Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 150
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::index() - APP/Controller/ArtileDetailController.php, line 150
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Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120
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Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
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Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 151
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::index() - APP/Controller/ArtileDetailController.php, line 151
Cake\Controller\Controller::invokeAction() - CORE/src/Controller/Controller.php, line 610
Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120
Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94
Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\AssetMiddleware::__invoke() - CORE/src/Routing/Middleware/AssetMiddleware.php, line 97
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Warning (512): Unable to emit headers. Headers sent in file=/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Error/Debugger.php line=853 [CORE/src/Http/ResponseEmitter.php, line 48]
Code Context
            if (Configure::read('debug')) {

                trigger_error($message, E_USER_WARNING);

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                            <p style="text-align:justify"><span><span style="background-color:white"><span><a href="https://financialservices.gov.in/insurance-divisions/Government-Sponsored-Socially-Oriented-Insurance-Schemes/Pradhan-Mantri-Fasal-Bima-Yojana(PMFBY)" title="https://financialservices.gov.in/insurance-divisions/Government-Sponsored-Socially-Oriented-Insurance-Schemes/Pradhan-Mantri-Fasal-Bima-Yojana(PMFBY)">18 फरवरी 2016</a><span><span><span style="color:#333333"> को</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">भारत के प्रधानमंत्री श्री नरेंद्र मोदी ने प्रधानमंत्री फसल बीमा योजना का शुभारंभ किया</span></span></span><span><span><span style="color:#333333">.</span></span></span><span><span><span style="color:#333333"> इसके लॉन्च के बाद</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">पीएमएफबीवाई को <a href="https://financialservices.gov.in/insurance-divisions/Government-Sponsored-Socially-Oriented-Insurance-Schemes/Pradhan-Mantri-Fasal-Bima-Yojana(PMFBY)" title="https://financialservices.gov.in/insurance-divisions/Government-Sponsored-Socially-Oriented-Insurance-Schemes/Pradhan-Mantri-Fasal-Bima-Yojana(PMFBY)">खरीफ </a></span></span></span><a href="https://financialservices.gov.in/insurance-divisions/Government-Sponsored-Socially-Oriented-Insurance-Schemes/Pradhan-Mantri-Fasal-Bima-Yojana(PMFBY)" title="https://financialservices.gov.in/insurance-divisions/Government-Sponsored-Socially-Oriented-Insurance-Schemes/Pradhan-Mantri-Fasal-Bima-Yojana(PMFBY)">2016</a><span><span><span style="color:#333333"> के दौरान </span></span></span><span><span><span style="color:#333333">21</span></span></span><span><span><span style="color:#333333"> राज्यों द्वारा लागू किया गया था</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">जबकि </span></span></span><span><span><span style="color:#333333">2016-17</span></span></span><span><span><span style="color:#333333"> के रबी</span></span></span> <span><span><span style="color:#333333">सीजन में </span></span></span><span><span><span style="color:#333333">23</span></span></span><span><span><span style="color:#333333"> राज्यों और </span></span></span><span><span><span style="color:#333333">2</span></span></span><span><span><span style="color:#333333"> केंद्र शासित प्रदेशों ने इस योजना को लागू किया. केंद्र सरकार ने </span></span></span><span><span><span style="color:#333333">2016</span></span></span><span><span><span style="color:#333333"> के खरीफ सीजन में बेमौसम और खराब मौसम के कारण किसानों को फसल के नुकसान से निपटने में मदद करने के इरादे से </span></span></span><span><span><span style="color:#333333">PMFBY </span></span></span><span><span><span style="color:#333333">की शुरुआत की थी. योजना </span></span></span><span><span><span style="color:#333333">1</span></span></span><span><span><span style="color:#333333"> अप्रैल</span></span></span><span><span><span style="color:#333333">, 2016</span></span></span><span><span><span style="color:#333333"> से लागू हुई. इसने राष्ट्रीय कृषि बीमा योजना (</span></span></span><span><span><span style="color:#333333">NAIS) </span></span></span><span><span><span style="color:#333333">और संशोधित राष्ट्रीय कृषि बीमा योजना (</span></span></span><span><span><span style="color:#333333">MNAIS) </span></span></span><span><span><span style="color:#333333">का स्थान लिया.</span></span></span></span></span></span></p>

<p style="text-align:justify"><span><span style="background-color:white"><span><span><span><span style="color:#333333">2022-23</span></span></span><span><span><span style="color:#333333"> के बजट दस्तावेजों को देखने के बाद</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">यह पता चलेगा कि पीएमएफबीवाई के लिए साल </span></span></span><span><span><span style="color:#333333">2021-22 (</span></span></span><span><span><span style="color:#333333">संशोधित अनुमान) के </span></span></span><span><span><span style="color:#333333">15,989.39</span></span></span><span><span><span style="color:#333333"> करोड़ रुपए से घटाकर इस साल </span></span></span><span><span><span style="color:#333333">2022-23 (</span></span></span><span><span><span style="color:#333333">बजट अनुमान) में </span></span></span><span><span><span style="color:#333333">15,500.00</span></span></span><span><span><span style="color:#333333"> करोड़ रुपए कर दिया गया. इस योजना के लिए साल </span></span></span><span><span><span style="color:#333333">2021-22 (</span></span></span><span><span><span style="color:#333333">बी.ई.) में </span></span></span><span><span><span style="color:#333333">16,000.00</span></span></span><span><span><span style="color:#333333"> करोड़ रुपए का अनुमानित बजट था. कृपया तालिका-</span></span></span><span><span><span style="color:#333333">1</span></span></span><span><span><span style="color:#333333"> देखें.</span></span></span></span></span></span></p>

<p style="text-align:justify"><span><span style="background-color:white"><span><span><span><span style="color:#333333">&#39;</span></span></span><span><span><span style="color:#333333">कृषि और संबद्ध गतिविधियों</span></span></span><span><span><span style="color:#333333">&#39; </span></span></span><span><span><span style="color:#333333">पर बजटीय खर्च को </span></span></span><span><span><span style="color:#333333">2018-19 (</span></span></span><span><span><span style="color:#333333">वास्तविक) में </span></span></span><span><span><span style="color:#333333">63,259</span></span></span><span><span><span style="color:#333333"> करोड़ रुपए से लगभग दोगुना बढ़ाकर </span></span></span><span><span><span style="color:#333333">2019-20 (</span></span></span><span><span><span style="color:#333333">वास्तविक) में </span></span></span><span><span><span style="color:#333333">1,12,452</span></span></span><span><span><span style="color:#333333"> करोड़ रुपए कर दिया गया</span></span></span><span><span><span style="color:#333333">. लेकिन</span></span></span> <span><span><span style="color:#333333">पीएमएफबीवाई पर </span></span></span><span><span><span style="color:#333333">&#39;</span></span></span><span><span><span style="color:#333333">कृषि और संबद्ध गतिविधियों</span></span></span><span><span><span style="color:#333333">&#39; </span></span></span><span><span><span style="color:#333333">के खर्च के अनुपात के रूप में बजटीय आवंटन </span></span></span><span><span><span style="color:#333333">2018-19 (</span></span></span><span><span><span style="color:#333333">वास्तविक) और </span></span></span><span><span><span style="color:#333333">2019-20 (</span></span></span><span><span><span style="color:#333333">वास्तविक) के बीच </span></span></span><span><span><span style="color:#333333">18.87</span></span></span><span><span><span style="color:#333333"> प्रतिशत से गिरकर </span></span></span><span><span><span style="color:#333333">11.24</span></span></span><span><span><span style="color:#333333"> प्रतिशत हो गया. </span></span></span><span><span><span style="color:#333333">&#39;</span></span></span><span><span><span style="color:#333333">कृषि और संबद्ध गतिविधियों</span></span></span><span><span><span style="color:#333333">&#39; </span></span></span><span><span><span style="color:#333333">पर बजटीय खर्च में यह वृद्धि </span></span></span><span><span><span style="color:#333333">2018-19 (</span></span></span><span><span><span style="color:#333333">आरई) में प्रधानमंत्री किसान सम्मान निधि (<a href="https://www.im4change.org/news-alerts-57/there-is-so-much-confusion-about-the-pradhan-mantri-kisan-samman-nidhi-yojana-4686513.html" title="https://www.im4change.org/news-alerts-57/there-is-so-much-confusion-about-the-pradhan-mantri-kisan-samman-nidhi-yojana-4686513.html">पीएम-किसान</a>) के शुभारंभ के कारण </span></span></span><span><span><span style="color:#333333">20,000</span></span></span><span><span><span style="color:#333333"> करोड़ रुपये और </span></span></span><span><span><span style="color:#333333">2019-20 (</span></span></span><span><span><span style="color:#333333">बी.ई.) में </span></span></span><span><span><span style="color:#333333">75,000</span></span></span><span><span><span style="color:#333333"> करोड़ रुपए के आवंटन के कारण की गई.</span></span></span></span></span></span></p>

<p style="text-align:justify"><span><span style="background-color:white"><span><span><span><span style="color:#333333">जबकि पीएमएफबीवाई पर </span></span></span><span><span><span style="color:#333333">&#39;</span></span></span><span><span><span style="color:#333333">कृषि और संबद्ध गतिविधियों</span></span></span><span><span><span style="color:#333333">&#39; </span></span></span><span><span><span style="color:#333333">के अनुपात के रूप में बजटीय खर्च </span></span></span><span><span><span style="color:#333333">2020-21 (</span></span></span><span><span><span style="color:#333333">वास्तविक) और </span></span></span><span><span><span style="color:#333333">2021-22 (</span></span></span><span><span><span style="color:#333333">आरई) के बीच </span></span></span><span><span><span style="color:#333333">10.54</span></span></span><span><span><span style="color:#333333"> प्रतिशत से बढ़कर </span></span></span><span><span><span style="color:#333333">10.82</span></span></span><span><span><span style="color:#333333"> प्रतिशत हो गया</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">यह आंकड़ा </span></span></span><span><span><span style="color:#333333">2022-23</span></span></span><span><span><span style="color:#333333"> (बी.ई)</span></span></span><span><span><span style="color:#333333"> में घटकर </span></span></span><span><span><span style="color:#333333">10.23</span></span></span><span><span><span style="color:#333333"> प्रतिशत हो गया. इसी तरह</span></span></span><span><span><span style="color:#333333">, 2021-22 (</span></span></span><span><span><span style="color:#333333">आर.ई) और </span></span></span><span><span><span style="color:#333333">2022-23 (</span></span></span><span><span><span style="color:#333333">बी.ई) के बीच कुल बजटीय खर्च में पीएमएफबीवाई खर्च का प्रतिशत हिस्सा </span></span></span><span><span><span style="color:#333333">0.42</span></span></span><span><span><span style="color:#333333"> प्रतिशत से गिरकर </span></span></span><span><span><span style="color:#333333">0.39</span></span></span><span><span><span style="color:#333333"> प्रतिशत हो गया.</span></span></span></span></span></span></p>

<p style="text-align:justify"><strong><span><span style="background-color:white"><span><span><span><span style="color:#333333">तालिका </span></span></span><span><span><span style="color:#333333">1: </span></span></span><span><span><span style="color:#333333">प्रधानमंत्री फसल बीमा योजना पर खर्च का रुझान</span></span></span></span></span></span></strong></p>

<p style="text-align:justify"><img alt="" src="https://im4change.org/upload/images/Table%201%20Trends%20in%20Expenditure%20on%20Pradhan%20Mantri%20Fasal%20Bima%20Yojana.png" /></p>

<p style="text-align:justify"><span><span style="background-color:white"><span><strong><em><span><span><span style="color:#333333">Source:&nbsp;</span></span></span></em></strong><em><span><span><span style="color:#333333">Expenditure of Major Items 2022-23, please&nbsp;</span></span></span></em><a href="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items.pdf" style="color:blue; text-decoration:underline" title="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items.pdf" title="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items.pdf" style="color:blue; text-decoration:underline" title="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items.pdf">click here</a><em><span><span><span style="color:#333333">&nbsp;to access &nbsp;</span></span></span></em></span></span></span></p>

<p style="text-align:justify"><span><span style="background-color:white"><span><em><span><span><span style="color:#333333">Expenditure of Major Items 2021-22, please&nbsp;</span></span></span></em><a href="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items%202021-22.pdf" style="color:blue; text-decoration:underline" title="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items%202021-22.pdf" title="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items%202021-22.pdf" style="color:blue; text-decoration:underline" title="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items%202021-22.pdf">click here</a><em><span><span><span style="color:#333333">&nbsp;to access &nbsp;</span></span></span></em></span></span></span></p>

<p style="text-align:justify"><span><span style="background-color:white"><span><em><span><span><span style="color:#333333">Expenditure of Major Items 2020-21, please&nbsp;</span></span></span></em><a href="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items%202020-21.pdf" style="color:blue; text-decoration:underline" title="/upload/files/Expenditure%20of%20Major%20Items%202020-21.pdf" title="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items%202020-21.pdf" style="color:blue; text-decoration:underline" title="/upload/files/Expenditure%20of%20Major%20Items%202020-21.pdf">click here</a><em><span><span><span style="color:#333333">&nbsp;to access&nbsp;</span></span></span></em></span></span></span></p>

<p style="text-align:justify"><span><span style="background-color:white"><span><em><span><span><span style="color:#333333">Expenditure of Major Items 2019-20, please&nbsp;</span></span></span></em><a href="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items%202019-20.pdf" style="color:blue; text-decoration:underline" title="/upload/files/Expenditure%20of%20Major%20Items%202019-20.pdf" title="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items%202019-20.pdf" style="color:blue; text-decoration:underline" title="/upload/files/Expenditure%20of%20Major%20Items%202019-20.pdf">click here</a><em><span><span><span style="color:#333333">&nbsp;to access &nbsp;</span></span></span></em></span></span></span></p>

<p style="text-align:justify"><span><span style="background-color:white"><span><em><span><span><span style="color:#333333">Expenditure of Major Items 2018-19, please&nbsp;</span></span></span></em><a href="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items%202018-19.pdf" style="color:blue; text-decoration:underline" title="/upload/files/Expenditure%20of%20Major%20Items%202018-19.pdf" title="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items%202018-19.pdf" style="color:blue; text-decoration:underline" title="/upload/files/Expenditure%20of%20Major%20Items%202018-19.pdf">click here</a><em><span><span><span style="color:#333333">&nbsp;to access &nbsp;</span></span></span></em></span></span></span></p>

<p style="text-align:justify"><span><span style="background-color:white"><span><em><span><span><span style="color:#333333">Notes on Demands for Grants, 2022-2023, Department of Agriculture and Farmers&#39; Welfare, Ministry of Agriculture and Farmers&#39; Welfare, please&nbsp;</span></span></span></em><a href="https://im4change.org/upload/files/Notes%20on%20Demands%20for%20Grants%202022-2023.pdf" style="color:blue; text-decoration:underline" title="/upload/files/Notes%20on%20Demands%20for%20Grants%202022-2023.pdf" title="https://im4change.org/upload/files/Notes%20on%20Demands%20for%20Grants%202022-2023.pdf" style="color:blue; text-decoration:underline" title="/upload/files/Notes%20on%20Demands%20for%20Grants%202022-2023.pdf">click here</a><em><span><span><span style="color:#333333">&nbsp;to access</span></span></span></em></span></span></span></p>

<p style="text-align:justify"><span><span style="background-color:white"><span><em><span><span><span style="color:#333333">Notes on Demands for Grants 2021-22, Department of Agriculture, Cooperation and Farmers&#39; Welfare, Ministry of Agriculture and Farmers&#39; Welfare, please&nbsp;</span></span></span></em><a href="https://im4change.org/upload/files/Notes%20on%20Demands%20for%20Grants%202021-22.pdf" style="color:blue; text-decoration:underline" title="/upload/files/Notes%20on%20Demands%20for%20Grants%202021-22.pdf" title="https://im4change.org/upload/files/Notes%20on%20Demands%20for%20Grants%202021-22.pdf" style="color:blue; text-decoration:underline" title="/upload/files/Notes%20on%20Demands%20for%20Grants%202021-22.pdf">click here</a><em><span><span><span style="color:#333333">&nbsp;to access&nbsp;</span></span></span></em></span></span></span></p>

<p style="text-align:justify"><span><span style="background-color:white"><span><em><span><span><span style="color:#333333">Notes on Demands for Grants 2020-21, Department of Agriculture, Cooperation and Farmers&#39; Welfare, Ministry of Agriculture and Farmers&#39; Welfare, please&nbsp;</span></span></span></em><a href="https://im4change.org/upload/files/Notes%20on%20Demands%20for%20Grants%202020-21.pdf" style="color:blue; text-decoration:underline" title="/upload/files/Notes%20on%20Demands%20for%20Grants%202020-21.pdf" title="https://im4change.org/upload/files/Notes%20on%20Demands%20for%20Grants%202020-21.pdf" style="color:blue; text-decoration:underline" title="/upload/files/Notes%20on%20Demands%20for%20Grants%202020-21.pdf">click here</a><em><span><span><span style="color:#333333">&nbsp;to access&nbsp;</span></span></span></em></span></span></span></p>

<p style="text-align:justify"><span><span style="background-color:white"><span><em><span><span><span style="color:#333333">Notes on Demands for Grants 2019-20, Department of Agriculture, Cooperation and Farmers&#39; Welfare, Ministry of Agriculture and Farmers&#39; Welfare, please&nbsp;</span></span></span></em><a href="https://im4change.org/upload/files/Notes%20on%20Demands%20for%20Grants%202019-20.pdf" style="color:blue; text-decoration:underline" title="/upload/files/Notes%20on%20Demands%20for%20Grants%202019-20.pdf" title="https://im4change.org/upload/files/Notes%20on%20Demands%20for%20Grants%202019-20.pdf" style="color:blue; text-decoration:underline" title="/upload/files/Notes%20on%20Demands%20for%20Grants%202019-20.pdf">click here</a><em><span><span><span style="color:#333333">&nbsp;to access</span></span></span></em></span></span></span></p>

<p style="text-align:justify"><span><span style="background-color:white"><span><em><span><span><span style="color:#333333">Notes on Demands for Grants 2018-2019, Department of Agriculture, Cooperation and Farmers&#39; Welfare, Ministry of Agriculture and Farmers&#39; Welfare, please&nbsp;</span></span></span></em><a href="https://im4change.org/upload/files/Notes%20on%20Demands%20for%20Grants%202018-2019.pdf" style="color:blue; text-decoration:underline" title="/upload/files/Notes%20on%20Demands%20for%20Grants%202018-2019.pdf" title="https://im4change.org/upload/files/Notes%20on%20Demands%20for%20Grants%202018-2019.pdf" style="color:blue; text-decoration:underline" title="/upload/files/Notes%20on%20Demands%20for%20Grants%202018-2019.pdf">click here</a><em><span><span><span style="color:#333333">&nbsp;to access</span></span></span></em></span></span></span></p>

<p style="text-align:justify"><span><span style="background-color:white"><span><span><span><span style="color:#333333">---</span></span></span></span></span></span></p>

<p style="text-align:justify"><span><span style="background-color:white"><span><span><span><span style="color:#333333">ऐसे में यह महत्वपूर्ण सवाल उभरता है कि क्या पीएमएफबीवाई के लिए फंड में कमी का असर किसानों पर पड़ने वाला है या नहीं. हम इस समाचार अलर्ट में उस प्रश्न का जवाब देने की कोशिश करेंगे. हालांकि</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">इससे पहले हमें यह जानना होगा कि पीएमएफबीवाई एक केंद्र की योजना है. बीमाकर्ता (अर्थात</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">बोली के माध्यम से चुने जाने के बाद सरकार द्वारा नियुक्त बीमा कंपनी) बीमांकिक दर (भविष्य के नुकसान के अपेक्षित मूल्य का एक अनुमान) पर प्रीमियम वसूल करती है. </span></span></span><span><span><span style="color:#333333">PMFBY </span></span></span><span><span><span style="color:#333333">के तहत नामांकित किसानों को खरीफ फसलों के लिए बीमा राशि का एक निश्चित दो प्रतिशत</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">रबी और तिलहन फसलों के लिए 1.5 प्रतिशत और वाणिज्यिक / बागवानी फसलों के लिए 5 प्रतिशत का भुगतान करना होता है. प्रीमियम के लिए बाकी रकम केंद्र और राज्य सरकारें देती हैं. केंद्र सरकार ने खरीफ 2020 से पीएमएफबीवाई को नया रूप दिया है</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">और अन्य बातों के अलावा</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">केंद्र और राज्य सरकारों के बीच पूर्वोत्तर राज्यों के लिए प्रीमियम सब्सिडी-साझाकरण पैटर्न को 50:50 से 90:10 तक संशोधित किया है. शेष राज्यों/केंद्र शासित प्रदेशों का प्रीमियम-साझाकरण पैटर्न योजना के अन्य प्रावधानों के अधीन 50:50 है.</span></span></span></span></span></span></p>

<p style="text-align:justify"><span><span style="background-color:white"><span><span><span><span style="color:#333333">केंद्रीय क्षेत्र की योजना होने के कारण पीएमएफबीवाई के तहत राज्य-वार आवंटन/रिलीज नहीं किया जाता है. सेंट्रल फंड रूटिंग एजेंसी यानी एग्रीकल्चर इंश्योरेंस कंपनी ऑफ इंडिया लिमिटेड (एआईसी) को फंड जारी किया जाता है</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">जो संबंधित बीमा कंपनियों को संबंधित राज्य सरकार के शेयर की प्राप्ति पर प्रीमियम सब्सिडी में केंद्र सरकार के हिस्से को जारी करता है.</span></span></span></span></span></span></p>

