Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 150
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::index() - APP/Controller/ArtileDetailController.php, line 150
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Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120
Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94
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Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
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Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 151
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::index() - APP/Controller/ArtileDetailController.php, line 151
Cake\Controller\Controller::invokeAction() - CORE/src/Controller/Controller.php, line 610
Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120
Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94
Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\AssetMiddleware::__invoke() - CORE/src/Routing/Middleware/AssetMiddleware.php, line 97
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Warning (512): Unable to emit headers. Headers sent in file=/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Error/Debugger.php line=853 [CORE/src/Http/ResponseEmitter.php, line 48]
Code Context
            if (Configure::read('debug')) {

                trigger_error($message, E_USER_WARNING);

            } else {
$response = object(Cake\Http\Response) {

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        LATEST NEWS UPDATES | For urban poor, Govt plans to stand guarantee for Rs 5-lakh home loans by Smita Aggarwal    </title>
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The Government is finalising the blueprint for a scheme to enable a vast majority of the urban poor to own a house.


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    <h1 class="cat-box-title">For urban poor, Govt plans to stand guarantee for Rs 5-lakh home loans by Smita Aggarwal</h1>
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		 Published on</span><span class="text-date"> Oct 25, 2011</span>
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                            <div style="text-align: justify"><br /></div><div style="text-align: justify">The Government is finalising the blueprint for a scheme to enable a vast majority of the urban poor to own a house.</div><div style="text-align: justify">&nbsp;</div><div style="text-align: justify">The housing and urban poverty alleviation (HUPA) ministry has proposed to stand in as guarantor for home loans up to Rs 5 lakh. Under the scheme, banks would be reimbursed up to 90 per cent in case the poor default on these loans.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">The scheme, targeting those earning less than Rs 10,000 per month in cities, envisages setting up of a credit guarantee fund which will re-imburse banks in case of default. &ldquo;The move will enable security guards, drivers and domestic servants to own a house,&rdquo; a senior HUPA official told The Indian Express.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">The ministry&rsquo;s surveys have found that the average cost of owning a house in metros like Delhi, Mumbai, Kolkata, Bangalore and Chennai works out to Rs 5 lakh, going up to Rs 7 lakh.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">According to the proposed scheme, the government will re-imburse 90 per cent of the loan amount for loans up to Rs 2 lakh and 85 per cent in case of loans between Rs 2 lakh and Rs 5 lakh. &ldquo;Banks are reluctant to extend credit to the economically weaker section (EWS) and low-income group (LIG). To allay their fears, the government will step in as the guarantor,&rdquo; said the official.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">Besides the EWS and LIG criteria for eligibility, the size of the house has to match government specifications. For EWS applicants, loans will be extended for a house with a minimum area of 25 sq m and for those in the LIG category, at least 40 sq m as house area is the minimum eligibility.</div><div style="text-align: justify"><br /></div>                                                           
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    <br><a href="http://www.indianexpress.com/news/for-urban-poor-govt-plans-to-stand-guarantee-for-rs-5lakh-home-loans/864983/" class="re" target="_blank">The Indian Express, 25 October, 2011, http://www.indianexpress.com/news/for-urban-poor-govt-plans-to-stand-guarantee-for-rs-5lakh-home-loans/864983/</a><div class="clear"></div>
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    <h1 class="cat-box-title">For urban poor, Govt plans to stand guarantee for Rs 5-lakh home loans by Smita Aggarwal</h1>
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		 Published on</span><span class="text-date"> Oct 25, 2011</span>
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                            <div style="text-align: justify"><br /></div><div style="text-align: justify">The Government is finalising the blueprint for a scheme to enable a vast majority of the urban poor to own a house.</div><div style="text-align: justify">&nbsp;</div><div style="text-align: justify">The housing and urban poverty alleviation (HUPA) ministry has proposed to stand in as guarantor for home loans up to Rs 5 lakh. Under the scheme, banks would be reimbursed up to 90 per cent in case the poor default on these loans.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">The scheme, targeting those earning less than Rs 10,000 per month in cities, envisages setting up of a credit guarantee fund which will re-imburse banks in case of default. &ldquo;The move will enable security guards, drivers and domestic servants to own a house,&rdquo; a senior HUPA official told The Indian Express.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">The ministry&rsquo;s surveys have found that the average cost of owning a house in metros like Delhi, Mumbai, Kolkata, Bangalore and Chennai works out to Rs 5 lakh, going up to Rs 7 lakh.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">According to the proposed scheme, the government will re-imburse 90 per cent of the loan amount for loans up to Rs 2 lakh and 85 per cent in case of loans between Rs 2 lakh and Rs 5 lakh. &ldquo;Banks are reluctant to extend credit to the economically weaker section (EWS) and low-income group (LIG). To allay their fears, the government will step in as the guarantor,&rdquo; said the official.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">Besides the EWS and LIG criteria for eligibility, the size of the house has to match government specifications. For EWS applicants, loans will be extended for a house with a minimum area of 25 sq m and for those in the LIG category, at least 40 sq m as house area is the minimum eligibility.</div><div style="text-align: justify"><br /></div>                                                           
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    <br><a href="http://www.indianexpress.com/news/for-urban-poor-govt-plans-to-stand-guarantee-for-rs-5lakh-home-loans/864983/" class="re" target="_blank">The Indian Express, 25 October, 2011, http://www.indianexpress.com/news/for-urban-poor-govt-plans-to-stand-guarantee-for-rs-5lakh-home-loans/864983/</a><div class="clear"></div>
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The Government is finalising the blueprint for a scheme to enable a vast majority of the urban poor to own a house.


