Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 150
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
$message = 'The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 150
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::index() - APP/Controller/ArtileDetailController.php, line 150
Cake\Controller\Controller::invokeAction() - CORE/src/Controller/Controller.php, line 610
Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120
Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94
Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\AssetMiddleware::__invoke() - CORE/src/Routing/Middleware/AssetMiddleware.php, line 97
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 151
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
$message = 'The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 151
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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Warning (512): Unable to emit headers. Headers sent in file=/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Error/Debugger.php line=853 [CORE/src/Http/ResponseEmitter.php, line 48]
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    <h1 class="cat-box-title">मुद्रा योजना: आसान कर्ज वाली बात हकीकत से बहुत दूर है</h1>
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बिहार के छपरा के कटहरी बाग में फूलों की एक छोटी सी दुकान चलाने वाले धनंजय कुमार (38 वर्ष) को अपना कारोबार बढ़ाने के लिए कुछ पैसों की जरूरत थी। केंद्र सरकार की 'मुद्रा योजना' के तहत उन्होंने एक नजदीकी बैंक में लोन के लिए अप्लाई किया, लेकिन उन्हें लोन नहीं मिला। धनंजय कुमार सहित दर्जनभर फूल कारोबारियों की लोन की अर्जी को यह कहकर खारिज कर दिया गया कि वे 'फूल वालों' को लोन नहीं दे सकते, क्योंकि यह कच्चा व्यापार है। छपरा से लगभग 500 किलोमीटर दूर लखनऊ के रूदानखेड़ा गांव की रहने वाली किरण गुप्ता (34 वर्ष) ने भी अपना कारोबार बढ़ाने के लिए लोन लेने की कोशिश की थी लेकिन बैंक वालों ने ब्याज का भय दिखाकर लोन देने से इनकार कर दिया। किरण अपने पति के साथ घर पर ही मिठाई के डिब्बे बनाने का एक छोटा सा व्यवसाय करती हैं। वहीं बाराबंकी के बेलहर गांव के सतेंद्र मौर्या (42 वर्ष) को अपनी मोबाइल और रिचार्ज की दुकान को बड़ा करने के लिए लगभग एक लाख रुपए की आवश्यकता थी, लेकिन बैंक ने मुद्रा योजना के तहत उन्हें सिर्फ 50 हजार रुपए का लोन दिया। सतेंद्र कहते हैं कि बैंक ने इसके लिए उनसे कोई वाजिब कारण नहीं बताया। उन्हें बस यह कहा गया कि उनकी योजना में इतना दम नहीं है कि 50 हजार से अधिक का लोन दिया जा सके।
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8 अप्रैल, 2015 को मोदी सरकार ने मुद्रा योजना (Micro Units Development and Refinance Agency- Mudra) की शुरूआत की थी। कहा गया था कि इससे छोटे और मझोले स्तर का व्यवसाय और रोजगार करने वाले कारोबारियों को नया कारोबार शुरू करने या पुराने कारोबार को बढ़ाने में मदद मिलेगी। उन्हें बिना गारंटी और बिना किसी खास कागजी अड़चनों के सब्सिडी युक्त और कम ब्याज पर आसान कर्ज मिल सकेगा। हालांकि जमीन पर जाने पर पता चलता है कि इस योजना के तहत छोटे व्यवसायियों के लिए लोन लेना उतना आसान नहीं है, जितना सरकार प्रचार करती है और जितना आसान इसे योजना की वेबसाइट पर बताया जाता है। वास्तविक जरूरतमंद लोगों को जानकारी और जागरुकता के अभाव में इस योजना से वंचित किया जाता है। कुछ को ब्याज और लोन का भय दिखाया जाता है, वहीं कुछ की कार्ययोजना (प्रोजेक्ट) और व्यवसाय को कमजोर बताकर लोन देने से इनकार किया जाता है।
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पूरा लेख पढ़ने के लिए&nbsp;<a href="https://www.gaonconnection.com/read/mudra-yojna-is-not-easy-for-general-people-to-take-loan-for-their-business-ground-report-47051" title="https://www.gaonconnection.com/read/mudra-yojna-is-not-easy-for-general-people-to-take-loan-for-their-business-ground-report-47051">यहां क्लिक करें.</a>&nbsp;
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    <br><a href="https://www.gaonconnection.com/read/mudra-yojna-is-not-easy-for-general-people-to-take-loan-for-their-business-ground-report-47051" class="re" target="_blank">दया सागर, https://www.gaonconnection.com/read/mudra-yojna-is-not-easy-for-general-people-to-take-loan-for-their-business-ground-report-47051</a><div class="clear"></div>
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                                                    <a  target="_blank" href="https://im4change.in/hindi/empowerment/विस्थापन-2851.html"
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                                                    <a  target="_blank" href="https://im4change.in/hindi/empowerment/नरेगा-39.html"