<p style="text-align:justify"><span><span style="background-color:white"><span><span><span><span style="color:#333333">आइए अब हम निम्नलिखित बिंदुओं को एक-एक करके समझें कि मौसम की घटनाओं (जैसे भारी वर्षा या ओलावृष्टि)</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">कीटों के हमलों के कारण फसल क्षति या विफलता, या आग से संबंधित दावों की रिपोर्ट करने के बाद भी किसान समय पर बीमा मुआवजा प्राप्त करने में असमर्थ क्यों हैं</span></span></span><span><span><span style="color:#333333">.</span></span></span></span></span></span></p>

<p style="text-align:justify"><span><span style="background-color:white"><span><span><span><span style="color:#333333">&bull; </span></span></span><span><span><span style="color:#333333">अतारांकित <a href="https://im4change.org/upload/files/Reply%20to%20unstarred%20question%20no.%20356%20answered%20on%20November%2030%202021%20in%20Lok%20Sabha.pdf" title="https://im4change.org/upload/files/Reply%20to%20unstarred%20question%20no.%20356%20answered%20on%20November%2030%202021%20in%20Lok%20Sabha.pdf">प्रश्न संख्या 356 </a>(लोकसभा में 30 नवंबर</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">2021 को उत्तर दिया गया) के उत्तर में कहा गया है कि पीएमएफबीवाई के तहत स्वीकार्य दावों का भुगतान संबंधित बीमा कंपनियों द्वारा फसल कटाई प्रयोगों (सीसीई)/कटाई अवधि के दो महीने के भीतर और संबंधित सरकार से प्रीमियम सब्सिडी के कुल हिस्से की प्राप्ति के अधीन</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">रोकी गई बुवाई</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">मध्य-मौसम प्रतिकूलता और कटाई के बाद के नुकसान के जोखिम/खतरों को ध्यान में रखते हुए अधिसूचना के एक महीने के पूरा होने समय के भीतर किया जाना चाहिए. हालांकि</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">कुछ राज्यों में कुछ दावों के निपटारे में देरी हुई</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">जैसे उपज डेटा के देरी से प्रसारण</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">प्रीमियम सब्सिडी में उनके हिस्से को देर से जारी करना</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">बीमा कंपनियों और राज्यों के बीच उपज संबंधी विवाद</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">कुछ किसानों के खाते का विवरण प्राप्त न होना, पात्र किसानों के बैंक खाते में दावों का हस्तांतरण और राष्ट्रीय इलेक्ट्रॉनिक फंड ट्रांसफर (एनईएफटी) से संबंधित मुद्दों</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">राष्ट्रीय फसल बीमा पोर्टल (एनसीआईपी) पर व्यक्तिगत किसानों के डेटा की गलत/अपूर्ण प्रविष्टि</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">किसानों के प्रीमियम/गैर के हिस्से के प्रेषण में देरी -किसानों के प्रीमियम का हिस्सा संबंधित बीमा कंपनी आदि को भेजना.</span></span></span></span></span></span></p>

<p style="text-align:justify"><span><span style="background-color:white"><span><span><span><span style="color:#333333">&bull; </span></span></span><span><span><span style="color:#333333">अतारांकित <a href="https://im4change.org/upload/files/Reply%20to%20unstarred%20question%20no.%20356%20answered%20on%20November%2030%202021%20in%20Lok%20Sabha.pdf" title="https://im4change.org/upload/files/Reply%20to%20unstarred%20question%20no.%20356%20answered%20on%20November%2030%202021%20in%20Lok%20Sabha.pdf">प्रश्न संख्या 356</a> (लोकसभा में 30 नवंबर</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">2021 को उत्तर दिया गया) के <a href="https://im4change.org/upload/files/Reply%20to%20unstarred%20question%20no.%20356%20answered%20on%20November%2030%202021%20in%20Lok%20Sabha.pdf" title="https://im4change.org/upload/files/Reply%20to%20unstarred%20question%20no.%20356%20answered%20on%20November%2030%202021%20in%20Lok%20Sabha.pdf">उत्तर </a>में विभिन्न राज्यों में (25 नवंबर</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">2021 तक) दावों के लम्बित होने के कारण बताए गए हैं. उत्तर से पता चलता है कि वर्ष 2018-19 में</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">भुगतान विफलता के परिणामस्वरूप</span></span></span><span><span><span style="color:#333333">,</span></span></span><span><span><span style="color:#333333"> अंडमान और निकोबार द्वीप समूह में 0.08 करोड़ रुपये, आंध्र प्रदेश में 4.29 करोड़ रुपए, हरियाणा में 0.27 करोड़ रुपए, कर्नाटक में 0.57 करोड़</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">मध्य प्रदेश में 0.17 करोड़ रुपए और महाराष्ट्र में 3.27 करोड़ रुपए के दावे लंबित थे. राज्य सब्सिडी के लम्बित होने के कारण</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">गुजरात में 0.18 करोड़ रुपए, झारखंड में 633.95 करोड़ रुपए और तेलंगाना में 438.43 करोड़ रुपए के दावे लंबित थे. भुगतान विफलता और राज्य सब्सिडी के लंबित होने दोनों के कारण</span></span></span><span><span><span style="color:#333333">,</span></span></span><span><span><span style="color:#333333"> पश्चिम बंगाल में 5.67 करोड़ रुपए के दावे लंबित थे. कुल मिलाकर पीएमएफबीवाई के तहत 2018-19 में 1,086.89 करोड़ रुपए के दावे लंबित थे.</span></span></span></span></span></span></p>

<p style="text-align:justify"><span><span style="background-color:white"><span><span><span><span style="color:#333333">&bull; </span></span></span><span><span><span style="color:#333333">अतारांकित <a href="https://im4change.org/upload/files/Reply%20to%20unstarred%20question%20no.%20356%20answered%20on%20November%2030%202021%20in%20Lok%20Sabha.pdf" title="https://im4change.org/upload/files/Reply%20to%20unstarred%20question%20no.%20356%20answered%20on%20November%2030%202021%20in%20Lok%20Sabha.pdf">प्रश्न संख्या 356</a> (लोकसभा में 30 नवंबर</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">2021 को उत्तर दिया गया) का <a href="https://im4change.org/upload/files/Reply%20to%20unstarred%20question%20no.%20356%20answered%20on%20November%2030%202021%20in%20Lok%20Sabha.pdf" title="https://im4change.org/upload/files/Reply%20to%20unstarred%20question%20no.%20356%20answered%20on%20November%2030%202021%20in%20Lok%20Sabha.pdf">उत्तर </a>इंगित करता है कि वर्ष 2019-20 में</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">भुगतान विफलता के परिणामस्वरूप</span></span></span><span><span><span style="color:#333333">,</span></span></span><span><span><span style="color:#333333"> आंध्र प्रदेश में 4.98 करोड़</span></span></span> <span><span><span style="color:#333333">रुपए, छत्तीसगढ़ में 18.02 करोड़ रुपए हरियाणा में 4.72 करोड़ रुपए, हिमाचल प्रदेश में 0.93 करोड़ रुपए, महाराष्ट्र में 8.85 करोड़ रुपए, पुडुचेरी में 0.93 करोड़</span></span></span><span><span><span style="color:#333333"> रुपए</span></span></span> <span><span><span style="color:#333333">और राजस्थान में 1.73 करोड़ रुपए के दावे लंबित थे. 2019-20 में</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">राज्य सब्सिडी के लम्बित रहने के परिणामस्वरूप</span></span></span><span><span><span style="color:#333333">,</span></span></span><span><span><span style="color:#333333"> असम में 21.27 करोड़</span></span></span> <span><span><span style="color:#333333">रुपए, गुजरात में 257.73 करोड़ रुपए, झारखंड में 25.46 करोड़ रुपए, तमिलनाडु में 32.14 करोड़</span></span></span><span><span><span style="color:#333333"> रुपए और</span></span></span><span><span><span style="color:#333333"> तेलंगाना के लिए 512.78 करोड़ रुपए के दावे लंबित थे. भुगतान विफलता के साथ-साथ राज्य सरकार से स्पष्टीकरण के लंबित होने के कारण</span></span></span><span><span><span style="color:#333333">,</span></span></span><span><span><span style="color:#333333"> कर्नाटक में 223.02 करोड़ रुपए</span></span></span> <span><span><span style="color:#333333">और रुपए उत्तर प्रदेश में 24.01 करोड़ रुपए बकाया थे. प्रक्रियाधीन भुगतान के कारण मध्य प्रदेश में 44.57 करोड़ रुपए के दावे लंबित थे. राज्य सरकार से लंबित स्पष्टीकरणों के कारण ओडिशा के लिए 17.30 करोड़ रुपए के दावे लंबित थे. कुल मिलाकर</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">साल 2019-20 में </span></span></span><span><span><span style="color:#333333">PMFBY </span></span></span><span><span><span style="color:#333333">के तहत 1</span></span></span><span><span><span style="color:#333333">,</span></span></span><span><span><span style="color:#333333">198.48 करोड़ रुपये लंबित थे.</span></span></span></span></span></span></p>

<p style="text-align:justify"><span><span style="background-color:white"><span><span><span><span style="color:#333333">&bull; </span></span></span><span><span><span style="color:#333333">अतारांकित <a href="https://im4change.org/upload/files/Reply%20to%20unstarred%20question%20no.%20356%20answered%20on%20November%2030%202021%20in%20Lok%20Sabha.pdf" title="https://im4change.org/upload/files/Reply%20to%20unstarred%20question%20no.%20356%20answered%20on%20November%2030%202021%20in%20Lok%20Sabha.pdf">प्रश्न संख्या 356</a> (लोकसभा में 30 नवंबर</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">2021 को उत्तर दिया गया) के उत्तर से पता चलता है कि 2020-21 (अनंतिम) में</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">राज्य सब्सिडी के लंबित होने के साथ-साथ भुगतान विफलता के कारण</span></span></span><span><span><span style="color:#333333">,</span></span></span><span><span><span style="color:#333333"> छत्तीसगढ़ में 28.14 करोड़ रुपए, हरियाणा में 7.36 करोड़ रुपए, हिमाचल प्रदेश में 17.06 करोड़</span></span></span><span><span><span style="color:#333333"> रुपए</span></span></span> <span><span><span style="color:#333333">और राजस्थान में 160.73 करोड़ रुपए के दावे लंबित थे. राज्य सब्सिडी के लम्बित रहने के परिणामस्वरूप</span></span></span><span><span><span style="color:#333333">,</span></span></span><span><span><span style="color:#333333"> केरल के लिए 33.01 करोड़ रुपए</span></span></span><span><span><span style="color:#333333">,</span></span></span><span><span><span style="color:#333333"> महाराष्ट्र में 370.73 करोड़ रुपए, पुडुचेरी में 16.25 करोड़</span></span></span><span><span><span style="color:#333333"> रुपए</span></span></span> <span><span><span style="color:#333333">और उत्तर प्रदेश में 4.36 करोड़ रुपए के दावे लंबित थे. प्रक्रियाधीन भुगतान के कारण</span></span></span><span><span><span style="color:#333333">,</span></span></span><span><span><span style="color:#333333"> कर्नाटक में 53.87 करोड़ रुपए</span></span></span> <span><span><span style="color:#333333">और ओडिशा में 4.25 करोड़ रुपए के दावे लंबित थे. भुगतान विफलता के परिणामस्वरूप</span></span></span><span><span><span style="color:#333333">,</span></span></span><span><span><span style="color:#333333"> उत्तराखंड में 4.84 करोड़ रुपए के दावे लंबित थे. प्रक्रिया के तहत भुगतान के साथ-साथ भुगतान विफलता के कारण</span></span></span><span><span><span style="color:#333333">,</span></span></span><span><span><span style="color:#333333"> तमिलनाडु में 386.75 करोड़ रुपए के दावे लंबित थे. कुल मिलाकर</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">पीएमएफबीवाई के तहत 1,087.35 करोड़ रुपए साल 2020-21 (अनंतिम) में लंबित थे</span></span></span></span></span></span></p>

<p style="text-align:justify"><span><span style="background-color:white"><span><span><span><span style="color:#333333">इस प्रकार</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">2018-19 में 10 में से चार राज्यों में</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">पीएमएफबीवाई से संबंधित दावे राज्य सब्सिडी (या तो अकेले या किसी अन्य कारण से) के लंबित होने के कारण लंबित थे. 2019-20 में, 16 में से पांच राज्यों में</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">पीएमएफबीवाई से संबंधित दावे राज्य सब्सिडी (या तो अकेले या किसी अन्य कारण से) के लंबित होने के कारण लंबित थे. 12 राज्यों में से आठ में</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">पीएमएफबीवाई से संबंधित दावे 2020-21 (अनंतिम) में लंबित थे क्योंकि राज्य सब्सिडी (या तो अकेले या किसी अन्य कारण से) लंबित थी. तीन वर्षों यानी 2018-19</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">2019-20 और 2020-21 (अनंतिम) के दौरान लंबित कुल दावों में से 3,372.72 करोड़ रुपए</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">अकेले राज्य सब्सिडी के लम्बित होने के परिणामस्वरूप 2,346.29 करोड़ (यानी कुल लंबित दावों का 69.57 प्रतिशत) रुपए के दावे लंबित थे. कृपया ध्यान दें कि हमने इस गणना में उन दावों पर विचार नहीं किया है जो दावों के भुगतान में देरी के किसी अन्य कारण के साथ-साथ राज्य सब्सिडी के लंबित होने के कारण रुके हुए थे.</span></span></span></span></span></span></p>

<p style="text-align:justify"><span><span style="background-color:white"><span><span><span><span style="color:#333333">PMFBY </span></span></span><span><span><span style="color:#333333">पर एक सरकारी दस्तावेज में कहा गया है कि फसल काटने के प्रयोगों के समय उपज के नुकसान के आकलन के लिए रिमोट सेंसिंग</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">ड्रोन आदि जैसी उन्नत तकनीक का उपयोग किया जाएगा. जबकि वित्त मंत्री ने अपने हालिया बजट भाषण में फसल मूल्यांकन</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">भूमि रिकॉर्ड के डिजिटलीकरण</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">कीटनाशकों और पोषक तत्वों के छिड़काव के लिए </span></span></span><span><span><span style="color:#333333">&#39;</span></span></span><span><span><span style="color:#333333">किसान ड्रोन</span></span></span><span><span><span style="color:#333333">&#39; </span></span></span><span><span><span style="color:#333333">को बढ़ावा देने की बात कही है</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">कई विशेषज्ञों का मानना ​​है कि इससे फसल की विफलता से संबंधित समय पर मुआवजे में ज्यादा मदद नहीं मिल सकती है. पीएमएफबीवाई के तहत लंबित दावों से संबंधित प्रश्नों के लिए सरकार ने संसद में जो जवाब दिया है</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">उससे यह तथ्य स्पष्ट हो जाता है</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">जिसकी चर्चा हमने ऊपर की है.</span></span></span></span></span></span></p>

<p style="text-align:justify">&nbsp;</p>

<p><strong><em>References</em></strong></p>

<p>Expenditure of Major Items 2022-23, please&nbsp;<a href="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items.pdf" title="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items.pdf" title="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items.pdf" title="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items.pdf">click here</a>&nbsp;to access &nbsp;</p>

<p>Expenditure of Major Items 2021-22, please&nbsp;<a href="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items%202021-22.pdf" title="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items%202021-22.pdf" title="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items%202021-22.pdf" title="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items%202021-22.pdf">click here</a>&nbsp;to access &nbsp;</p>

<p>Expenditure of Major Items 2020-21, please&nbsp;<a href="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items%202020-21.pdf" title="/upload/files/Expenditure%20of%20Major%20Items%202020-21.pdf" title="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items%202020-21.pdf" title="/upload/files/Expenditure%20of%20Major%20Items%202020-21.pdf">click here</a>&nbsp;to access&nbsp;</p>

<p>Expenditure of Major Items 2019-20, please&nbsp;<a href="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items%202019-20.pdf" title="/upload/files/Expenditure%20of%20Major%20Items%202019-20.pdf" title="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items%202019-20.pdf" title="/upload/files/Expenditure%20of%20Major%20Items%202019-20.pdf">click here</a>&nbsp;to access &nbsp;</p>

<p>Expenditure of Major Items 2018-19, please&nbsp;<a href="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items%202018-19.pdf" title="/upload/files/Expenditure%20of%20Major%20Items%202018-19.pdf" title="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items%202018-19.pdf" title="/upload/files/Expenditure%20of%20Major%20Items%202018-19.pdf">click here</a>&nbsp;to access &nbsp;</p>

<p>Notes on Demands for Grants, 2022-2023, Department of Agriculture and Farmers&#39; Welfare, Ministry of Agriculture and Farmers&#39; Welfare, please&nbsp;<a href="https://im4change.org/upload/files/Notes%20on%20Demands%20for%20Grants%202022-2023.pdf" title="/upload/files/Notes%20on%20Demands%20for%20Grants%202022-2023.pdf" title="https://im4change.org/upload/files/Notes%20on%20Demands%20for%20Grants%202022-2023.pdf" title="/upload/files/Notes%20on%20Demands%20for%20Grants%202022-2023.pdf">click here</a>&nbsp;to access</p>

<p>Notes on Demands for Grants 2021-22, Department of Agriculture, Cooperation and Farmers&#39; Welfare, Ministry of Agriculture and Farmers&#39; Welfare, please&nbsp;<a href="https://im4change.org/upload/files/Notes%20on%20Demands%20for%20Grants%202021-22.pdf" title="/upload/files/Notes%20on%20Demands%20for%20Grants%202021-22.pdf" title="https://im4change.org/upload/files/Notes%20on%20Demands%20for%20Grants%202021-22.pdf" title="/upload/files/Notes%20on%20Demands%20for%20Grants%202021-22.pdf">click here</a>&nbsp;to access&nbsp;</p>

<p>Notes on Demands for Grants 2020-21, Department of Agriculture, Cooperation and Farmers&#39; Welfare, Ministry of Agriculture and Farmers&#39; Welfare, please&nbsp;<a href="https://im4change.org/upload/files/Notes%20on%20Demands%20for%20Grants%202020-21.pdf" title="/upload/files/Notes%20on%20Demands%20for%20Grants%202020-21.pdf" title="https://im4change.org/upload/files/Notes%20on%20Demands%20for%20Grants%202020-21.pdf" title="/upload/files/Notes%20on%20Demands%20for%20Grants%202020-21.pdf">click here</a>&nbsp;to access&nbsp;</p>

<p>Notes on Demands for Grants 2019-20, Department of Agriculture, Cooperation and Farmers&#39; Welfare, Ministry of Agriculture and Farmers&#39; Welfare, please&nbsp;<a href="https://im4change.org/upload/files/Notes%20on%20Demands%20for%20Grants%202019-20.pdf" title="/upload/files/Notes%20on%20Demands%20for%20Grants%202019-20.pdf" title="https://im4change.org/upload/files/Notes%20on%20Demands%20for%20Grants%202019-20.pdf" title="/upload/files/Notes%20on%20Demands%20for%20Grants%202019-20.pdf">click here</a>&nbsp;to access</p>

<p>Notes on Demands for Grants 2018-2019, Department of Agriculture, Cooperation and Farmers&#39; Welfare, Ministry of Agriculture and Farmers&#39; Welfare, please&nbsp;<a href="https://im4change.org/upload/files/Notes%20on%20Demands%20for%20Grants%202018-2019.pdf" title="/upload/files/Notes%20on%20Demands%20for%20Grants%202018-2019.pdf" title="https://im4change.org/upload/files/Notes%20on%20Demands%20for%20Grants%202018-2019.pdf" title="/upload/files/Notes%20on%20Demands%20for%20Grants%202018-2019.pdf">click here</a>&nbsp;to access</p>

<p>Union Budget Speech 2022-23, which was delivered by Smt. Nirmala Sitharaman on February 1, 2022, please&nbsp;<a href="https://im4change.org/upload/files/Union%20Budget%20Speech%202022-23.pdf" title="https://im4change.org/upload/files/Union%20Budget%20Speech%202022-23.pdf" title="https://im4change.org/upload/files/Union%20Budget%20Speech%202022-23.pdf" title="https://im4change.org/upload/files/Union%20Budget%20Speech%202022-23.pdf">click here</a>&nbsp;to access</p>

<p>A Note on Pradhan Mantri Fasal Bima Yojana (PMFBY), please&nbsp;<a href="https://im4change.org/upload/files/A%20Note%20on%20PMFBY.pdf" title="/upload/files/A%20Note%20on%20PMFBY.pdf" title="https://im4change.org/upload/files/A%20Note%20on%20PMFBY.pdf" title="/upload/files/A%20Note%20on%20PMFBY.pdf">click here</a>&nbsp;to access</p>

<p>Pradhan Mantri Fasal Bima Yojana (PMFBY), Department of Financial Services, Ministry of Finance, please&nbsp;<a href="https://financialservices.gov.in/insurance-divisions/Government-Sponsored-Socially-Oriented-Insurance-Schemes/Pradhan-Mantri-Fasal-Bima-Yojana(PMFBY)" title="https://financialservices.gov.in/insurance-divisions/Government-Sponsored-Socially-Oriented-Insurance-Schemes/Pradhan-Mantri-Fasal-Bima-Yojana(PMFBY)" title="https://financialservices.gov.in/insurance-divisions/Government-Sponsored-Socially-Oriented-Insurance-Schemes/Pradhan-Mantri-Fasal-Bima-Yojana(PMFBY)" title="https://financialservices.gov.in/insurance-divisions/Government-Sponsored-Socially-Oriented-Insurance-Schemes/Pradhan-Mantri-Fasal-Bima-Yojana(PMFBY)">click here</a>&nbsp;to access &nbsp;</p>

<p>FAQ: Pradhan Mantri Fasal Bima Yojana, Ministry of Agriculture and Farmers&#39; Welfare, please&nbsp;<a href="https://pmfby.gov.in/faq" title="https://pmfby.gov.in/faq" title="https://pmfby.gov.in/faq" title="https://pmfby.gov.in/faq">click here</a>&nbsp;to access &nbsp;</p>

