Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 150
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::index() - APP/Controller/ArtileDetailController.php, line 150
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Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120
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Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 151
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::index() - APP/Controller/ArtileDetailController.php, line 151
Cake\Controller\Controller::invokeAction() - CORE/src/Controller/Controller.php, line 610
Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120
Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94
Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\AssetMiddleware::__invoke() - CORE/src/Routing/Middleware/AssetMiddleware.php, line 97
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Warning (512): Unable to emit headers. Headers sent in file=/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Error/Debugger.php line=853 [CORE/src/Http/ResponseEmitter.php, line 48]
Code Context
            if (Configure::read('debug')) {

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        LATEST NEWS UPDATES | A bridge to nowhere -Sakina Dhorajiwala &amp; Jean Dreze    </title>
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-The Hindu

Poor people are running from pillar to post as the Aadhaar payment bridge routinely obstructs their welfare benefits

Perhaps you will remember &ldquo;l&rsquo;affaire Airtel&rdquo; &mdash; the mass diversion of LPG subsidies to Airtel wallets that came to light in 2017...."/>
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-The Hindu

Poor people are running from pillar to post as the Aadhaar payment bridge routinely obstructs their welfare benefits

Perhaps you will remember &ldquo;l&rsquo;affaire Airtel&rdquo; &mdash; the mass diversion of LPG subsidies to Airtel wallets that came to light in 2017...." />
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                            <div align="justify">-The Hindu<br /><br /><em>Poor people are running from pillar to post as the Aadhaar payment bridge routinely obstructs their welfare benefits<br /></em><br />Perhaps you will remember &ldquo;l&rsquo;affaire Airtel&rdquo; &mdash; the mass diversion of LPG subsidies to Airtel wallets that came to light in 2017. Many of the wallets were unwanted, or even unknown to the recipients. Those affected, fortunately, included millions of middle-class Airtel customers who protested when the goof-up emerged. The subsidy money was returned, Airtel was fined by the Unique Identification Authority of India (UIDAI), and the world moved on.<br /><br />This is an instance of what might be called &ldquo;diverted payments&rdquo; &mdash; bank payments being redirected to a wrong account, without the recipient&rsquo;s consent or knowledge. What has escaped attention is that diverted payments have become a widespread problem in recent years, not so much for the middle class as for powerless people such as old-age pensioners and Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA) workers. The main culprit is the Aadhaar Payment Bridge System (APBS).<br /><br /><em>Shaky foundations<br /></em><br />The basic idea of the APBS, an offspring of the National Payments Corporation of India (NPCI), is that a person&rsquo;s Aadhaar number becomes her financial address. Instead of having to provide multiple account details (say, her name, bank account number and IFSC code) to receive a bank transfer, she only has to provide her Aadhaar number.<br /><br />Induction of a bank account into APBS involves two distinct steps, both of which are meant to be based on informed consent. First, the account must be &ldquo;seeded&rdquo; with the customer&rsquo;s Aadhaar number. Second, it must be connected to the NPCI mapper &mdash; a step known as &ldquo;mapping&rdquo;. In cases of multiple accounts for the same person, the APBS automatically sends money to the latest-mapped account.<br /><br />Please <a href="https://www.thehindu.com/opinion/lead/a-bridge-to-nowhere/article26646131.ece?homepage=true" title="https://www.thehindu.com/opinion/lead/a-bridge-to-nowhere/article26646131.ece?homepage=true">click here</a> to read more. <br /></div>                                                           
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    <br><a href="https://www.thehindu.com/opinion/lead/a-bridge-to-nowhere/article26646131.ece?homepage=true" class="re" target="_blank">The Hindu, 27 March, 2019, https://www.thehindu.com/opinion/lead/a-bridge-to-nowhere/article26646131.ece?homepage=true</a><div class="clear"></div>
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        LATEST NEWS UPDATES | A bridge to nowhere -Sakina Dhorajiwala &amp; Jean Dreze    </title>
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-The Hindu