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                                                    <a  target="_blank" href="https://im4change.in/hindi/empowerment/जेंडर-2852.html"
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                                                    <a  target="_blank" href="https://im4change.in/hindi/empowerment/वनाधिकार-61.html"
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                                                    <a  target="_blank" href="https://im4change.in/hindi/hunger/poverty-and-inequality.html"
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                                                    <a  target="_blank" href="https://im4change.in/hindi/hunger/शिक्षा-50.html"
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                                                    <a  target="_blank" href="https://im4change.in/hindi/hunger/what-is-sdg-know-it-all.html"
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                                                                                                        <p style="padding-left:10px;">
                                                    <a  target="_blank" href="https://im4change.in/hindi/hunger/कुपोषण-41.html"
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                                                    <a  target="_blank" href="https://im4change.in/hindi/hunger/भुखमरी-एक-आकलन-40.html"
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                                                                                                        <p style="padding-left:10px;">
                                                    <a  target="_blank" href="https://im4change.in/hindi/hunger/मिड-डे-मील-एमडीएमएस-योजना-53.html"
                                                       class="left postionrel">मिड डे मील (एमडीएमएस) योजना                                                       </a>
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                                                </p>
                                                                                                        <p style="padding-left:10px;">
                                                    <a  target="_blank" href="https://im4change.in/hindi/law-and-justice/मानवाधिकार-56.html"
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                                                </p>
                                                                                                        <p style="padding-left:10px;">
                                                    <a  target="_blank" href="https://im4change.in/hindi/law-and-justice/भ्रष्टाचार-35.html"
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                                                    <a  target="_blank" href="https://im4change.in/hindi/law-and-justice/आपदा-और-राहत-49.html"
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बिहार के छपरा के कटहरी बाग में फूलों की एक छोटी सी दुकान चलाने वाले धनंजय कुमार (38 वर्ष) को अपना कारोबार बढ़ाने के लिए कुछ पैसों की जरूरत थी। केंद्र सरकार की 'मुद्रा योजना' के तहत उन्होंने एक नजदीकी बैंक में लोन के लिए अप्लाई किया, लेकिन उन्हें लोन नहीं मिला। धनंजय कुमार सहित दर्जनभर फूल कारोबारियों की लोन की अर्जी को यह कहकर खारिज कर दिया गया कि वे 'फूल वालों' को लोन नहीं दे सकते, क्योंकि यह कच्चा व्यापार है। छपरा से लगभग 500 किलोमीटर दूर लखनऊ के रूदानखेड़ा गांव की रहने वाली किरण गुप्ता (34 वर्ष) ने भी अपना कारोबार बढ़ाने के लिए लोन लेने की कोशिश की थी लेकिन बैंक वालों ने ब्याज का भय दिखाकर लोन देने से इनकार कर दिया। किरण अपने पति के साथ घर पर ही मिठाई के डिब्बे बनाने का एक छोटा सा व्यवसाय करती हैं। वहीं बाराबंकी के बेलहर गांव के सतेंद्र मौर्या (42 वर्ष) को अपनी मोबाइल और रिचार्ज की दुकान को बड़ा करने के लिए लगभग एक लाख रुपए की आवश्यकता थी, लेकिन बैंक ने मुद्रा योजना के तहत उन्हें सिर्फ 50 हजार रुपए का लोन दिया। सतेंद्र कहते हैं कि बैंक ने इसके लिए उनसे कोई वाजिब कारण नहीं बताया। उन्हें बस यह कहा गया कि उनकी योजना में इतना दम नहीं है कि 50 हजार से अधिक का लोन दिया जा सके।
