Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 150
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::index() - APP/Controller/ArtileDetailController.php, line 150
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Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Deprecated (16384): The ArrayAccess methods will be removed in 4.0.0.Use getParam(), getData() and getQuery() instead. - /home/brlfuser/public_html/src/Controller/ArtileDetailController.php, line: 151
 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php. [CORE/src/Core/functions.php, line 311]
Code Context


        trigger_error($message, E_USER_DEPRECATED);

    }
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 You can disable deprecation warnings by setting `Error.errorLevel` to `E_ALL & ~E_USER_DEPRECATED` in your config/app.php.'
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deprecationWarning - CORE/src/Core/functions.php, line 311
Cake\Http\ServerRequest::offsetGet() - CORE/src/Http/ServerRequest.php, line 2421
App\Controller\ArtileDetailController::index() - APP/Controller/ArtileDetailController.php, line 151
Cake\Controller\Controller::invokeAction() - CORE/src/Controller/Controller.php, line 610
Cake\Http\ActionDispatcher::_invoke() - CORE/src/Http/ActionDispatcher.php, line 120
Cake\Http\ActionDispatcher::dispatch() - CORE/src/Http/ActionDispatcher.php, line 94
Cake\Http\BaseApplication::__invoke() - CORE/src/Http/BaseApplication.php, line 235
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\RoutingMiddleware::__invoke() - CORE/src/Routing/Middleware/RoutingMiddleware.php, line 162
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Routing\Middleware\AssetMiddleware::__invoke() - CORE/src/Routing/Middleware/AssetMiddleware.php, line 97
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Error\Middleware\ErrorHandlerMiddleware::__invoke() - CORE/src/Error/Middleware/ErrorHandlerMiddleware.php, line 96
Cake\Http\Runner::__invoke() - CORE/src/Http/Runner.php, line 65
Cake\Http\Runner::run() - CORE/src/Http/Runner.php, line 51
Cake\Http\Server::run() - CORE/src/Http/Server.php, line 98

Warning (512): Unable to emit headers. Headers sent in file=/home/brlfuser/public_html/vendor/cakephp/cakephp/src/Error/Debugger.php line=853 [CORE/src/Http/ResponseEmitter.php, line 48]
Code Context
            if (Configure::read('debug')) {

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        LATEST NEWS UPDATES | Will our farmers be thrown out like stateless immigrants?    </title>
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-The Telegraph

More than half of the country's small and marginal farmers continue to be left out of the ambit of formal finance

A recent report by the Reserve Bank of India found that despite a plethora of schemes aimed at financial..."/>
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-The Telegraph

More than half of the country's small and marginal farmers continue to be left out of the ambit of formal finance

A recent report by the Reserve Bank of India found that despite a plethora of schemes aimed at financial..." />
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                            <div align="justify">-The Telegraph<br /><br /><em>More than half of the country's small and marginal farmers continue to be left out of the ambit of formal finance<br /></em><br />A recent report by the Reserve Bank of India found that despite a plethora of schemes aimed at financial inclusion, only 40.9 per cent of small and marginal farmers have so far been covered by the banking system. Small and marginal farmers are defined as those with operational land holdings of less than two hectares each. They account for around 47 per cent of the operational land holdings. Banks are encouraged to lend to these farmers through the programme of priority sector lending as well as special programmes of financial inclusion. Disappointingly, more than half the small and marginal farmers continue to be left out of the ambit of formal finance. Whatever little the banks can cover, it is disparately distributed across states, with ones in eastern India being the worst sufferers. The reasons are of course well-known. Banks do not want to give loans to citizens who have no adequate collaterals to offer. Hence loans for consumption and working capital are denied reflecting prudent banking practice. The required loans are obtained from the informal sector.<br /><br />It is well-documented that in India usurious moneylending comes in various forms, even when there is no visible high rate of interest, the transfer of wealth from the farmer to the moneylender is considerably high in case of default. Small and marginal farmers have continued to be a large category in India for decades. Their average uneconomical size of holdings is a mere 1.08 hectares. Hence, they remain vulnerable with little hope of escaping the category, unless they decide to migrate out of the rural sector in search of greener pastures of urban locales and manufacturing jobs. However, with low skills of the migrants and a slowing down of industry, such jobs are alarmingly scarce. They have to fall back on rural sources of subsistence income to survive. <br /><br />Please <a href="https://www.telegraphindia.com/opinion/will-our-farmers-be-thrown-out-like-stateless-immigrants/cid/1706139?ref=trending_home-template" title="https://www.telegraphindia.com/opinion/will-our-farmers-be-thrown-out-like-stateless-immigrants/cid/1706139?ref=trending_home-template">click here</a> to read more. <br /></div>                                                           
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                            <div align="justify">-The Telegraph<br /><br /><em>More than half of the country's small and marginal farmers continue to be left out of the ambit of formal finance<br /></em><br />A recent report by the Reserve Bank of India found that despite a plethora of schemes aimed at financial inclusion, only 40.9 per cent of small and marginal farmers have so far been covered by the banking system. Small and marginal farmers are defined as those with operational land holdings of less than two hectares each. They account for around 47 per cent of the operational land holdings. Banks are encouraged to lend to these farmers through the programme of priority sector lending as well as special programmes of financial inclusion. Disappointingly, more than half the small and marginal farmers continue to be left out of the ambit of formal finance. Whatever little the banks can cover, it is disparately distributed across states, with ones in eastern India being the worst sufferers. The reasons are of course well-known. Banks do not want to give loans to citizens who have no adequate collaterals to offer. Hence loans for consumption and working capital are denied reflecting prudent banking practice. The required loans are obtained from the informal sector.<br /><br />It is well-documented that in India usurious moneylending comes in various forms, even when there is no visible high rate of interest, the transfer of wealth from the farmer to the moneylender is considerably high in case of default. Small and marginal farmers have continued to be a large category in India for decades. Their average uneconomical size of holdings is a mere 1.08 hectares. Hence, they remain vulnerable with little hope of escaping the category, unless they decide to migrate out of the rural sector in search of greener pastures of urban locales and manufacturing jobs. However, with low skills of the migrants and a slowing down of industry, such jobs are alarmingly scarce. They have to fall back on rural sources of subsistence income to survive. <br /><br />Please <a href="https://www.telegraphindia.com/opinion/will-our-farmers-be-thrown-out-like-stateless-immigrants/cid/1706139?ref=trending_home-template" title="https://www.telegraphindia.com/opinion/will-our-farmers-be-thrown-out-like-stateless-immigrants/cid/1706139?ref=trending_home-template">click here</a> to read more. <br /></div>                                                           
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More than half of the country's small and marginal farmers continue to be left out of the ambit of formal finance

