Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 150
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::index() - APP/Controller/ArtileDetailController.php, line 150
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Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120
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Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
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Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 151
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::index() - APP/Controller/ArtileDetailController.php, line 151
Cake\Controller\Controller::invokeAction() - CORE/src/Controller/Controller.php, line 610
Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120
Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94
Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\AssetMiddleware::__invoke() - CORE/src/Routing/Middleware/AssetMiddleware.php, line 97
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Warning (512): Unable to emit headers. Headers sent in file=/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Error/Debugger.php line=853 [CORE/src/Http/ResponseEmitter.php, line 48]
Code Context
            if (Configure::read('debug')) {

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        LATEST NEWS UPDATES | Asset quality, less credit to rural areas a concern: RBI    </title>
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-The Economic Times


&nbsp;


The Reserve Bank today expressed concern over asset quality of banks and lower credit flow to rural areas, despite the fact that performance of Indian banks improved during the 2010-11 period.&nbsp;





In its report titled 'Trend and Progress of..."/>
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-The Economic Times


&nbsp;


The Reserve Bank today expressed concern over asset quality of banks and lower credit flow to rural areas, despite the fact that performance of Indian banks improved during the 2010-11 period.&nbsp;





In its report titled 'Trend and Progress of..." />
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                            <div style="text-align: justify">-The Economic Times</div><div style="text-align: justify">&nbsp;</div><div style="text-align: justify">The Reserve Bank today expressed concern over asset quality of banks and lower credit flow to rural areas, despite the fact that performance of Indian banks improved during the 2010-11 period.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">In its report titled 'Trend and Progress of Banking in India 2010-2011', RBI said that the Indian banking sector demonstrated continued revival from the peripheral spill over effects of the recent global financial turmoil in 2010-11, but despite the positives, certain concerns continued to persist.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">&quot;During the last two years, the writing off ratios were high in the Indian banking sector, which implies foregone profitability in an attempt to clean balance sheets,&quot; the report said adding that there was always concern regard to restructured standard accounts.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">&quot;Six top metropolitan centres accounted for half of the total banking business of the Indian banking sector. More alarmingly, rural areas accounted for only a small proportion of credit,&quot; the report said.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">RBI also said that non-adherence to the priority sector lending poses risk of skewed distribution of advances to certain sectors.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">The report also stressed on improving efficiency, greater use of technology for financial inclusion, improving quality of banking operation along with review of operation of foreign banks to increase the reach and profitability of Indian banks.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">Meantime, the report showed that the consolidated balance sheet of commercial banks recorded higher growth in 2010-11 along with sound growth in profitability.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">The report also said that there was concern with relation to rising incremental NPAs from agricultural lending portfolio. The central bank also pointed out that while credit flow to rural areas is low, there is high growth in advances to few sensitive sectors like real estate, infrastructure, NBFCs and personal loan.</div><div style="text-align: justify"><br /></div>                                                           
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-The Economic Times


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The Reserve Bank today expressed concern over asset quality of banks and lower credit flow to rural areas, despite the fact that performance of Indian banks improved during the 2010-11 period.&nbsp;





In its report titled 'Trend and Progress of..."/>
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-The Economic Times


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The Reserve Bank today expressed concern over asset quality of banks and lower credit flow to rural areas, despite the fact that performance of Indian banks improved during the 2010-11 period.&nbsp;





In its report titled 'Trend and Progress of..." />
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                            <div style="text-align: justify">-The Economic Times</div><div style="text-align: justify">&nbsp;</div><div style="text-align: justify">The Reserve Bank today expressed concern over asset quality of banks and lower credit flow to rural areas, despite the fact that performance of Indian banks improved during the 2010-11 period.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">In its report titled 'Trend and Progress of Banking in India 2010-2011', RBI said that the Indian banking sector demonstrated continued revival from the peripheral spill over effects of the recent global financial turmoil in 2010-11, but despite the positives, certain concerns continued to persist.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">&quot;During the last two years, the writing off ratios were high in the Indian banking sector, which implies foregone profitability in an attempt to clean balance sheets,&quot; the report said adding that there was always concern regard to restructured standard accounts.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">&quot;Six top metropolitan centres accounted for half of the total banking business of the Indian banking sector. More alarmingly, rural areas accounted for only a small proportion of credit,&quot; the report said.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">RBI also said that non-adherence to the priority sector lending poses risk of skewed distribution of advances to certain sectors.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">The report also stressed on improving efficiency, greater use of technology for financial inclusion, improving quality of banking operation along with review of operation of foreign banks to increase the reach and profitability of Indian banks.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">Meantime, the report showed that the consolidated balance sheet of commercial banks recorded higher growth in 2010-11 along with sound growth in profitability.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">The report also said that there was concern with relation to rising incremental NPAs from agricultural lending portfolio. The central bank also pointed out that while credit flow to rural areas is low, there is high growth in advances to few sensitive sectors like real estate, infrastructure, NBFCs and personal loan.</div><div style="text-align: justify"><br /></div>                                                           
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        LATEST NEWS UPDATES | Asset quality, less credit to rural areas a concern: RBI    </title>
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-The Economic Times


