Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 73
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::printArticle() - APP/Controller/ArtileDetailController.php, line 73
Cake\Controller\Controller::invokeAction() - CORE/src/Controller/Controller.php, line 610
Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120
Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94
Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\AssetMiddleware::__invoke() - CORE/src/Routing/Middleware/AssetMiddleware.php, line 88
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 74
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::printArticle() - APP/Controller/ArtileDetailController.php, line 74
Cake\Controller\Controller::invokeAction() - CORE/src/Controller/Controller.php, line 610
Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120
Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94
Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\AssetMiddleware::__invoke() - CORE/src/Routing/Middleware/AssetMiddleware.php, line 88
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Warning (512): Unable to emit headers. Headers sent in file=/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Error/Debugger.php line=853 [CORE/src/Http/ResponseEmitter.php, line 48]
Code Context
            if (Configure::read('debug')) {

                trigger_error($message, E_USER_WARNING);

            } else {
$response = object(Cake\Http\Response) {

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-The Financial Express&lt;br /&gt;
&lt;br /&gt;
&lt;em&gt;Punjab farmers would benefit if the state govt subsidised the adoption of appropriate technology and diversification of crops.&lt;br /&gt;
&lt;/em&gt;&lt;br /&gt;
The newly-elected government in Punjab is considering a loan waiver for farmers to reduce agrarian distress. According to the recent Situation Assessment Survey of Farmers (SASF), the average outstanding loan is nearly three times higher in Punjab compared with the rest of India (Rs 3.31 lakh versus Rs 1.22 lakh). Farmers in the state may be heavily indebted, but loan waiver is not the best way to help them. The SASF also shows that less than 20% of the marginal farmers in Punjab owed money to financial institutions, compared to nearly 80% of the large farmers ( with holdings of more than 4 hectares).&lt;br /&gt;
&lt;br /&gt;
The loan waiver, therefore will be of little help to smallholders who need the relief the most. Past experience shows that loan waivers do not reinvigorate investment in agriculture. The need for loan waivers every few years is itself a sign that they are not effective in bringing any sustained benefits to farmers. Instead of loan waivers, the Punjab government should offer farmers incentives to adopt technologies and practices that can make agriculture more profitable and sustainable. We share some of our ideas for incentives that may help both farmers and the environment.&lt;br /&gt;
&lt;br /&gt;
Incentives for crop diversification: Rice-wheat cropping pattern dominates agriculture in Punjab. This cropping pattern offers stable, but low returns to farmers. A farmer earns less than Rs 100,000/ha from growing rice and wheat and only about Rs 60,000/ha if we also account for opportunity costs of land, family labour and capital invested in farm machinery. These returns are too low for India&amp;rsquo;s most productive farmers. Even these low returns are sustained by heavy input and output subsidies and a huge cost to soil, water and air. All efforts to promote crop diversification in Punjab through input subsidies and extension have failed miserably as area under rice has only increased over the last 20 years. More than a decade ago, the state government had planned an initiative to bring the private sector, state government and farmers together to promote production and processing of kinnow (a citrous cultivar). The new government needs to revive such initiatives to accelerate crop diversification.&lt;br /&gt;
&lt;br /&gt;
Please &lt;a href=&quot;http://www.financialexpress.com/india-news/why-punjab-needs-incentives-not-loan-waivers/651635/&quot;&gt;click here&lt;/a&gt; to read more. &lt;br /&gt;
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Punjab farmers would benefit if the state govt subsidised the adoption of appropriate technology and diversification of crops.

