Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 150
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::index() - APP/Controller/ArtileDetailController.php, line 150
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Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120
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Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 151
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::index() - APP/Controller/ArtileDetailController.php, line 151
Cake\Controller\Controller::invokeAction() - CORE/src/Controller/Controller.php, line 610
Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120
Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94
Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\AssetMiddleware::__invoke() - CORE/src/Routing/Middleware/AssetMiddleware.php, line 97
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Warning (512): Unable to emit headers. Headers sent in file=/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Error/Debugger.php line=853 [CORE/src/Http/ResponseEmitter.php, line 48]
Code Context
            if (Configure::read('debug')) {

                trigger_error($message, E_USER_WARNING);

            } else {
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Recently, former RBI Governor Raghuram Rajan cautioned the government that Kisan Credit Cards (KCC) can be a potential credit risk for the economy. 

Recently, former RBI Governor Raghuram Rajan cautioned the government that Kisan Credit Cards (KCC) can be..."/>
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Recently, former RBI Governor Raghuram Rajan cautioned the government that Kisan Credit Cards (KCC) can be a potential credit risk for the economy. 

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    <h1 class="cat-box-title">How to save Kisan Credit Cards from becoming an easy tool for money laundering -Sanganagouda Dhawalgi</h1>
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                            <div align="justify">-Financial Express<br /><br /><em>Recently, former RBI Governor Raghuram Rajan cautioned the government that Kisan Credit Cards (KCC) can be a potential credit risk for the economy. <br /></em><br />Recently, former RBI Governor Raghuram Rajan cautioned the government that Kisan Credit Cards (KCC) can be a potential credit risk for the economy. Rajan&rsquo;s caution be that as it may, one thing is certain that today KCC has become a tool in the hands of several unscrupulous elements and that needs to be immediately brought under check.<br /><br />The scheme was launched in India in 1998 to provide affordable and timely credit to Indian farmers. Under this scheme, the KCC limit is sanctioned for 3-5 years, with one-time documentation, and is renewed every year based on the farmer&rsquo;s requirements. Thus, the farmer does not need to go through time-consuming bank screening processes repeatedly every year. The rate of interest on this type of loan is also considerably low compared to agriculture term loan. Farmers have the option of rescheduling the repayment.<br /><br />Beneficiaries can utilise the loan amount for various stages of cropping cycle, like sowing of seeds, harvesting of crops and other agriculture activities. They can also utilise loan proceeds towards meeting post-harvest/ household and consumption requirements.<br /><br />Although KCC was a noble idea to help needy farmers, it has become a tool that is being misused by many, including people who are financially well off. Of late, a disturbing trend has emerged that is causing severe concern to banks as well as to the regulator&mdash;funds borrowed under KCC schemes are often getting diverted for non-agriculture activities, such as real estate investment, other business activities, purchase of expensive cars and jewellery, higher education of children in foreign countries, indigenous lending, etc.<br /><br />Please <a href="https://www.financialexpress.com/opinion/how-to-save-kisan-credit-cards-from-becoming-an-easy-tool-for-money-laundering/1368527/" title="https://www.financialexpress.com/opinion/how-to-save-kisan-credit-cards-from-becoming-an-easy-tool-for-money-laundering/1368527/">click here</a> to read more. <br /></div>                                                           
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    <br><a href="https://www.financialexpress.com/opinion/how-to-save-kisan-credit-cards-from-becoming-an-easy-tool-for-money-laundering/1368527/" class="re" target="_blank">Financial Express, 1 November, 2018, https://www.financialexpress.com/opinion/how-to-save-kisan-credit-cards-from-becoming-an-easy-tool-for-money-laundering/1368527/</a><div class="clear"></div>
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    <h1 class="cat-box-title">How to save Kisan Credit Cards from becoming an easy tool for money laundering -Sanganagouda Dhawalgi</h1>
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                            <div align="justify">-Financial Express<br /><br /><em>Recently, former RBI Governor Raghuram Rajan cautioned the government that Kisan Credit Cards (KCC) can be a potential credit risk for the economy. <br /></em><br />Recently, former RBI Governor Raghuram Rajan cautioned the government that Kisan Credit Cards (KCC) can be a potential credit risk for the economy. Rajan&rsquo;s caution be that as it may, one thing is certain that today KCC has become a tool in the hands of several unscrupulous elements and that needs to be immediately brought under check.<br /><br />The scheme was launched in India in 1998 to provide affordable and timely credit to Indian farmers. Under this scheme, the KCC limit is sanctioned for 3-5 years, with one-time documentation, and is renewed every year based on the farmer&rsquo;s requirements. Thus, the farmer does not need to go through time-consuming bank screening processes repeatedly every year. The rate of interest on this type of loan is also considerably low compared to agriculture term loan. Farmers have the option of rescheduling the repayment.<br /><br />Beneficiaries can utilise the loan amount for various stages of cropping cycle, like sowing of seeds, harvesting of crops and other agriculture activities. They can also utilise loan proceeds towards meeting post-harvest/ household and consumption requirements.<br /><br />Although KCC was a noble idea to help needy farmers, it has become a tool that is being misused by many, including people who are financially well off. Of late, a disturbing trend has emerged that is causing severe concern to banks as well as to the regulator&mdash;funds borrowed under KCC schemes are often getting diverted for non-agriculture activities, such as real estate investment, other business activities, purchase of expensive cars and jewellery, higher education of children in foreign countries, indigenous lending, etc.<br /><br />Please <a href="https://www.financialexpress.com/opinion/how-to-save-kisan-credit-cards-from-becoming-an-easy-tool-for-money-laundering/1368527/" title="https://www.financialexpress.com/opinion/how-to-save-kisan-credit-cards-from-becoming-an-easy-tool-for-money-laundering/1368527/">click here</a> to read more. <br /></div>                                                           
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    <br><a href="https://www.financialexpress.com/opinion/how-to-save-kisan-credit-cards-from-becoming-an-easy-tool-for-money-laundering/1368527/" class="re" target="_blank">Financial Express, 1 November, 2018, https://www.financialexpress.com/opinion/how-to-save-kisan-credit-cards-from-becoming-an-easy-tool-for-money-laundering/1368527/</a><div class="clear"></div>
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Recently, former RBI Governor Raghuram Rajan cautioned the government that Kisan Credit Cards (KCC) can be a potential credit risk for the economy. 