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The Government is finalising the blueprint for a scheme to enable a vast majority of the urban poor to own a house.


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    <h1 class="cat-box-title">For urban poor, Govt plans to stand guarantee for Rs 5-lakh home loans by Smita Aggarwal</h1>
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		 Published on</span><span class="text-date"> Oct 25, 2011</span>
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                            <div style="text-align: justify"><br /></div><div style="text-align: justify">The Government is finalising the blueprint for a scheme to enable a vast majority of the urban poor to own a house.</div><div style="text-align: justify">&nbsp;</div><div style="text-align: justify">The housing and urban poverty alleviation (HUPA) ministry has proposed to stand in as guarantor for home loans up to Rs 5 lakh. Under the scheme, banks would be reimbursed up to 90 per cent in case the poor default on these loans.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">The scheme, targeting those earning less than Rs 10,000 per month in cities, envisages setting up of a credit guarantee fund which will re-imburse banks in case of default. &ldquo;The move will enable security guards, drivers and domestic servants to own a house,&rdquo; a senior HUPA official told The Indian Express.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">The ministry&rsquo;s surveys have found that the average cost of owning a house in metros like Delhi, Mumbai, Kolkata, Bangalore and Chennai works out to Rs 5 lakh, going up to Rs 7 lakh.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">According to the proposed scheme, the government will re-imburse 90 per cent of the loan amount for loans up to Rs 2 lakh and 85 per cent in case of loans between Rs 2 lakh and Rs 5 lakh. &ldquo;Banks are reluctant to extend credit to the economically weaker section (EWS) and low-income group (LIG). To allay their fears, the government will step in as the guarantor,&rdquo; said the official.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">Besides the EWS and LIG criteria for eligibility, the size of the house has to match government specifications. For EWS applicants, loans will be extended for a house with a minimum area of 25 sq m and for those in the LIG category, at least 40 sq m as house area is the minimum eligibility.</div><div style="text-align: justify"><br /></div>                                                           
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    <br><a href="http://www.indianexpress.com/news/for-urban-poor-govt-plans-to-stand-guarantee-for-rs-5lakh-home-loans/864983/" class="re" target="_blank">The Indian Express, 25 October, 2011, http://www.indianexpress.com/news/for-urban-poor-govt-plans-to-stand-guarantee-for-rs-5lakh-home-loans/864983/</a><div class="clear"></div>
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Home हिन्दी

For urban poor, Govt plans to stand guarantee for Rs 5-lakh home loans by Smita Aggarwal

Published on Oct 25, 2011   Modified on Oct 25, 2011

The Government is finalising the blueprint for a scheme to enable a vast majority of the urban poor to own a house.   The housing and urban poverty alleviation (HUPA) ministry has proposed to stand in as guarantor for home loans up to Rs 5 lakh. Under the scheme, banks would be reimbursed up to 90 per cent in case the poor default on these loans. The scheme, targeting those earning less than Rs 10,000 per month in cities, envisages setting up of a credit guarantee fund which will re-imburse banks in case of default. “The move will enable security guards, drivers and domestic servants to own a house,” a senior HUPA official told The Indian Express. The ministry’s surveys have found that the average cost of owning a house in metros like Delhi, Mumbai, Kolkata, Bangalore and Chennai works out to Rs 5 lakh, going up to Rs 7 lakh. According to the proposed scheme, the government will re-imburse 90 per cent of the loan amount for loans up to Rs 2 lakh and 85 per cent in case of loans between Rs 2 lakh and Rs 5 lakh. “Banks are reluctant to extend credit to the economically weaker section (EWS) and low-income group (LIG). To allay their fears, the government will step in as the guarantor,” said the official. Besides the EWS and LIG criteria for eligibility, the size of the house has to match government specifications. For EWS applicants, loans will be extended for a house with a minimum area of 25 sq m and for those in the LIG category, at least 40 sq m as house area is the minimum eligibility.

The Indian Express, 25 October, 2011, http://www.indianexpress.com/news/for-urban-poor-govt-plans-to-stand-guarantee-for-rs-5lakh-home-loans/864983/

Tagged with: Poverty Livelihood

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