Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 150
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::index() - APP/Controller/ArtileDetailController.php, line 150
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Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120
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Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
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Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
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Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 151
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::index() - APP/Controller/ArtileDetailController.php, line 151
Cake\Controller\Controller::invokeAction() - CORE/src/Controller/Controller.php, line 610
Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120
Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94
Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\AssetMiddleware::__invoke() - CORE/src/Routing/Middleware/AssetMiddleware.php, line 97
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Warning (512): Unable to emit headers. Headers sent in file=/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Error/Debugger.php line=853 [CORE/src/Http/ResponseEmitter.php, line 48]
Code Context
            if (Configure::read('debug')) {

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        LATEST NEWS UPDATES | Survey lesson for Mamata    </title>
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-The Telegraph





The Economic Survey &mdash; prepared by Kaushik Basu, chief economic adviser to the finance ministry &mdash; has some gratuitous advice for politicians like Mamata Banerjee who announced earlier this week plans to amend state legislation that will require co-operative..."/>
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-The Telegraph





The Economic Survey &mdash; prepared by Kaushik Basu, chief economic adviser to the finance ministry &mdash; has some gratuitous advice for politicians like Mamata Banerjee who announced earlier this week plans to amend state legislation that will require co-operative..." />
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                            <div style="text-align: justify">-The Telegraph</div><div style="text-align: justify"><br /></div><div style="text-align: justify">The Economic Survey &mdash; prepared by Kaushik Basu, chief economic adviser to the finance ministry &mdash; has some gratuitous advice for politicians like Mamata Banerjee who announced earlier this week plans to amend state legislation that will require co-operative banks to take government permission before seizing mortgaged property while trying to foreclose loans given to defaulting farmers.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">&ldquo;The state provides the laws and enforcement to enable people to sign contracts,&rdquo; says the Survey. &ldquo;In India, the state does a fairly good job in the housing mortgage market and banks and individuals rely on that.&rdquo;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">The Survey says &ldquo;enforcing complicated or large contracts, especially ones protracted over a long period of time, is the responsibility of the state&rdquo;.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">The report also says that when talking about a nation&rsquo;s economic progress, attention is usually focused on the government.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">However, much also depends on the civil society, firms, farmers, and the ordinary citizens. &ldquo;Honesty, punctuality, the propensity to keep promises, the attitude to corruption are matters shaped in great part by norms and social beliefs and the behaviour patterns can become habitual,&rdquo; it adds.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">The report says that in a democracy like India &ldquo;what can be done by the government depends in great measure on how ordinary people think and what people believe in&rdquo;.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">Very little attention was focused on this aspect because there was a general belief that these &ldquo;non-economic facets of life did not matter&rdquo;.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">&ldquo;But we now know that a market economy cannot function if people are totally self serving... honesty, integrity and trustworthiness constitute the cement that binds society. At times economists treated these social norms, preferences and customs as unalterable.&hellip; But we do know now that these qualities in people can be changed. Honesty and integrity can be nurtured and aversion to corruption can be shored up,&rdquo; the Survey said.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">&ldquo;If the contractual system in a nation is so weak that when a bank gives a 20-year mortgage to a person for buying a house, there is a high risk of default, the implication of this is not that banks in that country will make large losses. The implication is that banks will not give loans; and the housing market will remain severely underdeveloped,&rdquo; it added.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">The Survey says that societies that have nurtured the qualities of honesty and trustworthiness have done well. &ldquo;Societies that have done poorly on these (fronts), tend to do poorly in terms of economic progress,&rdquo; it adds.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">Basic literacy and better education will help make people aware of the benefits of these social qualities. People will then demand framing of policies which are truly better and not merely those &ldquo;that look good on the surface&rdquo;.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">And where do politicians like Mamata Banerjee come in?</div><div style="text-align: justify"><br /></div><div style="text-align: justify">The Survey says political leaders and policymakers should act as role models by epitomising and furthering the qualities of honesty, integrity and trustworthiness.</div>                                                           
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    <br><a href="http://www.telegraphindia.com/1120316/jsp/nation/story_15257315.jsp" class="re" target="_blank">The Telegraph, 16 March, 2012, http://www.telegraphindia.com/1120316/jsp/nation/story_15257315.jsp</a><div class="clear"></div>
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The Economic Survey &mdash; prepared by Kaushik Basu, chief economic adviser to the finance ministry &mdash; has some gratuitous advice for politicians like Mamata Banerjee who announced earlier this week plans to amend state legislation that will require co-operative..."/>
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    <h1 class="cat-box-title">Survey lesson for Mamata</h1>
