Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 150
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::index() - APP/Controller/ArtileDetailController.php, line 150
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Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
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Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 151
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::index() - APP/Controller/ArtileDetailController.php, line 151
Cake\Controller\Controller::invokeAction() - CORE/src/Controller/Controller.php, line 610
Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120
Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94
Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\AssetMiddleware::__invoke() - CORE/src/Routing/Middleware/AssetMiddleware.php, line 97
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Warning (512): Unable to emit headers. Headers sent in file=/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Error/Debugger.php line=853 [CORE/src/Http/ResponseEmitter.php, line 48]
Code Context
            if (Configure::read('debug')) {

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        LATEST NEWS UPDATES | Banks are billing for your SMS alerts against RBI advisory -Atmadip Ray    </title>
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KOLKATA: Charges for SMS alerts on banking transactions may not squeeze account holders much but can be a reasonable earning for many banks, especially in accounts with meagre monthly transactions though income from SMS alert service goes against..."/>
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                            <div align="justify">-The Economic Times<br /><br /><em>KOLKATA: </em>Charges for SMS alerts on banking transactions may not squeeze account holders much but can be a reasonable earning for many banks, especially in accounts with meagre monthly transactions though income from SMS alert service goes against the advisory from the sector regulator.<br /><br />While Reserve Bank of India told banks to send SMS alerts for every transaction as means to fight frauds, the regulator also directed banks to levy charges on actual usage basis. RBI said charges on actual usage basis would promote reasonableness in customer dealings but a majority of banks, including leaders State Bank of India and ICICI Bank, do not follow the norm.<br /><br />&ldquo;This is certainly not in line with RBI&rsquo;s advice. It&rsquo;s a violation,&rdquo; said AC Mahajan, chairman at Banking Codes and Standards Board of India (BCSBI), an independent banking industry watchdog to protect consumers&rsquo; interest.<br /><br />A BCSBI study shows that 19 out of 48 banks levy a fixed quarterly charge of Rs 15 while customers actually pay Rs 17.7 including taxes at present.<br /><br />&ldquo;BCSBI feels customers with low volume should not be penalized with fixed charges. However, as rates are de-regulated, BCSBI cannot intervene if such rates are notified to customers well on time,&rdquo; Mahajan said. <br /><br />Please <a href="https://economictimes.indiatimes.com/industry/banking/finance/banking/banks-charge-for-sms-not-in-line-with-rbi-guidelines-customers-ending-up-paying-more/articleshow/63615426.cms?utm_source=WAPusers&amp;utm_medium=fbshare&amp;utm_campaign=socialsharebutton&amp;from=mdr" title="https://economictimes.indiatimes.com/industry/banking/finance/banking/banks-charge-for-sms-not-in-line-with-rbi-guidelines-customers-ending-up-paying-more/articleshow/63615426.cms?utm_source=WAPusers&amp;utm_medium=fbshare&amp;utm_campaign=socialsharebutton&amp;from=mdr">click here</a> to read more. <br /><br /></div>                                                           
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                            <div align="justify">-The Economic Times<br /><br /><em>KOLKATA: </em>Charges for SMS alerts on banking transactions may not squeeze account holders much but can be a reasonable earning for many banks, especially in accounts with meagre monthly transactions though income from SMS alert service goes against the advisory from the sector regulator.<br /><br />While Reserve Bank of India told banks to send SMS alerts for every transaction as means to fight frauds, the regulator also directed banks to levy charges on actual usage basis. RBI said charges on actual usage basis would promote reasonableness in customer dealings but a majority of banks, including leaders State Bank of India and ICICI Bank, do not follow the norm.<br /><br />&ldquo;This is certainly not in line with RBI&rsquo;s advice. It&rsquo;s a violation,&rdquo; said AC Mahajan, chairman at Banking Codes and Standards Board of India (BCSBI), an independent banking industry watchdog to protect consumers&rsquo; interest.<br /><br />A BCSBI study shows that 19 out of 48 banks levy a fixed quarterly charge of Rs 15 while customers actually pay Rs 17.7 including taxes at present.<br /><br />&ldquo;BCSBI feels customers with low volume should not be penalized with fixed charges. However, as rates are de-regulated, BCSBI cannot intervene if such rates are notified to customers well on time,&rdquo; Mahajan said. <br /><br />Please <a href="https://economictimes.indiatimes.com/industry/banking/finance/banking/banks-charge-for-sms-not-in-line-with-rbi-guidelines-customers-ending-up-paying-more/articleshow/63615426.cms?utm_source=WAPusers&amp;utm_medium=fbshare&amp;utm_campaign=socialsharebutton&amp;from=mdr" title="https://economictimes.indiatimes.com/industry/banking/finance/banking/banks-charge-for-sms-not-in-line-with-rbi-guidelines-customers-ending-up-paying-more/articleshow/63615426.cms?utm_source=WAPusers&amp;utm_medium=fbshare&amp;utm_campaign=socialsharebutton&amp;from=mdr">click here</a> to read more. <br /><br /></div>                                                           
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KOLKATA: Charges for SMS alerts on banking transactions may not squeeze account holders much but can be a reasonable earning for many banks, especially in accounts with meagre monthly transactions though income from SMS alert service goes against..."/>
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    <h1 class="cat-box-title">Banks are billing for your SMS alerts against RBI advisory -Atmadip Ray</h1>
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                            <div align="justify">-The Economic Times<br /><br /><em>KOLKATA: </em>Charges for SMS alerts on banking transactions may not squeeze account holders much but can be a reasonable earning for many banks, especially in accounts with meagre monthly transactions though income from SMS alert service goes against the advisory from the sector regulator.<br /><br />While Reserve Bank of India told banks to send SMS alerts for every transaction as means to fight frauds, the regulator also directed banks to levy charges on actual usage basis. RBI said charges on actual usage basis would promote reasonableness in customer dealings but a majority of banks, including leaders State Bank of India and ICICI Bank, do not follow the norm.<br /><br />&ldquo;This is certainly not in line with RBI&rsquo;s advice. It&rsquo;s a violation,&rdquo; said AC Mahajan, chairman at Banking Codes and Standards Board of India (BCSBI), an independent banking industry watchdog to protect consumers&rsquo; interest.<br /><br />A BCSBI study shows that 19 out of 48 banks levy a fixed quarterly charge of Rs 15 while customers actually pay Rs 17.7 including taxes at present.<br /><br />&ldquo;BCSBI feels customers with low volume should not be penalized with fixed charges. However, as rates are de-regulated, BCSBI cannot intervene if such rates are notified to customers well on time,&rdquo; Mahajan said. <br /><br />Please <a href="https://economictimes.indiatimes.com/industry/banking/finance/banking/banks-charge-for-sms-not-in-line-with-rbi-guidelines-customers-ending-up-paying-more/articleshow/63615426.cms?utm_source=WAPusers&amp;utm_medium=fbshare&amp;utm_campaign=socialsharebutton&amp;from=mdr" title="https://economictimes.indiatimes.com/industry/banking/finance/banking/banks-charge-for-sms-not-in-line-with-rbi-guidelines-customers-ending-up-paying-more/articleshow/63615426.cms?utm_source=WAPusers&amp;utm_medium=fbshare&amp;utm_campaign=socialsharebutton&amp;from=mdr">click here</a> to read more. <br /><br /></div>                                                           
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    <br><a href="https://economictimes.indiatimes.com/industry/banking/finance/banking/banks-charge-for-sms-not-in-line-with-rbi-guidelines-customers-ending-up-paying-more/articlesho" class="re" target="_blank">The Economic Times, 5 April, 2018, https://economictimes.indiatimes.com/industry/banking/finance/banking/banks-charge-for-sms-not-in-line-with-rbi-guidelines-customers-ending-up-paying-more/articlesho</a><div class="clear"></div>
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Home हिन्दी

