Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 150
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
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Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
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Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 151
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::index() - APP/Controller/ArtileDetailController.php, line 151
Cake\Controller\Controller::invokeAction() - CORE/src/Controller/Controller.php, line 610
Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120
Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94
Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
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Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Warning (512): Unable to emit headers. Headers sent in file=/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Error/Debugger.php line=853 [CORE/src/Http/ResponseEmitter.php, line 48]
Code Context
            if (Configure::read('debug')) {

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        LATEST NEWS UPDATES | Duplication of accounts under Jan Dhan Yojna on rise: Survey    </title>
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-PTI

The report noted 31% of multiple account holders (with a bank account in addition to PMJDY) are actively using alternate bank account.

New Delhi: Duplication of accounts under the Pradhan Mantri Jan Dhan Yojana (PMJDY) is on the rise while 28..."/>
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-PTI

The report noted 31% of multiple account holders (with a bank account in addition to PMJDY) are actively using alternate bank account.

New Delhi: Duplication of accounts under the Pradhan Mantri Jan Dhan Yojana (PMJDY) is on the rise while 28..." />
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                            <div align="justify">-PTI<br /><br /><em>The report noted 31% of multiple account holders (with a bank account in addition to PMJDY) are actively using alternate bank account.<br /><br />New Delhi: </em>Duplication of accounts under the Pradhan Mantri Jan Dhan Yojana (PMJDY) is on the rise while 28 per cent of accounts are lying dormant, says a survey by financial inclusion consulting firm MicroSave.<br /><br />According to the survey, conducted in 42 districts spread across 17 states and one union territory, the reasons for duplication of accounts include misconception that account is only for government benefits/subsidy.<br /><br />&ldquo;Around 33 per cent of the customers indicated that PMJDY was not their first account, in comparison to 14 per cent in wave II and I. Hence, indications are that fresh account opening drives are encouraging clients to open a second account. Most of these accounts are not used,&rdquo; the survey said.<br /><br />MicroSave has been following the progress of PMJDY through three waves (rounds) of surveys. PMJDY Wave-I was conducted in December-2014 followed by Wave-II conducted in July-2015. This report is the third edition of the survey commissioned to examine the progress of PMJDY.<br /><br />The report noted 31 per cent of multiple account holders (with a bank account in addition to PMJDY) are actively using alternate bank account. Around 28 per cent accounts are dormant, no transactions over the last three months.<br /><br />&ldquo;Customers believed that these accounts will remain active at zero-balance also and there was not much of trigger observed to use them,&rdquo; the survey said.<br /><br />The survey noted, there has been improvement in Aadhaar linkage status as 62 per cent of the customers interviewed had linked their PMJDY accounts with Aadhaar card, up from 52 per cent in the second round of the survey.<br /><br />Around 1,627 Bank Mitras and 4,859 customers were covered in the survey.<br /><br />Earlier RBI Governor Raghuram Rajan had cautioned banks on the risks involved in just hunting for numbers with regards to Jan Dhan scheme, asking them not to compromise on core objectives of the programme.<br /><br />Meanwhile, deposits in accounts opened under the government&rsquo;s flagship financial inclusion programme have crossed the Rs. 30,000 crore mark. As many as 20.38 crore bank accounts were opened under PMJDY as on January 20.</div>                                                           
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    <br><a href="http://www.thehindubusinessline.com/money-and-banking/duplication-of-accounts-under-jan-dhan-yojna-on-rise-survey/article8348514.ece?homepage=true" class="re" target="_blank">The Hindu Business Line, 13 March, 2016, http://www.thehindubusinessline.com/money-and-banking/duplication-of-accounts-under-jan-dhan-yojna-on-rise-survey/article8348514.ece?homepage=true</a><div class="clear"></div>
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The report noted 31% of multiple account holders (with a bank account in addition to PMJDY) are actively using alternate bank account.

