Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 73
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::printArticle() - APP/Controller/ArtileDetailController.php, line 73
Cake\Controller\Controller::invokeAction() - CORE/src/Controller/Controller.php, line 610
Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120
Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94
Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\AssetMiddleware::__invoke() - CORE/src/Routing/Middleware/AssetMiddleware.php, line 88
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 74
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::printArticle() - APP/Controller/ArtileDetailController.php, line 74
Cake\Controller\Controller::invokeAction() - CORE/src/Controller/Controller.php, line 610
Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120
Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94
Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\AssetMiddleware::__invoke() - CORE/src/Routing/Middleware/AssetMiddleware.php, line 88
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Warning (512): Unable to emit headers. Headers sent in file=/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Error/Debugger.php line=853 [CORE/src/Http/ResponseEmitter.php, line 48]
Code Context
            if (Configure::read('debug')) {

                trigger_error($message, E_USER_WARNING);

            } else {
$response = object(Cake\Http\Response) {

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&lt;p style=&quot;text-align:justify&quot;&gt;&lt;em&gt;Despite increasing allocated funds, the Union government has been unable to significantly improve penetration of crop insurance in terms of enrolled farmers and insured areas.&lt;/em&gt;&lt;/p&gt;

&lt;p style=&quot;text-align:justify&quot;&gt;India&amp;rsquo;s agriculture sector, which provides employment to more than 50% of the labour force and contributes about 17% of the gross domestic product, currently faces multiple challenges. Smaller land holdings, unfavourable climate changes events, dismal public and private investment, low monthly incomes, a high proportion of indebted farmers and unfavourable terms of trade between farmers and non-farmers are just a few of the major problems.&lt;/p&gt;

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&lt;p style=&quot;text-align:justify&quot;&gt;It was available for all farmers, including sharecroppers and tenant farmers who cultivate the notified crops in the notified areas. The total notified crops for PMFBY was higher than previous crop insurance schemes. However, like other schemes that had come before it, it was initially compulsory for those farmers who had taken institutional credit (loanee farmers). It was protecting agriculture from non-preventable risks such as drought, floods, and pests from the sowing period to the harvesting period until Kharif 2020.&lt;/p&gt;

&lt;p style=&quot;text-align:justify&quot;&gt;By 2020 though, through a revamping of guidelines, the enrollment of loanee farmers became voluntary, and the coverage of risk has increased from pre-sowing to post-harvest losses.&lt;/p&gt;

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&lt;p style=&quot;text-align:justify&quot;&gt;Please &lt;a href=&quot;https://thewire.in/agriculture/the-ailing-pm-fasal-bima-yojana-needs-a-structural-redesign&quot;&gt;click here&lt;/a&gt; to read more.&amp;nbsp;&lt;/p&gt;
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&lt;p style=&quot;text-align:justify&quot;&gt;Please &lt;a href=&quot;https://thewire.in/agriculture/the-ailing-pm-fasal-bima-yojana-needs-a-structural-redesign&quot;&gt;click here&lt;/a&gt; to read more.&amp;nbsp;&lt;/p&gt;
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Despite increasing allocated funds, the Union government has been unable to significantly improve penetration of crop insurance in terms of enrolled farmers and insured areas.

