with a score of 5.5, nearly one-eighth the national average. Nine out of the 10 least scoring states on the index were in the eastern and north-eastern regions.
&lt;/p&gt;
&lt;p align=&quot;justify&quot;&gt;
In contrast, the southern region led on all three parameters used to build the index (see table). In terms of districts, 103 of the 107 districts in the South had scores higher than the national average, with 36 making it to the top 50 list for the country. In fact, 17 of the top 20 districts were from southern states and Union Territories with Mumbai (11), Mumbai suburban (16) and Chandigarh (18) being the exceptions.
&lt;/p&gt;
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When it comes to changes, between 2011, the year for which the index has been released, and 2009, the year for which it was first prepared, the picture is mixed. Kolkata saw the maximum deterioration in its score, followed by Delhi, which may be explained by the fact that the population has grown faster than the pace at which banking penetration has increased. In contrast, Rangareddy in Andhra Pradesh saw the maximum improvement, followed by Kinnaur in Himachal Pradesh and Mahe in Puducherry.
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$disp = &#039;&lt;div align=&quot;justify&quot;&gt;-The Times of India&lt;/div&gt;&lt;p align=&quot;justify&quot;&gt;&lt;br /&gt;&lt;em&gt;NEW DELHI: &lt;/em&gt;Southern states have emerged on top on financial inclusion parameters, while the East and some of the developed states of the West - including Gujarat and Maharashtra - are below the national average.&lt;/p&gt;&lt;p align=&quot;justify&quot;&gt;A new index on financial inclusion released by ratings and analytics firm Crisil on Tuesday showed that Puducherry topped the list, followed by Chandigarh and Kerala. In fact, most of the top slots were occupied by smaller states and Union Territories with Goa and Delhi at number four and five.&lt;/p&gt;&lt;p align=&quot;justify&quot;&gt;Although the poor performance of the Bimaru states was on expected lines, what came as a surprise was the fact that Gujarat and Maharashtra, which rank high on industrialization and income levels, fared poorly when it came to financial inclusion. Crisil used bank branch, credit and deposit penetration (per lakh population) to assign scores to each district and then arrived at a score for every state and Union Territory.&lt;/p&gt;&lt;p align=&quot;justify&quot;&gt;The two western states rank 18 and 19 among 35 states and Union Territories. Against a national average of 40.1, Gujarat&#039;s score was 38.6, and Maharashtra&#039;s 37.5, with even Andaman &amp;amp; Nicobar Islands, Odisha, Sikkim and Tripura faring better. In fact, had it not been for Mumbai, Maharashtra would have fared even worse. In case of Gujarat, Porbandar, ranked 115, had the highest level of financial inclusion in the state, according to Crisil&#039;s Inclusix.&lt;/p&gt;&lt;p align=&quot;justify&quot;&gt;In terms of districts, five from Kerala made it to the top six in the country with Pathanamthitta occupying the numero uno slot followed by Karaikal in Puducherry and Thiruvananthapuram, Ernakulam, Kottayam and Thrissur.&lt;/p&gt;&lt;p align=&quot;justify&quot;&gt;Given the low banking penetration in the East and the North-East, Kurung Kumey in Arunachal Pradesh was ranked at the bottom of the rankings covering 632 districts with a score of 5.5, nearly one-eighth the national average. Nine out of the 10 least scoring states on the index were in the eastern and north-eastern regions.&lt;/p&gt;&lt;p align=&quot;justify&quot;&gt;In contrast, the southern region led on all three parameters used to build the index (see table). In terms of districts, 103 of the 107 districts in the South had scores higher than the national average, with 36 making it to the top 50 list for the country. In fact, 17 of the top 20 districts were from southern states and Union Territories with Mumbai (11), Mumbai suburban (16) and Chandigarh (18) being the exceptions.&lt;/p&gt;&lt;p align=&quot;justify&quot;&gt;When it comes to changes, between 2011, the year for which the index has been released, and 2009, the year for which it was first prepared, the picture is mixed. Kolkata saw the maximum deterioration in its score, followed by Delhi, which may be explained by the fact that the population has grown faster than the pace at which banking penetration has increased. In contrast, Rangareddy in Andhra Pradesh saw the maximum improvement, followed by Kinnaur in Himachal Pradesh and Mahe in Puducherry.&lt;/p&gt;&#039;
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-The Times of India



NEW DELHI: Southern states have emerged on top on financial inclusion parameters, while the East and some of the developed states of the West - including Gujarat and Maharashtra - are below the national average.