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    <h1 class="cat-box-title">Duplication of accounts under Jan Dhan Yojna on rise: Survey</h1>
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                            <div align="justify">-PTI<br /><br /><em>The report noted 31% of multiple account holders (with a bank account in addition to PMJDY) are actively using alternate bank account.<br /><br />New Delhi: </em>Duplication of accounts under the Pradhan Mantri Jan Dhan Yojana (PMJDY) is on the rise while 28 per cent of accounts are lying dormant, says a survey by financial inclusion consulting firm MicroSave.<br /><br />According to the survey, conducted in 42 districts spread across 17 states and one union territory, the reasons for duplication of accounts include misconception that account is only for government benefits/subsidy.<br /><br />&ldquo;Around 33 per cent of the customers indicated that PMJDY was not their first account, in comparison to 14 per cent in wave II and I. Hence, indications are that fresh account opening drives are encouraging clients to open a second account. Most of these accounts are not used,&rdquo; the survey said.<br /><br />MicroSave has been following the progress of PMJDY through three waves (rounds) of surveys. PMJDY Wave-I was conducted in December-2014 followed by Wave-II conducted in July-2015. This report is the third edition of the survey commissioned to examine the progress of PMJDY.<br /><br />The report noted 31 per cent of multiple account holders (with a bank account in addition to PMJDY) are actively using alternate bank account. Around 28 per cent accounts are dormant, no transactions over the last three months.<br /><br />&ldquo;Customers believed that these accounts will remain active at zero-balance also and there was not much of trigger observed to use them,&rdquo; the survey said.<br /><br />The survey noted, there has been improvement in Aadhaar linkage status as 62 per cent of the customers interviewed had linked their PMJDY accounts with Aadhaar card, up from 52 per cent in the second round of the survey.<br /><br />Around 1,627 Bank Mitras and 4,859 customers were covered in the survey.<br /><br />Earlier RBI Governor Raghuram Rajan had cautioned banks on the risks involved in just hunting for numbers with regards to Jan Dhan scheme, asking them not to compromise on core objectives of the programme.<br /><br />Meanwhile, deposits in accounts opened under the government&rsquo;s flagship financial inclusion programme have crossed the Rs. 30,000 crore mark. As many as 20.38 crore bank accounts were opened under PMJDY as on January 20.</div>                                                           
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    <br><a href="http://www.thehindubusinessline.com/money-and-banking/duplication-of-accounts-under-jan-dhan-yojna-on-rise-survey/article8348514.ece?homepage=true" class="re" target="_blank">The Hindu Business Line, 13 March, 2016, http://www.thehindubusinessline.com/money-and-banking/duplication-of-accounts-under-jan-dhan-yojna-on-rise-survey/article8348514.ece?homepage=true</a><div class="clear"></div>
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The report noted 31% of multiple account holders (with a bank account in addition to PMJDY) are actively using alternate bank account.

New Delhi: Duplication of accounts under the Pradhan Mantri Jan Dhan Yojana (PMJDY) is on the rise while 28..."/>
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The report noted 31% of multiple account holders (with a bank account in addition to PMJDY) are actively using alternate bank account.

