Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 150
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::index() - APP/Controller/ArtileDetailController.php, line 150
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Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
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Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 151
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::index() - APP/Controller/ArtileDetailController.php, line 151
Cake\Controller\Controller::invokeAction() - CORE/src/Controller/Controller.php, line 610
Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120
Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94
Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\AssetMiddleware::__invoke() - CORE/src/Routing/Middleware/AssetMiddleware.php, line 97
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Warning (512): Unable to emit headers. Headers sent in file=/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Error/Debugger.php line=853 [CORE/src/Http/ResponseEmitter.php, line 48]
Code Context
            if (Configure::read('debug')) {

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        LATEST NEWS UPDATES | Demonetisation: If rural cooperative banks sink, so will farmers -Ajay Vir Jakhar    </title>
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Farmers accustomed to decades of government policy failure are willing to bear the pain caused by the government&rsquo;s decision to recall Rs 500 &amp; 1000 bills, but engineering a systematic failure of the rural cooperative banking sector would..."/>
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                            <div align="justify">-The Economic Times<br /><br />Farmers accustomed to decades of government policy failure are willing to bear the pain caused by the government&rsquo;s decision to recall Rs 500 &amp; 1000 bills, but engineering a systematic failure of the rural cooperative banking sector would be an unpardonable desecration.<br /><br />Earlier rural bank branches were given a step motherly treatment: Rural cooperative bank branches were not replenished with lower denomination currency, while the newer higher denomination notes were issued to bank branches in cities. Now all district cooperative banks have been directed not to exchange or even accept Rs 500 &amp; 1000 bills from account holders. It will have a multiplier impact. Most small farmers deal with such banks and primary agriculture societies (PAX). Farmers receive most direct credit for farm inputs from PAX. Possibly the establishment did not fully grasp the extent of the implications of the notification.<br /><br />Farmers operate through these institutions for their kisan credit card. New rules won&rsquo;t allow them to deposit money in their own accounts, but they will continue to be charged interest by the bank for the loan availed. Cooperative banks will start to collapse as they fail to recover loans. Being the sowing season, PAX stores are filled with fertilisers, they will be unable to supply these to their own farmers as per rules because past loans remain unpaid. PAX aren&rsquo;t even allowed to operate with public sector banks, so are in a Catch-22 situation on what to do.<br /><br />Many farmers have also availed of revolving cash credit limit which needs to be deposited at harvest time. When bank refuse to accept payment, these deposits will become NPA in the books of the bank and bank balance sheets will be decimated. People are starting to withdraw deposits from cooperative banks and good capital will flow to private or public sector banks, never to return again. Wherever rural cooperative banks branches have online facility this draconian notification should not have been evoked at all.<br /><br />Please <a href="http://blogs.economictimes.indiatimes.com/et-commentary/demonetisation-if-rural-cooperative-banks-sink-so-will-farmers/" title="http://blogs.economictimes.indiatimes.com/et-commentary/demonetisation-if-rural-cooperative-banks-sink-so-will-farmers/">click here</a> to read more. <br /></div>                                                           
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    <br><a href="http://blogs.economictimes.indiatimes.com/et-commentary/demonetisation-if-rural-cooperative-banks-sink-so-will-farmers/" class="re" target="_blank">The Economic Times, 17 November, 2016, http://blogs.economictimes.indiatimes.com/et-commentary/demonetisation-if-rural-cooperative-banks-sink-so-will-farmers/</a><div class="clear"></div>
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Farmers accustomed to decades of government policy failure are willing to bear the pain caused by the government&rsquo;s decision to recall Rs 500 &amp; 1000 bills, but engineering a systematic failure of the rural cooperative banking sector would..."/>
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    <h1 class="cat-box-title">Demonetisation: If rural cooperative banks sink, so will farmers -Ajay Vir Jakhar</h1>
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                            <div align="justify">-The Economic Times<br /><br />Farmers accustomed to decades of government policy failure are willing to bear the pain caused by the government&rsquo;s decision to recall Rs 500 &amp; 1000 bills, but engineering a systematic failure of the rural cooperative banking sector would be an unpardonable desecration.<br /><br />Earlier rural bank branches were given a step motherly treatment: Rural cooperative bank branches were not replenished with lower denomination currency, while the newer higher denomination notes were issued to bank branches in cities. Now all district cooperative banks have been directed not to exchange or even accept Rs 500 &amp; 1000 bills from account holders. It will have a multiplier impact. Most small farmers deal with such banks and primary agriculture societies (PAX). Farmers receive most direct credit for farm inputs from PAX. Possibly the establishment did not fully grasp the extent of the implications of the notification.<br /><br />Farmers operate through these institutions for their kisan credit card. New rules won&rsquo;t allow them to deposit money in their own accounts, but they will continue to be charged interest by the bank for the loan availed. Cooperative banks will start to collapse as they fail to recover loans. Being the sowing season, PAX stores are filled with fertilisers, they will be unable to supply these to their own farmers as per rules because past loans remain unpaid. PAX aren&rsquo;t even allowed to operate with public sector banks, so are in a Catch-22 situation on what to do.<br /><br />Many farmers have also availed of revolving cash credit limit which needs to be deposited at harvest time. When bank refuse to accept payment, these deposits will become NPA in the books of the bank and bank balance sheets will be decimated. People are starting to withdraw deposits from cooperative banks and good capital will flow to private or public sector banks, never to return again. Wherever rural cooperative banks branches have online facility this draconian notification should not have been evoked at all.<br /><br />Please <a href="http://blogs.economictimes.indiatimes.com/et-commentary/demonetisation-if-rural-cooperative-banks-sink-so-will-farmers/" title="http://blogs.economictimes.indiatimes.com/et-commentary/demonetisation-if-rural-cooperative-banks-sink-so-will-farmers/">click here</a> to read more. <br /></div>                                                           
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    <br><a href="http://blogs.economictimes.indiatimes.com/et-commentary/demonetisation-if-rural-cooperative-banks-sink-so-will-farmers/" class="re" target="_blank">The Economic Times, 17 November, 2016, http://blogs.economictimes.indiatimes.com/et-commentary/demonetisation-if-rural-cooperative-banks-sink-so-will-farmers/</a><div class="clear"></div>
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Farmers accustomed to decades of government policy failure are willing to bear the pain caused by the government&rsquo;s decision to recall Rs 500 &amp; 1000 bills, but engineering a systematic failure of the rural cooperative banking sector would..."/>
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Farmers accustomed to decades of government policy failure are willing to bear the pain caused by the government&rsquo;s decision to recall Rs 500 &amp; 1000 bills, but engineering a systematic failure of the rural cooperative banking sector would..." />
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    <h1 class="cat-box-title">Demonetisation: If rural cooperative banks sink, so will farmers -Ajay Vir Jakhar</h1>
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                            <div align="justify">-The Economic Times<br /><br />Farmers accustomed to decades of government policy failure are willing to bear the pain caused by the government&rsquo;s decision to recall Rs 500 &amp; 1000 bills, but engineering a systematic failure of the rural cooperative banking sector would be an unpardonable desecration.<br /><br />Earlier rural bank branches were given a step motherly treatment: Rural cooperative bank branches were not replenished with lower denomination currency, while the newer higher denomination notes were issued to bank branches in cities. Now all district cooperative banks have been directed not to exchange or even accept Rs 500 &amp; 1000 bills from account holders. It will have a multiplier impact. Most small farmers deal with such banks and primary agriculture societies (PAX). Farmers receive most direct credit for farm inputs from PAX. Possibly the establishment did not fully grasp the extent of the implications of the notification.<br /><br />Farmers operate through these institutions for their kisan credit card. New rules won&rsquo;t allow them to deposit money in their own accounts, but they will continue to be charged interest by the bank for the loan availed. Cooperative banks will start to collapse as they fail to recover loans. Being the sowing season, PAX stores are filled with fertilisers, they will be unable to supply these to their own farmers as per rules because past loans remain unpaid. PAX aren&rsquo;t even allowed to operate with public sector banks, so are in a Catch-22 situation on what to do.<br /><br />Many farmers have also availed of revolving cash credit limit which needs to be deposited at harvest time. When bank refuse to accept payment, these deposits will become NPA in the books of the bank and bank balance sheets will be decimated. People are starting to withdraw deposits from cooperative banks and good capital will flow to private or public sector banks, never to return again. Wherever rural cooperative banks branches have online facility this draconian notification should not have been evoked at all.<br /><br />Please <a href="http://blogs.economictimes.indiatimes.com/et-commentary/demonetisation-if-rural-cooperative-banks-sink-so-will-farmers/" title="http://blogs.economictimes.indiatimes.com/et-commentary/demonetisation-if-rural-cooperative-banks-sink-so-will-farmers/">click here</a> to read more. <br /></div>                                                           
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    <br><a href="http://blogs.economictimes.indiatimes.com/et-commentary/demonetisation-if-rural-cooperative-banks-sink-so-will-farmers/" class="re" target="_blank">The Economic Times, 17 November, 2016, http://blogs.economictimes.indiatimes.com/et-commentary/demonetisation-if-rural-cooperative-banks-sink-so-will-farmers/</a><div class="clear"></div>
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Demonetisation: If rural cooperative banks sink, so will farmers -Ajay Vir Jakhar