&nbsp;


The Reserve Bank today expressed concern over asset quality of banks and lower credit flow to rural areas, despite the fact that performance of Indian banks improved during the 2010-11 period.&nbsp;





In its report titled 'Trend and Progress of..."/>
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-The Economic Times


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The Reserve Bank today expressed concern over asset quality of banks and lower credit flow to rural areas, despite the fact that performance of Indian banks improved during the 2010-11 period.&nbsp;





In its report titled 'Trend and Progress of..." />
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                            <div style="text-align: justify">-The Economic Times</div><div style="text-align: justify">&nbsp;</div><div style="text-align: justify">The Reserve Bank today expressed concern over asset quality of banks and lower credit flow to rural areas, despite the fact that performance of Indian banks improved during the 2010-11 period.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">In its report titled 'Trend and Progress of Banking in India 2010-2011', RBI said that the Indian banking sector demonstrated continued revival from the peripheral spill over effects of the recent global financial turmoil in 2010-11, but despite the positives, certain concerns continued to persist.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">&quot;During the last two years, the writing off ratios were high in the Indian banking sector, which implies foregone profitability in an attempt to clean balance sheets,&quot; the report said adding that there was always concern regard to restructured standard accounts.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">&quot;Six top metropolitan centres accounted for half of the total banking business of the Indian banking sector. More alarmingly, rural areas accounted for only a small proportion of credit,&quot; the report said.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">RBI also said that non-adherence to the priority sector lending poses risk of skewed distribution of advances to certain sectors.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">The report also stressed on improving efficiency, greater use of technology for financial inclusion, improving quality of banking operation along with review of operation of foreign banks to increase the reach and profitability of Indian banks.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">Meantime, the report showed that the consolidated balance sheet of commercial banks recorded higher growth in 2010-11 along with sound growth in profitability.&nbsp;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">The report also said that there was concern with relation to rising incremental NPAs from agricultural lending portfolio. The central bank also pointed out that while credit flow to rural areas is low, there is high growth in advances to few sensitive sectors like real estate, infrastructure, NBFCs and personal loan.</div><div style="text-align: justify"><br /></div>                                                           
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    <br><a href="http://economictimes.indiatimes.com/news/news-by-industry/banking/finance/banking/asset-quality-less-credit-to-rural-areas-a-concern-rbi/articleshow/10731948.cms" class="re" target="_blank">The Economic Times, 14 November, 2011, http://economictimes.indiatimes.com/news/news-by-industry/banking/finance/banking/asset-quality-less-credit-to-rural-areas-a-concern-rbi/articleshow/10731948.cms</a><div class="clear"></div>
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Asset quality, less credit to rural areas a concern: RBI

Published on Nov 14, 2011   Modified on Nov 14, 2011

-The Economic Times   The Reserve Bank today expressed concern over asset quality of banks and lower credit flow to rural areas, despite the fact that performance of Indian banks improved during the 2010-11 period.  In its report titled 'Trend and Progress of Banking in India 2010-2011', RBI said that the Indian banking sector demonstrated continued revival from the peripheral spill over effects of the recent global financial turmoil in 2010-11, but despite the positives, certain concerns continued to persist.  "During the last two years, the writing off ratios were high in the Indian banking sector, which implies foregone profitability in an attempt to clean balance sheets," the report said adding that there was always concern regard to restructured standard accounts.  "Six top metropolitan centres accounted for half of the total banking business of the Indian banking sector. More alarmingly, rural areas accounted for only a small proportion of credit," the report said.  RBI also said that non-adherence to the priority sector lending poses risk of skewed distribution of advances to certain sectors.  The report also stressed on improving efficiency, greater use of technology for financial inclusion, improving quality of banking operation along with review of operation of foreign banks to increase the reach and profitability of Indian banks.  Meantime, the report showed that the consolidated balance sheet of commercial banks recorded higher growth in 2010-11 along with sound growth in profitability.  The report also said that there was concern with relation to rising incremental NPAs from agricultural lending portfolio. The central bank also pointed out that while credit flow to rural areas is low, there is high growth in advances to few sensitive sectors like real estate, infrastructure, NBFCs and personal loan.

The Economic Times, 14 November, 2011, http://economictimes.indiatimes.com/news/news-by-industry/banking/finance/banking/asset-quality-less-credit-to-rural-areas-a-concern-rbi/articleshow/10731948.cms

Tagged with: Financial Inclusion Rural Credit Agriculture Farmers

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