<p>Press release: Central Share in Premium Subsidy under PMFBY, Press Information Bureau, Ministry of Agriculture and Farmers&rsquo; Welfare, released on December 17, 2021, please&nbsp;<a href="https://www.pib.gov.in/PressReleasePage.aspx?PRID=1782626#:~:text=Government%20has%20recently%20revamped%20the,between%20Central%20and%20State%20Government." title="https://www.pib.gov.in/PressReleasePage.aspx?PRID=1782626#:~:text=Government%20has%20recently%20revamped%20the,between%20Central%20and%20State%20Government." title="https://www.pib.gov.in/PressReleasePage.aspx?PRID=1782626#:~:text=Government%20has%20recently%20revamped%20the,between%20Central%20and%20State%20Government." title="https://www.pib.gov.in/PressReleasePage.aspx?PRID=1782626#:~:text=Government%20has%20recently%20revamped%20the,between%20Central%20and%20State%20Government.">click here</a>&nbsp;and&nbsp;<a href="https://im4change.org/upload/files/Press%20Release%20Share%20in%20subsidy%20under%20PMFBY%2017%20Dec%202021.pdf" title="/upload/files/Press%20Release%20Share%20in%20subsidy%20under%20PMFBY%2017%20Dec%202021.pdf" title="https://im4change.org/upload/files/Press%20Release%20Share%20in%20subsidy%20under%20PMFBY%2017%20Dec%202021.pdf" title="/upload/files/Press%20Release%20Share%20in%20subsidy%20under%20PMFBY%2017%20Dec%202021.pdf">here</a>&nbsp;to access &nbsp;&nbsp;</p>

<p>PMFBY in Uttar Pradesh, Reply to Unstarred Question no. 2653 to be answered on December 14, 2021 in the Lok Sabha, Ministry of Agriculture and Farmers&#39; Welfare, please&nbsp;<a href="https://im4change.org/upload/files/Reply%20to%20Unstarred%20question%20no%202653%20to%20be%20answered%20on%20December%2014%202021%20in%20the%20Lok%20Sabha.pdf" title="/upload/files/Reply%20to%20Unstarred%20question%20no%202653%20to%20be%20answered%20on%20December%2014%202021%20in%20the%20Lok%20Sabha.pdf" title="https://im4change.org/upload/files/Reply%20to%20Unstarred%20question%20no%202653%20to%20be%20answered%20on%20December%2014%202021%20in%20the%20Lok%20Sabha.pdf" title="/upload/files/Reply%20to%20Unstarred%20question%20no%202653%20to%20be%20answered%20on%20December%2014%202021%20in%20the%20Lok%20Sabha.pdf">click here</a>&nbsp;to access</p>

<p>Payment of insurance claims under PMFBY, Reply to Unstarred Question No. 356 to be answered on November 30, 2021, Lok Sabha, Ministry of Agriculture and Farmers&#39; Welfare, please&nbsp;<a href="https://im4change.org/upload/files/Reply%20to%20unstarred%20question%20no.%20356%20answered%20on%20November%2030%202021%20in%20Lok%20Sabha.pdf" title="https://im4change.org/upload/files/Reply%20to%20unstarred%20question%20no.%20356%20answered%20on%20November%2030%202021%20in%20Lok%20Sabha.pdf" title="https://im4change.org/upload/files/Reply%20to%20unstarred%20question%20no.%20356%20answered%20on%20November%2030%202021%20in%20Lok%20Sabha.pdf" title="https://im4change.org/upload/files/Reply%20to%20unstarred%20question%20no.%20356%20answered%20on%20November%2030%202021%20in%20Lok%20Sabha.pdf">click here</a>&nbsp;to access &nbsp;</p>

<p>Pradhan Mantri Fasal Bima Yojana: An Assessment, Centre for Science and Environment, released on July 21, 2017, please&nbsp;<a href="https://im4change.orghttps://im4change.in/siteadmin/tinymce/uploaded/Pradhan-Mantri-Fasal-Bima-Yojana-Report.pdf" title="https://im4change.orghttps://im4change.in/siteadmin/tinymce/uploaded/Pradhan-Mantri-Fasal-Bima-Yojana-Report.pdf" title="https://im4change.orghttps://im4change.in/siteadmin/tinymce/uploaded/Pradhan-Mantri-Fasal-Bima-Yojana-Report.pdf" title="https://im4change.orghttps://im4change.in/siteadmin/tinymce/uploaded/Pradhan-Mantri-Fasal-Bima-Yojana-Report.pdf">click here</a>&nbsp;to access</p>

<p>News alert: 1,750 Indians died due to extreme weather events in 2021, says new IMD report, Inclusive Media for Change, Published on Jan 28, 2022, please&nbsp;<a href="https://im4change.org/news-alerts-57/1-750-indians-died-due-to-extreme-weather-events-in-2021-says-new-imd-report.html" title="https://im4change.org/news-alerts-57/1-750-indians-died-due-to-extreme-weather-events-in-2021-says-new-imd-report.html" title="https://im4change.org/news-alerts-57/1-750-indians-died-due-to-extreme-weather-events-in-2021-says-new-imd-report.html" title="https://im4change.org/news-alerts-57/1-750-indians-died-due-to-extreme-weather-events-in-2021-says-new-imd-report.html">click here</a>&nbsp;to access &nbsp;</p>

<p>News alert: PM Fasal Bima Yojana is suffering from low coverage since the last 2 years, Inclusive Media for Change, Published on Feb 20, 2019, please&nbsp;<a href="https://www.im4change.org/news-alerts-57/pm-fasal-bima-yojana-is-suffering-from-low-coverage-since-the-last-2-years-4686622.html" title="https://www.im4change.org/news-alerts-57/pm-fasal-bima-yojana-is-suffering-from-low-coverage-since-the-last-2-years-4686622.html" title="https://www.im4change.org/news-alerts-57/pm-fasal-bima-yojana-is-suffering-from-low-coverage-since-the-last-2-years-4686622.html" title="https://www.im4change.org/news-alerts-57/pm-fasal-bima-yojana-is-suffering-from-low-coverage-since-the-last-2-years-4686622.html">click here</a>&nbsp;to access &nbsp;</p>

<p>News alert: There is so much confusion about the Pradhan Mantri Kisan Samman Nidhi Yojana, Inclusive Media for Change, Published on Feb 5, 2019, please&nbsp;<a href="https://www.im4change.org/news-alerts-57/there-is-so-much-confusion-about-the-pradhan-mantri-kisan-samman-nidhi-yojana-4686513.html" title="https://www.im4change.org/news-alerts-57/there-is-so-much-confusion-about-the-pradhan-mantri-kisan-samman-nidhi-yojana-4686513.html" title="https://www.im4change.org/news-alerts-57/there-is-so-much-confusion-about-the-pradhan-mantri-kisan-samman-nidhi-yojana-4686513.html" title="https://www.im4change.org/news-alerts-57/there-is-so-much-confusion-about-the-pradhan-mantri-kisan-samman-nidhi-yojana-4686513.html">click here</a>&nbsp;to access</p>

<p>Crop insurance claims over Rs 3,300 crore pending due to payment failure, delay in state subsidy -Shagun Kapil, Down to Earth, 30 November, 2021, please&nbsp;<a href="https://www.downtoearth.org.in/news/agriculture/crop-insurance-claims-over-rs-3-300-crore-pending-due-to-payment-failure-delay-in-state-subsidy-80459?fbclid=IwAR2GpFZ9PPcLmLQE_AFFl9LnBjjdBVCoaMX24pRVRArBYTwDgabWro8hyQc" title="https://www.downtoearth.org.in/news/agriculture/crop-insurance-claims-over-rs-3-300-crore-pending-due-to-payment-failure-delay-in-state-subsidy-80459?fbclid=IwAR2GpFZ9PPcLmLQE_AFFl9LnBjjdBVCoaMX24pRVRArBYTwDgabWro8hyQc" title="https://www.downtoearth.org.in/news/agriculture/crop-insurance-claims-over-rs-3-300-crore-pending-due-to-payment-failure-delay-in-state-subsidy-80459?fbclid=IwAR2GpFZ9PPcLmLQE_AFFl9LnBjjdBVCoaMX24pRVRArBYTwDgabWro8hyQc" title="https://www.downtoearth.org.in/news/agriculture/crop-insurance-claims-over-rs-3-300-crore-pending-due-to-payment-failure-delay-in-state-subsidy-80459?fbclid=IwAR2GpFZ9PPcLmLQE_AFFl9LnBjjdBVCoaMX24pRVRArBYTwDgabWro8hyQc">click here</a>&nbsp;to access &nbsp;</p>

<p>&nbsp;</p>

<p><strong>Image Courtesy: Inclusive Media for Change/ Shambhu Ghatak</strong></p>

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                            <p style="text-align:justify"><span><span style="background-color:white"><span><a href="https://financialservices.gov.in/insurance-divisions/Government-Sponsored-Socially-Oriented-Insurance-Schemes/Pradhan-Mantri-Fasal-Bima-Yojana(PMFBY)" title="https://financialservices.gov.in/insurance-divisions/Government-Sponsored-Socially-Oriented-Insurance-Schemes/Pradhan-Mantri-Fasal-Bima-Yojana(PMFBY)">18 फरवरी 2016</a><span><span><span style="color:#333333"> को</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">भारत के प्रधानमंत्री श्री नरेंद्र मोदी ने प्रधानमंत्री फसल बीमा योजना का शुभारंभ किया</span></span></span><span><span><span style="color:#333333">.</span></span></span><span><span><span style="color:#333333"> इसके लॉन्च के बाद</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">पीएमएफबीवाई को <a href="https://financialservices.gov.in/insurance-divisions/Government-Sponsored-Socially-Oriented-Insurance-Schemes/Pradhan-Mantri-Fasal-Bima-Yojana(PMFBY)" title="https://financialservices.gov.in/insurance-divisions/Government-Sponsored-Socially-Oriented-Insurance-Schemes/Pradhan-Mantri-Fasal-Bima-Yojana(PMFBY)">खरीफ </a></span></span></span><a href="https://financialservices.gov.in/insurance-divisions/Government-Sponsored-Socially-Oriented-Insurance-Schemes/Pradhan-Mantri-Fasal-Bima-Yojana(PMFBY)" title="https://financialservices.gov.in/insurance-divisions/Government-Sponsored-Socially-Oriented-Insurance-Schemes/Pradhan-Mantri-Fasal-Bima-Yojana(PMFBY)">2016</a><span><span><span style="color:#333333"> के दौरान </span></span></span><span><span><span style="color:#333333">21</span></span></span><span><span><span style="color:#333333"> राज्यों द्वारा लागू किया गया था</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">जबकि </span></span></span><span><span><span style="color:#333333">2016-17</span></span></span><span><span><span style="color:#333333"> के रबी</span></span></span> <span><span><span style="color:#333333">सीजन में </span></span></span><span><span><span style="color:#333333">23</span></span></span><span><span><span style="color:#333333"> राज्यों और </span></span></span><span><span><span style="color:#333333">2</span></span></span><span><span><span style="color:#333333"> केंद्र शासित प्रदेशों ने इस योजना को लागू किया. केंद्र सरकार ने </span></span></span><span><span><span style="color:#333333">2016</span></span></span><span><span><span style="color:#333333"> के खरीफ सीजन में बेमौसम और खराब मौसम के कारण किसानों को फसल के नुकसान से निपटने में मदद करने के इरादे से </span></span></span><span><span><span style="color:#333333">PMFBY </span></span></span><span><span><span style="color:#333333">की शुरुआत की थी. योजना </span></span></span><span><span><span style="color:#333333">1</span></span></span><span><span><span style="color:#333333"> अप्रैल</span></span></span><span><span><span style="color:#333333">, 2016</span></span></span><span><span><span style="color:#333333"> से लागू हुई. इसने राष्ट्रीय कृषि बीमा योजना (</span></span></span><span><span><span style="color:#333333">NAIS) </span></span></span><span><span><span style="color:#333333">और संशोधित राष्ट्रीय कृषि बीमा योजना (</span></span></span><span><span><span style="color:#333333">MNAIS) </span></span></span><span><span><span style="color:#333333">का स्थान लिया.</span></span></span></span></span></span></p>

<p style="text-align:justify"><span><span style="background-color:white"><span><span><span><span style="color:#333333">2022-23</span></span></span><span><span><span style="color:#333333"> के बजट दस्तावेजों को देखने के बाद</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">यह पता चलेगा कि पीएमएफबीवाई के लिए साल </span></span></span><span><span><span style="color:#333333">2021-22 (</span></span></span><span><span><span style="color:#333333">संशोधित अनुमान) के </span></span></span><span><span><span style="color:#333333">15,989.39</span></span></span><span><span><span style="color:#333333"> करोड़ रुपए से घटाकर इस साल </span></span></span><span><span><span style="color:#333333">2022-23 (</span></span></span><span><span><span style="color:#333333">बजट अनुमान) में </span></span></span><span><span><span style="color:#333333">15,500.00</span></span></span><span><span><span style="color:#333333"> करोड़ रुपए कर दिया गया. इस योजना के लिए साल </span></span></span><span><span><span style="color:#333333">2021-22 (</span></span></span><span><span><span style="color:#333333">बी.ई.) में </span></span></span><span><span><span style="color:#333333">16,000.00</span></span></span><span><span><span style="color:#333333"> करोड़ रुपए का अनुमानित बजट था. कृपया तालिका-</span></span></span><span><span><span style="color:#333333">1</span></span></span><span><span><span style="color:#333333"> देखें.</span></span></span></span></span></span></p>

<p style="text-align:justify"><span><span style="background-color:white"><span><span><span><span style="color:#333333">&#39;</span></span></span><span><span><span style="color:#333333">कृषि और संबद्ध गतिविधियों</span></span></span><span><span><span style="color:#333333">&#39; </span></span></span><span><span><span style="color:#333333">पर बजटीय खर्च को </span></span></span><span><span><span style="color:#333333">2018-19 (</span></span></span><span><span><span style="color:#333333">वास्तविक) में </span></span></span><span><span><span style="color:#333333">63,259</span></span></span><span><span><span style="color:#333333"> करोड़ रुपए से लगभग दोगुना बढ़ाकर </span></span></span><span><span><span style="color:#333333">2019-20 (</span></span></span><span><span><span style="color:#333333">वास्तविक) में </span></span></span><span><span><span style="color:#333333">1,12,452</span></span></span><span><span><span style="color:#333333"> करोड़ रुपए कर दिया गया</span></span></span><span><span><span style="color:#333333">. लेकिन</span></span></span> <span><span><span style="color:#333333">पीएमएफबीवाई पर </span></span></span><span><span><span style="color:#333333">&#39;</span></span></span><span><span><span style="color:#333333">कृषि और संबद्ध गतिविधियों</span></span></span><span><span><span style="color:#333333">&#39; </span></span></span><span><span><span style="color:#333333">के खर्च के अनुपात के रूप में बजटीय आवंटन </span></span></span><span><span><span style="color:#333333">2018-19 (</span></span></span><span><span><span style="color:#333333">वास्तविक) और </span></span></span><span><span><span style="color:#333333">2019-20 (</span></span></span><span><span><span style="color:#333333">वास्तविक) के बीच </span></span></span><span><span><span style="color:#333333">18.87</span></span></span><span><span><span style="color:#333333"> प्रतिशत से गिरकर </span></span></span><span><span><span style="color:#333333">11.24</span></span></span><span><span><span style="color:#333333"> प्रतिशत हो गया. </span></span></span><span><span><span style="color:#333333">&#39;</span></span></span><span><span><span style="color:#333333">कृषि और संबद्ध गतिविधियों</span></span></span><span><span><span style="color:#333333">&#39; </span></span></span><span><span><span style="color:#333333">पर बजटीय खर्च में यह वृद्धि </span></span></span><span><span><span style="color:#333333">2018-19 (</span></span></span><span><span><span style="color:#333333">आरई) में प्रधानमंत्री किसान सम्मान निधि (<a href="https://www.im4change.org/news-alerts-57/there-is-so-much-confusion-about-the-pradhan-mantri-kisan-samman-nidhi-yojana-4686513.html" title="https://www.im4change.org/news-alerts-57/there-is-so-much-confusion-about-the-pradhan-mantri-kisan-samman-nidhi-yojana-4686513.html">पीएम-किसान</a>) के शुभारंभ के कारण </span></span></span><span><span><span style="color:#333333">20,000</span></span></span><span><span><span style="color:#333333"> करोड़ रुपये और </span></span></span><span><span><span style="color:#333333">2019-20 (</span></span></span><span><span><span style="color:#333333">बी.ई.) में </span></span></span><span><span><span style="color:#333333">75,000</span></span></span><span><span><span style="color:#333333"> करोड़ रुपए के आवंटन के कारण की गई.</span></span></span></span></span></span></p>

<p style="text-align:justify"><span><span style="background-color:white"><span><span><span><span style="color:#333333">जबकि पीएमएफबीवाई पर </span></span></span><span><span><span style="color:#333333">&#39;</span></span></span><span><span><span style="color:#333333">कृषि और संबद्ध गतिविधियों</span></span></span><span><span><span style="color:#333333">&#39; </span></span></span><span><span><span style="color:#333333">के अनुपात के रूप में बजटीय खर्च </span></span></span><span><span><span style="color:#333333">2020-21 (</span></span></span><span><span><span style="color:#333333">वास्तविक) और </span></span></span><span><span><span style="color:#333333">2021-22 (</span></span></span><span><span><span style="color:#333333">आरई) के बीच </span></span></span><span><span><span style="color:#333333">10.54</span></span></span><span><span><span style="color:#333333"> प्रतिशत से बढ़कर </span></span></span><span><span><span style="color:#333333">10.82</span></span></span><span><span><span style="color:#333333"> प्रतिशत हो गया</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">यह आंकड़ा </span></span></span><span><span><span style="color:#333333">2022-23</span></span></span><span><span><span style="color:#333333"> (बी.ई)</span></span></span><span><span><span style="color:#333333"> में घटकर </span></span></span><span><span><span style="color:#333333">10.23</span></span></span><span><span><span style="color:#333333"> प्रतिशत हो गया. इसी तरह</span></span></span><span><span><span style="color:#333333">, 2021-22 (</span></span></span><span><span><span style="color:#333333">आर.ई) और </span></span></span><span><span><span style="color:#333333">2022-23 (</span></span></span><span><span><span style="color:#333333">बी.ई) के बीच कुल बजटीय खर्च में पीएमएफबीवाई खर्च का प्रतिशत हिस्सा </span></span></span><span><span><span style="color:#333333">0.42</span></span></span><span><span><span style="color:#333333"> प्रतिशत से गिरकर </span></span></span><span><span><span style="color:#333333">0.39</span></span></span><span><span><span style="color:#333333"> प्रतिशत हो गया.</span></span></span></span></span></span></p>

<p style="text-align:justify"><strong><span><span style="background-color:white"><span><span><span><span style="color:#333333">तालिका </span></span></span><span><span><span style="color:#333333">1: </span></span></span><span><span><span style="color:#333333">प्रधानमंत्री फसल बीमा योजना पर खर्च का रुझान</span></span></span></span></span></span></strong></p>

<p style="text-align:justify"><img alt="" src="https://im4change.org/upload/images/Table%201%20Trends%20in%20Expenditure%20on%20Pradhan%20Mantri%20Fasal%20Bima%20Yojana.png" /></p>

<p style="text-align:justify"><span><span style="background-color:white"><span><strong><em><span><span><span style="color:#333333">Source:&nbsp;</span></span></span></em></strong><em><span><span><span style="color:#333333">Expenditure of Major Items 2022-23, please&nbsp;</span></span></span></em><a href="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items.pdf" style="color:blue; text-decoration:underline" title="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items.pdf" title="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items.pdf" style="color:blue; text-decoration:underline" title="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items.pdf">click here</a><em><span><span><span style="color:#333333">&nbsp;to access &nbsp;</span></span></span></em></span></span></span></p>

<p style="text-align:justify"><span><span style="background-color:white"><span><em><span><span><span style="color:#333333">Expenditure of Major Items 2021-22, please&nbsp;</span></span></span></em><a href="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items%202021-22.pdf" style="color:blue; text-decoration:underline" title="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items%202021-22.pdf" title="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items%202021-22.pdf" style="color:blue; text-decoration:underline" title="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items%202021-22.pdf">click here</a><em><span><span><span style="color:#333333">&nbsp;to access &nbsp;</span></span></span></em></span></span></span></p>

<p style="text-align:justify"><span><span style="background-color:white"><span><em><span><span><span style="color:#333333">Expenditure of Major Items 2020-21, please&nbsp;</span></span></span></em><a href="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items%202020-21.pdf" style="color:blue; text-decoration:underline" title="/upload/files/Expenditure%20of%20Major%20Items%202020-21.pdf" title="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items%202020-21.pdf" style="color:blue; text-decoration:underline" title="/upload/files/Expenditure%20of%20Major%20Items%202020-21.pdf">click here</a><em><span><span><span style="color:#333333">&nbsp;to access&nbsp;</span></span></span></em></span></span></span></p>

<p style="text-align:justify"><span><span style="background-color:white"><span><em><span><span><span style="color:#333333">Expenditure of Major Items 2019-20, please&nbsp;</span></span></span></em><a href="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items%202019-20.pdf" style="color:blue; text-decoration:underline" title="/upload/files/Expenditure%20of%20Major%20Items%202019-20.pdf" title="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items%202019-20.pdf" style="color:blue; text-decoration:underline" title="/upload/files/Expenditure%20of%20Major%20Items%202019-20.pdf">click here</a><em><span><span><span style="color:#333333">&nbsp;to access &nbsp;</span></span></span></em></span></span></span></p>

