Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 150
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
$message = 'The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 150
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::index() - APP/Controller/ArtileDetailController.php, line 150
Cake\Controller\Controller::invokeAction() - CORE/src/Controller/Controller.php, line 610
Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120
Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94
Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\AssetMiddleware::__invoke() - CORE/src/Routing/Middleware/AssetMiddleware.php, line 97
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 151
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
$message = 'The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 151
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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Warning (512): Unable to emit headers. Headers sent in file=/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Error/Debugger.php line=853 [CORE/src/Http/ResponseEmitter.php, line 48]
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    <h1 class="cat-box-title">उत्तराखंडः यहां महिलाएं 2011 से चला रहीं 'जनधन योजना'</h1>
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                            2014 में सत्ता में आने के बाद से पीएम मोदी जनधन योजना को बढ़ावा दे रहे हैं। लेकिन उत्तराखंड के पहाड़ की महिलाओं ने 'जनधन योजना' की शुरूआत 2011 में कर दी थी।
<p>
उत्तरकाशी जिले में सैणी नाकुरी की अहिल्या एवं सुनीता, उत्तरों की सत्यभामा, सुनीता, चीवां की राधिका, डिडसारी की सरस्वती, लौंथरू की पूर्णा देवी और कई नाम हैं जिन्होंने अपनी असाधारण प्रबंध क्षमता का परिचय दिया है।
</p>
<p>
हर माह 20 रुपए से लेकर 100 रुपए की छोटी बचत के सहारे उन्होंने दो करोड़ रुपये जमा कर लिए हैं। इस राशि से उन्होंने स्वयंसहायता समूह तैयार किया है। इससे जरूरतमंद महिलाओं को कर्ज दिया जाता है जिससे वे स्वावलंबन की राह पर चलती हैं।
</p>
<p>
ग्रामीण महिलाओं की माइक्रो फाइनेंस की यह मुहिम अब गंगोत्री स्वायत्त सहकारिता संघ का रूप ले चुकी है। नेताला की पूनम बकरी पालन कर रही हैं, तो सिमोल्डी की जसदेई ने चारा प्रजाति एवं सब्जी पौध की नर्सरी तैयार की। नाकुरी की ऊषा ने तीन बार 10-10 हजार का लोन लेकर गांव में ही पति के लिए परचून की दुकान खोली। अब इस दुकान से ही उनके परिवार की आजीविका चल रही है।
</p>
<p>
पहाड़ में जरूरतें भी पहाड़ जैसी हैं। ज्यादातर घरों के लोग बाहर कमाई करते हैं। घरेलू मोर्चा संभालते हुए महिलाओं को अक्सर गाढ़े वक्त में पैसे के लिए दूसरों के आगे हाथ पसरना पड़ता है।
</p>
<p>
ऐसे में महिलाओं और बच्चों के उत्थान की दिशा में काम करने वाली संस्था श्री भुवनेश्वरी महिला आश्रम ने इन महिलाओं को छोटी बजट के लिए प्रेरित किया जो इन्हीं के आड़े वक्त में काम आ सके।
</p>
<p>
2011 में गठित किए गए थे स्वयं सहायता समूह<br />