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8 अप्रैल, 2015 को मोदी सरकार ने मुद्रा योजना (Micro Units Development and Refinance Agency- Mudra) की शुरूआत की थी। कहा गया था कि इससे छोटे और मझोले स्तर का व्यवसाय और रोजगार करने वाले कारोबारियों को नया कारोबार शुरू करने या पुराने कारोबार को बढ़ाने में मदद मिलेगी। उन्हें बिना गारंटी और बिना किसी खास कागजी अड़चनों के सब्सिडी युक्त और कम ब्याज पर आसान कर्ज मिल सकेगा। हालांकि जमीन पर जाने पर पता चलता है कि इस योजना के तहत छोटे व्यवसायियों के लिए लोन लेना उतना आसान नहीं है, जितना सरकार प्रचार करती है और जितना आसान इसे योजना की वेबसाइट पर बताया जाता है। वास्तविक जरूरतमंद लोगों को जानकारी और जागरुकता के अभाव में इस योजना से वंचित किया जाता है। कुछ को ब्याज और लोन का भय दिखाया जाता है, वहीं कुछ की कार्ययोजना (प्रोजेक्ट) और व्यवसाय को कमजोर बताकर लोन देने से इनकार किया जाता है।
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पूरा लेख पढ़ने के लिए&nbsp;<a href="https://www.gaonconnection.com/read/mudra-yojna-is-not-easy-for-general-people-to-take-loan-for-their-business-ground-report-47051" title="https://www.gaonconnection.com/read/mudra-yojna-is-not-easy-for-general-people-to-take-loan-for-their-business-ground-report-47051">यहां क्लिक करें.</a>&nbsp;
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    <br><a href="https://www.gaonconnection.com/read/mudra-yojna-is-not-easy-for-general-people-to-take-loan-for-their-business-ground-report-47051" class="re" target="_blank">दया सागर, https://www.gaonconnection.com/read/mudra-yojna-is-not-easy-for-general-people-to-take-loan-for-their-business-ground-report-47051</a><div class="clear"></div>
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    <h1 class="cat-box-title">मुद्रा योजना: आसान कर्ज वाली बात हकीकत से बहुत दूर है</h1>
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बिहार के छपरा के कटहरी बाग में फूलों की एक छोटी सी दुकान चलाने वाले धनंजय कुमार (38 वर्ष) को अपना कारोबार बढ़ाने के लिए कुछ पैसों की जरूरत थी। केंद्र सरकार की 'मुद्रा योजना' के तहत उन्होंने एक नजदीकी बैंक में लोन के लिए अप्लाई किया, लेकिन उन्हें लोन नहीं मिला। धनंजय कुमार सहित दर्जनभर फूल कारोबारियों की लोन की अर्जी को यह कहकर खारिज कर दिया गया कि वे 'फूल वालों' को लोन नहीं दे सकते, क्योंकि यह कच्चा व्यापार है। छपरा से लगभग 500 किलोमीटर दूर लखनऊ के रूदानखेड़ा गांव की रहने वाली किरण गुप्ता (34 वर्ष) ने भी अपना कारोबार बढ़ाने के लिए लोन लेने की कोशिश की थी लेकिन बैंक वालों ने ब्याज का भय दिखाकर लोन देने से इनकार कर दिया। किरण अपने पति के साथ घर पर ही मिठाई के डिब्बे बनाने का एक छोटा सा व्यवसाय करती हैं। वहीं बाराबंकी के बेलहर गांव के सतेंद्र मौर्या (42 वर्ष) को अपनी मोबाइल और रिचार्ज की दुकान को बड़ा करने के लिए लगभग एक लाख रुपए की आवश्यकता थी, लेकिन बैंक ने मुद्रा योजना के तहत उन्हें सिर्फ 50 हजार रुपए का लोन दिया। सतेंद्र कहते हैं कि बैंक ने इसके लिए उनसे कोई वाजिब कारण नहीं बताया। उन्हें बस यह कहा गया कि उनकी योजना में इतना दम नहीं है कि 50 हजार से अधिक का लोन दिया जा सके।
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8 अप्रैल, 2015 को मोदी सरकार ने मुद्रा योजना (Micro Units Development and Refinance Agency- Mudra) की शुरूआत की थी। कहा गया था कि इससे छोटे और मझोले स्तर का व्यवसाय और रोजगार करने वाले कारोबारियों को नया कारोबार शुरू करने या पुराने कारोबार को बढ़ाने में मदद मिलेगी। उन्हें बिना गारंटी और बिना किसी खास कागजी अड़चनों के सब्सिडी युक्त और कम ब्याज पर आसान कर्ज मिल सकेगा। हालांकि जमीन पर जाने पर पता चलता है कि इस योजना के तहत छोटे व्यवसायियों के लिए लोन लेना उतना आसान नहीं है, जितना सरकार प्रचार करती है और जितना आसान इसे योजना की वेबसाइट पर बताया जाता है। वास्तविक जरूरतमंद लोगों को जानकारी और जागरुकता के अभाव में इस योजना से वंचित किया जाता है। कुछ को ब्याज और लोन का भय दिखाया जाता है, वहीं कुछ की कार्ययोजना (प्रोजेक्ट) और व्यवसाय को कमजोर बताकर लोन देने से इनकार किया जाता है।
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पूरा लेख पढ़ने के लिए&nbsp;<a href="https://www.gaonconnection.com/read/mudra-yojna-is-not-easy-for-general-people-to-take-loan-for-their-business-ground-report-47051" title="https://www.gaonconnection.com/read/mudra-yojna-is-not-easy-for-general-people-to-take-loan-for-their-business-ground-report-47051">यहां क्लिक करें.</a>&nbsp;
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    <br><a href="https://www.gaonconnection.com/read/mudra-yojna-is-not-easy-for-general-people-to-take-loan-for-their-business-ground-report-47051" class="re" target="_blank">दया सागर, https://www.gaonconnection.com/read/mudra-yojna-is-not-easy-for-general-people-to-take-loan-for-their-business-ground-report-47051</a><div class="clear"></div>
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मुद्रा योजना: आसान कर्ज वाली बात हकीकत से बहुत दूर है

