Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 150
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::index() - APP/Controller/ArtileDetailController.php, line 150
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Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 151
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::index() - APP/Controller/ArtileDetailController.php, line 151
Cake\Controller\Controller::invokeAction() - CORE/src/Controller/Controller.php, line 610
Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120
Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94
Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\AssetMiddleware::__invoke() - CORE/src/Routing/Middleware/AssetMiddleware.php, line 97
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Warning (512): Unable to emit headers. Headers sent in file=/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Error/Debugger.php line=853 [CORE/src/Http/ResponseEmitter.php, line 48]
Code Context
            if (Configure::read('debug')) {

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India&rsquo;s rural borrowers and small businesses owners may have easier access to credit with public sector banks (PSBs) planning to increase financing to these segments, after the Union finance ministry urged lenders to improve their credit-deposit ratio.

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India&rsquo;s rural borrowers and small businesses owners may have easier access to credit with public sector banks (PSBs) planning to increase financing to these segments, after the Union finance ministry urged lenders to improve their credit-deposit ratio.

The C-D ration indicates..." />
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    <h1 class="cat-box-title">Banks eye Rural loan growth to push credit-deposit ratio - Mihir Mishra, Shayan Ghosh</h1>
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                            <p>Mint</p><p>India&rsquo;s rural borrowers and small businesses owners may have easier access to credit with public sector banks (PSBs) planning to increase financing to these segments, after the Union finance ministry urged lenders to improve their credit-deposit ratio.</p><p>The C-D ration indicates how much of a banks&#39; deposit base is being utilized for extending loans. The development may help expedite the revival of the rural economy, which is struggling to reach pre-covid levels, with micro, small and medium enterprises, a major employment generator for rural India sti; struggling to return to normalcy.&nbsp;</p><p>The move is also expected to help the Bharatiya Janta Party led government in a year of nine state elections, considering rural distress and unemployment could have a potential impact on polls.&nbsp;</p><p>Initiatives planned by banks include collaborating with non-bank lenders, including housing finance companies, to provide a major credit push for small businesses through MSME clusters. According to the plan, state-owned banks have a target to increase credit in areas where the C-D ratio is below 60%. India&#39;s C-D ratio stood at 72.1 in FY22, RBI data showed, with the Western region having the highest ratio at 86.9, followed by the South at 84.1 and North India at 75.5. &nbsp;</p><p>Please <a href="https://www.livemint.com/industry/banking/banks-eye-rural-loan-growth-to-push-credit-deposit-ratio-11675795047873.html   " title="https://www.livemint.com/industry/banking/banks-eye-rural-loan-growth-to-push-credit-deposit-ratio-11675795047873.html   ">click here</a> to read more<br />&nbsp;</p>                                                           
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    <br><a href="https://www.livemint.com/industry/banking/banks-eye-rural-loan-growth-to-push-credit-deposit-ratio-11675795047873.html       " class="re" target="_blank">Mihir Mishra, Shayan Ghosh, Livemint, 8 February, 2023, https://www.livemint.com/industry/banking/banks-eye-rural-loan-growth-to-push-credit-deposit-ratio-11675795047873.html       </a><div class="clear"></div>
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                            <p>Mint</p><p>India&rsquo;s rural borrowers and small businesses owners may have easier access to credit with public sector banks (PSBs) planning to increase financing to these segments, after the Union finance ministry urged lenders to improve their credit-deposit ratio.</p><p>The C-D ration indicates how much of a banks&#39; deposit base is being utilized for extending loans. The development may help expedite the revival of the rural economy, which is struggling to reach pre-covid levels, with micro, small and medium enterprises, a major employment generator for rural India sti; struggling to return to normalcy.&nbsp;</p><p>The move is also expected to help the Bharatiya Janta Party led government in a year of nine state elections, considering rural distress and unemployment could have a potential impact on polls.&nbsp;</p><p>Initiatives planned by banks include collaborating with non-bank lenders, including housing finance companies, to provide a major credit push for small businesses through MSME clusters. According to the plan, state-owned banks have a target to increase credit in areas where the C-D ratio is below 60%. India&#39;s C-D ratio stood at 72.1 in FY22, RBI data showed, with the Western region having the highest ratio at 86.9, followed by the South at 84.1 and North India at 75.5. &nbsp;</p><p>Please <a href="https://www.livemint.com/industry/banking/banks-eye-rural-loan-growth-to-push-credit-deposit-ratio-11675795047873.html   " title="https://www.livemint.com/industry/banking/banks-eye-rural-loan-growth-to-push-credit-deposit-ratio-11675795047873.html   ">click here</a> to read more<br />&nbsp;</p>                                                           
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India&rsquo;s rural borrowers and small businesses owners may have easier access to credit with public sector banks (PSBs) planning to increase financing to these segments, after the Union finance ministry urged lenders to improve their credit-deposit ratio.