India&rsquo;s agriculture sector, which provides employment to more than 50% of the labour force and contributes..."/>
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                <strong>The Ailing PM Fasal Bima Yojana Needs a Structural Redesign -Baikunth Roy and Satyendra Kumar</strong></h1>
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                <p style="text-align:justify">-TheWire.in</p><p style="text-align:justify"><em>Despite increasing allocated funds, the Union government has been unable to significantly improve penetration of crop insurance in terms of enrolled farmers and insured areas.</em></p><p style="text-align:justify">India&rsquo;s agriculture sector, which provides employment to more than 50% of the labour force and contributes about 17% of the gross domestic product, currently faces multiple challenges. Smaller land holdings, unfavourable climate changes events, dismal public and private investment, low monthly incomes, a high proportion of indebted farmers and unfavourable terms of trade between farmers and non-farmers are just a few of the major problems.</p><p style="text-align:justify">Against this backdrop, the Pradhan Mantri Fasal Bima Yojana (PMFBY) was announced in the Kharif 2016 season to strengthen the agriculture insurance scheme and increase farmers&rsquo; income by reducing non-preventable agriculture risk and indebtedness of farmers.</p><p style="text-align:justify">It was available for all farmers, including sharecroppers and tenant farmers who cultivate the notified crops in the notified areas. The total notified crops for PMFBY was higher than previous crop insurance schemes. However, like other schemes that had come before it, it was initially compulsory for those farmers who had taken institutional credit (loanee farmers). It was protecting agriculture from non-preventable risks such as drought, floods, and pests from the sowing period to the harvesting period until Kharif 2020.</p><p style="text-align:justify">By 2020 though, through a revamping of guidelines, the enrollment of loanee farmers became voluntary, and the coverage of risk has increased from pre-sowing to post-harvest losses.</p><p style="text-align:justify">Insurance companies in PMFBY charge an actuarial premium rate without any ceiling. However, farmers have to pay a fixed percentage of the sum insured as a premium. The difference between the actuarial premium rate and the premium rate paid by farmers, i.e., premium subsidy, is equally shared between the state and central governments. Despite having a fixed rate of premium for farmers, the premium amount paid by farmers and premium subsidy increases with an increase in the sum insured of farmers. The premium subsidy also increases when total insured farmers, total area insured, and the number of crops notified by the states for crop insurance increase.</p><p style="text-align:justify">Please <a href="https://thewire.in/agriculture/the-ailing-pm-fasal-bima-yojana-needs-a-structural-redesign" title="https://thewire.in/agriculture/the-ailing-pm-fasal-bima-yojana-needs-a-structural-redesign">click here</a> to read more.&nbsp;</p>               </font>
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&lt;p style=&quot;text-align:justify&quot;&gt;&lt;em&gt;Despite increasing allocated funds, the Union government has been unable to significantly improve penetration of crop insurance in terms of enrolled farmers and insured areas.&lt;/em&gt;&lt;/p&gt;

&lt;p style=&quot;text-align:justify&quot;&gt;India&amp;rsquo;s agriculture sector, which provides employment to more than 50% of the labour force and contributes about 17% of the gross domestic product, currently faces multiple challenges. Smaller land holdings, unfavourable climate changes events, dismal public and private investment, low monthly incomes, a high proportion of indebted farmers and unfavourable terms of trade between farmers and non-farmers are just a few of the major problems.&lt;/p&gt;

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&lt;p style=&quot;text-align:justify&quot;&gt;By 2020 though, through a revamping of guidelines, the enrollment of loanee farmers became voluntary, and the coverage of risk has increased from pre-sowing to post-harvest losses.&lt;/p&gt;

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                <strong>The Ailing PM Fasal Bima Yojana Needs a Structural Redesign -Baikunth Roy and Satyendra Kumar</strong></h1>
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                <p style="text-align:justify">-TheWire.in</p><p style="text-align:justify"><em>Despite increasing allocated funds, the Union government has been unable to significantly improve penetration of crop insurance in terms of enrolled farmers and insured areas.</em></p><p style="text-align:justify">India&rsquo;s agriculture sector, which provides employment to more than 50% of the labour force and contributes about 17% of the gross domestic product, currently faces multiple challenges. Smaller land holdings, unfavourable climate changes events, dismal public and private investment, low monthly incomes, a high proportion of indebted farmers and unfavourable terms of trade between farmers and non-farmers are just a few of the major problems.</p><p style="text-align:justify">Against this backdrop, the Pradhan Mantri Fasal Bima Yojana (PMFBY) was announced in the Kharif 2016 season to strengthen the agriculture insurance scheme and increase farmers&rsquo; income by reducing non-preventable agriculture risk and indebtedness of farmers.</p><p style="text-align:justify">It was available for all farmers, including sharecroppers and tenant farmers who cultivate the notified crops in the notified areas. The total notified crops for PMFBY was higher than previous crop insurance schemes. However, like other schemes that had come before it, it was initially compulsory for those farmers who had taken institutional credit (loanee farmers). It was protecting agriculture from non-preventable risks such as drought, floods, and pests from the sowing period to the harvesting period until Kharif 2020.</p><p style="text-align:justify">By 2020 though, through a revamping of guidelines, the enrollment of loanee farmers became voluntary, and the coverage of risk has increased from pre-sowing to post-harvest losses.</p><p style="text-align:justify">Insurance companies in PMFBY charge an actuarial premium rate without any ceiling. However, farmers have to pay a fixed percentage of the sum insured as a premium. The difference between the actuarial premium rate and the premium rate paid by farmers, i.e., premium subsidy, is equally shared between the state and central governments. Despite having a fixed rate of premium for farmers, the premium amount paid by farmers and premium subsidy increases with an increase in the sum insured of farmers. The premium subsidy also increases when total insured farmers, total area insured, and the number of crops notified by the states for crop insurance increase.</p><p style="text-align:justify">Please <a href="https://thewire.in/agriculture/the-ailing-pm-fasal-bima-yojana-needs-a-structural-redesign" title="https://thewire.in/agriculture/the-ailing-pm-fasal-bima-yojana-needs-a-structural-redesign">click here</a> to read more.&nbsp;</p>               </font>
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&lt;p style=&quot;text-align:justify&quot;&gt;&lt;em&gt;Despite increasing allocated funds, the Union government has been unable to significantly improve penetration of crop insurance in terms of enrolled farmers and insured areas.&lt;/em&gt;&lt;/p&gt;