Poor people are running from pillar to post as the Aadhaar payment bridge routinely obstructs their welfare benefits

Perhaps you will remember &ldquo;l&rsquo;affaire Airtel&rdquo; &mdash; the mass diversion of LPG subsidies to Airtel wallets that came to light in 2017...."/>
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Poor people are running from pillar to post as the Aadhaar payment bridge routinely obstructs their welfare benefits

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                            <div align="justify">-The Hindu<br /><br /><em>Poor people are running from pillar to post as the Aadhaar payment bridge routinely obstructs their welfare benefits<br /></em><br />Perhaps you will remember &ldquo;l&rsquo;affaire Airtel&rdquo; &mdash; the mass diversion of LPG subsidies to Airtel wallets that came to light in 2017. Many of the wallets were unwanted, or even unknown to the recipients. Those affected, fortunately, included millions of middle-class Airtel customers who protested when the goof-up emerged. The subsidy money was returned, Airtel was fined by the Unique Identification Authority of India (UIDAI), and the world moved on.<br /><br />This is an instance of what might be called &ldquo;diverted payments&rdquo; &mdash; bank payments being redirected to a wrong account, without the recipient&rsquo;s consent or knowledge. What has escaped attention is that diverted payments have become a widespread problem in recent years, not so much for the middle class as for powerless people such as old-age pensioners and Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA) workers. The main culprit is the Aadhaar Payment Bridge System (APBS).<br /><br /><em>Shaky foundations<br /></em><br />The basic idea of the APBS, an offspring of the National Payments Corporation of India (NPCI), is that a person&rsquo;s Aadhaar number becomes her financial address. Instead of having to provide multiple account details (say, her name, bank account number and IFSC code) to receive a bank transfer, she only has to provide her Aadhaar number.<br /><br />Induction of a bank account into APBS involves two distinct steps, both of which are meant to be based on informed consent. First, the account must be &ldquo;seeded&rdquo; with the customer&rsquo;s Aadhaar number. Second, it must be connected to the NPCI mapper &mdash; a step known as &ldquo;mapping&rdquo;. In cases of multiple accounts for the same person, the APBS automatically sends money to the latest-mapped account.<br /><br />Please <a href="https://www.thehindu.com/opinion/lead/a-bridge-to-nowhere/article26646131.ece?homepage=true" title="https://www.thehindu.com/opinion/lead/a-bridge-to-nowhere/article26646131.ece?homepage=true">click here</a> to read more. <br /></div>                                                           
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    <br><a href="https://www.thehindu.com/opinion/lead/a-bridge-to-nowhere/article26646131.ece?homepage=true" class="re" target="_blank">The Hindu, 27 March, 2019, https://www.thehindu.com/opinion/lead/a-bridge-to-nowhere/article26646131.ece?homepage=true</a><div class="clear"></div>
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        LATEST NEWS UPDATES | A bridge to nowhere -Sakina Dhorajiwala &amp; Jean Dreze    </title>
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-The Hindu

Poor people are running from pillar to post as the Aadhaar payment bridge routinely obstructs their welfare benefits

Perhaps you will remember &ldquo;l&rsquo;affaire Airtel&rdquo; &mdash; the mass diversion of LPG subsidies to Airtel wallets that came to light in 2017...."/>
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-The Hindu

Poor people are running from pillar to post as the Aadhaar payment bridge routinely obstructs their welfare benefits