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    <h1 class="cat-box-title">Duplication of accounts under Jan Dhan Yojna on rise: Survey</h1>
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                            <div align="justify">-PTI<br /><br /><em>The report noted 31% of multiple account holders (with a bank account in addition to PMJDY) are actively using alternate bank account.<br /><br />New Delhi: </em>Duplication of accounts under the Pradhan Mantri Jan Dhan Yojana (PMJDY) is on the rise while 28 per cent of accounts are lying dormant, says a survey by financial inclusion consulting firm MicroSave.<br /><br />According to the survey, conducted in 42 districts spread across 17 states and one union territory, the reasons for duplication of accounts include misconception that account is only for government benefits/subsidy.<br /><br />&ldquo;Around 33 per cent of the customers indicated that PMJDY was not their first account, in comparison to 14 per cent in wave II and I. Hence, indications are that fresh account opening drives are encouraging clients to open a second account. Most of these accounts are not used,&rdquo; the survey said.<br /><br />MicroSave has been following the progress of PMJDY through three waves (rounds) of surveys. PMJDY Wave-I was conducted in December-2014 followed by Wave-II conducted in July-2015. This report is the third edition of the survey commissioned to examine the progress of PMJDY.<br /><br />The report noted 31 per cent of multiple account holders (with a bank account in addition to PMJDY) are actively using alternate bank account. Around 28 per cent accounts are dormant, no transactions over the last three months.<br /><br />&ldquo;Customers believed that these accounts will remain active at zero-balance also and there was not much of trigger observed to use them,&rdquo; the survey said.<br /><br />The survey noted, there has been improvement in Aadhaar linkage status as 62 per cent of the customers interviewed had linked their PMJDY accounts with Aadhaar card, up from 52 per cent in the second round of the survey.<br /><br />Around 1,627 Bank Mitras and 4,859 customers were covered in the survey.<br /><br />Earlier RBI Governor Raghuram Rajan had cautioned banks on the risks involved in just hunting for numbers with regards to Jan Dhan scheme, asking them not to compromise on core objectives of the programme.<br /><br />Meanwhile, deposits in accounts opened under the government&rsquo;s flagship financial inclusion programme have crossed the Rs. 30,000 crore mark. As many as 20.38 crore bank accounts were opened under PMJDY as on January 20.</div>                                                           
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    <br><a href="http://www.thehindubusinessline.com/money-and-banking/duplication-of-accounts-under-jan-dhan-yojna-on-rise-survey/article8348514.ece?homepage=true" class="re" target="_blank">The Hindu Business Line, 13 March, 2016, http://www.thehindubusinessline.com/money-and-banking/duplication-of-accounts-under-jan-dhan-yojna-on-rise-survey/article8348514.ece?homepage=true</a><div class="clear"></div>
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Duplication of accounts under Jan Dhan Yojna on rise: Survey

Published on Mar 14, 2016   Modified on Mar 14, 2016

-PTI The report noted 31% of multiple account holders (with a bank account in addition to PMJDY) are actively using alternate bank account. New Delhi: Duplication of accounts under the Pradhan Mantri Jan Dhan Yojana (PMJDY) is on the rise while 28 per cent of accounts are lying dormant, says a survey by financial inclusion consulting firm MicroSave. According to the survey, conducted in 42 districts spread across 17 states and one union territory, the reasons for duplication of accounts include misconception that account is only for government benefits/subsidy. “Around 33 per cent of the customers indicated that PMJDY was not their first account, in comparison to 14 per cent in wave II and I. Hence, indications are that fresh account opening drives are encouraging clients to open a second account. Most of these accounts are not used,” the survey said. MicroSave has been following the progress of PMJDY through three waves (rounds) of surveys. PMJDY Wave-I was conducted in December-2014 followed by Wave-II conducted in July-2015. This report is the third edition of the survey commissioned to examine the progress of PMJDY. The report noted 31 per cent of multiple account holders (with a bank account in addition to PMJDY) are actively using alternate bank account. Around 28 per cent accounts are dormant, no transactions over the last three months. “Customers believed that these accounts will remain active at zero-balance also and there was not much of trigger observed to use them,” the survey said. The survey noted, there has been improvement in Aadhaar linkage status as 62 per cent of the customers interviewed had linked their PMJDY accounts with Aadhaar card, up from 52 per cent in the second round of the survey. Around 1,627 Bank Mitras and 4,859 customers were covered in the survey. Earlier RBI Governor Raghuram Rajan had cautioned banks on the risks involved in just hunting for numbers with regards to Jan Dhan scheme, asking them not to compromise on core objectives of the programme. Meanwhile, deposits in accounts opened under the government’s flagship financial inclusion programme have crossed the Rs. 30,000 crore mark. As many as 20.38 crore bank accounts were opened under PMJDY as on January 20.

The Hindu Business Line, 13 March, 2016, http://www.thehindubusinessline.com/money-and-banking/duplication-of-accounts-under-jan-dhan-yojna-on-rise-survey/article8348514.ece?homepage=true

Tagged with: Jan Dhan Yojana Pradhan Mantri Jan Dhan Yojana (PMJDY)

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