Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 150
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
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Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 151
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::index() - APP/Controller/ArtileDetailController.php, line 151
Cake\Controller\Controller::invokeAction() - CORE/src/Controller/Controller.php, line 610
Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120
Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94
Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\AssetMiddleware::__invoke() - CORE/src/Routing/Middleware/AssetMiddleware.php, line 97
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Warning (512): Unable to emit headers. Headers sent in file=/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Error/Debugger.php line=853 [CORE/src/Http/ResponseEmitter.php, line 48]
Code Context
            if (Configure::read('debug')) {

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        LATEST NEWS UPDATES | Govt moots life, health insurance for 62 lakh teachers by Akshaya Mukul    </title>
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In a move that could benefit more than 62 lakh school teachers in government, municipal and private unaided schools, the Centre plans to provide them with life insurance and health insurance at highly subsidized rates. 


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                            <p align="justify"><font ></font></p><p align="justify"><br /><font >In a move that could benefit more than 62 lakh school teachers in government, municipal and private unaided schools, the Centre plans to provide them with life insurance and health insurance at highly subsidized rates. </font></p><p align="justify"><font >The HRD ministry has already held detailed discussions with LIC, with the public sector insurance giant coming up with an &quot;indicative scheme&quot; with two components. The first component on life insurance would be available for teachers in the age group of 18-59 or till retirement age, with the insured teachers having to pay a premium of Rs 840 per annum per member for an insurance cover of Rs 2 lakh payable in case of death. </font></p><p align="justify"><font >The ministry has proposed that the first component of Rs 840 per annum as premium can be paid by the government without seeking any contribution from the teachers. Assuming the number of teachers to be 60 lakh, ministry is looking at an annual expenditure of Rs 500 crore as its contribution to the scheme. </font></p><p align="justify"><font >The second component of the scheme suggested by LIC would be a monthly contribution which would earn an interest of about 8% per annum on a compounding basis, with the entire amount payable at the time of retirement. As per the maths done by LIC, a contribution of Rs 500 per month would generate Rs 4.76 lakh in 25 years and Rs 11.47 lakh in 35 years of service. However, the interest rate will vary from year to year. Ministry thinks contribution of Rs 500 per month should come from the teachers as it is a saving scheme that would fetch a good rate of interest. </font></p><p align="justify"><font >Both the proposals will be discussed in the meeting of National Foundation for Teacher Welfare on Friday. HRD ministry has also held consultations with Postal Life Insurance which is yet to submit its proposal. Government will decide which of the two will be given the job. </font></p><p align="justify"><font >The meeting will also have to make state governments agree to the deduction of the contribution towards endowment component from the salary whereas the Centre would be making a contribution towards life cover directly. </font></p><p align="justify"><font >The health insurance would cover a family of six the teacher himself or herself, the spouse, two children and two parents. The maximum sum assured for family in a year could be Rs 1 lakh. There would also be a corporate buffer of about Rs 25 crore that would double the reimbursement in cases of need. It is estimated that with corporate buffer, the annual premium to cover a family of six would be Rs 15,860. </font></p><p align="justify"><font >Assuming that 50 lakh teachers are likely to be covered, the total annual requirement would be about Rs 8,250 crore. Teachers may be asked to contribute 50% of the premium and share the remaining 50% premium between the Central and state government. In that case, the requirement by the Central government would be of the order of Rs 2,062 crore where as an average state may have to contribute about Rs 100 crore per annum for this scheme. </font></p>                                                           
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    <br><a href="http://timesofindia.indiatimes.com/india/Govt-moots-life-health-insurance-for-62-lakh-teachers/articleshow/6060936.cms" class="re" target="_blank">The Times of India, 18 June, 2010, http://timesofindia.indiatimes.com/india/Govt-moots-life-health-insurance-for-62-lakh-teachers/articleshow/6060936.cms</a><div class="clear"></div>
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In a move that could benefit more than 62 lakh school teachers in government, municipal and private unaided schools, the Centre plans to provide them with life insurance and health insurance at highly subsidized rates. 


The HRD ministry has already..."/>
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In a move that could benefit more than 62 lakh school teachers in government, municipal and private unaided schools, the Centre plans to provide them with life insurance and health insurance at highly subsidized rates. 


