Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 150
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
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Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 151
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
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Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
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    <h1 class="cat-box-title">Myth of coverage: How India‘s flagship health insurance scheme failed its poorest during pandemic -G Ram Mohan, Ranju Dodum, Mohd Imran Khan, K A Shaji, Rakesh Kumar Malviya, Gajanan Khergamker, Priya Ranjan Sahu, and Bhagirath</h1>
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                            <p style="text-align:justify"><br />-Down to Earth</p><p style="text-align:justify"><em>Pradhan Mantri Jan Arogya Yojana (PM-JAY) provided cushion to only 14.25% people hospitalised for COVID-19</em></p><p style="text-align:justify">The novel coronavirus has not only turned the world upside down, it has also served as a lens through which we are able to see ourselves, our planet and even our policies with a new and shocking clarity.&nbsp;</p><p style="text-align:justify">So it was not a surprise when two research institutes, Public Health Foundation of India and Duke Global Health Institute, United States, revealed that India&rsquo;s flagship health insurance scheme, dubbed the world&rsquo;s largest fully government-subsidised scheme, failed to deliver when it was needed the most.&nbsp;</p><p style="text-align:justify">Their report, released in July this year, showed that the Pradhan Mantri Jan Arogya Yojana (PM-JAY), launched in 2018 with a promise to provide an annual insurance coverage of Rs 5 lakh per family to the poorest 40 per cent of the population, provided cushion to only 14.25 per cent of people hospitalised for the novel coronavirus disease (COVID-19), between April 2020 and June 2021.&nbsp;</p><p style="text-align:justify">On December 3, Union Minister for Health and Family Welfare Mansukh Mandaviya in a reply to the Lok Sabha also acknowledged that PM-JAY paid for only 0.52 million COVID-19 hospitalisations across the country. Though no official data is available on total COVID-19 hospitalisations in the country, the share is negligible keeping in mind that the scheme claims to cover 165 million beneficiaries across the country.</p><p style="text-align:justify">To assess the effectiveness of both government and private health insurance schemes in reducing out-of-pocket expenditure while ensuring universal health coverage, Down To Earth visited nine states where hospitalisation rates were high during the pandemic. We found that while the government insurance schemes did not cover all the target groups and eligible individuals, even those enrolled under insurance schemes were forced to fight the pandemic on their own and cough up large amounts of money to avail treatment. Following are some of the case studies:&nbsp;</p><p style="text-align:justify">Please <a href="https://www.downtoearth.org.in/news/governance/myth-of-coverage-how-india-s-flagship-health-insurance-scheme-failed-its-poorest-during-pandemic-80988?fbclid=IwAR1T7rkvr3XzyqG02wQXv0lESSifAKwBd68a9zL5WwixQJdqQMLRDfdALgM" title="https://www.downtoearth.org.in/news/governance/myth-of-coverage-how-india-s-flagship-health-insurance-scheme-failed-its-poorest-during-pandemic-80988?fbclid=IwAR1T7rkvr3XzyqG02wQXv0lESSifAKwBd68a9zL5WwixQJdqQMLRDfdALgM">click here</a> to read more.</p>                                                           
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    <br><a href="https://www.downtoearth.org.in/news/governance/myth-of-coverage-how-india-s-flagship-health-insurance-scheme-failed-its-poorest-during-pandemic-80988?fbclid=IwAR1T7rkvr3XzyqG02wQXv0lESSifAKwBd68a9zL5WwixQJdqQMLRDfdALgM" class="re" target="_blank">Down to Earth, 5 January, 2022, https://www.downtoearth.org.in/news/governance/myth-of-coverage-how-india-s-flagship-health-insurance-scheme-failed-its-poorest-during-pandemic-80988?fbclid=IwAR1T7rkvr3XzyqG02wQXv0lESSifAKwBd68a9zL5WwixQJdqQMLRDfdALgM</a><div class="clear"></div>
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    <h1 class="cat-box-title">Myth of coverage: How India‘s flagship health insurance scheme failed its poorest during pandemic -G Ram Mohan, Ranju Dodum, Mohd Imran Khan, K A Shaji, Rakesh Kumar Malviya, Gajanan Khergamker, Priya Ranjan Sahu, and Bhagirath</h1>
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                            <p style="text-align:justify"><br />-Down to Earth</p><p style="text-align:justify"><em>Pradhan Mantri Jan Arogya Yojana (PM-JAY) provided cushion to only 14.25% people hospitalised for COVID-19</em></p><p style="text-align:justify">The novel coronavirus has not only turned the world upside down, it has also served as a lens through which we are able to see ourselves, our planet and even our policies with a new and shocking clarity.&nbsp;</p><p style="text-align:justify">So it was not a surprise when two research institutes, Public Health Foundation of India and Duke Global Health Institute, United States, revealed that India&rsquo;s flagship health insurance scheme, dubbed the world&rsquo;s largest fully government-subsidised scheme, failed to deliver when it was needed the most.&nbsp;</p><p style="text-align:justify">Their report, released in July this year, showed that the Pradhan Mantri Jan Arogya Yojana (PM-JAY), launched in 2018 with a promise to provide an annual insurance coverage of Rs 5 lakh per family to the poorest 40 per cent of the population, provided cushion to only 14.25 per cent of people hospitalised for the novel coronavirus disease (COVID-19), between April 2020 and June 2021.&nbsp;</p><p style="text-align:justify">On December 3, Union Minister for Health and Family Welfare Mansukh Mandaviya in a reply to the Lok Sabha also acknowledged that PM-JAY paid for only 0.52 million COVID-19 hospitalisations across the country. Though no official data is available on total COVID-19 hospitalisations in the country, the share is negligible keeping in mind that the scheme claims to cover 165 million beneficiaries across the country.