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                            <div style="text-align: justify">-The Telegraph</div><div style="text-align: justify"><br /></div><div style="text-align: justify">The Economic Survey &mdash; prepared by Kaushik Basu, chief economic adviser to the finance ministry &mdash; has some gratuitous advice for politicians like Mamata Banerjee who announced earlier this week plans to amend state legislation that will require co-operative banks to take government permission before seizing mortgaged property while trying to foreclose loans given to defaulting farmers.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">&ldquo;The state provides the laws and enforcement to enable people to sign contracts,&rdquo; says the Survey. &ldquo;In India, the state does a fairly good job in the housing mortgage market and banks and individuals rely on that.&rdquo;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">The Survey says &ldquo;enforcing complicated or large contracts, especially ones protracted over a long period of time, is the responsibility of the state&rdquo;.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">The report also says that when talking about a nation&rsquo;s economic progress, attention is usually focused on the government.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">However, much also depends on the civil society, firms, farmers, and the ordinary citizens. &ldquo;Honesty, punctuality, the propensity to keep promises, the attitude to corruption are matters shaped in great part by norms and social beliefs and the behaviour patterns can become habitual,&rdquo; it adds.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">The report says that in a democracy like India &ldquo;what can be done by the government depends in great measure on how ordinary people think and what people believe in&rdquo;.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">Very little attention was focused on this aspect because there was a general belief that these &ldquo;non-economic facets of life did not matter&rdquo;.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">&ldquo;But we now know that a market economy cannot function if people are totally self serving... honesty, integrity and trustworthiness constitute the cement that binds society. At times economists treated these social norms, preferences and customs as unalterable.&hellip; But we do know now that these qualities in people can be changed. Honesty and integrity can be nurtured and aversion to corruption can be shored up,&rdquo; the Survey said.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">&ldquo;If the contractual system in a nation is so weak that when a bank gives a 20-year mortgage to a person for buying a house, there is a high risk of default, the implication of this is not that banks in that country will make large losses. The implication is that banks will not give loans; and the housing market will remain severely underdeveloped,&rdquo; it added.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">The Survey says that societies that have nurtured the qualities of honesty and trustworthiness have done well. &ldquo;Societies that have done poorly on these (fronts), tend to do poorly in terms of economic progress,&rdquo; it adds.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">Basic literacy and better education will help make people aware of the benefits of these social qualities. People will then demand framing of policies which are truly better and not merely those &ldquo;that look good on the surface&rdquo;.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">And where do politicians like Mamata Banerjee come in?</div><div style="text-align: justify"><br /></div><div style="text-align: justify">The Survey says political leaders and policymakers should act as role models by epitomising and furthering the qualities of honesty, integrity and trustworthiness.</div>                                                           
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    <br><a href="http://www.telegraphindia.com/1120316/jsp/nation/story_15257315.jsp" class="re" target="_blank">The Telegraph, 16 March, 2012, http://www.telegraphindia.com/1120316/jsp/nation/story_15257315.jsp</a><div class="clear"></div>
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        LATEST NEWS UPDATES | Survey lesson for Mamata    </title>
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The Economic Survey &mdash; prepared by Kaushik Basu, chief economic adviser to the finance ministry &mdash; has some gratuitous advice for politicians like Mamata Banerjee who announced earlier this week plans to amend state legislation that will require co-operative..."/>
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    <h1 class="cat-box-title">Survey lesson for Mamata</h1>
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                            <div style="text-align: justify">-The Telegraph</div><div style="text-align: justify"><br /></div><div style="text-align: justify">The Economic Survey &mdash; prepared by Kaushik Basu, chief economic adviser to the finance ministry &mdash; has some gratuitous advice for politicians like Mamata Banerjee who announced earlier this week plans to amend state legislation that will require co-operative banks to take government permission before seizing mortgaged property while trying to foreclose loans given to defaulting farmers.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">&ldquo;The state provides the laws and enforcement to enable people to sign contracts,&rdquo; says the Survey. &ldquo;In India, the state does a fairly good job in the housing mortgage market and banks and individuals rely on that.&rdquo;</div><div style="text-align: justify"><br /></div><div style="text-align: justify">The Survey says &ldquo;enforcing complicated or large contracts, especially ones protracted over a long period of time, is the responsibility of the state&rdquo;.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">The report also says that when talking about a nation&rsquo;s economic progress, attention is usually focused on the government.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">However, much also depends on the civil society, firms, farmers, and the ordinary citizens. &ldquo;Honesty, punctuality, the propensity to keep promises, the attitude to corruption are matters shaped in great part by norms and social beliefs and the behaviour patterns can become habitual,&rdquo; it adds.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">The report says that in a democracy like India &ldquo;what can be done by the government depends in great measure on how ordinary people think and what people believe in&rdquo;.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">Very little attention was focused on this aspect because there was a general belief that these &ldquo;non-economic facets of life did not matter&rdquo;.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">&ldquo;But we now know that a market economy cannot function if people are totally self serving... honesty, integrity and trustworthiness constitute the cement that binds society. At times economists treated these social norms, preferences and customs as unalterable.&hellip; But we do know now that these qualities in people can be changed. Honesty and integrity can be nurtured and aversion to corruption can be shored up,&rdquo; the Survey said.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">&ldquo;If the contractual system in a nation is so weak that when a bank gives a 20-year mortgage to a person for buying a house, there is a high risk of default, the implication of this is not that banks in that country will make large losses. The implication is that banks will not give loans; and the housing market will remain severely underdeveloped,&rdquo; it added.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">The Survey says that societies that have nurtured the qualities of honesty and trustworthiness have done well. &ldquo;Societies that have done poorly on these (fronts), tend to do poorly in terms of economic progress,&rdquo; it adds.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">Basic literacy and better education will help make people aware of the benefits of these social qualities. People will then demand framing of policies which are truly better and not merely those &ldquo;that look good on the surface&rdquo;.</div><div style="text-align: justify"><br /></div><div style="text-align: justify">And where do politicians like Mamata Banerjee come in?</div><div style="text-align: justify"><br /></div><div style="text-align: justify">The Survey says political leaders and policymakers should act as role models by epitomising and furthering the qualities of honesty, integrity and trustworthiness.</div>                                                           
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    <br><a href="http://www.telegraphindia.com/1120316/jsp/nation/story_15257315.jsp" class="re" target="_blank">The Telegraph, 16 March, 2012, http://www.telegraphindia.com/1120316/jsp/nation/story_15257315.jsp</a><div class="clear"></div>
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Home हिन्दी