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    <h1 class="cat-box-title">Govt moots life, health insurance for 62 lakh teachers by Akshaya Mukul</h1>
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                            <p align="justify"><font ></font></p><p align="justify"><br /><font >In a move that could benefit more than 62 lakh school teachers in government, municipal and private unaided schools, the Centre plans to provide them with life insurance and health insurance at highly subsidized rates. </font></p><p align="justify"><font >The HRD ministry has already held detailed discussions with LIC, with the public sector insurance giant coming up with an &quot;indicative scheme&quot; with two components. The first component on life insurance would be available for teachers in the age group of 18-59 or till retirement age, with the insured teachers having to pay a premium of Rs 840 per annum per member for an insurance cover of Rs 2 lakh payable in case of death. </font></p><p align="justify"><font >The ministry has proposed that the first component of Rs 840 per annum as premium can be paid by the government without seeking any contribution from the teachers. Assuming the number of teachers to be 60 lakh, ministry is looking at an annual expenditure of Rs 500 crore as its contribution to the scheme. </font></p><p align="justify"><font >The second component of the scheme suggested by LIC would be a monthly contribution which would earn an interest of about 8% per annum on a compounding basis, with the entire amount payable at the time of retirement. As per the maths done by LIC, a contribution of Rs 500 per month would generate Rs 4.76 lakh in 25 years and Rs 11.47 lakh in 35 years of service. However, the interest rate will vary from year to year. Ministry thinks contribution of Rs 500 per month should come from the teachers as it is a saving scheme that would fetch a good rate of interest. </font></p><p align="justify"><font >Both the proposals will be discussed in the meeting of National Foundation for Teacher Welfare on Friday. HRD ministry has also held consultations with Postal Life Insurance which is yet to submit its proposal. Government will decide which of the two will be given the job. </font></p><p align="justify"><font >The meeting will also have to make state governments agree to the deduction of the contribution towards endowment component from the salary whereas the Centre would be making a contribution towards life cover directly. </font></p><p align="justify"><font >The health insurance would cover a family of six the teacher himself or herself, the spouse, two children and two parents. The maximum sum assured for family in a year could be Rs 1 lakh. There would also be a corporate buffer of about Rs 25 crore that would double the reimbursement in cases of need. It is estimated that with corporate buffer, the annual premium to cover a family of six would be Rs 15,860. </font></p><p align="justify"><font >Assuming that 50 lakh teachers are likely to be covered, the total annual requirement would be about Rs 8,250 crore. Teachers may be asked to contribute 50% of the premium and share the remaining 50% premium between the Central and state government. In that case, the requirement by the Central government would be of the order of Rs 2,062 crore where as an average state may have to contribute about Rs 100 crore per annum for this scheme. </font></p>                                                           
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    <br><a href="http://timesofindia.indiatimes.com/india/Govt-moots-life-health-insurance-for-62-lakh-teachers/articleshow/6060936.cms" class="re" target="_blank">The Times of India, 18 June, 2010, http://timesofindia.indiatimes.com/india/Govt-moots-life-health-insurance-for-62-lakh-teachers/articleshow/6060936.cms</a><div class="clear"></div>
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        LATEST NEWS UPDATES | Govt moots life, health insurance for 62 lakh teachers by Akshaya Mukul    </title>
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In a move that could benefit more than 62 lakh school teachers in government, municipal and private unaided schools, the Centre plans to provide them with life insurance and health insurance at highly subsidized rates. 


The HRD ministry has already..."/>
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In a move that could benefit more than 62 lakh school teachers in government, municipal and private unaided schools, the Centre plans to provide them with life insurance and health insurance at highly subsidized rates. 


