Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 150
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
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Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 151
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
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Cake\Controller\Controller::invokeAction() - CORE/src/Controller/Controller.php, line 610
Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120
Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94
Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\AssetMiddleware::__invoke() - CORE/src/Routing/Middleware/AssetMiddleware.php, line 97
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Warning (512): Unable to emit headers. Headers sent in file=/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Error/Debugger.php line=853 [CORE/src/Http/ResponseEmitter.php, line 48]
Code Context
            if (Configure::read('debug')) {

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        LATEST NEWS UPDATES | EMI crisis creeping up on borrowers -Shayan Ghosh    </title>
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* The spike in auto-debit failures suggest that the pain may have only just begun for India&rsquo;s small borrowers

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                            <p style="text-align:justify">-Livemint.com</p><p style="text-align:justify"><em>* The spike in auto-debit failures suggest that the pain may have only just begun for India&rsquo;s small borrowers</em></p><p style="text-align:justify"><em>* With mandatory EMI repayments kicking in since September, many feel the available recast options and a waiver of compound interest are not sufficient. India may be staring at a loan crisis</em></p><p style="text-align:justify"><em>MUMBAI: </em>For someone who had never defaulted on any loans before March this year, Monica Keerthi Karri gets quite harried at the mention of loan recovery agents. The 32-year-old teacher from Visakhapatnam lost her job and income when covid-19 struck and has been warding off recovery agents ever since.</p><p style="text-align:justify">&ldquo;It was only after March that I could not pay my equated monthly installments (EMIs) and was repeatedly harassed. So much so that some agents reached my parent&rsquo;s house to recover missed payments, traumatizing them,&quot; said Karri.</p><p style="text-align:justify">She is among the millions of Indians who have started defaulting on loans from banks, non-banking financial companies (NBFCs) and from app-based lenders. While the last round of bad loans was all about large corporate defaulters who were given unhindered access to bank funds, the current crisis, which is just about starting to unfold after a nervous pause due to a few months of moratorium, has hit retail borrowers the hardest.</p><p style="text-align:justify">Please <a href="https://www.livemint.com/industry/banking/emi-crisis-creeping-up-on-borrowers-11607439634488.html" title="https://www.livemint.com/industry/banking/emi-crisis-creeping-up-on-borrowers-11607439634488.html">click here</a> to read more.</p><p style="text-align:justify">&nbsp;</p>                                                           
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                            <p style="text-align:justify">-Livemint.com</p><p style="text-align:justify"><em>* The spike in auto-debit failures suggest that the pain may have only just begun for India&rsquo;s small borrowers</em></p><p style="text-align:justify"><em>* With mandatory EMI repayments kicking in since September, many feel the available recast options and a waiver of compound interest are not sufficient. India may be staring at a loan crisis</em></p><p style="text-align:justify"><em>MUMBAI: </em>For someone who had never defaulted on any loans before March this year, Monica Keerthi Karri gets quite harried at the mention of loan recovery agents. The 32-year-old teacher from Visakhapatnam lost her job and income when covid-19 struck and has been warding off recovery agents ever since.</p><p style="text-align:justify">&ldquo;It was only after March that I could not pay my equated monthly installments (EMIs) and was repeatedly harassed. So much so that some agents reached my parent&rsquo;s house to recover missed payments, traumatizing them,&quot; said Karri.</p><p style="text-align:justify">She is among the millions of Indians who have started defaulting on loans from banks, non-banking financial companies (NBFCs) and from app-based lenders. While the last round of bad loans was all about large corporate defaulters who were given unhindered access to bank funds, the current crisis, which is just about starting to unfold after a nervous pause due to a few months of moratorium, has hit retail borrowers the hardest.</p><p style="text-align:justify">Please <a href="https://www.livemint.com/industry/banking/emi-crisis-creeping-up-on-borrowers-11607439634488.html" title="https://www.livemint.com/industry/banking/emi-crisis-creeping-up-on-borrowers-11607439634488.html">click here</a> to read more.</p><p style="text-align:justify">&nbsp;</p>                                                           
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    <h1 class="cat-box-title">EMI crisis creeping up on borrowers -Shayan Ghosh</h1>
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                            <p style="text-align:justify">-Livemint.com</p><p style="text-align:justify"><em>* The spike in auto-debit failures suggest that the pain may have only just begun for India&rsquo;s small borrowers</em></p><p style="text-align:justify"><em>* With mandatory EMI repayments kicking in since September, many feel the available recast options and a waiver of compound interest are not sufficient. India may be staring at a loan crisis</em></p><p style="text-align:justify"><em>MUMBAI: </em>For someone who had never defaulted on any loans before March this year, Monica Keerthi Karri gets quite harried at the mention of loan recovery agents. The 32-year-old teacher from Visakhapatnam lost her job and income when covid-19 struck and has been warding off recovery agents ever since.</p><p style="text-align:justify">&ldquo;It was only after March that I could not pay my equated monthly installments (EMIs) and was repeatedly harassed. So much so that some agents reached my parent&rsquo;s house to recover missed payments, traumatizing them,&quot; said Karri.</p><p style="text-align:justify">She is among the millions of Indians who have started defaulting on loans from banks, non-banking financial companies (NBFCs) and from app-based lenders. While the last round of bad loans was all about large corporate defaulters who were given unhindered access to bank funds, the current crisis, which is just about starting to unfold after a nervous pause due to a few months of moratorium, has hit retail borrowers the hardest.</p><p style="text-align:justify">Please <a href="https://www.livemint.com/industry/banking/emi-crisis-creeping-up-on-borrowers-11607439634488.html" title="https://www.livemint.com/industry/banking/emi-crisis-creeping-up-on-borrowers-11607439634488.html">click here</a> to read more.</p><p style="text-align:justify">&nbsp;</p>                                                           
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    <br><a href="https://www.livemint.com/industry/banking/emi-crisis-creeping-up-on-borrowers-11607439634488.html" class="re" target="_blank">Livemint.com, 8 December, 2020, https://www.livemint.com/industry/banking/emi-crisis-creeping-up-on-borrowers-11607439634488.html</a><div class="clear"></div>
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Home हिन्दी

EMI crisis creeping up on borrowers -Shayan Ghosh

Published on Dec 8, 2020   Modified on Dec 10, 2020

-Livemint.com * The spike in auto-debit failures suggest that the pain may have only just begun for India’s small borrowers * With mandatory EMI repayments kicking in since September, many feel the available recast options and a waiver of compound interest are not sufficient. India may be staring at a loan crisis MUMBAI: For someone who had never defaulted on any loans before March this year, Monica Keerthi Karri gets quite harried at the mention of loan recovery agents. The 32-year-old teacher from Visakhapatnam lost her job and income when covid-19 struck and has been warding off recovery agents ever since. “It was only after March that I could not pay my equated monthly installments (EMIs) and was repeatedly harassed. So much so that some agents reached my parent’s house to recover missed payments, traumatizing them," said Karri. She is among the millions of Indians who have started defaulting on loans from banks, non-banking financial companies (NBFCs) and from app-based lenders. While the last round of bad loans was all about large corporate defaulters who were given unhindered access to bank funds, the current crisis, which is just about starting to unfold after a nervous pause due to a few months of moratorium, has hit retail borrowers the hardest. Please click here to read more.

Livemint.com, 8 December, 2020, https://www.livemint.com/industry/banking/emi-crisis-creeping-up-on-borrowers-11607439634488.html

Tagged with: Equated Monthly Installments EMIs Loan Default NBFCs Non-Banking Financial Companies

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