श्री भुवनेश्वरी महिला आश्रम की पहल पर मई 2011 में भटवाड़ी एवं डुंडा ब्लाक के 140 गांवों में 295 स्वयं सहायता समूह गठित किए गए। इनसे अब तक 4200 महिलाएं जुड़ चुकी हैं। ये महिलाएं हर माह अपनी सामर्थ्य के अनुसार 20 से 100 रुपये तक जमा करती हैं और आज यह रकम एकत्र होकर दो करोड़ से अधिक हो गई है।
</p>
<p>
जरूरत के अलावा स्वावलंबन में भी मददगार<br />
कोष में बचत का समूह की महिलाएं अपनी जरूरतों के अलावा अपने स्वावलंबन में भी इस्तेमाल कर रही हैं। कोष से महिलाएं ऋण लेकर पशुपालन, कृषि, बागवानी आदि गतिविधियों को बढ़ावा दे रही हैं।
</p>
<p>
समूह से जुड़ी पचास फीसदी महिलाओं को 1.62 करोड़ के ऋण बांटे जा चुके हैं, जबकि करीब सत्तर लाख रुपये अभी खजाने में जमा है। ग्रामीण महिलाओं की माइक्रो फाइनेंस की यह मुहिम अब गंगोत्री स्वायत्त सहकारिता संघ का रूप ले चुकी है।
</p>
<p>
अमूमन किसी बैंक से व्यक्तिगत ऋण की ब्याज दर 14-18 फीसदी तक होती है लेकिन स्वयं सहायता समूह से लिए गए कर्ज की ब्याज दर मामूली है। एक से डेढ़ फीसदी ब्याज लिया जाता है। इसलिए जरूरमंद महिलाओं को समूह से ऋण लेने में संकोच नहीं होता। ज्यादातर महिलाएं समय से लिया गया ऋण लौटा भी देती हैं।
</p>
<p>
बचत की इस मुहिम का महत्व अब ग्रामीणों को समझ आने लगा है। अब जल्द ही उत्तरकाशी में एक डेयरी और सामुदायिक सुविधा केंद्र की स्थापना का इरादा है।<br />
- विजन देई राणा, अध्यक्ष गंगोत्री स्वायत्त सहकारिता संघ
</p>
<p>
संस्था की ओर से चार साल पहले शुरू की गई यह मुहिम रंग लाने लगी है। भविष्य में एसबीएमए और हिमोत्थान की ओर से संचालित आजीविका संबंधी योजनाएं सहकारिता संघ के माध्यम से ही धरातल पर उतारी जाएंगी।<br />
- गोपाल थपलियाल, परियोजना प्रबंधक एसबीएमए उत्तरकाशी
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(पोस्ट में इस्तेमाल की गई तस्वीर साभार अमर उजाला के संबंधित पृष्ठ से) 
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                            2014 में सत्ता में आने के बाद से पीएम मोदी जनधन योजना को बढ़ावा दे रहे हैं। लेकिन उत्तराखंड के पहाड़ की महिलाओं ने 'जनधन योजना' की शुरूआत 2011 में कर दी थी।
<p>
उत्तरकाशी जिले में सैणी नाकुरी की अहिल्या एवं सुनीता, उत्तरों की सत्यभामा, सुनीता, चीवां की राधिका, डिडसारी की सरस्वती, लौंथरू की पूर्णा देवी और कई नाम हैं जिन्होंने अपनी असाधारण प्रबंध क्षमता का परिचय दिया है।
</p>
<p>
हर माह 20 रुपए से लेकर 100 रुपए की छोटी बचत के सहारे उन्होंने दो करोड़ रुपये जमा कर लिए हैं। इस राशि से उन्होंने स्वयंसहायता समूह तैयार किया है। इससे जरूरतमंद महिलाओं को कर्ज दिया जाता है जिससे वे स्वावलंबन की राह पर चलती हैं।
</p>
<p>
ग्रामीण महिलाओं की माइक्रो फाइनेंस की यह मुहिम अब गंगोत्री स्वायत्त सहकारिता संघ का रूप ले चुकी है। नेताला की पूनम बकरी पालन कर रही हैं, तो सिमोल्डी की जसदेई ने चारा प्रजाति एवं सब्जी पौध की नर्सरी तैयार की। नाकुरी की ऊषा ने तीन बार 10-10 हजार का लोन लेकर गांव में ही पति के लिए परचून की दुकान खोली। अब इस दुकान से ही उनके परिवार की आजीविका चल रही है।
</p>
<p>
पहाड़ में जरूरतें भी पहाड़ जैसी हैं। ज्यादातर घरों के लोग बाहर कमाई करते हैं। घरेलू मोर्चा संभालते हुए महिलाओं को अक्सर गाढ़े वक्त में पैसे के लिए दूसरों के आगे हाथ पसरना पड़ता है।
</p>
<p>
