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Event | स्वास्थ्य बीमा- मौजूदा चलन और चुनौतियां

स्वास्थ्य बीमा- मौजूदा चलन और चुनौतियां

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published Published on Jun 27, 2013   modified Modified on Jun 28, 2013
The shortfalls of the health system-low levels of public health expenditure, poor infrastructure, lack of skilled human resources, inadequate supply of medicines, poor quality of care, corruption, etc. are not unknown. However, increasingly, health planning and policy discussions are foregrounding corporatization and privatization. Insurance and public private partnerships (PPPs) are the buzzwords that are claimed as pathways to universal health care, improving access to health care, etc.

Notwithstanding the various issues that have emerged in the context of health insurance from different States of India, there are several questions to be asked? What are the implications of RSBY like schemes for the health sector? Do they improve access and quality of care? What are the concerns about insurance schemes that are emerging from the country? Is health insurance, health for all?

Speakers will bring to the table their experiences / findings emerging from research, engagement and advocacy on the issue of Health Insurance: analysis of community / social health insurance (CHI / SHI) schemes in India from a right to health framework; study findings with regard to different aspects of the Rashtriya Swasthya Bima Yojana (RSBY) in Chhattisgarh, Comprehensive Health Insurance Scheme (CHIS) in Kerala and the RSBY ‘(Plus)' schemes in Tamil Nadu and Andhra Pradesh.

The seminar will also mark the Release of Papers on Health Insurance published by Sama

Health Insurance: Evaluating the Impact on the Right to Health (Working paper)

Authors: Dr Anuj Kapilashrami and Deepa Venkatachalam

This working paper is based on a recently concluded study / review of CHI / SHI schemes in India. The findings of the study suggest the paucity of systematic reviews and comparative assessments undertaken to either test the assumptions underlying the expansion of health insurance across India or to examine the core contents of the right to health; they challenge claims of insurance as impacting equity, access, utilization, financial protection and quality.

The Rashtriya Swasthya Bima Yojana (RSBY) experience in Chhattisgarh: What does it mean for Health for All?

Authors: Dr. Madhurima Nundy (PHRN, New Delhi), Dr. Rajib Dasgupta (JNU), Kanica Kanungo (PHRN, Chhattisgarh), Sulakshana Nandi (PHRN and Chaupal, Chhattisgarh) and Dr. Ganapathy Murugan (PHRN, Chhattisgarh)

The paper questions the ‘tendency to pass off health insurance as Health for All' and highlights shortcomings in the design, constraints faced by public and private providers, and a range of beneficiary related issues. The paper discusses how the reach of RSBY is unfulfilled as a large proportion of the vulnerable population still remains out of its ambit due to low enrolment rates even as evidence of experience among those enrolled points to high out-of-pocket expenditures. Discussed in the frame the Right to Health, these issues gain further significance.


इंडिया इस्लामिक कल्चरल सेंटर, लोधी रोड, नई दिल्ली
 

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