The C-D ration indicates..." />
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                            <p>Mint</p><p>India&rsquo;s rural borrowers and small businesses owners may have easier access to credit with public sector banks (PSBs) planning to increase financing to these segments, after the Union finance ministry urged lenders to improve their credit-deposit ratio.</p><p>The C-D ration indicates how much of a banks&#39; deposit base is being utilized for extending loans. The development may help expedite the revival of the rural economy, which is struggling to reach pre-covid levels, with micro, small and medium enterprises, a major employment generator for rural India sti; struggling to return to normalcy.&nbsp;</p><p>The move is also expected to help the Bharatiya Janta Party led government in a year of nine state elections, considering rural distress and unemployment could have a potential impact on polls.&nbsp;</p><p>Initiatives planned by banks include collaborating with non-bank lenders, including housing finance companies, to provide a major credit push for small businesses through MSME clusters. According to the plan, state-owned banks have a target to increase credit in areas where the C-D ratio is below 60%. India&#39;s C-D ratio stood at 72.1 in FY22, RBI data showed, with the Western region having the highest ratio at 86.9, followed by the South at 84.1 and North India at 75.5. &nbsp;</p><p>Please <a href="https://www.livemint.com/industry/banking/banks-eye-rural-loan-growth-to-push-credit-deposit-ratio-11675795047873.html   " title="https://www.livemint.com/industry/banking/banks-eye-rural-loan-growth-to-push-credit-deposit-ratio-11675795047873.html   ">click here</a> to read more<br />&nbsp;</p>                                                           
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Banks eye Rural loan growth to push credit-deposit ratio - Mihir Mishra, Shayan Ghosh

Published on Feb 8, 2023   Modified on Feb 8, 2023

Mint India’s rural borrowers and small businesses owners may have easier access to credit with public sector banks (PSBs) planning to increase financing to these segments, after the Union finance ministry urged lenders to improve their credit-deposit ratio. The C-D ration indicates how much of a banks' deposit base is being utilized for extending loans. The development may help expedite the revival of the rural economy, which is struggling to reach pre-covid levels, with micro, small and medium enterprises, a major employment generator for rural India sti; struggling to return to normalcy.  The move is also expected to help the Bharatiya Janta Party led government in a year of nine state elections, considering rural distress and unemployment could have a potential impact on polls.  Initiatives planned by banks include collaborating with non-bank lenders, including housing finance companies, to provide a major credit push for small businesses through MSME clusters. According to the plan, state-owned banks have a target to increase credit in areas where the C-D ratio is below 60%. India's C-D ratio stood at 72.1 in FY22, RBI data showed, with the Western region having the highest ratio at 86.9, followed by the South at 84.1 and North India at 75.5.   Please click here to read more

Mihir Mishra, Shayan Ghosh, Livemint, 8 February, 2023, https://www.livemint.com/industry/banking/banks-eye-rural-loan-growth-to-push-credit-deposit-ratio-11675795047873.html       

Tagged with: Rural India Micro Small Medium enterprises Bank Credit Banking Credit Deposit Ratio Elections Rural Loan Growth

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