A new index..."/>
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                <strong>South tops in bank access; Maharashtra, Gujarat below national average</strong></h1>
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                <div align="justify">-The Times of India</div><p align="justify"><br /><em>NEW DELHI: </em>Southern states have emerged on top on financial inclusion parameters, while the East and some of the developed states of the West - including Gujarat and Maharashtra - are below the national average.</p><p align="justify">A new index on financial inclusion released by ratings and analytics firm Crisil on Tuesday showed that Puducherry topped the list, followed by Chandigarh and Kerala. In fact, most of the top slots were occupied by smaller states and Union Territories with Goa and Delhi at number four and five.</p><p align="justify">Although the poor performance of the Bimaru states was on expected lines, what came as a surprise was the fact that Gujarat and Maharashtra, which rank high on industrialization and income levels, fared poorly when it came to financial inclusion. Crisil used bank branch, credit and deposit penetration (per lakh population) to assign scores to each district and then arrived at a score for every state and Union Territory.</p><p align="justify">The two western states rank 18 and 19 among 35 states and Union Territories. Against a national average of 40.1, Gujarat's score was 38.6, and Maharashtra's 37.5, with even Andaman &amp; Nicobar Islands, Odisha, Sikkim and Tripura faring better. In fact, had it not been for Mumbai, Maharashtra would have fared even worse. In case of Gujarat, Porbandar, ranked 115, had the highest level of financial inclusion in the state, according to Crisil's Inclusix.</p><p align="justify">In terms of districts, five from Kerala made it to the top six in the country with Pathanamthitta occupying the numero uno slot followed by Karaikal in Puducherry and Thiruvananthapuram, Ernakulam, Kottayam and Thrissur.</p><p align="justify">Given the low banking penetration in the East and the North-East, Kurung Kumey in Arunachal Pradesh was ranked at the bottom of the rankings covering 632 districts with a score of 5.5, nearly one-eighth the national average. Nine out of the 10 least scoring states on the index were in the eastern and north-eastern regions.</p><p align="justify">In contrast, the southern region led on all three parameters used to build the index (see table). In terms of districts, 103 of the 107 districts in the South had scores higher than the national average, with 36 making it to the top 50 list for the country. In fact, 17 of the top 20 districts were from southern states and Union Territories with Mumbai (11), Mumbai suburban (16) and Chandigarh (18) being the exceptions.</p><p align="justify">When it comes to changes, between 2011, the year for which the index has been released, and 2009, the year for which it was first prepared, the picture is mixed. Kolkata saw the maximum deterioration in its score, followed by Delhi, which may be explained by the fact that the population has grown faster than the pace at which banking penetration has increased. In contrast, Rangareddy in Andhra Pradesh saw the maximum improvement, followed by Kinnaur in Himachal Pradesh and Mahe in Puducherry.</p>               </font>
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-The Times of India
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<br />
<em>NEW DELHI: </em>Southern states have emerged on top on financial inclusion parameters, while the East and some of the developed states of the West - including Gujarat and Maharashtra - are below the national average.
</p>
<p align="justify">
A new index on financial inclusion released by ratings and analytics firm Crisil on Tuesday showed that Puducherry topped the list, followed by Chandigarh and Kerala. In fact, most of the top slots were occupied by smaller states and Union Territories with Goa and Delhi at number four and five.
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Although the poor performance of the Bimaru states was on expected lines, what came as a surprise was the fact that Gujarat and Maharashtra, which rank high on industrialization and income levels, fared poorly when it came to financial inclusion. Crisil used bank branch, credit and deposit penetration (per lakh population) to assign scores to each district and then arrived at a score for every state and Union Territory.
