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LATEST NEWS UPDATES | Will Modi Be Able to Provide Housing For All? -Bilal Khan and Ane Gupta

Will Modi Be Able to Provide Housing For All? -Bilal Khan and Ane Gupta

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published Published on Apr 18, 2017   modified Modified on Apr 18, 2017
-TheWire.in

A number of internal loopholes within the Housing for All scheme seems to be denying housing to those who need it most.

“We have a dream for 2022. The poorest of poor should have a house of his own. And that house must be equipped with electricity, water and other facilities. There should be hospitals and schools in the neighborhood”. This is what Prime Minister Narendra Modi said on the occasion of Ambedkar Jaynati. Noble sentiments these, but will this dream come true?

In Mumbai, in the aftermath of the municipal corporation election in February, different authorities have been demolishing more and more slums in the city; most of them remain unreported. Recently, in the city’s Andheri West area, authorities showed up with bulldozers and, without any warning, evicted hundreds of families from their homes. Many children of this community were appearing for exams at the local municipal school at the time.

In Vakola, pavement dwellers, including two city contract workers and their two-day-old infant, found their homes destroyed before the prime minister’s convoy passed through the area.

The city’s slums are homes to sweepers, maids and drivers, but also white collar workers. If you live in a high-rise apartment building or bungalow in Mumbai, chances are you depend on a small army of slum dwellers to do all the jobs you don’t want to do – or don’t have time for.

But we must ask the question: where do families living under the flyover, or in the basti next to apartment buildings go? What alternatives are there for the more than 50% of Mumbaikars who live in informal housing? And this isn’t just a Mumbai specific issue. With the rush to build smart cities, what will happen to those who live in slums in those towns and cities? Where do they fit into the larger scheme of things?

‘Housing for All’ by 2022?

The scheme – ‘Pradhan Mantri Awas Yojana-Housing For All’ – has four provisions. The first provision provides for a house to slum dwellers through slum rehabilitation schemes to be carried out by a private developer. The goal is to re-house slum residents in multi-storey rehabilitation buildings while using the remaining land of the slum to construct residential/commercial buildings for selling flats in the open market. Second: there is an interest rate subsidy for a home loan for weaker sections; for up to 6 lakhs the interest rate will be 6.5%. Third, 35% of the housing in a particular project will be reserved for economically weaker sections (EWS), and each beneficiary will get a Rs 1.5 lakh subsidy. And fourth, the central government offers a subsidy for a beneficiary-led individual housing construction.

Together, these provisions are supposed to rehabilitate people living in slums. This is apparently the plan that is in place to counter-balance evictions and demolitions. A closer look, however, reveals why these provisions are inadequate.

Let us analyse the ‘Housing for All’ Scheme with an example. According to the Minimum Wages Act, the highest salary an unskilled sweeper can make is Rs 8238.25 per month. Someone living on this salary cannot possibly benefit from the scheme.

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TheWire.in, 18 April, 2017, https://thewire.in/125113/housing-for-all-modi-mumbai/


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