ऐसे में महिलाओं और बच्चों के उत्थान की दिशा में काम करने वाली संस्था श्री भुवनेश्वरी महिला आश्रम ने इन महिलाओं को छोटी बजट के लिए प्रेरित किया जो इन्हीं के आड़े वक्त में काम आ सके।
</p>
<p>
2011 में गठित किए गए थे स्वयं सहायता समूह<br />
श्री भुवनेश्वरी महिला आश्रम की पहल पर मई 2011 में भटवाड़ी एवं डुंडा ब्लाक के 140 गांवों में 295 स्वयं सहायता समूह गठित किए गए। इनसे अब तक 4200 महिलाएं जुड़ चुकी हैं। ये महिलाएं हर माह अपनी सामर्थ्य के अनुसार 20 से 100 रुपये तक जमा करती हैं और आज यह रकम एकत्र होकर दो करोड़ से अधिक हो गई है।
</p>
<p>
जरूरत के अलावा स्वावलंबन में भी मददगार<br />
कोष में बचत का समूह की महिलाएं अपनी जरूरतों के अलावा अपने स्वावलंबन में भी इस्तेमाल कर रही हैं। कोष से महिलाएं ऋण लेकर पशुपालन, कृषि, बागवानी आदि गतिविधियों को बढ़ावा दे रही हैं।
</p>
<p>
समूह से जुड़ी पचास फीसदी महिलाओं को 1.62 करोड़ के ऋण बांटे जा चुके हैं, जबकि करीब सत्तर लाख रुपये अभी खजाने में जमा है। ग्रामीण महिलाओं की माइक्रो फाइनेंस की यह मुहिम अब गंगोत्री स्वायत्त सहकारिता संघ का रूप ले चुकी है।
</p>
<p>
अमूमन किसी बैंक से व्यक्तिगत ऋण की ब्याज दर 14-18 फीसदी तक होती है लेकिन स्वयं सहायता समूह से लिए गए कर्ज की ब्याज दर मामूली है। एक से डेढ़ फीसदी ब्याज लिया जाता है। इसलिए जरूरमंद महिलाओं को समूह से ऋण लेने में संकोच नहीं होता। ज्यादातर महिलाएं समय से लिया गया ऋण लौटा भी देती हैं।
</p>
<p>
बचत की इस मुहिम का महत्व अब ग्रामीणों को समझ आने लगा है। अब जल्द ही उत्तरकाशी में एक डेयरी और सामुदायिक सुविधा केंद्र की स्थापना का इरादा है।<br />
- विजन देई राणा, अध्यक्ष गंगोत्री स्वायत्त सहकारिता संघ
</p>
<p>
संस्था की ओर से चार साल पहले शुरू की गई यह मुहिम रंग लाने लगी है। भविष्य में एसबीएमए और हिमोत्थान की ओर से संचालित आजीविका संबंधी योजनाएं सहकारिता संघ के माध्यम से ही धरातल पर उतारी जाएंगी।<br />
- गोपाल थपलियाल, परियोजना प्रबंधक एसबीएमए उत्तरकाशी
</p>
<p>
(पोस्ट में इस्तेमाल की गई तस्वीर साभार अमर उजाला के संबंधित पृष्ठ से) 
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    <h1 class="cat-box-title">उत्तराखंडः यहां महिलाएं 2011 से चला रहीं 'जनधन योजना'</h1>
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                            2014 में सत्ता में आने के बाद से पीएम मोदी जनधन योजना को बढ़ावा दे रहे हैं। लेकिन उत्तराखंड के पहाड़ की महिलाओं ने 'जनधन योजना' की शुरूआत 2011 में कर दी थी।
<p>
उत्तरकाशी जिले में सैणी नाकुरी की अहिल्या एवं सुनीता, उत्तरों की सत्यभामा, सुनीता, चीवां की राधिका, डिडसारी की सरस्वती, लौंथरू की पूर्णा देवी और कई नाम हैं जिन्होंने अपनी असाधारण प्रबंध क्षमता का परिचय दिया है।
</p>
<p>
हर माह 20 रुपए से लेकर 100 रुपए की छोटी बचत के सहारे उन्होंने दो करोड़ रुपये जमा कर लिए हैं। इस राशि से उन्होंने स्वयंसहायता समूह तैयार किया है। इससे जरूरतमंद महिलाओं को कर्ज दिया जाता है जिससे वे स्वावलंबन की राह पर चलती हैं।
</p>
<p>
ग्रामीण महिलाओं की माइक्रो फाइनेंस की यह मुहिम अब गंगोत्री स्वायत्त सहकारिता संघ का रूप ले चुकी है। नेताला की पूनम बकरी पालन कर रही हैं, तो सिमोल्डी की जसदेई ने चारा प्रजाति एवं सब्जी पौध की नर्सरी तैयार की। नाकुरी की ऊषा ने तीन बार 10-10 हजार का लोन लेकर गांव में ही पति के लिए परचून की दुकान खोली। अब इस दुकान से ही उनके परिवार की आजीविका चल रही है।