</p><p style="text-align:justify">To assess the effectiveness of both government and private health insurance schemes in reducing out-of-pocket expenditure while ensuring universal health coverage, Down To Earth visited nine states where hospitalisation rates were high during the pandemic. We found that while the government insurance schemes did not cover all the target groups and eligible individuals, even those enrolled under insurance schemes were forced to fight the pandemic on their own and cough up large amounts of money to avail treatment. Following are some of the case studies:&nbsp;</p><p style="text-align:justify">Please <a href="https://www.downtoearth.org.in/news/governance/myth-of-coverage-how-india-s-flagship-health-insurance-scheme-failed-its-poorest-during-pandemic-80988?fbclid=IwAR1T7rkvr3XzyqG02wQXv0lESSifAKwBd68a9zL5WwixQJdqQMLRDfdALgM" title="https://www.downtoearth.org.in/news/governance/myth-of-coverage-how-india-s-flagship-health-insurance-scheme-failed-its-poorest-during-pandemic-80988?fbclid=IwAR1T7rkvr3XzyqG02wQXv0lESSifAKwBd68a9zL5WwixQJdqQMLRDfdALgM">click here</a> to read more.</p>                                                           
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    <br><a href="https://www.downtoearth.org.in/news/governance/myth-of-coverage-how-india-s-flagship-health-insurance-scheme-failed-its-poorest-during-pandemic-80988?fbclid=IwAR1T7rkvr3XzyqG02wQXv0lESSifAKwBd68a9zL5WwixQJdqQMLRDfdALgM" class="re" target="_blank">Down to Earth, 5 January, 2022, https://www.downtoearth.org.in/news/governance/myth-of-coverage-how-india-s-flagship-health-insurance-scheme-failed-its-poorest-during-pandemic-80988?fbclid=IwAR1T7rkvr3XzyqG02wQXv0lESSifAKwBd68a9zL5WwixQJdqQMLRDfdALgM</a><div class="clear"></div>
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    <h1 class="cat-box-title">Myth of coverage: How India‘s flagship health insurance scheme failed its poorest during pandemic -G Ram Mohan, Ranju Dodum, Mohd Imran Khan, K A Shaji, Rakesh Kumar Malviya, Gajanan Khergamker, Priya Ranjan Sahu, and Bhagirath</h1>
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                            <p style="text-align:justify"><br />-Down to Earth</p><p style="text-align:justify"><em>Pradhan Mantri Jan Arogya Yojana (PM-JAY) provided cushion to only 14.25% people hospitalised for COVID-19</em></p><p style="text-align:justify">The novel coronavirus has not only turned the world upside down, it has also served as a lens through which we are able to see ourselves, our planet and even our policies with a new and shocking clarity.&nbsp;</p><p style="text-align:justify">So it was not a surprise when two research institutes, Public Health Foundation of India and Duke Global Health Institute, United States, revealed that India&rsquo;s flagship health insurance scheme, dubbed the world&rsquo;s largest fully government-subsidised scheme, failed to deliver when it was needed the most.&nbsp;</p><p style="text-align:justify">Their report, released in July this year, showed that the Pradhan Mantri Jan Arogya Yojana (PM-JAY), launched in 2018 with a promise to provide an annual insurance coverage of Rs 5 lakh per family to the poorest 40 per cent of the population, provided cushion to only 14.25 per cent of people hospitalised for the novel coronavirus disease (COVID-19), between April 2020 and June 2021.&nbsp;</p><p style="text-align:justify">On December 3, Union Minister for Health and Family Welfare Mansukh Mandaviya in a reply to the Lok Sabha also acknowledged that PM-JAY paid for only 0.52 million COVID-19 hospitalisations across the country. Though no official data is available on total COVID-19 hospitalisations in the country, the share is negligible keeping in mind that the scheme claims to cover 165 million beneficiaries across the country.</p><p style="text-align:justify">To assess the effectiveness of both government and private health insurance schemes in reducing out-of-pocket expenditure while ensuring universal health coverage, Down To Earth visited nine states where hospitalisation rates were high during the pandemic. We found that while the government insurance schemes did not cover all the target groups and eligible individuals, even those enrolled under insurance schemes were forced to fight the pandemic on their own and cough up large amounts of money to avail treatment. Following are some of the case studies:&nbsp;</p><p style="text-align:justify">Please <a href="https://www.downtoearth.org.in/news/governance/myth-of-coverage-how-india-s-flagship-health-insurance-scheme-failed-its-poorest-during-pandemic-80988?fbclid=IwAR1T7rkvr3XzyqG02wQXv0lESSifAKwBd68a9zL5WwixQJdqQMLRDfdALgM" title="https://www.downtoearth.org.in/news/governance/myth-of-coverage-how-india-s-flagship-health-insurance-scheme-failed-its-poorest-during-pandemic-80988?fbclid=IwAR1T7rkvr3XzyqG02wQXv0lESSifAKwBd68a9zL5WwixQJdqQMLRDfdALgM">click here</a> to read more.</p>                                                           
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    <br><a href="https://www.downtoearth.org.in/news/governance/myth-of-coverage-how-india-s-flagship-health-insurance-scheme-failed-its-poorest-during-pandemic-80988?fbclid=IwAR1T7rkvr3XzyqG02wQXv0lESSifAKwBd68a9zL5WwixQJdqQMLRDfdALgM" class="re" target="_blank">Down to Earth, 5 January, 2022, https://www.downtoearth.org.in/news/governance/myth-of-coverage-how-india-s-flagship-health-insurance-scheme-failed-its-poorest-during-pandemic-80988?fbclid=IwAR1T7rkvr3XzyqG02wQXv0lESSifAKwBd68a9zL5WwixQJdqQMLRDfdALgM</a><div class="clear"></div>
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Myth of coverage: How India‘s flagship health insurance scheme failed its poorest during pandemic -G Ram Mohan, Ranju Dodum, Mohd Imran Khan, K A Shaji, Rakesh Kumar Malviya, Gajanan Khergamker, Priya Ranjan Sahu, and Bhagirath

