Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 150
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
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Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
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Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 151
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::index() - APP/Controller/ArtileDetailController.php, line 151
Cake\Controller\Controller::invokeAction() - CORE/src/Controller/Controller.php, line 610
Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120
Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94
Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\AssetMiddleware::__invoke() - CORE/src/Routing/Middleware/AssetMiddleware.php, line 97
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Warning (512): Unable to emit headers. Headers sent in file=/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Error/Debugger.php line=853 [CORE/src/Http/ResponseEmitter.php, line 48]
Code Context
            if (Configure::read('debug')) {

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RBI says do not expect any compensation for theft or burglary of valuables in safe deposit boxes of public sector banks as the locker hiring agreement absolves them of all liability

New Delhi: Do not expect any compensation for theft or..."/>
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    <h1 class="cat-box-title">Banks have no liability for loss of valuables in lockers: RBI -Hary M Pillai</h1>
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                            <div align="justify">-PTI<br /><br /><em>RBI says do not expect any compensation for theft or burglary of valuables in safe deposit boxes of public sector banks as the locker hiring agreement absolves them of all liability<br /><br />New Delhi: </em>Do not expect any compensation for theft or burglary of valuables in safe deposit boxes of public sector banks as the locker hiring agreement absolves them of all liability. This bitter truth was disclosed in an RTI response by the Reserve Bank of India (RBI) and 19 PSU banks.<br /><br />Stung by the revelation, the lawyer who had sought information under the transparency law has now moved the Competition Commission of India (CCI) alleging &ldquo;cartelisation&rdquo; and &ldquo;anti-competitive practices&rdquo; by the banks in respect of the locker service.<br /><br />He has informed the CCI that the RTI response from the RBI has said it has not issued any specific direction in this regard or prescribed any parameters to assess the loss suffered by a customer. Even under the RTI response, all public sectors banks have washed their hands of any responsibility.<br /><br />According to the information availed by the lawyer, the unanimous reason given by the 19 banks, including Bank of India, Oriental Bank of Commerce, Punjab National Bank, UCO and Canara, among others, is that &ldquo;the relationship they have with customers with regard to lockers is that of lessee (landlord) and lessor (tenant)&rdquo;.<br /><br />The banks have contended that in such a relationship, the lessor is responsible for his or her valuables kept in the locker which is owned by the bank. Some banks, in their locker hiring agreements, have made it clear that any item stored in the locker is at the customer&rsquo;s own risk and he or she may, in their own interest, insure the valuables.<br /><br />The common feature of all locker hiring agreements states, &ldquo;As per safe deposit memorandum of hiring locker, the bank will not be responsible for any loss or damage of the contents kept in the safe deposit vault as a result of any act of war or civil disorder or theft or burglary and the contents will be kept by the hirer at his or her sole risk and responsibility. &ldquo;While the bank will exercise all such normal precautions, it does not accept any liability or responsibility for any loss or damage whatsoever sustained to items deposited with it.