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In contrast, the southern region led on all three parameters used to build the index (see table). In terms of districts, 103 of the 107 districts in the South had scores higher than the national average, with 36 making it to the top 50 list for the country. In fact, 17 of the top 20 districts were from southern states and Union Territories with Mumbai (11), Mumbai suburban (16) and Chandigarh (18) being the exceptions.
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-The Times of India
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<br />
<em>NEW DELHI: </em>Southern states have emerged on top on financial inclusion parameters, while the East and some of the developed states of the West - including Gujarat and Maharashtra - are below the national average.
</p>
<p align="justify">
A new index on financial inclusion released by ratings and analytics firm Crisil on Tuesday showed that Puducherry topped the list, followed by Chandigarh and Kerala. In fact, most of the top slots were occupied by smaller states and Union Territories with Goa and Delhi at number four and five.
</p>
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Although the poor performance of the Bimaru states was on expected lines, what came as a surprise was the fact that Gujarat and Maharashtra, which rank high on industrialization and income levels, fared poorly when it came to financial inclusion. Crisil used bank branch, credit and deposit penetration (per lakh population) to assign scores to each district and then arrived at a score for every state and Union Territory.
</p>
<p align="justify">
The two western states rank 18 and 19 among 35 states and Union Territories. Against a national average of 40.1, Gujarat's score was 38.6, and Maharashtra's 37.5, with even Andaman &amp; Nicobar Islands, Odisha, Sikkim and Tripura faring better. In fact, had it not been for Mumbai, Maharashtra would have fared even worse. In case of Gujarat, Porbandar, ranked 115, had the highest level of financial inclusion in the state, according to Crisil's Inclusix.
</p>
<p align="justify">
In terms of districts, five from Kerala made it to the top six in the country with Pathanamthitta occupying the numero uno slot followed by Karaikal in Puducherry and Thiruvananthapuram, Ernakulam, Kottayam and Thrissur.
</p>
<p align="justify">
Given the low banking penetration in the East and the North-East, Kurung Kumey in Arunachal Pradesh was ranked at the bottom of the rankings covering 632 districts with a score of 5.5, nearly one-eighth the national average. Nine out of the 10 least scoring states on the index were in the eastern and north-eastern regions.
</p>
<p align="justify">
In contrast, the southern region led on all three parameters used to build the index (see table). In terms of districts, 103 of the 107 districts in the South had scores higher than the national average, with 36 making it to the top 50 list for the country. In fact, 17 of the top 20 districts were from southern states and Union Territories with Mumbai (11), Mumbai suburban (16) and Chandigarh (18) being the exceptions.
</p>
<p align="justify">
When it comes to changes, between 2011, the year for which the index has been released, and 2009, the year for which it was first prepared, the picture is mixed. Kolkata saw the maximum deterioration in its score, followed by Delhi, which may be explained by the fact that the population has grown faster than the pace at which banking penetration has increased. In contrast, Rangareddy in Andhra Pradesh saw the maximum improvement, followed by Kinnaur in Himachal Pradesh and Mahe in Puducherry.
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-The Times of India



NEW DELHI: Southern states have emerged on top on financial inclusion parameters, while the East and some of the developed states of the West - including Gujarat and Maharashtra - are below the national average.


A new index...'