Perhaps you will remember &ldquo;l&rsquo;affaire Airtel&rdquo; &mdash; the mass diversion of LPG subsidies to Airtel wallets that came to light in 2017...." />
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                            <div align="justify">-The Hindu<br /><br /><em>Poor people are running from pillar to post as the Aadhaar payment bridge routinely obstructs their welfare benefits<br /></em><br />Perhaps you will remember &ldquo;l&rsquo;affaire Airtel&rdquo; &mdash; the mass diversion of LPG subsidies to Airtel wallets that came to light in 2017. Many of the wallets were unwanted, or even unknown to the recipients. Those affected, fortunately, included millions of middle-class Airtel customers who protested when the goof-up emerged. The subsidy money was returned, Airtel was fined by the Unique Identification Authority of India (UIDAI), and the world moved on.<br /><br />This is an instance of what might be called &ldquo;diverted payments&rdquo; &mdash; bank payments being redirected to a wrong account, without the recipient&rsquo;s consent or knowledge. What has escaped attention is that diverted payments have become a widespread problem in recent years, not so much for the middle class as for powerless people such as old-age pensioners and Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA) workers. The main culprit is the Aadhaar Payment Bridge System (APBS).<br /><br /><em>Shaky foundations<br /></em><br />The basic idea of the APBS, an offspring of the National Payments Corporation of India (NPCI), is that a person&rsquo;s Aadhaar number becomes her financial address. Instead of having to provide multiple account details (say, her name, bank account number and IFSC code) to receive a bank transfer, she only has to provide her Aadhaar number.<br /><br />Induction of a bank account into APBS involves two distinct steps, both of which are meant to be based on informed consent. First, the account must be &ldquo;seeded&rdquo; with the customer&rsquo;s Aadhaar number. Second, it must be connected to the NPCI mapper &mdash; a step known as &ldquo;mapping&rdquo;. In cases of multiple accounts for the same person, the APBS automatically sends money to the latest-mapped account.<br /><br />Please <a href="https://www.thehindu.com/opinion/lead/a-bridge-to-nowhere/article26646131.ece?homepage=true" title="https://www.thehindu.com/opinion/lead/a-bridge-to-nowhere/article26646131.ece?homepage=true">click here</a> to read more. <br /></div>                                                           
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    <br><a href="https://www.thehindu.com/opinion/lead/a-bridge-to-nowhere/article26646131.ece?homepage=true" class="re" target="_blank">The Hindu, 27 March, 2019, https://www.thehindu.com/opinion/lead/a-bridge-to-nowhere/article26646131.ece?homepage=true</a><div class="clear"></div>
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Home हिन्दी

A bridge to nowhere -Sakina Dhorajiwala & Jean Dreze

Published on Mar 27, 2019   Modified on Mar 27, 2019

-The Hindu Poor people are running from pillar to post as the Aadhaar payment bridge routinely obstructs their welfare benefits Perhaps you will remember “l’affaire Airtel” — the mass diversion of LPG subsidies to Airtel wallets that came to light in 2017. Many of the wallets were unwanted, or even unknown to the recipients. Those affected, fortunately, included millions of middle-class Airtel customers who protested when the goof-up emerged. The subsidy money was returned, Airtel was fined by the Unique Identification Authority of India (UIDAI), and the world moved on. This is an instance of what might be called “diverted payments” — bank payments being redirected to a wrong account, without the recipient’s consent or knowledge. What has escaped attention is that diverted payments have become a widespread problem in recent years, not so much for the middle class as for powerless people such as old-age pensioners and Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA) workers. The main culprit is the Aadhaar Payment Bridge System (APBS). Shaky foundations The basic idea of the APBS, an offspring of the National Payments Corporation of India (NPCI), is that a person’s Aadhaar number becomes her financial address. Instead of having to provide multiple account details (say, her name, bank account number and IFSC code) to receive a bank transfer, she only has to provide her Aadhaar number. Induction of a bank account into APBS involves two distinct steps, both of which are meant to be based on informed consent. First, the account must be “seeded” with the customer’s Aadhaar number. Second, it must be connected to the NPCI mapper — a step known as “mapping”. In cases of multiple accounts for the same person, the APBS automatically sends money to the latest-mapped account. Please click here to read more.

The Hindu, 27 March, 2019, https://www.thehindu.com/opinion/lead/a-bridge-to-nowhere/article26646131.ece?homepage=true

Tagged with: Direct Benefit Transfer Direct Benefits Transfer Aadhaar Payment Bridge System DBT

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