<br /><br />Accordingly, hirers are advised in their own interest to insure any item of value deposited in a safe deposit locker in the bank,&rdquo; they have said. Aggrieved by the responses, the lawyer -- Kush Kalra -- raised questions before the CCI -- why not just keep the valuables at home after insuring them, instead of paying rent to the bank for a locker when it is not going to take any responsibility for the contents.<br /><br />Please <a href="http://www.livemint.com/Politics/9aVYLvTXiqwCi2oUgxtZ0O/Banks-have-no-liability-for-loss-of-valuables-in-lockers-RB.html" title="http://www.livemint.com/Politics/9aVYLvTXiqwCi2oUgxtZ0O/Banks-have-no-liability-for-loss-of-valuables-in-lockers-RB.html">click here</a> to read more. <br /></div>                                                           
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    <h1 class="cat-box-title">Banks have no liability for loss of valuables in lockers: RBI -Hary M Pillai</h1>
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                            <div align="justify">-PTI<br /><br /><em>RBI says do not expect any compensation for theft or burglary of valuables in safe deposit boxes of public sector banks as the locker hiring agreement absolves them of all liability<br /><br />New Delhi: </em>Do not expect any compensation for theft or burglary of valuables in safe deposit boxes of public sector banks as the locker hiring agreement absolves them of all liability. This bitter truth was disclosed in an RTI response by the Reserve Bank of India (RBI) and 19 PSU banks.<br /><br />Stung by the revelation, the lawyer who had sought information under the transparency law has now moved the Competition Commission of India (CCI) alleging &ldquo;cartelisation&rdquo; and &ldquo;anti-competitive practices&rdquo; by the banks in respect of the locker service.<br /><br />He has informed the CCI that the RTI response from the RBI has said it has not issued any specific direction in this regard or prescribed any parameters to assess the loss suffered by a customer. Even under the RTI response, all public sectors banks have washed their hands of any responsibility.<br /><br />According to the information availed by the lawyer, the unanimous reason given by the 19 banks, including Bank of India, Oriental Bank of Commerce, Punjab National Bank, UCO and Canara, among others, is that &ldquo;the relationship they have with customers with regard to lockers is that of lessee (landlord) and lessor (tenant)&rdquo;.<br /><br />The banks have contended that in such a relationship, the lessor is responsible for his or her valuables kept in the locker which is owned by the bank. Some banks, in their locker hiring agreements, have made it clear that any item stored in the locker is at the customer&rsquo;s own risk and he or she may, in their own interest, insure the valuables.<br /><br />The common feature of all locker hiring agreements states, &ldquo;As per safe deposit memorandum of hiring locker, the bank will not be responsible for any loss or damage of the contents kept in the safe deposit vault as a result of any act of war or civil disorder or theft or burglary and the contents will be kept by the hirer at his or her sole risk and responsibility. &ldquo;While the bank will exercise all such normal precautions, it does not accept any liability or responsibility for any loss or damage whatsoever sustained to items deposited with it.<br /><br />Accordingly, hirers are advised in their own interest to insure any item of value deposited in a safe deposit locker in the bank,&rdquo; they have said. Aggrieved by the responses, the lawyer -- Kush Kalra -- raised questions before the CCI -- why not just keep the valuables at home after insuring them, instead of paying rent to the bank for a locker when it is not going to take any responsibility for the contents.<br /><br />Please <a href="http://www.livemint.com/Politics/9aVYLvTXiqwCi2oUgxtZ0O/Banks-have-no-liability-for-loss-of-valuables-in-lockers-RB.html" title="http://www.livemint.com/Politics/9aVYLvTXiqwCi2oUgxtZ0O/Banks-have-no-liability-for-loss-of-valuables-in-lockers-RB.html">click here</a> to read more. <br /></div>                                                           
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-PTI