$disp = '<div align="justify">-The Times of India</div><p align="justify"><br /><em>NEW DELHI: </em>Southern states have emerged on top on financial inclusion parameters, while the East and some of the developed states of the West - including Gujarat and Maharashtra - are below the national average.</p><p align="justify">A new index on financial inclusion released by ratings and analytics firm Crisil on Tuesday showed that Puducherry topped the list, followed by Chandigarh and Kerala. In fact, most of the top slots were occupied by smaller states and Union Territories with Goa and Delhi at number four and five.</p><p align="justify">Although the poor performance of the Bimaru states was on expected lines, what came as a surprise was the fact that Gujarat and Maharashtra, which rank high on industrialization and income levels, fared poorly when it came to financial inclusion. Crisil used bank branch, credit and deposit penetration (per lakh population) to assign scores to each district and then arrived at a score for every state and Union Territory.</p><p align="justify">The two western states rank 18 and 19 among 35 states and Union Territories. Against a national average of 40.1, Gujarat's score was 38.6, and Maharashtra's 37.5, with even Andaman &amp; Nicobar Islands, Odisha, Sikkim and Tripura faring better. In fact, had it not been for Mumbai, Maharashtra would have fared even worse. In case of Gujarat, Porbandar, ranked 115, had the highest level of financial inclusion in the state, according to Crisil's Inclusix.</p><p align="justify">In terms of districts, five from Kerala made it to the top six in the country with Pathanamthitta occupying the numero uno slot followed by Karaikal in Puducherry and Thiruvananthapuram, Ernakulam, Kottayam and Thrissur.</p><p align="justify">Given the low banking penetration in the East and the North-East, Kurung Kumey in Arunachal Pradesh was ranked at the bottom of the rankings covering 632 districts with a score of 5.5, nearly one-eighth the national average. Nine out of the 10 least scoring states on the index were in the eastern and north-eastern regions.</p><p align="justify">In contrast, the southern region led on all three parameters used to build the index (see table). In terms of districts, 103 of the 107 districts in the South had scores higher than the national average, with 36 making it to the top 50 list for the country. In fact, 17 of the top 20 districts were from southern states and Union Territories with Mumbai (11), Mumbai suburban (16) and Chandigarh (18) being the exceptions.</p><p align="justify">When it comes to changes, between 2011, the year for which the index has been released, and 2009, the year for which it was first prepared, the picture is mixed. Kolkata saw the maximum deterioration in its score, followed by Delhi, which may be explained by the fact that the population has grown faster than the pace at which banking penetration has increased. In contrast, Rangareddy in Andhra Pradesh saw the maximum improvement, followed by Kinnaur in Himachal Pradesh and Mahe in Puducherry.</p>'
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South tops in bank access; Maharashtra, Gujarat below national average

-The Times of India NEW DELHI: Southern states have emerged on top on financial inclusion parameters, while the East and some of the developed states of the West - including Gujarat and Maharashtra - are below the national average. A new index on financial inclusion released by ratings and analytics firm Crisil on Tuesday showed that Puducherry topped the list, followed by Chandigarh and Kerala. In fact, most of the top slots were occupied by smaller states and Union Territories with Goa and Delhi at number four and five. Although the poor performance of the Bimaru states was on expected lines, what came as a surprise was the fact that Gujarat and Maharashtra, which rank high on industrialization and income levels, fared poorly when it came to financial inclusion. Crisil used bank branch, credit and deposit penetration (per lakh population) to assign scores to each district and then arrived at a score for every state and Union Territory. The two western states rank 18 and 19 among 35 states and Union Territories. Against a national average of 40.1, Gujarat's score was 38.6, and Maharashtra's 37.5, with even Andaman & Nicobar Islands, Odisha, Sikkim and Tripura faring better. In fact, had it not been for Mumbai, Maharashtra would have fared even worse. In case of Gujarat, Porbandar, ranked 115, had the highest level of financial inclusion in the state, according to Crisil's Inclusix. In terms of districts, five from Kerala made it to the top six in the country with Pathanamthitta occupying the numero uno slot followed by Karaikal in Puducherry and Thiruvananthapuram, Ernakulam, Kottayam and Thrissur. Given the low banking penetration in the East and the North-East, Kurung Kumey in Arunachal Pradesh was ranked at the bottom of the rankings covering 632 districts with a score of 5.5, nearly one-eighth the national average. Nine out of the 10 least scoring states on the index were in the eastern and north-eastern regions. In contrast, the southern region led on all three parameters used to build the index (see table). In terms of districts, 103 of the 107 districts in the South had scores higher than the national average, with 36 making it to the top 50 list for the country. In fact, 17 of the top 20 districts were from southern states and Union Territories with Mumbai (11), Mumbai suburban (16) and Chandigarh (18) being the exceptions. When it comes to changes, between 2011, the year for which the index has been released, and 2009, the year for which it was first prepared, the picture is mixed. Kolkata saw the maximum deterioration in its score, followed by Delhi, which may be explained by the fact that the population has grown faster than the pace at which banking penetration has increased. In contrast, Rangareddy in Andhra Pradesh saw the maximum improvement, followed by Kinnaur in Himachal Pradesh and Mahe in Puducherry.