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&lt;p style=&quot;text-align:justify&quot;&gt;Please &lt;a href=&quot;https://thewire.in/agriculture/the-ailing-pm-fasal-bima-yojana-needs-a-structural-redesign&quot;&gt;click here&lt;/a&gt; to read more.&amp;nbsp;&lt;/p&gt;
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Despite increasing allocated funds, the Union government has been unable to significantly improve penetration of crop insurance in terms of enrolled farmers and insured areas.

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Despite increasing allocated funds, the Union government has been unable to significantly improve penetration of crop insurance in terms of enrolled farmers and insured areas.

India&rsquo;s agriculture sector, which provides employment to more than 50% of the labour force and contributes..."/>
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                <strong>The Ailing PM Fasal Bima Yojana Needs a Structural Redesign -Baikunth Roy and Satyendra Kumar</strong></h1>
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                <p style="text-align:justify">-TheWire.in</p><p style="text-align:justify"><em>Despite increasing allocated funds, the Union government has been unable to significantly improve penetration of crop insurance in terms of enrolled farmers and insured areas.</em></p><p style="text-align:justify">India&rsquo;s agriculture sector, which provides employment to more than 50% of the labour force and contributes about 17% of the gross domestic product, currently faces multiple challenges. Smaller land holdings, unfavourable climate changes events, dismal public and private investment, low monthly incomes, a high proportion of indebted farmers and unfavourable terms of trade between farmers and non-farmers are just a few of the major problems.</p><p style="text-align:justify">Against this backdrop, the Pradhan Mantri Fasal Bima Yojana (PMFBY) was announced in the Kharif 2016 season to strengthen the agriculture insurance scheme and increase farmers&rsquo; income by reducing non-preventable agriculture risk and indebtedness of farmers.</p><p style="text-align:justify">It was available for all farmers, including sharecroppers and tenant farmers who cultivate the notified crops in the notified areas. The total notified crops for PMFBY was higher than previous crop insurance schemes. However, like other schemes that had come before it, it was initially compulsory for those farmers who had taken institutional credit (loanee farmers). It was protecting agriculture from non-preventable risks such as drought, floods, and pests from the sowing period to the harvesting period until Kharif 2020.</p><p style="text-align:justify">By 2020 though, through a revamping of guidelines, the enrollment of loanee farmers became voluntary, and the coverage of risk has increased from pre-sowing to post-harvest losses.</p><p style="text-align:justify">Insurance companies in PMFBY charge an actuarial premium rate without any ceiling. However, farmers have to pay a fixed percentage of the sum insured as a premium. The difference between the actuarial premium rate and the premium rate paid by farmers, i.e., premium subsidy, is equally shared between the state and central governments. Despite having a fixed rate of premium for farmers, the premium amount paid by farmers and premium subsidy increases with an increase in the sum insured of farmers. The premium subsidy also increases when total insured farmers, total area insured, and the number of crops notified by the states for crop insurance increase.</p><p style="text-align:justify">Please <a href="https://thewire.in/agriculture/the-ailing-pm-fasal-bima-yojana-needs-a-structural-redesign" title="https://thewire.in/agriculture/the-ailing-pm-fasal-bima-yojana-needs-a-structural-redesign">click here</a> to read more.&nbsp;</p>               </font>
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<p style="text-align:justify"><em>Despite increasing allocated funds, the Union government has been unable to significantly improve penetration of crop insurance in terms of enrolled farmers and insured areas.</em></p>