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&lt;br /&gt;
&lt;em&gt;Punjab farmers would benefit if the state govt subsidised the adoption of appropriate technology and diversification of crops.&lt;br /&gt;
&lt;/em&gt;&lt;br /&gt;
The newly-elected government in Punjab is considering a loan waiver for farmers to reduce agrarian distress. According to the recent Situation Assessment Survey of Farmers (SASF), the average outstanding loan is nearly three times higher in Punjab compared with the rest of India (Rs 3.31 lakh versus Rs 1.22 lakh). Farmers in the state may be heavily indebted, but loan waiver is not the best way to help them. The SASF also shows that less than 20% of the marginal farmers in Punjab owed money to financial institutions, compared to nearly 80% of the large farmers ( with holdings of more than 4 hectares).&lt;br /&gt;
&lt;br /&gt;
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&lt;br /&gt;
Incentives for crop diversification: Rice-wheat cropping pattern dominates agriculture in Punjab. This cropping pattern offers stable, but low returns to farmers. A farmer earns less than Rs 100,000/ha from growing rice and wheat and only about Rs 60,000/ha if we also account for opportunity costs of land, family labour and capital invested in farm machinery. These returns are too low for India&amp;rsquo;s most productive farmers. Even these low returns are sustained by heavy input and output subsidies and a huge cost to soil, water and air. All efforts to promote crop diversification in Punjab through input subsidies and extension have failed miserably as area under rice has only increased over the last 20 years. More than a decade ago, the state government had planned an initiative to bring the private sector, state government and farmers together to promote production and processing of kinnow (a citrous cultivar). The new government needs to revive such initiatives to accelerate crop diversification.&lt;br /&gt;
&lt;br /&gt;
Please &lt;a href=&quot;http://www.financialexpress.com/india-news/why-punjab-needs-incentives-not-loan-waivers/651635/&quot;&gt;click here&lt;/a&gt; to read more. &lt;br /&gt;
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Punjab farmers would benefit if the state govt subsidised the adoption of appropriate technology and diversification of crops.

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-The Financial Express

Punjab farmers would benefit if the state govt subsidised the adoption of appropriate technology and diversification of crops.