<p style="text-align:justify"><span><span style="background-color:white"><span><em><span><span><span style="color:#333333">Expenditure of Major Items 2018-19, please&nbsp;</span></span></span></em><a href="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items%202018-19.pdf" style="color:blue; text-decoration:underline" title="/upload/files/Expenditure%20of%20Major%20Items%202018-19.pdf" title="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items%202018-19.pdf" style="color:blue; text-decoration:underline" title="/upload/files/Expenditure%20of%20Major%20Items%202018-19.pdf">click here</a><em><span><span><span style="color:#333333">&nbsp;to access &nbsp;</span></span></span></em></span></span></span></p>

<p style="text-align:justify"><span><span style="background-color:white"><span><em><span><span><span style="color:#333333">Notes on Demands for Grants, 2022-2023, Department of Agriculture and Farmers&#39; Welfare, Ministry of Agriculture and Farmers&#39; Welfare, please&nbsp;</span></span></span></em><a href="https://im4change.org/upload/files/Notes%20on%20Demands%20for%20Grants%202022-2023.pdf" style="color:blue; text-decoration:underline" title="/upload/files/Notes%20on%20Demands%20for%20Grants%202022-2023.pdf" title="https://im4change.org/upload/files/Notes%20on%20Demands%20for%20Grants%202022-2023.pdf" style="color:blue; text-decoration:underline" title="/upload/files/Notes%20on%20Demands%20for%20Grants%202022-2023.pdf">click here</a><em><span><span><span style="color:#333333">&nbsp;to access</span></span></span></em></span></span></span></p>

<p style="text-align:justify"><span><span style="background-color:white"><span><em><span><span><span style="color:#333333">Notes on Demands for Grants 2021-22, Department of Agriculture, Cooperation and Farmers&#39; Welfare, Ministry of Agriculture and Farmers&#39; Welfare, please&nbsp;</span></span></span></em><a href="https://im4change.org/upload/files/Notes%20on%20Demands%20for%20Grants%202021-22.pdf" style="color:blue; text-decoration:underline" title="/upload/files/Notes%20on%20Demands%20for%20Grants%202021-22.pdf" title="https://im4change.org/upload/files/Notes%20on%20Demands%20for%20Grants%202021-22.pdf" style="color:blue; text-decoration:underline" title="/upload/files/Notes%20on%20Demands%20for%20Grants%202021-22.pdf">click here</a><em><span><span><span style="color:#333333">&nbsp;to access&nbsp;</span></span></span></em></span></span></span></p>

<p style="text-align:justify"><span><span style="background-color:white"><span><em><span><span><span style="color:#333333">Notes on Demands for Grants 2020-21, Department of Agriculture, Cooperation and Farmers&#39; Welfare, Ministry of Agriculture and Farmers&#39; Welfare, please&nbsp;</span></span></span></em><a href="https://im4change.org/upload/files/Notes%20on%20Demands%20for%20Grants%202020-21.pdf" style="color:blue; text-decoration:underline" title="/upload/files/Notes%20on%20Demands%20for%20Grants%202020-21.pdf" title="https://im4change.org/upload/files/Notes%20on%20Demands%20for%20Grants%202020-21.pdf" style="color:blue; text-decoration:underline" title="/upload/files/Notes%20on%20Demands%20for%20Grants%202020-21.pdf">click here</a><em><span><span><span style="color:#333333">&nbsp;to access&nbsp;</span></span></span></em></span></span></span></p>

<p style="text-align:justify"><span><span style="background-color:white"><span><em><span><span><span style="color:#333333">Notes on Demands for Grants 2019-20, Department of Agriculture, Cooperation and Farmers&#39; Welfare, Ministry of Agriculture and Farmers&#39; Welfare, please&nbsp;</span></span></span></em><a href="https://im4change.org/upload/files/Notes%20on%20Demands%20for%20Grants%202019-20.pdf" style="color:blue; text-decoration:underline" title="/upload/files/Notes%20on%20Demands%20for%20Grants%202019-20.pdf" title="https://im4change.org/upload/files/Notes%20on%20Demands%20for%20Grants%202019-20.pdf" style="color:blue; text-decoration:underline" title="/upload/files/Notes%20on%20Demands%20for%20Grants%202019-20.pdf">click here</a><em><span><span><span style="color:#333333">&nbsp;to access</span></span></span></em></span></span></span></p>

<p style="text-align:justify"><span><span style="background-color:white"><span><em><span><span><span style="color:#333333">Notes on Demands for Grants 2018-2019, Department of Agriculture, Cooperation and Farmers&#39; Welfare, Ministry of Agriculture and Farmers&#39; Welfare, please&nbsp;</span></span></span></em><a href="https://im4change.org/upload/files/Notes%20on%20Demands%20for%20Grants%202018-2019.pdf" style="color:blue; text-decoration:underline" title="/upload/files/Notes%20on%20Demands%20for%20Grants%202018-2019.pdf" title="https://im4change.org/upload/files/Notes%20on%20Demands%20for%20Grants%202018-2019.pdf" style="color:blue; text-decoration:underline" title="/upload/files/Notes%20on%20Demands%20for%20Grants%202018-2019.pdf">click here</a><em><span><span><span style="color:#333333">&nbsp;to access</span></span></span></em></span></span></span></p>

<p style="text-align:justify"><span><span style="background-color:white"><span><span><span><span style="color:#333333">---</span></span></span></span></span></span></p>

<p style="text-align:justify"><span><span style="background-color:white"><span><span><span><span style="color:#333333">ऐसे में यह महत्वपूर्ण सवाल उभरता है कि क्या पीएमएफबीवाई के लिए फंड में कमी का असर किसानों पर पड़ने वाला है या नहीं. हम इस समाचार अलर्ट में उस प्रश्न का जवाब देने की कोशिश करेंगे. हालांकि</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">इससे पहले हमें यह जानना होगा कि पीएमएफबीवाई एक केंद्र की योजना है. बीमाकर्ता (अर्थात</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">बोली के माध्यम से चुने जाने के बाद सरकार द्वारा नियुक्त बीमा कंपनी) बीमांकिक दर (भविष्य के नुकसान के अपेक्षित मूल्य का एक अनुमान) पर प्रीमियम वसूल करती है. </span></span></span><span><span><span style="color:#333333">PMFBY </span></span></span><span><span><span style="color:#333333">के तहत नामांकित किसानों को खरीफ फसलों के लिए बीमा राशि का एक निश्चित दो प्रतिशत</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">रबी और तिलहन फसलों के लिए 1.5 प्रतिशत और वाणिज्यिक / बागवानी फसलों के लिए 5 प्रतिशत का भुगतान करना होता है. प्रीमियम के लिए बाकी रकम केंद्र और राज्य सरकारें देती हैं. केंद्र सरकार ने खरीफ 2020 से पीएमएफबीवाई को नया रूप दिया है</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">और अन्य बातों के अलावा</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">केंद्र और राज्य सरकारों के बीच पूर्वोत्तर राज्यों के लिए प्रीमियम सब्सिडी-साझाकरण पैटर्न को 50:50 से 90:10 तक संशोधित किया है. शेष राज्यों/केंद्र शासित प्रदेशों का प्रीमियम-साझाकरण पैटर्न योजना के अन्य प्रावधानों के अधीन 50:50 है.</span></span></span></span></span></span></p>

<p style="text-align:justify"><span><span style="background-color:white"><span><span><span><span style="color:#333333">केंद्रीय क्षेत्र की योजना होने के कारण पीएमएफबीवाई के तहत राज्य-वार आवंटन/रिलीज नहीं किया जाता है. सेंट्रल फंड रूटिंग एजेंसी यानी एग्रीकल्चर इंश्योरेंस कंपनी ऑफ इंडिया लिमिटेड (एआईसी) को फंड जारी किया जाता है</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">जो संबंधित बीमा कंपनियों को संबंधित राज्य सरकार के शेयर की प्राप्ति पर प्रीमियम सब्सिडी में केंद्र सरकार के हिस्से को जारी करता है.</span></span></span></span></span></span></p>

<p style="text-align:justify"><span><span style="background-color:white"><span><span><span><span style="color:#333333">आइए अब हम निम्नलिखित बिंदुओं को एक-एक करके समझें कि मौसम की घटनाओं (जैसे भारी वर्षा या ओलावृष्टि)</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">कीटों के हमलों के कारण फसल क्षति या विफलता, या आग से संबंधित दावों की रिपोर्ट करने के बाद भी किसान समय पर बीमा मुआवजा प्राप्त करने में असमर्थ क्यों हैं</span></span></span><span><span><span style="color:#333333">.</span></span></span></span></span></span></p>

<p style="text-align:justify"><span><span style="background-color:white"><span><span><span><span style="color:#333333">&bull; </span></span></span><span><span><span style="color:#333333">अतारांकित <a href="https://im4change.org/upload/files/Reply%20to%20unstarred%20question%20no.%20356%20answered%20on%20November%2030%202021%20in%20Lok%20Sabha.pdf" title="https://im4change.org/upload/files/Reply%20to%20unstarred%20question%20no.%20356%20answered%20on%20November%2030%202021%20in%20Lok%20Sabha.pdf">प्रश्न संख्या 356 </a>(लोकसभा में 30 नवंबर</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">2021 को उत्तर दिया गया) के उत्तर में कहा गया है कि पीएमएफबीवाई के तहत स्वीकार्य दावों का भुगतान संबंधित बीमा कंपनियों द्वारा फसल कटाई प्रयोगों (सीसीई)/कटाई अवधि के दो महीने के भीतर और संबंधित सरकार से प्रीमियम सब्सिडी के कुल हिस्से की प्राप्ति के अधीन</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">रोकी गई बुवाई</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">मध्य-मौसम प्रतिकूलता और कटाई के बाद के नुकसान के जोखिम/खतरों को ध्यान में रखते हुए अधिसूचना के एक महीने के पूरा होने समय के भीतर किया जाना चाहिए. हालांकि</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">कुछ राज्यों में कुछ दावों के निपटारे में देरी हुई</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">जैसे उपज डेटा के देरी से प्रसारण</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">प्रीमियम सब्सिडी में उनके हिस्से को देर से जारी करना</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">बीमा कंपनियों और राज्यों के बीच उपज संबंधी विवाद</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">कुछ किसानों के खाते का विवरण प्राप्त न होना, पात्र किसानों के बैंक खाते में दावों का हस्तांतरण और राष्ट्रीय इलेक्ट्रॉनिक फंड ट्रांसफर (एनईएफटी) से संबंधित मुद्दों</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">राष्ट्रीय फसल बीमा पोर्टल (एनसीआईपी) पर व्यक्तिगत किसानों के डेटा की गलत/अपूर्ण प्रविष्टि</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">किसानों के प्रीमियम/गैर के हिस्से के प्रेषण में देरी -किसानों के प्रीमियम का हिस्सा संबंधित बीमा कंपनी आदि को भेजना.</span></span></span></span></span></span></p>

<p style="text-align:justify"><span><span style="background-color:white"><span><span><span><span style="color:#333333">&bull; </span></span></span><span><span><span style="color:#333333">अतारांकित <a href="https://im4change.org/upload/files/Reply%20to%20unstarred%20question%20no.%20356%20answered%20on%20November%2030%202021%20in%20Lok%20Sabha.pdf" title="https://im4change.org/upload/files/Reply%20to%20unstarred%20question%20no.%20356%20answered%20on%20November%2030%202021%20in%20Lok%20Sabha.pdf">प्रश्न संख्या 356</a> (लोकसभा में 30 नवंबर</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">2021 को उत्तर दिया गया) के <a href="https://im4change.org/upload/files/Reply%20to%20unstarred%20question%20no.%20356%20answered%20on%20November%2030%202021%20in%20Lok%20Sabha.pdf" title="https://im4change.org/upload/files/Reply%20to%20unstarred%20question%20no.%20356%20answered%20on%20November%2030%202021%20in%20Lok%20Sabha.pdf">उत्तर </a>में विभिन्न राज्यों में (25 नवंबर</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">2021 तक) दावों के लम्बित होने के कारण बताए गए हैं. उत्तर से पता चलता है कि वर्ष 2018-19 में</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">भुगतान विफलता के परिणामस्वरूप</span></span></span><span><span><span style="color:#333333">,</span></span></span><span><span><span style="color:#333333"> अंडमान और निकोबार द्वीप समूह में 0.08 करोड़ रुपये, आंध्र प्रदेश में 4.29 करोड़ रुपए, हरियाणा में 0.27 करोड़ रुपए, कर्नाटक में 0.57 करोड़</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">मध्य प्रदेश में 0.17 करोड़ रुपए और महाराष्ट्र में 3.27 करोड़ रुपए के दावे लंबित थे. राज्य सब्सिडी के लम्बित होने के कारण</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">गुजरात में 0.18 करोड़ रुपए, झारखंड में 633.95 करोड़ रुपए और तेलंगाना में 438.43 करोड़ रुपए के दावे लंबित थे. भुगतान विफलता और राज्य सब्सिडी के लंबित होने दोनों के कारण</span></span></span><span><span><span style="color:#333333">,</span></span></span><span><span><span style="color:#333333"> पश्चिम बंगाल में 5.67 करोड़ रुपए के दावे लंबित थे. कुल मिलाकर पीएमएफबीवाई के तहत 2018-19 में 1,086.89 करोड़ रुपए के दावे लंबित थे.</span></span></span></span></span></span></p>

<p style="text-align:justify"><span><span style="background-color:white"><span><span><span><span style="color:#333333">&bull; </span></span></span><span><span><span style="color:#333333">अतारांकित <a href="https://im4change.org/upload/files/Reply%20to%20unstarred%20question%20no.%20356%20answered%20on%20November%2030%202021%20in%20Lok%20Sabha.pdf" title="https://im4change.org/upload/files/Reply%20to%20unstarred%20question%20no.%20356%20answered%20on%20November%2030%202021%20in%20Lok%20Sabha.pdf">प्रश्न संख्या 356</a> (लोकसभा में 30 नवंबर</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">2021 को उत्तर दिया गया) का <a href="https://im4change.org/upload/files/Reply%20to%20unstarred%20question%20no.%20356%20answered%20on%20November%2030%202021%20in%20Lok%20Sabha.pdf" title="https://im4change.org/upload/files/Reply%20to%20unstarred%20question%20no.%20356%20answered%20on%20November%2030%202021%20in%20Lok%20Sabha.pdf">उत्तर </a>इंगित करता है कि वर्ष 2019-20 में</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">भुगतान विफलता के परिणामस्वरूप</span></span></span><span><span><span style="color:#333333">,</span></span></span><span><span><span style="color:#333333"> आंध्र प्रदेश में 4.98 करोड़</span></span></span> <span><span><span style="color:#333333">रुपए, छत्तीसगढ़ में 18.02 करोड़ रुपए हरियाणा में 4.72 करोड़ रुपए, हिमाचल प्रदेश में 0.93 करोड़ रुपए, महाराष्ट्र में 8.85 करोड़ रुपए, पुडुचेरी में 0.93 करोड़</span></span></span><span><span><span style="color:#333333"> रुपए</span></span></span> <span><span><span style="color:#333333">और राजस्थान में 1.73 करोड़ रुपए के दावे लंबित थे. 2019-20 में</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">राज्य सब्सिडी के लम्बित रहने के परिणामस्वरूप</span></span></span><span><span><span style="color:#333333">,</span></span></span><span><span><span style="color:#333333"> असम में 21.27 करोड़</span></span></span> <span><span><span style="color:#333333">रुपए, गुजरात में 257.73 करोड़ रुपए, झारखंड में 25.46 करोड़ रुपए, तमिलनाडु में 32.14 करोड़</span></span></span><span><span><span style="color:#333333"> रुपए और</span></span></span><span><span><span style="color:#333333"> तेलंगाना के लिए 512.78 करोड़ रुपए के दावे लंबित थे. भुगतान विफलता के साथ-साथ राज्य सरकार से स्पष्टीकरण के लंबित होने के कारण</span></span></span><span><span><span style="color:#333333">,</span></span></span><span><span><span style="color:#333333"> कर्नाटक में 223.02 करोड़ रुपए</span></span></span> <span><span><span style="color:#333333">और रुपए उत्तर प्रदेश में 24.01 करोड़ रुपए बकाया थे. प्रक्रियाधीन भुगतान के कारण मध्य प्रदेश में 44.57 करोड़ रुपए के दावे लंबित थे. राज्य सरकार से लंबित स्पष्टीकरणों के कारण ओडिशा के लिए 17.30 करोड़ रुपए के दावे लंबित थे. कुल मिलाकर</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">साल 2019-20 में </span></span></span><span><span><span style="color:#333333">PMFBY </span></span></span><span><span><span style="color:#333333">के तहत 1</span></span></span><span><span><span style="color:#333333">,</span></span></span><span><span><span style="color:#333333">198.48 करोड़ रुपये लंबित थे.</span></span></span></span></span></span></p>

<p style="text-align:justify"><span><span style="background-color:white"><span><span><span><span style="color:#333333">&bull; </span></span></span><span><span><span style="color:#333333">अतारांकित <a href="https://im4change.org/upload/files/Reply%20to%20unstarred%20question%20no.%20356%20answered%20on%20November%2030%202021%20in%20Lok%20Sabha.pdf" title="https://im4change.org/upload/files/Reply%20to%20unstarred%20question%20no.%20356%20answered%20on%20November%2030%202021%20in%20Lok%20Sabha.pdf">प्रश्न संख्या 356</a> (लोकसभा में 30 नवंबर</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">2021 को उत्तर दिया गया) के उत्तर से पता चलता है कि 2020-21 (अनंतिम) में</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">राज्य सब्सिडी के लंबित होने के साथ-साथ भुगतान विफलता के कारण</span></span></span><span><span><span style="color:#333333">,</span></span></span><span><span><span style="color:#333333"> छत्तीसगढ़ में 28.14 करोड़ रुपए, हरियाणा में 7.36 करोड़ रुपए, हिमाचल प्रदेश में 17.06 करोड़</span></span></span><span><span><span style="color:#333333"> रुपए</span></span></span> <span><span><span style="color:#333333">और राजस्थान में 160.73 करोड़ रुपए के दावे लंबित थे. राज्य सब्सिडी के लम्बित रहने के परिणामस्वरूप</span></span></span><span><span><span style="color:#333333">,</span></span></span><span><span><span style="color:#333333"> केरल के लिए 33.01 करोड़ रुपए</span></span></span><span><span><span style="color:#333333">,</span></span></span><span><span><span style="color:#333333"> महाराष्ट्र में 370.73 करोड़ रुपए, पुडुचेरी में 16.25 करोड़</span></span></span><span><span><span style="color:#333333"> रुपए</span></span></span> <span><span><span style="color:#333333">और उत्तर प्रदेश में 4.36 करोड़ रुपए के दावे लंबित थे. प्रक्रियाधीन भुगतान के कारण</span></span></span><span><span><span style="color:#333333">,</span></span></span><span><span><span style="color:#333333"> कर्नाटक में 53.87 करोड़ रुपए</span></span></span> <span><span><span style="color:#333333">और ओडिशा में 4.25 करोड़ रुपए के दावे लंबित थे. भुगतान विफलता के परिणामस्वरूप</span></span></span><span><span><span style="color:#333333">,</span></span></span><span><span><span style="color:#333333"> उत्तराखंड में 4.84 करोड़ रुपए के दावे लंबित थे. प्रक्रिया के तहत भुगतान के साथ-साथ भुगतान विफलता के कारण</span></span></span><span><span><span style="color:#333333">,</span></span></span><span><span><span style="color:#333333"> तमिलनाडु में 386.75 करोड़ रुपए के दावे लंबित थे. कुल मिलाकर</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">पीएमएफबीवाई के तहत 1,087.35 करोड़ रुपए साल 2020-21 (अनंतिम) में लंबित थे</span></span></span></span></span></span></p>

<p style="text-align:justify"><span><span style="background-color:white"><span><span><span><span style="color:#333333">इस प्रकार</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">2018-19 में 10 में से चार राज्यों में</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">पीएमएफबीवाई से संबंधित दावे राज्य सब्सिडी (या तो अकेले या किसी अन्य कारण से) के लंबित होने के कारण लंबित थे. 2019-20 में, 16 में से पांच राज्यों में</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">पीएमएफबीवाई से संबंधित दावे राज्य सब्सिडी (या तो अकेले या किसी अन्य कारण से) के लंबित होने के कारण लंबित थे. 12 राज्यों में से आठ में</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">पीएमएफबीवाई से संबंधित दावे 2020-21 (अनंतिम) में लंबित थे क्योंकि राज्य सब्सिडी (या तो अकेले या किसी अन्य कारण से) लंबित थी. तीन वर्षों यानी 2018-19</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">2019-20 और 2020-21 (अनंतिम) के दौरान लंबित कुल दावों में से 3,372.72 करोड़ रुपए</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">अकेले राज्य सब्सिडी के लम्बित होने के परिणामस्वरूप 2,346.29 करोड़ (यानी कुल लंबित दावों का 69.57 प्रतिशत) रुपए के दावे लंबित थे. कृपया ध्यान दें कि हमने इस गणना में उन दावों पर विचार नहीं किया है जो दावों के भुगतान में देरी के किसी अन्य कारण के साथ-साथ राज्य सब्सिडी के लंबित होने के कारण रुके हुए थे.</span></span></span></span></span></span></p>

<p style="text-align:justify"><span><span style="background-color:white"><span><span><span><span style="color:#333333">PMFBY </span></span></span><span><span><span style="color:#333333">पर एक सरकारी दस्तावेज में कहा गया है कि फसल काटने के प्रयोगों के समय उपज के नुकसान के आकलन के लिए रिमोट सेंसिंग</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">ड्रोन आदि जैसी उन्नत तकनीक का उपयोग किया जाएगा. जबकि वित्त मंत्री ने अपने हालिया बजट भाषण में फसल मूल्यांकन</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">भूमि रिकॉर्ड के डिजिटलीकरण</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">कीटनाशकों और पोषक तत्वों के छिड़काव के लिए </span></span></span><span><span><span style="color:#333333">&#39;</span></span></span><span><span><span style="color:#333333">किसान ड्रोन</span></span></span><span><span><span style="color:#333333">&#39; </span></span></span><span><span><span style="color:#333333">को बढ़ावा देने की बात कही है</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">कई विशेषज्ञों का मानना ​​है कि इससे फसल की विफलता से संबंधित समय पर मुआवजे में ज्यादा मदद नहीं मिल सकती है. पीएमएफबीवाई के तहत लंबित दावों से संबंधित प्रश्नों के लिए सरकार ने संसद में जो जवाब दिया है</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">उससे यह तथ्य स्पष्ट हो जाता है</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">जिसकी चर्चा हमने ऊपर की है.</span></span></span></span></span></span></p>

