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LATEST NEWS UPDATES | Farmers unlikely to get insurance for damaged crops by PJ Joychen

Farmers unlikely to get insurance for damaged crops by PJ Joychen

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published Published on Feb 23, 2011   modified Modified on Feb 23, 2011

The farmers in the state, who had lost their crops to the recent rain and hailstorm, may not get any compensation from the present weather-based insurance scheme in the state as hailstorm is not covered under the policy.

According to sources, the state has adopted the weather-based insurance in which the compensation is calculated on the basic parameters of temperature, rainfall and moisture levels. These parameters could be measured by instruments and compensation is paid if temperature goes up beyond a point or of flood or in the case of excess moisture incursion acting as a spoiler for the crops.

However, the present calamity in the form of hailstorm do not come under any of the existing parameters and hence no insurance coverage.

Officials, however, said another insurance scheme, the national agriculture insurance scheme, takes this factor into account but this insurance policy is not implemented in the state. Minister of state for agriculture Gurmeet Singh Kunnar said: "The government may consider an amendment to the existing scheme to cover this risk factor under the existing insurance scheme to provide relief to the farmers."

Considering the frequent drought and occasional flood in the state, Rajasthan had adopted the weather-based insurance policy to cover the farmers, said officials. This policy was implemented in all the districts since March last year. "Ideally, the farmers should be covered by both the schemes like in many other states. But it then requires infrastructure and the premium would also go up substantially with the risk factor increasing," said an official.

Officials said even if the hailstorm was not covered under the insurance scheme, the state government could claim compensation from the calamity found or disaster management head.

However, farmer Ram Singh in Sikar district says: "There is a grey area between both the schemes. The national agriculture insurance scheme assesses the damage on the basis of the quantum of the output. For instance, last year the crops suffered due to unseasonal rains and the maize developed dark spots and the quality suffered. Even after declaring support price for maize, there was no takers. The procurement was limited as the farmers could not sell their products as it could not meet the requisite standard. In such a situation, no existing scheme comes to the help of the farmers,"he said.

The Times of India, 22 February, 2011, http://timesofindia.indiatimes.com/city/jaipur/Farmers-unlikely-to-get-insurance-for-damaged-crops/articleshow/7550374.cms


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