Survey lesson for Mamata

Published on Mar 16, 2012   Modified on Mar 16, 2012

-The Telegraph The Economic Survey — prepared by Kaushik Basu, chief economic adviser to the finance ministry — has some gratuitous advice for politicians like Mamata Banerjee who announced earlier this week plans to amend state legislation that will require co-operative banks to take government permission before seizing mortgaged property while trying to foreclose loans given to defaulting farmers. “The state provides the laws and enforcement to enable people to sign contracts,” says the Survey. “In India, the state does a fairly good job in the housing mortgage market and banks and individuals rely on that.” The Survey says “enforcing complicated or large contracts, especially ones protracted over a long period of time, is the responsibility of the state”. The report also says that when talking about a nation’s economic progress, attention is usually focused on the government. However, much also depends on the civil society, firms, farmers, and the ordinary citizens. “Honesty, punctuality, the propensity to keep promises, the attitude to corruption are matters shaped in great part by norms and social beliefs and the behaviour patterns can become habitual,” it adds. The report says that in a democracy like India “what can be done by the government depends in great measure on how ordinary people think and what people believe in”. Very little attention was focused on this aspect because there was a general belief that these “non-economic facets of life did not matter”. “But we now know that a market economy cannot function if people are totally self serving... honesty, integrity and trustworthiness constitute the cement that binds society. At times economists treated these social norms, preferences and customs as unalterable.… But we do know now that these qualities in people can be changed. Honesty and integrity can be nurtured and aversion to corruption can be shored up,” the Survey said. “If the contractual system in a nation is so weak that when a bank gives a 20-year mortgage to a person for buying a house, there is a high risk of default, the implication of this is not that banks in that country will make large losses. The implication is that banks will not give loans; and the housing market will remain severely underdeveloped,” it added. The Survey says that societies that have nurtured the qualities of honesty and trustworthiness have done well. “Societies that have done poorly on these (fronts), tend to do poorly in terms of economic progress,” it adds. Basic literacy and better education will help make people aware of the benefits of these social qualities. People will then demand framing of policies which are truly better and not merely those “that look good on the surface”. And where do politicians like Mamata Banerjee come in? The Survey says political leaders and policymakers should act as role models by epitomising and furthering the qualities of honesty, integrity and trustworthiness.

The Telegraph, 16 March, 2012, http://www.telegraphindia.com/1120316/jsp/nation/story_15257315.jsp

Tagged with: Rural Credit transparency Governance

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