<p style="text-align:justify">&nbsp;</p>

<p><strong><em>References</em></strong></p>

<p>Expenditure of Major Items 2022-23, please&nbsp;<a href="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items.pdf" title="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items.pdf" title="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items.pdf" title="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items.pdf">click here</a>&nbsp;to access &nbsp;</p>

<p>Expenditure of Major Items 2021-22, please&nbsp;<a href="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items%202021-22.pdf" title="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items%202021-22.pdf" title="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items%202021-22.pdf" title="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items%202021-22.pdf">click here</a>&nbsp;to access &nbsp;</p>

<p>Expenditure of Major Items 2020-21, please&nbsp;<a href="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items%202020-21.pdf" title="/upload/files/Expenditure%20of%20Major%20Items%202020-21.pdf" title="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items%202020-21.pdf" title="/upload/files/Expenditure%20of%20Major%20Items%202020-21.pdf">click here</a>&nbsp;to access&nbsp;</p>

<p>Expenditure of Major Items 2019-20, please&nbsp;<a href="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items%202019-20.pdf" title="/upload/files/Expenditure%20of%20Major%20Items%202019-20.pdf" title="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items%202019-20.pdf" title="/upload/files/Expenditure%20of%20Major%20Items%202019-20.pdf">click here</a>&nbsp;to access &nbsp;</p>

<p>Expenditure of Major Items 2018-19, please&nbsp;<a href="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items%202018-19.pdf" title="/upload/files/Expenditure%20of%20Major%20Items%202018-19.pdf" title="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items%202018-19.pdf" title="/upload/files/Expenditure%20of%20Major%20Items%202018-19.pdf">click here</a>&nbsp;to access &nbsp;</p>

<p>Notes on Demands for Grants, 2022-2023, Department of Agriculture and Farmers&#39; Welfare, Ministry of Agriculture and Farmers&#39; Welfare, please&nbsp;<a href="https://im4change.org/upload/files/Notes%20on%20Demands%20for%20Grants%202022-2023.pdf" title="/upload/files/Notes%20on%20Demands%20for%20Grants%202022-2023.pdf" title="https://im4change.org/upload/files/Notes%20on%20Demands%20for%20Grants%202022-2023.pdf" title="/upload/files/Notes%20on%20Demands%20for%20Grants%202022-2023.pdf">click here</a>&nbsp;to access</p>

<p>Notes on Demands for Grants 2021-22, Department of Agriculture, Cooperation and Farmers&#39; Welfare, Ministry of Agriculture and Farmers&#39; Welfare, please&nbsp;<a href="https://im4change.org/upload/files/Notes%20on%20Demands%20for%20Grants%202021-22.pdf" title="/upload/files/Notes%20on%20Demands%20for%20Grants%202021-22.pdf" title="https://im4change.org/upload/files/Notes%20on%20Demands%20for%20Grants%202021-22.pdf" title="/upload/files/Notes%20on%20Demands%20for%20Grants%202021-22.pdf">click here</a>&nbsp;to access&nbsp;</p>

<p>Notes on Demands for Grants 2020-21, Department of Agriculture, Cooperation and Farmers&#39; Welfare, Ministry of Agriculture and Farmers&#39; Welfare, please&nbsp;<a href="https://im4change.org/upload/files/Notes%20on%20Demands%20for%20Grants%202020-21.pdf" title="/upload/files/Notes%20on%20Demands%20for%20Grants%202020-21.pdf" title="https://im4change.org/upload/files/Notes%20on%20Demands%20for%20Grants%202020-21.pdf" title="/upload/files/Notes%20on%20Demands%20for%20Grants%202020-21.pdf">click here</a>&nbsp;to access&nbsp;</p>

<p>Notes on Demands for Grants 2019-20, Department of Agriculture, Cooperation and Farmers&#39; Welfare, Ministry of Agriculture and Farmers&#39; Welfare, please&nbsp;<a href="https://im4change.org/upload/files/Notes%20on%20Demands%20for%20Grants%202019-20.pdf" title="/upload/files/Notes%20on%20Demands%20for%20Grants%202019-20.pdf" title="https://im4change.org/upload/files/Notes%20on%20Demands%20for%20Grants%202019-20.pdf" title="/upload/files/Notes%20on%20Demands%20for%20Grants%202019-20.pdf">click here</a>&nbsp;to access</p>

<p>Notes on Demands for Grants 2018-2019, Department of Agriculture, Cooperation and Farmers&#39; Welfare, Ministry of Agriculture and Farmers&#39; Welfare, please&nbsp;<a href="https://im4change.org/upload/files/Notes%20on%20Demands%20for%20Grants%202018-2019.pdf" title="/upload/files/Notes%20on%20Demands%20for%20Grants%202018-2019.pdf" title="https://im4change.org/upload/files/Notes%20on%20Demands%20for%20Grants%202018-2019.pdf" title="/upload/files/Notes%20on%20Demands%20for%20Grants%202018-2019.pdf">click here</a>&nbsp;to access</p>

<p>Union Budget Speech 2022-23, which was delivered by Smt. Nirmala Sitharaman on February 1, 2022, please&nbsp;<a href="https://im4change.org/upload/files/Union%20Budget%20Speech%202022-23.pdf" title="https://im4change.org/upload/files/Union%20Budget%20Speech%202022-23.pdf" title="https://im4change.org/upload/files/Union%20Budget%20Speech%202022-23.pdf" title="https://im4change.org/upload/files/Union%20Budget%20Speech%202022-23.pdf">click here</a>&nbsp;to access</p>

<p>A Note on Pradhan Mantri Fasal Bima Yojana (PMFBY), please&nbsp;<a href="https://im4change.org/upload/files/A%20Note%20on%20PMFBY.pdf" title="/upload/files/A%20Note%20on%20PMFBY.pdf" title="https://im4change.org/upload/files/A%20Note%20on%20PMFBY.pdf" title="/upload/files/A%20Note%20on%20PMFBY.pdf">click here</a>&nbsp;to access</p>

<p>Pradhan Mantri Fasal Bima Yojana (PMFBY), Department of Financial Services, Ministry of Finance, please&nbsp;<a href="https://financialservices.gov.in/insurance-divisions/Government-Sponsored-Socially-Oriented-Insurance-Schemes/Pradhan-Mantri-Fasal-Bima-Yojana(PMFBY)" title="https://financialservices.gov.in/insurance-divisions/Government-Sponsored-Socially-Oriented-Insurance-Schemes/Pradhan-Mantri-Fasal-Bima-Yojana(PMFBY)" title="https://financialservices.gov.in/insurance-divisions/Government-Sponsored-Socially-Oriented-Insurance-Schemes/Pradhan-Mantri-Fasal-Bima-Yojana(PMFBY)" title="https://financialservices.gov.in/insurance-divisions/Government-Sponsored-Socially-Oriented-Insurance-Schemes/Pradhan-Mantri-Fasal-Bima-Yojana(PMFBY)">click here</a>&nbsp;to access &nbsp;</p>

<p>FAQ: Pradhan Mantri Fasal Bima Yojana, Ministry of Agriculture and Farmers&#39; Welfare, please&nbsp;<a href="https://pmfby.gov.in/faq" title="https://pmfby.gov.in/faq" title="https://pmfby.gov.in/faq" title="https://pmfby.gov.in/faq">click here</a>&nbsp;to access &nbsp;</p>

<p>Press release: Central Share in Premium Subsidy under PMFBY, Press Information Bureau, Ministry of Agriculture and Farmers&rsquo; Welfare, released on December 17, 2021, please&nbsp;<a href="https://www.pib.gov.in/PressReleasePage.aspx?PRID=1782626#:~:text=Government%20has%20recently%20revamped%20the,between%20Central%20and%20State%20Government." title="https://www.pib.gov.in/PressReleasePage.aspx?PRID=1782626#:~:text=Government%20has%20recently%20revamped%20the,between%20Central%20and%20State%20Government." title="https://www.pib.gov.in/PressReleasePage.aspx?PRID=1782626#:~:text=Government%20has%20recently%20revamped%20the,between%20Central%20and%20State%20Government." title="https://www.pib.gov.in/PressReleasePage.aspx?PRID=1782626#:~:text=Government%20has%20recently%20revamped%20the,between%20Central%20and%20State%20Government.">click here</a>&nbsp;and&nbsp;<a href="https://im4change.org/upload/files/Press%20Release%20Share%20in%20subsidy%20under%20PMFBY%2017%20Dec%202021.pdf" title="/upload/files/Press%20Release%20Share%20in%20subsidy%20under%20PMFBY%2017%20Dec%202021.pdf" title="https://im4change.org/upload/files/Press%20Release%20Share%20in%20subsidy%20under%20PMFBY%2017%20Dec%202021.pdf" title="/upload/files/Press%20Release%20Share%20in%20subsidy%20under%20PMFBY%2017%20Dec%202021.pdf">here</a>&nbsp;to access &nbsp;&nbsp;</p>

<p>PMFBY in Uttar Pradesh, Reply to Unstarred Question no. 2653 to be answered on December 14, 2021 in the Lok Sabha, Ministry of Agriculture and Farmers&#39; Welfare, please&nbsp;<a href="https://im4change.org/upload/files/Reply%20to%20Unstarred%20question%20no%202653%20to%20be%20answered%20on%20December%2014%202021%20in%20the%20Lok%20Sabha.pdf" title="/upload/files/Reply%20to%20Unstarred%20question%20no%202653%20to%20be%20answered%20on%20December%2014%202021%20in%20the%20Lok%20Sabha.pdf" title="https://im4change.org/upload/files/Reply%20to%20Unstarred%20question%20no%202653%20to%20be%20answered%20on%20December%2014%202021%20in%20the%20Lok%20Sabha.pdf" title="/upload/files/Reply%20to%20Unstarred%20question%20no%202653%20to%20be%20answered%20on%20December%2014%202021%20in%20the%20Lok%20Sabha.pdf">click here</a>&nbsp;to access</p>

<p>Payment of insurance claims under PMFBY, Reply to Unstarred Question No. 356 to be answered on November 30, 2021, Lok Sabha, Ministry of Agriculture and Farmers&#39; Welfare, please&nbsp;<a href="https://im4change.org/upload/files/Reply%20to%20unstarred%20question%20no.%20356%20answered%20on%20November%2030%202021%20in%20Lok%20Sabha.pdf" title="https://im4change.org/upload/files/Reply%20to%20unstarred%20question%20no.%20356%20answered%20on%20November%2030%202021%20in%20Lok%20Sabha.pdf" title="https://im4change.org/upload/files/Reply%20to%20unstarred%20question%20no.%20356%20answered%20on%20November%2030%202021%20in%20Lok%20Sabha.pdf" title="https://im4change.org/upload/files/Reply%20to%20unstarred%20question%20no.%20356%20answered%20on%20November%2030%202021%20in%20Lok%20Sabha.pdf">click here</a>&nbsp;to access &nbsp;</p>

<p>Pradhan Mantri Fasal Bima Yojana: An Assessment, Centre for Science and Environment, released on July 21, 2017, please&nbsp;<a href="https://im4change.orghttps://im4change.in/siteadmin/tinymce/uploaded/Pradhan-Mantri-Fasal-Bima-Yojana-Report.pdf" title="https://im4change.orghttps://im4change.in/siteadmin/tinymce/uploaded/Pradhan-Mantri-Fasal-Bima-Yojana-Report.pdf" title="https://im4change.orghttps://im4change.in/siteadmin/tinymce/uploaded/Pradhan-Mantri-Fasal-Bima-Yojana-Report.pdf" title="https://im4change.orghttps://im4change.in/siteadmin/tinymce/uploaded/Pradhan-Mantri-Fasal-Bima-Yojana-Report.pdf">click here</a>&nbsp;to access</p>

<p>News alert: 1,750 Indians died due to extreme weather events in 2021, says new IMD report, Inclusive Media for Change, Published on Jan 28, 2022, please&nbsp;<a href="https://im4change.org/news-alerts-57/1-750-indians-died-due-to-extreme-weather-events-in-2021-says-new-imd-report.html" title="https://im4change.org/news-alerts-57/1-750-indians-died-due-to-extreme-weather-events-in-2021-says-new-imd-report.html" title="https://im4change.org/news-alerts-57/1-750-indians-died-due-to-extreme-weather-events-in-2021-says-new-imd-report.html" title="https://im4change.org/news-alerts-57/1-750-indians-died-due-to-extreme-weather-events-in-2021-says-new-imd-report.html">click here</a>&nbsp;to access &nbsp;</p>

<p>News alert: PM Fasal Bima Yojana is suffering from low coverage since the last 2 years, Inclusive Media for Change, Published on Feb 20, 2019, please&nbsp;<a href="https://www.im4change.org/news-alerts-57/pm-fasal-bima-yojana-is-suffering-from-low-coverage-since-the-last-2-years-4686622.html" title="https://www.im4change.org/news-alerts-57/pm-fasal-bima-yojana-is-suffering-from-low-coverage-since-the-last-2-years-4686622.html" title="https://www.im4change.org/news-alerts-57/pm-fasal-bima-yojana-is-suffering-from-low-coverage-since-the-last-2-years-4686622.html" title="https://www.im4change.org/news-alerts-57/pm-fasal-bima-yojana-is-suffering-from-low-coverage-since-the-last-2-years-4686622.html">click here</a>&nbsp;to access &nbsp;</p>

<p>News alert: There is so much confusion about the Pradhan Mantri Kisan Samman Nidhi Yojana, Inclusive Media for Change, Published on Feb 5, 2019, please&nbsp;<a href="https://www.im4change.org/news-alerts-57/there-is-so-much-confusion-about-the-pradhan-mantri-kisan-samman-nidhi-yojana-4686513.html" title="https://www.im4change.org/news-alerts-57/there-is-so-much-confusion-about-the-pradhan-mantri-kisan-samman-nidhi-yojana-4686513.html" title="https://www.im4change.org/news-alerts-57/there-is-so-much-confusion-about-the-pradhan-mantri-kisan-samman-nidhi-yojana-4686513.html" title="https://www.im4change.org/news-alerts-57/there-is-so-much-confusion-about-the-pradhan-mantri-kisan-samman-nidhi-yojana-4686513.html">click here</a>&nbsp;to access</p>

<p>Crop insurance claims over Rs 3,300 crore pending due to payment failure, delay in state subsidy -Shagun Kapil, Down to Earth, 30 November, 2021, please&nbsp;<a href="https://www.downtoearth.org.in/news/agriculture/crop-insurance-claims-over-rs-3-300-crore-pending-due-to-payment-failure-delay-in-state-subsidy-80459?fbclid=IwAR2GpFZ9PPcLmLQE_AFFl9LnBjjdBVCoaMX24pRVRArBYTwDgabWro8hyQc" title="https://www.downtoearth.org.in/news/agriculture/crop-insurance-claims-over-rs-3-300-crore-pending-due-to-payment-failure-delay-in-state-subsidy-80459?fbclid=IwAR2GpFZ9PPcLmLQE_AFFl9LnBjjdBVCoaMX24pRVRArBYTwDgabWro8hyQc" title="https://www.downtoearth.org.in/news/agriculture/crop-insurance-claims-over-rs-3-300-crore-pending-due-to-payment-failure-delay-in-state-subsidy-80459?fbclid=IwAR2GpFZ9PPcLmLQE_AFFl9LnBjjdBVCoaMX24pRVRArBYTwDgabWro8hyQc" title="https://www.downtoearth.org.in/news/agriculture/crop-insurance-claims-over-rs-3-300-crore-pending-due-to-payment-failure-delay-in-state-subsidy-80459?fbclid=IwAR2GpFZ9PPcLmLQE_AFFl9LnBjjdBVCoaMX24pRVRArBYTwDgabWro8hyQc">click here</a>&nbsp;to access &nbsp;</p>

<p>&nbsp;</p>

<p><strong>Image Courtesy: Inclusive Media for Change/ Shambhu Ghatak</strong></p>

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                            <p style="text-align:justify"><span><span style="background-color:white"><span><a href="https://financialservices.gov.in/insurance-divisions/Government-Sponsored-Socially-Oriented-Insurance-Schemes/Pradhan-Mantri-Fasal-Bima-Yojana(PMFBY)" title="https://financialservices.gov.in/insurance-divisions/Government-Sponsored-Socially-Oriented-Insurance-Schemes/Pradhan-Mantri-Fasal-Bima-Yojana(PMFBY)">18 फरवरी 2016</a><span><span><span style="color:#333333"> को</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">भारत के प्रधानमंत्री श्री नरेंद्र मोदी ने प्रधानमंत्री फसल बीमा योजना का शुभारंभ किया</span></span></span><span><span><span style="color:#333333">.</span></span></span><span><span><span style="color:#333333"> इसके लॉन्च के बाद</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">पीएमएफबीवाई को <a href="https://financialservices.gov.in/insurance-divisions/Government-Sponsored-Socially-Oriented-Insurance-Schemes/Pradhan-Mantri-Fasal-Bima-Yojana(PMFBY)" title="https://financialservices.gov.in/insurance-divisions/Government-Sponsored-Socially-Oriented-Insurance-Schemes/Pradhan-Mantri-Fasal-Bima-Yojana(PMFBY)">खरीफ </a></span></span></span><a href="https://financialservices.gov.in/insurance-divisions/Government-Sponsored-Socially-Oriented-Insurance-Schemes/Pradhan-Mantri-Fasal-Bima-Yojana(PMFBY)" title="https://financialservices.gov.in/insurance-divisions/Government-Sponsored-Socially-Oriented-Insurance-Schemes/Pradhan-Mantri-Fasal-Bima-Yojana(PMFBY)">2016</a><span><span><span style="color:#333333"> के दौरान </span></span></span><span><span><span style="color:#333333">21</span></span></span><span><span><span style="color:#333333"> राज्यों द्वारा लागू किया गया था</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">जबकि </span></span></span><span><span><span style="color:#333333">2016-17</span></span></span><span><span><span style="color:#333333"> के रबी</span></span></span> <span><span><span style="color:#333333">सीजन में </span></span></span><span><span><span style="color:#333333">23</span></span></span><span><span><span style="color:#333333"> राज्यों और </span></span></span><span><span><span style="color:#333333">2</span></span></span><span><span><span style="color:#333333"> केंद्र शासित प्रदेशों ने इस योजना को लागू किया. केंद्र सरकार ने </span></span></span><span><span><span style="color:#333333">2016</span></span></span><span><span><span style="color:#333333"> के खरीफ सीजन में बेमौसम और खराब मौसम के कारण किसानों को फसल के नुकसान से निपटने में मदद करने के इरादे से </span></span></span><span><span><span style="color:#333333">PMFBY </span></span></span><span><span><span style="color:#333333">की शुरुआत की थी. योजना </span></span></span><span><span><span style="color:#333333">1</span></span></span><span><span><span style="color:#333333"> अप्रैल</span></span></span><span><span><span style="color:#333333">, 2016</span></span></span><span><span><span style="color:#333333"> से लागू हुई. इसने राष्ट्रीय कृषि बीमा योजना (</span></span></span><span><span><span style="color:#333333">NAIS) </span></span></span><span><span><span style="color:#333333">और संशोधित राष्ट्रीय कृषि बीमा योजना (</span></span></span><span><span><span style="color:#333333">MNAIS) </span></span></span><span><span><span style="color:#333333">का स्थान लिया.</span></span></span></span></span></span></p>

<p style="text-align:justify"><span><span style="background-color:white"><span><span><span><span style="color:#333333">2022-23</span></span></span><span><span><span style="color:#333333"> के बजट दस्तावेजों को देखने के बाद</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">यह पता चलेगा कि पीएमएफबीवाई के लिए साल </span></span></span><span><span><span style="color:#333333">2021-22 (</span></span></span><span><span><span style="color:#333333">संशोधित अनुमान) के </span></span></span><span><span><span style="color:#333333">15,989.39</span></span></span><span><span><span style="color:#333333"> करोड़ रुपए से घटाकर इस साल </span></span></span><span><span><span style="color:#333333">2022-23 (</span></span></span><span><span><span style="color:#333333">बजट अनुमान) में </span></span></span><span><span><span style="color:#333333">15,500.00</span></span></span><span><span><span style="color:#333333"> करोड़ रुपए कर दिया गया. इस योजना के लिए साल </span></span></span><span><span><span style="color:#333333">2021-22 (</span></span></span><span><span><span style="color:#333333">बी.ई.) में </span></span></span><span><span><span style="color:#333333">16,000.00</span></span></span><span><span><span style="color:#333333"> करोड़ रुपए का अनुमानित बजट था. कृपया तालिका-</span></span></span><span><span><span style="color:#333333">1</span></span></span><span><span><span style="color:#333333"> देखें.</span></span></span></span></span></span></p>