The newly-elected government in Punjab is considering a loan waiver for farmers to reduce agrarian distress. According to the recent Situation..."/>
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                <strong>Why Punjab needs incentives, not loan waivers -PK Joshi, Tajuddin Khan &amp; Avinash Kishore</strong></h1>
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                <div align="justify">-The Financial Express<br /><br /><em>Punjab farmers would benefit if the state govt subsidised the adoption of appropriate technology and diversification of crops.<br /></em><br />The newly-elected government in Punjab is considering a loan waiver for farmers to reduce agrarian distress. According to the recent Situation Assessment Survey of Farmers (SASF), the average outstanding loan is nearly three times higher in Punjab compared with the rest of India (Rs 3.31 lakh versus Rs 1.22 lakh). Farmers in the state may be heavily indebted, but loan waiver is not the best way to help them. The SASF also shows that less than 20% of the marginal farmers in Punjab owed money to financial institutions, compared to nearly 80% of the large farmers ( with holdings of more than 4 hectares).<br /><br />The loan waiver, therefore will be of little help to smallholders who need the relief the most. Past experience shows that loan waivers do not reinvigorate investment in agriculture. The need for loan waivers every few years is itself a sign that they are not effective in bringing any sustained benefits to farmers. Instead of loan waivers, the Punjab government should offer farmers incentives to adopt technologies and practices that can make agriculture more profitable and sustainable. We share some of our ideas for incentives that may help both farmers and the environment.<br /><br />Incentives for crop diversification: Rice-wheat cropping pattern dominates agriculture in Punjab. This cropping pattern offers stable, but low returns to farmers. A farmer earns less than Rs 100,000/ha from growing rice and wheat and only about Rs 60,000/ha if we also account for opportunity costs of land, family labour and capital invested in farm machinery. These returns are too low for India&rsquo;s most productive farmers. Even these low returns are sustained by heavy input and output subsidies and a huge cost to soil, water and air. All efforts to promote crop diversification in Punjab through input subsidies and extension have failed miserably as area under rice has only increased over the last 20 years. More than a decade ago, the state government had planned an initiative to bring the private sector, state government and farmers together to promote production and processing of kinnow (a citrous cultivar). The new government needs to revive such initiatives to accelerate crop diversification.<br /><br />Please <a href="http://www.financialexpress.com/india-news/why-punjab-needs-incentives-not-loan-waivers/651635/" title="http://www.financialexpress.com/india-news/why-punjab-needs-incentives-not-loan-waivers/651635/">click here</a> to read more. <br /></div>               </font>
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&lt;br /&gt;
&lt;em&gt;Punjab farmers would benefit if the state govt subsidised the adoption of appropriate technology and diversification of crops.&lt;br /&gt;
&lt;/em&gt;&lt;br /&gt;
The newly-elected government in Punjab is considering a loan waiver for farmers to reduce agrarian distress. According to the recent Situation Assessment Survey of Farmers (SASF), the average outstanding loan is nearly three times higher in Punjab compared with the rest of India (Rs 3.31 lakh versus Rs 1.22 lakh). Farmers in the state may be heavily indebted, but loan waiver is not the best way to help them. The SASF also shows that less than 20% of the marginal farmers in Punjab owed money to financial institutions, compared to nearly 80% of the large farmers ( with holdings of more than 4 hectares).&lt;br /&gt;
&lt;br /&gt;
The loan waiver, therefore will be of little help to smallholders who need the relief the most. Past experience shows that loan waivers do not reinvigorate investment in agriculture. The need for loan waivers every few years is itself a sign that they are not effective in bringing any sustained benefits to farmers. Instead of loan waivers, the Punjab government should offer farmers incentives to adopt technologies and practices that can make agriculture more profitable and sustainable. We share some of our ideas for incentives that may help both farmers and the environment.&lt;br /&gt;
&lt;br /&gt;
Incentives for crop diversification: Rice-wheat cropping pattern dominates agriculture in Punjab. This cropping pattern offers stable, but low returns to farmers. A farmer earns less than Rs 100,000/ha from growing rice and wheat and only about Rs 60,000/ha if we also account for opportunity costs of land, family labour and capital invested in farm machinery. These returns are too low for India&amp;rsquo;s most productive farmers. Even these low returns are sustained by heavy input and output subsidies and a huge cost to soil, water and air. All efforts to promote crop diversification in Punjab through input subsidies and extension have failed miserably as area under rice has only increased over the last 20 years. More than a decade ago, the state government had planned an initiative to bring the private sector, state government and farmers together to promote production and processing of kinnow (a citrous cultivar). The new government needs to revive such initiatives to accelerate crop diversification.&lt;br /&gt;
&lt;br /&gt;
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&lt;br /&gt;
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&lt;br /&gt;
Incentives for crop diversification: Rice-wheat cropping pattern dominates agriculture in Punjab. This cropping pattern offers stable, but low returns to farmers. A farmer earns less than Rs 100,000/ha from growing rice and wheat and only about Rs 60,000/ha if we also account for opportunity costs of land, family labour and capital invested in farm machinery. These returns are too low for India&amp;rsquo;s most productive farmers. Even these low returns are sustained by heavy input and output subsidies and a huge cost to soil, water and air. All efforts to promote crop diversification in Punjab through input subsidies and extension have failed miserably as area under rice has only increased over the last 20 years. More than a decade ago, the state government had planned an initiative to bring the private sector, state government and farmers together to promote production and processing of kinnow (a citrous cultivar). The new government needs to revive such initiatives to accelerate crop diversification.&lt;br /&gt;
&lt;br /&gt;
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-The Financial Express

Punjab farmers would benefit if the state govt subsidised the adoption of appropriate technology and diversification of crops.