</p>
<p>
पहाड़ में जरूरतें भी पहाड़ जैसी हैं। ज्यादातर घरों के लोग बाहर कमाई करते हैं। घरेलू मोर्चा संभालते हुए महिलाओं को अक्सर गाढ़े वक्त में पैसे के लिए दूसरों के आगे हाथ पसरना पड़ता है।
</p>
<p>
ऐसे में महिलाओं और बच्चों के उत्थान की दिशा में काम करने वाली संस्था श्री भुवनेश्वरी महिला आश्रम ने इन महिलाओं को छोटी बजट के लिए प्रेरित किया जो इन्हीं के आड़े वक्त में काम आ सके।
</p>
<p>
2011 में गठित किए गए थे स्वयं सहायता समूह<br />
श्री भुवनेश्वरी महिला आश्रम की पहल पर मई 2011 में भटवाड़ी एवं डुंडा ब्लाक के 140 गांवों में 295 स्वयं सहायता समूह गठित किए गए। इनसे अब तक 4200 महिलाएं जुड़ चुकी हैं। ये महिलाएं हर माह अपनी सामर्थ्य के अनुसार 20 से 100 रुपये तक जमा करती हैं और आज यह रकम एकत्र होकर दो करोड़ से अधिक हो गई है।
</p>
<p>
जरूरत के अलावा स्वावलंबन में भी मददगार<br />
कोष में बचत का समूह की महिलाएं अपनी जरूरतों के अलावा अपने स्वावलंबन में भी इस्तेमाल कर रही हैं। कोष से महिलाएं ऋण लेकर पशुपालन, कृषि, बागवानी आदि गतिविधियों को बढ़ावा दे रही हैं।
</p>
<p>
समूह से जुड़ी पचास फीसदी महिलाओं को 1.62 करोड़ के ऋण बांटे जा चुके हैं, जबकि करीब सत्तर लाख रुपये अभी खजाने में जमा है। ग्रामीण महिलाओं की माइक्रो फाइनेंस की यह मुहिम अब गंगोत्री स्वायत्त सहकारिता संघ का रूप ले चुकी है।
</p>
<p>
अमूमन किसी बैंक से व्यक्तिगत ऋण की ब्याज दर 14-18 फीसदी तक होती है लेकिन स्वयं सहायता समूह से लिए गए कर्ज की ब्याज दर मामूली है। एक से डेढ़ फीसदी ब्याज लिया जाता है। इसलिए जरूरमंद महिलाओं को समूह से ऋण लेने में संकोच नहीं होता। ज्यादातर महिलाएं समय से लिया गया ऋण लौटा भी देती हैं।
</p>
<p>
बचत की इस मुहिम का महत्व अब ग्रामीणों को समझ आने लगा है। अब जल्द ही उत्तरकाशी में एक डेयरी और सामुदायिक सुविधा केंद्र की स्थापना का इरादा है।<br />
- विजन देई राणा, अध्यक्ष गंगोत्री स्वायत्त सहकारिता संघ
</p>
<p>
संस्था की ओर से चार साल पहले शुरू की गई यह मुहिम रंग लाने लगी है। भविष्य में एसबीएमए और हिमोत्थान की ओर से संचालित आजीविका संबंधी योजनाएं सहकारिता संघ के माध्यम से ही धरातल पर उतारी जाएंगी।<br />
- गोपाल थपलियाल, परियोजना प्रबंधक एसबीएमए उत्तरकाशी
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(पोस्ट में इस्तेमाल की गई तस्वीर साभार अमर उजाला के संबंधित पृष्ठ से) 
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                        नोटबंदी के दौरान लाई गई प्रधानमंत्री गरीब कल्याण योजना के पैसे का क्या हुआ, सरकार को नहीं पता                    </a>
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उत्तराखंडः यहां महिलाएं 2011 से चला रहीं 'जनधन योजना'

Published on Mar 20, 2015   Modified on May 7, 2015