The HRD ministry has already..." />
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    <h1 class="cat-box-title">Govt moots life, health insurance for 62 lakh teachers by Akshaya Mukul</h1>
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                            <p align="justify"><font ></font></p><p align="justify"><br /><font >In a move that could benefit more than 62 lakh school teachers in government, municipal and private unaided schools, the Centre plans to provide them with life insurance and health insurance at highly subsidized rates. </font></p><p align="justify"><font >The HRD ministry has already held detailed discussions with LIC, with the public sector insurance giant coming up with an &quot;indicative scheme&quot; with two components. The first component on life insurance would be available for teachers in the age group of 18-59 or till retirement age, with the insured teachers having to pay a premium of Rs 840 per annum per member for an insurance cover of Rs 2 lakh payable in case of death. </font></p><p align="justify"><font >The ministry has proposed that the first component of Rs 840 per annum as premium can be paid by the government without seeking any contribution from the teachers. Assuming the number of teachers to be 60 lakh, ministry is looking at an annual expenditure of Rs 500 crore as its contribution to the scheme. </font></p><p align="justify"><font >The second component of the scheme suggested by LIC would be a monthly contribution which would earn an interest of about 8% per annum on a compounding basis, with the entire amount payable at the time of retirement. As per the maths done by LIC, a contribution of Rs 500 per month would generate Rs 4.76 lakh in 25 years and Rs 11.47 lakh in 35 years of service. However, the interest rate will vary from year to year. Ministry thinks contribution of Rs 500 per month should come from the teachers as it is a saving scheme that would fetch a good rate of interest. </font></p><p align="justify"><font >Both the proposals will be discussed in the meeting of National Foundation for Teacher Welfare on Friday. HRD ministry has also held consultations with Postal Life Insurance which is yet to submit its proposal. Government will decide which of the two will be given the job. </font></p><p align="justify"><font >The meeting will also have to make state governments agree to the deduction of the contribution towards endowment component from the salary whereas the Centre would be making a contribution towards life cover directly. </font></p><p align="justify"><font >The health insurance would cover a family of six the teacher himself or herself, the spouse, two children and two parents. The maximum sum assured for family in a year could be Rs 1 lakh. There would also be a corporate buffer of about Rs 25 crore that would double the reimbursement in cases of need. It is estimated that with corporate buffer, the annual premium to cover a family of six would be Rs 15,860. </font></p><p align="justify"><font >Assuming that 50 lakh teachers are likely to be covered, the total annual requirement would be about Rs 8,250 crore. Teachers may be asked to contribute 50% of the premium and share the remaining 50% premium between the Central and state government. In that case, the requirement by the Central government would be of the order of Rs 2,062 crore where as an average state may have to contribute about Rs 100 crore per annum for this scheme. </font></p>                                                           
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    <br><a href="http://timesofindia.indiatimes.com/india/Govt-moots-life-health-insurance-for-62-lakh-teachers/articleshow/6060936.cms" class="re" target="_blank">The Times of India, 18 June, 2010, http://timesofindia.indiatimes.com/india/Govt-moots-life-health-insurance-for-62-lakh-teachers/articleshow/6060936.cms</a><div class="clear"></div>
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Home हिन्दी

Govt moots life, health insurance for 62 lakh teachers by Akshaya Mukul

Published on Jun 18, 2010   Modified on Jun 18, 2010

In a move that could benefit more than 62 lakh school teachers in government, municipal and private unaided schools, the Centre plans to provide them with life insurance and health insurance at highly subsidized rates. The HRD ministry has already held detailed discussions with LIC, with the public sector insurance giant coming up with an "indicative scheme" with two components. The first component on life insurance would be available for teachers in the age group of 18-59 or till retirement age, with the insured teachers having to pay a premium of Rs 840 per annum per member for an insurance cover of Rs 2 lakh payable in case of death. The ministry has proposed that the first component of Rs 840 per annum as premium can be paid by the government without seeking any contribution from the teachers. Assuming the number of teachers to be 60 lakh, ministry is looking at an annual expenditure of Rs 500 crore as its contribution to the scheme. The second component of the scheme suggested by LIC would be a monthly contribution which would earn an interest of about 8% per annum on a compounding basis, with the entire amount payable at the time of retirement. As per the maths done by LIC, a contribution of Rs 500 per month would generate Rs 4.76 lakh in 25 years and Rs 11.47 lakh in 35 years of service. However, the interest rate will vary from year to year. Ministry thinks contribution of Rs 500 per month should come from the teachers as it is a saving scheme that would fetch a good rate of interest. Both the proposals will be discussed in the meeting of National Foundation for Teacher Welfare on Friday. HRD ministry has also held consultations with Postal Life Insurance which is yet to submit its proposal. Government will decide which of the two will be given the job. The meeting will also have to make state governments agree to the deduction of the contribution towards endowment component from the salary whereas the Centre would be making a contribution towards life cover directly. The health insurance would cover a family of six the teacher himself or herself, the spouse, two children and two parents. The maximum sum assured for family in a year could be Rs 1 lakh. There would also be a corporate buffer of about Rs 25 crore that would double the reimbursement in cases of need. It is estimated that with corporate buffer, the annual premium to cover a family of six would be Rs 15,860. Assuming that 50 lakh teachers are likely to be covered, the total annual requirement would be about Rs 8,250 crore. Teachers may be asked to contribute 50% of the premium and share the remaining 50% premium between the Central and state government. In that case, the requirement by the Central government would be of the order of Rs 2,062 crore where as an average state may have to contribute about Rs 100 crore per annum for this scheme.

The Times of India, 18 June, 2010, http://timesofindia.indiatimes.com/india/Govt-moots-life-health-insurance-for-62-lakh-teachers/articleshow/6060936.cms

Tagged with: Health

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