The newly-elected government in Punjab is considering a loan waiver for farmers to reduce agrarian distress. According to the recent Situation..."/>
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                <strong>Why Punjab needs incentives, not loan waivers -PK Joshi, Tajuddin Khan &amp; Avinash Kishore</strong></h1>
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                <div align="justify">-The Financial Express<br /><br /><em>Punjab farmers would benefit if the state govt subsidised the adoption of appropriate technology and diversification of crops.<br /></em><br />The newly-elected government in Punjab is considering a loan waiver for farmers to reduce agrarian distress. According to the recent Situation Assessment Survey of Farmers (SASF), the average outstanding loan is nearly three times higher in Punjab compared with the rest of India (Rs 3.31 lakh versus Rs 1.22 lakh). Farmers in the state may be heavily indebted, but loan waiver is not the best way to help them. The SASF also shows that less than 20% of the marginal farmers in Punjab owed money to financial institutions, compared to nearly 80% of the large farmers ( with holdings of more than 4 hectares).<br /><br />The loan waiver, therefore will be of little help to smallholders who need the relief the most. Past experience shows that loan waivers do not reinvigorate investment in agriculture. The need for loan waivers every few years is itself a sign that they are not effective in bringing any sustained benefits to farmers. Instead of loan waivers, the Punjab government should offer farmers incentives to adopt technologies and practices that can make agriculture more profitable and sustainable. We share some of our ideas for incentives that may help both farmers and the environment.<br /><br />Incentives for crop diversification: Rice-wheat cropping pattern dominates agriculture in Punjab. This cropping pattern offers stable, but low returns to farmers. A farmer earns less than Rs 100,000/ha from growing rice and wheat and only about Rs 60,000/ha if we also account for opportunity costs of land, family labour and capital invested in farm machinery. These returns are too low for India&rsquo;s most productive farmers. Even these low returns are sustained by heavy input and output subsidies and a huge cost to soil, water and air. All efforts to promote crop diversification in Punjab through input subsidies and extension have failed miserably as area under rice has only increased over the last 20 years. More than a decade ago, the state government had planned an initiative to bring the private sector, state government and farmers together to promote production and processing of kinnow (a citrous cultivar). The new government needs to revive such initiatives to accelerate crop diversification.<br /><br />Please <a href="http://www.financialexpress.com/india-news/why-punjab-needs-incentives-not-loan-waivers/651635/" title="http://www.financialexpress.com/india-news/why-punjab-needs-incentives-not-loan-waivers/651635/">click here</a> to read more. <br /></div>               </font>
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&lt;em&gt;Punjab farmers would benefit if the state govt subsidised the adoption of appropriate technology and diversification of crops.&lt;br /&gt;
&lt;/em&gt;&lt;br /&gt;
The newly-elected government in Punjab is considering a loan waiver for farmers to reduce agrarian distress. According to the recent Situation Assessment Survey of Farmers (SASF), the average outstanding loan is nearly three times higher in Punjab compared with the rest of India (Rs 3.31 lakh versus Rs 1.22 lakh). Farmers in the state may be heavily indebted, but loan waiver is not the best way to help them. The SASF also shows that less than 20% of the marginal farmers in Punjab owed money to financial institutions, compared to nearly 80% of the large farmers ( with holdings of more than 4 hectares).&lt;br /&gt;
&lt;br /&gt;
The loan waiver, therefore will be of little help to smallholders who need the relief the most. Past experience shows that loan waivers do not reinvigorate investment in agriculture. The need for loan waivers every few years is itself a sign that they are not effective in bringing any sustained benefits to farmers. Instead of loan waivers, the Punjab government should offer farmers incentives to adopt technologies and practices that can make agriculture more profitable and sustainable. We share some of our ideas for incentives that may help both farmers and the environment.&lt;br /&gt;
&lt;br /&gt;
Incentives for crop diversification: Rice-wheat cropping pattern dominates agriculture in Punjab. This cropping pattern offers stable, but low returns to farmers. A farmer earns less than Rs 100,000/ha from growing rice and wheat and only about Rs 60,000/ha if we also account for opportunity costs of land, family labour and capital invested in farm machinery. These returns are too low for India&amp;rsquo;s most productive farmers. Even these low returns are sustained by heavy input and output subsidies and a huge cost to soil, water and air. All efforts to promote crop diversification in Punjab through input subsidies and extension have failed miserably as area under rice has only increased over the last 20 years. More than a decade ago, the state government had planned an initiative to bring the private sector, state government and farmers together to promote production and processing of kinnow (a citrous cultivar). The new government needs to revive such initiatives to accelerate crop diversification.&lt;br /&gt;
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&lt;br /&gt;
&lt;em&gt;Punjab farmers would benefit if the state govt subsidised the adoption of appropriate technology and diversification of crops.&lt;br /&gt;
&lt;/em&gt;&lt;br /&gt;
The newly-elected government in Punjab is considering a loan waiver for farmers to reduce agrarian distress. According to the recent Situation Assessment Survey of Farmers (SASF), the average outstanding loan is nearly three times higher in Punjab compared with the rest of India (Rs 3.31 lakh versus Rs 1.22 lakh). Farmers in the state may be heavily indebted, but loan waiver is not the best way to help them. The SASF also shows that less than 20% of the marginal farmers in Punjab owed money to financial institutions, compared to nearly 80% of the large farmers ( with holdings of more than 4 hectares).&lt;br /&gt;
&lt;br /&gt;
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&lt;br /&gt;
Incentives for crop diversification: Rice-wheat cropping pattern dominates agriculture in Punjab. This cropping pattern offers stable, but low returns to farmers. A farmer earns less than Rs 100,000/ha from growing rice and wheat and only about Rs 60,000/ha if we also account for opportunity costs of land, family labour and capital invested in farm machinery. These returns are too low for India&amp;rsquo;s most productive farmers. Even these low returns are sustained by heavy input and output subsidies and a huge cost to soil, water and air. All efforts to promote crop diversification in Punjab through input subsidies and extension have failed miserably as area under rice has only increased over the last 20 years. More than a decade ago, the state government had planned an initiative to bring the private sector, state government and farmers together to promote production and processing of kinnow (a citrous cultivar). The new government needs to revive such initiatives to accelerate crop diversification.&lt;br /&gt;
&lt;br /&gt;
Please &lt;a href=&quot;http://www.financialexpress.com/india-news/why-punjab-needs-incentives-not-loan-waivers/651635/&quot;&gt;click here&lt;/a&gt; to read more. &lt;br /&gt;
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Punjab farmers would benefit if the state govt subsidised the adoption of appropriate technology and diversification of crops.