Published on Jan 5, 2022   Modified on Jan 7, 2022

-Down to Earth Pradhan Mantri Jan Arogya Yojana (PM-JAY) provided cushion to only 14.25% people hospitalised for COVID-19 The novel coronavirus has not only turned the world upside down, it has also served as a lens through which we are able to see ourselves, our planet and even our policies with a new and shocking clarity.  So it was not a surprise when two research institutes, Public Health Foundation of India and Duke Global Health Institute, United States, revealed that India’s flagship health insurance scheme, dubbed the world’s largest fully government-subsidised scheme, failed to deliver when it was needed the most.  Their report, released in July this year, showed that the Pradhan Mantri Jan Arogya Yojana (PM-JAY), launched in 2018 with a promise to provide an annual insurance coverage of Rs 5 lakh per family to the poorest 40 per cent of the population, provided cushion to only 14.25 per cent of people hospitalised for the novel coronavirus disease (COVID-19), between April 2020 and June 2021.  On December 3, Union Minister for Health and Family Welfare Mansukh Mandaviya in a reply to the Lok Sabha also acknowledged that PM-JAY paid for only 0.52 million COVID-19 hospitalisations across the country. Though no official data is available on total COVID-19 hospitalisations in the country, the share is negligible keeping in mind that the scheme claims to cover 165 million beneficiaries across the country. To assess the effectiveness of both government and private health insurance schemes in reducing out-of-pocket expenditure while ensuring universal health coverage, Down To Earth visited nine states where hospitalisation rates were high during the pandemic. We found that while the government insurance schemes did not cover all the target groups and eligible individuals, even those enrolled under insurance schemes were forced to fight the pandemic on their own and cough up large amounts of money to avail treatment. Following are some of the case studies:  Please click here to read more.

Down to Earth, 5 January, 2022, https://www.downtoearth.org.in/news/governance/myth-of-coverage-how-india-s-flagship-health-insurance-scheme-failed-its-poorest-during-pandemic-80988?fbclid=IwAR1T7rkvr3XzyqG02wQXv0lESSifAKwBd68a9zL5WwixQJdqQMLRDfdALgM

Tagged with: Covid-19 Hospitalisation Pandemic Pradhan Mantri Jan Arogya Yojana PM-JAY Health Insurance Private hospitals

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