Banks are billing for your SMS alerts against RBI advisory -Atmadip Ray

Published on Apr 8, 2018   Modified on Apr 8, 2018

-The Economic Times KOLKATA: Charges for SMS alerts on banking transactions may not squeeze account holders much but can be a reasonable earning for many banks, especially in accounts with meagre monthly transactions though income from SMS alert service goes against the advisory from the sector regulator. While Reserve Bank of India told banks to send SMS alerts for every transaction as means to fight frauds, the regulator also directed banks to levy charges on actual usage basis. RBI said charges on actual usage basis would promote reasonableness in customer dealings but a majority of banks, including leaders State Bank of India and ICICI Bank, do not follow the norm. “This is certainly not in line with RBI’s advice. It’s a violation,” said AC Mahajan, chairman at Banking Codes and Standards Board of India (BCSBI), an independent banking industry watchdog to protect consumers’ interest. A BCSBI study shows that 19 out of 48 banks levy a fixed quarterly charge of Rs 15 while customers actually pay Rs 17.7 including taxes at present. “BCSBI feels customers with low volume should not be penalized with fixed charges. However, as rates are de-regulated, BCSBI cannot intervene if such rates are notified to customers well on time,” Mahajan said. Please click here to read more.

The Economic Times, 5 April, 2018, https://economictimes.indiatimes.com/industry/banking/finance/banking/banks-charge-for-sms-not-in-line-with-rbi-guidelines-customers-ending-up-paying-more/articlesho

Tagged with: Consumer Rights Banking Codes and Standards Board of India (BCSBI) SMS Charges Banking Services

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