The newly-elected government in Punjab is considering a loan waiver for farmers to reduce agrarian distress. According to the recent Situation...&#039;
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-The Financial Express

Punjab farmers would benefit if the state govt subsidised the adoption of appropriate technology and diversification of crops.

The newly-elected government in Punjab is considering a loan waiver for farmers to reduce agrarian distress. According to the recent Situation..."/>
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                <strong>Why Punjab needs incentives, not loan waivers -PK Joshi, Tajuddin Khan &amp; Avinash Kishore</strong></h1>
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                <div align="justify">-The Financial Express<br /><br /><em>Punjab farmers would benefit if the state govt subsidised the adoption of appropriate technology and diversification of crops.<br /></em><br />The newly-elected government in Punjab is considering a loan waiver for farmers to reduce agrarian distress. According to the recent Situation Assessment Survey of Farmers (SASF), the average outstanding loan is nearly three times higher in Punjab compared with the rest of India (Rs 3.31 lakh versus Rs 1.22 lakh). Farmers in the state may be heavily indebted, but loan waiver is not the best way to help them. The SASF also shows that less than 20% of the marginal farmers in Punjab owed money to financial institutions, compared to nearly 80% of the large farmers ( with holdings of more than 4 hectares).<br /><br />The loan waiver, therefore will be of little help to smallholders who need the relief the most. Past experience shows that loan waivers do not reinvigorate investment in agriculture. The need for loan waivers every few years is itself a sign that they are not effective in bringing any sustained benefits to farmers. Instead of loan waivers, the Punjab government should offer farmers incentives to adopt technologies and practices that can make agriculture more profitable and sustainable. We share some of our ideas for incentives that may help both farmers and the environment.<br /><br />Incentives for crop diversification: Rice-wheat cropping pattern dominates agriculture in Punjab. This cropping pattern offers stable, but low returns to farmers. A farmer earns less than Rs 100,000/ha from growing rice and wheat and only about Rs 60,000/ha if we also account for opportunity costs of land, family labour and capital invested in farm machinery. These returns are too low for India&rsquo;s most productive farmers. Even these low returns are sustained by heavy input and output subsidies and a huge cost to soil, water and air. All efforts to promote crop diversification in Punjab through input subsidies and extension have failed miserably as area under rice has only increased over the last 20 years. More than a decade ago, the state government had planned an initiative to bring the private sector, state government and farmers together to promote production and processing of kinnow (a citrous cultivar). The new government needs to revive such initiatives to accelerate crop diversification.<br /><br />Please <a href="http://www.financialexpress.com/india-news/why-punjab-needs-incentives-not-loan-waivers/651635/" title="http://www.financialexpress.com/india-news/why-punjab-needs-incentives-not-loan-waivers/651635/">click here</a> to read more. <br /></div>               </font>
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-The Financial Express<br />
<br />
<em>Punjab farmers would benefit if the state govt subsidised the adoption of appropriate technology and diversification of crops.<br />
</em><br />
The newly-elected government in Punjab is considering a loan waiver for farmers to reduce agrarian distress. According to the recent Situation Assessment Survey of Farmers (SASF), the average outstanding loan is nearly three times higher in Punjab compared with the rest of India (Rs 3.31 lakh versus Rs 1.22 lakh). Farmers in the state may be heavily indebted, but loan waiver is not the best way to help them. The SASF also shows that less than 20% of the marginal farmers in Punjab owed money to financial institutions, compared to nearly 80% of the large farmers ( with holdings of more than 4 hectares).<br />
<br />