<p style="text-align:justify"><span><span style="background-color:white"><span><span><span><span style="color:#333333">&#39;</span></span></span><span><span><span style="color:#333333">कृषि और संबद्ध गतिविधियों</span></span></span><span><span><span style="color:#333333">&#39; </span></span></span><span><span><span style="color:#333333">पर बजटीय खर्च को </span></span></span><span><span><span style="color:#333333">2018-19 (</span></span></span><span><span><span style="color:#333333">वास्तविक) में </span></span></span><span><span><span style="color:#333333">63,259</span></span></span><span><span><span style="color:#333333"> करोड़ रुपए से लगभग दोगुना बढ़ाकर </span></span></span><span><span><span style="color:#333333">2019-20 (</span></span></span><span><span><span style="color:#333333">वास्तविक) में </span></span></span><span><span><span style="color:#333333">1,12,452</span></span></span><span><span><span style="color:#333333"> करोड़ रुपए कर दिया गया</span></span></span><span><span><span style="color:#333333">. लेकिन</span></span></span> <span><span><span style="color:#333333">पीएमएफबीवाई पर </span></span></span><span><span><span style="color:#333333">&#39;</span></span></span><span><span><span style="color:#333333">कृषि और संबद्ध गतिविधियों</span></span></span><span><span><span style="color:#333333">&#39; </span></span></span><span><span><span style="color:#333333">के खर्च के अनुपात के रूप में बजटीय आवंटन </span></span></span><span><span><span style="color:#333333">2018-19 (</span></span></span><span><span><span style="color:#333333">वास्तविक) और </span></span></span><span><span><span style="color:#333333">2019-20 (</span></span></span><span><span><span style="color:#333333">वास्तविक) के बीच </span></span></span><span><span><span style="color:#333333">18.87</span></span></span><span><span><span style="color:#333333"> प्रतिशत से गिरकर </span></span></span><span><span><span style="color:#333333">11.24</span></span></span><span><span><span style="color:#333333"> प्रतिशत हो गया. </span></span></span><span><span><span style="color:#333333">&#39;</span></span></span><span><span><span style="color:#333333">कृषि और संबद्ध गतिविधियों</span></span></span><span><span><span style="color:#333333">&#39; </span></span></span><span><span><span style="color:#333333">पर बजटीय खर्च में यह वृद्धि </span></span></span><span><span><span style="color:#333333">2018-19 (</span></span></span><span><span><span style="color:#333333">आरई) में प्रधानमंत्री किसान सम्मान निधि (<a href="https://www.im4change.org/news-alerts-57/there-is-so-much-confusion-about-the-pradhan-mantri-kisan-samman-nidhi-yojana-4686513.html" title="https://www.im4change.org/news-alerts-57/there-is-so-much-confusion-about-the-pradhan-mantri-kisan-samman-nidhi-yojana-4686513.html">पीएम-किसान</a>) के शुभारंभ के कारण </span></span></span><span><span><span style="color:#333333">20,000</span></span></span><span><span><span style="color:#333333"> करोड़ रुपये और </span></span></span><span><span><span style="color:#333333">2019-20 (</span></span></span><span><span><span style="color:#333333">बी.ई.) में </span></span></span><span><span><span style="color:#333333">75,000</span></span></span><span><span><span style="color:#333333"> करोड़ रुपए के आवंटन के कारण की गई.</span></span></span></span></span></span></p>

<p style="text-align:justify"><span><span style="background-color:white"><span><span><span><span style="color:#333333">जबकि पीएमएफबीवाई पर </span></span></span><span><span><span style="color:#333333">&#39;</span></span></span><span><span><span style="color:#333333">कृषि और संबद्ध गतिविधियों</span></span></span><span><span><span style="color:#333333">&#39; </span></span></span><span><span><span style="color:#333333">के अनुपात के रूप में बजटीय खर्च </span></span></span><span><span><span style="color:#333333">2020-21 (</span></span></span><span><span><span style="color:#333333">वास्तविक) और </span></span></span><span><span><span style="color:#333333">2021-22 (</span></span></span><span><span><span style="color:#333333">आरई) के बीच </span></span></span><span><span><span style="color:#333333">10.54</span></span></span><span><span><span style="color:#333333"> प्रतिशत से बढ़कर </span></span></span><span><span><span style="color:#333333">10.82</span></span></span><span><span><span style="color:#333333"> प्रतिशत हो गया</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">यह आंकड़ा </span></span></span><span><span><span style="color:#333333">2022-23</span></span></span><span><span><span style="color:#333333"> (बी.ई)</span></span></span><span><span><span style="color:#333333"> में घटकर </span></span></span><span><span><span style="color:#333333">10.23</span></span></span><span><span><span style="color:#333333"> प्रतिशत हो गया. इसी तरह</span></span></span><span><span><span style="color:#333333">, 2021-22 (</span></span></span><span><span><span style="color:#333333">आर.ई) और </span></span></span><span><span><span style="color:#333333">2022-23 (</span></span></span><span><span><span style="color:#333333">बी.ई) के बीच कुल बजटीय खर्च में पीएमएफबीवाई खर्च का प्रतिशत हिस्सा </span></span></span><span><span><span style="color:#333333">0.42</span></span></span><span><span><span style="color:#333333"> प्रतिशत से गिरकर </span></span></span><span><span><span style="color:#333333">0.39</span></span></span><span><span><span style="color:#333333"> प्रतिशत हो गया.</span></span></span></span></span></span></p>

<p style="text-align:justify"><strong><span><span style="background-color:white"><span><span><span><span style="color:#333333">तालिका </span></span></span><span><span><span style="color:#333333">1: </span></span></span><span><span><span style="color:#333333">प्रधानमंत्री फसल बीमा योजना पर खर्च का रुझान</span></span></span></span></span></span></strong></p>

<p style="text-align:justify"><img alt="" src="https://im4change.org/upload/images/Table%201%20Trends%20in%20Expenditure%20on%20Pradhan%20Mantri%20Fasal%20Bima%20Yojana.png" /></p>

<p style="text-align:justify"><span><span style="background-color:white"><span><strong><em><span><span><span style="color:#333333">Source:&nbsp;</span></span></span></em></strong><em><span><span><span style="color:#333333">Expenditure of Major Items 2022-23, please&nbsp;</span></span></span></em><a href="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items.pdf" style="color:blue; text-decoration:underline" title="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items.pdf" title="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items.pdf" style="color:blue; text-decoration:underline" title="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items.pdf">click here</a><em><span><span><span style="color:#333333">&nbsp;to access &nbsp;</span></span></span></em></span></span></span></p>

<p style="text-align:justify"><span><span style="background-color:white"><span><em><span><span><span style="color:#333333">Expenditure of Major Items 2021-22, please&nbsp;</span></span></span></em><a href="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items%202021-22.pdf" style="color:blue; text-decoration:underline" title="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items%202021-22.pdf" title="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items%202021-22.pdf" style="color:blue; text-decoration:underline" title="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items%202021-22.pdf">click here</a><em><span><span><span style="color:#333333">&nbsp;to access &nbsp;</span></span></span></em></span></span></span></p>

<p style="text-align:justify"><span><span style="background-color:white"><span><em><span><span><span style="color:#333333">Expenditure of Major Items 2020-21, please&nbsp;</span></span></span></em><a href="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items%202020-21.pdf" style="color:blue; text-decoration:underline" title="/upload/files/Expenditure%20of%20Major%20Items%202020-21.pdf" title="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items%202020-21.pdf" style="color:blue; text-decoration:underline" title="/upload/files/Expenditure%20of%20Major%20Items%202020-21.pdf">click here</a><em><span><span><span style="color:#333333">&nbsp;to access&nbsp;</span></span></span></em></span></span></span></p>

<p style="text-align:justify"><span><span style="background-color:white"><span><em><span><span><span style="color:#333333">Expenditure of Major Items 2019-20, please&nbsp;</span></span></span></em><a href="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items%202019-20.pdf" style="color:blue; text-decoration:underline" title="/upload/files/Expenditure%20of%20Major%20Items%202019-20.pdf" title="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items%202019-20.pdf" style="color:blue; text-decoration:underline" title="/upload/files/Expenditure%20of%20Major%20Items%202019-20.pdf">click here</a><em><span><span><span style="color:#333333">&nbsp;to access &nbsp;</span></span></span></em></span></span></span></p>

<p style="text-align:justify"><span><span style="background-color:white"><span><em><span><span><span style="color:#333333">Expenditure of Major Items 2018-19, please&nbsp;</span></span></span></em><a href="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items%202018-19.pdf" style="color:blue; text-decoration:underline" title="/upload/files/Expenditure%20of%20Major%20Items%202018-19.pdf" title="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items%202018-19.pdf" style="color:blue; text-decoration:underline" title="/upload/files/Expenditure%20of%20Major%20Items%202018-19.pdf">click here</a><em><span><span><span style="color:#333333">&nbsp;to access &nbsp;</span></span></span></em></span></span></span></p>

<p style="text-align:justify"><span><span style="background-color:white"><span><em><span><span><span style="color:#333333">Notes on Demands for Grants, 2022-2023, Department of Agriculture and Farmers&#39; Welfare, Ministry of Agriculture and Farmers&#39; Welfare, please&nbsp;</span></span></span></em><a href="https://im4change.org/upload/files/Notes%20on%20Demands%20for%20Grants%202022-2023.pdf" style="color:blue; text-decoration:underline" title="/upload/files/Notes%20on%20Demands%20for%20Grants%202022-2023.pdf" title="https://im4change.org/upload/files/Notes%20on%20Demands%20for%20Grants%202022-2023.pdf" style="color:blue; text-decoration:underline" title="/upload/files/Notes%20on%20Demands%20for%20Grants%202022-2023.pdf">click here</a><em><span><span><span style="color:#333333">&nbsp;to access</span></span></span></em></span></span></span></p>

<p style="text-align:justify"><span><span style="background-color:white"><span><em><span><span><span style="color:#333333">Notes on Demands for Grants 2021-22, Department of Agriculture, Cooperation and Farmers&#39; Welfare, Ministry of Agriculture and Farmers&#39; Welfare, please&nbsp;</span></span></span></em><a href="https://im4change.org/upload/files/Notes%20on%20Demands%20for%20Grants%202021-22.pdf" style="color:blue; text-decoration:underline" title="/upload/files/Notes%20on%20Demands%20for%20Grants%202021-22.pdf" title="https://im4change.org/upload/files/Notes%20on%20Demands%20for%20Grants%202021-22.pdf" style="color:blue; text-decoration:underline" title="/upload/files/Notes%20on%20Demands%20for%20Grants%202021-22.pdf">click here</a><em><span><span><span style="color:#333333">&nbsp;to access&nbsp;</span></span></span></em></span></span></span></p>

<p style="text-align:justify"><span><span style="background-color:white"><span><em><span><span><span style="color:#333333">Notes on Demands for Grants 2020-21, Department of Agriculture, Cooperation and Farmers&#39; Welfare, Ministry of Agriculture and Farmers&#39; Welfare, please&nbsp;</span></span></span></em><a href="https://im4change.org/upload/files/Notes%20on%20Demands%20for%20Grants%202020-21.pdf" style="color:blue; text-decoration:underline" title="/upload/files/Notes%20on%20Demands%20for%20Grants%202020-21.pdf" title="https://im4change.org/upload/files/Notes%20on%20Demands%20for%20Grants%202020-21.pdf" style="color:blue; text-decoration:underline" title="/upload/files/Notes%20on%20Demands%20for%20Grants%202020-21.pdf">click here</a><em><span><span><span style="color:#333333">&nbsp;to access&nbsp;</span></span></span></em></span></span></span></p>

<p style="text-align:justify"><span><span style="background-color:white"><span><em><span><span><span style="color:#333333">Notes on Demands for Grants 2019-20, Department of Agriculture, Cooperation and Farmers&#39; Welfare, Ministry of Agriculture and Farmers&#39; Welfare, please&nbsp;</span></span></span></em><a href="https://im4change.org/upload/files/Notes%20on%20Demands%20for%20Grants%202019-20.pdf" style="color:blue; text-decoration:underline" title="/upload/files/Notes%20on%20Demands%20for%20Grants%202019-20.pdf" title="https://im4change.org/upload/files/Notes%20on%20Demands%20for%20Grants%202019-20.pdf" style="color:blue; text-decoration:underline" title="/upload/files/Notes%20on%20Demands%20for%20Grants%202019-20.pdf">click here</a><em><span><span><span style="color:#333333">&nbsp;to access</span></span></span></em></span></span></span></p>

<p style="text-align:justify"><span><span style="background-color:white"><span><em><span><span><span style="color:#333333">Notes on Demands for Grants 2018-2019, Department of Agriculture, Cooperation and Farmers&#39; Welfare, Ministry of Agriculture and Farmers&#39; Welfare, please&nbsp;</span></span></span></em><a href="https://im4change.org/upload/files/Notes%20on%20Demands%20for%20Grants%202018-2019.pdf" style="color:blue; text-decoration:underline" title="/upload/files/Notes%20on%20Demands%20for%20Grants%202018-2019.pdf" title="https://im4change.org/upload/files/Notes%20on%20Demands%20for%20Grants%202018-2019.pdf" style="color:blue; text-decoration:underline" title="/upload/files/Notes%20on%20Demands%20for%20Grants%202018-2019.pdf">click here</a><em><span><span><span style="color:#333333">&nbsp;to access</span></span></span></em></span></span></span></p>

<p style="text-align:justify"><span><span style="background-color:white"><span><span><span><span style="color:#333333">---</span></span></span></span></span></span></p>

<p style="text-align:justify"><span><span style="background-color:white"><span><span><span><span style="color:#333333">ऐसे में यह महत्वपूर्ण सवाल उभरता है कि क्या पीएमएफबीवाई के लिए फंड में कमी का असर किसानों पर पड़ने वाला है या नहीं. हम इस समाचार अलर्ट में उस प्रश्न का जवाब देने की कोशिश करेंगे. हालांकि</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">इससे पहले हमें यह जानना होगा कि पीएमएफबीवाई एक केंद्र की योजना है. बीमाकर्ता (अर्थात</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">बोली के माध्यम से चुने जाने के बाद सरकार द्वारा नियुक्त बीमा कंपनी) बीमांकिक दर (भविष्य के नुकसान के अपेक्षित मूल्य का एक अनुमान) पर प्रीमियम वसूल करती है. </span></span></span><span><span><span style="color:#333333">PMFBY </span></span></span><span><span><span style="color:#333333">के तहत नामांकित किसानों को खरीफ फसलों के लिए बीमा राशि का एक निश्चित दो प्रतिशत</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">रबी और तिलहन फसलों के लिए 1.5 प्रतिशत और वाणिज्यिक / बागवानी फसलों के लिए 5 प्रतिशत का भुगतान करना होता है. प्रीमियम के लिए बाकी रकम केंद्र और राज्य सरकारें देती हैं. केंद्र सरकार ने खरीफ 2020 से पीएमएफबीवाई को नया रूप दिया है</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">और अन्य बातों के अलावा</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">केंद्र और राज्य सरकारों के बीच पूर्वोत्तर राज्यों के लिए प्रीमियम सब्सिडी-साझाकरण पैटर्न को 50:50 से 90:10 तक संशोधित किया है. शेष राज्यों/केंद्र शासित प्रदेशों का प्रीमियम-साझाकरण पैटर्न योजना के अन्य प्रावधानों के अधीन 50:50 है.</span></span></span></span></span></span></p>

<p style="text-align:justify"><span><span style="background-color:white"><span><span><span><span style="color:#333333">केंद्रीय क्षेत्र की योजना होने के कारण पीएमएफबीवाई के तहत राज्य-वार आवंटन/रिलीज नहीं किया जाता है. सेंट्रल फंड रूटिंग एजेंसी यानी एग्रीकल्चर इंश्योरेंस कंपनी ऑफ इंडिया लिमिटेड (एआईसी) को फंड जारी किया जाता है</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">जो संबंधित बीमा कंपनियों को संबंधित राज्य सरकार के शेयर की प्राप्ति पर प्रीमियम सब्सिडी में केंद्र सरकार के हिस्से को जारी करता है.</span></span></span></span></span></span></p>

<p style="text-align:justify"><span><span style="background-color:white"><span><span><span><span style="color:#333333">आइए अब हम निम्नलिखित बिंदुओं को एक-एक करके समझें कि मौसम की घटनाओं (जैसे भारी वर्षा या ओलावृष्टि)</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">कीटों के हमलों के कारण फसल क्षति या विफलता, या आग से संबंधित दावों की रिपोर्ट करने के बाद भी किसान समय पर बीमा मुआवजा प्राप्त करने में असमर्थ क्यों हैं</span></span></span><span><span><span style="color:#333333">.</span></span></span></span></span></span></p>

<p style="text-align:justify"><span><span style="background-color:white"><span><span><span><span style="color:#333333">&bull; </span></span></span><span><span><span style="color:#333333">अतारांकित <a href="https://im4change.org/upload/files/Reply%20to%20unstarred%20question%20no.%20356%20answered%20on%20November%2030%202021%20in%20Lok%20Sabha.pdf" title="https://im4change.org/upload/files/Reply%20to%20unstarred%20question%20no.%20356%20answered%20on%20November%2030%202021%20in%20Lok%20Sabha.pdf">प्रश्न संख्या 356 </a>(लोकसभा में 30 नवंबर</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">2021 को उत्तर दिया गया) के उत्तर में कहा गया है कि पीएमएफबीवाई के तहत स्वीकार्य दावों का भुगतान संबंधित बीमा कंपनियों द्वारा फसल कटाई प्रयोगों (सीसीई)/कटाई अवधि के दो महीने के भीतर और संबंधित सरकार से प्रीमियम सब्सिडी के कुल हिस्से की प्राप्ति के अधीन</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">रोकी गई बुवाई</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">मध्य-मौसम प्रतिकूलता और कटाई के बाद के नुकसान के जोखिम/खतरों को ध्यान में रखते हुए अधिसूचना के एक महीने के पूरा होने समय के भीतर किया जाना चाहिए. हालांकि</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">कुछ राज्यों में कुछ दावों के निपटारे में देरी हुई</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">जैसे उपज डेटा के देरी से प्रसारण</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">प्रीमियम सब्सिडी में उनके हिस्से को देर से जारी करना</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">बीमा कंपनियों और राज्यों के बीच उपज संबंधी विवाद</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">कुछ किसानों के खाते का विवरण प्राप्त न होना, पात्र किसानों के बैंक खाते में दावों का हस्तांतरण और राष्ट्रीय इलेक्ट्रॉनिक फंड ट्रांसफर (एनईएफटी) से संबंधित मुद्दों</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">राष्ट्रीय फसल बीमा पोर्टल (एनसीआईपी) पर व्यक्तिगत किसानों के डेटा की गलत/अपूर्ण प्रविष्टि</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">किसानों के प्रीमियम/गैर के हिस्से के प्रेषण में देरी -किसानों के प्रीमियम का हिस्सा संबंधित बीमा कंपनी आदि को भेजना.</span></span></span></span></span></span></p>

<p style="text-align:justify"><span><span style="background-color:white"><span><span><span><span style="color:#333333">&bull; </span></span></span><span><span><span style="color:#333333">अतारांकित <a href="https://im4change.org/upload/files/Reply%20to%20unstarred%20question%20no.%20356%20answered%20on%20November%2030%202021%20in%20Lok%20Sabha.pdf" title="https://im4change.org/upload/files/Reply%20to%20unstarred%20question%20no.%20356%20answered%20on%20November%2030%202021%20in%20Lok%20Sabha.pdf">प्रश्न संख्या 356</a> (लोकसभा में 30 नवंबर</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">2021 को उत्तर दिया गया) के <a href="https://im4change.org/upload/files/Reply%20to%20unstarred%20question%20no.%20356%20answered%20on%20November%2030%202021%20in%20Lok%20Sabha.pdf" title="https://im4change.org/upload/files/Reply%20to%20unstarred%20question%20no.%20356%20answered%20on%20November%2030%202021%20in%20Lok%20Sabha.pdf">उत्तर </a>में विभिन्न राज्यों में (25 नवंबर</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">2021 तक) दावों के लम्बित होने के कारण बताए गए हैं. उत्तर से पता चलता है कि वर्ष 2018-19 में</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">भुगतान विफलता के परिणामस्वरूप</span></span></span><span><span><span style="color:#333333">,</span></span></span><span><span><span style="color:#333333"> अंडमान और निकोबार द्वीप समूह में 0.08 करोड़ रुपये, आंध्र प्रदेश में 4.29 करोड़ रुपए, हरियाणा में 0.27 करोड़ रुपए, कर्नाटक में 0.57 करोड़</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">मध्य प्रदेश में 0.17 करोड़ रुपए और महाराष्ट्र में 3.27 करोड़ रुपए के दावे लंबित थे. राज्य सब्सिडी के लम्बित होने के कारण</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">गुजरात में 0.18 करोड़ रुपए, झारखंड में 633.95 करोड़ रुपए और तेलंगाना में 438.43 करोड़ रुपए के दावे लंबित थे. भुगतान विफलता और राज्य सब्सिडी के लंबित होने दोनों के कारण</span></span></span><span><span><span style="color:#333333">,</span></span></span><span><span><span style="color:#333333"> पश्चिम बंगाल में 5.67 करोड़ रुपए के दावे लंबित थे. कुल मिलाकर पीएमएफबीवाई के तहत 2018-19 में 1,086.89 करोड़ रुपए के दावे लंबित थे.</span></span></span></span></span></span></p>