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    <h1 class="cat-box-title">How to save Kisan Credit Cards from becoming an easy tool for money laundering -Sanganagouda Dhawalgi</h1>
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                            <div align="justify">-Financial Express<br /><br /><em>Recently, former RBI Governor Raghuram Rajan cautioned the government that Kisan Credit Cards (KCC) can be a potential credit risk for the economy. <br /></em><br />Recently, former RBI Governor Raghuram Rajan cautioned the government that Kisan Credit Cards (KCC) can be a potential credit risk for the economy. Rajan&rsquo;s caution be that as it may, one thing is certain that today KCC has become a tool in the hands of several unscrupulous elements and that needs to be immediately brought under check.<br /><br />The scheme was launched in India in 1998 to provide affordable and timely credit to Indian farmers. Under this scheme, the KCC limit is sanctioned for 3-5 years, with one-time documentation, and is renewed every year based on the farmer&rsquo;s requirements. Thus, the farmer does not need to go through time-consuming bank screening processes repeatedly every year. The rate of interest on this type of loan is also considerably low compared to agriculture term loan. Farmers have the option of rescheduling the repayment.<br /><br />Beneficiaries can utilise the loan amount for various stages of cropping cycle, like sowing of seeds, harvesting of crops and other agriculture activities. They can also utilise loan proceeds towards meeting post-harvest/ household and consumption requirements.<br /><br />Although KCC was a noble idea to help needy farmers, it has become a tool that is being misused by many, including people who are financially well off. Of late, a disturbing trend has emerged that is causing severe concern to banks as well as to the regulator&mdash;funds borrowed under KCC schemes are often getting diverted for non-agriculture activities, such as real estate investment, other business activities, purchase of expensive cars and jewellery, higher education of children in foreign countries, indigenous lending, etc.<br /><br />Please <a href="https://www.financialexpress.com/opinion/how-to-save-kisan-credit-cards-from-becoming-an-easy-tool-for-money-laundering/1368527/" title="https://www.financialexpress.com/opinion/how-to-save-kisan-credit-cards-from-becoming-an-easy-tool-for-money-laundering/1368527/">click here</a> to read more. <br /></div>                                                           
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    <br><a href="https://www.financialexpress.com/opinion/how-to-save-kisan-credit-cards-from-becoming-an-easy-tool-for-money-laundering/1368527/" class="re" target="_blank">Financial Express, 1 November, 2018, https://www.financialexpress.com/opinion/how-to-save-kisan-credit-cards-from-becoming-an-easy-tool-for-money-laundering/1368527/</a><div class="clear"></div>
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How to save Kisan Credit Cards from becoming an easy tool for money laundering -Sanganagouda Dhawalgi

Published on Nov 3, 2018   Modified on Nov 3, 2018

-Financial Express Recently, former RBI Governor Raghuram Rajan cautioned the government that Kisan Credit Cards (KCC) can be a potential credit risk for the economy. Recently, former RBI Governor Raghuram Rajan cautioned the government that Kisan Credit Cards (KCC) can be a potential credit risk for the economy. Rajan’s caution be that as it may, one thing is certain that today KCC has become a tool in the hands of several unscrupulous elements and that needs to be immediately brought under check. The scheme was launched in India in 1998 to provide affordable and timely credit to Indian farmers. Under this scheme, the KCC limit is sanctioned for 3-5 years, with one-time documentation, and is renewed every year based on the farmer’s requirements. Thus, the farmer does not need to go through time-consuming bank screening processes repeatedly every year. The rate of interest on this type of loan is also considerably low compared to agriculture term loan. Farmers have the option of rescheduling the repayment. Beneficiaries can utilise the loan amount for various stages of cropping cycle, like sowing of seeds, harvesting of crops and other agriculture activities. They can also utilise loan proceeds towards meeting post-harvest/ household and consumption requirements. Although KCC was a noble idea to help needy farmers, it has become a tool that is being misused by many, including people who are financially well off. Of late, a disturbing trend has emerged that is causing severe concern to banks as well as to the regulator—funds borrowed under KCC schemes are often getting diverted for non-agriculture activities, such as real estate investment, other business activities, purchase of expensive cars and jewellery, higher education of children in foreign countries, indigenous lending, etc. Please click here to read more.

Financial Express, 1 November, 2018, https://www.financialexpress.com/opinion/how-to-save-kisan-credit-cards-from-becoming-an-easy-tool-for-money-laundering/1368527/

Tagged with: Money Laundering Kisan Credit Card Kisan Credit Card (KCC) raghuram rajan

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