2014 में सत्ता में आने के बाद से पीएम मोदी जनधन योजना को बढ़ावा दे रहे हैं। लेकिन उत्तराखंड के पहाड़ की महिलाओं ने 'जनधन योजना' की शुरूआत 2011 में कर दी थी। उत्तरकाशी जिले में सैणी नाकुरी की अहिल्या एवं सुनीता, उत्तरों की सत्यभामा, सुनीता, चीवां की राधिका, डिडसारी की सरस्वती, लौंथरू की पूर्णा देवी और कई नाम हैं जिन्होंने अपनी असाधारण प्रबंध क्षमता का परिचय दिया है। हर माह 20 रुपए से लेकर 100 रुपए की छोटी बचत के सहारे उन्होंने दो करोड़ रुपये जमा कर लिए हैं। इस राशि से उन्होंने स्वयंसहायता समूह तैयार किया है। इससे जरूरतमंद महिलाओं को कर्ज दिया जाता है जिससे वे स्वावलंबन की राह पर चलती हैं। ग्रामीण महिलाओं की माइक्रो फाइनेंस की यह मुहिम अब गंगोत्री स्वायत्त सहकारिता संघ का रूप ले चुकी है। नेताला की पूनम बकरी पालन कर रही हैं, तो सिमोल्डी की जसदेई ने चारा प्रजाति एवं सब्जी पौध की नर्सरी तैयार की। नाकुरी की ऊषा ने तीन बार 10-10 हजार का लोन लेकर गांव में ही पति के लिए परचून की दुकान खोली। अब इस दुकान से ही उनके परिवार की आजीविका चल रही है। पहाड़ में जरूरतें भी पहाड़ जैसी हैं। ज्यादातर घरों के लोग बाहर कमाई करते हैं। घरेलू मोर्चा संभालते हुए महिलाओं को अक्सर गाढ़े वक्त में पैसे के लिए दूसरों के आगे हाथ पसरना पड़ता है। ऐसे में महिलाओं और बच्चों के उत्थान की दिशा में काम करने वाली संस्था श्री भुवनेश्वरी महिला आश्रम ने इन महिलाओं को छोटी बजट के लिए प्रेरित किया जो इन्हीं के आड़े वक्त में काम आ सके। 2011 में गठित किए गए थे स्वयं सहायता समूह श्री भुवनेश्वरी महिला आश्रम की पहल पर मई 2011 में भटवाड़ी एवं डुंडा ब्लाक के 140 गांवों में 295 स्वयं सहायता समूह गठित किए गए। इनसे अब तक 4200 महिलाएं जुड़ चुकी हैं। ये महिलाएं हर माह अपनी सामर्थ्य के अनुसार 20 से 100 रुपये तक जमा करती हैं और आज यह रकम एकत्र होकर दो करोड़ से अधिक हो गई है। जरूरत के अलावा स्वावलंबन में भी मददगार कोष में बचत का समूह की महिलाएं अपनी जरूरतों के अलावा अपने स्वावलंबन में भी इस्तेमाल कर रही हैं। कोष से महिलाएं ऋण लेकर पशुपालन, कृषि, बागवानी आदि गतिविधियों को बढ़ावा दे रही हैं। समूह से जुड़ी पचास फीसदी महिलाओं को 1.62 करोड़ के ऋण बांटे जा चुके हैं, जबकि करीब सत्तर लाख रुपये अभी खजाने में जमा है। ग्रामीण महिलाओं की माइक्रो फाइनेंस की यह मुहिम अब गंगोत्री स्वायत्त सहकारिता संघ का रूप ले चुकी है। अमूमन किसी बैंक से व्यक्तिगत ऋण की ब्याज दर 14-18 फीसदी तक होती है लेकिन स्वयं सहायता समूह से लिए गए कर्ज की ब्याज दर मामूली है। एक से डेढ़ फीसदी ब्याज लिया जाता है। इसलिए जरूरमंद महिलाओं को समूह से ऋण लेने में संकोच नहीं होता। ज्यादातर महिलाएं समय से लिया गया ऋण लौटा भी देती हैं। बचत की इस मुहिम का महत्व अब ग्रामीणों को समझ आने लगा है। अब जल्द ही उत्तरकाशी में एक डेयरी और सामुदायिक सुविधा केंद्र की स्थापना का इरादा है। - विजन देई राणा, अध्यक्ष गंगोत्री स्वायत्त सहकारिता संघ संस्था की ओर से चार साल पहले शुरू की गई यह मुहिम रंग लाने लगी है। भविष्य में एसबीएमए और हिमोत्थान की ओर से संचालित आजीविका संबंधी योजनाएं सहकारिता संघ के माध्यम से ही धरातल पर उतारी जाएंगी। - गोपाल थपलियाल, परियोजना प्रबंधक एसबीएमए उत्तरकाशी (पोस्ट में इस्तेमाल की गई तस्वीर साभार अमर उजाला के संबंधित पृष्ठ से)

http://www.dehradun.amarujala.com/feature/city-hulchul-dun/uttarakhand-woman-runs-jan-dhan-yojana-h

Tagged with: सशक्तीकरण वित्तीय समावेशन सशक्तीकरण वित्तीय समावेशन

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