RBI says do not expect any compensation for theft or burglary of valuables in safe deposit boxes of public sector banks as the locker hiring agreement absolves them of all liability

New Delhi: Do not expect any compensation for theft or..." />
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                            <div align="justify">-PTI<br /><br /><em>RBI says do not expect any compensation for theft or burglary of valuables in safe deposit boxes of public sector banks as the locker hiring agreement absolves them of all liability<br /><br />New Delhi: </em>Do not expect any compensation for theft or burglary of valuables in safe deposit boxes of public sector banks as the locker hiring agreement absolves them of all liability. This bitter truth was disclosed in an RTI response by the Reserve Bank of India (RBI) and 19 PSU banks.<br /><br />Stung by the revelation, the lawyer who had sought information under the transparency law has now moved the Competition Commission of India (CCI) alleging &ldquo;cartelisation&rdquo; and &ldquo;anti-competitive practices&rdquo; by the banks in respect of the locker service.<br /><br />He has informed the CCI that the RTI response from the RBI has said it has not issued any specific direction in this regard or prescribed any parameters to assess the loss suffered by a customer. Even under the RTI response, all public sectors banks have washed their hands of any responsibility.<br /><br />According to the information availed by the lawyer, the unanimous reason given by the 19 banks, including Bank of India, Oriental Bank of Commerce, Punjab National Bank, UCO and Canara, among others, is that &ldquo;the relationship they have with customers with regard to lockers is that of lessee (landlord) and lessor (tenant)&rdquo;.<br /><br />The banks have contended that in such a relationship, the lessor is responsible for his or her valuables kept in the locker which is owned by the bank. Some banks, in their locker hiring agreements, have made it clear that any item stored in the locker is at the customer&rsquo;s own risk and he or she may, in their own interest, insure the valuables.<br /><br />The common feature of all locker hiring agreements states, &ldquo;As per safe deposit memorandum of hiring locker, the bank will not be responsible for any loss or damage of the contents kept in the safe deposit vault as a result of any act of war or civil disorder or theft or burglary and the contents will be kept by the hirer at his or her sole risk and responsibility. &ldquo;While the bank will exercise all such normal precautions, it does not accept any liability or responsibility for any loss or damage whatsoever sustained to items deposited with it.<br /><br />Accordingly, hirers are advised in their own interest to insure any item of value deposited in a safe deposit locker in the bank,&rdquo; they have said. Aggrieved by the responses, the lawyer -- Kush Kalra -- raised questions before the CCI -- why not just keep the valuables at home after insuring them, instead of paying rent to the bank for a locker when it is not going to take any responsibility for the contents.<br /><br />Please <a href="http://www.livemint.com/Politics/9aVYLvTXiqwCi2oUgxtZ0O/Banks-have-no-liability-for-loss-of-valuables-in-lockers-RB.html" title="http://www.livemint.com/Politics/9aVYLvTXiqwCi2oUgxtZ0O/Banks-have-no-liability-for-loss-of-valuables-in-lockers-RB.html">click here</a> to read more. <br /></div>                                                           
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Home हिन्दी

Banks have no liability for loss of valuables in lockers: RBI -Hary M Pillai

Published on Jun 26, 2017   Modified on Jun 26, 2017

-PTI RBI says do not expect any compensation for theft or burglary of valuables in safe deposit boxes of public sector banks as the locker hiring agreement absolves them of all liability New Delhi: Do not expect any compensation for theft or burglary of valuables in safe deposit boxes of public sector banks as the locker hiring agreement absolves them of all liability. This bitter truth was disclosed in an RTI response by the Reserve Bank of India (RBI) and 19 PSU banks. Stung by the revelation, the lawyer who had sought information under the transparency law has now moved the Competition Commission of India (CCI) alleging “cartelisation” and “anti-competitive practices” by the banks in respect of the locker service. He has informed the CCI that the RTI response from the RBI has said it has not issued any specific direction in this regard or prescribed any parameters to assess the loss suffered by a customer. Even under the RTI response, all public sectors banks have washed their hands of any responsibility. According to the information availed by the lawyer, the unanimous reason given by the 19 banks, including Bank of India, Oriental Bank of Commerce, Punjab National Bank, UCO and Canara, among others, is that “the relationship they have with customers with regard to lockers is that of lessee (landlord) and lessor (tenant)”. The banks have contended that in such a relationship, the lessor is responsible for his or her valuables kept in the locker which is owned by the bank. Some banks, in their locker hiring agreements, have made it clear that any item stored in the locker is at the customer’s own risk and he or she may, in their own interest, insure the valuables. The common feature of all locker hiring agreements states, “As per safe deposit memorandum of hiring locker, the bank will not be responsible for any loss or damage of the contents kept in the safe deposit vault as a result of any act of war or civil disorder or theft or burglary and the contents will be kept by the hirer at his or her sole risk and responsibility. “While the bank will exercise all such normal precautions, it does not accept any liability or responsibility for any loss or damage whatsoever sustained to items deposited with it. Accordingly, hirers are advised in their own interest to insure any item of value deposited in a safe deposit locker in the bank,” they have said. Aggrieved by the responses, the lawyer -- Kush Kalra -- raised questions before the CCI -- why not just keep the valuables at home after insuring them, instead of paying rent to the bank for a locker when it is not going to take any responsibility for the contents. Please click here to read more.

Livemint.com, 25 June, 2017, http://www.livemint.com/Politics/9aVYLvTXiqwCi2oUgxtZ0O/Banks-have-no-liability-for-loss-of-valuables-in-lockers-RB.html

Tagged with: Right to Information Right to Information (RTI) Right to Information Act RTI Act transparency Competition Commission of India (CCI) Reserve Bank of India (RBI)

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