The loan waiver, therefore will be of little help to smallholders who need the relief the most. Past experience shows that loan waivers do not reinvigorate investment in agriculture. The need for loan waivers every few years is itself a sign that they are not effective in bringing any sustained benefits to farmers. Instead of loan waivers, the Punjab government should offer farmers incentives to adopt technologies and practices that can make agriculture more profitable and sustainable. We share some of our ideas for incentives that may help both farmers and the environment.<br />
<br />
Incentives for crop diversification: Rice-wheat cropping pattern dominates agriculture in Punjab. This cropping pattern offers stable, but low returns to farmers. A farmer earns less than Rs 100,000/ha from growing rice and wheat and only about Rs 60,000/ha if we also account for opportunity costs of land, family labour and capital invested in farm machinery. These returns are too low for India&rsquo;s most productive farmers. Even these low returns are sustained by heavy input and output subsidies and a huge cost to soil, water and air. All efforts to promote crop diversification in Punjab through input subsidies and extension have failed miserably as area under rice has only increased over the last 20 years. More than a decade ago, the state government had planned an initiative to bring the private sector, state government and farmers together to promote production and processing of kinnow (a citrous cultivar). The new government needs to revive such initiatives to accelerate crop diversification.<br />
<br />
Please <a href="http://www.financialexpress.com/india-news/why-punjab-needs-incentives-not-loan-waivers/651635/">click here</a> to read more. <br />
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The newly-elected government in Punjab is considering a loan waiver for farmers to reduce agrarian distress. According to the recent Situation...',
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-The Financial Express<br />
<br />
<em>Punjab farmers would benefit if the state govt subsidised the adoption of appropriate technology and diversification of crops.<br />
</em><br />
The newly-elected government in Punjab is considering a loan waiver for farmers to reduce agrarian distress. According to the recent Situation Assessment Survey of Farmers (SASF), the average outstanding loan is nearly three times higher in Punjab compared with the rest of India (Rs 3.31 lakh versus Rs 1.22 lakh). Farmers in the state may be heavily indebted, but loan waiver is not the best way to help them. The SASF also shows that less than 20% of the marginal farmers in Punjab owed money to financial institutions, compared to nearly 80% of the large farmers ( with holdings of more than 4 hectares).<br />
<br />
The loan waiver, therefore will be of little help to smallholders who need the relief the most. Past experience shows that loan waivers do not reinvigorate investment in agriculture. The need for loan waivers every few years is itself a sign that they are not effective in bringing any sustained benefits to farmers. Instead of loan waivers, the Punjab government should offer farmers incentives to adopt technologies and practices that can make agriculture more profitable and sustainable. We share some of our ideas for incentives that may help both farmers and the environment.<br />
<br />
Incentives for crop diversification: Rice-wheat cropping pattern dominates agriculture in Punjab. This cropping pattern offers stable, but low returns to farmers. A farmer earns less than Rs 100,000/ha from growing rice and wheat and only about Rs 60,000/ha if we also account for opportunity costs of land, family labour and capital invested in farm machinery. These returns are too low for India&rsquo;s most productive farmers. Even these low returns are sustained by heavy input and output subsidies and a huge cost to soil, water and air. All efforts to promote crop diversification in Punjab through input subsidies and extension have failed miserably as area under rice has only increased over the last 20 years. More than a decade ago, the state government had planned an initiative to bring the private sector, state government and farmers together to promote production and processing of kinnow (a citrous cultivar). The new government needs to revive such initiatives to accelerate crop diversification.<br />
<br />
Please <a href="http://www.financialexpress.com/india-news/why-punjab-needs-incentives-not-loan-waivers/651635/">click here</a> to read more. <br />
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Punjab farmers would benefit if the state govt subsidised the adoption of appropriate technology and diversification of crops.