Published on Nov 21, 2016   Modified on Nov 21, 2016

-The Economic Times Farmers accustomed to decades of government policy failure are willing to bear the pain caused by the government’s decision to recall Rs 500 & 1000 bills, but engineering a systematic failure of the rural cooperative banking sector would be an unpardonable desecration. Earlier rural bank branches were given a step motherly treatment: Rural cooperative bank branches were not replenished with lower denomination currency, while the newer higher denomination notes were issued to bank branches in cities. Now all district cooperative banks have been directed not to exchange or even accept Rs 500 & 1000 bills from account holders. It will have a multiplier impact. Most small farmers deal with such banks and primary agriculture societies (PAX). Farmers receive most direct credit for farm inputs from PAX. Possibly the establishment did not fully grasp the extent of the implications of the notification. Farmers operate through these institutions for their kisan credit card. New rules won’t allow them to deposit money in their own accounts, but they will continue to be charged interest by the bank for the loan availed. Cooperative banks will start to collapse as they fail to recover loans. Being the sowing season, PAX stores are filled with fertilisers, they will be unable to supply these to their own farmers as per rules because past loans remain unpaid. PAX aren’t even allowed to operate with public sector banks, so are in a Catch-22 situation on what to do. Many farmers have also availed of revolving cash credit limit which needs to be deposited at harvest time. When bank refuse to accept payment, these deposits will become NPA in the books of the bank and bank balance sheets will be decimated. People are starting to withdraw deposits from cooperative banks and good capital will flow to private or public sector banks, never to return again. Wherever rural cooperative banks branches have online facility this draconian notification should not have been evoked at all. Please click here to read more.

The Economic Times, 17 November, 2016, http://blogs.economictimes.indiatimes.com/et-commentary/demonetisation-if-rural-cooperative-banks-sink-so-will-farmers/

Tagged with: Currency demonetisation Demonetisation Rural cooperative bank branches Rural cooperative banks

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