<p style="text-align:justify">India&rsquo;s agriculture sector, which provides employment to more than 50% of the labour force and contributes about 17% of the gross domestic product, currently faces multiple challenges. Smaller land holdings, unfavourable climate changes events, dismal public and private investment, low monthly incomes, a high proportion of indebted farmers and unfavourable terms of trade between farmers and non-farmers are just a few of the major problems.</p>

<p style="text-align:justify">Against this backdrop, the Pradhan Mantri Fasal Bima Yojana (PMFBY) was announced in the Kharif 2016 season to strengthen the agriculture insurance scheme and increase farmers&rsquo; income by reducing non-preventable agriculture risk and indebtedness of farmers.</p>

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<p style="text-align:justify">By 2020 though, through a revamping of guidelines, the enrollment of loanee farmers became voluntary, and the coverage of risk has increased from pre-sowing to post-harvest losses.</p>

<p style="text-align:justify">Insurance companies in PMFBY charge an actuarial premium rate without any ceiling. However, farmers have to pay a fixed percentage of the sum insured as a premium. The difference between the actuarial premium rate and the premium rate paid by farmers, i.e., premium subsidy, is equally shared between the state and central governments. Despite having a fixed rate of premium for farmers, the premium amount paid by farmers and premium subsidy increases with an increase in the sum insured of farmers. The premium subsidy also increases when total insured farmers, total area insured, and the number of crops notified by the states for crop insurance increase.</p>

<p style="text-align:justify">Please <a href="https://thewire.in/agriculture/the-ailing-pm-fasal-bima-yojana-needs-a-structural-redesign">click here</a> to read more.&nbsp;</p>
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<p style="text-align:justify"><em>Despite increasing allocated funds, the Union government has been unable to significantly improve penetration of crop insurance in terms of enrolled farmers and insured areas.</em></p>

<p style="text-align:justify">India&rsquo;s agriculture sector, which provides employment to more than 50% of the labour force and contributes about 17% of the gross domestic product, currently faces multiple challenges. Smaller land holdings, unfavourable climate changes events, dismal public and private investment, low monthly incomes, a high proportion of indebted farmers and unfavourable terms of trade between farmers and non-farmers are just a few of the major problems.</p>

<p style="text-align:justify">Against this backdrop, the Pradhan Mantri Fasal Bima Yojana (PMFBY) was announced in the Kharif 2016 season to strengthen the agriculture insurance scheme and increase farmers&rsquo; income by reducing non-preventable agriculture risk and indebtedness of farmers.</p>

<p style="text-align:justify">It was available for all farmers, including sharecroppers and tenant farmers who cultivate the notified crops in the notified areas. The total notified crops for PMFBY was higher than previous crop insurance schemes. However, like other schemes that had come before it, it was initially compulsory for those farmers who had taken institutional credit (loanee farmers). It was protecting agriculture from non-preventable risks such as drought, floods, and pests from the sowing period to the harvesting period until Kharif 2020.</p>

<p style="text-align:justify">By 2020 though, through a revamping of guidelines, the enrollment of loanee farmers became voluntary, and the coverage of risk has increased from pre-sowing to post-harvest losses.</p>

<p style="text-align:justify">Insurance companies in PMFBY charge an actuarial premium rate without any ceiling. However, farmers have to pay a fixed percentage of the sum insured as a premium. The difference between the actuarial premium rate and the premium rate paid by farmers, i.e., premium subsidy, is equally shared between the state and central governments. Despite having a fixed rate of premium for farmers, the premium amount paid by farmers and premium subsidy increases with an increase in the sum insured of farmers. The premium subsidy also increases when total insured farmers, total area insured, and the number of crops notified by the states for crop insurance increase.</p>

<p style="text-align:justify">Please <a href="https://thewire.in/agriculture/the-ailing-pm-fasal-bima-yojana-needs-a-structural-redesign">click here</a> to read more.&nbsp;</p>
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$metaTitle = 'LATEST NEWS UPDATES | The Ailing PM Fasal Bima Yojana Needs a Structural Redesign -Baikunth Roy and Satyendra Kumar'
$metaKeywords = 'Pradhan Mantri Fasal Bima Yojana,PMFBY,Actuarial premium rate,claim settlement,Delayed Claim Settlement,Delayed Claim Payment'
$metaDesc = '-TheWire.in

Despite increasing allocated funds, the Union government has been unable to significantly improve penetration of crop insurance in terms of enrolled farmers and insured areas.