The newly-elected government in Punjab is considering a loan waiver for farmers to reduce agrarian distress. According to the recent Situation...'
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Why Punjab needs incentives, not loan waivers -PK Joshi, Tajuddin Khan & Avinash Kishore

-The Financial Express Punjab farmers would benefit if the state govt subsidised the adoption of appropriate technology and diversification of crops. The newly-elected government in Punjab is considering a loan waiver for farmers to reduce agrarian distress. According to the recent Situation Assessment Survey of Farmers (SASF), the average outstanding loan is nearly three times higher in Punjab compared with the rest of India (Rs 3.31 lakh versus Rs 1.22 lakh). Farmers in the state may be heavily indebted, but loan waiver is not the best way to help them. The SASF also shows that less than 20% of the marginal farmers in Punjab owed money to financial institutions, compared to nearly 80% of the large farmers ( with holdings of more than 4 hectares). The loan waiver, therefore will be of little help to smallholders who need the relief the most. Past experience shows that loan waivers do not reinvigorate investment in agriculture. The need for loan waivers every few years is itself a sign that they are not effective in bringing any sustained benefits to farmers. Instead of loan waivers, the Punjab government should offer farmers incentives to adopt technologies and practices that can make agriculture more profitable and sustainable. We share some of our ideas for incentives that may help both farmers and the environment. Incentives for crop diversification: Rice-wheat cropping pattern dominates agriculture in Punjab. This cropping pattern offers stable, but low returns to farmers. A farmer earns less than Rs 100,000/ha from growing rice and wheat and only about Rs 60,000/ha if we also account for opportunity costs of land, family labour and capital invested in farm machinery. These returns are too low for India’s most productive farmers. Even these low returns are sustained by heavy input and output subsidies and a huge cost to soil, water and air. All efforts to promote crop diversification in Punjab through input subsidies and extension have failed miserably as area under rice has only increased over the last 20 years. More than a decade ago, the state government had planned an initiative to bring the private sector, state government and farmers together to promote production and processing of kinnow (a citrous cultivar). The new government needs to revive such initiatives to accelerate crop diversification. Please click here to read more.