Published on Feb 6, 2020   Modified on Feb 6, 2020

बिहार के छपरा के कटहरी बाग में फूलों की एक छोटी सी दुकान चलाने वाले धनंजय कुमार (38 वर्ष) को अपना कारोबार बढ़ाने के लिए कुछ पैसों की जरूरत थी। केंद्र सरकार की 'मुद्रा योजना' के तहत उन्होंने एक नजदीकी बैंक में लोन के लिए अप्लाई किया, लेकिन उन्हें लोन नहीं मिला। धनंजय कुमार सहित दर्जनभर फूल कारोबारियों की लोन की अर्जी को यह कहकर खारिज कर दिया गया कि वे 'फूल वालों' को लोन नहीं दे सकते, क्योंकि यह कच्चा व्यापार है। छपरा से लगभग 500 किलोमीटर दूर लखनऊ के रूदानखेड़ा गांव की रहने वाली किरण गुप्ता (34 वर्ष) ने भी अपना कारोबार बढ़ाने के लिए लोन लेने की कोशिश की थी लेकिन बैंक वालों ने ब्याज का भय दिखाकर लोन देने से इनकार कर दिया। किरण अपने पति के साथ घर पर ही मिठाई के डिब्बे बनाने का एक छोटा सा व्यवसाय करती हैं। वहीं बाराबंकी के बेलहर गांव के सतेंद्र मौर्या (42 वर्ष) को अपनी मोबाइल और रिचार्ज की दुकान को बड़ा करने के लिए लगभग एक लाख रुपए की आवश्यकता थी, लेकिन बैंक ने मुद्रा योजना के तहत उन्हें सिर्फ 50 हजार रुपए का लोन दिया। सतेंद्र कहते हैं कि बैंक ने इसके लिए उनसे कोई वाजिब कारण नहीं बताया। उन्हें बस यह कहा गया कि उनकी योजना में इतना दम नहीं है कि 50 हजार से अधिक का लोन दिया जा सके।   8 अप्रैल, 2015 को मोदी सरकार ने मुद्रा योजना (Micro Units Development and Refinance Agency- Mudra) की शुरूआत की थी। कहा गया था कि इससे छोटे और मझोले स्तर का व्यवसाय और रोजगार करने वाले कारोबारियों को नया कारोबार शुरू करने या पुराने कारोबार को बढ़ाने में मदद मिलेगी। उन्हें बिना गारंटी और बिना किसी खास कागजी अड़चनों के सब्सिडी युक्त और कम ब्याज पर आसान कर्ज मिल सकेगा। हालांकि जमीन पर जाने पर पता चलता है कि इस योजना के तहत छोटे व्यवसायियों के लिए लोन लेना उतना आसान नहीं है, जितना सरकार प्रचार करती है और जितना आसान इसे योजना की वेबसाइट पर बताया जाता है। वास्तविक जरूरतमंद लोगों को जानकारी और जागरुकता के अभाव में इस योजना से वंचित किया जाता है। कुछ को ब्याज और लोन का भय दिखाया जाता है, वहीं कुछ की कार्ययोजना (प्रोजेक्ट) और व्यवसाय को कमजोर बताकर लोन देने से इनकार किया जाता है। पूरा लेख पढ़ने के लिए यहां क्लिक करें.

दया सागर, https://www.gaonconnection.com/read/mudra-yojna-is-not-easy-for-general-people-to-take-loan-for-their-business-ground-report-47051

Tagged with: मुद्रा योजना मुद्रा ऋण मुद्रा योजना मुद्रा ऋण

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Im4Change.org हिंदी वेबसाइट का परिचय. Short Video on im4change.org...

"Session 1: Scope of IDEA and AgriStack" in Exploring...

"Session 2: Farmer Centric Digitalisation in Agriculture" in Exploring...

"Session 3: Future of Digitalisation in Agriculture" in Exploring...

• Public Spending on Agriculture in India (Source: Foundation for...
• Agrarian Change Seminar: 'Protests against the New Farm Laws...
• Webinar: Ramrao - The Story of India's Farm Crisis...
• Water and Agricultural Transformation in India: A Symbiotic Relationship...
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