India&rsquo;s agriculture sector, which provides employment to more than 50% of the labour force and contributes...'
$disp = '<p style="text-align:justify">-TheWire.in</p><p style="text-align:justify"><em>Despite increasing allocated funds, the Union government has been unable to significantly improve penetration of crop insurance in terms of enrolled farmers and insured areas.</em></p><p style="text-align:justify">India&rsquo;s agriculture sector, which provides employment to more than 50% of the labour force and contributes about 17% of the gross domestic product, currently faces multiple challenges. Smaller land holdings, unfavourable climate changes events, dismal public and private investment, low monthly incomes, a high proportion of indebted farmers and unfavourable terms of trade between farmers and non-farmers are just a few of the major problems.</p><p style="text-align:justify">Against this backdrop, the Pradhan Mantri Fasal Bima Yojana (PMFBY) was announced in the Kharif 2016 season to strengthen the agriculture insurance scheme and increase farmers&rsquo; income by reducing non-preventable agriculture risk and indebtedness of farmers.</p><p style="text-align:justify">It was available for all farmers, including sharecroppers and tenant farmers who cultivate the notified crops in the notified areas. The total notified crops for PMFBY was higher than previous crop insurance schemes. However, like other schemes that had come before it, it was initially compulsory for those farmers who had taken institutional credit (loanee farmers). It was protecting agriculture from non-preventable risks such as drought, floods, and pests from the sowing period to the harvesting period until Kharif 2020.</p><p style="text-align:justify">By 2020 though, through a revamping of guidelines, the enrollment of loanee farmers became voluntary, and the coverage of risk has increased from pre-sowing to post-harvest losses.</p><p style="text-align:justify">Insurance companies in PMFBY charge an actuarial premium rate without any ceiling. However, farmers have to pay a fixed percentage of the sum insured as a premium. The difference between the actuarial premium rate and the premium rate paid by farmers, i.e., premium subsidy, is equally shared between the state and central governments. Despite having a fixed rate of premium for farmers, the premium amount paid by farmers and premium subsidy increases with an increase in the sum insured of farmers. The premium subsidy also increases when total insured farmers, total area insured, and the number of crops notified by the states for crop insurance increase.</p><p style="text-align:justify">Please <a href="https://thewire.in/agriculture/the-ailing-pm-fasal-bima-yojana-needs-a-structural-redesign" title="https://thewire.in/agriculture/the-ailing-pm-fasal-bima-yojana-needs-a-structural-redesign">click here</a> to read more.&nbsp;</p>'
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The Ailing PM Fasal Bima Yojana Needs a Structural Redesign -Baikunth Roy and Satyendra Kumar

-TheWire.in Despite increasing allocated funds, the Union government has been unable to significantly improve penetration of crop insurance in terms of enrolled farmers and insured areas. India’s agriculture sector, which provides employment to more than 50% of the labour force and contributes about 17% of the gross domestic product, currently faces multiple challenges. Smaller land holdings, unfavourable climate changes events, dismal public and private investment, low monthly incomes, a high proportion of indebted farmers and unfavourable terms of trade between farmers and non-farmers are just a few of the major problems. Against this backdrop, the Pradhan Mantri Fasal Bima Yojana (PMFBY) was announced in the Kharif 2016 season to strengthen the agriculture insurance scheme and increase farmers’ income by reducing non-preventable agriculture risk and indebtedness of farmers. It was available for all farmers, including sharecroppers and tenant farmers who cultivate the notified crops in the notified areas. The total notified crops for PMFBY was higher than previous crop insurance schemes. However, like other schemes that had come before it, it was initially compulsory for those farmers who had taken institutional credit (loanee farmers). It was protecting agriculture from non-preventable risks such as drought, floods, and pests from the sowing period to the harvesting period until Kharif 2020. By 2020 though, through a revamping of guidelines, the enrollment of loanee farmers became voluntary, and the coverage of risk has increased from pre-sowing to post-harvest losses. Insurance companies in PMFBY charge an actuarial premium rate without any ceiling. However, farmers have to pay a fixed percentage of the sum insured as a premium. The difference between the actuarial premium rate and the premium rate paid by farmers, i.e., premium subsidy, is equally shared between the state and central governments. Despite having a fixed rate of premium for farmers, the premium amount paid by farmers and premium subsidy increases with an increase in the sum insured of farmers. The premium subsidy also increases when total insured farmers, total area insured, and the number of crops notified by the states for crop insurance increase. Please click here to read more.