<p style="text-align:justify"><span><span style="background-color:white"><span><span><span><span style="color:#333333">&bull; </span></span></span><span><span><span style="color:#333333">अतारांकित <a href="https://im4change.org/upload/files/Reply%20to%20unstarred%20question%20no.%20356%20answered%20on%20November%2030%202021%20in%20Lok%20Sabha.pdf" title="https://im4change.org/upload/files/Reply%20to%20unstarred%20question%20no.%20356%20answered%20on%20November%2030%202021%20in%20Lok%20Sabha.pdf">प्रश्न संख्या 356</a> (लोकसभा में 30 नवंबर</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">2021 को उत्तर दिया गया) का <a href="https://im4change.org/upload/files/Reply%20to%20unstarred%20question%20no.%20356%20answered%20on%20November%2030%202021%20in%20Lok%20Sabha.pdf" title="https://im4change.org/upload/files/Reply%20to%20unstarred%20question%20no.%20356%20answered%20on%20November%2030%202021%20in%20Lok%20Sabha.pdf">उत्तर </a>इंगित करता है कि वर्ष 2019-20 में</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">भुगतान विफलता के परिणामस्वरूप</span></span></span><span><span><span style="color:#333333">,</span></span></span><span><span><span style="color:#333333"> आंध्र प्रदेश में 4.98 करोड़</span></span></span> <span><span><span style="color:#333333">रुपए, छत्तीसगढ़ में 18.02 करोड़ रुपए हरियाणा में 4.72 करोड़ रुपए, हिमाचल प्रदेश में 0.93 करोड़ रुपए, महाराष्ट्र में 8.85 करोड़ रुपए, पुडुचेरी में 0.93 करोड़</span></span></span><span><span><span style="color:#333333"> रुपए</span></span></span> <span><span><span style="color:#333333">और राजस्थान में 1.73 करोड़ रुपए के दावे लंबित थे. 2019-20 में</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">राज्य सब्सिडी के लम्बित रहने के परिणामस्वरूप</span></span></span><span><span><span style="color:#333333">,</span></span></span><span><span><span style="color:#333333"> असम में 21.27 करोड़</span></span></span> <span><span><span style="color:#333333">रुपए, गुजरात में 257.73 करोड़ रुपए, झारखंड में 25.46 करोड़ रुपए, तमिलनाडु में 32.14 करोड़</span></span></span><span><span><span style="color:#333333"> रुपए और</span></span></span><span><span><span style="color:#333333"> तेलंगाना के लिए 512.78 करोड़ रुपए के दावे लंबित थे. भुगतान विफलता के साथ-साथ राज्य सरकार से स्पष्टीकरण के लंबित होने के कारण</span></span></span><span><span><span style="color:#333333">,</span></span></span><span><span><span style="color:#333333"> कर्नाटक में 223.02 करोड़ रुपए</span></span></span> <span><span><span style="color:#333333">और रुपए उत्तर प्रदेश में 24.01 करोड़ रुपए बकाया थे. प्रक्रियाधीन भुगतान के कारण मध्य प्रदेश में 44.57 करोड़ रुपए के दावे लंबित थे. राज्य सरकार से लंबित स्पष्टीकरणों के कारण ओडिशा के लिए 17.30 करोड़ रुपए के दावे लंबित थे. कुल मिलाकर</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">साल 2019-20 में </span></span></span><span><span><span style="color:#333333">PMFBY </span></span></span><span><span><span style="color:#333333">के तहत 1</span></span></span><span><span><span style="color:#333333">,</span></span></span><span><span><span style="color:#333333">198.48 करोड़ रुपये लंबित थे.</span></span></span></span></span></span></p>

<p style="text-align:justify"><span><span style="background-color:white"><span><span><span><span style="color:#333333">&bull; </span></span></span><span><span><span style="color:#333333">अतारांकित <a href="https://im4change.org/upload/files/Reply%20to%20unstarred%20question%20no.%20356%20answered%20on%20November%2030%202021%20in%20Lok%20Sabha.pdf" title="https://im4change.org/upload/files/Reply%20to%20unstarred%20question%20no.%20356%20answered%20on%20November%2030%202021%20in%20Lok%20Sabha.pdf">प्रश्न संख्या 356</a> (लोकसभा में 30 नवंबर</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">2021 को उत्तर दिया गया) के उत्तर से पता चलता है कि 2020-21 (अनंतिम) में</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">राज्य सब्सिडी के लंबित होने के साथ-साथ भुगतान विफलता के कारण</span></span></span><span><span><span style="color:#333333">,</span></span></span><span><span><span style="color:#333333"> छत्तीसगढ़ में 28.14 करोड़ रुपए, हरियाणा में 7.36 करोड़ रुपए, हिमाचल प्रदेश में 17.06 करोड़</span></span></span><span><span><span style="color:#333333"> रुपए</span></span></span> <span><span><span style="color:#333333">और राजस्थान में 160.73 करोड़ रुपए के दावे लंबित थे. राज्य सब्सिडी के लम्बित रहने के परिणामस्वरूप</span></span></span><span><span><span style="color:#333333">,</span></span></span><span><span><span style="color:#333333"> केरल के लिए 33.01 करोड़ रुपए</span></span></span><span><span><span style="color:#333333">,</span></span></span><span><span><span style="color:#333333"> महाराष्ट्र में 370.73 करोड़ रुपए, पुडुचेरी में 16.25 करोड़</span></span></span><span><span><span style="color:#333333"> रुपए</span></span></span> <span><span><span style="color:#333333">और उत्तर प्रदेश में 4.36 करोड़ रुपए के दावे लंबित थे. प्रक्रियाधीन भुगतान के कारण</span></span></span><span><span><span style="color:#333333">,</span></span></span><span><span><span style="color:#333333"> कर्नाटक में 53.87 करोड़ रुपए</span></span></span> <span><span><span style="color:#333333">और ओडिशा में 4.25 करोड़ रुपए के दावे लंबित थे. भुगतान विफलता के परिणामस्वरूप</span></span></span><span><span><span style="color:#333333">,</span></span></span><span><span><span style="color:#333333"> उत्तराखंड में 4.84 करोड़ रुपए के दावे लंबित थे. प्रक्रिया के तहत भुगतान के साथ-साथ भुगतान विफलता के कारण</span></span></span><span><span><span style="color:#333333">,</span></span></span><span><span><span style="color:#333333"> तमिलनाडु में 386.75 करोड़ रुपए के दावे लंबित थे. कुल मिलाकर</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">पीएमएफबीवाई के तहत 1,087.35 करोड़ रुपए साल 2020-21 (अनंतिम) में लंबित थे</span></span></span></span></span></span></p>

<p style="text-align:justify"><span><span style="background-color:white"><span><span><span><span style="color:#333333">इस प्रकार</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">2018-19 में 10 में से चार राज्यों में</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">पीएमएफबीवाई से संबंधित दावे राज्य सब्सिडी (या तो अकेले या किसी अन्य कारण से) के लंबित होने के कारण लंबित थे. 2019-20 में, 16 में से पांच राज्यों में</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">पीएमएफबीवाई से संबंधित दावे राज्य सब्सिडी (या तो अकेले या किसी अन्य कारण से) के लंबित होने के कारण लंबित थे. 12 राज्यों में से आठ में</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">पीएमएफबीवाई से संबंधित दावे 2020-21 (अनंतिम) में लंबित थे क्योंकि राज्य सब्सिडी (या तो अकेले या किसी अन्य कारण से) लंबित थी. तीन वर्षों यानी 2018-19</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">2019-20 और 2020-21 (अनंतिम) के दौरान लंबित कुल दावों में से 3,372.72 करोड़ रुपए</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">अकेले राज्य सब्सिडी के लम्बित होने के परिणामस्वरूप 2,346.29 करोड़ (यानी कुल लंबित दावों का 69.57 प्रतिशत) रुपए के दावे लंबित थे. कृपया ध्यान दें कि हमने इस गणना में उन दावों पर विचार नहीं किया है जो दावों के भुगतान में देरी के किसी अन्य कारण के साथ-साथ राज्य सब्सिडी के लंबित होने के कारण रुके हुए थे.</span></span></span></span></span></span></p>

<p style="text-align:justify"><span><span style="background-color:white"><span><span><span><span style="color:#333333">PMFBY </span></span></span><span><span><span style="color:#333333">पर एक सरकारी दस्तावेज में कहा गया है कि फसल काटने के प्रयोगों के समय उपज के नुकसान के आकलन के लिए रिमोट सेंसिंग</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">ड्रोन आदि जैसी उन्नत तकनीक का उपयोग किया जाएगा. जबकि वित्त मंत्री ने अपने हालिया बजट भाषण में फसल मूल्यांकन</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">भूमि रिकॉर्ड के डिजिटलीकरण</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">कीटनाशकों और पोषक तत्वों के छिड़काव के लिए </span></span></span><span><span><span style="color:#333333">&#39;</span></span></span><span><span><span style="color:#333333">किसान ड्रोन</span></span></span><span><span><span style="color:#333333">&#39; </span></span></span><span><span><span style="color:#333333">को बढ़ावा देने की बात कही है</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">कई विशेषज्ञों का मानना ​​है कि इससे फसल की विफलता से संबंधित समय पर मुआवजे में ज्यादा मदद नहीं मिल सकती है. पीएमएफबीवाई के तहत लंबित दावों से संबंधित प्रश्नों के लिए सरकार ने संसद में जो जवाब दिया है</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">उससे यह तथ्य स्पष्ट हो जाता है</span></span></span><span><span><span style="color:#333333">, </span></span></span><span><span><span style="color:#333333">जिसकी चर्चा हमने ऊपर की है.</span></span></span></span></span></span></p>

<p style="text-align:justify">&nbsp;</p>

<p><strong><em>References</em></strong></p>

<p>Expenditure of Major Items 2022-23, please&nbsp;<a href="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items.pdf" title="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items.pdf" title="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items.pdf" title="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items.pdf">click here</a>&nbsp;to access &nbsp;</p>

<p>Expenditure of Major Items 2021-22, please&nbsp;<a href="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items%202021-22.pdf" title="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items%202021-22.pdf" title="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items%202021-22.pdf" title="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items%202021-22.pdf">click here</a>&nbsp;to access &nbsp;</p>

<p>Expenditure of Major Items 2020-21, please&nbsp;<a href="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items%202020-21.pdf" title="/upload/files/Expenditure%20of%20Major%20Items%202020-21.pdf" title="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items%202020-21.pdf" title="/upload/files/Expenditure%20of%20Major%20Items%202020-21.pdf">click here</a>&nbsp;to access&nbsp;</p>

<p>Expenditure of Major Items 2019-20, please&nbsp;<a href="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items%202019-20.pdf" title="/upload/files/Expenditure%20of%20Major%20Items%202019-20.pdf" title="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items%202019-20.pdf" title="/upload/files/Expenditure%20of%20Major%20Items%202019-20.pdf">click here</a>&nbsp;to access &nbsp;</p>

<p>Expenditure of Major Items 2018-19, please&nbsp;<a href="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items%202018-19.pdf" title="/upload/files/Expenditure%20of%20Major%20Items%202018-19.pdf" title="https://im4change.org/upload/files/Expenditure%20of%20Major%20Items%202018-19.pdf" title="/upload/files/Expenditure%20of%20Major%20Items%202018-19.pdf">click here</a>&nbsp;to access &nbsp;</p>

<p>Notes on Demands for Grants, 2022-2023, Department of Agriculture and Farmers&#39; Welfare, Ministry of Agriculture and Farmers&#39; Welfare, please&nbsp;<a href="https://im4change.org/upload/files/Notes%20on%20Demands%20for%20Grants%202022-2023.pdf" title="/upload/files/Notes%20on%20Demands%20for%20Grants%202022-2023.pdf" title="https://im4change.org/upload/files/Notes%20on%20Demands%20for%20Grants%202022-2023.pdf" title="/upload/files/Notes%20on%20Demands%20for%20Grants%202022-2023.pdf">click here</a>&nbsp;to access</p>

<p>Notes on Demands for Grants 2021-22, Department of Agriculture, Cooperation and Farmers&#39; Welfare, Ministry of Agriculture and Farmers&#39; Welfare, please&nbsp;<a href="https://im4change.org/upload/files/Notes%20on%20Demands%20for%20Grants%202021-22.pdf" title="/upload/files/Notes%20on%20Demands%20for%20Grants%202021-22.pdf" title="https://im4change.org/upload/files/Notes%20on%20Demands%20for%20Grants%202021-22.pdf" title="/upload/files/Notes%20on%20Demands%20for%20Grants%202021-22.pdf">click here</a>&nbsp;to access&nbsp;</p>

<p>Notes on Demands for Grants 2020-21, Department of Agriculture, Cooperation and Farmers&#39; Welfare, Ministry of Agriculture and Farmers&#39; Welfare, please&nbsp;<a href="https://im4change.org/upload/files/Notes%20on%20Demands%20for%20Grants%202020-21.pdf" title="/upload/files/Notes%20on%20Demands%20for%20Grants%202020-21.pdf" title="https://im4change.org/upload/files/Notes%20on%20Demands%20for%20Grants%202020-21.pdf" title="/upload/files/Notes%20on%20Demands%20for%20Grants%202020-21.pdf">click here</a>&nbsp;to access&nbsp;</p>

<p>Notes on Demands for Grants 2019-20, Department of Agriculture, Cooperation and Farmers&#39; Welfare, Ministry of Agriculture and Farmers&#39; Welfare, please&nbsp;<a href="https://im4change.org/upload/files/Notes%20on%20Demands%20for%20Grants%202019-20.pdf" title="/upload/files/Notes%20on%20Demands%20for%20Grants%202019-20.pdf" title="https://im4change.org/upload/files/Notes%20on%20Demands%20for%20Grants%202019-20.pdf" title="/upload/files/Notes%20on%20Demands%20for%20Grants%202019-20.pdf">click here</a>&nbsp;to access</p>

<p>Notes on Demands for Grants 2018-2019, Department of Agriculture, Cooperation and Farmers&#39; Welfare, Ministry of Agriculture and Farmers&#39; Welfare, please&nbsp;<a href="https://im4change.org/upload/files/Notes%20on%20Demands%20for%20Grants%202018-2019.pdf" title="/upload/files/Notes%20on%20Demands%20for%20Grants%202018-2019.pdf" title="https://im4change.org/upload/files/Notes%20on%20Demands%20for%20Grants%202018-2019.pdf" title="/upload/files/Notes%20on%20Demands%20for%20Grants%202018-2019.pdf">click here</a>&nbsp;to access</p>

<p>Union Budget Speech 2022-23, which was delivered by Smt. Nirmala Sitharaman on February 1, 2022, please&nbsp;<a href="https://im4change.org/upload/files/Union%20Budget%20Speech%202022-23.pdf" title="https://im4change.org/upload/files/Union%20Budget%20Speech%202022-23.pdf" title="https://im4change.org/upload/files/Union%20Budget%20Speech%202022-23.pdf" title="https://im4change.org/upload/files/Union%20Budget%20Speech%202022-23.pdf">click here</a>&nbsp;to access</p>

<p>A Note on Pradhan Mantri Fasal Bima Yojana (PMFBY), please&nbsp;<a href="https://im4change.org/upload/files/A%20Note%20on%20PMFBY.pdf" title="/upload/files/A%20Note%20on%20PMFBY.pdf" title="https://im4change.org/upload/files/A%20Note%20on%20PMFBY.pdf" title="/upload/files/A%20Note%20on%20PMFBY.pdf">click here</a>&nbsp;to access</p>

<p>Pradhan Mantri Fasal Bima Yojana (PMFBY), Department of Financial Services, Ministry of Finance, please&nbsp;<a href="https://financialservices.gov.in/insurance-divisions/Government-Sponsored-Socially-Oriented-Insurance-Schemes/Pradhan-Mantri-Fasal-Bima-Yojana(PMFBY)" title="https://financialservices.gov.in/insurance-divisions/Government-Sponsored-Socially-Oriented-Insurance-Schemes/Pradhan-Mantri-Fasal-Bima-Yojana(PMFBY)" title="https://financialservices.gov.in/insurance-divisions/Government-Sponsored-Socially-Oriented-Insurance-Schemes/Pradhan-Mantri-Fasal-Bima-Yojana(PMFBY)" title="https://financialservices.gov.in/insurance-divisions/Government-Sponsored-Socially-Oriented-Insurance-Schemes/Pradhan-Mantri-Fasal-Bima-Yojana(PMFBY)">click here</a>&nbsp;to access &nbsp;</p>

<p>FAQ: Pradhan Mantri Fasal Bima Yojana, Ministry of Agriculture and Farmers&#39; Welfare, please&nbsp;<a href="https://pmfby.gov.in/faq" title="https://pmfby.gov.in/faq" title="https://pmfby.gov.in/faq" title="https://pmfby.gov.in/faq">click here</a>&nbsp;to access &nbsp;</p>

<p>Press release: Central Share in Premium Subsidy under PMFBY, Press Information Bureau, Ministry of Agriculture and Farmers&rsquo; Welfare, released on December 17, 2021, please&nbsp;<a href="https://www.pib.gov.in/PressReleasePage.aspx?PRID=1782626#:~:text=Government%20has%20recently%20revamped%20the,between%20Central%20and%20State%20Government." title="https://www.pib.gov.in/PressReleasePage.aspx?PRID=1782626#:~:text=Government%20has%20recently%20revamped%20the,between%20Central%20and%20State%20Government." title="https://www.pib.gov.in/PressReleasePage.aspx?PRID=1782626#:~:text=Government%20has%20recently%20revamped%20the,between%20Central%20and%20State%20Government." title="https://www.pib.gov.in/PressReleasePage.aspx?PRID=1782626#:~:text=Government%20has%20recently%20revamped%20the,between%20Central%20and%20State%20Government.">click here</a>&nbsp;and&nbsp;<a href="https://im4change.org/upload/files/Press%20Release%20Share%20in%20subsidy%20under%20PMFBY%2017%20Dec%202021.pdf" title="/upload/files/Press%20Release%20Share%20in%20subsidy%20under%20PMFBY%2017%20Dec%202021.pdf" title="https://im4change.org/upload/files/Press%20Release%20Share%20in%20subsidy%20under%20PMFBY%2017%20Dec%202021.pdf" title="/upload/files/Press%20Release%20Share%20in%20subsidy%20under%20PMFBY%2017%20Dec%202021.pdf">here</a>&nbsp;to access &nbsp;&nbsp;</p>

<p>PMFBY in Uttar Pradesh, Reply to Unstarred Question no. 2653 to be answered on December 14, 2021 in the Lok Sabha, Ministry of Agriculture and Farmers&#39; Welfare, please&nbsp;<a href="https://im4change.org/upload/files/Reply%20to%20Unstarred%20question%20no%202653%20to%20be%20answered%20on%20December%2014%202021%20in%20the%20Lok%20Sabha.pdf" title="/upload/files/Reply%20to%20Unstarred%20question%20no%202653%20to%20be%20answered%20on%20December%2014%202021%20in%20the%20Lok%20Sabha.pdf" title="https://im4change.org/upload/files/Reply%20to%20Unstarred%20question%20no%202653%20to%20be%20answered%20on%20December%2014%202021%20in%20the%20Lok%20Sabha.pdf" title="/upload/files/Reply%20to%20Unstarred%20question%20no%202653%20to%20be%20answered%20on%20December%2014%202021%20in%20the%20Lok%20Sabha.pdf">click here</a>&nbsp;to access</p>

<p>Payment of insurance claims under PMFBY, Reply to Unstarred Question No. 356 to be answered on November 30, 2021, Lok Sabha, Ministry of Agriculture and Farmers&#39; Welfare, please&nbsp;<a href="https://im4change.org/upload/files/Reply%20to%20unstarred%20question%20no.%20356%20answered%20on%20November%2030%202021%20in%20Lok%20Sabha.pdf" title="https://im4change.org/upload/files/Reply%20to%20unstarred%20question%20no.%20356%20answered%20on%20November%2030%202021%20in%20Lok%20Sabha.pdf" title="https://im4change.org/upload/files/Reply%20to%20unstarred%20question%20no.%20356%20answered%20on%20November%2030%202021%20in%20Lok%20Sabha.pdf" title="https://im4change.org/upload/files/Reply%20to%20unstarred%20question%20no.%20356%20answered%20on%20November%2030%202021%20in%20Lok%20Sabha.pdf">click here</a>&nbsp;to access &nbsp;</p>

<p>Pradhan Mantri Fasal Bima Yojana: An Assessment, Centre for Science and Environment, released on July 21, 2017, please&nbsp;<a href="https://im4change.orghttps://im4change.in/siteadmin/tinymce/uploaded/Pradhan-Mantri-Fasal-Bima-Yojana-Report.pdf" title="https://im4change.orghttps://im4change.in/siteadmin/tinymce/uploaded/Pradhan-Mantri-Fasal-Bima-Yojana-Report.pdf" title="https://im4change.orghttps://im4change.in/siteadmin/tinymce/uploaded/Pradhan-Mantri-Fasal-Bima-Yojana-Report.pdf" title="https://im4change.orghttps://im4change.in/siteadmin/tinymce/uploaded/Pradhan-Mantri-Fasal-Bima-Yojana-Report.pdf">click here</a>&nbsp;to access</p>

<p>News alert: 1,750 Indians died due to extreme weather events in 2021, says new IMD report, Inclusive Media for Change, Published on Jan 28, 2022, please&nbsp;<a href="https://im4change.org/news-alerts-57/1-750-indians-died-due-to-extreme-weather-events-in-2021-says-new-imd-report.html" title="https://im4change.org/news-alerts-57/1-750-indians-died-due-to-extreme-weather-events-in-2021-says-new-imd-report.html" title="https://im4change.org/news-alerts-57/1-750-indians-died-due-to-extreme-weather-events-in-2021-says-new-imd-report.html" title="https://im4change.org/news-alerts-57/1-750-indians-died-due-to-extreme-weather-events-in-2021-says-new-imd-report.html">click here</a>&nbsp;to access &nbsp;</p>

<p>News alert: PM Fasal Bima Yojana is suffering from low coverage since the last 2 years, Inclusive Media for Change, Published on Feb 20, 2019, please&nbsp;<a href="https://www.im4change.org/news-alerts-57/pm-fasal-bima-yojana-is-suffering-from-low-coverage-since-the-last-2-years-4686622.html" title="https://www.im4change.org/news-alerts-57/pm-fasal-bima-yojana-is-suffering-from-low-coverage-since-the-last-2-years-4686622.html" title="https://www.im4change.org/news-alerts-57/pm-fasal-bima-yojana-is-suffering-from-low-coverage-since-the-last-2-years-4686622.html" title="https://www.im4change.org/news-alerts-57/pm-fasal-bima-yojana-is-suffering-from-low-coverage-since-the-last-2-years-4686622.html">click here</a>&nbsp;to access &nbsp;</p>