A recent report by the Reserve Bank of India found that despite a plethora of schemes aimed at financial..."/>
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    <h1 class="cat-box-title">Will our farmers be thrown out like stateless immigrants?</h1>
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                            <div align="justify">-The Telegraph<br /><br /><em>More than half of the country's small and marginal farmers continue to be left out of the ambit of formal finance<br /></em><br />A recent report by the Reserve Bank of India found that despite a plethora of schemes aimed at financial inclusion, only 40.9 per cent of small and marginal farmers have so far been covered by the banking system. Small and marginal farmers are defined as those with operational land holdings of less than two hectares each. They account for around 47 per cent of the operational land holdings. Banks are encouraged to lend to these farmers through the programme of priority sector lending as well as special programmes of financial inclusion. Disappointingly, more than half the small and marginal farmers continue to be left out of the ambit of formal finance. Whatever little the banks can cover, it is disparately distributed across states, with ones in eastern India being the worst sufferers. The reasons are of course well-known. Banks do not want to give loans to citizens who have no adequate collaterals to offer. Hence loans for consumption and working capital are denied reflecting prudent banking practice. The required loans are obtained from the informal sector.<br /><br />It is well-documented that in India usurious moneylending comes in various forms, even when there is no visible high rate of interest, the transfer of wealth from the farmer to the moneylender is considerably high in case of default. Small and marginal farmers have continued to be a large category in India for decades. Their average uneconomical size of holdings is a mere 1.08 hectares. Hence, they remain vulnerable with little hope of escaping the category, unless they decide to migrate out of the rural sector in search of greener pastures of urban locales and manufacturing jobs. However, with low skills of the migrants and a slowing down of industry, such jobs are alarmingly scarce. They have to fall back on rural sources of subsistence income to survive. <br /><br />Please <a href="https://www.telegraphindia.com/opinion/will-our-farmers-be-thrown-out-like-stateless-immigrants/cid/1706139?ref=trending_home-template" title="https://www.telegraphindia.com/opinion/will-our-farmers-be-thrown-out-like-stateless-immigrants/cid/1706139?ref=trending_home-template">click here</a> to read more. <br /></div>                                                           
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Home हिन्दी

Will our farmers be thrown out like stateless immigrants?

Published on Sep 20, 2019   Modified on Sep 20, 2019

-The Telegraph More than half of the country's small and marginal farmers continue to be left out of the ambit of formal finance A recent report by the Reserve Bank of India found that despite a plethora of schemes aimed at financial inclusion, only 40.9 per cent of small and marginal farmers have so far been covered by the banking system. Small and marginal farmers are defined as those with operational land holdings of less than two hectares each. They account for around 47 per cent of the operational land holdings. Banks are encouraged to lend to these farmers through the programme of priority sector lending as well as special programmes of financial inclusion. Disappointingly, more than half the small and marginal farmers continue to be left out of the ambit of formal finance. Whatever little the banks can cover, it is disparately distributed across states, with ones in eastern India being the worst sufferers. The reasons are of course well-known. Banks do not want to give loans to citizens who have no adequate collaterals to offer. Hence loans for consumption and working capital are denied reflecting prudent banking practice. The required loans are obtained from the informal sector. It is well-documented that in India usurious moneylending comes in various forms, even when there is no visible high rate of interest, the transfer of wealth from the farmer to the moneylender is considerably high in case of default. Small and marginal farmers have continued to be a large category in India for decades. Their average uneconomical size of holdings is a mere 1.08 hectares. Hence, they remain vulnerable with little hope of escaping the category, unless they decide to migrate out of the rural sector in search of greener pastures of urban locales and manufacturing jobs. However, with low skills of the migrants and a slowing down of industry, such jobs are alarmingly scarce. They have to fall back on rural sources of subsistence income to survive. Please click here to read more.

The Telegraph, 20 September, 2019, https://www.telegraphindia.com/opinion/will-our-farmers-be-thrown-out-like-stateless-immigrants/cid/1706139?ref=trending_home-template

Tagged with: Farm Credit Farm Loans Small and Marginal Farmers Financial Inclusion Agricultural Credit RBI Reserve Bank of India

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