<p>News alert: There is so much confusion about the Pradhan Mantri Kisan Samman Nidhi Yojana, Inclusive Media for Change, Published on Feb 5, 2019, please&nbsp;<a href="https://www.im4change.org/news-alerts-57/there-is-so-much-confusion-about-the-pradhan-mantri-kisan-samman-nidhi-yojana-4686513.html" title="https://www.im4change.org/news-alerts-57/there-is-so-much-confusion-about-the-pradhan-mantri-kisan-samman-nidhi-yojana-4686513.html" title="https://www.im4change.org/news-alerts-57/there-is-so-much-confusion-about-the-pradhan-mantri-kisan-samman-nidhi-yojana-4686513.html" title="https://www.im4change.org/news-alerts-57/there-is-so-much-confusion-about-the-pradhan-mantri-kisan-samman-nidhi-yojana-4686513.html">click here</a>&nbsp;to access</p>

<p>Crop insurance claims over Rs 3,300 crore pending due to payment failure, delay in state subsidy -Shagun Kapil, Down to Earth, 30 November, 2021, please&nbsp;<a href="https://www.downtoearth.org.in/news/agriculture/crop-insurance-claims-over-rs-3-300-crore-pending-due-to-payment-failure-delay-in-state-subsidy-80459?fbclid=IwAR2GpFZ9PPcLmLQE_AFFl9LnBjjdBVCoaMX24pRVRArBYTwDgabWro8hyQc" title="https://www.downtoearth.org.in/news/agriculture/crop-insurance-claims-over-rs-3-300-crore-pending-due-to-payment-failure-delay-in-state-subsidy-80459?fbclid=IwAR2GpFZ9PPcLmLQE_AFFl9LnBjjdBVCoaMX24pRVRArBYTwDgabWro8hyQc" title="https://www.downtoearth.org.in/news/agriculture/crop-insurance-claims-over-rs-3-300-crore-pending-due-to-payment-failure-delay-in-state-subsidy-80459?fbclid=IwAR2GpFZ9PPcLmLQE_AFFl9LnBjjdBVCoaMX24pRVRArBYTwDgabWro8hyQc" title="https://www.downtoearth.org.in/news/agriculture/crop-insurance-claims-over-rs-3-300-crore-pending-due-to-payment-failure-delay-in-state-subsidy-80459?fbclid=IwAR2GpFZ9PPcLmLQE_AFFl9LnBjjdBVCoaMX24pRVRArBYTwDgabWro8hyQc">click here</a>&nbsp;to access &nbsp;</p>

<p>&nbsp;</p>

<p><strong>Image Courtesy: Inclusive Media for Change/ Shambhu Ghatak</strong></p>

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प्रधानमंत्री फसल बीमा योजना की फंडिंग में कटौती से प्रभावित हो सकते हैं फसल के खराब होने की मार झेल रहे किसान

Published on Feb 11, 2022   Modified on Feb 11, 2022

18 फरवरी 2016 को, भारत के प्रधानमंत्री श्री नरेंद्र मोदी ने प्रधानमंत्री फसल बीमा योजना का शुभारंभ किया. इसके लॉन्च के बाद, पीएमएफबीवाई को खरीफ 2016 के दौरान 21 राज्यों द्वारा लागू किया गया था, जबकि 2016-17 के रबी सीजन में 23 राज्यों और 2 केंद्र शासित प्रदेशों ने इस योजना को लागू किया. केंद्र सरकार ने 2016 के खरीफ सीजन में बेमौसम और खराब मौसम के कारण किसानों को फसल के नुकसान से निपटने में मदद करने के इरादे से PMFBY की शुरुआत की थी. योजना 1 अप्रैल, 2016 से लागू हुई. इसने राष्ट्रीय कृषि बीमा योजना (NAIS) और संशोधित राष्ट्रीय कृषि बीमा योजना (MNAIS) का स्थान लिया. 2022-23 के बजट दस्तावेजों को देखने के बाद, यह पता चलेगा कि पीएमएफबीवाई के लिए साल 2021-22 (संशोधित अनुमान) के 15,989.39 करोड़ रुपए से घटाकर इस साल 2022-23 (बजट अनुमान) में 15,500.00 करोड़ रुपए कर दिया गया. इस योजना के लिए साल 2021-22 (बी.ई.) में 16,000.00 करोड़ रुपए का अनुमानित बजट था. कृपया तालिका-1 देखें. 'कृषि और संबद्ध गतिविधियों' पर बजटीय खर्च को 2018-19 (वास्तविक) में 63,259 करोड़ रुपए से लगभग दोगुना बढ़ाकर 2019-20 (वास्तविक) में 1,12,452 करोड़ रुपए कर दिया गया. लेकिन पीएमएफबीवाई पर 'कृषि और संबद्ध गतिविधियों' के खर्च के अनुपात के रूप में बजटीय आवंटन 2018-19 (वास्तविक) और 2019-20 (वास्तविक) के बीच 18.87 प्रतिशत से गिरकर 11.24 प्रतिशत हो गया. 'कृषि और संबद्ध गतिविधियों' पर बजटीय खर्च में यह वृद्धि 2018-19 (आरई) में प्रधानमंत्री किसान सम्मान निधि (पीएम-किसान) के शुभारंभ के कारण 20,000 करोड़ रुपये और 2019-20 (बी.ई.) में 75,000 करोड़ रुपए के आवंटन के कारण की गई. जबकि पीएमएफबीवाई पर 'कृषि और संबद्ध गतिविधियों' के अनुपात के रूप में बजटीय खर्च 2020-21 (वास्तविक) और 2021-22 (आरई) के बीच 10.54 प्रतिशत से बढ़कर 10.82 प्रतिशत हो गया, यह आंकड़ा 2022-23 (बी.ई) में घटकर 10.23 प्रतिशत हो गया. इसी तरह, 2021-22 (आर.ई) और 2022-23 (बी.ई) के बीच कुल बजटीय खर्च में पीएमएफबीवाई खर्च का प्रतिशत हिस्सा 0.42 प्रतिशत से गिरकर 0.39 प्रतिशत हो गया. तालिका 1: प्रधानमंत्री फसल बीमा योजना पर खर्च का रुझान Source: Expenditure of Major Items 2022-23, please click here to access   Expenditure of Major Items 2021-22, please click here to access   Expenditure of Major Items 2020-21, please click here to access  Expenditure of Major Items 2019-20, please click here to access   Expenditure of Major Items 2018-19, please click here to access   Notes on Demands for Grants, 2022-2023, Department of Agriculture and Farmers' Welfare, Ministry of Agriculture and Farmers' Welfare, please click here to access Notes on Demands for Grants 2021-22, Department of Agriculture, Cooperation and Farmers' Welfare, Ministry of Agriculture and Farmers' Welfare, please click here to access  Notes on Demands for Grants 2020-21, Department of Agriculture, Cooperation and Farmers' Welfare, Ministry of Agriculture and Farmers' Welfare, please click here to access  Notes on Demands for Grants 2019-20, Department of Agriculture, Cooperation and Farmers' Welfare, Ministry of Agriculture and Farmers' Welfare, please click here to access Notes on Demands for Grants 2018-2019, Department of Agriculture, Cooperation and Farmers' Welfare, Ministry of Agriculture and Farmers' Welfare, please click here to access --- ऐसे में यह महत्वपूर्ण सवाल उभरता है कि क्या पीएमएफबीवाई के लिए फंड में कमी का असर किसानों पर पड़ने वाला है या नहीं. हम इस समाचार अलर्ट में उस प्रश्न का जवाब देने की कोशिश करेंगे. हालांकि, इससे पहले हमें यह जानना होगा कि पीएमएफबीवाई एक केंद्र की योजना है. बीमाकर्ता (अर्थात, बोली के माध्यम से चुने जाने के बाद सरकार द्वारा नियुक्त बीमा कंपनी) बीमांकिक दर (भविष्य के नुकसान के अपेक्षित मूल्य का एक अनुमान) पर प्रीमियम वसूल करती है. PMFBY के तहत नामांकित किसानों को खरीफ फसलों के लिए बीमा राशि का एक निश्चित दो प्रतिशत, रबी और तिलहन फसलों के लिए 1.5 प्रतिशत और वाणिज्यिक / बागवानी फसलों के लिए 5 प्रतिशत का भुगतान करना होता है. प्रीमियम के लिए बाकी रकम केंद्र और राज्य सरकारें देती हैं. केंद्र सरकार ने खरीफ 2020 से पीएमएफबीवाई को नया रूप दिया है, और अन्य बातों के अलावा, केंद्र और राज्य सरकारों के बीच पूर्वोत्तर राज्यों के लिए प्रीमियम सब्सिडी-साझाकरण पैटर्न को 50:50 से 90:10 तक संशोधित किया है. शेष राज्यों/केंद्र शासित प्रदेशों का प्रीमियम-साझाकरण पैटर्न योजना के अन्य प्रावधानों के अधीन 50:50 है. केंद्रीय क्षेत्र की योजना होने के कारण पीएमएफबीवाई के तहत राज्य-वार आवंटन/रिलीज नहीं किया जाता है. सेंट्रल फंड रूटिंग एजेंसी यानी एग्रीकल्चर इंश्योरेंस कंपनी ऑफ इंडिया लिमिटेड (एआईसी) को फंड जारी किया जाता है, जो संबंधित बीमा कंपनियों को संबंधित राज्य सरकार के शेयर की प्राप्ति पर प्रीमियम सब्सिडी में केंद्र सरकार के हिस्से को जारी करता है. आइए अब हम निम्नलिखित बिंदुओं को एक-एक करके समझें कि मौसम की घटनाओं (जैसे भारी वर्षा या ओलावृष्टि), कीटों के हमलों के कारण फसल क्षति या विफलता, या आग से संबंधित दावों की रिपोर्ट करने के बाद भी किसान समय पर बीमा मुआवजा प्राप्त करने में असमर्थ क्यों हैं. • अतारांकित प्रश्न संख्या 356 (लोकसभा में 30 नवंबर, 2021 को उत्तर दिया गया) के उत्तर में कहा गया है कि पीएमएफबीवाई के तहत स्वीकार्य दावों का भुगतान संबंधित बीमा कंपनियों द्वारा फसल कटाई प्रयोगों (सीसीई)/कटाई अवधि के दो महीने के भीतर और संबंधित सरकार से प्रीमियम सब्सिडी के कुल हिस्से की प्राप्ति के अधीन, रोकी गई बुवाई, मध्य-मौसम प्रतिकूलता और कटाई के बाद के नुकसान के जोखिम/खतरों को ध्यान में रखते हुए अधिसूचना के एक महीने के पूरा होने समय के भीतर किया जाना चाहिए. हालांकि, कुछ राज्यों में कुछ दावों के निपटारे में देरी हुई, जैसे उपज डेटा के देरी से प्रसारण, प्रीमियम सब्सिडी में उनके हिस्से को देर से जारी करना, बीमा कंपनियों और राज्यों के बीच उपज संबंधी विवाद, कुछ किसानों के खाते का विवरण प्राप्त न होना, पात्र किसानों के बैंक खाते में दावों का हस्तांतरण और राष्ट्रीय इलेक्ट्रॉनिक फंड ट्रांसफर (एनईएफटी) से संबंधित मुद्दों, राष्ट्रीय फसल बीमा पोर्टल (एनसीआईपी) पर व्यक्तिगत किसानों के डेटा की गलत/अपूर्ण प्रविष्टि, किसानों के प्रीमियम/गैर के हिस्से के प्रेषण में देरी -किसानों के प्रीमियम का हिस्सा संबंधित बीमा कंपनी आदि को भेजना. • अतारांकित प्रश्न संख्या 356 (लोकसभा में 30 नवंबर, 2021 को उत्तर दिया गया) के उत्तर में विभिन्न राज्यों में (25 नवंबर, 2021 तक) दावों के लम्बित होने के कारण बताए गए हैं. उत्तर से पता चलता है कि वर्ष 2018-19 में, भुगतान विफलता के परिणामस्वरूप, अंडमान और निकोबार द्वीप समूह में 0.08 करोड़ रुपये, आंध्र प्रदेश में 4.29 करोड़ रुपए, हरियाणा में 0.27 करोड़ रुपए, कर्नाटक में 0.57 करोड़, मध्य प्रदेश में 0.17 करोड़ रुपए और महाराष्ट्र में 3.27 करोड़ रुपए के दावे लंबित थे. राज्य सब्सिडी के लम्बित होने के कारण, गुजरात में 0.18 करोड़ रुपए, झारखंड में 633.95 करोड़ रुपए और तेलंगाना में 438.43 करोड़ रुपए के दावे लंबित थे. भुगतान विफलता और राज्य सब्सिडी के लंबित होने दोनों के कारण, पश्चिम बंगाल में 5.67 करोड़ रुपए के दावे लंबित थे. कुल मिलाकर पीएमएफबीवाई के तहत 2018-19 में 1,086.89 करोड़ रुपए के दावे लंबित थे. • अतारांकित प्रश्न संख्या 356 (लोकसभा में 30 नवंबर, 2021 को उत्तर दिया गया) का उत्तर इंगित करता है कि वर्ष 2019-20 में, भुगतान विफलता के परिणामस्वरूप, आंध्र प्रदेश में 4.98 करोड़ रुपए, छत्तीसगढ़ में 18.02 करोड़ रुपए हरियाणा में 4.72 करोड़ रुपए, हिमाचल प्रदेश में 0.93 करोड़ रुपए, महाराष्ट्र में 8.85 करोड़ रुपए, पुडुचेरी में 0.93 करोड़ रुपए और राजस्थान में 1.73 करोड़ रुपए के दावे लंबित थे. 2019-20 में, राज्य सब्सिडी के लम्बित रहने के परिणामस्वरूप, असम में 21.27 करोड़ रुपए, गुजरात में 257.73 करोड़ रुपए, झारखंड में 25.46 करोड़ रुपए, तमिलनाडु में 32.14 करोड़ रुपए और तेलंगाना के लिए 512.78 करोड़ रुपए के दावे लंबित थे. भुगतान विफलता के साथ-साथ राज्य सरकार से स्पष्टीकरण के लंबित होने के कारण, कर्नाटक में 223.02 करोड़ रुपए और रुपए उत्तर प्रदेश में 24.01 करोड़ रुपए बकाया थे. प्रक्रियाधीन भुगतान के कारण मध्य प्रदेश में 44.57 करोड़ रुपए के दावे लंबित थे. राज्य सरकार से लंबित स्पष्टीकरणों के कारण ओडिशा के लिए 17.30 करोड़ रुपए के दावे लंबित थे. कुल मिलाकर, साल 2019-20 में PMFBY के तहत 1,198.48 करोड़ रुपये लंबित थे. • अतारांकित प्रश्न संख्या 356 (लोकसभा में 30 नवंबर, 2021 को उत्तर दिया गया) के उत्तर से पता चलता है कि 2020-21 (अनंतिम) में, राज्य सब्सिडी के लंबित होने के साथ-साथ भुगतान विफलता के कारण, छत्तीसगढ़ में 28.14 करोड़ रुपए, हरियाणा में 7.36 करोड़ रुपए, हिमाचल प्रदेश में 17.06 करोड़ रुपए और राजस्थान में 160.73 करोड़ रुपए के दावे लंबित थे. राज्य सब्सिडी के लम्बित रहने के परिणामस्वरूप, केरल के लिए 33.01 करोड़ रुपए, महाराष्ट्र में 370.73 करोड़ रुपए, पुडुचेरी में 16.25 करोड़ रुपए और उत्तर प्रदेश में 4.36 करोड़ रुपए के दावे लंबित थे. प्रक्रियाधीन भुगतान के कारण, कर्नाटक में 53.87 करोड़ रुपए और ओडिशा में 4.25 करोड़ रुपए के दावे लंबित थे. भुगतान विफलता के परिणामस्वरूप, उत्तराखंड में 4.84 करोड़ रुपए के दावे लंबित थे. प्रक्रिया के तहत भुगतान के साथ-साथ भुगतान विफलता के कारण, तमिलनाडु में 386.75 करोड़ रुपए के दावे लंबित थे. कुल मिलाकर, पीएमएफबीवाई के तहत 1,087.35 करोड़ रुपए साल 2020-21 (अनंतिम) में लंबित थे इस प्रकार, 2018-19 में 10 में से चार राज्यों में, पीएमएफबीवाई से संबंधित दावे राज्य सब्सिडी (या तो अकेले या किसी अन्य कारण से) के लंबित होने के कारण लंबित थे. 2019-20 में, 16 में से पांच राज्यों में, पीएमएफबीवाई से संबंधित दावे राज्य सब्सिडी (या तो अकेले या किसी अन्य कारण से) के लंबित होने के कारण लंबित थे. 12 राज्यों में से आठ में, पीएमएफबीवाई से संबंधित दावे 2020-21 (अनंतिम) में लंबित थे क्योंकि राज्य सब्सिडी (या तो अकेले या किसी अन्य कारण से) लंबित थी. तीन वर्षों यानी 2018-19, 2019-20 और 2020-21 (अनंतिम) के दौरान लंबित कुल दावों में से 3,372.72 करोड़ रुपए, अकेले राज्य सब्सिडी के लम्बित होने के परिणामस्वरूप 2,346.29 करोड़ (यानी कुल लंबित दावों का 69.57 प्रतिशत) रुपए के दावे लंबित थे. कृपया ध्यान दें कि हमने इस गणना में उन दावों पर विचार नहीं किया है जो दावों के भुगतान में देरी के किसी अन्य कारण के साथ-साथ राज्य सब्सिडी के लंबित होने के कारण रुके हुए थे. PMFBY पर एक सरकारी दस्तावेज में कहा गया है कि फसल काटने के प्रयोगों के समय उपज के नुकसान के आकलन के लिए रिमोट सेंसिंग, ड्रोन आदि जैसी उन्नत तकनीक का उपयोग किया जाएगा. जबकि वित्त मंत्री ने अपने हालिया बजट भाषण में फसल मूल्यांकन, भूमि रिकॉर्ड के डिजिटलीकरण, कीटनाशकों और पोषक तत्वों के छिड़काव के लिए 'किसान ड्रोन' को बढ़ावा देने की बात कही है, कई विशेषज्ञों का मानना ​​है कि इससे फसल की विफलता से संबंधित समय पर मुआवजे में ज्यादा मदद नहीं मिल सकती है. पीएमएफबीवाई के तहत लंबित दावों से संबंधित प्रश्नों के लिए सरकार ने संसद में जो जवाब दिया है, उससे यह तथ्य स्पष्ट हो जाता है, जिसकी चर्चा हमने ऊपर की है.   References Expenditure of Major Items 2022-23, please click here to access   Expenditure of Major Items 2021-22, please click here to access   Expenditure of Major Items 2020-21, please click here to access  Expenditure of Major Items 2019-20, please click here to access   Expenditure of Major Items 2018-19, please click here to access   Notes on Demands for Grants, 2022-2023, Department of Agriculture and Farmers' Welfare, Ministry of Agriculture and Farmers' Welfare, please click here to access Notes on Demands for Grants 2021-22, Department of Agriculture, Cooperation and Farmers' Welfare, Ministry of Agriculture and Farmers' Welfare, please click here to access  Notes on Demands for Grants 2020-21, Department of Agriculture, Cooperation and Farmers' Welfare, Ministry of Agriculture and Farmers' Welfare, please click here to access  Notes on Demands for Grants 2019-20, Department of Agriculture, Cooperation and Farmers' Welfare, Ministry of Agriculture and Farmers' Welfare, please click here to access Notes on Demands for Grants 2018-2019, Department of Agriculture, Cooperation and Farmers' Welfare, Ministry of Agriculture and Farmers' Welfare, please click here to access Union Budget Speech 2022-23, which was delivered by Smt. Nirmala Sitharaman on February 1, 2022, please click here to access A Note on Pradhan Mantri Fasal Bima Yojana (PMFBY), please click here to access Pradhan Mantri Fasal Bima Yojana (PMFBY), Department of Financial Services, Ministry of Finance, please click here to access   FAQ: Pradhan Mantri Fasal Bima Yojana, Ministry of Agriculture and Farmers' Welfare, please click here to access   Press release: Central Share in Premium Subsidy under PMFBY, Press Information Bureau, Ministry of Agriculture and Farmers’ Welfare, released on December 17, 2021, please click here and here to access    PMFBY in Uttar Pradesh, Reply to Unstarred Question no. 2653 to be answered on December 14, 2021 in the Lok Sabha, Ministry of Agriculture and Farmers' Welfare, please click here to access Payment of insurance claims under PMFBY, Reply to Unstarred Question No. 356 to be answered on November 30, 2021, Lok Sabha, Ministry of Agriculture and Farmers' Welfare, please click here to access   Pradhan Mantri Fasal Bima Yojana: An Assessment, Centre for Science and Environment, released on July 21, 2017, please click here to access News alert: 1,750 Indians died due to extreme weather events in 2021, says new IMD report, Inclusive Media for Change, Published on Jan 28, 2022, please click here to access   News alert: PM Fasal Bima Yojana is suffering from low coverage since the last 2 years, Inclusive Media for Change, Published on Feb 20, 2019, please click here to access   News alert: There is so much confusion about the Pradhan Mantri Kisan Samman Nidhi Yojana, Inclusive Media for Change, Published on Feb 5, 2019, please click here to access Crop insurance claims over Rs 3,300 crore pending due to payment failure, delay in state subsidy -Shagun Kapil, Down to Earth, 30 November, 2021, please click here to access     Image Courtesy: Inclusive Media for Change/ Shambhu Ghatak

Tagged with: एग्रीकल्चर प्रधानमंत्री फसल बीमा खराब फसल रबी फसल खरीफ फसल पीएम किसान बजट 2022-23

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